SSY VS MF Calculator 👉 t.me/moneypurseadv/3739 To Support our channel , use below links 👇 You can compare Term Insurance here bit.ly/46hsSJA You can compare Health Insurance here tinyurl.com/pgc9dcxc Get Best & Free Credit cards Apply Now IDFC free Credit Card (Free) - wee.bnking.in/ZTFkZTc1 AU Credit Card (Free) wee.bnking.in/NmZkNGQ4
S.V Krishna Reddy garu Aaada Pillala goppathanam gurenchi manchi movies chesaru appatllo. Malli Epudu Meru mana Aadapillala future kosam oka manchi useful information share chesaru especially middle class family kosam. Really Nice 👍
I am happy to keep an update - I have opened SSY account for my 6months daughter. Thanks to all your efforts of whole MoneyPurse team for providing financial education.
సుత్తిలేకుండా... సూటిగా బాగా చెప్పారు సర్. నేను 2 years 1.5 లాక్ లెక్క కట్టాను. 3rd year లో అనగా ఈ ఇయర్ లో 1.15 మాత్రమే కట్టాను. మిగిలిన 35k కడదామనేసరికి లాక్ డౌన్ అయిపోయింది. ఇప్పుడు 3rd ఇయర్ అయిపోయి4th ఇయర్ కు వచ్చేసింది. పోస్ట్ ఆఫీస్ వారు ఆ మిగిలిన అమౌంట్ 35k కట్టే అవకాశం లేదంటున్నారు. నిజమేనా
Next 10 years lo maga pillaliku Pelli a Avvadam kastam, ma ada Pillalu Manchi career lo untamu, mom and dad nu em kasta pettakunda Pelli chesikuntamu, ippatike Chala Mandi girls cheskuntunnamu. portfolio Pillaki andariki pettukunte baguntadi. Portfolio Ada, maga iddariki pettali. Oka time ki evariki kastam voste vallu use cheskuntaru.partiality voddu. I appreciate the video efforts.Itlu Oka adapilla,Jai hind😘
Question: What if there’s a change in Resident status, we opened the account but moved to a different country and acquired the citizenship. Can we continue and withdraw after maturity
Hello Sir, thanks for superb explanation. One doubt . When my daughter was in india I opened this. Now came to another country on job purpose along with my family.. I will return back after 2 years . Do I need to stop this investment Or should I continue it.? Please advise Sir. Thank you
Sir... Mutual funds లో పెట్టె పెట్టుబడుకి గ్యారంటీ ఎవరు ఉంటారు... అంటే చాలా వరకు AMC లు ఎక్కడ ఉంటాయో తెలియదు.. ఇంకా చాలా కంపెనీలు సర్వీసు కూడా అన్ని చోట్లా ఉండదు.. కానీ ఆన్ లైన్ లో మ్యూచువల్ ఫండ్స్ కొనుగోలు చేస్తే వాటిని క్యాష్ చేసుకోవటం ఎలా.. దీనిపైన మీరు ఎదైనా వీడియో చేస్తే ...link share చేయగలరు. ధన్యవాదాలు.
Thank you for your detailed videos on MF, Stocks and other market related programs. I became fan of your presentation and watched almost 15+ videos in a week time. Could you please make video on ULIP plans for children.
Hi sir.... thanks for explanation... I like the way you explained in detail and smooth and calm...... could you explain about the terms equity and volatility........ thanks in advance sir
You missed two important points... PPF will get tax exemption under 80C... So you need to consider that amount also when comparing with Mutual Fund Scheme.... 14 year's tax exemption will not be a small amount with cumulative interest... Secondly there will be tax on the mutual funds gains..so in any case SSA is much better and safer than Mutual Funds...Just my opinion... Appreciate your knowledge sharing...keep going
Hi Surya, by investing in ELSS mutual funds your 80c savings are taken care. And when it comes to capital gains, if we consider just 12% returns then post capital gains tax Mutual funds out perform SSY. In the video we never degraded SSY but we have given a sheer comparison and shared our view MFs are better for this who believe we can generate 12% over the long term.
Hi Sir, it was great video. Thanks for doing this. After seeing this I want to invest in MF, which one I have to take. ? Please tell me. I saw all your video about MF but I never invest any MF and acouding your calculation which one I have to take..?
