Biggest Credit Card Hacks
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- Опубліковано 29 вер 2024
- You guys have been waiting for my response around the recent Twitter 🕊️ controversy, so here we go ❌
I was put through the wringer regarding my thread on how a credit card 💳 can save you upwards of 10 lakhs 💸
While it may seem preposterous here’s how you do it 👇🏻
Banks 🏦 consider your credit score while sanctioning a loan to you. A bad credit score will get you a loan with a steep interest rate. While someone with a good credit score 😎can get a cheaper loan upwards of 1-1.5% cheaper.
The easiest way to improve your score and be eligible for cheaper loans would be by developing a good credit history 📖 by repaying credit card bills on time.
➡️ So the next time before you comment on someone else’s work make sure to hear them out 😪
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#financewithsharan #creditcard #creditcards #creditscore #homeloan #loanofficer
For a person spending 3-4 crores per year, 10 lakhs is like snacks for his pets
😂
😂😂😂
No , its not like that...for me 10 lakhs is still 10 lakhs
@@shubhamyadav4246 10 lakhs would never become 2 lakhs for 1 and 20 lakhs for other, but how much u value it is the matter and depends on whose hands it is. For ambani its nothing but for us its huge amount. for more than 50% of our population 10 lakhs is more than a yearly total income. So the catch is we see that sharan the financial storm targets only crorepatis in his videos. So as it's not so useful for us, we atleast watch them for his funny acts and content. 🤭😉
He spends 3-4 crore but have 50 lakh loan
Sharan must have mistaken for FD interest rates 😂. 7% is impossible
Fd int rates are now 8%
@@gat6932 i think it's 8.5 actually
@@HellHound___ for senior citizens
@@gat6932 So home loan @ 7% is impossible
Wo sb chodo ye dekho 50 ka 1.5 takka to 75k hi hua na bhai 11 kaise bacha liya
Bro even after best civil score my home loan interest is 9% you must be from a different universe
😂😂😂
Bro in 2021 sbi and so many banks giving home loan for 6.75%-7.25%
@@abhidhaker that's an old story bro, rbi has increased the repo rate now the lowest home loan interest rate is 8.75 % for any indian bank, it's really painful now 😑
@@sandipkarmakar7370 ya bro because fd rates also gone up, but eventually both will go down maybe next year
Definitely all banks will have more than 8.5 percent
I just wanted to say thank you for sharing this. Because you're right. The worst thing that you can feel is hopelessness. And I hope that someone who is on the verge of losing hope finds *sentinel Recover* and realizes that as long as you're still alive and breathing, there's a chance, there's HOPE that the future is brighter then the present day.
The efficiency of this *sentinel Recover* is next level. To juggle walk throughs of various angles on the topic delivered to-camera, differnet content per topic from various folks underneath the umbrella of the track list of the larger big band concert itself is engaging and refined. To make a dense taccess like this so digestible is really something. Awesome work *sentinel Recover* !!
i only watch the whole short because at the end he says finance with sharan and it sounds amazing some how
We need more immeasurably wise and compassionate humans like you on this planet. Thank you for sharing *sentinel Recover* . I bet I'm not alone when I say this video found me at the perfect moment, and there are a lot of things here that I needed to hear right now.
It just kept glitching on me when i tried this video tutorial. Thank you for this video firstly & Secondly thank you *sentinel Recover* I can’t get to the part of video selfie meeting you was a blessing in disguise. Keep up with the good work a lot of people will be needing your assistance in the nearest future.
This guy's wardrobe must be full of halloween costumes 😂
My man Sharan! The way you handled the trolls and that post on LinkedIn addressing it was pure class!😎 Lots to learn from you my man! Wishing you the best! Greetings from Hamburg, Germany
After a few Masterclass Ads, we finally get a educational video. Back to original content
Stop misguiding people please.
Social media teaching me more about life than school ever does
Meanwhile school:avoid social media and focus on your studies
Plot twist of the century at the end
Intrest rate will be like a fruit only at the time of disbursement after couple of months they keep everyone for same
For a moment I heard Fine Arts with Sharan 😅
whats with the hand cuffs 💀💀
Him: I want to file one F.I.R on Finance with sharan.
