Це відео не доступне.
Перепрошуємо.

How to Pay for Law School (my $160K debt and how I consolidated my loan)

Поділитися
Вставка
  • Опубліковано 8 сер 2024
  • Financial aid, student loans, subsidized and unsubsidized...anything related to paying for law school (or any graduate school) and the stress that it brings is not fun. In this video, I give you some tips on how to pay for law school and the process that you'll go through in order to get student loans if you need them. At the end, I talk about my personal journey and the $160,000 debt I am in because of law school. I also talk about consolidating your loan and why it helped me and may help you!
    STUDENT LOAN HERO:
    + Articles on how to refinance/consolidate:
    studentloanhero.com/5-banks-t...
    + See how much you would save:
    studentloanhero.com/calculato...
    FIRST REPUBLIC REFERRAL:
    + If you are interested in consolidating your loan with First Republic, click the link below. We both get referral bonuses (you get $200)!
    refer.firstrepublic.com/s/brittany50
    SONG:
    + Overcome by Theis
    ~ Theis EZ
    / theisez
    / officialtheisez
    / theisez_off. .
    OTHER VIDEOS YOU MAY ENJOY:
    + How to Get a Job
    • Tips for Getting a Job...
    + Should I Become a Lawyer?
    • Should I Become a Lawy...
    + How to Study in Law School
    • How to Study in Law Sc...
    CONNECT WITH ME:
    + Instagram: / limegreenelf
    + Facebook: / limegreenelf
    + Twitter: / limegreenelf
    WHO AM I?
    + My name is Brittany and I’m a lawyer living life in New York. I love showing you guys what my life is like here in New York and what delicious places there are to eat and what fun things there are to do. Your support means the world to me :)
    Experience NYC through my lens.
    + Graphics by Hannah Lee (www.hannahbrealee.com)
    FTC: This video is not sponsored. If you click the link for the First Republic referral program, I may receive a referral bonus.
    TAGS: #lifeasalawyer, How to pay for law school, my 160k debt, my law school debt, law school loans, student loans, consolidating your loan, consolidating loans, how to consolidate student loans, how to consolidate, fafsa, financial aid, subsidized loans, unsubsidized loans, subsidized versus unsubsidized, personal loans, paying for law school, first republic, studentloanhero, save money, graduate school, paying for graduate school

КОМЕНТАРІ • 86

  • @BrittanyTran
    @BrittanyTran  5 років тому +8

    I am going to be filming a Q&A video so if you have any questions you want me to answer, comment below with the hashtag #questionsforB. It can be about law related items, being a lawyer, relationships, UA-cam, living and moving to NYC etc.

    • @denisetapia5649
      @denisetapia5649 4 роки тому

      Brittany Tran I just saw this video and I am glad I did. I had a question on what type of loan did you take out to pay for you rent, utilities, food, etc.

    • @BrittanyTran
      @BrittanyTran  4 роки тому

      @@denisetapia5649 I can't remember what it was called but it was part of the financial package my school provided to me and I could just choose to take out more to help pay for other costs other than tuition.

    • @denisetapia5649
      @denisetapia5649 4 роки тому

      Brittany Tran Thank you for this information. I am considering going to law school but I am unsure about the process and how loans work. I am studying for the LSAT now but I am all over the place 😅I have been binge watching your videos and they are very helpful.

  • @ChusLife
    @ChusLife 5 років тому +35

    this is the kind of content the world needs

  • @mslegalstory
    @mslegalstory 5 років тому +10

    Brittany! Just wanted to say hello!im a baby lawyer as well. Randomly came cross your channel and I love it! Stay awesome!!

  • @elleibiam4230
    @elleibiam4230 4 роки тому +1

    This video was so helpfulllll!!!!! I’m starting school in the fall and just thinking about loans is terrifying. Thank you for sharing!

  • @SimplyJean
    @SimplyJean 5 років тому +1

    Hi Brittany! I discovered your channel a few days ago and subscribed. I'm not in law, but I've been binge watching your videos! Great content! :)

  • @Rebbyrag
    @Rebbyrag 5 років тому +5

    I appreciate your content, considering law school, have a good background in finance and studied engineering in undergrad, only question left is if I would actually enjoy working in the industry - I do love reading, writing for me is meh, however.

