I wanna pass down my house or any type of property to my children as long as they work hard to better themselves ! My mom has 3 houses in Haiti which we rent and use that money to manage life here in the US and also invest . That taught me early on that it’s important to save and invest . I love everything her and my dad taught my sisters and I . Truly blessed
Kala Tendua very wholesome and now I know we’re to send my son for nursing school he is only 11 but I’ve told him since he was young that he will become a nurse 😊 we can hope and wish for the best and wish them happiness and for dea little family to grow
Disgustingly wholesome. $90k in Detroit? And you drive a mini van? And your mother lives w/ you? And you send $ to the in-laws on the reg? WTF are you hiding? This episode made me feel so guilty I immediately called my mom afterwards.
My Asian parents also paid my tuition and helped me out with a home. They are not rich, but it’s the cultural expectation for them to support their children the best they can. In return, we take care of them in their old age.
Yup, we don’t send our parents to a nursing home. They spend their whole lives making sure we’re good so we are just paying respect and showing love back by taking care of them til they are gone. Besides, I don’t trust nursing homes.
Yes, my physical therapy degree cost like 10kusd for the 5 year schooling in the Philippines. Then starting salary is shy of 100k per year. Unlike those who studied here had loans of 80kusd and up.
I got my education fully paid for; book, supplies, classes, and even received cash scholarships and grants for nursing School. Going to graduate this summer debt free.
As a nurse recruiter I can say Ron is probably making well over $100k. New grads make less but each year you make more. I recommend many people who dont know what to do in college to go into nursing - such a noble, fulfilling and secure job. Pays off and you can eventually become a Nurse Practitioner
My family is Filipino too. My mom was an ICU nurse and retired when the pandemic started. My dad was a physical therapy assistant. I work full time as a I.T. systems administrator at UPenn. I also still currently live with my parents and pay the bills and utilities as well. It is very normal to live all together at an older age to not only support each other, but it does help save a lot of money. I’ve also seen a lot of Filipino start long distant relationships with people from the Philippines. And they also have successful long distance relationships that led to marriage. Especially having strong religious beliefs. My parents recently got married again in the Philippines after 30 years of marriage! Through sickness and in health!
Tarah Gervais she already had plans to retire in December as a nurse because she turned 65. And during that time the virus was still known to be in China instead of worldwide. Plus she wanted to also take care of my dad with kidney disease who is on dialysis. So he is immune compromised. My mom felt enjoyed her years as an ICU nurse in New Jersey. So she was ready to pass on her job to new graduates that were ready to work.
Living with parents even at a certain age is actually pretty common in Asian countries. We don't move out of our parents' house after hitting a certain age, that goes for both boys and girls. We all live together and split our bills. This way we save money, get to spend time and take care of our family too.
Absolutely not, his family probably helped him at an early age . Time length of credit history is a percentage that makes up your credit score as well...In addition we didn't actually see what his score was they just posted that it was over 800..
@@redunicorn7760 Holding debt says to lenders that you participate in the financial system, and if your debt is under control, you are rewarded with a higher score. Having zero debt doesn't give them a history of transactions to say whether you are a worthy risk to lend to or not. Its super backward but it is what it is.
this was actually so wholesome! Thank you Ron for your tremendous help during this time. I am currently in nursing school as well (finishing end of summer), and this really provided a perspective to me on how much a RN could make and how they live. Family is huge in my culture as well (initially from Bosnia Herzegovina), and we also send money to our family in Bosnia, so it was really cool to see that aspect of a different culture sharing similarities with us. Blessings to you Ron and your family, I pray y’all stay safe and healthy!
I was very inspired as well in this episode's of Make It.. I have a handful of international friends who do the same and help with their family. Shows to you how much different thinking the United States aspect of family is, compared to other countries.
Only thing I'm seeing is the 2 brand new cars. $100,000 in was pretty aggressive and investment out of country carries certain risk also. So going from virtually zero debt to $180,000 is a little much and I think he probably realized it also. Assuming the wife has a decent income, they should be fine as they are still saving $1,600 and sending $300 back to his family.
Wanted to leave a second comment cuz the story here just gave me chills. Being Filipino as well, family is a huge thing in our culture and I miss my mom every day. She’s back in the Philippines. Seeing the pictures of their relatives there made me think about them.
how can people dislike this? I feel it is amazingly inspirational to have a great family upbringing and him giving back to his wife's family by ways of educational support. I have international friends who do the same. Yes, mistakes were made on him taking a loan on a fully paid asset, but he did acknowledge it and is trying to fix the decisions he made years ago. Kudos to this young fellow...
