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My 4 Year Education Cost in USA! Return on Investment? Paying Back 1.5 Crore Loan?
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- Опубліковано 1 чер 2020
- My 4 years of Undergrad and Masters expenses with Housing and everything and comparing it with student who went to a top university and then calculating Return on Investment
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Correction: Me pulling sleeves was absolutely not unintentional! This video is mainly for those who are not able to get need-based, need-aware or merit based scholarships and are deciding how much to pay for tuition and how to shortlist the best colleges in this scenario.
So just to be clear if i go on your path in georgia state university then it will cost just 50 lakhs to complete grad and under grad?
Bhai kya first year ke undergrade mee scholarship nahi milti kya
Bro tell me one thing I am getting $20,500 scholarship from university of Guelph but got admission to top schools like UBC, uoft, waterloo but they are very expensive and have not got any scholarship. Should I go for top schools on loan or go to university of Guelph?
@@shaikdadu1805 you will get see his old video's
@@smaranjeetsingh8704 Depends cause like if the loan is too much ,it will be kind of difficult to pay back the loan and also you should get an ok - ok job . but as harnoor said in this video , if the jobs aare paying you equal after passing out of great colleges, then there is kinda no use and on top of that the loan repayment tenure will increase and will become little bit expensive. so yeah...
After all that money spent he told it was not worth it! He is a genuine guy. I like that.I like harnoor bcoz he explains every little thing and it helps others not everyone but people who are in need of it.I really admire it.Thx
if it was not worth it then why not every first world country student prefer to study in India and get jobs in the USA to save money and to recover their investment fast.
He s he was honest. Thiss guy is just showing off
Very true! I wanted to comment the same loool
isse acha india mai he mba hain iim se nhi toh phir top private institution jinka avg 26 lac hai jaise sp jain mumbai
what a GENUINE GENUINE person he is! He didnt even hesitate to say that his 3.5Crore went in vain. I pray he pays all his loans back very soon and get much better income !Amen
Spending 3 crore just for education? That guy must be rich. I spent 6 lakhs for my btech and I thought that was expensive
Bruh, see the return on investment, he's gonna make 4 times then he has spent in his future life!
Yeah bro..maybe. i have completed my BCA with neaely 1.2 lack for 3 yrs including transport.still im learning through yotube and other learning platforms.i have to think like that because of money.
Lol I just had to spend 24k for my BTech😂
@@harshvardhan98 The situation is different now, due to the pandamic job is scarce & not all companies hiring immigrants. Combined with the worst immigration system in US, even getting a chance of a visa after graduation is scarce. Their are so many indian students i know of who had to return back for not getting visa. If he does return, he have to work for decades to recover that money. If I was in his place, i wouldn't had spent 3 cr, I would rather try to earn it
@@harshvardhan98 I think you din't pay attention when he said he paid for experience not education.
the return on investment you're talking about is same even if he goes to a 90k per annum school or 9k
When you tell harnoor there is free food 02:57
😂😂
There’s gonna be a lot of memes of this 😂
@@aviralsaxena2650 😂😂😂😂😂😂
Best comment yet 😂
True..😂😂
The guy was very genuine and honest.
No he was ultra stupid who wasted 3 crores for a degree 😂😂
@@youtuberk1577 That doesn't make him fake and dishonest.
@@abhaypatil1252 yes he was honest but his stupidity overshadowed his honesty and genuineness
@@youtuberk1577 chutiya hai kya he was so honest so that ppl understand den honeycotting
@@johniitjodhpur learn english first bro
There are very few UA-camrs who are genuine, real and know exactly what the audience is looking for and you are one of them man. Hope your channel grows more and more!
what i find funny is the fact that when harnoor was in eleventh in india he must have had so much self doubt while preparing for jee but now he has achieved so much and has made his family so proud that I dont think an iit student could ever do. HATSOFF on becoming self-dependant
3 crores. Its too much ! You can live like a king for your whole life doing nothing in any tier2/3 city in india with that amount. I would rather choose on investing this amount than spending on college.
