The Truth About Money and Why We Have It All Wrong | The Mel Robbins Podcast
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- Опубліковано 15 чер 2024
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You can be #rich.
Don’t roll your eyes. This is not what you think.
This episode today is so digestible. So counterintuitive. And one of the most enlightening conversations I’ve had with anybody.
Most of us have been thinking about money all wrong.
It turns out that the amount of money you have in the bank (or don’t) is only a small part of your relationship with money.
Ramit Sethi (@ramitsethi) is a NYT best-selling author and #finance advisor with a brand new, top-ranked Netflix series called How to Be Rich, where he coaches real people about how to take control of their financial lives.
He says you’ve been thinking about #money all wrong.
If you were told that you need to create a budget and stick to it, Ramit calls BS.
Instead, you’ll learn about your money dials, the only four numbers that matter, the 85% Rule, why the 10 Year Bucket List is so important, the one thing you should NEVER say about yourself, and best of all, what it means to live a Rich Life.
Today’s episode is going to change the way you SEE money, because when you see it differently, you’ll treat it differently.
And if you’re looking for another zero-cost resource to help you change your mindset around finances, sign up for my free training called Take Control with Mel Robbins - www.melrobbins.com/takecontrol
And if you're ready to start living your rich life with more confidence and no regrets, sign up for my exclusive signature course, Launch with Mel Robbins. Learn all the exciting details here: www.melrobbins.com/launch
Xo Mel
In this episode, you'll learn:
00:00 Intro
07:44 Just like me, Ramit has his own story of big-time money loss.
11:20 Assignment #1: Think back to your 20’s and ask yourself this question.
14:17 How do your childhood influences impact your beliefs around money?
22:23 If you want to live a rich life, you need to do two things.
26:23 Wondering what most people love to spend money on?
30:32 Why is it important to come up with a fun vision around money?
34:38 How do you define your “rich life”?
37:36 I think everyone listening needs to do this fun activity.
41:02 Especially if life is hard right now, THIS is what you have to do..
45:27 Here’s how you step your way closer to your rich life.
47:00 How can you feel in control of something if you don’t understand the details?
50:18 The four numbers everyone should know to stop feeling overwhelmed by money.
58:12 NEVER say this about yourself because it will create your reality.
1:06:30 The two areas most people spend too much money on.
1:10:37 Ramit lays down the bottom line about changing your mindset around money.
1:12:23 Here’s your new money mantra to play on repeat.
Listen to the #podcast episode "You’ve Got Money All Wrong: A Step by Step Guide to Living a Rich Life" - link.chtbl.com/DAinFkFf?sid=e...
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This episode with @Ramitsethi genuinely made me think in ways I never had before. Hit the like button if your mind was blown 🤯like mine was!
Good stuff indeed! 😁
😅😊😅😅😅😅😊😅😅😅😅😅😅😅😅😅😅😅😊😅😅😊😅😅😅😊😅😅😅 25:53 31:16
Why are u keep interrupting him. Let him talk and don’t interrupt with long sentences. We want to listen to the man not you
Making money is not the same as keeping it there is a reason why investments aren't well taught in schools, the examples you gave are well stationed, the market crisis gave me my first millions, people shy away from hard times, I embrace them.. well at least my advisor does lol.
Investors should be cautious about their exposure and be wary of new buys, especially during inflation. Such high yields in this recession is only possible under the supervision of a professional or trusted advisor.
This is superb! Information, as a noob it gets quite difficult to handle all of this and staying informed is a major cause, how do you go about this are you a pro investor?
I stopped trying to predict market outcomes based on chart studying after 5 years of uncertainty. Not having a mentor caused me 5 years of pain. I learned to follow the market's direction and keep it simple with discipline.
I won't pretend to know everything, though. Her name is Sharon Ann Meny but I won't say anything more. Most likely, you can find her basic information online; you are welcome to do further study.
