Education Loan Hidden Charges | Ep 22

Поділитися
Вставка
  • Опубліковано 19 лис 2024

КОМЕНТАРІ • 103

  • @math-mylifedevyani9747
    @math-mylifedevyani9747 3 роки тому +5

    Damini maam, we make scholar helps me lot in taking education loan, really guide me properly and makes me relaxed.I am also youtuber.Thank you, very much.

    • @WeMakeScholars
      @WeMakeScholars  3 роки тому +1

      Hi, Devyani! Glad you found the content helpful. If you haven't yet gotten in touch with WeMakeScholars, you can do so by requesting a callback on this link:bit.ly/education-loan

    • @math-mylifedevyani9747
      @math-mylifedevyani9747 3 роки тому +1

      @@WeMakeScholars Maam ,I got sanctioned loan amount in less time because of your team. Actually finance officer really guides me very well in choosing the bank.Thank you, I watch your videos and collect information and by the way can you help in getting loan for education loan for Indian education.

    • @WeMakeScholars
      @WeMakeScholars  3 роки тому

      @@math-mylifedevyani9747 Hi Devyani, glad the team could help get your loan sanctioned on time. Please feel free to reach out in case of any issues. Yes, we do help with study in India loans, depending on the profile. For further guidance, the student may request a callback: bit.ly/education-loan

  • @thedank4561
    @thedank4561 3 роки тому +1

    Nice info, thanks mam

    • @WeMakeScholars
      @WeMakeScholars  3 роки тому

      Hi! Glad you found the information helpful. Please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.

  • @Mrpagalboi
    @Mrpagalboi 3 роки тому +2

    Can we take education loan only for the tution fees amount as there is no need to include the expenses for abroad education (uk)

    • @WeMakeScholars
      @WeMakeScholars  3 роки тому

      Hi! Yes, you can. For further guidance, please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.

  • @danishuddin9752
    @danishuddin9752 Рік тому

    Thank you very much mam!

    • @WeMakeScholars
      @WeMakeScholars  Рік тому

      Hi Danish! Glad you found the video helpful. For further one-on-one guidance with the loan process, please connect to our loan team by requesting a callback on this link: bit.ly/3KLb0zu Once you fill out the form, they will get back to you to guide you further.

  • @jattrandhawa671
    @jattrandhawa671 3 роки тому

    Thanks mam provide this info about loan.

    • @WeMakeScholars
      @WeMakeScholars  3 роки тому

      Hi! Glad you found the information helpful. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan

  • @innovativefacultytrainingkota
    @innovativefacultytrainingkota 3 роки тому

    Very Nice Damini Ji

    • @WeMakeScholars
      @WeMakeScholars  3 роки тому

      Hi! Glad you found the video helpful. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan

  • @ektagupta795
    @ektagupta795 3 роки тому +1

    can you make a video on study loan for italy .

    • @WeMakeScholars
      @WeMakeScholars  3 роки тому

      Hi, Ekta! Thanks for the suggestion, we'll look into it. For one-on-one guidance on education loans for Italy, please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.

  • @deepakmathur3722
    @deepakmathur3722 2 роки тому +1

    Is it mandatory to buy property insurance in education loan with BOB. Property is 20 years old in UP

    • @WeMakeScholars
      @WeMakeScholars  2 роки тому

      Hi Deepak, Property insurance is mandatory to get an education loan for loans taken against property. If you are seeking any help from our team in your loan process please fill this form : bit.ly/bob-education-loan our loan team will get back to you.

  • @AkshayKumar-ok9dn
    @AkshayKumar-ok9dn 3 роки тому +1

    Will the bank pay our fees for the second year before paying our fees for the first year?

    • @WeMakeScholars
      @WeMakeScholars  3 роки тому

      Hi, Akshay! If you are already in your second year at the time of applying, the amount can be disbursed accordingly. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan

  • @jobstamil01
    @jobstamil01 2 роки тому +1

    Hi mam.. We have a property of valuation nearly 60 lakhs.. But its already in the recovery section at LIC housing finance.. We left it unpaid for some yrs... And now my question is can you suggest me some banks for taking over the property and also for my edu loan top up... I tried the link.. But i cant summit it... 😐😐

    • @WeMakeScholars
      @WeMakeScholars  2 роки тому

      HI! We will require a few more details to check your education loan eligibility. Please connect to our loan team by requesting a callback on this link:bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.

