The last few minutes of this hit hard. My husband was a financial advisor for a large firm and he had a lot of similar philosophies as Tiffany. My husband also passed away last year. when she broke down I felt it hard. She is so right about spending money on memories. I’m planning a big trip (expensive) with my sons because we’ve gone through a lot with the loss of their dad. It will be so worth every penny bc we will remember it forever. Our family was so focused on saving and paying off debt that we didn’t make those amazing family memories when he was alive. I don’t want to leave this earth without my kids having those memories.
I'm deeply sorry for your loss. My husband passed away this past Thanksgiving and I also felt the pain the last 10 minutes. Wealth is having the fortune to love and be loved. One of the greatest gifts.
My husband is also an FA and he works so hard and he just don’t want to do much until he has certain money put up and I explain to him we need experiences with our kids, so they know we love them not what we have. We are in need of nothing, we’re not in debt. Let’s live life while saving for the future. God Bless you and your children 🙏🏽❤️
At one point in my life, when things were all bleak, I had .11 cents in my account after all expenses had been covered. I sobbed at feeling like such a failure. Then I realized, it could be much worse; all my bills had been paid. There was food in the house. We had a place to call home. From that day on, my goal was to have $5 at the end of the month then 10. Things are much better now!
8 mo’s pregnant & been going thru thru! Watching this while making runs & caring for my 6 yr old autistic son I made no excuses not to listen! Tiffany & Mel thank u sm for sharing this!! I cried like a baby & I took it all in, I feel lighter, more empowered & I can see some light in this tunnel that I have been trapped in! I’m on my way out 🙏🧘♀️😓🤧🥹🖤🤰
@@AmberCaprie amen to that & thank u sm!!! Same to you we are blessed to be chosen parents to care for an autistic child! They are truly a blessing & I’m learning from him everyday. He was an identical twin, my other son passed away & I think about him everyday as well 🫂🥰
I’ve been sticking to a few basic rules that have really helped me stay on track. One, always pay yourself first. Setting aside a chunk for savings before you touch anything else is crucial
Yes! I started doing that recently, and it makes such a difference. I also started investing more strategically, like spreading out my risk. Have you guys heard of the ‘diversification’ rule? It’s really helped me keep my portfolio balanced
Then, emergency fund, having that cushion has saved me so many times, especially when unexpected expenses come up. Feels great not to dip into investments when something goes wrong
I recently started consulting with Nora Jean Erickson, a CFP, and it’s been a game-changer. She actually helped me refine these strategies even further.
Im still in tears even after I've watched it writing this comment. 😢 I feel so much more encouraged to get things in order in my life. So much knowledge and love in that room that I feel like I've just been hugged and educated. I just want to hug Tiffany every time I hear how much of an impact her husband left with her and how much she's impacting everyone around her. We need more like her in our everyday life and I'm going to start being that for those around me. I love all y'all...no questions asked!!! Xoxo 😘
The last part got me crying, we are obsessed with chasing more money we neglet people who are important to us, almost a month I have not talked to any of my family members and damn I feel like a terrible person, I just needed the last part so badly thank you
aww praying for you! God can heal all things and you don't need to hold onto any shame. I've seen the most painful relationships turn into the most beautiful joy.
❤️❤️If you quit listening before the end of this podcast.. you may very well miss the key to the rest of your life. I hope I never forget this. Thank you both so very much for this podcast today.. I’m not sure I will ever hear anything more important and real Wow ❤️❤️❤️❤️❤️
I started my business February 2022, went from 32k salary to $72k income and $52k profit in a year. This 2023 last month (May) I paid all my personal debt 🙏🏽$12in debt. I’m debt free ❤️. This month I’m starting saving for my goal (has a house and don’t pay in rent. I prefer paying in a mortgage. It has been hard, not trips, not restaurants, no new clothes, no party. That will come later. I am super focus in my client, learning about my business and making money to pay my debts. If I could do it , everyone can. It’s not excuses. We put our own limitations. I hope after taxes next year I can start the process to buy a house, if not I have other plans to invest my money 💵 .
Wow Tiffany, you had me in 😢 tears, soo sorry for your loss! I don't have much money, but I have the love of 6 grandkids that I spend time with ❤ Thank you for sharing 🎉
I'm crying too! I was so hyped and then cried because it's so worth it to spend more time with loved ones when they're still here NOW. Stop spending, start saving meaningfully! Let's do it!! 🎉
Thank you for this comment. Because of your comment I fast forwarded to the last 10 minutes and based on that I determine I needed to watch the whole video.😊🙏🏾
Depending on what you already know. The whole interview was a lesson on mindset. Someone who doesn’t understand money, and how it works to benefit them, watch the whole thing.
I’m not sure how I missed this episode. I listen to my friend Mel almost every morning. I go out into my garden before work and use it as meditation. It probably took me 4 hours to watch this episode. I was taking notes, calling my circle and pulling up all my debts and what is in my money list. Nothing in this entire session was more important than the last lesson. Through the tears I am forever thankful for you sharing. God bless you Tiffany and Mel.
“When you don’t understand money and you’re really scared about where you are, it clouds everything that’s important to you.” ❤ I felt that! Thank you both.
Please take the time to watch the entire video because if you just skip to the very end, all you’re going to hear is a sad story, but if you watch the entire video, everything will come together, and you will understand the meaning and the impact on life itself.
Tiffany Aliche, The Budgetnista, shows us the power of genuine laughter. Her joy makes finance fun and lights up any room. It's a rare gift that makes you pause and smile. Here's to laughing more like Tiffany does-authentically and joyfully.
Seriously, as a 65 year old artist - I have taken myself for granted - not charging enough for my artwork!!! Thank you for the eye opening inspiration!
This was THE most influential money podcast I’ve ever listened to. I’ve already implemented most of her advice into my life and feel so much more in control of my money than I ever have before!! Absolutely LOVED every minute of this and am grateful for Tiffany sharing her story.
Building wealth requires disciplined habits, such as consistently setting aside funds for reliable investments. Effective financial management is a critical topic that many avoid, often to their detriment down the line. Earning money is one thing-preserving and growing it is another.
