So thankful for all your videos! Was in tough situation 7 years ago and my credit demolished. I worked hard to pay back only to learn there was truly no point in doing so. NOTHING was removed.
martinez is legit and reliable. Have worked with him some months back and believe me he’s one of the legit hackers he’s the best if you need help with credit score fix he helped with my credit repair.....
You're some kind of superhero for strong-arming this much useful information into one video. Love all the well thought out explanations and little details to make sure your viewers are not getting taken advantage of. I broke my mouse hitting the subscribe button so hard, but thanks to you - I have a great credit line to get an even better mouse, THANKS
i have been trying to fix my credit till i was recommended to john and he boost my score .. check him out he will do the same thing to you that you can never imagine___ look up is details._
Do a charge off hurts your credit if it have been paid years ago?follow up questions,will it improve your score if the zero balance charge off is removed?
i have been trying to fix my credit till i was recommended to john and he boost my score .. check him out he will do the same thing to you that you can never imagine___ look up is details._
Lol. Got mine up to 700 thought I’d open a credit card to get it higher. It’s now 612. I’ve always made on time payments. so annoying. I guess I was paying on the wrong day or not paying enough? Idk just frustrated.
I have 2 small collections and 5 accounts that total $12,000 that are closed, I went through an attorney made payments to them and then received notice from the creditors they never received a payment and I sent the law firm over $3,500. My score is 580 where do I begin
Just finishing your account but I know most of these debts are mine as they are medical bills. I would prefer to call them and do a pay to delete rather than sending a letter. I wasn't sure we could do that. Once we advise thar we want the alleged debt removed, do we then say I can offer xxx amount in exchange for deletion from all of my credit reports?
martinez is legit and reliable. Have worked with him some months back and believe me he’s one of the legit hackers he’s the best if you need help with credit score fix he helped with my credit repair.....
martinez is legit and reliable. Have worked with him some months back and believe me he’s one of the legit hackers he’s the best if you need help with credit score fix he helped with my credit repair.....
Hi Naan its there a way you can help me with my credit report? I have watched and apply a lot of the information you mentioned into making my credit better, but its hard to see any improvement.
martinez is legit and reliable. Have worked with him some months back and believe me he’s one of the legit hackers he’s the best if you need help with credit score fix he helped with my credit repair.....
I am 12 point away from being able to afford my house I have worked and built my credit pretty much by myself 1st credit repair that I try to do wind up jipping me out of $800 but I do not have I have tried speak in and talking to everyone that I have found on UA-cam to know Avail everyone wants money aunt Manny or for me to join the program I cannot seem to get a credit card that's high enough even though my credit unialization is only at 12% I've gotten credit cards but there's smaller amounts and I know that if I could get a credit card with a larger amount T-man not might kick me pass Points that I need is there anything that you can recommend for me to do
credit karma is terrible my credit score was 200 points lower than what it showed … and for my mom it was showing 100 points less than what she really had lol
Hey Nam I gotta a questions. Does closed account hurt my score its at $0 balance? and why does it stay on my account? will it be on there 7 years from the day i payed it off or the day it was closed? I would appreciate you answering these questions
No. Good standing close accounts do not affect your score. Closed accounts remain on your credit profile for 10 years after the account is closed. Only negative marks like late payments affect your score for 7 years.
@@NaamWynn if you pay off a closed account like a credit card charge off for example will it be removed from your credit profile? If you pay it off through a collection agency
I have a very unique situation, my mom applied for my sister and I social security cards at the same times therefore our social security numbers are only one digit off, so she has been using my social for over 10 years in multiple states so I do no know where to start, what do you recommend?
Hey Nam, thanks for the video! I didn't realize I could call in to ask for late payments to be removed. Am I calling the number next to the inquiry on my credit report to speak to the creditor/lendor?
You can call your creditors but they will all require written correspondence in order to review and remove the late payments. They have to respond within 30 days, or remove the information from your report, but keep in mind it will take at least 30 days to complete.