  • @RahulTapadar
    @RahulTapadar 3 роки тому +1

    How to contact with we make scholars?
    I want to take student loan for study in Italy.

    • @WeMakeScholars
      @WeMakeScholars  3 роки тому

      Hi, Tapadar! You may connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.

  • @Arjun-qh3gq
    @Arjun-qh3gq 3 роки тому

    Thanks🙏

    • @WeMakeScholars
      @WeMakeScholars  3 роки тому

      Hi, Aditi! Glad you found the video helpful. For further one-on-one guidance, please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.

  • @aayushss9752
    @aayushss9752 3 роки тому

    Mam aboard study loan mi bank seurtiy mangte hai ... Q ki aap ki aboard study loan wali video mi aap ne bola tha SBI seurtiy nhi mangte h

    • @WeMakeScholars
      @WeMakeScholars  3 роки тому

      Hi, Aayush! We can help you out with secured and unsecured loans for study abroad, depending on your eligibility. I would suggest you get in touch with the team so they can guide you based on your profile. Please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.

  • @p369m
    @p369m 2 роки тому +1

    Who will borne the credit guarantee fee for education loan amount?

    • @WeMakeScholars
      @WeMakeScholars  2 роки тому

      Hi Partha! Can you please eloborate on your question?

    • @p369m
      @p369m 2 роки тому +1

      @@WeMakeScholars Who will borne the credit guarantee fee ( *CGFSEL*) for education loan amount?

    • @p369m
      @p369m 2 роки тому +1

      @@WeMakeScholars CREDIT GUARANTEE FUND SCHEME FOR EDUCATION LOANS (CGFSEL)

  • @jitenderd354
    @jitenderd354 3 роки тому

    Hi Damini Ji ,
    Thanks for sharing hidden charges.
    Can you advise on property insurance, like how much percentage of loan and for how many years ..?

    • @WeMakeScholars
      @WeMakeScholars  3 роки тому +1

      Hi, Jitender! Property insurance is about 0.5% of the property value and it should be taken for the entire loan tenure. For further guidance, please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.

  • @AkshayKumar-ok9dn
    @AkshayKumar-ok9dn 3 роки тому

    Good videoss

    • @WeMakeScholars
      @WeMakeScholars  3 роки тому

      Hi, Akshay! Thanks for your words of appreciation. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan

  • @assaultvicky
    @assaultvicky 3 роки тому

    Ma'am I contacted the indian bank manager he said I'm will give you loan only when you'll place in a top universities in that country and also he will give 70% loan amount only balance amount we need put in the beginning while we studying like that he saying.... Will you can help me I already registered call back in your site still no response from your side.... :(

    • @WeMakeScholars
      @WeMakeScholars  3 роки тому

      Hi! Please watch this video on loan margin for details on the same: ua-cam.com/video/dBe8ssqusYE/v-deo.html Please share your registered email address. The loan team will contact you ASAP.

  • @jenniferabraham8296
    @jenniferabraham8296 3 роки тому

    I immediately need somebody to assist me on this. I am from Kerala.

    • @WeMakeScholars
      @WeMakeScholars  3 роки тому

      Hi, Jennifer! I believe your Financial Officer got in touch with you. Hope your queries have been resolved. Please feel free to reach out to her for any further questions.

  • @sushantadey5036
    @sushantadey5036 5 місяців тому

    How to apply for MBBS ug loan through E max college

    • @WeMakeScholars
      @WeMakeScholars  5 місяців тому

      Hi Sushant, our services our limited to education loan support and scholarships. We don't provide services related to universities admissions.
      Once you've applied to the university, Kindly reach out us by raising a callback request at bit.ly/48cTdcR. Our loan team will get back to you soon and assist you in securing the best education loan deal in the market.

