10 Money Lessons I Wish I Learned Earlier 💸
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- Опубліковано 14 чер 2024
- Sharing 10 money lessons I wish I knew earlier. A portion of this video was sponsored by Coinbase. Get $10 of Bitcoin when you join Coinbase using my code LAVENDAIRE (Terms: After your photo ID is verified, $10 in BTC will be added to your portfolio within 24 hours. Limited time offer. Only applicable for new Coinbase users.)
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Information provided is NOT investment advice and for educational purposes only. Visit coinbase.com to learn more about cryptocurrency.
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I hope these money lessons I learned help you navigate your finances better! Feel free to share your money lessons in the comments so we can all be more financially savvy.
// more videos on money & investing
→ how to start investing in stocks & crypto | bit.ly/3aT0V0r
→ 15 ways to save money | bit.ly/2JhWSvG
→ 7 steps to financial freedom | bit.ly/2xtWNjI
→ how to manifest more money in your life | bit.ly/314rLuE
// timestamps
0:00 Intro
0:28 Understand inflation
2:16 Avoid debt as much as you can
5:05 Learn about crypto
7:14 Start investing early
8:40 Become aware of your money mindset & limiting beliefs
10:16 Don't be afraid to talk about money. Speak up. Ask questions.
11:21 Think long term, not short term with your spending
12:17 Invest your money in ways that will help you grow
13:33 Sell your items & purchase second-hand
14:38 Start planning for your retirement now
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// ABOUT
I’m Aileen, a lifestyle creator sharing knowledge and inspiration on creating your dream life.
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Disclaimer: This video is sponsored by Coinbase. - Навчання та стиль
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You'll watch an entire Netflix show even when the first episodes are slow and boring just because someone told you "it gets better." *But what if you looked at your goals like that and watched your life get better instead?*
AISURU.TOKYO/piit?[Making-love]💞
(◍•ᴗ•◍)✧*18 years and over
UA-cam: This is fine
Someone: Says "heck"
UA-cam: Be gone
#однако #я #люблю #таких #рыбаков #Интересно #забавно #девушка #смешная #垃圾
Unfortunately I’ve never been able to get into shows someone told me to watch because “it gets better.” It either happens that A. I can’t wait that long, I have other stuff I’m actually interested in watching or B. I end up liking the start MORE and then when it gets supposedly “better” I don’t like the changes
@@ChestersonJack it does happen sometimes but different aspects of life can play out different ways 😉
You might be more proficient in one field and a bit less in others and that’s ok ☺️
the last lesson is SO key!! I think as young people, we often forget that these years are probably the best time to accumulate wealth & invest in our future selves so that we’ve always got THE BAG 💅
Agree!
@@lavendaire I tremendously appreciate the “so much of success is breaking down mental barriers “ part. It hits so close to home so thank you for sharing ❤️
one small positive thought can change your whole day & believe you can and you’re halfway there ✨. God bless you, and may your dreams come true, stay safe and have a wonderful day.
AISURU.TOKYO/piit?[Making-love]💞
(◍•ᴗ•◍)✧*18 years and over
UA-cam: This is fine
Someone: Says "heck"
UA-cam: Be gone
#однако #я #люблю #таких #рыбаков #Интересно #забавно #девушка #смешная #垃圾
Money lessons to know in early 20s
1. Understand inflation.
2.know the diff. Btw good debt and bad debt.
3. Learn about crypto currency.
4. Start investing early
5. Beaware of ur money mindset and any limiting beliefs about money.
6. Don't be afraid to talk about money to people.
7. Think long term not short term about money.
8. Invest your money in the ways that u grow.
9. Sell ur items and buy second hand.
10.start planning for retierment.
💜💜💜
If your investment experience is less than 10 years start with a 5-6 portfolio. Don't bet big on any single company, learn the process first... Initially diversification is not that bad, it worked for me in initial year's, remember that protection of capital is a must.
Market crashes are an opportune time to protect capital in the sense that one can gain a year of growth from the bottom of a crash in a matter of months. The last crash provided over a decade of growth in the majority of stocks. Always be ready to jump at these opportunities.
@Sophia Riley Awesome. How can one reach such manager or someone as good
@Sophia Riley thanks for sharing ❤️
*"Everything in life is easier when you don't concern yourself with what other people are doing."*
The chances of you seeing this comment is pretty low, but if you did, *I hope you have an amazing day.* 🖤
Tq☺️
Thanks Ahmet ✌️😃
I think the mindset tips are really important. I used to have A LOT of limiting beliefs about making money but I'm slowly learning how to move past them and come up with new beliefs that are more positive and empowering.