There’s a reason why investment strategies aren’t widely taught in schools. The examples you mentioned are well-aligned; the market downturn actually led to my first million. While some shy away from challenging times, I see them as opportunities-thanks to my advisor’s guidance, of course!
I'm glad you found this information helpful! As a newcomer, I know how challenging it can be to stay informed and make sense of it all. Am I a pro investor? Not at all. I rely on tools like Monitor Edge to track my portfolio, which generated an impressive $473k in profits over the past two quarters. This experience has shown me why seasoned traders achieve substantial returns in what seems like a complex market. It's the boldest decision I’ve made recently.
Investors should carefully manage their exposure and be cautious with new acquisitions, particularly during periods of inflation. Achieving high yields in a recession is often only feasible under the guidance of a professional or a trusted advisor.
I consistently recommend Rebecca Lynne Buie as my top choice. She is well-known for her expertise in financial markets and has an impressive track record. I highly endorse her services.
No,we don't all love Linda.Some of us want to remain in denial sometimes and avoid being depressed for a little.Avoidance is not the key,I know,but someone who reads this will understand. Linda is useful though..
I don’t want to spoil it…. But she so real and authentic… I cried like a baby… She made me appreciate life a lot more than I did. It all boils down to your family and spending those special moments with them. ❤❤❤
I am one of those women who lost the love of my life at age 61, and also lost about everything financially when he passed. We were not prepared for a major event and were just hanging on, paycheck to paycheck. We were so happy together and thought there would be time to get our finances together. Its been 5 years now and i am hanging in there, still have my house, working 2 jobs, worried about ever being able to retire. I love what I've learned in this video and just love Tiffany. I will get her book and follow her blog. She's given me hope (and more than a few tears with that ending). Thanks so much for the inspiration, Mel and Tiffany 💕
So many golden nuggets, diamonds and rubies dropped by Tiffany. I’m in a much better place because of all the knowledge and wisdom she’s shared in her interviews, books and actions. I truly appreciate you Tiffany! Mel, great interview!
I’m so proud of her for getting so real about the loss of her husband, I’ve certainly never before cried listening to a podcast about finances 😢❤ What a beautiful moment 🥰
Ive listened to you from the beginning but I don't think any episode has had such an impact on me. An important and insightful podcast to hear but the last 10 minutes is what it is all about and the honesty and raw emotion is important to hear.
26:40 blaming ourselves is the biggest barrier, as Tiffany said. The shame comes from many elements, largely from the idea that we did this to ourselves. And whether that is true or not, we still deserve support and community to lift us out of it.
Mel, THANK YOU!! For everything!! Being so vulnerable and sharing “your shit”… makes me feel better. It’s so wonderful to know we all do the same things and get scared by a dumb envelope with a bill in it… there’s always a way through, ALWAYS!!! If you want to survive and thrive, you do!!! It’s just so scary. As scary as it is, power, strength, COURAGE, COURAGE and tenacity will do it!! Throw the shit to the side and keep marching!! THANK GOD and you and your amazing guests for coaching us on this path!!! Love, hugs and gratitude to you and a big giant loving hug to our girl, Tiffany❤❤🙏🙏thank you!!
WOW! Thank you ladies for this amazing episode, One of the best I've heard in a long time!! I'm 54yrs old trying to build myself from ground zero after a narcissist abusive relationship and this episode was so powerful & inspiring that i can't say thank you enough... and those last 10 mins oh WOW, that is actually all the knowledge you really need. Mel & Tiffany, Thank you and I Love you both ❤
I can do relate 30 years in narcissistic abusive marriage financially abused and at zero only worked part time looking after his sick family my salary was controlled by only having enough to put food on table while he lived like a king me and our daughter was kept like paupers but the illusion to the outside world was I was so looked after still fighting a divorce that his father is paying his costs I’m in so much debt and feel like no way out 😢🙏
Mel, I just want to say thank you. I’m wiping tears as I’m writing this and I thought I had to let you know that this episode resonated so much with me. Yes, I do my dishes at night as a gift to myself in the morning, I give myself a high five in the mirror when I remember. As a single mom of three, building a baking business from my small kitchen during covid, with three kids under 9 at home, now getting to be in a brick and mortar, money was always a topic I would put aside in my brain for ‘later’. And you’re right, no one is coming, I have to do it for myself and my kids! So slowly, I will be making that list tonight and facing the money music.
there's a book called whispers of manifestation on borlest , and it talks about how using some secret tehniques you can attract almost everything in life it's not some bullshit law of attraction, it's the real deal
😢Tiffany so so sorry for your loss. But I’m so grateful to be filled with your presence in this podcast. You are truly a gift. Words can’t even express the gratitude. Thanks Mel🙏🏾💜💜
“A budget is there to find the ‘Yes’ in the safest way possible” is exactly what I needed to hear today. Love it! Thank you both for sharing this convo. I’m so pleased to hear two women talking finance. I never saw that growing up, it was always about depending on a man and now my man is burnt out from over working and I feel it’s my turn to step it up and find our “Yes”. Thank you!
THIS is the most powerful podcast/video I've ever watched on UA-cam. I was watching for financial advice because I'm drowning in debt after a painful divorce. But what I got in the end was HOPE and LOVE and JOY. Thank you Mel and Tiffany for a beautiful conversation.
WOW ! This ranks as one my faves of your podcasts ! I'm rebuilding after a divorce. Bless both of you for being so transparent. Wonderful really wonderful !
Aww Mama, I just want to hug her 🤗❤ you can hear the tone in her voice when she discussed her husband. She tried to hold it in. This was a very informative interview thank you, dear. sending you love ❤️
Wow! I am blown away and emotional in a good way... I woke up to this and got up even if it was 4:30AM. I started declutering my office while listening. Lol don't ask... just felt right. I have also gone through financial hardship supporting someone dear to me with mental health issues for 24 years of my life. I am finally out of it but wished I had know about this 7 years ago. Even if I got out of the financial whole I was in, I am not great with money. I make ok money for the middle class here in Canada sonI know I need to manage and budget better. You can bet on me re-watching this again and putting it to practice. You two took my anxiety related to money away. Wow! What a relief. Thank you and have an amazing healthy and happy day. Rachelle Downton, Ottawa, Ontario, Canada
I can’t believe how empowering Tiffany is like what you said, in the first 5 mins of this podcast I made a list and set up an auto payment to my credit cards. THANK YOU for giving your viewers a hope to rise up from debts.