  • @nvinaykumar4078
    @nvinaykumar4078 3 роки тому

    I just have one doubt ,That there is no boundary walls to our plot but if we do demarcation to our plot then can we get loan. Please reply me here

    • @WeMakeScholars
      @WeMakeScholars  3 роки тому

      Hi, Vinay! Yes, you will need to get the boundary done. For further guidance, please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.

  • @jasmineghattora3658
    @jasmineghattora3658 3 роки тому

    Heyyy
    I wanted to know that can student get educational loan for CO-OP programs in canada?

    • @WeMakeScholars
      @WeMakeScholars  3 роки тому

      Hi, Jasmine! We will need some more details to check your eligibility for the same. Please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.

  • @viralvids2002
    @viralvids2002 3 роки тому

    Mam our native is Andhra and we shifted to Karnataka in 2003 , so I applied for education loan of 2.8lakhs we have adhar , ration etc of the present address but the manger is asking about the native address and he is delaying the loan .
    Is he doing it for his personal pleasure or it is mandatory
    Please reply me asap mam

    • @WeMakeScholars
      @WeMakeScholars  3 роки тому

      Hi, Arvind! Sorry, we will not be able to help you with a loan of 2.8 lakhs.

  • @barbhuiyasiraj7105
    @barbhuiyasiraj7105 3 роки тому

    Hi mam i want to talk to you mam i have registered in your website and requested for call but no one calls back

    • @WeMakeScholars
      @WeMakeScholars  3 роки тому

      Hi, Barbhuiya! Sorry to hear that. Please share your registered email address. The loan team will contact you ASAP.

  • @devparekh2099
    @devparekh2099 3 роки тому

    I Tried to connect you via the link provided. i submitted the form but it isnt getting submitted even after clicking on submit several times. is there any alternative to connect to you guys ?

    • @WeMakeScholars
      @WeMakeScholars  3 роки тому

      Hi, Dev! Please share your contact details and city/state to hello@wemakescholars.com . The team will get back to you ASAP.

  • @sahilmainh4476
    @sahilmainh4476 3 роки тому

    Mam, can i apply collateral loan for pg diploma for canada

    • @WeMakeScholars
      @WeMakeScholars  3 роки тому

      Hi, Sahil! Yes, it is possible. Please watch this video for more details: ua-cam.com/video/4hC_9-TdQVg/v-deo.html If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan

  • @papajohn325
    @papajohn325 3 роки тому

    I have come across a video where the guy (already in Canada and claims to have taken loan from HDFC Credila) took some 20 lakh loan and his monthly intrest rate that he needs to pay is somewhat around 4-5 thousand. Is that true.? His was a non-collateral loan. Kindly guide,

    • @WeMakeScholars
      @WeMakeScholars  3 роки тому +1

      Hi! Yes, taking a loan from Credila is not advisable. We would suggest you watch this video for more details: ua-cam.com/video/yaQPxXN4GJc/v-deo.html For guidance on suitable loan options, please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.

  • @jainvarun7052
    @jainvarun7052 2 роки тому

    For Loan Approval from NBFC is it mandatory to take Loan Insurance from them & Include it in Sanctioned amount ? Or Can we just take Insurance on our own in Name of NBFC & Handover to them. In that way I can save interest & processing fee on Sanction amount. Else They say we'll charge interest on Insurance amount as well. Please guide

    • @WeMakeScholars
      @WeMakeScholars  2 роки тому

      Hi Jain! You cannot take the insurance on the name of NBFC and handover to them it needs to be included in the loan and no private lender gives you an option like this. If you haven't got in touch with any of our Financial Officer connect to our loan team by requesting a callback on this link:bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.

  • @anumehta6884
    @anumehta6884 3 роки тому

    What will happen if our visa is rejected after taking an education loan? Can we postpone our loan to next intake and can we change our university and country of study???