Your doing great job sir chala mandi ki ivi anni teliayaka silent aipothannaru meeru telugu lo explain chesi chala mandi Jeevithala ki help avuthannarh 🙏🙏🙏 Great job sir 👍🙏
Sir my father just 10 th varuku chaidvaru But he is in business earning 5 laks to 10 laks annually I called to max life term to get term insurance for him They are telling qualification should be degree Is there any other options to take term policy for my dad
Most of my questions and confusions cleared in just 15 mins by your excellent Clarification. I did not found Excel sheet Telegram channel. Could you please share it Again
Nicely explained sir actually no official is also not clearly explaining rules nd a layman opening this account with lot of doubts.thank you sir once again.
Sir, liked your video in the middle itself 👍. Very useful scheme. Many of my friends including me are looking for such detailed video on this scheme. Definitely sharing to all my friends groups now. One observation is, you might have covered the LTCG part in case of mutual funds. So that viewers would get a real realization that SSY scheme is tax free as you mentioned like EEE benefit during maturity and during partial withdrawl after 18 years. Thank u very much.👏🙏
Hi Mallikarjuna Rao garu, thank you and so nice of you. As we have already explained the taxation of mutual Funds in the previous videos to avoid repetition and length of the video we have not explained in this video.
Sir, we plan to withdraw 50% once my daughter reaches 18 yrs of age due to financial commitments. What are the pros and cons ? What is the procedure and docs to submit ? How long it takes to get this 50%
Sir, ఈ రోజు 14-8-2020 న 1,50,000/- ఉన్నాయి. ఈ డబ్బు ను sukanya samruddhi yojana account లో వెంటనే జమ చేయడం వల్ల లాభమా? లేదా ? ఇప్పుడు వేస్తే interest రాదు అనుకుంటే ఏ తేదీ వరకు ఆగాలి.
Hello Sai Garu, Thank you very much for your valuable inputs on SSY program. I will start investing the amount on this scheme from this month onwards. I really appreciate your efforts to educate our telugu People. By the way, can you please share the XL based calculator link to download..... Thanks in advance.
Sir definitely reply for this comment meeru prathi vedio lo chaala observe chesthunna meeru prathi saari long term investments gurinche chepthunnaru alaa oka 20 or 40 years ki money value anedhi chaala padipothundhi appatiki enni lacs vunna value vundadhani naa abhiprayam meeru em antaaru sir
Hi Sir, I am watching your video first time felt ur explanation and detailing is superb. Thank you so much. I have Small doubt, you have mentioned Investment term is 14 yrs but in excel shown for 15yrs. Kindly clarify it, why investment paid shown for 15yrs.
Hi Sir, Very well explained :). I have few doubts my daughter is born in India and after 9 months she came to the US for a few years and now she is back in India for last one year. So is the policy still applicable? If so how long will it be valid
Looks like interest rates continue to reduce and likely to reduce further as more people is using banks and going digital. So, returns will be lower in the long run for interest based investments.
Sir, My Daughter DOB is 11/02/2012 Account opened on my daughter in 30th September 2015 with Rs 1000 by his grand father . After 4 years when i check it was not active in march 2020. I started Continuing the Account Regulaly from march 2020. Am investing 2500 ×12 months in Sukanya Samriddhi Yojana. I have lose of 5 years interest. As per you provided Calculater i should invest more to get more Returns . . Is this investment should be shown in my IT Returns Filling . . Plz Suggest . Thank you
Sir, one humble question out of the subject with curiosity. Are you somehow related to Nanduri Srinivas Garu (Software professional & spiritual guide)? I see some sync in your voice, style of speech, slang, body language with him. If yes please reply Sir :)
Sir నేను మా పాపకి monthly 1000 SSY post office 2017 నుండి కడుతున్నాను ఆ టైం కొంచం salary తక్కువ గా వుండటం వల్లన ఇప్పుడు నాకు salary high అయ్యింది so నేను ఇప్పుడు ఇంకో 1500 extra SSY save చేయాలి అనుకుంటున్నాను కుదురుతుందా సర్
I have a small query sir. If interest is 8.4% when I open the account and if interest gets reduced in future, how the structure will be till the maturity? Will the same interest continues till end or it varies based on the changes on each quarter?
Very very nice especially clearly explaing simple questions its really great sir. But this vedio is not useful for me because i am unmarried but bless me in future if i married i want to adopt a girl orphan its my personal will or desire i dont know correct words .
