19 Things I Quit To Save Money | Frugal Living
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- Опубліковано 26 вер 2024
- Everyone has an opinion about what others do with their money. Here are 19 things that I quit doing - some are directly correlated with fiances and others have a softer link, but all of them are in the past and saving money while we are practicing frugal living!
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I’m so very happy to have you here. We are all about saving money at Frozen Pennies. Whether you have a goal like debt freedom, purchasing a home, retiring, or just making ends meet, we are all about making that happen. Here you’ll find tips on saving money on groceries, ways to tweak your budget, and living an overall frugal life (all while having more fun)! Thank you for supporting my channel.
About Sara:
Sara is a wife, mother, and creator of Frozen Pennies. With a degree in English, a former teacher, and a Certified Financial Coach, there is no better place to learn about debt freedom, budgeting, and overall frugal living.
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- Information on this channel (Sara Conklin, Frozen Pennies) only represents my thoughts and opinions. I am not a medical doctor, medical professional, or financial advisor. However, I am a certified financial coach. All content on this channel is intended for entertainment, informational & inspirational purposes only. Don't hesitate to contact a professional with any questions. This video and all videos on this channel are a means of social support.
It's not the flashy rich folks on youtube flexing their Lamborghinis and mansion that impress me, it is you and folks like you who know how to manage resources in such a responsible way. If we could all be like this we would actually make it as a species
Thanks so much. I feel the same when I watch others. Tell me how the normal people do it and then give me the rules.
I am over being around toxic people that disrespect me causes me to stress
ME TOO!!!
@@saraconklinfrozenpennies I agree
Just did this! Took me 45 years to finally cut that person out of my life but the freedom of it is exciting!
@@louisedudley6478 isnt it freeing
Right turn on red. Sitting in my car waiting for the traffic to clear enough for me to enter a road from 0 to attain 55, a car honks. My son said time to go mom. I replied, I’ll go when it’s safe for me. I told him if I get into an accident those people won’t visit me in the hospital. The won’t pay for my increased insurance rates. They just want me to go even if it’s not safe. Fast forward 25 yrs. My son was driving and a car blew their horn. He looked a me briefly and said, I’ll go when it’s safe. I looked at him and he said, they won’t visit me in the hospital, they could care less if I’m safe or dead. I smiled thinking, wow, he gets it.
You have to judge for yourself wether something is right for you or not.
I love this story!
I don’t wear “real” clothes in my house. I get clearance pants/shorts(sometimes they’re actually pj’s) and wear them inside. This saves my real clothes the wear of being worn & washed so they last longer. A $4 clearance pair of pj pants is also more comfortable than a $30 pair of jeans for cooking/cleaning/paying bills/etc.
I stopped buying gifts, period. Need to fund my retirement vs. buying stuff for other people when they can easily afford to buy what they want for themselves. No gift exchanges as adults is a relief.
When I used to work, I stopped participating in gift exchanges because I was purging my life. I had stopped collecting and reduced buying. Co-workers could not understand, looked at me askance and repeatedly asked if my decision was religion-based. 😄 Even though I lived a faith-based life (and I don't think they knew that), of course, it was not based on that. Rather than give a long explanation, I simply and kindly said that I'd decided not to. I was somewhat annoyed because I felt that my refusal to join should have been enough.
It was a challenge for me to not participate, but I stood my ground. I would get the shivers (and not in a good way) at the thought of having to bring home a huge, white teddy bear or one of the other useless things that they exchanged and thought were so cute. 😱That thought, alone, strengthened me! 🤣
I agree with not taking a shower everyday but alternating washing up/sponge bath. When you're at home all day and especially on the computer most of the time, it's not needed and is a waste of water. It's also a waste of time and product if you clean your shower after each use.
Don't recall if you mentioned it but under these circumstances, clothes don't need to be washed after each wearing either. They're not dirty. Tossing most clothes daily in the dirty clothes bin to be washed is a waste of water, product, time, effort and unnecessary wear and tear on equipment. Thanks for your tips! I'm glad that you shared that you don't care what others think about you and your practices. 👍🏽💐
Prepper Princess shares good tips for frugal living.
Thanks so much! And thanks for watching. I love PP!