Thank you for discussing the idea of ENOUGH! My partner also passed a couple years ago, my daughter had a TBI, two of my kids were severely abused - success for me is being able to care for my kids so that they feel loved and cared for. That’s having a clean warm place to live, eating and moving well and TIME TOGETHER.
Thank you for your vulnerability, Tiffany. You didn't bring the energy down. You needed to let that out. Someone was listening that was dealing with the same loss, and you blessed them. They cried with you. Bless you and your family.
I’m 4 months out from marrying a guy who is very financially savvy and has an MBA. I’m a solo mom of a college-aged kid with disabilities (my ex promised to send money to help with school and bought a house in the Philippines instead). I’m soooo ready to become financially stable and show up as an equal partner in this new marriage. This popped up at the right time!
Omg… the universe made me whole again putting this video in my feed. Day instantly better! Two amazing women having the best conversation.. this is why we never need to silence our voices!
The budgetnista helped me tremendously just by watching her interviews. When I was laid off, my credit was good with very low balances, I had money saved and I was living beneath my means. Things still got challenging but if I didn’t learn money basics things would’ve been worse. Thank God ❤
My favorite episode of all time! I laughed, I cried, and the ending! No actual human words! Tiffany’s honesty and vulnerability slapped! I mean… wow! She took my literal breath away! Thank you both for being so real for us! We love you both and appreciate you sharing all the things with us!!! ❤
What an amazing…and empowering…episode! I suspect that I’m not the only one, but I had to dry my eyes before I could hop on here to comment. 😉 Tiffany taught me more than I had anticipated, WHILE learning that I have a natural aptitude for living a well-budgeted life. Who knew?!? For about 20yrs, I’ve kept separate accounts...exactly as advised here. (I’m also a former teacher!) Presently, I’m unemployed and jobhunting...and know that so many of us are in this financially stressful position. This episode reminded me to BREATHE through it all. #om Thank you, Mel & Tiffany, for guiding us through life. You are both doing SO much good in this world. ❤ Wishing everyone a day of GOOD THINGS!
I felt a major shift… no shame, no doubts, but a belief we can change our course. Needed to hear this and through divine intervention your channel popped up. Thank you Mel & Tiffany!❤🎉😊
This episode is SO important. I am the budgeter of our family, always have been. Excel spreadsheets, all of it. This changed my perspective on all of it and I will begin to implement this work into my budgeting practice. Already working on my lists and will certainly be using this “Snowball Method” moving forward. Love to all. ❤️
Such a powerful podcast. I've been watching throughout the day, rewatching parts, making notes etc. I've learned so much and excited about making those much needed shifts in my mindset and processes to make the most of my money. Thank you so much both of you beautiful ladies, honestly I've just got so much gratitude for you both. 💛 🙏🏼✨️
Thank you Mel for inviting Tiffany for the podcast. Tiffany, the Lord continue to strengthen and comfort you for the loss of your husband. Keep shining ladies, grateful for you both ❤
When you don’t understand money and you are scared about where you are, it’s clouds everything that’s important. And you spend all of your emotional energy in that shame and you are not present in your life ❤️ Thank you so much Mel & Tiffany.
You always know what I need to hear, and when I need it, Mel. If noone has told YOU today, I love you and I appreciate you. Have a wonderful day. Thank you for all you do ❤
Getting to the end was worth every second that built up to it. I loved it so much!! Thank you Tiffany for sharing your grief. ❤ it was so beautiful to see how you have handled it. Thank you for acknowledging it and discussing it on this open forum. It really is seen appreciated.
Thank you for such an amazing podcast! I loved the phrase “shame shields solutions!”. I was so ashamed to share my financial situation for a long time, really. Especially when I moved from Ukraine 4 years ago, had to learn anew everything I knew, deal with credit score and all of it. Once after paying my bills I had $10 dollars left for another 4-5 days before I was paid😅 tough lesson it was. A year ago I started educating myself in finances, learning the tools to save, behave differently with money than my parents did. It is a journey and I am so grateful that I could hear the two of you speaking about it all. Makes me feel not alone and creates a difference!
Tiffany, you’ve yet to show up without blessing everyone around. Thank you for being you-Showing up as your full self, being transparent and helping others selflessly yet intentionally. Mel said it best-YOU ARE SUCH A BLESSING Sis! ❤❤❤ Add this to your “Go Me” folder-you’re a GEM! 💎❤
I love all of your episodes but this one was far more special than I could ever have anticipated. The end about her husband was such a powerful reminder of what really matters in life. Thank you both!
So, I've listened to this TWICE. My favorite podcast to. the. end. When it was over, I thought "Girls Trip!" I realize that's a long shot because you don't know me. LOL God bless you both. (And, Tiffany, you loved your husband so well here. You really honored him. Well done.)
Enjoying HER, BUT ran to phone to comment at "UB" THIS WOMAN IS GENIUS 😭❤nearing end, she just shared about her husband, what a beautiful being. Determined to buy her book.
Mel, your story resonates so much. When you stated that you believe many people have an unwell relationship with money and live in credit card debt- I felt seen. And when you asked Tiffany what her overarching message was to us, and her reply was,” It is possible, because you are still here.” I cried because I believe she is able to guide us to a healthier space. I cannot express how important this podcast was to me, here in November of 2024. Thank you for this episode ❤
Words cannot describe just how powerful this episode is. I have felt shame for my financial situation over the past few years. I have kept it hidden and put on a brave face. The realness of this episode has helped me move into a place of acceptance and empowerment. Thank you, thank you, thank you ♥️
So I’m cruising through Walmart picking up some things that I needed then I walked over to the book section which I never ever do and I was like I wonder if anything’s gonna call out to me… Her book caught my eye ..I purchased it and told myself I was going to utilize it. This morning when I woke up and opened UA-cam to find some motivational type conversation this channel popped up, which I’ve never watch before with the interview featuring her. this is a great interview and I’m just grateful to the universe for always guiding my steps.