  • @mayaleex3
    @mayaleex3 5 років тому +7

    Girl I feel you!! Student loans sighhhh. Such a great video idea :) I should do one too hehe

    • @BrittanyTran
      @BrittanyTran  5 років тому +1

      definitely! it would be very helpful to others.

    • @user-sr9gb2iv5b
      @user-sr9gb2iv5b 5 років тому

      Реклама нахуй нужна

  • @larsonreed3380
    @larsonreed3380 5 років тому

    Thank you! So helpful!

  • @carloscedillo-silva1023
    @carloscedillo-silva1023 5 років тому +2

    awesome and helpful vid

  • @hivisboys
    @hivisboys 5 років тому +14

    Worst decision of my life was going to a T10 and taking on 6 figures of debt. I was emotionally vulnerable and bought into the social narrative of “prestige.” Scam.

    • @BrittanyTran
      @BrittanyTran  5 років тому

      do you think you would have gotten just as good of an education and would have the same job opportunities if you went to a lower ranked school (say between 50-100)? or if you had taken a scholarship at one of the lower ranked schools?

    • @hivisboys
      @hivisboys 5 років тому +2

      Brittany Tran hard to say but either way it isn’t worth it in my opinion. And I did 1L at a 50-100 with full ride.

    • @aalegalfocus
      @aalegalfocus 4 роки тому

      @@hivisboys the truth needs to be told. The legal job market is completely saturated, especially after Covid-19. I hope you have found a good career path. Georgetown law school grad here.

    • @hivisboys
      @hivisboys 4 роки тому +1

      asianamericanfocus funny enough everything worked out and I’m out of debt but for most people this is still a disaster.

    • @aalegalfocus
      @aalegalfocus 4 роки тому

      @@hivisboys if you don't mind my asking, what kind of job did you get? I didn't even have a job when I graduated. Now I am self-employed after working for some terrible small law firms for peanut pay.

  • @JD-kf2ki
    @JD-kf2ki 5 років тому +3

    Don't worry. You'll be able to pay it off.

  • @taijahdavis4250
    @taijahdavis4250 5 років тому +2

    Hello I'm dealing with the same issue now only thing my loan was for cosmetology school and it had increased double the amount I am self employed and not sure what route to take so that I will not keep getting intrest added to my total amount owed they truly dobt help you out in situations like this adding money each month just makes the payment higher. I need help as to how I can get them to lower the intrest or whip me clean 😂

  • @emely7794
    @emely7794 5 років тому +3

    Thank you for the video, I’m shooting for Chapman, Loyola or southwestern. I’m planning to stay at home and hoping for scholarships. I’m planning to go into public interest as well. Currently got an internship at DA office this summer. Any tips? Thanks

    • @aalegalfocus
      @aalegalfocus 3 роки тому

      How would you pay for law school? That's a ton of tuition to pay when the goal is to get a job maybe paying $50-60k. Public interest jobs are also very competitive to get. Why not aim for a UC law school where you can pay in state tuition & have more prestige. Good luck!

  • @caringlovetv6998
    @caringlovetv6998 4 роки тому +1

    How much the you pay s month?
    How much scholarship minimum and maximum can we get? I appreciate. Thanks.

    • @BrittanyTran
      @BrittanyTran  4 роки тому

      scholarship amounts really range and vary depending on what type of scholarship it is, which school and your statistics (GPA, LSAT).

  • @justinh5076
    @justinh5076 5 років тому +12

    I think here in NY the state and city universities are the best bang for the buck if you can't get scholarship money.

  • @evilcatgaming9056
    @evilcatgaming9056 5 років тому +5

    It's a bit hard to hear you in your intro with the background music. Maybe you could turn down the music a bit or leave it out from the intro altogether in the future?

    • @BrittanyTran
      @BrittanyTran  5 років тому +1

      thanks for the input! it's meant to be a summary/highlight reel and I'll talk about it in the actual video itself.

  • @laurenc4085
    @laurenc4085 5 років тому +1

    I'm a recent university graduate and I'm wanting to get into law school next fall. I'm not having any help as far as paying as I'll be on my own. Is it okay that I work full time that isn't law related, but am paying for law school? I received my EHR certification so if I work in that job to help pay for my school will that be looked down upon?