This is great but where are the normal millennials? The median earnings are around $47K based on the US Census Bureau. I’d love to see more about how that $40-60K range budget especially in larger cities.
Iris Kea 47k is like the average entry level college salary. This guy is 30, college educated, and experienced. Buzzfeed would be more appropriate for knowing what a young young adult deals with
If he’s able to renovate his house into a place he loves coming home to and he has a stable well-paying job, hey 100k is a hell of a lot cheaper than buying a new house 🤷🏻♀️ more power to the young couple. And nice to see someone without a UA-cam channel!
This was so interesting to watch! I'm a registered nurse myself and I love what I do as well even with this pandemic! It takes a special person to become a nurse and you seem like your a great fit! I just want to thank you for all that you do! Please continue to pray for all the essential workers!
Hi Ron! First time I saw your name I thought you're Filipino and I was right! Shout out to you! Proud to see fellow Filipino who is successful and living the dream. You inspire me!
This is amazing! Thank you for sharing the importance of the family unit. In many families often times relatives will tend to be selfish and want to be flashy with their money. Family is important! You are blessed!
In the description, it states that he works 4-5x a week which is 1-2 extra shifts on top of the regular 3 shifts, and considering how the pandemic was 2 months ago and that's when he started working his regular 3 shifts. Yes, a good chunk of his pay is Overtime pay (which is usually 1.5x your base pay). Ex: if his base pay was $30 and overtime pay is $45. This also isn't including if he works extra holidays and weekends or nights (which tend to also have differentials). Basically, he worked super hard for his income and good for him cause I can barely do 4 in a row. Edit: Couldn't do math with the extra shifts
I cracked when Ron decided to stay in Philippine but his mom told him to get your but back here in the state and he seems to have said "Yes, mom !"instantly! That was sweet and he seems to be a sweet and genuine person.
This guy seems like a hard working American like a lot of us want to be right now. He has a great paying job that a lot of people would not have the stomach for. It sounds like he is doing better than 99% of the rest of the country especially living in the land governed by the witch during the season of the witch. Making $90,000 a year will bills totaling 63,000 a year ,that's not including his wife's income and he said his mothers income. Right now he is pretty much living the American dream so it is great to see he is still a pretty humble guy happy to be doing what he loves. God bless you brother, Your a lucky man
@@Darklovesto What I was commenting on was that he included savings as part of his monthly bills. Putting money in your savings account is not what many people are lucky enough to consider a monthly bill
I'm happy to see this man live the American dream. His pursuit for his education makes me wonder if American kids will start going overseas for their Bachelors to save on tuition.
The only people that do that are the ones originally from a different country. Its very smart. My sister studied Medicine back in my country and moved back to US and became a Medical Dr.
most Filipino parents wants and even force their kids to take nursing because of the belief that it is a high paying job here in US and dreaming that they will someday work here.I am a Filipino mom so i know this is the practice and belief haha i broke the cycle i didn’t force and inculcate in my son’s mind this notion.We let him choose the field he is really interested in.He is graduating from UC Irvine with flying colors this June with his Bachelors degree.He is 24💕It is nice to earn more money but be sure that you enjoy and love what you do.
@Mystical Blossoms シ well not in the USA ,A big chunk cant even afford college here.Some finish their Bachelor’s Degree at 45,some at 65 and there’s nothing wrong with that.What’s important is you continue to grow and dream..oh and before i forget i finished my Bachelor’s degree at 19 in A third world country.
It's so nice to see children grow up and support their parents, Asians, Pakistanis, etc. do this and don't just leave their aged parents all alone and forget about them (there are always exceptions). You should always be grateful towards your parents and care for them like they cared for you when you were a baby.
when i saw that $300 family support i knew that must have been sending money back home to the PH. It's really common for families to send money back to help support other family members especially academically. My mom was also an ICU nurse and switched. After recently graduating i moved back home with them and am currently saving money doing so, feeling fortunate especially during these times
I thought so too like ahhh that’s so much but at least they’re close to paying it off. Also, I probably wouldn’t have taken a mortgage out on a paid for home though...he could’ve saved and done it over time
He did say they earlier on in his life he made some poorer financial decisions in terms of spending and not saving I guess now he’s learning and trying to correct it lol Atleast the car payments he has are almost done! That’s another 1k for his savings
Wow thank you for this. I just graduated nursing school and will take my NCLEX in a couple months. I am in California where the wages are about the same or higher, very informative video.
@@Alexandriafrancescakiel Yes very true, we get taxed on everything we do here with is stupid but luckily I plan to live in the hood, since my area is starting to get gentrified might as well cop a home now
Nursing has no cap on how much one can make. So many options. Traveling(learn how to get all benefit) and having a Specialty area Pays(100k+)off extremely well.