@@saraconklinfrozenpennies I will be watching more. 💝
I love your list. I have stopped attending after work dinner meetings. My time is valuable too and I don’t want to get home from work at 9 pm just to attend a sales pitch!
Nice! Our time is valuable and so is sleep!
I quit attending lunches, at work, years ago. If the company expects me to do that, the company can pay for my lunch. But they don't do that, and the never-ending work lunches are not included in my budget. I'd rather eat my own food, at my desk, and watch youtube or read a book.
I agree with you on all 19 things. I think it has something to do with getting older, it took me 56 years to learn all of this though so you are ahead of the game.
I watch a lot of Brene Brown and read her books. She's taught me so much.
I quit buying throw rugs that aren't machine washable. My home's floors need throw rugs BUT we have 3 dogs and 1 cat that can make them look terrible in the rainy and wintery months of Maine. I must have spent hundreds of dollars before I finally invested in good machine washable rugs. Thank you for your fun, informative and inspiring videos!
Ah yes. Winter in Maine is a lot like winter in Upstate NY. I think that was a super smart decision. And thanks for watching!!
Better late than never, I quit ignoring my health. The best thing I bought recently was a Waterpik. I’m 68, and just had dental surgery ($$$). I started using a Waterpik again (after many years w/out one). I’m shocked by how much stuff brushing alone left behind. Taking care of my teeth saves money on health bills, as poor dental hygiene can lead to heart disease, among other non-mouth medical issues.
I love this! Sometimes spending money is the best thing you can do. Especially with your health.
I've thought about getting a Waterpik or similar. I need dental work and once I get through that I'll remember your comments and possibly get one.
@@ArtsyLadyCrafterI promise, you will not regret it. The sooner you get one, the less damage to your teeth and gums (and wallet).
I've been looking at getting one too, my teeth are in good shape, it's the gums that need a little TLC.
All great tips, most of which I follow too. I do know myself well enough to know that if I lost ten pounds I wouldn't be thinking about buying an Apple watch. I would be thinking about buying a big luscious cupcake! Oops! Off topic! 🤣
LOL!!! I don't have to lose 10 pounds to think about cupcakes! You made me laugh out loud! Thanks for watching!
😄
I used to wash my hair twice a week since a child. Wavy hair should not be washed everyday. Nowadays I wash every 2 weeks, then I do not need any conditioner. I also cut my own hair, do not dye my hair (saves both money and exposure to chemicals)
I once went to buy some products for damaged hair for my sister. The attendant at the store walked up to me and said: You do not need that, you have really healthy hair.
I was stunned, that person is in the business of hair and noticed my hair from a distance away.
We have done a lot of these things over the last 5 years. We have a special needs 17 year old daughter and doing smaller, cheaper things sometimes makes sense for us too
Absolutely. Sometimes we need to do what we need to do!
Hello! For me “ the best things in life aren’t things” 😊 as a minimalist, I like to admire but not to possess and the best gift I love to receive is TIME 😊🤗🤗🌷🌹🌺🌻
Love that! I’m leaning a little more toward minimalism.
Totally agree with you..
Same here. I love being a (cozy) minimalist, and dread when someone says “I got you something” and I know it’s going to be just taking up space in my home. Concert tickets, dinner out, a special home cooked meal, these I love and cherish memories of.
@@HeronCoyote1234 definitely agree with you! On holiday, the only gift I buy is food, in order not to clutter my friends & relatives home☺️☺️
I shop mainly online now. I only shop places that offer free returns. I do shop on Amazon. Buy if I get something I am not 100% pleased with, I return it. It doesn't matter if it was only $5. It goes back.
I do wish Amazon was easier for me to return. I have to travel 20 minutes in an awkward direction to return something. It would be super nice if I could just put it in my mailbox with the flag up 😂
@@saraconklinfrozenpennies I have to drive that far also. I don't have a printer to print the bar code or I could drop it at a store in my town.
We quit life insurance! Every 5 years they raise premiums thinking were gonna drop dead soon, lol. Our kids are grown, house paid off, we don't need life insurance proceeds for a surviving spouse. Instead, we prepaid our funerals. Not only saving money, but relieving our kids of heartache of making these decisions once we're dead. They can simply grieve & not fret over trying to figure out 'what we would want'.
Agree. Once you get out of that danger zone( small kids, no money, debt), you become self insured. And you don’t need them any more.