Also him: I follow my man bro Finance with sharan.
Got me😂😂😂
that handcuff
Thanks sharan. I missed one Emi due to not knowing the auto debit which was set after 8 months.
Banks are people in form of credit scores. Credit score ke chakkar me sare luta de
1. Credit card can also make your credit score low (If you use above 30% or if you don't pay before due date)
2. Nobody gives loans at 7%
3. You can just simply improve Credit score by Loans alone by paying before deadline.
4. Credit cards have Annual Fees and Higher Interest rates which are lot higher than Cashbacks.
5. When an Influencer Promote Credit card it's always a Paid Promotion not Financial Education.
Thanks 👍
*sentinel Recover* . I really appreciate your efforts and dedication towards the work. May God bless you to keep showing your worth and skills like this in the future
Having someone like you who’s not only a great innovator but also pulls his best to get the work done so beautifully needs nothing but appreciation. *sentinel Recover* Thanks for the well off work you consistently bring your all and I truly appreciate that. Thank you for making corporate life so smooth. Proud to have you on our team. Great work as always.
How to get a credit card first. Need credit score to get credit card.
Get you facts right,
9.5% Is the Avg Home Loan Interest
My dad's been using credit card form 7 years he has repaid each and every installment on Time,
Still when i went for 50 lac home loan they are providing home loan around 9.5 p.a
Is it Sbi max gain home loan?
First view 😊
Sir, now lots of credit cards do not include home loan payments as expenses, so no benefit
Those handcuffs are meant for something else police man
He is holding a wand...🤣😂
finally, you said the truth. he is scam only.
All finance influencers think we all are fool
My credit score is 870 still paying 9.3% int because RBI increase rate so bank has also increased rate it is not possible to fix your rate to same level
Is it sbi max gain home loan?
Whey I talk with my colleagues or friends or family member. They always suggest your name but still i confuse how you get less likes and comments
Itna fast smart ho gaya, 😂
But just now he was reddy to put fir on him but he says he follow....? 😶🌫
Sharan himself said that he is a scam and that's true. 😂
I like your shirt, where did you buy it , can you paste the link here?
This can get away with anything 🤣 He talks smart man !! But all his advice is not so great.
I got my loan disbursed last week and i have 820 credit score. No shata bank gives u loan at interest of 7.5
at what interest did you get it
Exactly......'nimmovn' ankand elrunna manga madtidane mat evnige trool madbardante
@@maheshd4566 i got it at 8.45 initially. Now they increased it to 8.75 as per repo
Wo sb chodo ye dekho 50 ka 1.5 takka to 75k hi hua na bhai 11 kaise bacha liya
@@sanjayv7890 floting rate?
In any sector 8.45% is the lowest Home Loan interest rate. How is it possible to get 7% ? 🙂
Because he is finance sharab 😂
@@srinivaskone fd rate is now around 7%
@@dheerajchoudhary5138 fd rate 7% matlab Market mein mandi ane wali hai.
Wo sb chodo ye dekho 50 ka 1.5 takka to 75k hi hua na bhai 11 kaise bacha liya
Based on Credit score Rate of Interest will be applied
Highest score lesser rates
Nimmoun is permanent 😂😂😂
😂😂😂
What does that mean
@@BatemannReal your mother 😂 it is a cuss word 😂
@@sahilbhanushali3666 Tulu is it?
@@BatemannReal it's like " Teri Maa ki".. Its Kannad language.. typically used in North Karnataka for almost each sentence.
Get a credit card. Higher interest. To get better credit score. To get more loan. Spend the rest of your life paying off the loan. Solid advice. This guy is a scammer. 😂
Very less people know the context behind this short
Context?