Dear Sir, Thank you very much sir for your valuable explanation, we got very much clarity on the SSY, could you please provide that excel sheet for calculation
Good afternoon sir, already i opened SSA at PNB in October of 2019 on the name of my daughter monthly 5000 thousand.please give suggestions on maturity money and precautions.
Hi Sir... Chaala manchi information chepparu.. Naku oka doubt enti ante ippudu nen every month oka 2000/- Rs for 15years mutual funds lo invest cheyali ani anukunaka without auto debit which means I do this manually every month... Nen madhyalo 2k badhulu 4k or some x amount invest chesthe (which is more than my fixed value(2k) ) appudu naa returns ki m aena effect untada?
Hi Sai Garu, really great information. I had been looking for this kind of info since long time. Quick question. What if SSY account is opened in India and moved to other country later? We can still keep depositing and benefit at the end of maturity time? Thanks in advance.
@@oldisgold5947 thank you for your response. My question was more of opening the account while child was in India and stayed later in other country paying the premium every year and back to India after few years.. was not clear on this particular case
Hi sir, i am your follower and subscriber from longtime. I am also in your telegram channel. Your presentation is very interesting and unique. Thanks for enlightening us! I had one doubt about excel sheet calculation of SSY vs Mutual funds. Have you considered about LTCG tax in calculation of mutual fund returns? Kindly answer my doubt Thanks again!! 👍
Nagaraju garu , its been almost more than 4 months I have recorded this video, could not able to recollect weather I have considered it or not. If not you can reduce 10% from MF gains and compare it, still it should be more than SSY
Sir , At present my daughters age 7 years . She is only daughter to me but as 3rd one. Before of her I have two sons . So is I am able to pay. And another doubt if mother govt employee means any prm. And another doubt when will be the maturity date to continue 14 years means. Give me reply sir
Sir, Please help me how/where to create account in mutual funds. And also suggest best mutual fund to invest. My daughter age is 2years. Thank you so much in advance 🙏!
Hi Shameena garu, to invest in mutual funds you have to complete your KYC first. Then you can invest, Either online Or by consulting a financial planner. Please understand the risk and reward of the scheme before you invest.
Thank you sir well explained in detailed, i have opened two accounts for my kids . one bank dint explain and in one bank manager only interested to explain yearly scheme of 1,50,000.when i opt for monthly payment he just send to counter and opened account without explanation. Thank you once again
Sir Scheme maturity taruvata money evari account lo credit avtundhi i mean Daughter or Parents account or joint account.. Check or online account transfer
Hi sir, i have forwarded many of your videos to my well wishers and family. Everyone is interested but no knowledge in tradind and etc.. Please make some training videos for freshers also.. Request from my side! Thank you!
Thanks to information Sir Mamu 1st year 1 lack amount deposit chaeystanu 2nd year nunchie 14 th year vacha varku 50.000 kadthamu apudu interest antha vastundie Please reply me sir
Hi Andi, mutual funds taxation we already explained in the series of mutual funds. So we don't want to repeat the same and extend the length of the video we haven't explained here.
9 years ki start chasamu 21 years ki mature autundi antee ma papaki 30 years wastai .e lopala . Marriage or education ki tiskowacha .? Full istara ,50 0/0 istara.
Very useful information and good narration ... Best channel for telugu viewers for investment... I opened SSY account in post office and service is very poor ... So I suggest to open account in banks... Everyone talks about mutual funds are better than SSY, but you mentioned few important points... Most of the people panic when there is fluctuation in the market... So for them SSY is the best... Another problem is there are many mutual-funds so difficult to pick the good ones... And when we really need money after 20 years, who knows at that corona will come or any war will come... So I prefer SSY for my kid which gives guaranteed money... Downside is government is reducing interest rates every quarter 🙁 With this trend, may be its better to invest half amount in SSY and other half in mutual-funds.
SSY VS MF Calculator 👉 t.me/moneypurseadv/3739
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EEE option is there in mutual funds sir
Sir one doubt Govt change aite eee scheme teseyadam ala em undadu kada sir
AafhA aw
Good evening sir can you please suggest similar scheme anything available baby boy .
