He is a fake muslim. Especially boxing and fighting [sports] without rules are considered, from the religious point of view, haram, as they can damage health, disable someone," said Abdulkodirzoda, who is appointed to his post by the government. He added: "All kinds of games and duels [done] for money are haram.
What a disciplined and a committed this brother is to his faith. May ALLAH (SWT) grant him more victories and success in this dunya and in the hereafter!
@@AmegakureRain Several scholars have said it is haram for the reason of permission to attack the face and injure each other to the extent of severe injury in cases. Too, Allah states some things (exalted be He) which MMA and similar sports go against e.g.: "...and do not throw yourselves into destruction [Surah Al-Baqarah 2:195]" "...and do not kill yourselves (nor kill one another). Surely, Allah is Most Merciful to you. [Surah Al-Nisa 4:29]" "...there should be neither causing nor reciprocating harm. [Sunan Ibn Majah no. 2340]" Indeed, Prophet (peace be upon him) did practice wrestling as stated "...Prophet (peace be upon him) wrestled Yazid ibn Rukanah and defeated him (peace be upon him). [Sunan Abu Dawud no.4078]", but that was more likely to be wrestling in which harm was not permitted, not MMA or boxing which involve the infliction of harm.
I grew up Christian in america and was 5 when 9/11 happened. America portrays muslims as violent. Learning the truth about y’all’s religion is very interesting and I think the concept of riba is very prophetic considering how evil our economy is. Capitalism has created vast wealth and power and we are paying the consequences for that now
Many Muslims in uk buy home and investing in properties with loan and mortgage. And no zero remorse. They take it very lightly. I have offered many times from bank for loan . But I refused. May ALLAH help me to stay away from this major sin and all disobedience to ALLAH.
Insha Allah , one day soon there be a company who is RIBA free will help us and our children Insha Allah , slowly slowly by the help Of Allah (swt ) amen 🤲🏼
Especially boxing and fighting [sports] without rules are considered, from the religious point of view, haram, as they can damage health, disable someone," said Abdulkodirzoda, who is appointed to his post by the government. He added: "All kinds of games and duels [done] for money are haram.
You know, If i were to choose to take an armed robber or a a guy who commits usury, i have more respect for the guy who commits armed robbery, the guy feels more.... Dignified? Somehow that sounds crazy but it is what it is. I feel like i put usury the same as a betrayal and lying.
The key is intention If you take a loan to go to school and for most of us that is the only way to pay for university level education, I would agree not haram because your intention is to go to school and provide a living for your family Also people who understand finance know that interest rate is just the price to exchange money today for a future period How is it any different than back in the days for example when we exchange 1 bag of sugar in exchange for 2 bags of salt..: what is the fair price / exchange, people just agree to a price and do an exchange Similarly interest rate is something you agree to for a transaction or exchange It’s haram when you are ripping someone off intentionally or putting.them in a very hard position, unfortunately a lot of people take on more debt than they can afford and run into issues Think of a grocery store that sells chicken, what is the fair price $15, $20 $8 etc for a whole chicken, it costs money to do business and same goes for the banks Plus islamic banking is doing same thing, taking a spread on the loan they give… it’s just that conventional banks can achieve economies of scale / have diversified business model
We failed as an ummah. Why are there not so many alternative for halal financing without riba? They don’t even advertise themselves to the Muslim communities, we need to start taking responsibility and stop blaming the west and all
@@hxhxhdnxjxjf7557 Every modern company needs this. It's not a matter of whether you want or not. You will be at a competitive disadvantage if you don't use riba
@@theGalactic57 if you dont borrow loans, you would need to use equity funds which could be used for long-term growth. say if you want to buy stuff from supplier: there's usually a credit term where you enjoy a discount for paying early and if you choose not to, it's the same as you borrowing that money for use at the cost of the discount. now if you don't use loans which could be cheaper than what you pay for discounts for paying suppliers early, you would be spending more money and thus be less competitive.
@@bamboo1763 But you gotta still pay interest, right? In islam you can borrow funds without paying any interest. The borrower in islam isn't burdened to pay more than the principal amount. But, if he's to make profit out of borrowed sum, he is required to give some percentage of this profit to creditor. And he's in loss, he doesn't need to pay back even hi principal amount. According to your banking system, tell me how does a common person gets benefits from borrowing? How does a person gets benefited from borrowing money for home purposes?