Totally agreed
Bura mat maan na.....chutiya ho tum...
The exposure you will get in the US is worth it, as your personal growth is concern.
Money is not everything, the way by which it's earned and used, matters
Baat rahi money ki he toh... there are landlords in haryana, punjab having crores of land.. farms etc.. but all this doesn't make sense as long as you're not using it
After spending 3 crores suppose I'm graduating from this university for a 80k yearly package this year with no job security(recent covid-19 situation in US).I will rather invest my money and do a MBA in India itself. Rather then taking a loan and be in a constant burden of repaying it for 10 years. But if your only priority is to go onshore and enjoy life by wasting your parents money or risking your next 4-5 years by taking a huge loan with no job security than I'm totally in favour of this. Thanks.
@@kshitijchauhan9764 I love how you're replying sensibly while some of the replies in this thread sounds like they're from a child, and they actually have a few likes which kinda surprised me.
I saw your videos since you had 2000 subs and now you have grown exponentially...great👍
~a student stuck between school and College ( corona effect )
Same here I am watching him since from very early days
Same
Can you please make a video on the process of being eligible for free masters. How was your professor able to fund you? I'm sure others would be interested in this question too.. please like so he is able to see this comment
Man his university’s fee is more than yearly earning of some people 🤯🤯. And still he says there isn’t much of a benefit studying there 🤨🧐.
cost of living is a bitch.
Anirudh Mallikarjun 😂 you just made my day.
Some people?? aahha
Lavde log, India ko great banao. Bhagode ke tarah USA me mat jao unki country great banane me! Son of bitches!
He is a idiot spending this much amount of money.. instead he should go to Canada
When u get a good job after this pandemic. Make a vlog with ur nani
.I want to see her happiness.
The other person is genuinely true. He spoke with his heart and without any filters. I loved his honesty. Thanks for bringing him along Singh.
Idk why he's smile keeps me glued to this video even though I have no interest in the topic.
Degree is no longer worth it. You can study everything online these days. The value of a traditional degree has gone down and will go down in the next couple of years. Companies are looking to hire people with experience and skills. Yes degree is important but experience is more important
@Sid what rubbish selling Pani Puri isn't a small occupation respect every occupation
It depends
BHAI jee k context mein bol rha hu
Log pw se online free padh sakte hai
Or 100000 dekar Allen se same chiz padhsakte hai
To still why people choose Allen
It's because not everyone is spontaneous
Some people need good friends,prpfessorsab and peer groups to grow
May be harnoor is one of them in
Finally no more of that irritating Venmo logo 🤣🤣. Loved the new T-Shirt 😂
Coinbase was irritating too 😂
@@artimstudios 😂
@@snipe1god938 😅
Op
To the point video... Stating the importance of skills rather than just a university number game💯... Paji tussi lage raho!
3cr 😂 3 flat return every moth more then 70k without doing any think in india .🤣
In our city Varanasi
3cr meaning 1guest house on the bank of our River Ganga
And the return is 20 thousand every night
Because Beauty of Shubah-E-Banaras and sham-E-banaras
@@Aegon_Targaryen Haha if rent is 20 Lakhs per month or 2.4 Crores per annum,why would they sell for only 3 Cr.,they will sell the property for 30-35 Crores.
@@krishna128 exactly
O ye
Yes bro ...point
they just called me "capable but not rich enough to afford it " in every language that exists
Bro the need of the hour is entrepreneurship and Indian Govt should start eship programmes as well. Please interview an entrepreneur as well🙂
27 approval needed on an average india will never be what we want
Lavde log, India ko great banao. Bhagode ke tarah USA me mat jao unki country great banane me! Son of bitches!