I agree so much on that ❤️
*One of the greatest money lessons I've learned:*
It's not about how much you MAKE. It's about how much you keep that matters!
- Your Friendly Neighborhood Coach
AISURU.TOKYO/piit?[Making-love]💞
(◍•ᴗ•◍)✧*18 years and over
UA-cam: This is fine
Someone: Says "heck"
UA-cam: Be gone
#однако #я #люблю #таких #рыбаков #Интересно #забавно #девушка #смешная #垃圾
I think I'd like to meet you physically...
@@Muse_XoXo_ hahaha one day :)
I disagree with that mindset.
@@matthewfiluk2886 elaborate? Investing your money into the right investments are important as well but I’d love to hear what you mean.
I always ignore your investing related videos, bcoz I wasn't interested. All I do is earn, spend and save little money in bank. After this pandemic I realized the importance of investing. Thank you so much for this informative video Aileen 💕
Financial literacy is key!! It’s just as important as going after your dreams and passion. It’s amazing to reach your goals but it’s always great and smart to know how to handle your money as well!
From a self love content creator to another; such an informative video Aileen! This is so important! ❤️
Hi
@@Raja-rr7el oh, hey!!
@@F0reverblessed hello i m from india live in Mumbai And you ❤️
AISURU.TOKYO/piit?[Making-love]💞
(◍•ᴗ•◍)✧*18 years and over
UA-cam: This is fine
Someone: Says "heck"
UA-cam: Be gone
#однако #я #люблю #таких #рыбаков #Интересно #забавно #девушка #смешная #垃圾
@@Raja-rr7el Cool. I live in NY.
Growing up poor, I do have a bit of advice I learned later in life. It is easier to manage money when you have money to manage. That being said, I have taken steps to grow my money. I invested $100 ( took me a while to save it) in Johnson & Johnson stock. After 3 months I made $.66 in dividends. Having $5000 in my emergency fund only made $1.23. I won’t give up my emergency fund because I did use part of it recently and it was great having the money to do that. I will be investing more money into dividend stocks in the future. I’m 60 and I wish I had learned this when I was 20!
Thanks for sharing ❤️
Well !Where can one learn about this ?Can you suggest some resources?
@@calmlife4187 I actually talked to a financial planner at Edward Jones. It was free. She set up a debt (credit cards) repayment plan. What I need in savings. What I have left over to invest. You will need to get on a budget, but you can do it. Michelle really helped me start on that path.
I am so impressed - you seem to be so wise on money matters, and yet you are still so young - your maturity gives me hope for the future generation. I am 68 and wish I knew what you do when I was your age!
All of these are excellent tips I wished I’d learned things sooner as well and you are right we don’t discuss money enough which plays a roll into our mental intake on money
This is such an important topic. Being first generation in the United States I felt and still sometimes feel like I'm playing catch up. For the longest time it was difficult to find easily digestible information regarding money and investment.
Lavendaire =the positive energy. you make me want to improve my life and be the best version of me thank you so much
Her voice literally calms my anxiety and make me feel so grounded
Thank you so much for this video, I needed to hear that! I would love to hear you talk more about this kind of topics, and giving us thoughts and knowledge you got from non-fiction books you recently read.
Y’ALL SHES SO AWESOME SHES PERFECT IN LITERALLY ANY POSSIBLE WAY
We should be careful on money usage, if you are not spending to earn back then stop spending.
Apparently, my view to the solution is to venture into business
True!! Even some rich men made it through investing their money into something working and they made it
I do real estate, stock market, forex trade and Cryptocurrency, I think diversifying is key.
This is very true how many billionaires become rich through wages or saving in bank account? You don't even know one right?
@Richard Haney Yes I agree with you, i think the best time is now.
I like the whole idea of investing, and also the part where you said to correct our money mindset
Thank you Lavendaire, every time I watch your videos I am so uplifted and inspired! You are wonderful :)
All tips are hundred percent really helpful thanks for making this video! ✨
Thank you so much for awesome information. I still learning how to control money planning budget book, creating next year new life, and never end creative planning!
I am 25 and have had to learn financing on my own. I have had to change my believes when it comes to money. wish me luck!