Of course pakistan is paying only its interest daily and principal payments are extended always making more and more load. Pakistan get loans to pay other loans and everything is messed up here.
Bank interest is not Riba mentionned in the Quran. Before islam people who could not repay their loan, they could become slaves. The bank is offering a service for wich you pay(interest) and you become owner of the property!
Islamic banking may not be Islamic. It is safe to do research into the bank in question and their accountability procedures to see if Islamic principles are being followed.
Why and how brother, this is the devil who is making you think like this, you don’t need riba to survive. You just want riba so you can compete with others who are also consuming riba
@@AR-50 For example if u lend someone $10,000 in 2020, even if it is 2040 you can take only $10,000 in return. Fees, security, guarantees are just a name. In Islamic point of view it is riba. The main point is money u r lending should be equal to money you should receive Not just money If u lend 5kg of dates in January and made a deal that you will get 10 kg of dates in next month because 5kg of dates in January will be worth of 10kg of dates in nxt month then this is also riba However if u sell 5kg of dates for $100 in January but u sell 5kg of dates for $200 in February then this is not riba. Islam prohibits to earn money on future. I will upload a link of almir colan he has explained beautifully about Islamic banking system and I guarantee you, you will understand why riba is haram, why it is beneficial for a country to not allow riba in their economic system. It basically makes rich ppl richer and poor ppl poorer
This is the first time I hear about this I'm from South America I live in North America now!!.. is there interesting but I'm trying to figure out what it truly means and doesn't seem like that people that practice this have the same understanding!!.. because everybody's giving me different answers!!.. could anybody explain to me what this really means!!. Because if it's making money (more than you need). Not caring about the poor!!.. then how do they have so many billionaires Muslims??.. I don't mean no disrespect I just want to learn!!
is it also true if you watch islamic videos learning Deen and Salat teach yourself about worshiping ALLAH from your Non muslim neighbour's wifi IS IT Also haram ? are your worshippings accepted which you learned from that wifi of Neighbour? Like learned these things Ghusl wudu salat doing charity dhikrs hadiths qurbani watching or listening to Holy Book Quran Basically learning everything about deen will ALLAH Accept these Knoweledges About Deen that i learn from My Neighbour's Wifi? of it is going to حبطت اعمالهم ??????
Superior all the way to Christianity. Immagine that jesus Said to cancel debit cause you need to cumulate wealth in Heaven not on hearth as we are not from this World
Forget about it being a sin as you're probably not religious so everything related to religion seems backward to you... but Can't you see the danger of interest? It only makes the rich far more richer and the poor far more poorer! Short answer: it's not fair.
@@AzelVonAzrael Most sins seem logical to me but I don’t see how interest would be. How else would it be profitable to donate money to someone who could use it to generate more capital? Interest is just a method of creating an incentive towards increased reallocation of dollars for increased wealth creation. I don’t see the inherent bad behind it.
@@nathan-498Interest puts the lender at an unnecessary disadvantage and puts the borrower at an unnecessary advantage. Think about it this way. A person who makes $500 a month takes a loan to buy a house for $1k. When he repays the bank he has to pay $500 interest in what he owes which means he has to pay $1k for that $500 he loaned. And then what's worse you the longer you take to pay the more you have to pay. Most of the time the bank rates are unreasonable. This forces people in this situation to take more loans and bury themselves in debt. Then not to mention to mention countries like America where you have to pay for things like healthcare, which is expensive. Less fortunate people have to rely on loans. Tbh it's counter productive to demand more money from people who make little to no money at all. This is why interest is bad and it's a sin. People should pay what they owe. Nothing more and nothing less.
@@nathan-498Hi Nathan I understand your concern. Islam wants people to lend money and take risk of both profit and loss. It's like Venture Capital who lend money and if business loose Money they loose money too. But in Bank scenario business make profit or loss bank wants interest. This will put poor people in loosing situation.
@@MZD15 Venture capitalists don’t lend money though; they buy large shares of the company and aid in the development of the product. The problem with this is that the venture capitalist can tell the founders how their company will be run, should they amass a large enough share. I don’t see an equally effective way of loaning between two strangers that can compete with establishing interest on debt. There wouldn’t be any universal point of loaning as you’re locking your money away with no return or even hedge on inflation.