@@hasede-lg9hj Thank you for this tip. It was easy to find your coach. Did my due diligence on her before scheduling a phone call with her. She seems proficient considering her résumé
My Mother once told me that I was very good with my allowance. Our allowance was $.50 cents a week! That was one of the best things she could of told me! My Grandmother once said “ nothing like making your OWN money as a Woman”! Thank you Mom & Nana❤
My first experience of feeling this was when I bought clothes for my kids at Target for the first time with my own paycheck. We had been living for so long off the generosity of others, which was such a blessing, but the feeling of being able to buy new clothes for my kids is a feeling I will never ever forget.
I completely understand you, I lost basically everything I had including my house and my 2 oldest kid, were very young and in the mist of everything I Survive a very, very difficult divorce, so, I was too in the mercy of others, and is been a long journey, but I never forget buying food from Olive Garden for my kids and seeing them so happy!! I believe there is more in store for you and your family.
It is a great feeling! Been there…. Congratulations! Stay on top of your dreams, don’t let anyone rain on them!
That’s beautiful and inspiring to read!
Mel, I think it would be helpful if you include a picture of the person you're interviewing in your thumbnail. For one, it visually differentiates each video a bit more. Secondly, on the off-chance that someone doesn't follow you but they follow your guest, you've got a new listener/subscriber when your video pops up in their feed. It would also help to put their name in the title. All this to say, I really appreciate & enJOY your podcast!
Great points! Agree!
@@heidikamrath1951 Thanks! 🙂
So true. I was wondering who this gut is, now I know he is already famous. I just don't watch TV
We'll thank you on behalf of Mel since she's busy. 😅 hope she takes your suggestion!
Also, the name of the person should be in the video’s title.
I can tell you that psychology of money is so real. When I was little our neighbor put in a beautiful pool and frequent outdoor parties that we did not attend, so I asked my mom if we could put a pool in. She told me the only reason they put that pool in was because her dad died and the life insurance paid for it. Not sure whether that was the truth or not, but ever since my subconscious told me that to have a rich life, unfortunate events needed to happen. Later, as an adult when my own father died the inherentance was used for a down payment. Subconsciously I felt so undeserving of that house that circumstances caused me to foreclose within 5 years. My whole life has been one financial struggle after another. I am grateful for this podcast episode.
Almost 2 years ago, my marriage ended, 6 months after I lost my job. Since then I have immersed myself in anything that can help me create a better and expanded life. I deeply desire to create my dream life.
This episode has in it the most personally relevant, inspiring and practical advise I have gotten so far.
I am very excited about developing my 10 year dream list, doing my CSP and my GFFS (guilt-free f***ing spending) list.
This was a transformational piece.
Read the book of proverbs and psalms.👍🏽
You can do it! Stay on top of your dreams and don’t let anyone slow you down or tell you no!
@@sherryw3484very good advice ❤❤❤❤i love it .
This episode gave me so much hope & inspires me to dream bigger! I had to start over at 53! Horrifying! Divorce, at beginning of a pandemic! I’ve been through so much alone the last 4 years , but proud of how far I’ve come & I’m stronger! Not near where I want to be financially but working hard & this has given me relief & hope! Joy about my future not dread! When you said I love you I almost started crying! 😢 I hear it from my friends & family of course but it just touched me! I know you are rooting for us all! 🙏💗
❤❤❤❤❤
Be encouraged!
This podcast was indeed Refreshing and Empowering!
And yes, something about that "I love you", turned out to be SOOOO immensely, intensely, and impactfully well received!!!
;)
❤❤❤❤❤
Starting over at 53! I get you. We got this.
You’re in the right place!!
What is it that they say... when the student is ready, the teacher appears. You have no idea how much I need to hear this message today. Thank you for giving me back my ability to dream and to be excited about it!!
When you think about it, life is both an unpleasant and stunning experience. You might achieve success in life by working with a financial analyst. While others were complaining about the recession, I generated passive income from my portfolio this year. I'm glad I was able to contact my instructor, Andrew Glenn Adams, earlier this year.
It was time for me to watch this today, so it was ideal. I've been struggling financially since my divorce, and it was only recently that I discovered Mr. Adams' remarkable resume when looking him up online. I believe it's fortunate that I came into this remark area.