@@MrTmenzo Soooo here in California because going to nursing school is very impacted and hard to get in I chose to go the private school route. I did my pre-requisite classes at local community colleges and that cost me about $1000 of my own money while everything else was FAFSA. Community colleges offer associate degrees in nursing for maybe $5-$8k at most and that is enough to get hired as an RN. My school for the same degree will cause me to owe about $50k in loans. I chose the private school route only because at CC, they do a lottery and God knows when I'll actually get in. I wanted to complete my schooling ASAP. I suggest to go to the cheapest route possible.
@ Renee Lvs - I can ONLY give my opinion, which I have a right to. I’m a Veteran U. S. Navy SARC, Medic, and RN, CEN. So I probably have a different perspective than most. You are correct that it’s a team effort. I can ONLY speak on the places that I’ve worked in E. D. ‘s for the past 17 years that. some of my colleagues get a lot of credit for NOT being competent at their jobs. A lot of ppl in the field like to say, “I’m a RN.” When it’s time to rock & roll I it’s everybody else that can get the job done. If u have a RN that’s been one for 5 years and can’t drop an 18 Gauge a the drop of a hat and go pull meds then they aren’t worth their salt. Same goes for doctors ( mostly Internal Med & Hospitalists ) are pretty useless. Hospitalist awaken from a call in the middle of the night by a RN “ pt doesn’t have an order for antipyretics and now is febrile” MD: “ok give a gram of Tylenol”. Back to sleep he or she goes. 🤷🏽♂️
@@factsdc3719 You don't know what you are talking about. Internal Med/Hospitalists are useless? Who is making decisions on patients health where you are working at? Nurses? I hope not.
Hey CNBC I think you should do more episodes with people who have children. Many people within the millennial generation are either single parents or expecting/current parents. It would be interesting to see how costs can vary from household to household. Esp since child costs are such be line items in people’s budgets.
First 30 seconds, I thought, oh he's probably a Filipino. then he mentioned he lives with his mom with his wife. Then I knew he is a Filipino. Proud of you, sir! And kudos to your mom and wife.
This hits home in so many ways for me. Met my (now) wife in 2011 on a ferry boat to a vacation destination island. She was here on a j1 student visa from the Philippines. We carried that summer fling into a long term long distance relationship for 8 years. I went to nursing school in the states (where I'm from), and sponsored her to come to the US. I have traveled to the Philippines 7 times and have the full support of my parents. Now we're both working- me as a nurse and her in insurance administration. Saving up for a house and both turning 30 later this year. We're working on the "own a condo in makati" and "20% downpayment in the metro Boston area" financial goals right now. Working as a nurse during this pandemic is no joke. Not in the least. It's nice seeing clips like this on UA-cam where I can say "hey, that's me!, I'm a male nurse, my wife is from the Philippines"... hahaha, this was fun.
Taking out a mortgage of that much on a house they already owned to renovate it? Jesus that's not smart. Definitely does NOT look worth $100k of renovation either
Considering that he redid everything I don't think it's a bad price. Just bc it's not your style doesn't mean it's bad and fixing your roof, gutter, driveway and the entire interior is a lot for 100k
I agree, but you have to realize that some people don't receive the financial education until later on in life (which he did reflect on) or stumble on it by mistakes/chances.
Bobby Burches I live in Michigan by Troy and Troy is very affluent. The houses in that city are expensive so 100k Reno for sure bumper the value so much
Love this story!!!! I think he spends his money pretty wisely and I love that his family all work together!!!! Thank you for your service from one healthcare worker to another!!!! I’m also in Michigan🥰❤️
This makes me so happy to see. I'm also 30 and American but went to school in philippines as well but I wish I had gone for nursing. Everything he talks about especially with credit cards is so spot on. If you want to live debt free and take on a similar career it is so worth it
This is why helping your kids is important. If they had to go pay a mortgage and pay for college at US costs money wouldn't go nearly as far or able to put money into all those renovations
What’s your budget breakdown? Share your story with us for a chance to be featured in a future installment. cnb.cx/32TYZ2K
CNBC Make It. Sending in my application! 🤑💰
CNBC Make It. Whose the dude in the thumbnail? Baretta?!!
Put my finances on youtube? I don't think I could share so publicly. My employer wouldn't appreciate it either, probably.
Way to copy Stephan Graham lol 😂
I wanna pass down my house or any type of property to my children as long as they work hard to better themselves ! My mom has 3 houses in Haiti which we rent and use that money to manage life here in the US and also invest . That taught me early on that it’s important to save and invest . I love everything her and my dad taught my sisters and I . Truly blessed
I went to school with him. He’s one of the sweetest people so great to see he’s doing well!