Gabbar?😅
Troll Tweet from gabbar 🌝🌝
You were one of them who don't know
Wo sb chodo ye dekho 50 ka 1.5 takka to 75k hi hua na bhai 11 kaise bacha liya
My score is always above 800 still the bank is not ready to reduce the interest rate. I told them i am transferring and they said ok u can transfer. They have not even asked why u are transferring. These influencers are telling fake things some of
Exactly. I have sbi max gain loan. My roi is 9.65%. Back then my cibil was bad. Now my crif cibil is 799. Still bank says they cant reduce roi. They are even ok if i want to switch to other bank.
No banks would negotiate on interest rate., Maybe 0.5% can be negotiated by refinancing from other banks. One cannot negotiate 1.5% of banks and are not "Kya fuk kya abe"
0.05 bro not .5%
lol...never ever it wont happen
trust me banks follow different approaches
Interest Rate negotiate with bank..can u explain further
Everything looks delicious on video, but in reality it is different....
😂
Fake...... Bank never reduce interest rate even our cibil is good
Kannada
Twitter audience knows context
Gabbar
No that's a jobless app except few handles. I was a keyboard warrior there but realized it's all a blunder
@@deinvester Abhishek Asthana
Yes gabbar guy who shitposts everyday
Already he is in debt, now
He wants him to get more😂
Eei nimmoun😂. Love you dosta ❤...
But Babbar 😂😂😂😂😂
What is the meaning of nimmoun 😅😅😅
It means Teri maa ki
Police saying ನಿಮವ್ನ್ 😂
Am I the only one who noticed Zudio Shirt 😶🌫️😅
😂🙌
Your video proves Gabbar point only 😂😂😂
Are you from Karnataka right
4 Years before started with 35k credit card .. Now I have 6 cards with 25L credit limit over all😃...
Man burnt so hard, i think its time we stop watching his content, then he will realise
Even i feel the same his flamboyant style has grown out of context
Why is he holding voldemort's wand though
You can simply pay interest rate reduction instead of doing all these waste ideas
what is that? can you please elaborate!?
Better call saul but finance
ध्रुव जी! शेर ए भारत! भारत आपके साथ है| धैर्य से धहाड़ों| आपके दहाड़ धर्म के नफरत के नशा में नशे में दूत युवाओं को जगा दे| ऐसे और जोर से धहाड़ों की युवा के नस फट जाए और नस नस में बह रहे धर्म के नाम से नफरत फट जाए| और जोर से दहाड़ ताकि युवा डिप्रेशन से जाग उठे|
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Bhai 5 Lack ki bike loan pe b ROI negotiate kar sakte h kya?
Kudos to *TECH SAFE GUARDIAN* for their innovative thinking and creativity. Your work has opened up new possibilities, and I'm grateful for your expertise and enthusiasm. Keep shining!
*TECH SAFE GUARDIAN* willingness to assist and offer valuable advice speaks volumes about your character and the supportive environment you cultivate. I’m incredibly grateful to have someone like you.
*TECH SAFE GUARDIAN* . I really appreciate your efforts and dedication towards the work. May God bless you to keep showing your worth and skills like this in the future
I got a query.... I had a Bajaj Finserv RBL Credit card... I sent RBL a closure email on 6th Aug 2021 and since no reply, I sent another email on 11 Aug 2021... They reply on 12 Aug saying that it'll be closed within 3 working days... but the card is still active and data is being sent to the bureau till date... Recently in May I even got a statement.... They gave me the NOC only on 23 May 2024...Can I claim penalty charges for these 2 years???
There is no doubt that you will rise fast at the apex of your career *TECH SAFE GUARDIAN* . Because you are a very intelligent, smart, hard worker and your work ethic par excellence. Keep going People like you take the IM out of Impossible by becoming PRO at tackling Problems. You Rock!
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in your journey ahead, may success be your faithful companion, *TECH SAFE GUARDIAN* Your brilliance will illuminate every endeavor you undertake amidst prosperity! May your dreams materialize, guiding you toward a future filled with promise and radiance! Your accomplishments speak volumes about the bright prospects ahead, inspiring confidence in your ongoing journey. Bravo! Your assistance in undisclosed matters is greatly appreciated, and it’s truly an honor to have your guidance. Thank you for your invaluable contributions.