Will Experian investigate a dispute related to an account that doesn't show the fall off date on the credit bureau? Most of my delinquent accounts would show a removal date except for one. Thanks
i have been trying to fix my credit till i was recommended to john and he boost my score .. check him out he will do the same thing to you that you can never imagine___ look up is details._
martinez is legit and reliable. Have worked with him some months back and believe me he’s one of the legit hackers he’s the best if you need help with credit score fix he helped with my credit repair.....
So technically you could max out the card as long as you pay it in full before the due date because it won't get reported until the end of the cycle??? I know it's not a good practice but I had to move out of my previous place and I've been staying in hotels and air bnbs until I find housing so I could use the extra money until I get paid in about a week.
Hey Naam is it true that if you are late 30days + it'll stay for 7 years And if your late 1 or 2 days the credits won't report it so it won't show for 7 years??
Help this this situation please.. I applied for a chase card and got denied. I fixed the issue and I applied again and got denied. I found the underlying issue with my credit and it wasn’t even accurate for the denial. I am under 5/24, I am guaranteed to be approved this time meeting the requirements and credit score now. If I was to get approved, could I negotiate the previous inquires out of my credit report with Chase?
I have creditor that i offered to pay off if they removed it. And they said it’s their policy not to due such a thing. ???? It’s not even mine! I disputed it several times and nothing!!! HELP!!
They just don't want too. If they have the power to report it, they have the power to remove it. You may have to wait later in the statutes of limitation. You should file a complaint with the CFPB, since its a fraudulent account.
martinez is legit and reliable. Have worked with him some months back and believe me he’s one of the legit hackers he’s the best if you need help with credit score fix he helped with my credit repair.....
My friend: Your content is brilliant. But there is a blot on your otherwise stellar performance. The way you pronounce "b-u-r-e-a-u-s" make it sound as if you are saying "credit burros" or even "credit barrels." Pronounce it like this: "BYOU-rows." Thank you.
![[The Body Regenerates After 14 Minutes] 🦴️ Healing with 432Hz + 528Hz Sound Therapy + Alpha Waves #2](http://i.ytimg.com/vi/yaIjvVYsaOE/mqdefault.jpg)
So thankful for all your videos! Was in tough situation 7 years ago and my credit demolished. I worked hard to pay back only to learn there was truly no point in doing so. NOTHING was removed.
Never too late to repair credit, folks. I'm 40 years old and dealing with it for the first time in my life.
martinez is legit and reliable.
Have worked with him some months back and believe me he’s one of the legit hackers he’s the best if you need help with credit score fix he helped with my credit repair.....
I hear you, try a 93yr old & 54yr old!
Great explanation and breakdown! Many gems dropped!
Thank man. Love to see you here!
Recommended credit service
This is SOLID advice! Love your channel man.
Appreciate it!
Recommended credit service
You're some kind of superhero for strong-arming this much useful information into one video. Love all the well thought out explanations and little details to make sure your viewers are not getting taken advantage of.
I broke my mouse hitting the subscribe button so hard, but thanks to you - I have a great credit line to get an even better mouse, THANKS
Haha 😂 appreciate it!
FREE BASIC DISPUTING LETTER: bit.ly/3LP6vl8
Thank you for your response and excellent video's. Keep up the great work .
CREDIT KING 💯💸 ready to boost my score 😌
Let’s goooo!
Recommended credit service
I have done everything to repair my credit and Experian are taking the pixx and very slow in updating my credit report. UK
i have been trying to fix my credit till i was recommended to john and he boost my score .. check him out he will do the same thing to you that you can never imagine___ look up is details._
Great info. Thanks, Naam Wynn.
The one thing that has changed my life is having a daily schedule. I have a mental illness, so it's nice to have a routine to go by.
Recommended credit service
Whenever I get my CC balance below 10% utilization my score jumps at least 50 points.
Brilliant!
Have a lot of old collections in my credit report, how can I get rid of them?
Awesome breakdown keep up the great work dude! 🚀
Recommended credit service
Do a charge off hurts your credit if it have been paid years ago?follow up questions,will it improve your score if the zero balance charge off is removed?