Raina Street He seems so genuine and lovely. So cool you know him! Keep safe
Kai Wong I’m not lying. We went to middle school and high school together. I saw this on his Facebook .
Raina Street 👏🏼
@Kai Wong stfu and go back to whuhun
Wow seriously!? 😊
THANK YOU EVERYONE for the SUPPORT and the COMMENTS=))
God bless you for all you do!!
thats not you...
Thank you so much for you are doing! God bless you and your family.
Thank You Ron!! Appreciate hearing your story and unique perspective✨
@@c.b.9422 thank you=)
Let's just agree on the fact that this episode was wholesome.
Kala Tendua very wholesome and now I know we’re to send my son for nursing school he is only 11 but I’ve told him since he was young that he will become a nurse 😊 we can hope and wish for the best and wish them happiness and for dea little family to grow
@@makesitauti1552 u should let your son choose what he want
100%
It is indeed.
Disgustingly wholesome. $90k in Detroit? And you drive a mini van? And your mother lives w/ you? And you send $ to the in-laws on the reg? WTF are you hiding? This episode made me feel so guilty I immediately called my mom afterwards.
My Asian parents also paid my tuition and helped me out with a home. They are not rich, but it’s the cultural expectation for them to support their children the best they can. In return, we take care of them in their old age.
Cycle of life😍
Yup, we don’t send our parents to a nursing home. They spend their whole lives making sure we’re good so we are just paying respect and showing love back by taking care of them til they are gone. Besides, I don’t trust nursing homes.
@@mytubeeeee if they are sane...
I’d rather send them to a nursing home
Yup. That’s the way it’s supposed to be.
next week: living on unemployment checks in the middle of iowa | millennial money
my friend is literally getting paid bank on his unemployment checks
Abdul Delati a friend of mine went from making $455/week to $1,100/week after loosing his job In nyc 💀💀💀
Yes please
@@HAMID___ Living the good life!
🤣🤣🤣🤦🏽♂️
8-10k tuition overseas, come back and reap higher wages. Man I feel like I should have done the same.
Yes, my physical therapy degree cost like 10kusd for the 5 year schooling in the Philippines. Then starting salary is shy of 100k per year. Unlike those who studied here had loans of 80kusd and up.
I got my education fully paid for; book, supplies, classes, and even received cash scholarships and grants for nursing School. Going to graduate this summer debt free.
But aren't degrees from other countries"invalid" here in the states?
the doge They are not invalid. You can take upgrade exams
Edward Orozco Congratulations!! 💕🙏🎁🥰
His life with his mom and wife looks very fulfilling. Money can’t buy that. Happy for him ☺️
They own property in the Philippines and in Detroit. Building a solid legacy. Love to see it
thanks for the comment=)
This warmed my heart! Compassionate, kind and smart guy. He sends money to his in-laws every month so thoughtful!❤️
Here early!
👋
You beat me. color me shocked.
Brand New cars not a smart decision but ultimately a good guy wich made better decisions then the average person
Reaction video 👏
Graham I stimulated the like button
This might be one of my favorite episodes, intelligent and humble, love to see it
JewelsView Agreed! He is lovely!
As a nurse recruiter I can say Ron is probably making well over $100k. New grads make less but each year you make more.
I recommend many people who dont know what to do in college to go into nursing - such a noble, fulfilling and secure job. Pays off and you can eventually become a Nurse Practitioner
My family is Filipino too. My mom was an ICU nurse and retired when the pandemic started. My dad was a physical therapy assistant. I work full time as a I.T. systems administrator at UPenn. I also still currently live with my parents and pay the bills and utilities as well. It is very normal to live all together at an older age to not only support each other, but it does help save a lot of money. I’ve also seen a lot of Filipino start long distant relationships with people from the Philippines. And they also have successful long distance relationships that led to marriage. Especially having strong religious beliefs. My parents recently got married again in the Philippines after 30 years of marriage! Through sickness and in health!
Justine A if you don’t mind me asking , why did she retire when the pandemic started ? Asking nicely
Tarah Gervais she already had plans to retire in December as a nurse because she turned 65. And during that time the virus was still known to be in China instead of worldwide. Plus she wanted to also take care of my dad with kidney disease who is on dialysis. So he is immune compromised. My mom felt enjoyed her years as an ICU nurse in New Jersey. So she was ready to pass on her job to new graduates that were ready to work.
@@reckless3217 hello this corona has an R-naught as high as 3. Very very contagious.
Justine A oh okay thanks for sharing
Living with parents even at a certain age is actually pretty common in Asian countries. We don't move out of our parents' house after hitting a certain age, that goes for both boys and girls. We all live together and split our bills. This way we save money, get to spend time and take care of our family too.