@@santhoshs-pd7wo Dear there is no such option in Mutual funds
Thank u sir ......నాకు కూడా ఒక పాపా ఉంది. చాలా రోజుల నుంచి ఈ టాపిక్ అడుగుదమనుకొన్నాను... థాంక్యూ సో మచ్ సర్...🙏🙏🙏🙏
Sukanya samrudhi yojana kante inka best plans unnai andi, endhulo antha profit undadhu, life coverage kuda undadhu
@@hemadivvela1128avi ento koncham cheppagalara?
@@hemadivvela1128auna em plans andi kastha chepndi
S.V Krishna Reddy garu Aaada Pillala goppathanam gurenchi manchi movies chesaru appatllo. Malli Epudu Meru mana Aadapillala future kosam oka manchi useful information share chesaru especially middle class family kosam. Really Nice 👍
Thank you Anjaneyulu garu
Post Office నుండి SBI బ్యాంక్ కు మార్చుకోవాలని అనుకుంటున్నాను ఆ ప్రాసెస్ దయచేసి చెప్పగలరు
I am happy to keep an update - I have opened SSY account for my 6months daughter. Thanks to all your efforts of whole MoneyPurse team for providing financial education.
Great job!
I started investing in ssya after seeing this video.thanks sai garu🙏exactly 1yrback
సుత్తిలేకుండా... సూటిగా బాగా చెప్పారు సర్.
నేను 2 years 1.5 లాక్ లెక్క కట్టాను. 3rd year లో అనగా ఈ ఇయర్ లో 1.15 మాత్రమే కట్టాను. మిగిలిన 35k కడదామనేసరికి లాక్ డౌన్ అయిపోయింది. ఇప్పుడు 3rd ఇయర్ అయిపోయి4th ఇయర్ కు వచ్చేసింది. పోస్ట్ ఆఫీస్ వారు ఆ మిగిలిన అమౌంట్ 35k కట్టే అవకాశం లేదంటున్నారు. నిజమేనా
Yes Sudha Sagar garu, as it is maximum 150000 per year
Best investment platform from government sector...
I am investing my daughter education purpose...
Great lead by the government...
Thanks for creating awareness in this greedy world...really appreciated your efforts🙏
you are welcome Pavs pogula garu
Next 10 years lo maga pillaliku Pelli a Avvadam kastam, ma ada Pillalu Manchi career lo untamu, mom and dad nu em kasta pettakunda Pelli chesikuntamu, ippatike Chala Mandi girls cheskuntunnamu. portfolio Pillaki andariki pettukunte baguntadi. Portfolio Ada, maga iddariki pettali. Oka time ki evariki kastam voste vallu use cheskuntaru.partiality voddu. I appreciate the video efforts.Itlu Oka adapilla,Jai hind😘
i thought of investing in Mutual funds, but video chusi SSY account open chesanu in Post Office but present interest rate is 7.6 % matrame.
Question: What if there’s a change in Resident status, we opened the account but moved to a different country and acquired the citizenship. Can we continue and withdraw after maturity
in 15 min understood it very clearly. Excellent presentation sir.
Thanks andi
Many Many happy returns of the day Mr.Sai garu to serve as a teacher entire telugu states 🙏🌷🌷🌷🙏
I opened it in HDFC Bank.. the process is easy and convenient compared to the post office and other banks..
Chala baga cheparu, suppose account open chesi vere country ki okavela migrate avalsivachinapudu apudu NRIs kinda consider chestara? Apudu acc continue cheyala vadda
thank u sir nenu ma papa ki cheddam anukuntunna ela inha clarity ga cheppavallu leka wait chestunna sir
Nice info sir thankyoy
Hello Sir, thanks for superb explanation. One doubt . When my daughter was in india I opened this. Now came to another country on job purpose along with my family.. I will return back after 2 years . Do I need to stop this investment Or should I continue it.? Please advise Sir. Thank you
I have the same doubt… please let me know if u have the answer Thanks in advance
Continue cheyandi
Beautiful presentation.
Details n quarries r feeded by spoon. Just first time I see it. Lucky to reach u. Keep it up brother.
Thanks andi
Very good information sir.. but table format is not clear visible to calucate myself.. plz rectify sir..