@@kirtipandit2010 KEEP DREAMING
@Siddharth Dwivedi its not about degree its about knowledge
@@nutandevjoshi sahi kaha , make india great because other countries r not foolish like us to develop other countries
8:10 Just loved the background 🇮🇳🇮🇳
it's seems really difficult after your conversations, I understand like there is no such option like play safe, competition is everywhere
This guy was spot on! I'm studying in Melbourne from past 3 years as an undergrad at one of the best unis in Australia and its very difficult to get a full-time job b'coz most companies dont take international students so there's a lot of competition.
So what is the use of studying in Melbourne and wasting the money if you have uncertainty about your job Or if you get less salary
@@youtuberk1577 well, it depends. Its not impossible to get a full time job but takes time and effort. Also, you can keep doing those odd jobs for time being and still be able to pay off your fees as the minimum wage here is pretty high.
So how much in total u payed for ur undergrad in Australia?
I am a Penn State graduate student from IE department and the estimate he's giving is wayyy too much! XD
You might spend that much in a year if you live a lavish lifestyle but if you live a simple life and work part-time you may spend half the amount he's giving over here.
How he said he is spending 60000 dollar then half of it will be 30000 but the total tuition fee is 40000 .
@@youtuberk1577 he said he's paying 60k/year. 60k for a year is too much. Tuition fees is approx 1600/credit (You can check this on the university website) and in a year a person takes 18 credits on average. If you add rent, utilities and living expenses (considering you're not living a lavish lifestyle), it adds up to around 35k-37k. Every student over here does a part-time job which gets them $10/hour for 20 hours a week. Excluding 4 months of holidays, if you work regularly for 20 hours, you end up earning around 6k. By simple addition and subtraction, you can see that yearly expenses come out to be around 30k.
@@youtuberk1577 if you see the video, he says he paid 60,000x2 to complete masters program (2 years), but since I am also from Penn State and 60,000 is more than enough for covering expenses of 2 years (tuition+rent,food)
@@pranjaliyadav6388 then what he is talking about $120000 I assume he is a mad and irrational person and I think his only intents is to show off
@@pranjaliyadav6388 but what if Trump throws you out of USA if you don't have green card and only h1b visa., all your money gets wasted
This video is really helpful and i have never heard about something like this from anyone keep up the good work
Have been following your videos from start and Coz of tht made me realize very initially tht I ws looking program specific university and my specialization. So I chose wisely my university based on budget and program, neither ranking or reputation.
After watching this i think i would rather work hard and get in IIT than giving SATs and not getting scholarships .
It’s important to stay focused and be creative during the studies. Don’t over think money situation. That will cloud your judgement and spoil your education experience. Whether you get educated in the States or India, Masters/PhD or just Bachelors, eventually you will be Ok. The most important trait of a successful person is patience.
This guy was roasting the person from penn state
I like this format where you interview and enumerate at the same time.
I did my engineering from state govt college in less than ₹1 lakh (total tution fees for 4 yrs). I have got govt job in my home town Varanasi with gross salary ₹90k a month....I am very happy now and living tension free life ..I have got ancestral property of ₹ 8 crore which I am planning to increase 2 fold
Can you tell your branch and college also please , I am also in state College in Gujarat
@@ShubhamKumar-wu9fh IET Lucknow...cse branch
he just got back from gym that's why he is showing his pumped up biceps 😂
Actually gym is a big part of life in US if you're interested. So good for fitness instead of just sedentary life.
Hi Harnoor
You are giving a lot of inputs & tips to students who want to come to US. It’s really helping a lot. Keep up the good job & all the best for your future videos
One of the best videos out there answering this question :3
Thanks alot!✌️
😂😂
As a SC category student my friend spent 0 on his IIT education and now he is software engineer at Facebook in Silicon Valley making 400k a year. Even general category, costs are much less in Indian colleges and IIT isn't needed, even students from NITs and DTU are getting FAANG offers. What's the point of US education then? Just bury yourself with huge loans
Experiences brother.
Getting to a foreigner country & studying with Top Students is a very good experience.