This just goes to show that contrary to popular belief - you don’t need a ton of debt to get a credit score over 800.
Absolutely not, his family probably helped him at an early age . Time length of credit history is a percentage that makes up your credit score as well...In addition we didn't actually see what his score was they just posted that it was over 800..
He's doing really well! But he has a 180k mortgage on a house that he already owned and financed two new cars.
Why would you ever need debt for a good credit score? I would think that debt is actually lowering your credit score
@@brittishcapelle6508 well he's thirty he had 12 years to work in his credit score. You can do that without family
@@redunicorn7760 Holding debt says to lenders that you participate in the financial system, and if your debt is under control, you are rewarded with a higher score. Having zero debt doesn't give them a history of transactions to say whether you are a worthy risk to lend to or not. Its super backward but it is what it is.
YESSSS I LOVE THIS SERIES!! PLEASE MAKE MOREEEEE
Thank you for your service on the front line right now man! The real heroes 🙌🤟💪🇵🇭
He's such a nice guy with a beautiful family. Congrats to them for their success ❤
this was actually so wholesome! Thank you Ron for your tremendous help during this time. I am currently in nursing school as well (finishing end of summer), and this really provided a perspective to me on how much a RN could make and how they live. Family is huge in my culture as well (initially from Bosnia Herzegovina), and we also send money to our family in Bosnia, so it was really cool to see that aspect of a different culture sharing similarities with us. Blessings to you Ron and your family, I pray y’all stay safe and healthy!
I was very inspired as well in this episode's of Make It.. I have a handful of international friends who do the same and help with their family. Shows to you how much different thinking the United States aspect of family is, compared to other countries.
Graham better go easy on Ron, hes a front line working hero
😂 and he did say he shouldve been smarter sooner and watched all those UA-cam videos lol
Only thing I'm seeing is the 2 brand new cars. $100,000 in was pretty aggressive and investment out of country carries certain risk also. So going from virtually zero debt to $180,000 is a little much and I think he probably realized it also. Assuming the wife has a decent income, they should be fine as they are still saving $1,600 and sending $300 back to his family.
Nope. Ron works a job. He is not a hero. Ron literally just does the tasks that are within his job description.
Wanted to leave a second comment cuz the story here just gave me chills. Being Filipino as well, family is a huge thing in our culture and I miss my mom every day. She’s back in the Philippines. Seeing the pictures of their relatives there made me think about them.
Ver Starr - The Commuter Experience ... Pilipinas represent on #millenialmoney! Your episode is still one of my favs.
Ver Starr - The Commuter Experience every filipino wants to go back to retire lolz
1234oclock thanks! That’s means a lot!
how can people dislike this? I feel it is amazingly inspirational to have a great family upbringing and him giving back to his wife's family by ways of educational support. I have international friends who do the same. Yes, mistakes were made on him taking a loan on a fully paid asset, but he did acknowledge it and is trying to fix the decisions he made years ago. Kudos to this young fellow...
This is great but where are the normal millennials? The median earnings are around $47K based on the US Census Bureau. I’d love to see more about how that $40-60K range budget especially in larger cities.
Iris Kea “normal” millennials don’t watch CNBC
John Huynh yes they do... CNBC Make It target market is young adults.
John Huynh I was born in 1994 and make $72,500 in Boston and watch this all of the time
Iris Kea 47k is like the average entry level college salary. This guy is 30, college educated, and experienced. Buzzfeed would be more appropriate for knowing what a young young adult deals with
This is a really good idea!
One of the best episodes yet, loved their story
I agree. But most nurses don’t make this much... I work in Michigan as well. My reaction video sheds light on this !
If he’s able to renovate his house into a place he loves coming home to and he has a stable well-paying job, hey 100k is a hell of a lot cheaper than buying a new house 🤷🏻♀️ more power to the young couple.
And nice to see someone without a UA-cam channel!
yes totally agree! no blogs side hustles etc lol
Yes, I agree with this!!
12 hour shifts 5 days a week is brutal. My mother is a nurse and the stress is insane.
what a happy man sitting between his wife and mother, if he get a daughter, that would be cool
Mad respect for him and his whole family. Thank you for your service!
This was so interesting to watch! I'm a registered nurse myself and I love what I do as well even with this pandemic! It takes a special person to become a nurse and you seem like your a great fit! I just want to thank you for all that you do! Please continue to pray for all the essential workers!
Glad to see different cities! Do Atlanta next!
Hi Ron! First time I saw your name I thought you're Filipino and I was right! Shout out to you! Proud to see fellow Filipino who is successful and living the dream. You inspire me!