Recommended credit service
Yes I am trying to get old medical bills what can I do to fix it
i have been trying to fix my credit till i was recommended to john and he boost my score .. check him out he will do the same thing to you that you can never imagine___ look up is details._
Thank you
Lol. Got mine up to 700 thought I’d open a credit card to get it higher. It’s now 612. I’ve always made on time payments. so annoying. I guess I was paying on the wrong day or not paying enough? Idk just frustrated.
Questions are to be malLed up ^
I have 2 small collections and 5 accounts that total $12,000 that are closed, I went through an attorney made payments to them and then received notice from the creditors they never received a payment and I sent the law firm over $3,500. My score is 580 where do I begin
Wynnnaam
GmaiI
Can I help you with this?
Hi Naam, this Tamara from ucla. Love your advice.
How do I remove delinquency as a co signer?
Just finishing your account but I know most of these debts are mine as they are medical bills. I would prefer to call them and do a pay to delete rather than sending a letter. I wasn't sure we could do that. Once we advise thar we want the alleged debt removed, do we then say I can offer xxx amount in exchange for deletion from all of my credit reports?
This is a masterclass.Thanks Mr. Naam!
Thanks, got a subscriber
martinez is legit and reliable.
Have worked with him some months back and believe me he’s one of the legit hackers he’s the best if you need help with credit score fix he helped with my credit repair.....
do you have any tips on getting closed credit cards removed from credit report? if your willing to pay off the debt
Recommended credit service
Great advice,thanks
martinez is legit and reliable.
Have worked with him some months back and believe me he’s one of the legit hackers he’s the best if you need help with credit score fix he helped with my credit repair.....
How did you remove the late payments from the student loans?
For late payments removal from credit report, message johan drewie on.
551-288
(4511)
That's his cell stated above, he did a good job and fixed my credit to perfect very reliable, he erased all late payment.
Thank you 🥰🥰🥰🥰🥰
Naam-- how can I get a phone call with you? Are you on Clarity or other personal coaching platform? Need less than 10 mins. Thanks!
Sup dude. You can book a 15min call through my website. You should be able to find it in the description.
Sounds good. I'll take you up on that.
Happy Veteran's Day. Appreciate your service.
@Alex Chavez Thank bro! Appreciate it!
Recommended credit service
Hi Naan its there a way you can help me with my credit report? I have watched and apply a lot of the information you mentioned into making my credit better, but its hard to see any improvement.
Recommended credit service
Do you recommend getting the letter from the collection agencies through email or through email?
martinez is legit and reliable.
Have worked with him some months back and believe me he’s one of the legit hackers he’s the best if you need help with credit score fix he helped with my credit repair.....
I am 12 point away from being able to afford my house I have worked and built my credit pretty much by myself 1st credit repair that I try to do wind up jipping me out of $800 but I do not have I have tried speak in and talking to everyone that I have found on UA-cam to know Avail everyone wants money aunt Manny or for me to join the program I cannot seem to get a credit card that's high enough even though my credit unialization is only at 12% I've gotten credit cards but there's smaller amounts and I know that if I could get a credit card with a larger amount T-man not might kick me pass Points that I need is there anything that you can recommend for me to do
credit karma is terrible my credit score was 200 points lower than what it showed … and for my mom it was showing 100 points less than what she really had lol
Recommended credit service
Hey Nam I gotta a questions. Does closed account hurt my score its at $0 balance? and why does it stay on my account? will it be on there 7 years from the day i payed it off or the day it was closed? I would appreciate you answering these questions
No. Good standing close accounts do not affect your score. Closed accounts remain on your credit profile for 10 years after the account is closed. Only negative marks like late payments affect your score for 7 years.
@@NaamWynn if you pay off a closed account like a credit card charge off for example will it be removed from your credit profile? If you pay it off through a collection agency
Recommended credit service
Best video
Happy 246th birthday brother!
Recommended credit service
Ok
I have a very unique situation, my mom applied for my sister and I social security cards at the same times therefore our social security numbers are only one digit off, so she has been using my social for over 10 years in multiple states so I do no know where to start, what do you recommend?