I don't know why I decided to put on this episode, it had been on my pending list. I am so glad I did. Mel I've listen to some time, in my head, she is one of my home girls but first time listening to Tiffany Aliche. I am going through so much she is talking about and I am so glad these two talk about how shameful and scary debt can be when you are in it. It most definitely clouds you but lately I am finally clearing those skies and just going, going, going. I feel watching this video was another "keep going". Adore these ladies, the message and educating people on money and their relationship with it. Most of all, I love that Mel always ends all her messages with "I love you".
My problem is that I spend too much on groceries; I need to work on that one. I already working on not buying clothes I don't need, my closet is full of clothes.
Plan, plan, plan your meals. - Check what you already have in your pantry. - Make a grocery list. Do Not go in the store without a plan. - Focus on a Weekly Meal plan. Sometimes Monthly meal planning gets overwhelming. - Plan breakfast, lunch, and dinner (plus 1-2 snacks for the week if you like) - Check ingredients for meals. Sometimes you can buy one thing that can be used throughout the week (ex. 3lb of ground beef vs going back and forth to the grocery store buying 1lb of ground beef multiple times a week.) Hope this helps!! 🫶🏾
I don’t have time to plan my meals but Every Plate has been a God send for this one issue that tore my nerves to pieces… I feed my family of 5 104-130.00 per week Versus my old $70 per day
I meal plan. I went on Pinterest and found affordable 30min meals...I only bought what I needed. I meal plan in my head, got tired of writing on meal plan worksheets because it felt like I was doing lesson plans lol...(I'm a teacher)
Tears... I love that she experienced genuine love. Some of us have not yet experienced such love from a partner. I am happy for you, Sis. Thanks for sharing your wisdom with us all. ❤️
I loved her, she’s sassy and hilarious. I always enjoy you Mel, but I usually just listen in the background but I enjoyed this so much, I had to stop what I was doing to watch it.
Following her has helped me get my credit score from 530 to now at 775. I did her new years challenge twice. I automated all my bills and haven't paid a bill late in years. I now understand credit and doing my best to pass the knowledge on to my kids. Thank you Tiffany 🙏🏿
“When you don’t understand money, it clouds everything that you have. You miss the solutions, but you’re not present for your life.” WOW …. Incredible episode. The last 10 minutes went right into my heart! Thank you for sharing!
I’m new to the Mel Robbins world of podcasts and this one has convinced me I should never miss another one. Fantastic information and wow! What an emotional connection.
This episode touched me so much. I got a lot out of it with regards to the financial information. I’m so empowered by this show on a regular basis, but today… the authenticity about each of your mistakes and where you are now, and then, Tiffany talking so authentically at the end about her loss and the reason why caring for your money is so important and how you make your loved ones a priority being even more important. Wow. Just wow. Two amazing women inspiring the world through information communicated with heart. Thank you. This episode is a gift.
Oh man! Thank you so much for doing this. I was literally in my head about my financial situation at 35 and panicking about how I'm going to pay, All my debt, car repairs and so on and now I realize it's going to be okay.
The last few minutes of this hit hard. My husband was a financial advisor for a large firm and he had a lot of similar philosophies as Tiffany. My husband also passed away last year. when she broke down I felt it hard. She is so right about spending money on memories. I’m planning a big trip (expensive) with my sons because we’ve gone through a lot with the loss of their dad. It will be so worth every penny bc we will remember it forever. Our family was so focused on saving and paying off debt that we didn’t make those amazing family memories when he was alive. I don’t want to leave this earth without my kids having those memories.
💯❤️
I'm deeply sorry for your loss. My husband passed away this past Thanksgiving and I also felt the pain the last 10 minutes. Wealth is having the fortune to love and be loved. One of the greatest gifts.
❤ sending blessings to your family
Sorry for your loss 🙏🏼🥺
My husband is also an FA and he works so hard and he just don’t want to do much until he has certain money put up and I explain to him we need experiences with our kids, so they know we love them not what we have. We are in need of nothing, we’re not in debt. Let’s live life while saving for the future. God Bless you and your children 🙏🏽❤️
At one point in my life, when things were all bleak, I had .11 cents in my account after all expenses had been covered. I sobbed at feeling like such a failure. Then I realized, it could be much worse; all my bills had been paid. There was food in the house. We had a place to call home. From that day on, my goal was to have $5 at the end of the month then 10. Things are much better now!
Pay your future self first!
My goal is to always have a positive in my account. There has been, way too often, when my account was a BIG negative! 😢
8 mo’s pregnant & been going thru thru! Watching this while making runs & caring for my 6 yr old autistic son I made no excuses not to listen! Tiffany & Mel thank u sm for sharing this!! I cried like a baby & I took it all in, I feel lighter, more empowered & I can see some light in this tunnel that I have been trapped in! I’m on my way out 🙏🧘♀️😓🤧🥹🖤🤰
Awe you got this mama. My toddlers have autism so I know it's not easy. one day at a time.
@@AmberCaprie amen to that & thank u sm!!! Same to you we are blessed to be chosen parents to care for an autistic child! They are truly a blessing & I’m learning from him everyday. He was an identical twin, my other son passed away & I think about him everyday as well 🫂🥰
You got this❤
@@Cat-es9rq THANK U SM!!!!
God is your strength
I’ve been sticking to a few basic rules that have really helped me stay on track. One, always pay yourself first. Setting aside a chunk for savings before you touch anything else is crucial
Yes! I started doing that recently, and it makes such a difference. I also started investing more strategically, like spreading out my risk. Have you guys heard of the ‘diversification’ rule? It’s really helped me keep my portfolio balanced
Then, emergency fund, having that cushion has saved me so many times, especially when unexpected expenses come up. Feels great not to dip into investments when something goes wrong
Those are solid rules! But with so many moving parts in managing finances, it can be a lot to figure out.
I recently started consulting with Nora Jean Erickson, a CFP, and it’s been a game-changer. She actually helped me refine these strategies even further.
Really? I’ve been considering getting some professional advice too. Did she help you save more, or was it more about investment strategy?