This is amazing! Thank you for sharing the importance of the family unit. In many families often times relatives will tend to be selfish and want to be flashy with their money. Family is important! You are blessed!
That’s a huge blessing that his parents were able to pass down the house to their kids and I know a lot families strive to do the same
You are our true heroes. God bless you and your family and staff. Please b safe!
Thank you for the comment=))
Ayyye shoutout Troy. Love that they’re doing one in my city and salary.
Good for you Ron, Ron's wife, and Ron's mom! Also, thank you for your service!
Shout out to you and thank you for everything you're doing on the frontlines! From a fellow Detroiter in SW Detroit aka Mexicantown 313!
*That's not bad working 3 days a week for $90k a year.* 👍
Not to mention $90k/yr is a ton in Michigan.
Warren S. Definitely
No, he's working a ton of OT. 3 12s is about 75k without OT, making about $ 36/37 an hour. I live an hour away from Detroit, working as an RN.
@@TheMsLovelyD that's not a "ton" of OT. RNs here almost matches their base check just with the OT check.
In the description, it states that he works 4-5x a week which is 1-2 extra shifts on top of the regular 3 shifts, and considering how the pandemic was 2 months ago and that's when he started working his regular 3 shifts. Yes, a good chunk of his pay is Overtime pay (which is usually 1.5x your base pay). Ex: if his base pay was $30 and overtime pay is $45. This also isn't including if he works extra holidays and weekends or nights (which tend to also have differentials). Basically, he worked super hard for his income and good for him cause I can barely do 4 in a row.
Edit: Couldn't do math with the extra shifts
I cracked when Ron decided to stay in Philippine but his mom told him to get your but back here in the state and he seems to have said "Yes, mom !"instantly! That was sweet and he seems to be a sweet and genuine person.
aww I like him. He clearly loves his mum and wife so much☺️
This was very interesting to
watch. Bless all these people
working to save the lives of
others in need.
Thank you. It’s hard out here. But most nurses don’t make this much... my reaction video exposes this!!
This guy seems like a hard working American like a lot of us want to be right now. He has a great paying job that a lot of people would not have the stomach for. It sounds like he is doing better than 99% of the rest of the country especially living in the land governed by the witch during the season of the witch. Making $90,000 a year will bills totaling 63,000 a year ,that's not including his wife's income and he said his mothers income. Right now he is pretty much living the American dream so it is great to see he is still a pretty humble guy happy to be doing what he loves. God bless you brother, Your a lucky man
Im pretty sure its 90k after taxes, correct me if im wrong.
@@Darklovesto What I was commenting on was that he included savings as part of his monthly bills. Putting money in your savings account is not what many people are lucky enough to consider a monthly bill
@@Darklovesto Are all these videos based on salary before or after taxes?
I was assuming before tax?
He is very humble and generous to help his wife's family. I got a good vibe from watching it.
thank you for the comment=)
Go kuya Ron, one of the smartest and kindest person I've met back in college. 👏🤗
His mindset makes me so glad I'm in nursing school, even though its difficult
Man this was so motivating and I love how they help their family I think that’s really important!!!!
I'm happy to see this man live the American dream. His pursuit for his education makes me wonder if American kids will start going overseas for their Bachelors to save on tuition.
The only people that do that are the ones originally from a different country. Its very smart. My sister studied Medicine back in my country and moved back to US and became a Medical Dr.
No, because many of them view the education as secondary and partying, drinking, and tailgating as primary.
this whole video is confirmed wholesome, congrats to Ron and his wife for making smarter financial decisions
Amazing to see a frontline worker on Millenial Money 🙌🙌
I agree. But most nurses don’t make this much... I work in Michigan as well. My reaction video sheds light on this !
This is honestly what people should aspire to be. Good job👍🏽
Thanks for what you're doing to help people medically!
Thank you so much for your service, sir.
Troy is NOT Detroit. But living in Troy on 90K is an achievement.
Thank you for your service. You are appreciated.
He is doing good , and I wish him all THE BEST😊
Detroit Strong! Great work! Keep up the wonderful family love and structure.
most Filipino parents wants and even force their kids to take nursing because of the belief that it is a high paying job here in US and dreaming that they will someday work here.I am a Filipino mom so i know this is the practice and belief haha i broke the cycle i didn’t force and inculcate in my son’s mind this notion.We let him choose the field he is really interested in.He is graduating from UC Irvine with flying colors this June with his Bachelors degree.He is 24💕It is nice to earn more money but be sure that you enjoy and love what you do.