I lost my husband last year. He was not good with money and had no life insurance. I could have really used it.
One of the best choices I have ever made was having life insurance on my child. When he died unexpectedly, I was able to take the time off that I needed to take care of myself and my living child without the pressures of working. I would strongly advise you to reconsider.
@@MaterialGirl453Life insurance is only needed to cover expenses if you can’t. None of the other posters need it b/c they can cover expenses without it.
@@dizzysdoingsThat’s unfortunate and I’m sad you are in that situation. Use your negative experience for good by advising women to know their financial situation and not rely solely on the husband taking care of it. Too many people don’t know what to do or just don’t and hurt their family unnecessarily by not providing for them should they pass away.
I have quit complaining my self to others and society expectations on ware I should be at this point of my life we are all different and have different paths in life.
YES! Love this!
Well said.
Great tips & message .. I've noticed now I'm older thatI don't give a crap about a lot of things. Drama & opinions of others. I do what I do, when I want to do it.
I started reverse washing my hair. Condition 1st, then shampoo. Less oil build-up. 😊
Really? I'll have to look linto this! Thanks for watching!
I thought I was the only one that shampooed twice and condition once.
We had to move to a smaller place in the middle of 2020 due to a change in landlord, so I have to change my showering schedule because of the way the apartment was set up. So I shower at night and every other day. I recently decided spend money on quality shoes because I am on my feet a lot at work. I had sticker shock, but I had to remind myself that it will be worth it if my feet are happy.
I quit shopping as often. I used to shop for pleasure, but now I actually hate it. I stopped buying home decor. I stopped being offended or respond to haters. I look it at this way; I do not have to attend every argument I’m invited to. I stopped watching television and the news, but I do watch youtube to learn things and stay informed.
@@missymurphy9996 I really love all of this so much! The last time I watched the news was in 2015!!!
We do the same with the grocery shopping. We go when we need to, usually about every ten or so days.
Makes so much sense to me!
As a Hellmanns mayo fan myself, I found Burmans Mayo sold in Aldi tastes exactly like Hellmanns! It only costs less.
Well I really love Aldi. I’ll have to try it. Thanks for the tip!
I saw a picture of a Burmans jar at Aldi that actually had a Hellmans lid on it. Aldi has secret contracts with a lot of name brand products.
If the stain Is in a respectable area on you capries. You can put a cute lady bug patch on it. Or what ever you like.
Thats such a good idea! Thanks!!
Or embroidery flower over it!
Great idea. Marks is a Canadian store, they sell lots of capris in season, I'm sure there's a usa equivalent. Wear what makes yiu happy.
Hi Sara, I came across your channel recently and became an instant subscriber. Love your outlook on life :)
As for me, I absolutely agree with all your points, plus during the pandemic I quit hairdressers (for obvious reasons) and then decided not to go back, when it was available again.
After initial horror ;) I learned to like my hair in their natural colour, as for wearing every day. And for holidays and parties, I bought myself a good quality wig, that looks always fresh and stunning, for the price of one visit into the professional hair salon #lifehack
Thanks so much for watching! I appreciate your support. And a wig! What a super fun idea! i think its a great idea!
I'm also an excellent gift giver, and have toned down a lot on gifts because it became an expensive hobby.
I LOVE #9! I'm not concerned about your opinion of me. Thank you and have a great day! 😅
lol! Just me...over here minding my own business 😉 Thanks for watching!
Yes, the first one buys into the fifth one for me, there's some things I won't buy online like shoes/boots/backpacks/rucksacks/water proof coats and a few more things. Used to be able to buy in person once then get replacements online but if you are buying not garbage that is years later and your item often either no longer exists or has been changed and not always for the better. Name brands are no guarantee of quality these days regardless of the inflated price so some things have to be viewed in person.
Yes! I agree!! The joy is - there are brands that will replace an item if its poor quality. You may need to spend a little more money but at least the replacement won't cost as much.
To cover a stain, try using a cute patch. Or maybe cut out a heart-shaped patch.
That’s a good idea! I’ll look for something!
Yes. Good idea..
Great idea 🥰 13:37
I quit cooking every night too! I do cook extra most nights and freeze leftovers. Then on the nights I don't have energy to cook I'll heat up leftovers.