    • @WeMakeScholars
      @WeMakeScholars  3 роки тому +1

      Hi, Anu! Please watch this video which addresses the subject: ua-cam.com/video/UDQXcVUe-zU/v-deo.html If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan

    • @anumehta6884
      @anumehta6884 3 роки тому +1

      @@WeMakeScholars Great, Got my answers. You guys are doing good job!! ❤️

  • @kousarqayoom6229
    @kousarqayoom6229 3 роки тому

    Please help me my admission is about to cancel I mailed you requested callback b kiya par koie response nahi please help me

    • @WeMakeScholars
      @WeMakeScholars  3 роки тому

      Hi! Sorry to hear that. Please share your registered email address. The loan team will contact you ASAP.

    • @kousarqayoom6229
      @kousarqayoom6229 3 роки тому

      You r just making fool uss nothing else

  • @sauravpatel8695
    @sauravpatel8695 2 роки тому

    I request a callback but no one answered yet,
    I just want to know can I get an non collateral loan for about 30 to 35 lakh..my dad is in government service.

    • @WeMakeScholars
      @WeMakeScholars  2 роки тому +1

      Hello! Sorry to hear that. Kindly share your registered email address our loan team will contact you ASAP.

  • @sujasmita2475
    @sujasmita2475 3 роки тому

    Maam,mera home state odisha hai aur me padhai uttarakhand se karrahi hun...mujhe iss yr private BAMS collage me addmission leni hai jiske liye mujhe 25 lacks ki education loan chahia ...kya mujhe itni money ki loan milegi aur kya mujhe Odisha me he rehke loan ke liye apply krna hoga ya me uttrakhand me v loan apply krsakti hun??? Please reply it will help me a lot 🙏🙏🙏🙏

    • @WeMakeScholars
      @WeMakeScholars  2 роки тому

      Hi, Suja! Yes, we can help you out with that after evaluating your profile. Please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.

  • @sunilkumarh1010
    @sunilkumarh1010 2 роки тому

    Hello ma'am I'm planning to do my pgdm in canada 2022 sep i need your help

    • @WeMakeScholars
      @WeMakeScholars  2 роки тому

      Hi Sunil, You may watch this video which discusses loans for PG Diploma in Canada: ua-cam.com/video/4hC_9-TdQVg/v-deo.html. For further guidance, please connect to our loan team by requesting a callback on this link: bit.ly/education-loan

  • @ashmisuchi5455
    @ashmisuchi5455 3 роки тому

    Mam.....I am getting seat in Karnataka mbbs college. my father died 10 yrs back,and I have a younger sister, and we are economically backward family, can I get loan with 40lack for 4.5 yrs of my course. And we have house in my mom's name.

    • @WeMakeScholars
      @WeMakeScholars  3 роки тому

      Hi, Ashmi! We would have to evaluate all the parameters to guide you on loan options. Please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.

  • @maxpayne3628
    @maxpayne3628 3 роки тому

    Hello Ma'am, Do you work with J&K Bank?

    • @WeMakeScholars
      @WeMakeScholars  3 роки тому

      Hi, Max! The education loan product of J&K Bank is not very competitive compared to the other options in the market. I think it will be a better idea to speak to your Financial Officer to see which bank will offer you the best terms. Please request a callback: bit.ly/education-loan

    • @maxpayne3628
      @maxpayne3628 3 роки тому

      @@WeMakeScholars Someone told me that citizens from J&K have difficulty in getting education loan. Is that true? Ma'am please help me. 😊

    • @WeMakeScholars
      @WeMakeScholars  3 роки тому

      @@maxpayne3628 Applying via WeMakeScholars will ease the loan process for you. As the initiative is funded and supported by the Digital India Campaign, the mode of operations are digitally aiming to reach students from every corner of the country. You may connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once we get your request, the respective Financial Officer for your region will call you to help you further.

  • @thelearner8138
    @thelearner8138 3 роки тому

    I want to take education loan for study in india ... My course's fee is not much high ... but living expenses are costlier ; can I apply for the loan. And can I get it into my preferred account and not in university's account because my living expenses are mor and course fee is less.

    • @WeMakeScholars
      @WeMakeScholars  3 роки тому

      Hi, Akash! Which course/university do you require the loan for? What is your loan amount?