Since meeting Andrew Glenn Adams, I can declare with certainty that my life is different. He has aided me in establishing financial stability and retirement savings. I appreciate your information on him. Simple steps are all that are required to achieve finances. While reading investment books and watching UA-cam videos are both beneficial, speaking with a financial adviser is recommended. most effective
I learned something. Listen to the people who resonate with you and who can uplift your frequency. Last night I listened to Robert Kiyosaki, amazing man but the way he delivers is what gave me anxiety and it demotivated me. I felt like i ll never be successful or rich because I dont ve enough knowledge but when I listened to this podcast, I feel so motivated. I feel like yes! I can do it. If mel can do it, Rajit can do it, so can I . The way you guys relate to people are not there yet, its amazing
Hi Maria. I know exactly what you're saying about not being able to listen to someone because of how they are coming across even though you set your intentions on soaking up their information. It's frustrating to say the least. What I do is keep looking until I find someone else like Mel to explain it. Just thought I'd throw that out there. Have a great day💜🙏🌞🦋🌻
omg I have that problem with Robert Kiyosaki too! He is kinda scattered in the way he talks about things. It's not you..he could do a better job of explaining things. I think he speaks to people assuming they have already seen/read all of his content, so if you haven't..there's a lot that doesn't make sense.
@@laurieclarkson9180 all I hear him saying is become an investor, use others’ money but the question is how? No practical guidance at layperson’s level
I stop watching him ….
So on the same page Maria. Couldn’t resonate because it was general and talking in circles.
Mel, thank you for stopping the chat, slowing down, clarifying, saying when you freak out and zone out. I did too, at exactly the same points. I would have left the video early, because of my triggers. I appreciate that you have been through the trenches, that you keep it real and relatable. Your approach made it graspable and doable, for me and I feel like this could actually work for me. Before, I felt guilty for every single purchase including basic groceries...now, my paradigm includes GUILT FREE FCKIN SPENDING!!! WOWZERZzzz!!! How did I get so lucky? Thank you both (and your teams) for your contributions! 🙏💥👌
I am 44 years old with 3 kids, and I dream almost everyday to go to college, I know it’s sound stupid in my age even to talk about this subject, but I just couldn’t help myself when you both we’re taking about dreams.
It doesn’t sound stupid. I am in my late 40s and want to go to college as well. Just take one class at a time…
Best of luck !
It doesn’t sound stupid at your age at all!! There are people who start studying in their 50s and get their PHD in their 60s.
You can go to college and you can finish at any age ❤
I believe in you guys
@@Ariana_Amour that’s true, thank you so much.
One class at the time!!! Love it.
Good lock to you too😀🙏🌺
@@samanthajoy5143 that means a lot to me every word!! I don’t think I heard lately that someone believes in me!!! Thank you so much very much!! 🧡🥰
@@Janice277 that is amazing!!!! Thank you so much for sharing that with me, with us all!! Be Blessed.🌺🥰
A lot of psychological issues regarding money. That has to be dealt with first. This was a great podcast. Thank you.
❤
Mel is salt of the earth, real. One of the few out there who cares about people's well-being. I recently discovered Ramit and like his approach. He's sincere and to the point. Love it.
You’re not alone Mel! I saved nothing in my youth and now I’m 65 and still determined to live my most extraordinary life!
This conversation is a MAJOR GIFT ~ Thank You!!🙏🏽🙏🏽
His positivity lead me to my credit and immediately payed them off during watching this. His mentality of deserve a rich life- made me aware I’ve been in this lack mentality of not wanting to spend the money I have. He also expanded my thoughts and wants for living my own rich life. He’s amazing !
that's what they say in INDIA, :) : you will go to heaven, keep living your minimalist lifestyle. so he knows psychology of money easiest way that's what you learn and see from family. financial freedom, money managements all from family
Hi Mel! I just started listening to your podcast’s and this one was so good 🎉 congratulations, great interview… loved it 🙌
Mel, you are so interesting, funny and creative but it’s just hard to listen to your excessive swearing, I bet you still can get your point across without swearing, would you take the challenge?