Im still in tears even after I've watched it writing this comment. 😢 I feel so much more encouraged to get things in order in my life. So much knowledge and love in that room that I feel like I've just been hugged and educated. I just want to hug Tiffany every time I hear how much of an impact her husband left with her and how much she's impacting everyone around her. We need more like her in our everyday life and I'm going to start being that for those around me. I love all y'all...no questions asked!!! Xoxo 😘
The last part got me crying, we are obsessed with chasing more money we neglet people who are important to us, almost a month I have not talked to any of my family members and damn I feel like a terrible person, I just needed the last part so badly thank you
❤
Its ok darling
❤you can rewrite it all again
aww praying for you! God can heal all things and you don't need to hold onto any shame. I've seen the most painful relationships turn into the most beautiful joy.
“Shame shields the solution”, that is my new mantra.❤
Repent and receive Jesus Christ as your lord and savior and inherit salvation
It was beautiful
I love this
❤❤@@christoffescott
So simple yet so freeing! 🎉
❤️❤️If you quit listening before the end of this podcast.. you may very well miss the key to the rest of your life. I hope I never forget this. Thank you both so very much for this podcast today.. I’m not sure I will ever hear anything more important and real Wow ❤️❤️❤️❤️❤️
So true, I had to pull over because I felt the raw reality of her inspirational words 😢 What a gift she is ❤
Pp😊
Totally agree. With your comments
You’re right. The end deeply touched me.
Tears rolling down my face.
I started my business February 2022, went from 32k salary to $72k income and $52k profit in a year. This 2023 last month (May) I paid all my personal debt 🙏🏽$12in debt. I’m debt free ❤️. This month I’m starting saving for my goal (has a house and don’t pay in rent. I prefer paying in a mortgage. It has been hard, not trips, not restaurants, no new clothes, no party. That will come later. I am super focus in my client, learning about my business and making money to pay my debts. If I could do it , everyone can. It’s not excuses. We put our own limitations. I hope after taxes next year I can start the process to buy a house, if not I have other plans to invest my money 💵 .
So inspiring!!!
what business?
Congratulations to you.
Wow Tiffany, you had me in 😢 tears, soo sorry for your loss! I don't have much money, but I have the love of 6 grandkids that I spend time with ❤ Thank you for sharing 🎉
😂ww I love this
I'm crying too! I was so hyped and then cried because it's so worth it to spend more time with loved ones when they're still here NOW.
Stop spending, start saving meaningfully!
Let's do it!! 🎉
“You listen because you know it can make your life better.” Gave me chills
Me too ❤
1 see 1szw❤😂
Thank you Tiffany for your vulnerability at the end and thank you Mel for supporting her so well 😭❤️ such valuable wisdom thank you.
Heart filling💓
so glad they didn't edit that out❤
The last 10 minutes is actually the knowledge we all really need! Wow!
ABSOLUTELY!!!!
You would think people would know it
Thank you for this comment.
Because of your comment I fast forwarded to the last 10 minutes and based on that I determine I needed to watch the whole video.😊🙏🏾
Depending on what you already know. The whole interview was a lesson on mindset.
Someone who doesn’t understand money, and how it works to benefit them, watch the whole thing.
Thanks for sharing this comment. I listened to the entire training. I think it’s a training. The last part was indeed profound.
I’m not sure how I missed this episode. I listen to my friend Mel almost every morning. I go out into my garden before work and use it as meditation. It probably took me 4 hours to watch this episode. I was taking notes, calling my circle and pulling up all my debts and what is in my money list. Nothing in this entire session was more important than the last lesson. Through the tears I am forever thankful for you sharing. God bless you Tiffany and Mel.
“When you don’t understand money and you’re really scared about where you are, it clouds everything that’s important to you.” ❤ I felt that! Thank you both.
Please take the time to watch the entire video because if you just skip to the very end, all you’re going to hear is a sad story, but if you watch the entire video, everything will come together, and you will understand the meaning and the impact on life itself.
I was just about to skip to the end until I read this comment.
Agree
100%
Too much talking off point 😂
Exactly!!
Tiffany Aliche, The Budgetnista, shows us the power of genuine laughter. Her joy makes finance fun and lights up any room. It's a rare gift that makes you pause and smile. Here's to laughing more like Tiffany does-authentically and joyfully.
Seriously, as a 65 year old artist - I have taken myself for granted - not charging enough for my artwork!!! Thank you for the eye opening inspiration!
This was THE most influential money podcast I’ve ever listened to. I’ve already implemented most of her advice into my life and feel so much more in control of my money than I ever have before!! Absolutely LOVED every minute of this and am grateful for Tiffany sharing her story.
Building wealth requires disciplined habits, such as consistently setting aside funds for reliable investments. Effective financial management is a critical topic that many avoid, often to their detriment down the line. Earning money is one thing-preserving and growing it is another.
There’s a reason why investment strategies aren’t widely taught in schools. The examples you mentioned are well-aligned; the market downturn actually led to my first million. While some shy away from challenging times, I see them as opportunities-thanks to my advisor’s guidance, of course!
I'm glad you found this information helpful! As a newcomer, I know how challenging it can be to stay informed and make sense of it all. Am I a pro investor? Not at all. I rely on tools like Monitor Edge to track my portfolio, which generated an impressive $473k in profits over the past two quarters. This experience has shown me why seasoned traders achieve substantial returns in what seems like a complex market. It's the boldest decision I’ve made recently.
Investors should carefully manage their exposure and be cautious with new acquisitions, particularly during periods of inflation. Achieving high yields in a recession is often only feasible under the guidance of a professional or a trusted advisor.
How can I find a trusted financial planner like yours?
I consistently recommend Rebecca Lynne Buie as my top choice. She is well-known for her expertise in financial markets and has an impressive track record. I highly endorse her services.
When she broke down crying it really got me.
Truly inspiring this podcast.
Can we all just agree that we all love Linda?
My take away is to try to be someone’s Linda
Love 💕 Linda
No,we don't all love Linda.Some of us want to remain in denial sometimes and avoid being depressed for a little.Avoidance is not the key,I know,but someone who reads this will understand. Linda is useful though..