Noted andi
Sir... Mutual funds లో పెట్టె పెట్టుబడుకి గ్యారంటీ ఎవరు ఉంటారు... అంటే చాలా వరకు AMC లు ఎక్కడ ఉంటాయో తెలియదు.. ఇంకా చాలా కంపెనీలు సర్వీసు కూడా అన్ని చోట్లా ఉండదు.. కానీ ఆన్ లైన్ లో మ్యూచువల్ ఫండ్స్ కొనుగోలు చేస్తే వాటిని క్యాష్ చేసుకోవటం ఎలా.. దీనిపైన మీరు ఎదైనా వీడియో చేస్తే ...link share చేయగలరు. ధన్యవాదాలు.
Thank you for your detailed videos on MF, Stocks and other market related programs. I became fan of your presentation and watched almost 15+ videos in a week time. Could you please make video on ULIP plans for children.
Thank you vijay Bhaskar garu.sure will do
Thanks for saigaru most ,must & should more valuable information for every one
Explanation is like that A..B..C..
Super sir..
Vulmb
Thank you sir... now I got clarity before i have toomuch confused on this.
Sir mutual fund lo invest chesthe tax paduthunda?? If yes sukanya is best option
Sir for Example papaku 8 years ainappudu Sukanya samrudhi yojana scheme thisukovalanukunnanu, aithe appudu kuda monthly 250 rupees kattala lekapothe ekkuva kattala.
Hi sir.... thanks for explanation... I like the way you explained in detail and smooth and calm...... could you explain about the terms equity and volatility........ thanks in advance sir
You missed two important points... PPF will get tax exemption under 80C... So you need to consider that amount also when comparing with Mutual Fund Scheme.... 14 year's tax exemption will not be a small amount with cumulative interest... Secondly there will be tax on the mutual funds gains..so in any case SSA is much better and safer than Mutual Funds...Just my opinion... Appreciate your knowledge sharing...keep going
Hi Surya, by investing in ELSS mutual funds your 80c savings are taken care. And when it comes to capital gains, if we consider just 12% returns then post capital gains tax Mutual funds out perform SSY. In the video we never degraded SSY but we have given a sheer comparison and shared our view MFs are better for this who believe we can generate 12% over the long term.
Hi Sir, it was great video. Thanks for doing this.
After seeing this I want to invest in MF, which one I have to take. ? Please tell me. I saw all your video about MF but I never invest any MF and acouding your calculation which one I have to take..?
Your doing great job sir chala mandi ki ivi anni teliayaka silent aipothannaru meeru telugu lo explain chesi chala mandi Jeevithala ki help avuthannarh 🙏🙏🙏
Great job sir 👍🙏
Thanks andi
Sir my father just 10 th varuku chaidvaru
But he is in business earning 5 laks to 10 laks annually
I called to max life term to get term insurance for him
They are telling qualification should be degree
Is there any other options to take term policy for my dad
Most of my questions and confusions cleared in just 15 mins by your excellent Clarification. I did not found Excel sheet Telegram channel. Could you please share it Again
For me also.
Nicely explained sir actually no official is also not clearly explaining rules nd a layman opening this account with lot of doubts.thank you sir once again.
Very well explained. Thanks
I am Mohammed Sharfuddin from Riyadh. Please give me ur mobile no. Please. Want to talk to u.
Sir, liked your video in the middle itself 👍. Very useful scheme. Many of my friends including me are looking for such detailed video on this scheme. Definitely sharing to all my friends groups now. One observation is, you might have covered the LTCG part in case of mutual funds. So that viewers would get a real realization that SSY scheme is tax free as you mentioned like EEE benefit during maturity and during partial withdrawl after 18 years. Thank u very much.👏🙏
Hi Mallikarjuna Rao garu, thank you and so nice of you. As we have already explained the taxation of mutual Funds in the previous videos to avoid repetition and length of the video we have not explained in this video.
@@MoneyPurse hi sir,
We wanted to meet you for your suggestions on investmens. How could we reach you
Hi sir do you mean if we withdraw money from mutual fund after maturity it is taxable and ssy not? Please help me
Sir, we plan to withdraw 50% once my daughter reaches 18 yrs of age due to financial commitments. What are the pros and cons ? What is the procedure and docs to submit ? How long it takes to get this 50%
This Guy is super clear .....And most importantly no Nonsense
Sir, ఈ రోజు 14-8-2020 న 1,50,000/- ఉన్నాయి. ఈ డబ్బు ను sukanya samruddhi yojana account లో వెంటనే జమ చేయడం వల్ల లాభమా? లేదా ? ఇప్పుడు వేస్తే interest రాదు అనుకుంటే ఏ తేదీ వరకు ఆగాలి.