@@giselacooper413 They are just WORDS, they can't hurt you. I actually like when she drops an "f" bomb or uses another four-letter word. I feel it makes her real. It also shows her true passion. I am not a person that uses swear words consistently, but sometimes it's the only word that really works. I say, "Drive on, Mel! You are real! Keep up the great work! Please DON'T accept this challenge"
So awesome!! Thank you! I am super inspired and encouraged to take the actions that were talked about today. ♥️😀🙌🏼⚡️
I didn’t hear her curse once! Lol Did they bleep them out????
Mel, you are speaking my language!!! This is amazing. I just shared it with my husband. I feel like I have financial hope for the first time in my life…at 55. Thanks friend!
When Mel talks about how hard she was hit with the debt when the liens on the house and family invested I just said a silent Thank you to the universe that she is still here. That would literally have killed anyone to be under that much stress. So blessed she overcame and can help us on our life journey.
Amen.
Mel is a strong cookie!!!!! ❤❤❤❤❤
Just found Ramit last week- watched his entire Netflix show- this was great!! He makes me feel much hope to become more empowered when it comes to understanding money!! THANK YOU MEL AND RAMIT!
While investing during a period of higher inflation appeared daunting at first, I learned to navigate it by consulting with Joseph Sullivan Anderson, an investment analyst, who devised a strategy to shift my fixed-income investments that weren't providing adequate returns to a diverse portfolio that would provide higher returns.
With the current inflation rate of 4.3%, I really need to find more productive ways to put my stagnant savings to work. I looked up Joseph Sullivan Anderson on the internet, and his credentials appear to be solid. I'll get in touch with him.
I believe I read about this analyst in a business journal.. he has a strong reputation and good insight when it comes to profiting from economic fluctuations.
I wish I had started investing earlier in my life. Seeing the compound interest at work is amazing, and it has made me realize the power of investing through Mr Joseph Sullivan Anderson a financial professional. I have amassed about 150k
bumping into this comments is an opportunity for me.... I've checked him on the internet and tbh I'm not giving the opportunity to a better financial life a second thought. on his DMs rn
It's a good thing I'm not the only one who feels this way. It's encouraging to know that Mr. Joseph has had an impact on people other than myself.
Oh Mell, thank you for sharing this gift of desserts with us. My husband and I are celebrating our first anniversary this week and are going to a fancy restaurant in our area. He loves sweets and all kind of desserts. I’ve learned he bought me a gift. I’m not into gifts or giving. It’s just not me, but I’ve made plans to pay for the meal as my “gift”. I’m gonna add in desserts. .. several. It’s going to be such a special surprise for him. I love it. Thanks again for the idea.
Great video. We are all seeking for financial independence and a better way of life. This is not difficult to achieve with savvy investing, a frugal lifestyle, and cautious budgeting. I'm glad I learned early on to work hard for financial independence. As Warren Buffet said, he has seen this happen many times in his life. Not an investor, My husband and i never earned more than a middle class salary. We plan to get retired at 58 with a stock portfolio worth $1.7M. We have never sold so much as one share of stock
Most people don't understand the power of compound interest or are just impatient. However, I think it's better for the average person to invest in the S&P 500 and wait, which is reliable, albeit extremely long: many years, or just hire an investment advisor and accelerate wealth accumulation. Most people underestimate the power of the latter.
That's right, I've been backed by a financial advisor for almost three years now, I started with over a hundred thousand and I'm just $19,000 away from making half a million profits from compounding and dividends.
There are a lot of independent advisors you might look into. But i work with "LISA ELLEN SHAW" and I have been working together for nearly four years, and she is excellent. You could proceed with her if she satisfies your discretion. I endorse her.
Q
Affirmation/mantra: "I haven't always been great with money, but now I'm learning."
This is one of the most relatable, understandable and encouraging conversations I’ve heard regarding our relationship with money. Will be sharing it with others for certain. Thank you both!
We love you Mel! You look particularly radiant on this episode! Thank you for all you do!