You will not only learn education, but also became self-dependent.
But o
This guy immediately won my respect at 08:10 🇮🇳✌️
Jai hind
I spent Rs 50,000 (tuition fee) for my BE Mechanical in India. Rs 40,00,000 (tuition fee and living cost) for ME Oil and Gas in Australia. I completed my undergrad in July 2006 and postgrad in December 2009. I am unemployed till date since completing my masters degree in Australia.
Zero return on investment. 😁
Jhut
after watching your videos I can understand there are very little common things in India and USA, 2 crore is really big money to invest for Indian to get jobs. 2 crore can be easily be invested in many other business to make it double money like real estate, hotel, hospital. now I am confused.
3 crores
I was entirely unfamiliar with abroad education , but this person make it possible !! Thanks Dear
My 4 years cost at UCF ( University of Central Florida) is approximately $20,000. (I started at community college)
20000 is for international student for 4 years got doubt
I remember the time when my brother had to choose between CMU and TAMU. He chose TAMU. The ROI is a very important thing one should keep in mind
Wow! I will also be applying next year for undergraduate studies in TAMU bcoz of the affordability and TAMU is a really great University!!
Your videos have been very much informative. This kind of clarity is very much needed for the students to make a calculated and informed career choices.
I recently lost 750 rupees playing poker online to which I was regretting a lot. After watching this video I do not regret it anymore because I am saving thousands of dollars by learning the same skills at the cost of pennies compared to most international students because at the end the salary difference is gonna be nothing compared to the cost of studies😁😁
Ha ha best comment 😂😂
I can see the pain in his eyes 😭
Pain for what
Baap india me chori chakari kr k dega 3 cr
@@Katha_Vaachak kala paisa hoga uske baap k pass
Which pain
Jakham me namak. Ab to USA ne green card bhi dena band kardiya.
Bro keep making such videos it helps us to gain tremendous knowledge....love for Maharashtra
Guy like you deserve this hardwork pays off man👍🏻
Thanks you for this video, it is be eye opening for me.
Thanks for giving such a comparative info about the universities and given good idea how worthly would be the top rank universities moreover have cleared the picture about how to return the investment. I really appreciate thanks for giving such a great experience.
The 45 lakhs that you mentioned for undergrad total ,was it just tuition fees or you added all the living expenses as well? If not how much did it cost you in total(including living expenses?). Great Video btw 💯
Lavde log, India ko great banao. Bhagode ke tarah USA me mat jao unki country great banane me! Son of bitches!..
Hey bro!
It's amazing to watch your videos! And when you talk about you getting internships. I feel more inspired to do them! While there are a lot of resources out there, I am sure many people especially me would want you to share your experience and how we could have strong foundation of technical skills (Like Algorithms & data structures) for internships.
Maybe some good free online tutorial that you used or if you could make a series on Algorithms & Data structure (in C++) if possible.
I know I am asking for a lot lol but it would be great to learn from you!!!!
And thank you so much for posting such amazing videos!
Lavde log, India ko great banao. Bhagode ke tarah USA me mat jao unki country great banane me! Son of bitches!...!
@@nutandevjoshi Bhai mai jab se 5 saal ka tha tabse India ke bahar hu. Aur Mai programming ke tutorial ke baare me puch raha tha naa ki US ya India ke baare me!
I think i must drop my dream of studying abroad. 😭
No, you don't have to. Think and plan smartly, like Harnoor. If you do take a loan, make plans for yourself beforehand. Watch his other videos with students who paid their College tuition before even graduating. Studying abroad is very expensive, I agree, but if you have the passion and you are willing to put the hardwork, money won't be a problem.
All the best :)
@@salwynmathew8545 hello sir please guide me
Hm
Look for Canada, Germany etc.
Look for colleges that offer scholarships and study hard enough to get a scholarship. Education is the portal to progress. Have confidence in yourself.