Being someone's Linda is more doable...@@ModdyPuppets
Yes. Yes, we can!
Mel, my gurl. Thank you for getting a black woman to speak on this xx
Yes! Yes! Yes!
I don’t want to spoil it…. But she so real and authentic… I cried like a baby… She made me appreciate life a lot more than I did. It all boils down to your family and spending those special moments with them. ❤❤❤
I am one of those women who lost the love of my life at age 61, and also lost about everything financially when he passed. We were not prepared for a major event and were just hanging on, paycheck to paycheck. We were so happy together and thought there would be time to get our finances together. Its been 5 years now and i am hanging in there, still have my house, working 2 jobs, worried about ever being able to retire. I love what I've learned in this video and just love Tiffany. I will get her book and follow her blog. She's given me hope (and more than a few tears with that ending). Thanks so much for the inspiration, Mel and Tiffany 💕
She’s so strong . Gosh bless her ! Made me
Tear up and I’m at my 9-5 figuring out how to get my money to work for me .
This woman is a living life lesson. God bless her and her message. She really got me at the end ❤❤❤❤
So many golden nuggets, diamonds and rubies dropped by Tiffany. I’m in a much better place because of all the knowledge and wisdom she’s shared in her interviews, books and actions. I truly appreciate you Tiffany! Mel, great interview!
I’m so proud of her for getting so real about the loss of her husband, I’ve certainly never before cried listening to a podcast about finances 😢❤ What a beautiful moment 🥰
The last bit hit hard . The most important part is spending time with loved ones and knowing you have enough ♥️
What a powerful message!
What a gift Tiffany is. Such heartfelt, grounded advice. Her parting words were gold - 'meaning is everything'
Ive listened to you from the beginning but I don't think any episode has had such an impact on me. An important and insightful podcast to hear but the last 10 minutes is what it is all about and the honesty and raw emotion is important to hear.
First I cried with you ladies! Such a way to connect on a deep level. This advises are pure gold, even if you are not in debt.
26:40 blaming ourselves is the biggest barrier, as Tiffany said. The shame comes from many elements, largely from the idea that we did this to ourselves. And whether that is true or not, we still deserve support and community to lift us out of it.
Mel, THANK YOU!! For everything!! Being so vulnerable and sharing “your shit”… makes me feel better. It’s so wonderful to know we all do the same things and get scared by a dumb envelope with a bill in it… there’s always a way through, ALWAYS!!! If you want to survive and thrive, you do!!! It’s just so scary. As scary as it is, power, strength, COURAGE, COURAGE and tenacity will do it!! Throw the shit to the side and keep marching!! THANK GOD and you and your amazing guests for coaching us on this path!!! Love, hugs and gratitude to you and a big giant loving hug to our girl, Tiffany❤❤🙏🙏thank you!!
WOW! Thank you ladies for this amazing episode, One of the best I've heard in a long time!!
I'm 54yrs old trying to build myself from ground zero after a narcissist abusive relationship and this episode was so powerful & inspiring that i can't say thank you enough... and those last 10 mins oh WOW, that is actually all the knowledge you really need.
Mel & Tiffany, Thank you and
I Love you both ❤
I can do relate 30 years in narcissistic abusive marriage financially abused and at zero only worked part time looking after his sick family my salary was controlled by only having enough to put food on table while he lived like a king me and our daughter was kept like paupers but the illusion to the outside world was I was so looked after still fighting a divorce that his father is paying his costs I’m in so much debt and feel like no way out 😢🙏
Agreed!!! You've got this.
Wow-me too ! In my empty nest days and trying to build my life back up through UA-cam, budgeting , and hopefully to invest soon!!!!
We all are. ❤
❤Me too, Virginia, I’m praying for you and all other women who suffer this relationship disease. 🌹
Mel, I just want to say thank you. I’m wiping tears as I’m writing this and I thought I had to let you know that this episode resonated so much with me. Yes, I do my dishes at night as a gift to myself in the morning, I give myself a high five in the mirror when I remember. As a single mom of three, building a baking business from my small kitchen during covid, with three kids under 9 at home, now getting to be in a brick and mortar, money was always a topic I would put aside in my brain for ‘later’. And you’re right, no one is coming, I have to do it for myself and my kids! So slowly, I will be making that list tonight and facing the money music.
This message blessed me.
One your best guests so far Mel. I have not heard other finial experts give the tips she does. No shaming, no unrealistic savings goals.
there's a book called whispers of manifestation on borlest , and it talks about how using some secret tehniques you can attract almost everything in life it's not some bullshit law of attraction, it's the real deal
That book doesn't exist. It's A 4:50 BIG LIE.
Oh my god I didn’t expect to cry at the end. God bless this beautiful, intelligent, funny, big hearted woman ❤
OMG Budgetnista and Mel together?!!! Yes! You both have been helping me gain power back in my life... So excited to watch!
😢Tiffany so so sorry for your loss. But I’m so grateful to be filled with your presence in this podcast. You are truly a gift. Words can’t even express the gratitude. Thanks Mel🙏🏾💜💜
“A budget is there to find the ‘Yes’ in the safest way possible” is exactly what I needed to hear today. Love it! Thank you both for sharing this convo. I’m so pleased to hear two women talking finance. I never saw that growing up, it was always about depending on a man and now my man is burnt out from over working and I feel it’s my turn to step it up and find our “Yes”. Thank you!
THIS is the most powerful podcast/video I've ever watched on UA-cam. I was watching for financial advice because I'm drowning in debt after a painful divorce. But what I got in the end was HOPE and LOVE and JOY. Thank you Mel and Tiffany for a beautiful conversation.
They didn’t see my value, I didn’t see my value!!!! 🤯🤯🤯🤯🤯 please make sure watch all the video, God bless all of you and thanks Mel and Tiffany❤
WOW ! This ranks as one my faves of your podcasts ! I'm rebuilding after a divorce. Bless both of you for being so transparent. Wonderful really wonderful !
Amen 🙏🏾
So powerfully informative. You both are my new cyber friends!
Whoa! What a great guest! I'm so impressed. This was the best budgeting talk I've ever heard.
