I don't have Wyndham Earner Business yet but I'm seriously considering it because of the Caesars status match. I heard you'll get free cruises and free nights at Atlantis among other things. Also, you can use Wyndham points for Vacasa Vacation Rentals and get very good value because of the awards structure. It sounds like S tier to me even if you don't like Wyndham hotels.
Fun video Matt! I agree with your rankings for the most part. For me, I actually value the Bonvoy Brilliant over the Ritz Carlton since Platinum status and the elite night credits are pretty huge for me! I’d probably put the Wyndham Business in B tier or above depending on how you use it. And yes, the Bevy and Bountiful are trash 😅
Thanks Stan! And interesting- yeah I could definitely see why you value the Bonvoy Brilliant higher since Platinum Status & Elite Night Credits give you a lot of value since you stay at Marriott's often. Yeah it seems like I'm getting a lot of feedback that the Wyndham Business is actually pretty valuable when you can match to Caesars Diamond and things like that. Thanks for watching Stan!
I agree 1000%. As a long-time Marriot member, the difference between Gold and Platinum status is ginormous- hundreds if not thousands of dollars a year difference to anyone who would be staying at Ritz or Marriott properties. That alone, for me, puts the Brillant over the Ritz, even with the difference in annual fee. I can make up that difference in annual fee in 3 quick Marriot hotel stays or two Ritz stays a year. Also, does the Ritz Carlton have something equivalent to the Amex Offers? I have had the Brillant for 3 1/2 years and I see on my account that I have earned $989 in Amex Offers using the Amex Brilliant. Brilliant should be up there in S Tier in my respectful, humble opinion.
@@MattWelterOfficialWyndham business earner can get you a lot of free cruises. It can be S tier if you know how to leverage that.. on its own I'd say it's B tier but 7x gas if you book vacasa rentals is very lucrative too.
You missed out on Wyndham big! Vacasa, even with the devaluation turbo charges the card, especially in Hawaii. You should do your homework on Wyndham and Choice, seems like you just brushed over these programs because you didn’t use the programs, cards or understand how to get value.
Another draw of the Wyndham Earner Business card is Diamond status. You can use that to match to Caesars Diamond. What we don’t know yet is whether it’s still possible to match from Caesars Diamond to MGM Gold since the Marriott-MGM merger.
I actually didn't know too much about Wyndham and didn't realize the value in the program. Overall tried to be as objective as I could with these rankings.
Oh interesting- Thanks for pointing that out Vincent! Yeah I can definitely see why the Wyndham Earner Business Card could be more valuable than I thought when you consider matching to Caesars Diamond and some other useful benefits with it.
I wish the Hyatt card had a better sign up. I want the FNC. I don't think it belongs in S. There aren't enough benefits. Maybe if gave Globalist or more elite nights
You are completely wrong about the Wyndham Business Card and the Earners Plus. I would put the Business Card in the S tier with the Caesar’s Match and booking resorts and VACASA. I get more value out of that than Hyatt most of the time. And the Earners Plus is basically no AF with the Anniversary points and you get 4X on dining and groceries. Plus both have no FTF. Pairing both with a Venture X can be a Core Trifecta. Nice try rookie
I'm still waiting patiently for some changes to happen to the Hilton Business. The second it raises its welcome offer, I'll be going for it though (assuming it doesn't go to when they update it). Great stuff all around Matt!! Always love seeing people's opinions on cards, especially the hotel cards!
Absolutely! Yeah the Hilton Business Card has definitely had some super strong welcome bonuses in the past so hopefully they raise that one soon. Thank you very much for your support!
Great list. I love how high you ranked the Hyatt personal card, though I know others won't be 😂. Each time I've used the free night it has been at properties of $300-$400+. So easy positive value.
JP, I'm redeeming 3 free nights (annual, $15k spend, brand explorer) at $370 each in Tokyo. So I agree that good value can be had. However, Matt, I would argue against S tier for a few reasons. It's not a great earner and it just gives me 1 point more than my Sapphire Reserve on paid stays. It doesn't give meaningful status, the free night credit is limited to category 4, by those metrics the IHG should also be S tier. Good video though... pretty much agree with every other ranking.
I agree with you on some but I definitely disagree with you on Wyndham earner business card . Good categories , status match with Caesar hotel where you can get no resort fee on Vegas and other cities like athletic city … that’s atleast a B or A , but again it depends on who is rating it and what benefit you are getting out of it !