Yes!! Here’s to the people that quit cooking!!! 😂
I agree we should no longer borrow money.
I shower every other day and wash my hair once a week I used to live in outback South Australia and the water was bore water full of minerals so it was bad for your hair so I only washed once a week usually on the weekend and when I went into town once a month I would have a bath and wash my hair in real water
Really? Thats super interesting. I think its so much better for us!
I relate to your tip about borrowing money. We just finally pulled ourselves out of debt. Borrowing money from family, even if they aren't charging interest, is just as bad! I constantly felt like there was a rope around my neck. And even though my bil was kind enough to loan us money, he (of course) is going to want it back, and I felt that and I absolutely hated that feeling! It does ruin relationships in my opinion. Even if you pay them back.
I'm with you for so many of those things :)
I truly appreciate that. Thanks so much for watching!
Hello🌻
You have some healthy looking 🪴 surrounding you in the background ❤
Thanks! I've grown to really love plants in the last 5 years. They fill our home with life!
Hello, I'm a recent subscriber to your channel but have watched many of your videos already. I really love your channel and your tips! I listen to them early in the morning when I do my daily walks around my neighborhood and always look forward to them. I'm going to try to apply some of these tips, thank you! Your look is stylish too, love the glasses so I was happy to hear you have quit critiquing yourself. Cheers and stay well!
Thank you so much. I truly appreciate your kindness. From the bottom of my heart - and I hope I can help you on your journey. Thanks so much for watching!
Love your decision to stop negative self talk.
Hi, just found you this evening and thanks for some fab tips!
I've quit buying books and now go to a beautiful old library in my city. I love the architecture and the staff are so helpful and friendly and the resources are FREE! I don't have any cable or Netflix either, so I get DVD's at library for FREE to watch as well😊
Love your positive attitude and energy! I don’t cook every night either…plenty of lighter options or salad and leftovers. You don’t do a lot of things I don’t do. Cheers!
Thank you so much!! I’m also suggesting my husband cook a little more too!
That’s 200% true on washing your hair twice! That’s why the second time there’s an easier lather because less grime after the first wash. ❤
YES! That's it! I couldn't remember why there were more suds!
I enjoy watching fugual videos and talk shows
I just found you and love watching. So helpful and honest makes it fun to save money
Thanks so much. I appreciate you and thanks for watching!!
Recently stopped getting acrylic nails done… having to go every other week for a fill … wasting time on a day off. Spending money that is just totally wasted. Doing my own nails .. just short and neutral colors. My nails still look nice and they are healthy! I still go get a pedi about once a month.
Pedicures are my one true self care splurge. But its more about the foot rub than anything else! I totally get it!
You have some Excellent tips 🌟Thank You so much
So nice of you! Thanks fro watching!
Whoops literally watching this on my phone in bed 😮
😂 Busted!!! Thanks for watching!
Just found you - you are a delight.
thanks so very much!
Thank you Frozen Pennies! First time I came across your channel. Very simple and down to earth advice. And I work with people with special needs. Hats off to you👍❤️
Thanks so very much and thanks for watching. Our boy is pretty special ❤
We moved & had to get a new Refrigerator fast & with shortages locally we got a smaller one it's a down grade but holds enough food & helps cut back on wasting any food plus on power. We jokingly call it European sized but they have shorter small ones just like ours but bigger than a hotel or dorm room.
I know people who have done that on purpose. We have two refrigerators! LOL!
Thanks for the wonderful tips
ALDI will refund your purchase price if you try an item and don’t like it so it’s worth it to see if a store brand is good. For instance I prefer their brand “Olive Garden” salad dressing to the name brand and it’s much less. I use it on salad and in crock pot meals so $2 / bottle is a big deal.
Thank you so much for this , it was the uplifting , inspiring advice I needed today . Best 15 mins of neighbourly like advice I have had all week :-))
Thank you so much for your kind words!
Wow! That was 15 mins long? Seemed much faster!
Capital district in NY orders Duke's on Amazon but available in Rochester and points west like Illinois and Indiana.
Walmart here did have it for a while during Pandemic.
What is everyone doing with all the money saved? Being spontaneously generous is the best thing sbout money saved. Giving more to charity or upgrading experiences - totally worth it.