  • @caringlovetv6998
    @caringlovetv6998 4 роки тому +1

    Hi, Lol. After work for the school, to pay off. Thanks.

  • @shariecebrewster5962
    @shariecebrewster5962 2 місяці тому

    How to pay for college and law school

  • @muhammadsaber9512
    @muhammadsaber9512 5 років тому +2

    Keep it up 👍

  • @mccoyology
    @mccoyology 5 років тому +3

    Can you talk about t1 schools versus regional. You seem to be very successful even coming from Chapman. A lot of people STRESS T1 and top 14 versus University Of Maryland Carey law School or American University. Can you talk about your experience post law school.

    • @edwink1467
      @edwink1467 5 років тому +2

      T14 is important if you want to start your career at a big law firm making the standard 190K starting salary before bonuses. What makes T14 schools special are the connections they provide. Top big law firms (that pay you 190K starting salary) recruit almost exclusively from the T14 schools (and the top 25 schools to some extend), so unless you were a valedictorian or did something amazing in a lower ranked school, it's next to impossible to get a job in "biglaw." I believe Brittany mentioned doing internships at law firms in 1L/2L summer that paid $15 an hour? I have a few friends who are in T14 schools and their summer internships at law firms paid them basically the starting salary of a first year associate, divided by the time they worked there... about *$3500 per week,* which is hardly an "internship" kind of money. Students usually receive an offer (or multiple offers) from the big law firms they worked for before they graduate and have their position secured. Another small thing to consider is if you want to go into academia and become a law professor in the future, you would want to have a degree from a highly ranked law school. Same thing if you want prestigious law-related positions in the government. The field of law is undoubtedly elitist in many aspects unfortunately. Whether you think it's fair or not, sometimes it's all about connection, connection, connection, and *connection.*
      But if these are not your goals, there's no need to stress over going to a T14 school. You can go to a decent law school and still have a bright future and be just as successful as T14 graduates. (though the path may be harder and take more time...)

    • @mccoyology
      @mccoyology 5 років тому

      Ty!!

    • @BrittanyTran
      @BrittanyTran  5 років тому +1

      agreed with what johnnyXXX said. my path is not the traditional path and although I may seem "successful" it really depends on what your goals are. I would say that I also was blessed with a lot of good bosses and jobs right after law school that got me to where I am.

  • @kimiamdi3312
    @kimiamdi3312 5 років тому

    Do you know if Canadians ( considered as out of state / international ) interested to study law in US could be eligible for scholarships ?

  • @natalialanzagorta37
    @natalialanzagorta37 3 роки тому

    What job position did you work during the summer after your 1L year?

    • @BrittanyTran
      @BrittanyTran  3 роки тому +1

      I was a law clerk at a small family law firm.

  • @greattimegaming2061
    @greattimegaming2061 3 роки тому

    How did you take out 160k when the life time cap for FAFSA student loans is 138,500? I’m a rising 1L and I’m trying to figure out if I can have the money to complete law school

    • @BrittanyTran
      @BrittanyTran  3 роки тому

      I think some of the loans weren't FAFSA loans. Some were private or some may have been from my law school.

  • @alexisto5111
    @alexisto5111 5 років тому

    Much needed video!!! I put together my application binder and added up just the debt from school alone and I ended up taking some schools out because there are certain amounts I couldnt justify. Love your videos! Thank you!!!

  • @chriswood9754
    @chriswood9754 5 років тому +2

    anybody know about trinity law school? how are the post grad employment rates

    • @BrittanyTran
      @BrittanyTran  5 років тому +1

      they should have that information on their website.

    • @caringlovetv6998
      @caringlovetv6998 4 роки тому +1

      They seem legit because they require LSAT. Let me know, what you think?

    • @aalegalfocus
      @aalegalfocus 4 роки тому +1

      I have never even heard of Trinity law school. That sounds like a for-profit, bottom tier school that is not going to be worth attending. You will probably be better off going to community college to get a vocational degree.

  • @uncatila
    @uncatila 4 роки тому +2

    I want to be a lawyer but I guess I have to stick to plumbing and save cuz borrowing Is stupid debt slavery.

    • @aalegalfocus
      @aalegalfocus 4 роки тому +3

      Good idea. As a plumber, you could probably make more than many people with JDs, without 3 years of lost income plus over $150,000 of debt.