Totally fair- yeah a lot of feedback I've gotten is that I definitely way undervalued the Wyndham Business Card. The Status Match with Caesars is definitely a huge plus that I didn't consider. Thanks so much for your support!
Good Stuff Matt! For me, the Aspire is the only S Tier because even if there are other Good Hotel Cards, I can't compare them to the Aspire in any way, so I couldn't put them on the same Tier. I do agree that IHG Premier and Premier Business are not only underrated but are great cards. At this point, I'd put the Hilton Business over the Hilton Surpass because of the lower annual fee. I'm just not a fan of the quarterly Hotel credit on the Surpass. Maybe if it was $100 biannually, I might feel different
Totally fair point Sledge! The Aspire is definitely the best of the best when it comes to Hotel Credit Cards, and agreed in the sense that the IHG Cards are super underrated. I also hate the Surpass Credit being broken into different increments so definitely see the argument for the Business being ranked higher as well. Thanks for watching Sledge!
Good Ranking overall. I would have ranked the Wyndham Business in B tier on 8x on Gas, and the ability to get Caesars Diamond Rewards in Las Vegas which gives you a 100 dinner credit which pays for annual fee alone. The other card would have been the IHG business being that its the same as personal which you ranked an A tier, but Business has a FNC which the regular version does not
Thank you! And yeah I think if I redid this list I would definitely rank the Wyndham Business higher especially when being able to get that Caesars Diamond Status with the match. Yeah I could definitely see the validity for ranking the IHG Business higher- however the personal version does have a FNC as well.
Fair point! Yeah I definitely think the Wyndham Business is the best Wyndham Card. Interesting about the possibilities opened up outside of Wyndham, could you expand on that?
Unless I somehow missed it, I'm surprised you didn't mention the most op benefit of the Ritz-Carlton card which is the full priority pass with restaurant and spa access in addition to unlimited free authorized users!!! This is pretty clutch for people who have larger families and or want to "gift" priority pass to a close friend or family member.
Absolutely!! Yes those are fantastic benefits as well on the Ritz Carlton! I probably neglected to mention them as they are very important, but didn't want the video to be too long as well. Thank you for your support!
Interesting ranking map. You made valid points on most ( at least the ones I'm interested in) The Marriott Bonvoy Boundless is the one I'm getting and I think the 5 free night is still floating out there. Great vid Matt💥 ( I do love these ranking vids, definitely do more)
I disagree with your IHG assessment. The fact that it is a business card makes it much better than the personal card because it doesn't show up on your personal credit. Therefor making it easier on your 5/24 and personal lines of credit.
I would also honestly place Choice Privileges Select at C or maybe even the B tier depending on your redemptions. The annual point rewards is excellent for a free night and with Choice adding Ascend and Radisson to its collection makes it so much more attractive overseas. Stayed at a luxury hotel in Venice for pennies in points redemption as opposed to Hilton or Marriott. Choice has also relentlessly been trying to acquire and buy out Wyndham, they know what their identity is and they're going all in on it.
Idk man. You’re essentially basing your S tier cards off the free night to offset the annual fee but why not look at how you earn points? The Hyatt earning stinks compared to IHG. Plus the welcome bonus on the Hyatt is way worse compared to the IHG. You have to essentially spend $18k within 6 months on the Hyatt just to get 60k points versus just spending $3k within 3 months to get 140k points with IHG….somebody please give me more reasons why he has the IHG in the A tier.
I stayed in a Choice Hotel brand hotel in Copenhagen and it looked and felt like a Marriott brand hotel. The Choice Hotel brand in Scandinavia are different and elevated compared to America. You can use your choice hotel points to book a Scandinavian Choice Hotel.
Definitely! Yeah my eyes have been opened more after this video definitely with some of the possibilities with the Choice Program. Thank you for watching!
@@MattWelterOfficial for average people, Choice hotels/motels are less expensive to stay at. Granted, they sometimes suck, but for an average person on a cheap vacation, all I need is a place to sleep and shower.
@@jaymedina3142 I personally barely stay in the hotel when I travel anyway, so a card that gets me a week trip for spending $1000 I would've spent anyway isn't bad at all. Also comes with cell phone coverage.
Hey MattI love how methodically you ranked everything. I think you could make a case for the Wyndham Earner Business being ranked a little higher from all the hotel status matching you can do with Caesars Diamond, Hard Rock Icon, Ocean Prime and others. That alone has gotten me a lot of free rooms, free meals and a couple of free cruise offers. I can see how you ranked it where do did though becuase it's not a direct feature of the card. But it does open those doors! Either way, great video! And I also liked your dumpster tier rankings haha.