    • @thelearner8138
      @thelearner8138 3 роки тому

      @@WeMakeScholars I'm pursuing M.A. from IGNOU. (it's an open university)

    • @thelearner8138
      @thelearner8138 3 роки тому

      @@WeMakeScholars Though my regional centre of university is Bhopal , but I'm living in delhi and preparing for UPSC CSE.

    • @thelearner8138
      @thelearner8138 3 роки тому

      @@WeMakeScholars I want to take loan of 4 lacs INR.

    • @WeMakeScholars
      @WeMakeScholars  3 роки тому

      @@thelearner8138 Please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.

  • @vaishnaviii123
    @vaishnaviii123 3 роки тому

    mam can i get education loan if have 59 percentage in graduation

    • @WeMakeScholars
      @WeMakeScholars  3 роки тому

      Hi! In all the bank's instructions 60% is minimum at all levels- 10th, 12th, degree. But there are some deviations that can be taken to get an approval for lower percentages. We can try that. I suggest that you request a callback, so that the Financial Officer can help you with the same: bit.ly/education-loan

  • @ManjeetKaur-gt7ee
    @ManjeetKaur-gt7ee 2 роки тому

    Mam plz help me I want to take loan for my abroad study but when I fill your form which u gave link in previous video but it demands to fill form but when I fill it shows to fill all details like the name of course which I want to take in abroad but mam I did not select yet as my agent can tell me while stating my process but mam I want to take suggestion wheather bank will give or not so plz is there any your number where I can make call so that I can get Information plz help mam

    • @WeMakeScholars
      @WeMakeScholars  2 роки тому

      Hi, Manjeet! Please share your contact details and city/state to hello@wemakescholars.com . The team will get back to you.

  • @papajohn325
    @papajohn325 3 роки тому

    I have a doubt. Its regarding interest.
    If i take 20 lac from a government bank with lets say 8% p.a. for 10 years. How much internet do i need to pay and will that intrest needs to be paid on an yearly or monthly basis? If on monthly basis then how much and if yearly then how much? Kindly assist. 😊

    • @devparekh2099
      @devparekh2099 3 роки тому

      There's an EMI Calculator available online, you can enter amount, interest, and tennure to calculate principle and interest both divided in months as per ur choice

    • @papajohn325
      @papajohn325 3 роки тому

      @@devparekh2099 is it true that we do not have to pay intrest during the time of study period if its government bank?

    • @WeMakeScholars
      @WeMakeScholars  3 роки тому

      Hi! Please watch this video on how to accurately calculate EMI for education loan: ua-cam.com/video/jcl5wMoeBKk/v-deo.html For further guidance, please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.

    • @devparekh2099
      @devparekh2099 3 роки тому

      @@papajohn325 YES. do connect to these guys. they are very good and solve all your problems

    • @papajohn325
      @papajohn325 3 роки тому

      @@devparekh2099 thank you brother.

  • @aayushss9752
    @aayushss9752 3 роки тому

    Can you help me please mam for aboard study loan.... 🙏🥺

    • @WeMakeScholars
      @WeMakeScholars  3 роки тому

      Hi, Aayush! Please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.

  • @sarthakarora6785
    @sarthakarora6785 3 роки тому

    Mam , I neend help for study
    Mam , I belong to very poor family but I really want to study I went to every bank but no one is providing any loan amount to me please help me I am really depressed please help me to study

    • @WeMakeScholars
      @WeMakeScholars  3 роки тому

      Hi, Sarthak! We would have to evaluate your profile to check your eligibility. Please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.

    • @aniketgupta3664
      @aniketgupta3664 3 роки тому +1

      For what course u want loan ??

    • @sarthakarora6785
      @sarthakarora6785 3 роки тому

      @@aniketgupta3664 I want loan for MBA

    • @aniketgupta3664
      @aniketgupta3664 3 роки тому

      @@sarthakarora6785 how much u want ?

    • @sarthakarora6785
      @sarthakarora6785 3 роки тому

      @@aniketgupta3664 bhaiya I dont have money I literally cant tell you the condition of my family that we are facing I want atlesst 23 lakh something so that I can pay my tuition fees and I have to show some amount in my bank account to stay there please help me if you can🙏