Life is too short to read a terrible book hahahahaha
I stand firm on this! 😂😂😂
@@saraconklinfrozenpenniesI'll stand on top of that mountain with you!
I really appreciate your real-life examples and how your perspective has shifted over time to what works for you & your family ❤
As far as that stain goes...i make a stain remover from 2 cups of peroxide and 1 cup of blue dawn. Put it in a spray bottle and i wait until its clear. Spray on that stain, let sit for awhile before washing. It may take that out. I've used this on stains that i thought would never come out. I hope this helps.
If I cook chicken, I rarely have it the next day. I cook steak or burgers. Then use the chicken another. And so on. I love leftovers but not the same day after day. In-between you could have a no meat dinner, salad or breakfast for dinner.
Showering everyday as a woman over 50 isn't a good idea anyway as our skin loses oil and becomes dry so every other or every 3 days is good, and in between days just wash the personal bits sponge bath style.
Perfect! I’m right where I should be!! Thanks for watching.
I think I agree with some things but I love how a quick shower refreshes me lol. Maybe I won't take a shower if I'm not feeling well, but I like to shower every day.
Thanks Sara 😊
Back in ‘70s I stopped buying paper towels, we use bar towels. Back in ‘80s stopped buying lunches out, we use leftovers or (break down a Costco chicken/ freeze for the week). Back ‘90 one meatless meal a week.
Love this 😂 Thanks for watching!
I like your videos, but I especially loved this one!
I am 85. I quit being afraid of telling people “I can’t afford something”. I
Good vibes❤
New subscriber here and enjoying your channel. Blessings from Toronto ❤
Thanks for subbing! Happy to have you!
I have and many others have switched from Hellman's mayonaise to Duke"s mayonaise. Not as oily but great flavor..
If you see it in your stores give it a try.
I've heard great things about Duke's. We don't have that around here - I think its a southern thing, right?
really like to try Dukes but it's not available in my state : (
I shower twice a week at the gym. I have a membership and try to use what I can of it. I work 12 to 16 hours of physical work so Epsom salt baths between showers work. Not everyday but when my body is sore.
Nothing goes on our credit card unless we have the money already in the bank, and when we come home with that purchase, I pay the credit card.
Yup. Once you understand and grow up, its not as hard as you once thought. It took me a long time to learn these lessons.
I think that's what they are for but, sadly many people run them up just get buy for a short period of time. I was in that position a long, long time ago. Now, gratefully, I am able to do like you do. I put stuff on my 1 card that I was going to pay cash for. I then pay it off with that cash when the bill comes in. It feels wonderful!
Love these tips.thanks.
Really good video. I generally feel the sme way..
Do what's right for you.
There will always be those who are critical.
But I could care less.
Thank you . Subbed ❤
Absolutely! And thanks so much for watching!!
I live on the opposite side of the country from my family, so to be able to use messenger to talk to them. That is the only time I use Facebook. If it wasn’t for that, I wouldn’t have it.
I totally get that!
Great video. I like what you said about the mayonnaise. I feel the same way about Heinz Simply Ketchup. The other brands were such a let down. I'll save in other areas.
Yup! I totally get it!
I agree with you on most things mentioned even though I live in another country in very different conditions. What you're saying sounds like perfect common sense (which is rather hard to come by now).
I was surprised to hear about the hair-washing tip though. Doesn't everyone apply the shampoo twice? It even says so on the bottle! There's even an anecdote about how adding one word "Repeate" on the bottle doubled the sales
When buying clothes, I do quality & comfort. Hair style is wash & wear.
Your beautiful just the way you are ❤
Awe Thanks Kerry! 🥰
Yes i buy quality shies my last oair cost about $80 lasted be two years wearing every day
Thank you so much. I needed this video. I suffer with depression and anxiety. Alot of the cause of it is because I am so hard on myself about so many of the issues that you’re talking about. God bless you. I’m really going to work on putting alot of what you’re saying into practice. Thank you again. 🙏🏻❤️
You got this, ya know. It will take a lot of practice, every day. But you can do it!!!
When I start trash-talking myself, I stop and ask “Would you let anyone talk to your best friend like that? Of course not! Then quit it!”