When I was a child, I remember going to the beach and most of people in the restaurants were Americans. Me and my family didn’t have money, so while I was eating my watermelon y visualized myself going to those restaurants. Few years ago I went back and I invited my best friend to eat at a nice restaurant closed to the beach. I told him, you can order whatever you want ( it’s my treat). I ended up drank and singing with the musicians. My friend said “ the money they you spent on a dinner, that’s the money I make in a whole week of work. I felt great being able to invite my friend:)).
Absolutely loved the conversation! No blame and shame here, only learning and support. We watched the Netflix show and bought the book! Also shared it with our children who are both at university currently. Many thanks Mel and Ramit. Your biggest fan from Singapore ❤
Was wondering if the show was helpful, did he give more useful tools? I will check it out.😁
Fabulous episode! I listened twice and am using the CSP and have told all 3 of my kids to listen and implement. They are 19,24,26 and this will change their lives! Thank you thank you thank you! So simple and such a huge benefit to, not only our bank accounts, but our spirit and our overall relationship with our finances.
I love the action of buying every item on the dessert menu! It’d not about the money - it is the decadence, the exuberance, the community element if there’s a group at dinner!! 😀 I can’t wait to try this myself.
Such an amazing podcast, best of all I should say. Thank you so much Mel for looking out for us and connecting to so beautiful people just to share all that knowledge through your podcast.
Glad most of the things I do related to finance yet it gave me a whole new view towards money and my connection linking to childhood.
Will be sitting n working on the guidelines this weekend.
Thank you so much once again and you have such a soothing voice which makes the listener so calm and enjoy till the end.
This talk is pure gold. I've never heard anyone talk about money & finances in such a positive & refreshing way. Thank u Mel & Ramit ❤
Mel….I really loved this particular topic and the opportunity to DREAM again! My only complaint if I can be honest, is that using the “F” word several times during the interview wasn’t necessary to make the points you were expanding upon.
I understand that it may not be a big deal to some, but I play your podcasts as I get ready for the day and I have children in my home that are listening in. I think you are an amazing and courageous woman and I feel that you don’t need to use those kinds of words to make an impact.
Keeping it clean allows me to relax and enjoy having other family members and friends listen in as well.❤
Happy New Year!
THIS IS GOLD! They should be teaching this at schools. I have had a very bad relationship with money where I spend without a budget, without looking at my finances... and sometimes landed in debt. This has made me feel more at ease and comfortable when dealing with money, learning to divide it into the 4 steps makes it less scary, more tangible and gives me more control over my life instead of going at it blindly.
Im 20 but im grateful im finally learning about money the correct way!
He said nothing. Really nothing. He said no budging then he makes a budget. Bs video
YES THEY SHOULD! And the reality of what things cost and how to get out on your own….
OMG!!!! Thank you both for coming together to break down these scary but simple concepts of rich life
Please, KEEP DOING more of it, bring the money conversations to "normal" people. Maybe yet in this generation we will bring these conversations and exercises to the primary schools; budgeting, saving, investing, dreaming, setting up systems!!!
THANK YOU!
Good morning Mel…you once said on one of your podcasts that you read every comment, so I wanted to share this helpful concept as you continually strive to reach the vast in this world…
I believe you, and you bringing variety to help people in many areas of their life. And many times I would love to share your content, but what I have found personally is your choice of words can be offensive to some, and because you’re audience brings all kinds , it would be so helpful if you stayed neutral with some of your language. I am a believer in Christ and I can’t forward this information to other believers because they would be hugely offended by your “F” word often.
Your reaction may be it’s just language, Debbie… But I believe that words are powerful, and they have double meaning and we have to realize that our goal is to help everyone not just people who will not be offended by your language. I speak from the heart, and from a nonjudgmental Place but from one entrepreneur to another the saying, is you get more with honey than you do vinegar. From the bottom of my heart, I urge you to take that word out of your vocabulary when you’re talking to the world and you will touch more lives. ❤️🙏
I love everything about Mel except her over use of the F word 🤣
AGREED !!! Totally Inappropriate !!!!
Same, because I often watch these financial podcasts in front of my son. And I was doing that this morning and I had to apologize to him about her language. It's almost to the point where I need to turn it off, but also it's almost acceptable, right there in the middle. He's 12.