  • @ChusLife
    @ChusLife 5 років тому +4

    wow 2.5 is great

  • @bgp7287
    @bgp7287 5 років тому +1

    🔥🔥

  • @braxtonbudd4235
    @braxtonbudd4235 5 років тому +2

    do you have to pay undergrad loans during law school?

    • @BrittanyTran
      @BrittanyTran  5 років тому +2

      I didn't have to because I didn't take out any loans for undergrad but if you did then yes you would have to pay them as soon as you graduate (after the short grace period).

    • @caringlovetv6998
      @caringlovetv6998 4 роки тому

      Lucky. How did you do this? Thanks.

  • @CN-up3vg
    @CN-up3vg 5 років тому

    The obvious answer to paying off law school debt is getting a job that pays well enough to pay off those loans after you graduate... My friend is graduating from law school next month and already has a job lined up that offered to pay her $15,000/month. Yeah you read that right.....

    • @BrittanyTran
      @BrittanyTran  5 років тому +3

      very true, but sometimes it comes at a cost including long hours and lots of stress.

  • @ChristophProbst
    @ChristophProbst 3 роки тому

    Now that I am an attorney, I am grateful everyday that I did it the reading the law route instead of the law school route. I cannot imagine having that much student debt.

    • @vanessaadonis6812
      @vanessaadonis6812 3 роки тому

      Can you elaborate? I am a high school senior going to college in the fall and I most likely will have to take out loans. I am also thinking about law school after that.

  • @sandeephansdak1749
    @sandeephansdak1749 3 роки тому

    ..... and!.....My "Personal Requirements".... differ (s) from most other Students!!...as I've observed, since, all those years from the early "Childhood"!!.....In the sense!....(N. O.)!....?!....👌📕😐📖📚☕

  • @sailaway258
    @sailaway258 5 років тому +1

    Can u pay it all off in one payment

  • @pep590
    @pep590 3 роки тому

    Yes, never rely on a president talking about forgiven some student loans as we saw Biden running his mouth about doing that and now he says Zero. Plus his talk was on forgiving only 10 grand, so that barely scratches the surface of the typical loan and the average attorney would way most likely earn too much to qualify.

  • @shariecebrewster5962
    @shariecebrewster5962 2 роки тому

    I can't afford it's law school should be free not pay for college and law school as well

  • @AntiMasonic93
    @AntiMasonic93 5 років тому +6

    Donald Trump doesn't talk about student loan debt that much. He mainly talks about the border wall. 160k for a law school is a lot. The cost of a law school degree today is anywhere between 250k to 300k. This is outrageous. I hope the dept. of education steps in a do something about this asap.

    • @aalegalfocus
      @aalegalfocus 4 роки тому +1

      I would tell anybody not to take on $160,000 of non-dischargeable debt to go to law school, unless it's Harvard, Yale, or Stanford.

  • @Purebredbrute
    @Purebredbrute 5 років тому +1

    WRONG! I would recommend doing more thorough research before leading your viewers on with incomplete information. Scholarships are not the “best” way to receive free money for law school.
    Better option: Join the military. I’m going to law school for free and the GI bill is paying for it 😉
    Oh yea and I get a monthly housing allowance ... so they pay me too ... so I am actually making money. 👍

    • @BrittanyTran
      @BrittanyTran  5 років тому +12

      thanks for the information, I think about the military as an option so it's good to point out that there are several options out there. this video was just on what I knew and my experience.

    • @marcushunter1406
      @marcushunter1406 4 роки тому +10

      Unfortunately, you gave the military 4 years so how is that the best option vs free money??? 🤔🤔

    • @WilliamMohamad-uv5fi
      @WilliamMohamad-uv5fi 4 роки тому +6

      You sound ridiculous lmao. First you go and attack this youtuber, I thought the military taught discipline? And also, opportunity cost. You wasted years of your life on a corrupt military and you'll never get those years back. Why do that when you can just waste an hour applying for scholarships and get free money

    • @shariecebrewster5962
      @shariecebrewster5962 2 місяці тому

      That's crazy how you saying it's

    • @shariecebrewster5962
      @shariecebrewster5962 2 місяці тому

      Yes