I've already agreed with myself that I will only go out once a month. So I've put that money aside which is $30 bucks. I already am using my chicken I put away while using my food saver which has already paid for it self two fold...or three fold...😊
I am also trying to reduce my carbon footprint, so I've started using products with less packaging. I buy shampoo and conditioner bars either at my local Friday night market or on Etsy, they last a lot longer than products that come in a plastic container. They are wrapped in paper. I am trying making my own toothpaste, body lotion and facewash with easy to find ingrediants. I don't have a difficult beauty routine, even at 62, so I use bar soap from Dollar Tree for my body and my face. I do splurge a little on face lotion, but only because I can't seem to get the mixture right and it comes out too oily.
#5. Here’s another reason to stop sending checks in the mail. Last December I mailed two checks. One for $18 to a charity. My bank caught it a couple of weeks later when someone had “washed” the check, erasing everything except my signature. $18 turned into $8800.
The second check was for my car insurance. I didn’t know it had been stolen until I got a notice from my insurance carrier cancelling my coverage due to non-payment. I have ALWAYS paid my bills, in full, on time (845-850 consistent credit score is proof).
You also save money because cancelling a check costs $35 each time.
Holy cow! That’s crazy! So sorry you had to go through that.
@@saraconklinfrozenpennies thank you. I’m very lucky, because my bank caught it before I did, and refunded the $ back to my account. I’ve seen several news stories in which banks refused to refund anything. Not good PR, guys.
I limit social media for many reasons also and last time I was on there my favorite stores were coming after me.
Lol. Those third party cookies will get ya every time!
Wow, I really loved this video! Such good advice! Thanks.
So glad! And thanks for watching!!
Totally agree 👍 Thanks for sharing 🤗
For my 50 birthday a good friend gifted me flowers other birthday it was a andles she sends a letter notes at christmas baked christmas cake
I love this!!!
Your son is 25. Omg ❤you look fantastic! I thought you were 25! ❤ your channel xxxxx
Oh thank you! That is so sweet! I appreciate you !
Wow❤❤❤😊😊😊
Love your message! New sub😊
Thanks so much! I appreciate you.
🎉❤Love it!
I collect water from shower whilst waiting for shower water to heat up use thatcwater for flushing toilet i wont birrow money i will save use cash
I do this too but water my outside pots of plants and herbs.
I die my own hair i would rather go on holiday ro quest
I stopped eating three times a day. I find eating once or twice is sufficient. I try to eat a fruit or vegetable if I feel I need a snack.
I quit buying mayonnaise or salad dressing. Doing yourself improves the quality, it's healthier too. 😊😊 God bless you.
I’m with you on the salad dressing!!
I've been made fun of for being frugal or for paying my bills first, so many times in my life! Especially when I was young. But where am I, and where are they after decades of living their way?
the average cost of a funeral is approx. $10,000.00. why have life insurance if you don't have minor children? that's why i don't. my funeral can be paid with savings.
Yup. We are self insured too.
I stopped going to malls p.
Same. They're so empty around here anyway! Thanks for watching!
Me too! Not since the pandemic started, and out malls are pathetic and almost empty of stores.
I choose brands i know
Hi God points ❤
I quit all social media cuz that's how I got hacked. I also got rid of all toxic people. I feel so much better, Of course I retired and got rid of them.😅😅😅
Stopped following trendy - look at background! LOL
Well...I did say that I sometimes do like trendy...but the plants are not trendy, and the tree macrame was a gift, so...I stand by my statement! 😂
Hi Sara, I tried to download the budget planning free download, but it never downloads. I was successful on downloading the meal planner. I was hoping I could get some help with this. Thank you!
Hi Lisa. I can help you. Email me sara@frozenpennies.com
And when you do give someone your time, make sure your phone is off, or if your not a business owner or something..it can really stay in the drawer at home for a couple of hours if possible. Ive recently moved and have been to lunch with three pple I've met (not all the time for a birthday and to get to know them)..and good grief all three were on their blasted phones, so rude. I told em off in a funny nice way, but we shall see. I mean why pay good money and your TIME AND EFFORT for sitting at a restaurant table staring at the walls. Why not just NOT go ! THE HEIGHT OF RUDENESS, and yes it was both men and a woman..usually women are better at not being that rude. *they are nice ppl but even nice normally logical ppl are doing this more and more. Rant over.
👍🏻😊
🤔😒☹🤯