@@ItsMeRobynMarieI couldn't talk that way at work.
I was wondering if anyone else was bothered by her language- totally unnecessary
I won't listen to her anymore. 👂
Ramit is a national treasure. His free advice can definitely get people to a better place. I can't wait for Season 2 of his show on Netflix.
This is the first time I am listening to this podcast. I am amazed by the host; she seems so bluntly authentic and is good at asking clarifying questions. It’s as if she knows exactly what I want clarity on.
Love this episode!!! I will start a new relationship with money !!! Thank you both....😊😊😊❤
This is unbelievable! Thank you for having Ramit on your show. I am the spreadsheet guy that watches our money. This is one of the most freeing episodes I heard. Thank you thank you thank you!!!
I have to have a budget. I do not have much money after all my monthly bills. If I spend too much on one thing, it could leave me without something else. I actually budget "blow" money. I can use it for anything I want. I do not go over. It has helped me so much.
This talk gives me hope. After a crushing divorce, then a sudden cardiac arrest and all of the complications involved in that. I am in the shit atm and this has given me a starting point.
Thank you
Mel and Ramit, I feel like I want to give you a big hug. This podcast was amazing for me. I had watched before Ramit’s Netflix show and I learned a lot. First thing I made after watching it was going to the computer and make a very simple financial planning. I had also watched Mel’s videos on UA-cam and I love them, because I learn a lot and practice my English. I feel like I want to take control of my money and dream about a rich life, thank to you. I watch you from Mexico City 🤗
I never knew about this man. Thank you for this interview. I will definitely follow and learn. I'm 62 in a few weeks, former popcorn company business owner, widow, and still having mental money issues. Feeling hope ❤
The truth is when you hear the word 'Money or Finances' your body literacy shuts down and your mind leaves the room. This episode was so calming I felt rich and successful already. The Netflix episode is a blast. It makes you want to change your money language and live your rich life. Thanks Mel, for bringing Ramit onboard. One of the best so far on finances. Love you.
My big goal is to help my daughter walk again and use her left arm again. The rehab program for TBI that is near us costs $30,000 a month. Because she has had the injury since she was 15months old and is almost 13 years old now, 5 years of this program would be really valuable. That’s $1,800,000.
Look into hyperbaric oxygen treatment :)
Loved this chat! My money dial is indeed a bit odd - it’s health / wellness treatments. That’s the number 1 thing that excites me most. We’re talking ozone therapy, infrared light, hyperbaric oxygen chambers, acupuncture, salt rooms - oooooh, it gets me SO excited 😆😜 There are so many spectacular ways to turn this dial up too!
Totally relate.
Yes!! I have so much invested in health tools, any supplements, massages, and I can’t wait till I can buy any organic food I want, try tons of new healthy Restuarents 😍
I have attempted to meditate many times in my life and prior to this CD the only success I've experienced is with live guided meditation. ua-cam.com/users/postUgkxzpa8CIfZcihW4Z0F_ja0QF3W9KIatrsq This is the first CD I've used that cuts through my unmedicated ADHD and enables me to truly relax and experience a quiet and energizing interval. The instructors voice is very soothing and pleasant to listen to. I am easily able to sit successfully through the entire CD, and for quite some time after. I cannot adequately express how tremendously helpful this CD has been on my spiritual journey!! Two thumbs up and 10 stars!
Absolutely Loved this podcast. What I found extremely helpful is the step process he explained to have a healthy relationship with money. Thank you!!! Thank you!!
1:02:20 says it all addressing the theme from so many financial gurus! It is refreshing and less heavy hear this perspective than the typical Dave Ramsey approach of "Beans and rice and rice and beans" until your debt is paid off.
It’s nice to relate someone from the same background. Knowing I’m not alone because some money situations etc I went through it also brought a lot of competition and racism involved all because of people pleasing. I needed this so I can shift my mindset. Our lessons and hard times truly do ring us to the best parts in life. 💕
Loved Ramit's clarity on money and human behavior. I'm left feeling inspired, and strangely empowered. I'm subscribing to netflix, just to watch this show. Thank you Mel and Ramit.