Hey, I'm so glad you make such videos. Could you kindly make videos related to PhD. Like experience, expenses etc.
Phd is fully funded
"Watching video and reading comments" gang 😂😂
Give attendance
I'm not even watching video just reading comments
@@aerenh_ 😂
I always watch your with and i like your english..it's pretty simple but enough also..thanks for videos
ALL DOUBTS CLEAR BRO....THANK YOU SO MUCH...😊😊😊😊😊👍👍👍👍👍
One request....how do banks give such huge amount of loans? Planning to study abroad aswell would be really helpful
Hii you are so helpful and inspiration for the students planing to study abroad it would be great if you would be able to make a vlog on Emirates Aviation University UAE Specifically for MBA in aviation management Thank you 😊
Thanks for guiding us always
Really appreciate it buddy for the video you are great.
Isse badhiya mere bhaiyya india mehi padhe IBM gyr then pichle 10 saal USA rhe. .
Skills 100
0% investment
100% profit
The pain in his eyes!!
Invest 3 cr. in mutual funds in India. Your annual return will be ₹ 45 lacs (@ 15%). In dollar terms $ 61000 (approx.) annualy. Also pay lesser tax in India as compared to USA. Enjoy life & study whatever you like in India.
For loan interest, as far as I know this is simple interest that we pay and not the compound interest. The interest is only on the principal amount. Please correct me if I am wrong. No doubt that more is duration more will be the interest. but its simple.
Hey sir
I really need your help and need to contact you regarding the issue.
Plzz help
My jaw dropped when he said it will take 10 -20years just to return loan. Its better to live in town without big degree and no loan . Just chill your life man.3 crore😭
It was worth my time watching..... Thank you
Thanks for making this video:)
3.5 cr
I will do mbbs and pg for 2 cr
and Will built own hospital with 1 cr beside my home
Still I save 50 lacks 😭😭😭😭
And loot people threatening for their lives.
F
Not more than U
Legend says he invested 3cr for free food 😂
It's so helpful video bro, Thanks
If I had a dollar for everytime the other person said LIKE
An insightful video @Harnoor bhai😎
Would like you to elaborate @4:15 and @5:20 ➡️ Getting Funded for your Masters & Self-sufficient at 20 ⬅️
I am amazed to hear that Master's was almost FREE !! Please make a video on the likes of it.
p.s. the Tee looks coool🤘🏻
I am also studying at Penn State University. Yes fees are tad high, exact cost of complete masters program including medical insurance are $ 52k. you can stay on a budget, which costs $ 500 per month. there are lots of on campus jobs which help you in paying rent and bills. and yes getting scholarships for masters is difficult because it is a research based university but thus PhD students have wayyy more privileges, and yes getting jobs is difficult, but isn't it in most of the uni for all international students. but 85% of people I know had jobs in their hands before they graduated, unfortunately many of the offers got revoked given the situation
Wait .... So how did u end up watching this video 😂?
Why did you waste so much of money like water
😂😂😂
Could you make a video about taking student loan for pursuing masters from Oxbridge and if the return is enough to pay back?
Amazing Videos Brother...!!
M 3 crore ko bank m dalta or har sal 17 lakh to bank hi deta intrest 😂😂😂pdhne k itne 😶😶😶agr tum 1 lakh mhina bhi kamate h to bhai 26 sal lag jayenge 1 lakh mhina bhut hota
Wahi na bhai mast padhai bhi ho jati aur bahut paise bhi save ho jate. FULL BANIYABAAZI😂😂
Ur trying to show ur muscles wtf😂
Yup! I noticed it too!
let him y not
my man hit biceps today
Lots of thanks again for your help and support
Return in terms of " free food" ??
Almost around 5 crore spent on education.
IITians and IIMs spend around 5- 10 lakhs and enjoy similar packages.
Why not invest 5 crores and be set for life, I wonder.