This video is super interesting because I only ever thought about a Hyatt card, which is still my plan for 2024 travels, but now I’m thinking about a Hilton card for 2025 travels! Love your content. - Ivan
Thanks so much Ivan! I appreciate your kind words. It’s definitely a solid strategy to go for different hotel card welcome bonuses in conjunction with travel plans!
Great question John! Typically I recommend to wait 3-4 months in between CC applications, however Amex has been really strict recently so you definitely want to watch out for pop up jail to make sure you secure the super strong bonuses.
Quick question, and i apologize if you've already answered and i missed it.. If i sign up for the no annual fee card, receive the benefits, how long do i have to wait to sign up for the annual fee card to start on that Sign on bonus?
Hey Alex- no worries! You can sign-up for both the No Fee Hilton Honors Card & $150 Hilton Surpass for example at pretty much any point. Even a couple days apart in some cases. But obviously, you want to consciously do that to where you'll have confidence in being able to hit the spend requirements for the welcome bonuses.
I’m a hotel free agent, so I have no loyalty to or high level status with any particular hotel brand. Because of this, I’d choose the Ritz Carlton card. I just got approved for the Marriott Bonvoy Boundless, so I’ve started the clock on being able to upgrade to Ritz Carlton after the first year.
Nice Vincent! The Bonvoy Boundless is a great mid-tier option, and the Ritz Carlton Card is soooo valuable with all the travel benefits that come with it and the fact that the annual fee is actually not too bad too. Thanks for watching & your support Vincent!
I thought you were about to say that you weren’t going to mention the Hyatt cards 😂😂😂 Idk, I feel like the Ritz Carlton card should get me a free night at the Royal towers at Atlantis Bahamas, 85k points ain’t gonna cut it. I think I’d put the personal WOH card in tier A or B tbh. I don’t think it’s in the same plying field as those other two cards. Other than that, I think you showed me that I’ll be good with Hilton cards first, then Hyatt, then Marriott. The rest….I can live without 😂. Great video Matt!
Haha yeah I think I would definitely go Hilton as my #1. I do agree with you in the sense that the World of Hyatt maybe should be ranked a bit lower, like you said in A or B Tier. Thanks for watching CJ!
Now that’s a Tier List. Sub confirmed. After Hilton dropped a deuce with their revamps, the winners for me are the Chase Bonvoy cards. The Ritz card is busted, the Boundless is probably the strongest $95 keeper and there’s a $0 AF downgrade path. The Bountiful is just…there. They need to slap credits on it if they want me to spend for it. The Amex Bonvoy cards aren’t as strong because there’s no good downgrade path.
Thank you Elliott! Definitely agree that the Bonvoy Boundless is super underrated and a fantastic keeper card option. It's A-Tier for me but I actually considered adding it to the S Tier as well.
I honestly don't see how the Hyatt credit card constantly gets such high praise. It can't really survive on its own and has to be subsidized by Chase UR points.
Yeah that's definitely a fair point. I personally love it because it has such an easy path to offset the fee with the value from the FNC. Thanks so much for watching!
Looks about right. Yeah like the most comments, I see Wyndham Business higher. And maybe WOH to A. But it is one of my fav card! Only true S for me is Hilton Aspire. Unless something changes, im keeping that card forever. (I will probably gonna have 2 or 3)!! Awesome video Matt. Maybe you can do airline credit card rankings too.
@@TheAlex808 If you like breakfast at Hilton, Platinum gives you gold status and you have that. If that's enough for you, then no. I know people try so hard to get gold status by organic stay (they don't even know about Amex Platinum) so it's good status. But not so much room upgrades. At least in my experience. To me, the sole purpose is to get the free night award. That alone, I will pay $550. I consistently get $1000 or more out of that alone. so all the other benefits that Aspire gives, are like the cherry on top. But be careful and make sure you know all the locations of Conrad, Waldorf, and LXR locations in the US and the world. Especially where you think you can go with ease. After all, they do have a very limited footprint in US and you definitely don't want to force a trip just to use that FNA. But if you can make sense of it, there is a reason why Hilton Asipre is the best Hotel credit card (by all credit card youtubers and me!) Oh forgot to mention, I know overseas they do this more often but I still feel like they treat me better even in US hotels when they see I'm Diamond status. Never failed to get upgrades and received so many benefits, especially in mid-tier hotels like Curio....etc Get it. You won't regret it. I'm working on getting the 3rd one!