I'm on a journey of improving my financial intelligence and finding a few detailed and deep podcasts and book about economics. As aways, Mel, you've found a guest and approach that stick, is human and memorable. I've made a few important bullets, which is more than some of other podcasts, which I enjoyed and were interesting but not as actionable.
Your desserts for friends observation is so great! I can relate. Being happy can also feature giving back. That's also where I want to be.
Totally love, "I'm going to live my rich life today and an even richer life tomorrow." 🔥
You Both are caring individual’s with a huge heart. Thank you both so much for this inspirational video. We are rich if we just learn to believe in our selves. Thank you for sharing!!!! I Love you both for all you do and continue to do!!!🙏🏻🙌🏻😇🥳🎉🎊🍰❤️😎
❤❤thanks and love to Mel and Ramit. This episode has such important messages. Please share it with your friends and especially with youngee persons, f.e. your kids🙏🏻 They have to learn and adopt this💪🏼
This is interesting. How does the advice work for people in their 60s or beyond who have long struggled with money, have debt, haven't saved adequately (or at all) for retirement and are scared and regretful? Is this exercise more for people in their 20s to 50s?
I guess the advice work for all age groups. Whether they're 20, 40 or 60. Linear thinking usually limits us. If we just look around more and more day after day we can change the vision.
Oh my Gosh!!! This was just amazing!! Thank you! This just helped me get to know myself a little better! And I already feel good about my money & my money situation has been a daily stressor! Am on day 2 now sorting out my 4 numbers and for the first time my attitude is sooooo positive when looking at my finances - you guys have no idea . Had been guilting myself about the cafe lattes I tend to buy and now I am guilt free! Cant wait to watch th Netflix show. Thank you Mel and Ramit. The work you do just illuminates us and changes us for the better. Great service to humanity!!
The dessert thing hit home, my family was eating out and the restaurant had a GIANT TIRIMISU it was a lot of fun. And another thing my husband and I do is share a dessert and as it comes to the last bite he pushes it to me and then we each take a fraction back and forth until it can't be divided. It becomes a funny contest
I’m newly separated from my husband and headed for divorce and my biggest dream is to make so much money that I’m not only comfortable, but that I won’t have to rely on any alimony from him
So shall it BE! ⭐️⚡️⚡️✨✨✨
@@successinsandiego ❤️🥰❤️
U can do it. I’ve been thru similar. No alimony. Work in sales w residuals income. Example life insurance sales. High income.
Or you could just not divorce him:)
@@90SwampfoxWithout going into details, staying married to him was no longer an option.
Thank you both very much. This was exactly what I needed today. You are both very much appreciated.
You rock Mel! Love your videos, so deep, practical and yet...a lot of work for us to do personally and internally!
Really really love this interview. Thank you both for a great conversation. I’ve learned a lot from this - I’ll be watching the Netflix show.🙏🏾
That was amazing. I really feel motivated! But what's more I feel rich! I'm living my rich life today and tomorrow it will be even richer! YESSS !!! Thank youuu !!! Btw so many greetings from Italy to you all
Sooooo good. Thank you for your wisdom. Bought Ramit’s book and loving it. We have the power at our finger tips if we are willing to see it 🙏🏽
This is so good!! Thanks Mel!! It's a great fresh way to look at finances! Just what I needed!
I'm with you mel .. hear no evil see no evil.. party on.. survival living is energy draining!! I ignored so much for a short time and got myself in a corner. Ramit s financial perspective has changed my money flow.. I did have more than I thought even with the big debt. I see the light now,!!! And I started late with investments due to me ignoring my money perspective.. love it!!!
So simple, reframe, learn about money and don't stress, it will improve. Thank you Mel for this pod cast with Ramitsethi. Thank you Remitsethi. 😊
Thank you for this great conversation!
Great information, inspiration & conversation!! Thanks Mel!! Keep doing amazing work. You’re a gift to the world!!