Thank you, *TECH SAFE GUARDIAN* . Your presence has made this entire process much more comfortable, and I am truly grateful for it. Working alongside you is a pleasure, and your dedication to your role serves as an inspiration to me. I will always remember the help and support you’ve provided me with.
CRYPTO SCAM VICTIM ? As a Retired combat Marine I want to tell you that as what you are doing is just as important as any warrior on the battlefield. You are waging warfare against these criminals and terrorists on the digital battlefield. You are defending and protecting the most vulnerable of our society against these predators. Keep up the good work *TECH SAFE GUARDIAN*
Honestly, *TECH SAFE GUARDIAN* I'm amazed by your consistent ability to deliver exceptional work every single time. Your willingness to lend a helping hand during my time of need is deeply appreciated. Thank you for your support and kindness.. I take pride in your capability to overcome any challenge and consistently achieve outstanding results regardless of the circumstances.
Sharan be like: Jis thali me khaya, usi thali me ched kia 😂😂😂
Thank you, *TECH SAFE GUARDIAN* for consistently being so approachable and open-minded. Your friendly demeanor and willingness to listen and understand serve as a constant source of motivation. Your support and guidance have been especially meaningful to me during the recent account issue I encountered.
Thank you for your great job *TECH SAFE GUARDIAN* . We really appreciate your efforts and dedication towards the work. May God bless you to show your worth and skills in the future like this, over and over. I really appreciate your great skills and thanks alot for all what your have done and helped me out a lot. The Sky is the limit mate Shine On
Are you from Karnataka
If you are from Karnataka you should pin this comment
Man!! Banks don't negotiate shit and you are talking about renegotiating🤦🏻♂️
My dear, *sentinel Recover* I’m so impressed by your progress. I have faith in you, and I hope you’ll be able to do more and better quality job for others in the future. Keep it up! James All your hard work and dedication have paid off. You are an inspiration to other Expertise like you. Thanks for your great job. I’m proud of your achievement
I am having a credit score of 788. No banks gives me a loan or credit card..
My credit score is 810+ still loan is 8.35%
Sharan has become a scammer clouded with UA-cam fame. Only in dreams will a bank give 7% interest rate now.
Elder wand 😅
Big thanks *sentinel Recover* for helping me out. God bless you brotha... I've tried following these steps from the device and location where the account was always logged into and I got a page that says we don't recognize your device. The tutorial video was not helpful tho but Big Ups James
Yeah yeah. Use credit cards and spend money on things you don't need with money you actually don't have, and then pay high interest rates. Banks love this so much. When you pay cash, you can feel how much money you are spending. How quickly Sharan started scamming us, when he is popular for saving us from scammers.
Big thanks *sentinel Recover* for helping me out. God bless you brotha... I've tried following these steps from the device and location where the account was always logged into and I got a page that says we don't recognize your device. The tutorial video was not helpful tho but Big Ups *sentinel Recover*
Home loan is based on RBI repo rate as well. This Sharan guy even doesn’t know basic things.
Bhai Hindi mai video banaao yr, ye english sunne mai bilkul tatti ki awaj ki tarah aati hai.. Phuss dhusss purrrr pidi pidi pidi.
Your started 1% club but I think your started course selling to make money
Your scam to your viewers
Loan, interest what I am supposed to do with that. My salary is 15000₹ I am even unable to buy a splendor plus.
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Y’all should stop calling everything “the bare minimum” when it’s literally not. Respect is the bare minimum, actually going out of your way to comfort and have an open ear for someone isn’t. Doing something like this is truly very nice and a great thing of him to do. I hope shit gets better for you and I salute *sentinel Recover* for being mature when it’s needed!
Y’all should stop calling everything “the bare minimum” when it’s literally not. Respect is the bare minimum, actually going out of your way to comfort and have an open ear for someone isn’t. Doing something like this is truly very nice and a great thing of him to do. I hope shit gets better for you and I salute *sentinel Recover* for being mature when it’s needed!