There is a big difference brother, let me explain t for you so it makes sense. Would you rather commit adultery with your mother or earn money through a sport which you classified as haram. It can’t be that hard to figure
@@TheMaryamhussain96 There are many other sports that are halal to make money. Or you can just do a normal job earning like normal people. You may cant be rich because of this but this is halal. Of course i like fighting sport. But if our prophet (s.a.w) told us not to punch in the head we have to listin to him and make no exuces
Brother, you smash people face, fight for millions of dollars of money, and fight with your shirt off on a canvas with beer ads and wiski ads. Is this not haram? What if a family takes out a mortgage to provide a place to live for his family? This house provides safety and shelter for them. What do you then?
Criticizing his job doesn’t justifies Riba. Also Khabib is there to compete and showcase his talents, not for money or for legacy.. Dana White is the one who’s Haram. While Khabib just wants to showcase his talent.
Can someone explain how this works? So Muslims want to borrow money for free and not pay interest? How do they mortgage a house? Do muslim banks just bill in the interest portion into the price of the asset and charge "no interest".
They have portion in terms of equity, it’s mutual partnership. Also muslims only allow loans if the purpose is for building income generating assets.. another thing they allow borrowing money without interest if you’re just short of your budget. No interest and may allah give you the best.
May Allah protect us from it
Ameen
Eyes from Bd 🇧🇩
Ameen
Ameen
Ameen
Ameen Suma Ameen
“If you do not, then be informed of a war from Allah and his messenger “ 😢
By the way, Riba is the only sin that Allah uses the **war** on, that's how grave of a sin Riba is. May Allah protect us from it.
@@nabawi7 اللهم آمين آمين
Masha Allah!
True believer
May Allah Azzawajal bless him richly
Allahumma Barik *
He is a fake muslim.
Especially boxing and fighting [sports] without rules are considered, from the religious point of view, haram, as they can damage health, disable someone," said Abdulkodirzoda, who is appointed to his post by the government. He added: "All kinds of games and duels [done] for money are haram.
@@Jackthetraveller Dont say anybody is fake muslim SubhanAllah
AMEEN MAY ALLAH SUBHANA WA TA'ALA GUIDE HIM AND US TOO
What a disciplined and a committed this brother is to his faith. May ALLAH (SWT) grant him more victories and success in this dunya and in the hereafter!
Allahumma Amin
Am i wrong brother, or its true MMA is haram?
@@Tarks_Coady_EFCnope 😂 where does it say that
@@AmegakureRain Several scholars have said it is haram for the reason of permission to attack the face and injure each other to the extent of severe injury in cases.
Too, Allah states some things (exalted be He) which MMA and similar sports go against e.g.:
"...and do not throw yourselves into destruction [Surah Al-Baqarah 2:195]"
"...and do not kill yourselves (nor kill one another). Surely, Allah is Most Merciful to you. [Surah Al-Nisa 4:29]"
"...there should be neither causing nor reciprocating harm. [Sunan Ibn Majah no. 2340]"
Indeed, Prophet (peace be upon him) did practice wrestling as stated "...Prophet (peace be upon him) wrestled Yazid ibn Rukanah and defeated him (peace be upon him). [Sunan Abu Dawud no.4078]", but that was more likely to be wrestling in which harm was not permitted, not MMA or boxing which involve the infliction of harm.
@@AmegakureRaineven khabib said it's haram
O believers! Do not consume interest, multiplying it many times over. And be mindful of Allah, so you may prosper.
~Qur’ân:-(3:103).
I grew up Christian in america and was 5 when 9/11 happened. America portrays muslims as violent. Learning the truth about y’all’s religion is very interesting and I think the concept of riba is very prophetic considering how evil our economy is. Capitalism has created vast wealth and power and we are paying the consequences for that now
This guy is something else 🙏🏻
Many Muslims in uk buy home and investing in properties with loan and mortgage. And no zero remorse. They take it very lightly. I have offered many times from bank for loan . But I refused. May ALLAH help me to stay away from this major sin and all disobedience to ALLAH.
You are a real human being. 🌺
ALLAH ❤
Muhammad Sallallahu’alaihi Wassalam ❤️
Riba is a concept in Islamic banking that refers to charged interest.
No interest for lending money.
ማሻ አሏህ Masha Allah
Well said Well understood.