Hey Nam, thanks for the video! I didn't realize I could call in to ask for late payments to be removed. Am I calling the number next to the inquiry on my credit report to speak to the creditor/lendor?
Yes, or a customer service could help you redirect your call.
@@NaamWynn thanks so much for responding! I appreciate it
Recommended credit service
@@NaamWynn can you help me fix my credit
You can call your creditors but they will all require written correspondence in order to review and remove the late payments. They have to respond within 30 days, or remove the information from your report, but keep in mind it will take at least 30 days to complete.
Ok 👍🏻
Recommended credit service
Will Experian investigate a dispute related to an account that doesn't show the fall off date on the credit bureau? Most of my delinquent accounts would show a removal date except for one. Thanks
Yes
Recommended credit service
Do i have to pay off in full to try and get a delete letter or settling as well allow me to ask for that letter ?
i have been trying to fix my credit till i was recommended to john and he boost my score .. check him out he will do the same thing to you that you can never imagine___ look up is details._
If my credit report doesn’t show correct address, can I dispute collections on my credit report?
Yes
I have a company helping me with my credit but I might need your help
Unfortunately I am no longer taking on clients, but you can always book a call.
martinez is legit and reliable.
Have worked with him some months back and believe me he’s one of the legit hackers he’s the best if you need help with credit score fix he helped with my credit repair.....
Bearrows
So technically you could max out the card as long as you pay it in full before the due date because it won't get reported until the end of the cycle??? I know it's not a good practice but I had to move out of my previous place and I've been staying in hotels and air bnbs until I find housing so I could use the extra money until I get paid in about a week.
Send a message to my email at
Wynnnaam
(GmaiI
Hey Naam is it true that if you are late 30days + it'll stay for 7 years
And if your late 1 or 2 days the credits won't report it so it won't show for 7 years??
Yes
Help this this situation please..
I applied for a chase card and got denied. I fixed the issue and I applied again and got denied. I found the underlying issue with my credit and it wasn’t even accurate for the denial. I am under 5/24, I am guaranteed to be approved this time meeting the requirements and credit score now. If I was to get approved, could I negotiate the previous inquires out of my credit report with Chase?
Honesty I wouldn't bother with it. If you want to dispute it, it would have to be with the bureaus first.
Recommended credit service
Are you a credit repair business I need help repairing my credit
I am. But no longer taking on clients
Recommended credit service
Our Government with $24 Trillion debt, what’s their credit score? 😂
Government have “Good” debts
Recommended credit service
Exactly lol
I have creditor that i offered to pay off if they removed it. And they said it’s their policy not to due such a thing. ???? It’s not even mine! I disputed it several times and nothing!!! HELP!!
They just don't want too. If they have the power to report it, they have the power to remove it. You may have to wait later in the statutes of limitation. You should file a complaint with the CFPB, since its a fraudulent account.
@@NaamWynn thank you for replying. I’m in California and it’s been 4 years now. Do I fall into that limitation?
Recommended credit service
@@NaamWynn how do I contact you for services?
can you show us how to remove a late payment, please? i contacted the bank and they said they can't do that
Recommended credit service
I went to annual credit reports and got my equafax report but not the other 2. Can I still do the other 2 or do I have to wait a year?
Do send your questions to my emaiI alright?
Wynnnaam
GmaiI
Credit karma's better
martinez is legit and reliable.
Have worked with him some months back and believe me he’s one of the legit hackers he’s the best if you need help with credit score fix he helped with my credit repair.....
< Google censored this comment >
Jesus can change yr life
Recommended credit service
Here
Awesome!
Recommended credit service
1st
Lets goo!!!!
Recommended credit service
Speaks too fast.
Recommended credit service
My friend: Your content is brilliant. But there is a blot on your otherwise stellar performance. The way you pronounce "b-u-r-e-a-u-s" make it sound as if you are saying "credit burros" or even "credit barrels." Pronounce it like this: "BYOU-rows." Thank you.