@Mystical Blossoms シ well not in the USA ,A big chunk cant even afford college here.Some finish their Bachelor’s Degree at 45,some at 65 and there’s nothing wrong with that.What’s important is you continue to grow and dream..oh and before i forget i finished my Bachelor’s degree at 19 in A third world country.
it sounds like you've had a lot of help when you were starting out. Its great you are giving back. its how it should be.
It's so nice to see children grow up and support their parents, Asians, Pakistanis, etc. do this and don't just leave their aged parents all alone and forget about them (there are always exceptions). You should always be grateful towards your parents and care for them like they cared for you when you were a baby.
Some parents are terrible and you shouldn't continue a relationship with them
Also parents shouldn't look at their kids future support.
That credit score !!🔥 great job on the choice to renovate and purchasing the condo!!!
Thank you for the comment=)
Such a sweet episode! I'm from Troy Michigan too!
Good luck on your future!
Is the Millennial Money animation in the beginning new? I love it!
I’m so early with my 20 cent iced coffee 😯
Waiting for the Graham Stephan reaction lol
Colin Cadena FACTS BABAHHA
Where you getting iced coffee for .20, you must be making your own.
Taelor Watson do you not get it?
😂😂😂😂
when i saw that $300 family support i knew that must have been sending money back home to the PH. It's really common for families to send money back to help support other family members especially academically. My mom was also an ICU nurse and switched. After recently graduating i moved back home with them and am currently saving money doing so, feeling fortunate especially during these times
His parents prime example of setting yourkid/s up for the future. Education in the most needed field will pay off
I'm waiting for Graham to react to this video!
Vikrant C. Same can’t wait to see his views on these decisions 😌
This just gave me hope, I’m second semester nursing student at Henry Ford college in Dearborn Michigan!
This guy seems to be doing a good job. But he says no to credit cards but 980 in car payments. Whats up with that?
I thought so too like ahhh that’s so much but at least they’re close to paying it off. Also, I probably wouldn’t have taken a mortgage out on a paid for home though...he could’ve saved and done it over time
He did say they earlier on in his life he made some poorer financial decisions in terms of spending and not saving
I guess now he’s learning and trying to correct it lol
Atleast the car payments he has are almost done! That’s another 1k for his savings
And unless I"m missing something, the cars in the garage were a Honda and Subaru.
Jennifer Riggs I think the Honda is his moms vehicle
It's for two cars which have less than 7 payments left total
What an amazing man and family. God bless you always!! 💕🙏🌸
One your best episode! Hopeful! Positive! and Inspiring
Salamat Ron for your service on the front line!
Pretty impressed DRH ER nurses are unmatched #DMCStrong from a DMC icu nurse ❤️
I think Nursing is one of the best bachelor degrees you can get. TONS of scholarships available. and your earning potential is very high!
Thank you for your contribution!
Me sitting here wondering how they spent $100,000 in renovations
You probably outsource your labor to non payrolled personnel lol. It's not cheap if you pick contractors who don't do short cuts or hacks.
$180k🤷🏻♂️
Finally, someone with a real job
This was such a great episode. Very relatable!
As a fellow Filipino in Michigan, this is awesome to hear Ron's story!
I love how his parents gave him the house! That’s love!!
Can't wait for Graham's comments! Great video tho, love their heart for helping others
Wow thank you for this. I just graduated nursing school and will take my NCLEX in a couple months. I am in California where the wages are about the same or higher, very informative video.
m P yeah but don’t forget the cost of living I. Michigan is really cheap too.
@@Alexandriafrancescakiel Yes very true, we get taxed on everything we do here with is stupid but luckily I plan to live in the hood, since my area is starting to get gentrified might as well cop a home now
@@Noposwowskis how much is your tuition? I was interested in going back to school for nursing.
Nursing has no cap on how much one can make. So many options. Traveling(learn how to get all benefit) and having a Specialty area
Pays(100k+)off extremely well.
@@MrTmenzo Soooo here in California because going to nursing school is very impacted and hard to get in I chose to go the private school route. I did my pre-requisite classes at local community colleges and that cost me about $1000 of my own money while everything else was FAFSA. Community colleges offer associate degrees in nursing for maybe $5-$8k at most and that is enough to get hired as an RN. My school for the same degree will cause me to owe about $50k in loans. I chose the private school route only because at CC, they do a lottery and God knows when I'll actually get in. I wanted to complete my schooling ASAP. I suggest to go to the cheapest route possible.
My favorite episode yet, such a humble guy!
thank you for the comment=)
I swear I've watched all the Millennial Moneys. I even decided to make my own in Vancouver.
Love these 👌
Thank you for your service and courage
Thank you for everything you do. 💙
THANK YOU FOR YOUR SERVICE!
thank you for the comment=)
Ah! Fellow RN!! Way to go Mr. Navarro!