Ulhumdolilah ☝️🥷😇👍✌️💯
Brother what relevance does that ninja emoji have to Islam
@@Klick17Be easy on him brother he maybe new.
@@malikshariff9068 he is trolling probably a islamophobic
@@iloveallah4279 yes true but he can't troll nobody but himself.
Say NO to taking and giving loan
You can give a loan, just don't add interest to it.
This brother is a Legend
so bro keep it up, you should take a lead to end reduce, we r with u
Insha Allah , one day soon there be a company who is RIBA free will help us and our children Insha Allah , slowly slowly by the help
Of Allah (swt ) amen 🤲🏼
Allah rahmati kami Muslim Dan juga muslimat❤
He’s right, interest is economic injustice
Very difficult in modern era but more power to you 🎉
جزاك الله خيرا
MA SHA ALLAH❤️
الله أكبر
Maa Shaa Allah
Subhanallah 💗
Especially boxing and fighting [sports] without rules are considered, from the religious point of view, haram, as they can damage health, disable someone," said Abdulkodirzoda, who is appointed to his post by the government. He added: "All kinds of games and duels [done] for money are haram.
سبحان الله
يمحق الله الربى ويربي الصدقات ☝️
I love u brother 💙
U r right my man!!!
Alhamdulillah
Well-said👍👍 A great Human being with Big heart💝 & Truthful Principles🌹👍👍
very good massage Allah bless you
A' salaam alaiykum Habib , What i need to hear brotha , Mountain warrior respect
Right 👍
Truth ☀️
Legend
Mashahla
Ameen
You know, If i were to choose to take an armed robber or a a guy who commits usury, i have more respect for the guy who commits armed robbery, the guy feels more.... Dignified? Somehow that sounds crazy but it is what it is.
I feel like i put usury the same as a betrayal and lying.
The key is intention
If you take a loan to go to school and for most of us that is the only way to pay for university level education, I would agree not haram because your intention is to go to school and provide a living for your family
Also people who understand finance know that interest rate is just the price to exchange money today for a future period
How is it any different than back in the days for example when we exchange 1 bag of sugar in exchange for 2 bags of salt..: what is the fair price / exchange, people just agree to a price and do an exchange
Similarly interest rate is something you agree to for a transaction or exchange
It’s haram when you are ripping someone off intentionally or putting.them in a very hard position, unfortunately a lot of people take on more debt than they can afford and run into issues
Think of a grocery store that sells chicken, what is the fair price $15, $20 $8 etc for a whole chicken, it costs money to do business and same goes for the banks
Plus islamic banking is doing same thing, taking a spread on the loan they give… it’s just that conventional banks can achieve economies of scale / have diversified business model
❤❤ 🇵🇰 🇵🇰 🇵🇰
❤
❤️❤️❤️
Buy Gold and Silver.
Let them print.
We failed as an ummah. Why are there not so many alternative for halal financing without riba? They don’t even advertise themselves to the Muslim communities, we need to start taking responsibility and stop blaming the west and all
It can ruin a nation 🇺🇸🇸🇦☝🏼
Great man you r great every one must follow and stay away from it
👍
the problem is that interest is a very important financial tool for any countries and companies that you simply cannot do without it
If yiu chase this world...but we dont do this. What is more imprtant to you?
@@hxhxhdnxjxjf7557
Every modern company needs this.
It's not a matter of whether you want or not.
You will be at a competitive disadvantage if you don't use riba
@@bamboo1763 How can one be at competitive disadvantage if ruba isn't used? Elaborate your statement and I'll put forth mine.
@@theGalactic57
if you dont borrow loans, you would need to use equity funds which could be used for long-term growth. say if you want to buy stuff from supplier: there's usually a credit term where you enjoy a discount for paying early and if you choose not to, it's the same as you borrowing that money for use at the cost of the discount. now if you don't use loans which could be cheaper than what you pay for discounts for paying suppliers early, you would be spending more money and thus be less competitive.
@@bamboo1763 But you gotta still pay interest, right? In islam you can borrow funds without paying any interest. The borrower in islam isn't burdened to pay more than the principal amount. But, if he's to make profit out of borrowed sum, he is required to give some percentage of this profit to creditor. And he's in loss, he doesn't need to pay back even hi principal amount.
According to your banking system, tell me how does a common person gets benefits from borrowing? How does a person gets benefited from borrowing money for home purposes?