Thank you so much for having Tiffany. She is such a light. I know she missed her late husband so very much. He touched our lives through her as well ❤
Aww Mama, I just want to hug her 🤗❤ you can hear the tone in her voice when she discussed her husband. She tried to hold it in. This was a very informative interview thank you, dear. sending you love ❤️
Wow! I am blown away and emotional in a good way... I woke up to this and got up even if it was 4:30AM. I started declutering my office while listening. Lol don't ask... just felt right. I have also gone through financial hardship supporting someone dear to me with mental health issues for 24 years of my life. I am finally out of it but wished I had know about this 7 years ago. Even if I got out of the financial whole I was in, I am not great with money. I make ok money for the middle class here in Canada sonI know I need to manage and budget better. You can bet on me re-watching this again and putting it to practice. You two took my anxiety related to money away. Wow! What a relief. Thank you and have an amazing healthy and happy day. Rachelle Downton, Ottawa, Ontario, Canada
I can’t believe how empowering Tiffany is like what you said, in the first 5 mins of this podcast I made a list and set up an auto payment to my credit cards. THANK YOU for giving your viewers a hope to rise up from debts.
Thank you for discussing the idea of ENOUGH! My partner also passed a couple years ago, my daughter had a TBI, two of my kids were severely abused - success for me is being able to care for my kids so that they feel loved and cared for. That’s having a clean warm place to live, eating and moving well and TIME TOGETHER.
Thank you for your vulnerability, Tiffany.
You didn't bring the energy down. You needed to let that out. Someone was listening that was dealing with the same loss, and you blessed them. They cried with you.
Bless you and your family.
I’m 4 months out from marrying a guy who is very financially savvy and has an MBA. I’m a solo mom of a college-aged kid with disabilities (my ex promised to send money to help with school and bought a house in the Philippines instead). I’m soooo ready to become financially stable and show up as an equal partner in this new marriage. This popped up at the right time!
Omg… the universe made me whole again putting this video in my feed. Day instantly better! Two amazing women having the best conversation.. this is why we never need to silence our voices!
The budgetnista helped me tremendously just by watching her interviews. When I was laid off, my credit was good with very low balances, I had money saved and I was living beneath my means. Things still got challenging but if I didn’t learn money basics things would’ve been worse. Thank God ❤
My favorite episode of all time! I laughed, I cried, and the ending! No actual human words! Tiffany’s honesty and vulnerability slapped! I mean… wow! She took my literal breath away! Thank you both for being so real for us! We love you both and appreciate you sharing all the things with us!!! ❤
What an amazing…and empowering…episode! I suspect that I’m not the only one, but I had to dry my eyes before I could hop on here to comment. 😉 Tiffany taught me more than I had anticipated, WHILE learning that I have a natural aptitude for living a well-budgeted life. Who knew?!? For about 20yrs, I’ve kept separate accounts...exactly as advised here. (I’m also a former teacher!)
Presently, I’m unemployed and jobhunting...and know that so many of us are in this financially stressful position. This episode reminded me to BREATHE through it all. #om
Thank you, Mel & Tiffany, for guiding us through life. You are both doing SO much good in this world. ❤
Wishing everyone a day of GOOD THINGS!
Wow. Amazing interview. Thanks guys. I needed this. TIFFANY you are beautiful. Mel thanks ❤❤❤
I felt a major shift… no shame, no doubts, but a belief we can change our course. Needed to hear this and through divine intervention your channel popped up. Thank you Mel & Tiffany!❤🎉😊
My 1st Mel's podcast and it was insightful, emotional, and educating. Tiffany has really poured into me today, and I am grateful.
Tiffany's friend Lisa is my friend Mary! We all need that friend that helps with perspective.... loving this podcast! ❤
🎉thank you so much dear girls..greatly appreciative...thumbs up
There have been many wonderful Mel Robbins episodes - but this one is my favorite ever. Thank you both!
This episode is SO important. I am the budgeter of our family, always have been. Excel spreadsheets, all of it. This changed my perspective on all of it and I will begin to implement this work into my budgeting practice. Already working on my lists and will certainly be using this “Snowball Method” moving forward. Love to all. ❤️
Such a powerful podcast. I've been watching throughout the day, rewatching parts, making notes etc. I've learned so much and excited about making those much needed shifts in my mindset and processes to make the most of my money.
Thank you so much both of you beautiful ladies, honestly I've just got so much gratitude for you both. 💛 🙏🏼✨️
Thank you Mel for inviting Tiffany for the podcast. Tiffany, the Lord continue to strengthen and comfort you for the loss of your husband. Keep shining ladies, grateful for you both ❤
When you don’t understand money and you are scared about where you are, it’s clouds everything that’s important.
And you spend all of your emotional energy in that shame and you are not present in your life ❤️
Thank you so much Mel & Tiffany.
You always know what I need to hear, and when I need it, Mel. If noone has told YOU today, I love you and I appreciate you. Have a wonderful day. Thank you for all you do ❤
Getting to the end was worth every second that built up to it. I loved it so much!! Thank you Tiffany for sharing your grief. ❤ it was so beautiful to see how you have handled it. Thank you for acknowledging it and discussing it on this open forum. It really is seen appreciated.
This podcast was the answer to my 3AM prayer last night. THANK YOU both!
Thank you for such an amazing podcast!
I loved the phrase “shame shields solutions!”. I was so ashamed to share my financial situation for a long time, really. Especially when I moved from Ukraine 4 years ago, had to learn anew everything I knew, deal with credit score and all of it. Once after paying my bills I had $10 dollars left for another 4-5 days before I was paid😅 tough lesson it was. A year ago I started educating myself in finances, learning the tools to save, behave differently with money than my parents did. It is a journey and I am so grateful that I could hear the two of you speaking about it all. Makes me feel not alone and creates a difference!