Bhai har kiski ko iit me itna pakage nhi lagta ok mere bhia iit Bombay se passout usne usa me ms kari hai wo abhi us ne job karrha hai
@@harshsharma6857 right. IIT me Jake bade package ke liye bhi hardwork aur skills hona jaruri Hai Sabko nhi milta itna bada package
@@Amit-bn5jw yes bro kyi logo ko to package bhi nhi milta
@@harshsharma6857 kya bat kr rhe ho bhai iit me package na mile aese kese ho skta h
@@Amit-bn5jw nhi yr
Hi! Thanks for the very informative video. Can you name some other universities which are like Georgia State in terms of the average tuition fee, scholarships, internships etc? Thanks a lot!
Texas A&M, UT Dallas, U of Alabama, Ole Miss, etc
Keep up the good work 💪👍
I did my masters from Texas tech University finished my masters degree under 15 lakhs with very cheap living expenses and I have a very good job in Austin now 😄
I would have prefer to work in India 😏😏
How much u earn in indian ruppes
@@8_adityasinghrawat319 I never wanted to come here as well, but the companies that I worked for before never respected me as an employee... Which prompted to search for something that was missing in my life.
@@anonymous-ex1kb as soon as I finished my master's I got a job and could clear off my loan in under 10 months
Did you receive any scholarships ?? And how much was the loan ?
Waiting for this
You can clearly see the regret in his eyes and sound.😬😬😬
?
Many People dont know abt IISc in India. World Ranking of IISc is very bcoz there is no UG course and no business schools and no Law course. All this MIT, Harvard , Stanford have many branchs and dept. so there ranking is more.But IISc has pure science and engineering. In this much limited Branch it is in 184th rank in world. I think if you compare MIT (without UG, law, business) and then compare with IISc , then IISc comes in top. Very less people know this fact!!!
Lavde log, India ko great banao. Bhagode ke tarah USA me mat jao unki country great banane me! Son of bitches!...!
Research suks in iisc . My research guide is from IISC .
Moza Ah gaya Bro ..................... Love from Guwahati
Hey Harnoor,
Why did you say that the amount of practical knowledge you could not have got anywhere else?
I mean that the course curriculum of US universities and Indian universities is pretty much same. I study at IIIT Gwalior.
You can learn everything online and practical knowledge(I mean, it only requires a PC...lol, you don't need high-end labs).
Even if you want to work abroad, you can easily do that by gaining 1-2 years of work experience in India.
Man... It really pains me to see these kinda videos when I couldn't go for higher studies. You guys are lucky who don't have dependents.
😂😂😂😂Bro don't be sad.
Life is beautiful in other terms find that.
May God bless you with success and happiness.
Harnoor you can surely upload the audio of these videos as podcasts. It’ll help you reach more and more people
Spending so much money and then realising that youtube and Udemy are better.....then I have no words... Hats off to your friend. So we Indians are making USA rich 😎
Skills matters at the end NO DEGREE!!
Next video : Expectation vs reality
This video kinda includes that as well
@@SinghinUSA 😄😄😉😉
@@SinghinUSA hey harnoor
I got offers from Florida international University
Adelphi university
University of Pacific
Depaul university in bsc cs
Which one will be better
@@AMANKUMAR-do6lf which offers u scholarship
Bhai Sabse best pay full concentration to IIT and then by scholarship go to mit or any institute that you like
3crore ki ke mei 15 truck purchase karu and I can earn upto 50000per truck per month after all expenses. So I can earn around 1 crore annually.but every person have different mindset.they are right in their own way
Now I find myself to be blessed as I got the top scholarship from hong Kong university (which covers my expenses as well)
Heaven lot gratitude to GOD 😇
University?? And for pg?!🥺🥺
Plzzz elaborate....wht exam u hv given, course, and university?🙏
Love from Dehradun
I am from haridwar
I m from dehradun also bro
Harnoor what do you say about texas universities where the out of state tution is waived off. Are they worth it ?
Appreciate both of you for busting the myths and speaking only truth.