8.4 to 67 lakh ani cheppesaru. But interest rates Inka Baga taggitayo Appudu chala takkuva workout avtundiga
Hello Sai Garu,
Thank you very much for your valuable inputs on SSY program. I will start investing the amount on this scheme from this month onwards. I really appreciate your efforts to educate our telugu People.
By the way, can you please share the XL based calculator link to download..... Thanks in advance.
Thanks for the explanation. What if the kid moves to abroad after opening account , is it still valid?
Sir can I change the yearly investment amount after few years and how many times can I change
Sir definitely reply for this comment meeru prathi vedio lo chaala observe chesthunna meeru prathi saari long term investments gurinche chepthunnaru alaa oka 20 or 40 years ki money value anedhi chaala padipothundhi appatiki enni lacs vunna value vundadhani naa abhiprayam meeru em antaaru sir
Tq...sir very good information cheparu...kani china doubt sir naku...sukanya yojana AC....tesaka monthly enta pay cheyali...chepandi
It is up to you Usha garu, Min 250 and Maximum 150000 per year
Sir
Nenu next month 1st nundi
mutual funds lo investment cheddam anukuntunanu,
Ami cheyyali
Ekkada investment cheyyali
Reply please sir
Risk process go to senior economy st
Hi Sir, I am watching your video first time felt ur explanation and detailing is superb. Thank you so much.
I have Small doubt, you have mentioned Investment term is 14 yrs but in excel shown for 15yrs. Kindly clarify it, why investment paid shown for 15yrs.
It is 0 14 andi , that means 5 years. Realised his mistake after uploading the video
@@MoneyPurse again u did mistake
Sir 4 years back I opened two accounts in post office and Sbi. What should I do
Thank for Ur kind information sir. 1 year nundi 5 years varaku deposit chesi aa tharwatha stop chesi withdraw chesthe entha amount vasthundi
ఈలాంటి లింక్స్ description లో పెట్టండి sir
Hi Sir, Very well explained :). I have few doubts my daughter is born in India and after 9 months she came to the US for a few years and now she is back in India for last one year. So is the policy still applicable? If so how long will it be valid
Yes it's applicable
Post office lo kattali memu already 3 years nundi kaduthunnam
Looks like interest rates continue to reduce and likely to reduce further as more people is using banks and going digital. So, returns will be lower in the long run for interest based investments.
Nd no faith in this governments handling of economy better invest in other funds
Hi sir..
Papa puttina ventane account open cheyyavachha sir...
Quality information on SSY vs Mutual funds.Very useful for my new born future to make a decision either to go for MF or SSY.🙏
Sir,
My Daughter DOB is 11/02/2012
Account opened on my daughter in 30th September 2015 with Rs 1000 by his grand father . After 4 years when i check it was not active in march 2020. I started Continuing the Account Regulaly from march 2020. Am investing 2500 ×12 months in Sukanya Samriddhi Yojana.
I have lose of 5 years interest. As per you provided Calculater i should invest more to get more Returns . .
Is this investment should be shown in my IT Returns Filling . . Plz Suggest . Thank you
I have no Telegram channel. How can I download in another way? I want to download. Iam investing 1,50,000 per year for the last 4 years.
Very good. All these schemes are directly supporting the dowry system, so the dowry system will not going to change the next 20 years.
Hi Madhav garu, the scheme is also useful for Child's education
yemi understanding ....sir meedhi
I invested for my kid's higher education..
Thank you So much Sir..very good information...
20 20 ఫిబ్రవరి లో డిపాజిట్ చేశాను ఇయర్లీ మోడ్లో 20 21 లో ఏ మంత్ లో చేయాలి దయచేసి తెలుపగలరు
I have opened 2 accounts for my 2 daughters and saving from more than 5 years
All the best andi
Then can u give ur suggestions on this account to me
@@ganeshkumar-we3ec this will fetch u 0.5 percent more than ppf and every year interest rate might varies. For 21 years this scheme
I want to open an account for my daughter , is this good one or any other schemes are there ?