Hi aileen I just wanna say that you motivate me a lot. You make me believe that nothing is impossible if we try and I'm so happy that I found your channel last year coz you help me a lot in improving myself. 😭
Thumbs up if you want more videos on financial health! BTW, I just finished a really great book that changed my mind about INFLATION (the first point)... I think a lot of ppl expect inflation as a given, but I realized that with the growth of technology, the future may be deflationary. The book is called The Price of Tomorrow, and I HIGHLY recommend it - amzn.to/3jY9WKK
Now I'm unsure about what to expect for the future, and when/how things will continue to change. Regardless, this affects ALL of us so I'm passionate about sharing any info that can help you be better prepared 😊
hi, I am a great fan of your channel as well as of u. The 1st ever video from your channel that I saw was 23 habits of highly successful people, and then that was around 5 years ago. but now I have it in my laptop downloaded and listen to it whenever i feel down. your voice, video recording techniques and the views and poses u choose for the videos are so good that it can make my worse days the best. Your videos are in my daily routine to help me overcome my regular negativities. please keep posting such amazing work.
also, plz tell me how do u have such nice hair, since it has a perfect volume and smoothness and just look sooo nice.
Would love to learn more about ethical investing. That’s the only factor holding me back 😣
bạn ơi, làm phụ đề cho video mới của bạn đi. để tôi được học tiếng anh như video này. bạn nói dễ nghe lắm ❤️
I m loving ur channel nd was looking forward for content like urs
You’re genuinely my inspiration
All tips are very vital !
these were amazing!! thank you so much💞
Thank you for this video Aileen ! It was a true moment of enlightenment ✨
I truly had no idea about bad debts and good debts because I was told that ALL debts are bad. This video is so packed with information! Thank you so much!
I love your videos lavendaire! it's not related to this vid but I just wanna say that I've been extremely upset over school and I always feel anxious and stressed for no reason. I found your meditation videos and my life COMPLETELY CHANGED. thank you so much lavendaire. I appreciate your videos and your meditation videos so much :) they calm me down a lot! And I get motivated by your vids :D
Wow I’m happy for you!! ❤️
I’m curious what people think of crypto future. I remember reading in the book of Hararri that the reason why money has become the main mode of transaction is the fact that it is easy to understand and easy to use. I feel like crypto is none of these things, but I may not be educated enough. As of now, I view crypto as just a play field for investors
Crypto is speculative at this point. Out of step with the other points in the video but mentioned because of the coin based sponsorship.
I truly love Lavedaire. Her voice is soo calming. I'm glad someone like her is on this earth.
Same here
Thank you so much for this video!!!
Thank you Lavendaire. Your info is useful at any age and of course better to know from a young age
Thank you for sharing!
Time is the most valuable thing. Thank you for sharing these useful tips! I am definitely excited to invest more. Many blessings and much gratitude! 💛
This video was so insightful! Thank you! 🥰
This is my fav video. Thank you sis.
Thank you @lavendaire for this video.
Hey ,Aileen I just wanna say thank you 😊
I learne about self-love, self-improvement and many things from you ,I was going through a very bad phase of my life and your vedios help me a lott....
Certainly you will never know how much you help me....but God knows....
Thank you,thank you so much 🙏
Love from India 🙏
Love you videos so much they have inpired me to start my own chanell so thank you
One of the greatest money lesson I have learned is to 'Treat money with respect' and 'Separate emotions from money'
Thank u so much for this video! Im 18 currently and I'm trying to save money as early as possible. Im thinking about doing stocks and shares and maybe get a credit card to build good points. This is perfect timing!
I am grateful that I took financial management major in college and one day I will be like you sharing my insights in a financial matter
Would you consider doing a wealth / abundance meditation? I do your morning meditation and self love meditation everyday and love them! ❤ 🧘♀️
Oo that’s a good idea, thank you!
thanks for this, I took notes and will think this serious, hope I'll do some actual things too
Do something today that your future self will thank you for. 💚☺️
Another great vid, thanks Aileen! 🥰
So well explained ! In fact, I should have known some lessons almost 18 years back. When starting one's job or Business life, one should start building an emergency reserve and yes, my own experience with Credit Card Debts has been bad and learnt the lessons the hard way.
So anyone seeing this video should appreciate this one.
I had doubts about investing. It's like you read my mind😁 Thank you Lavendaire for this video. It was really helpful.
"Allow yourself more possibility and opportunity" this line. I felt in my soul.
I love your video, it’s lovely and inspiring.
You are my inspirations✨iloveeeyouuu!!
Thank you for sharing this video with the world 🎉🎉🎉
Amazing video! So helpful ❤️
thank you for the lesson Aileen🤍🤍
1. Understand inflation
2. Avoid debt as much as you can
3. Learn about crypto
4.Start investing early
5. Become aware of your money & limiting beliefs
6. Don't be afraid to talk about money. Speak up & ask questions
7.Think long term, not short term with your spending
8. Invest your money in ways that will help you grow
9. Sell your items & purchase second-hand
10. Start planning for your retirement now
Thank you so much
Thanks for the informative video! It gave me some ideas about things I want to investigate more 👍
Great information for people of all ages . Def keep hearing about crypto
THANK YOU FOR THIS VIDEO!! PLEASE MAKE MORE FINANCE CONTENT 💚🥰
Hi, sis. Thank you for your videos. They have helped me to find my real me
I'm sure you changing so many lives❤
The fact that I can invest right now when I'm young was the most interesting one for me❤❤❤❤❤❤ thank you I loved the video
This is a great video!!!