Learn Musharika Muradaba 🌟
It's mudaraba😂
ua-cam.com/video/4WWv8YQHEmk/v-deo.htmlsi=fK7hSxWRVEHrmlPi
It's the root cause of debt many early millennials and gen z people encounter.
U got to eat rocks in the naar 😭😭😭😭
❤❤❤😂
loan better comission)
Name of podcasts ?
Why do the wealthy Muslim’s around the world not open up banks to help people?
a lot already, it just not much in the west.
They get Sabotaged by Modern Banks that’s why the narrative that you’re helping to fund terrorist exists.
Of course pakistan is paying only its interest daily and principal payments are extended always making more and more load. Pakistan get loans to pay other loans and everything is messed up here.
Bank interest is not Riba mentionned in the Quran. Before islam people who could not repay their loan, they could become slaves. The bank is offering a service for wich you pay(interest) and you become owner of the property!
Always opt for Islamic banking
Islamic banking may not be Islamic. It is safe to do research into the bank in question and their accountability procedures to see if Islamic principles are being followed.
ua-cam.com/video/4WWv8YQHEmk/v-deo.htmlsi=fK7hSxWRVEHrmlPi
I have crypto worth $118 I accumulated and saved since 2020
Your UFC salary also haram 😒😒😏😏
If u r earring without any hard work then it's haram
It’s easy for this brother as he has his own money.. for others they need to deal with riba to survive unfortunately
Why and how brother, this is the devil who is making you think like this, you don’t need riba to survive.
You just want riba so you can compete with others who are also consuming riba
And I guess the two people who have liked your comment are also consuming Riba
The Jews are the one who invented this Riba.
MMA?
If someone charge like fee for giving him loan
HARAM
Doesn't matter how you wanna phrase it
Basic rules of Islam bro if u give money and u get more money in return its riba, but commodities for money is not riba
@@Abuzerqazi can you explain
@@AR-50 For example if u lend someone $10,000 in 2020, even if it is 2040 you can take only $10,000 in return. Fees, security, guarantees are just a name. In Islamic point of view it is riba. The main point is money u r lending should be equal to money you should receive
Not just money
If u lend 5kg of dates in January and made a deal that you will get 10 kg of dates in next month because 5kg of dates in January will be worth of 10kg of dates in nxt month then this is also riba
However if u sell 5kg of dates for $100 in January but u sell 5kg of dates for $200 in February then this is not riba.
Islam prohibits to earn money on future.
I will upload a link of almir colan he has explained beautifully about Islamic banking system and I guarantee you, you will understand why riba is haram, why it is beneficial for a country to not allow riba in their economic system. It basically makes rich ppl richer and poor ppl poorer
This is the first time I hear about this I'm from South America I live in North America now!!.. is there interesting but I'm trying to figure out what it truly means and doesn't seem like that people that practice this have the same understanding!!.. because everybody's giving me different answers!!.. could anybody explain to me what this really means!!. Because if it's making money (more than you need). Not caring about the poor!!.. then how do they have so many billionaires Muslims??.. I don't mean no disrespect I just want to learn!!
Yeah interest on loans traps people.
What is bay?
is it also true
if you watch islamic videos
learning Deen and Salat
teach yourself about worshiping ALLAH
from your Non muslim neighbour's wifi
IS IT Also haram ?
are your worshippings accepted which you learned from that wifi of Neighbour?
Like learned these things
Ghusl
wudu
salat
doing charity
dhikrs
hadiths
qurbani
watching or listening to Holy Book
Quran
Basically learning everything about deen
will ALLAH Accept these Knoweledges About Deen
that i learn from My Neighbour's Wifi?
of it is going to
حبطت اعمالهم
??????
What’s riba
Superior all the way to Christianity.
Immagine that jesus Said to cancel debit cause you need to cumulate wealth in Heaven not on hearth as we are not from this World
Bro riba doesnt mean interest
You are funny
ua-cam.com/video/4WWv8YQHEmk/v-deo.htmlsi=fK7hSxWRVEHrmlPi
I still dont know what riba is
Riba mean (Interest)
ua-cam.com/video/4WWv8YQHEmk/v-deo.htmlsi=fK7hSxWRVEHrmlPi
buying car on lease from bank is riba ? please answer
Yes
Yes it is ,nowadays society is filled of haram shit...It s hard for us to get rich without riba nowadays,but not impossible.