This is safe but not great investment because it started with 8.8 or something now only 7.6
Good information sir, thank you, and plz send caliculater link for this sukanya samruddi yojana plan
Hi Rajesh garu, the link to download the calculator is there in our telegram channel "Money purse". Please download the same
Please suggest about lifetime income
Sir, one humble question out of the subject with curiosity. Are you somehow related to Nanduri Srinivas Garu (Software professional & spiritual guide)? I see some sync in your voice, style of speech, slang, body language with him. If yes please reply Sir :)
Same I too felt :)
No
Me too
Mee too
Me too
Sir నేను మా పాపకి monthly 1000 SSY post office 2017 నుండి కడుతున్నాను ఆ టైం కొంచం salary తక్కువ గా వుండటం వల్లన ఇప్పుడు నాకు salary high అయ్యింది so నేను ఇప్పుడు ఇంకో 1500 extra SSY save చేయాలి అనుకుంటున్నాను కుదురుతుందా సర్
Hellooo Sai
what you say generally....If I ask disadvantages for SSY
Thank u so much sir very good narration in detail
Most welcome Chiru garu
I have a small query sir. If interest is 8.4% when I open the account and if interest gets reduced in future, how the structure will be till the maturity?
Will the same interest continues till end or it varies based on the changes on each quarter?
No, every quarter interest will changed
Thank you Sai for this calculator
Superb information sir thankyou 🎉
Sir , compare lic and sukanya samrudi yojana.... which one is better
Very very nice especially clearly explaing simple questions its really great sir. But this vedio is not useful for me because i am unmarried but bless me in future if i married i want to adopt a girl orphan its my personal will or desire i dont know correct words .
All the best, and really happy hear that
Sir i got reply from u with seconds really shocking . May your blessing work and fulfill my dream .its enough for me
Dear Sir, Thank you very much sir for your valuable explanation, we got very much clarity on the SSY, could you please provide that excel sheet for calculation
Yes
Good afternoon sir, already i opened SSA at PNB in October of 2019 on the name of my daughter monthly 5000 thousand.please give suggestions on
maturity money and precautions.
Hi Sudhakar garu, we have shared the calculator in the telegram channel. Please download the same. Hope it will help you
Hi Sir... Chaala manchi information chepparu..
Naku oka doubt enti ante ippudu nen every month oka 2000/- Rs for 15years mutual funds lo invest cheyali ani anukunaka without auto debit which means I do this manually every month... Nen madhyalo 2k badhulu 4k or some x amount invest chesthe (which is more than my fixed value(2k) ) appudu naa returns ki m aena effect untada?
Nice sir Manchi video chesaru me video valla malanti valaku chala upayogam
Hi Sai Garu, really great information. I had been looking for this kind of info since long time. Quick question. What if SSY account is opened in India and moved to other country later? We can still keep depositing and benefit at the end of maturity time? Thanks in advance.
same question , awaiting answer?
@@oldisgold5947 yes, but didn't hear anything later.
He clearly mentioned in the video, if the child is not residing in India then it doesn't applicable for her.
@@oldisgold5947 thank you for your response. My question was more of opening the account while child was in India and stayed later in other country paying the premium every year and back to India after few years.. was not clear on this particular case
Very helpful and wonderful info Sai Garu! You are helping the society indirectly to get stronger economy! Thanks for all your efforts
Like saripodu...Super like 🙏
Thank you Seshu Karann prasad garu
Really good information sir ... actually I am in confusion which is better to do saving for baby..Ur video cleared my confusion
సార్, పాప పుట్టిన వెంటనే అంటే 1 నెల లోపు అకౌంట్ ఓపెన్ చెయ్యి వచ్చా? DOB certificate వుండదు కదా. అలాంటప్పుడు ఎలా?
Thanx for the information boss
I had a daughter but in 2nd delivery, In first delivery I had a boy, So is it applicable for my daughter
Yes Kishore garu, you can apply on her name
Yes.. same for me also.. you can invest SSA.. I started last year 24k per year..
Sir, sovereign gold bands gurinhi detailed video cheyandi
Hi sir, i am your follower and subscriber from longtime. I am also in your telegram channel. Your presentation is very interesting and unique. Thanks for enlightening us!
I had one doubt about excel sheet calculation of SSY vs Mutual funds.