“Ron works 12-hour shifts three days a week plus overtime”
That sounds amazing as I usually end up working 12 hours a day 5-6 days a week on salary 🙁
same
Much respect to ER Nurses and Emergency Department Technicians that actually do most of the work
You know absolutely nothing about healthcare everyone plays a huge part in saving a life, if only you knew
@ Renee Lvs - I can ONLY give my opinion, which I have a right to. I’m a Veteran U. S. Navy SARC, Medic, and RN, CEN. So I probably have a different perspective than most. You are correct that it’s a team effort. I can ONLY speak on the places that I’ve worked in E. D. ‘s for the past 17 years that. some of my colleagues get a lot of credit for NOT being competent at their jobs. A lot of ppl in the field like to say, “I’m a RN.” When it’s time to rock & roll I it’s everybody else that can get the job done. If u have a RN that’s been one for 5 years and can’t drop an 18 Gauge a the drop of a hat and go pull meds then they aren’t worth their salt. Same goes for doctors ( mostly Internal Med & Hospitalists ) are pretty useless.
Hospitalist awaken from a call in the middle of the night by a RN “ pt doesn’t have an order for antipyretics and now is febrile” MD: “ok give a gram of Tylenol”. Back to sleep he or she goes. 🤷🏽♂️
@@factsdc3719 You don't know what you are talking about. Internal Med/Hospitalists are useless? Who is making decisions on patients health where you are working at? Nurses? I hope not.
A few of my tenants are nurses and I know how hard they work! Thank you for all that you do for us.
So nice to see Asian Americans on this channel and their dedication towards medicine, their family and faith.
I agree. But most nurses don’t make this much... I work in Michigan as well. My reaction video sheds light on this !
Hey CNBC I think you should do more episodes with people who have children. Many people within the millennial generation are either single parents or expecting/current parents. It would be interesting to see how costs can vary from household to household. Esp since child costs are such be line items in people’s budgets.
That is inspiring for sure, god bless you and your family man 🙏🏻
thank you! God Bless as well=))
First 30 seconds, I thought, oh he's probably a Filipino. then he mentioned he lives with his mom with his wife. Then I knew he is a Filipino. Proud of you, sir! And kudos to your mom and wife.
Same thought too! Fellow Filipino here
Thank you for your hard work on the front lines! 👏🏾👏🏾👏🏾
Very interesting to see someone from Michigan ! Thanks for covering him
This hits home in so many ways for me.
Met my (now) wife in 2011 on a ferry boat to a vacation destination island. She was here on a j1 student visa from the Philippines. We carried that summer fling into a long term long distance relationship for 8 years. I went to nursing school in the states (where I'm from), and sponsored her to come to the US. I have traveled to the Philippines 7 times and have the full support of my parents. Now we're both working- me as a nurse and her in insurance administration. Saving up for a house and both turning 30 later this year. We're working on the "own a condo in makati" and "20% downpayment in the metro Boston area" financial goals right now. Working as a nurse during this pandemic is no joke. Not in the least.
It's nice seeing clips like this on UA-cam where I can say "hey, that's me!, I'm a male nurse, my wife is from the Philippines"... hahaha, this was fun.
Taking out a mortgage of that much on a house they already owned to renovate it? Jesus that's not smart. Definitely does NOT look worth $100k of renovation either
Considering that he redid everything I don't think it's a bad price. Just bc it's not your style doesn't mean it's bad and fixing your roof, gutter, driveway and the entire interior is a lot for 100k
Agreed. Thst was a mistake financially. Especially give the ARVs in metro Detroit.
Red Unicorn No it is not a lot for 100,000 dollars, especially in Detroit
I agree, but you have to realize that some people don't receive the financial education until later on in life (which he did reflect on) or stumble on it by mistakes/chances.
Bobby Burches I live in Michigan by Troy and Troy is very affluent. The houses in that city are expensive so 100k Reno for sure bumper the value so much
Love this story!!!! I think he spends his money pretty wisely and I love that his family all work together!!!! Thank you for your service from one healthcare worker to another!!!! I’m also in Michigan🥰❤️
I agree. But most nurses don’t make this much... my reaction video exposes this!! I’m a nurse making half this. Where are you from in Michigan girl?
This makes me so happy to see. I'm also 30 and American but went to school in philippines as well but I wish I had gone for nursing. Everything he talks about especially with credit cards is so spot on. If you want to live debt free and take on a similar career it is so worth it
This is why helping your kids is important. If they had to go pay a mortgage and pay for college at US costs money wouldn't go nearly as far or able to put money into all those renovations