Blessings to you, sister.
@@raed-e.h May Allah forgive me.
May Allah make my way easy to get this Haram out of my life.
Ameen sum Ameen
But why? It seems so arbitrary to denote interest as a sin.
Forget about it being a sin as you're probably not religious so everything related to religion seems backward to you... but Can't you see the danger of interest? It only makes the rich far more richer and the poor far more poorer! Short answer: it's not fair.
@@AzelVonAzrael Most sins seem logical to me but I don’t see how interest would be. How else would it be profitable to donate money to someone who could use it to generate more capital? Interest is just a method of creating an incentive towards increased reallocation of dollars for increased wealth creation. I don’t see the inherent bad behind it.
@@nathan-498Interest puts the lender at an unnecessary disadvantage and puts the borrower at an unnecessary advantage. Think about it this way. A person who makes $500 a month takes a loan to buy a house for $1k. When he repays the bank he has to pay $500 interest in what he owes which means he has to pay $1k for that $500 he loaned. And then what's worse you the longer you take to pay the more you have to pay. Most of the time the bank rates are unreasonable. This forces people in this situation to take more loans and bury themselves in debt. Then not to mention to mention countries like America where you have to pay for things like healthcare, which is expensive. Less fortunate people have to rely on loans. Tbh it's counter productive to demand more money from people who make little to no money at all. This is why interest is bad and it's a sin. People should pay what they owe. Nothing more and nothing less.
@@nathan-498Hi Nathan I understand your concern. Islam wants people to lend money and take risk of both profit and loss. It's like Venture Capital who lend money and if business loose Money they loose money too. But in Bank scenario business make profit or loss bank wants interest. This will put poor people in loosing situation.
@@MZD15 Venture capitalists don’t lend money though; they buy large shares of the company and aid in the development of the product. The problem with this is that the venture capitalist can tell the founders how their company will be run, should they amass a large enough share.
I don’t see an equally effective way of loaning between two strangers that can compete with establishing interest on debt. There wouldn’t be any universal point of loaning as you’re locking your money away with no return or even hedge on inflation.
that is so beautiful
What is riba
Interest
And earning money from a haram sport isn't sinfull??
There is a big difference brother, let me explain t for you so it makes sense.
Would you rather commit adultery with your mother or earn money through a sport which you classified as haram. It can’t be that hard to figure
@@TheMaryamhussain96 There are many other sports that are halal to make money. Or you can just do a normal job earning like normal people. You may cant be rich because of this but this is halal. Of course i like fighting sport. But if our prophet (s.a.w) told us not to punch in the head we have to listin to him and make no exuces
What’s RIBA?
Interest when take money from banck and then when you return it you have to pay more
Easy to say thay when mortgage is chepaer than rent and also Khabib you financially got that Conor money
What abaut interests
Riba means interest, riba is an Arabic word and it means interests, may Allah guide us and protect us from it.
Brother, you smash people face, fight for millions of dollars of money, and fight with your shirt off on a canvas with beer ads and wiski ads. Is this not haram?
What if a family takes out a mortgage to provide a place to live for his family? This house provides safety and shelter for them. What do you then?
Are u justifying riba?
@@shagatashad8063 yes
@K Eng i mean it's haram anyways...
One Dorham is worse than Zina.
Criticizing his job doesn’t justifies Riba. Also Khabib is there to compete and showcase his talents, not for money or for legacy.. Dana White is the one who’s Haram. While Khabib just wants to showcase his talent.
Lol stop it. Stop using Religion to the point where you cant do business. Every islam country has a bank and interest…
That’s true also fighting haram remember the brother 😢😢😢
He retired 👁️🗨️
@@user-now499 my allah save you from hell’s inshallah give you Janna my brother keep give money to peoples inshallah
Stay away from riba when you have 150million in your bank
If Habib can make 150 million without Riba then you my brother certainly do have a problem
Can someone explain how this works? So Muslims want to borrow money for free and not pay interest? How do they mortgage a house? Do muslim banks just bill in the interest portion into the price of the asset and charge "no interest".
They have portion in terms of equity, it’s mutual partnership. Also muslims only allow loans if the purpose is for building income generating assets.. another thing they allow borrowing money without interest if you’re just short of your budget. No interest and may allah give you the best.