Have you considered about LTCG tax in calculation of mutual fund returns? Kindly answer my doubt
Thanks again!! 👍
Nagaraju garu , its been almost more than 4 months I have recorded this video, could not able to recollect weather I have considered it or not. If not you can reduce 10% from MF gains and compare it, still it should be more than SSY
Sir , At present my daughters age 7 years . She is only daughter to me but as 3rd one. Before of her I have two sons . So is I am able to pay. And another doubt if mother govt employee means any prm. And another doubt when will be the maturity date to continue 14 years means. Give me reply sir
Example lo cheppina SSY nunchi vachina income 73lakhs ki tax exemption untundhi kada sai gaaru, kani mutual funds nunchi vachina amount 1.2crores ki tax exemption untundha undada okavela untey tax kattina tharuvatha manaki yentha amount vasthundo chepthara @MoneyPurse
Sir, Govt., Emply., పిల్లలు కు A/c open చేస్తారా?
Hello Sir
Very good impression for all parents,really good sir.
Thank you sir
Sir. Sip lo monthly different amounts invest cheyyocha
SSY start chesina tharvatha abroad velthe (NRI) Shall I continue? Or stop?
Sir, Please help me how/where to create account in mutual funds. And also suggest best mutual fund to invest.
My daughter age is 2years.
Thank you so much in advance 🙏!
Expecting a reply sir...
Hi Shameena garu, to invest in mutual funds you have to complete your KYC first. Then you can invest, Either online Or by consulting a financial planner. Please understand the risk and reward of the scheme before you invest.
@@MoneyPurse Thank you sir 🙏💕
గుడ్ మార్నింగ్ సార్ సార్ నేను నాలుగు వేలు కట్టాను తర్వాత రన్నింగ్ చెయ్యలేదు నాలుగు సంవత్సరాలు అయింది పరవాలేదు సార్
Thank you sir well explained in detailed, i have opened two accounts for my kids . one bank dint explain and in one bank manager only interested to explain yearly scheme of 1,50,000.when i opt for monthly payment he just send to counter and opened account without explanation.
Thank you once again
Sir Scheme maturity taruvata money evari account lo credit avtundhi i mean Daughter or Parents account or joint account.. Check or online account transfer
The child's account which you share andi
Hi sir, i have forwarded many of your videos to my well wishers and family. Everyone is interested but no knowledge in tradind and etc.. Please make some training videos for freshers also.. Request from my side!
Thank you!
Sure and thank you
You are always "the best sir"
Thanks andi
@@MoneyPurse can i share this video to customers to understand financial tips
@@harishfinancialservices2000 s u can share
Thanq for the valuable info. patri garu. Nice info. and tips to change our lives. 👍
Thanks to information
Sir Mamu 1st year 1 lack amount deposit chaeystanu 2nd year nunchie 14 th year vacha varku 50.000 kadthamu apudu interest antha vastundie
Please reply me sir
Mutual fund tax calculation and difference between taxation చెప్పలేదు
Hi Andi, mutual funds taxation we already explained in the series of mutual funds. So we don't want to repeat the same and extend the length of the video we haven't explained here.
Thank you so much for the detailed information sir.🙏
Great work sir, really appreciate for this kind of useful information.
So nice of you Shiva garu
I have shared this video because my relatives have daughters very useful video
Account opens which is best sir. In post office r bank. R both same sir.
9 years ki start chasamu 21 years ki mature autundi antee ma papaki 30 years wastai .e lopala . Marriage or education ki tiskowacha .? Full istara ,50 0/0 istara.
9 years lo chese untte 14 years varaku kattali ante 9+14=23 years outunde kani 21 years ku meru tesukovachu
@@patandasthagir742 thank u sir .
Sir, can we pay the amount through credit card if open the account in bank
No rama krishna garu
Sir! I am planning to Mutual funds for my 2years baby in a future goal can you please suggest me best.
Very useful information and good narration ... Best channel for telugu viewers for investment...
I opened SSY account in post office and service is very poor ... So I suggest to open account in banks...
Everyone talks about mutual funds are better than SSY, but you mentioned few important points... Most of the people panic when there is fluctuation in the market... So for them SSY is the best...
Another problem is there are many mutual-funds so difficult to pick the good ones... And when we really need money after 20 years, who knows at that corona will come or any war will come... So I prefer SSY for my kid which gives guaranteed money... Downside is government is reducing interest rates every quarter 🙁
With this trend, may be its better to invest half amount in SSY and other half in mutual-funds.