Tiffany, you’ve yet to show up without blessing everyone around. Thank you for being you-Showing up as your full self, being transparent and helping others selflessly yet intentionally. Mel said it best-YOU ARE SUCH A BLESSING Sis! ❤❤❤
Add this to your “Go Me” folder-you’re a GEM! 💎❤
I love Tiffany...... she's wholesome and has been through a lot. I celebrate you and the rest of the listeners, ladies. 🎉🎉🎉🎉🎉🎉❤❤❤❤❤❤
I love all of your episodes but this one was far more special than I could ever have anticipated. The end about her husband was such a powerful reminder of what really matters in life. Thank you both!
the end has me in tears. what a beautiful light and message
I was initially hesitant to watch this episode, but I LOVE both of you - & LOVE the deep spiritual understanding you both have of Purpose & Meaning ❤
So, I've listened to this TWICE. My favorite podcast to. the. end. When it was over, I thought "Girls Trip!" I realize that's a long shot because you don't know me. LOL God bless you both. (And, Tiffany, you loved your husband so well here. You really honored him. Well done.)
All KINDS of empowering. Thank you Mel and Tiffany 🙏🏽🤞🏾❤️
This was AMAZING!! The realism at the end brought it all together. Life. Relationships. Meaningfulness.
Enjoying HER, BUT ran to phone to comment at "UB" THIS WOMAN IS GENIUS
😭❤nearing end, she just shared about her husband, what a beautiful being.
Determined to buy her book.
Mel, your story resonates so much. When you stated that you believe many people have an unwell relationship with money and live in credit card debt- I felt seen. And when you asked Tiffany what her overarching message was to us, and her reply was,” It is possible, because you are still here.” I cried because I believe she is able to guide us to a healthier space. I cannot express how important this podcast was to me, here in November of 2024. Thank you for this episode ❤
Words cannot describe just how powerful this episode is.
I have felt shame for my financial situation over the past few years. I have kept it hidden and put on a brave face. The realness of this episode has helped me move into a place of acceptance and empowerment.
Thank you, thank you, thank you ♥️
I love you ❤
what a wholesome, healthy discussion for the everyday man to be intentional about money acquisition and mastery, Thanks Mel and Tiffany
.
Best interview ever. I always love your podcasts, but I love her and her energy and message!
So I’m cruising through Walmart picking up some things that I needed then I walked over to the book section which I never ever do and I was like I wonder if anything’s gonna call out to me… Her book caught my eye ..I purchased it and told myself I was going to utilize it. This morning when I woke up and opened UA-cam to find some motivational type conversation this channel popped up, which I’ve never watch before with the interview featuring her. this is a great interview and I’m just grateful to the universe for always guiding my steps.
I love these 2 women. Following Mel for a decade but Miss Tiffany is something else as well. One of my Favorites, Mel!! God bless all of us. ❤❤❤
I don't know why I decided to put on this episode, it had been on my pending list. I am so glad I did. Mel I've listen to some time, in my head, she is one of my home girls but first time listening to Tiffany Aliche. I am going through so much she is talking about and I am so glad these two talk about how shameful and scary debt can be when you are in it. It most definitely clouds you but lately I am finally clearing those skies and just going, going, going. I feel watching this video was another "keep going". Adore these ladies, the message and educating people on money and their relationship with it. Most of all, I love that Mel always ends all her messages with "I love you".
My problem is that I spend too much on groceries; I need to work on that one. I already working on not buying clothes I don't need, my closet is full of clothes.
Me too
Plan, plan, plan your meals.
- Check what you already have in your pantry.
- Make a grocery list. Do Not go in the store without a plan.
- Focus on a Weekly Meal plan. Sometimes Monthly meal planning gets overwhelming.
- Plan breakfast, lunch, and dinner (plus 1-2 snacks for the week if you like)
- Check ingredients for meals. Sometimes you can buy one thing that can be used throughout the week (ex. 3lb of ground beef vs going back and forth to the grocery store buying 1lb of ground beef multiple times a week.)
Hope this helps!! 🫶🏾
@@ShamyraC yes! Thank you
I don’t have time to plan my meals but Every Plate has been a God send for this one issue that tore my nerves to pieces… I feed my family of 5 104-130.00 per week
Versus my old $70 per day
I meal plan. I went on Pinterest and found affordable 30min meals...I only bought what I needed. I meal plan in my head, got tired of writing on meal plan worksheets because it felt like I was doing lesson plans lol...(I'm a teacher)
Honest UK feedback: The ‘it’s your friend Mel’ grates a bit. But it’s worth it as your interviews are great and so helpful. x
Tears... I love that she experienced genuine love. Some of us have not yet experienced such love from a partner. I am happy for you, Sis. Thanks for sharing your wisdom with us all. ❤️
Very powerful so glad I watched this entire video I’m very inspired to take action and start today ! Two wonderful amazing women !
Sooo excited about this one! 🎉 let me get my notebook out 🤓 Thanks Mel! ❤
Absolutely the best podcast that I've heard in a very long time. Thank you for this great information!
I loved her, she’s sassy and hilarious. I always enjoy you Mel, but I usually just listen in the background but I enjoyed this so much, I had to stop what I was doing to watch it.
Following her has helped me get my credit score from 530 to now at 775. I did her new years challenge twice. I automated all my bills and haven't paid a bill late in years. I now understand credit and doing my best to pass the knowledge on to my kids. Thank you Tiffany 🙏🏿
“When you don’t understand money, it clouds everything that you have. You miss the solutions, but you’re not present for your life.” WOW …. Incredible episode. The last 10 minutes went right into my heart! Thank you for sharing!
I’m new to the Mel Robbins world of podcasts and this one has convinced me I should never miss another one. Fantastic information and wow! What an emotional connection.
This episode touched me so much. I got a lot out of it with regards to the financial information. I’m so empowered by this show on a regular basis, but today… the authenticity about each of your mistakes and where you are now, and then, Tiffany talking so authentically at the end about her loss and the reason why caring for your money is so important and how you make your loved ones a priority being even more important. Wow. Just wow. Two amazing women inspiring the world through information communicated with heart. Thank you. This episode is a gift.
Hands down one of your best episodes ever. Brava to both ladies!
Oh man! Thank you so much for doing this. I was literally in my head about my financial situation at 35 and panicking about how I'm going to pay, All my debt, car repairs and so on and now I realize it's going to be okay.
I just received a letter saying my mortgage is going up almost $500 because of an escrow shortage, but this podcast has given me life!!!