You're amazing girl!!! I love your energy and most of all I love how sweet your voice is 🥰🥰 your voice is perfect for meditation❤️
Hi
Really helpful video. Thank you for your sharing. Have a great time.love you
Thanks 🙏
Aileen this video was unique! It felt like you are my elder sister talking to me 💓 I'm gonna learn all about these things now on ✨
please tell us more about limiting beliefs about money😇
Only if you were my Finance teacher.. Such an important video. You are amazing 🥰
Love this video
Thank you Aileen
I like this💓✨✨ please do have contents like this ✨
Wow Aileen.. Happy to see you with a new video. This is very helpful to me because I was struggling with saving money. Thank you so much for these tips. Also, Congratulations for 1.5M again.😃🥳💖💖😍
AISURU.TOKYO/piit?[Making-love]💞
(◍•ᴗ•◍)✧*18 years and over
UA-cam: This is fine
Someone: Says "heck"
UA-cam: Be gone
#однако #я #люблю #таких #рыбаков #Интересно #забавно #девушка #смешная #垃圾
Would be able to do a video on starting or getting in to crypto as a beginner
Great tips
I think the fact that crypto is such a good idea will be its own undoing. It’s a genuine threat to banks and governments and so I think it’s only a matter of time before it becomes so big that it’s banned and made illegal. It’s also not very environmentally sustainable considering the amount of energy it uses. I think it will be a bit of a boom and bust. But still worth learning about.
I love your Channel Aileen ❤
It made me see the True Purpose of life ❤💚
AISURU.TOKYO/piit?[Making-love]💞
(◍•ᴗ•◍)✧*18 years and over
UA-cam: This is fine
Someone: Says "heck"
UA-cam: Be gone
#однако #я #люблю #таких #рыбаков #Интересно #забавно #девушка #смешная #垃圾
This is very golen! thank you
Hi 👋 thank you for the interesting video 😊 when I wanted to level up my income I asked myself “what am I doing wrong?” “Why am I afraid of getting more money?” And after some time I get answers to my questions and it’s really amazing, sending a request to the universe and getting the answer you need at this period of time!
Hey, Iam your new subscriber ❤love to watch you, lots of love from India ✨
Good advice
You literally are my big sister. My life would be seriously different if you didn't do youtube. You are an angel on earth ❤️
great video!
You posted this the second I was about to make an Amazon order
Took it as a sign
Love u so much❤️
I worked in a bank for a while, and agree that credit card is really bad for you. Just highlighting. 🙏🏻
I use to be weary of credit cards since growing up my mom had a hard time with credit card companies. But now as I'm older I found credit cards to be essential for every day purchases. My two rules with credit cards are not to spend money that I don't have in my bank and to pay off my cards every time I get paid. There are perks to using credit cards for everyday use like getting cashback or getting points for hotels or travel. I also feel more secure using my credit card for purchases since if money is stolen from my credit card I can cancel card and get the money back quicker than if it was my debit card. Plus the money stolen isn't my personal money from my personal account which gives me more peace of mind. I realized that my mom had a hard time controlling her spending and paying her bill on time which now I understand that credit cards aren't for everyone.
Amazing channel💕
I appreciated it so much
AISURU.TOKYO/piit?[Making-love]💞
(◍•ᴗ•◍)✧*18 years and over
UA-cam: This is fine
Someone: Says "heck"
UA-cam: Be gone
#однако #я #люблю #таких #рыбаков #Интересно #забавно #девушка #смешная #垃圾
I always get refurbished or the iPhone SE and it saves me hundreds of dollars 🙌🏻
Can u do a vid showing how u buy secondhand if u buy in store? I'm interested in the clothes n bags u showed
Much love frm Kenya
Aileen, thank you so much for these tips!!!
If I could turn back the time, I would have invested all of my Chinese New Year red envelopes into Apple stock pre-iPhone and start with crypto early. But now is better than never! Trying to do my best right now to save and invest while paying down student loans. Love your videos and the calming auras you provide for all of us!
I really liked the idea of investing as early as possible...cuz it's not late yet...I should get started 😄
Thanks mam for this video
Love from India
You really open up y eyes about inflation and how much I should keep money in the bank. Thank you so much for this video! You are truly a blessing in the growth of my abundant life!