Thanks for your great video Mel! Have a great and successful day everyone 😊
Wowwww….YES! A message I and so many needed to hear! Grew up in Nigeria with my parents as missionaries. As a success single professional, who also raised my children as a single parent for many years, with many struggles I STILL have this fear of not having enough money in the bank. I do spend and enjoy the wonderful necessities of life, but always wonder how my money can work better for me and my future. Thank you so much for sharing soooo many wonderful moments Mel!
I came across this video last year and wasnt able to complete listening to it, and i did came back another day but still wasnot able to complete, but with determination and passion I came today, and successfully learnt many good lesson. Thank you soomuch for making such valuable content Mel, Luv u
I love Mel's transparency. This is what makes me enjoy listening to her.
How come I just learned about your podcast today? ❤❤❤ omg I'll be on this for days. Love your content and this video is just amazing, thank you so much for sharing. Abundance ❤
I love all these concepts and ways to create our visions!!! Seems so basic and it is but we make it so difficult for ourselves.
Excellent!
Thank you so much!!!!
Love this , love how you think, to give to others, always thinking about giving!
Thank you for this valuable conversation.
Thank you so much for saying that about a budget. You’re right all the money advisors advise you to keep a budget. I have never wanted to do that. How many of us shop at one stop shopping places where we buy a variety of stuff? Do we sit there and break the receipt down into different categories, groceries, cleaning products, etc?
Good interview with Ramitsethi. We learned important tips about
Handling money. Now I know how
To handle money wisely.😊
Yes it sure did. I watch ur podcasts regularly and I want to go over this one and take notes. I literally feel like you're in my living room when I watch you. Your spirit is so filled with optimism and it is so contagious you are one of my mentors in my journey to pr9gress 2024. Thank you Mel. I love ur shows, love you too!!!! Super cyber hug ❤❤❤❤❤❤❤
This is the best financial advice i have ever heard! thank you!
I love your kind heart and openness, Mel!🎉
I heard nothing from parents & knew nothing. I never thought about money & bought thousands of dollars of hair extensions, had big car payments. I bought my son anything & everything he wanted (like a $300 tortoise etc) Today I have older beautiful cars like 2004 BMW SUV & ❤ my older Jaguar both paid off 100% & have natural hair, do my own nails m, eat at home etc. Knowledge really is power! Thanks for another great video.
Mel,
I love your story about the painting and have had several experiences just like this.
I'm trying to integrate the principle to lead me to my desired state.
Currently broke, but still claiming the feeling abundance of my future life of generosity and abundance.
Hey Mel! Great interview! Can you tell your story of how you turned your life around financially and how you got out of your financial hole later in life. I wish that you could have Remit back with advice for people that are close to retirement and started saving late in life.. Thanks!
This was fantastic! It feels great not to punish myself for being in debt.
OMG, I LOVED LOVED LOVED this episode! Thank you
Great podcast! The reframe about money is huge. Just ordered his book on audible and hardcopy. I’m so ready for this kind of change after years of anxiety about money even though I have a roof over my head, eat good healthy food and enjoy modest experiences.
Great podcast. This is something that everyone need to listen. It’s going to change your mindset about money. Appreciated you both!
I grew up hearing “ money doesn’t grow on trees “ and once I really wanted to go inside a new store just to look around & I was told - you can’t even afford to stand in the doorway of that store (I believed that too / that I had no right to even think about doing such a thing
Same here . Yesterday my mother said to me money doesn't grow on trees... and more
Love it! Just finished watching his amazing series yesterday ! Great timing Mel ;) 🙏❤️🙌💎
This was awesome!!! Thankyou ☺
I literally had goosebumps! Wow. Love Mel’s revelation. She’s so amazing. Keep your fixed costs low, save and invest and ridiculously spend on guilt free spending. It’s that easy.
Thank you both
❤ I'm liking your new guest speaker Ramit Sethi "What a tragedy to defer the rich life to a Mythical day" to working with tools to see money differently, with a new pair of glasses that see "I'm going to live my rich life today, and an even richer life tomorrow!" I paraphrased so don't quote me, but looking forward to working with the tools he shared.