I’m trying to figure out why the Ritz Carlton is so hyped up? I understand you get the 85K point night and $300 airline credit but they make those rewards hard to use by having to call to credit you. Is it worth the upgrade from the Marriott Bonvoy boundless which only has a $95 annual fee compared to $450?
Having the best version of Priority Pass and free authorized users are reasons why the Ritz Carlton card is hyped up. Their PP gets you unlimited guests, restaurants and non-lounge experiences, and unlimited access to Chase Sapphire Lounges. Plus, having the same comprehensive travel protections as the Chase Sapphire Reserve (including primary CDW) doesn’t hurt.
The 35k certificate on the Boundless is hard to use. It barely gets you a "decent" hotel. The 85k cert can be redeemed for many aspirational/ luxury hotels
@@LK_EBM I agree on the 35K certificate. I feel like it should at least be 50K like the rewards nights on the SUB. But I also feel like 85K is also low for a card with a $450 fee, but yes it is better.
I think the Ritz Carlton Card is super easy to get significant value to offset the $450 annual fee! Yes, it does take more work to actually utilize some of the benefits, but the 85K certificate could arguably already offset the annual fee, based on the fact that you can redeem them at some really high-end Marriott Properties, plus the Airline Credit & other travel benefits. Thanks for watching Matt!
What is your S Tier of Hotel Credit Cards?
Tier S: The Hilton Aspire. Thats it
Aspire and Ritz even with the slight nerf
If you go to Vagas or Atlantic City, Wyndham Earner is S tier
Thanks for the feedback David. Yeah I've been hearing that the Wyndham Earner is definitely a lot more valuable than I originally thought.
I don't have Wyndham Earner Business yet but I'm seriously considering it because of the Caesars status match. I heard you'll get free cruises and free nights at Atlantis among other things. Also, you can use Wyndham points for Vacasa Vacation Rentals and get very good value because of the awards structure. It sounds like S tier to me even if you don't like Wyndham hotels.
True story, we are based in Vagas and we do use it a lot. SS Tier for this card.
you can elite tier match with Cesars. platinum status.
Fun video Matt! I agree with your rankings for the most part. For me, I actually value the Bonvoy Brilliant over the Ritz Carlton since Platinum status and the elite night credits are pretty huge for me! I’d probably put the Wyndham Business in B tier or above depending on how you use it. And yes, the Bevy and Bountiful are trash 😅
Thanks Stan! And interesting- yeah I could definitely see why you value the Bonvoy Brilliant higher since Platinum Status & Elite Night Credits give you a lot of value since you stay at Marriott's often. Yeah it seems like I'm getting a lot of feedback that the Wyndham Business is actually pretty valuable when you can match to Caesars Diamond and things like that. Thanks for watching Stan!
Also worth mentioning the Priority Pass Select that comes with the Brilliant gets you access to the holder and 2 guests!
I agree 1000%. As a long-time Marriot member, the difference between Gold and Platinum status is ginormous- hundreds if not thousands of dollars a year difference to anyone who would be staying at Ritz or Marriott properties. That alone, for me, puts the Brillant over the Ritz, even with the difference in annual fee. I can make up that difference in annual fee in 3 quick Marriot hotel stays or two Ritz stays a year. Also, does the Ritz Carlton have something equivalent to the Amex Offers? I have had the Brillant for 3 1/2 years and I see on my account that I have earned $989 in Amex Offers using the Amex Brilliant. Brilliant should be up there in S Tier in my respectful, humble opinion.
@@MattWelterOfficialWyndham business earner can get you a lot of free cruises. It can be S tier if you know how to leverage that.. on its own I'd say it's B tier but 7x gas if you book vacasa rentals is very lucrative too.
You missed out on Wyndham big! Vacasa, even with the devaluation turbo charges the card, especially in Hawaii. You should do your homework on Wyndham and Choice, seems like you just brushed over these programs because you didn’t use the programs, cards or understand how to get value.
Another draw of the Wyndham Earner Business card is Diamond status. You can use that to match to Caesars Diamond. What we don’t know yet is whether it’s still possible to match from Caesars Diamond to MGM Gold since the Marriott-MGM merger.
It's because those cards don't offer referral bonuses. 😅
@@VincentPascualfor sure the status matching is incredible…cruises…Hilton Aspire may be King but Wyndham Business is a damn Unicorn
I actually didn't know too much about Wyndham and didn't realize the value in the program. Overall tried to be as objective as I could with these rankings.
Oh interesting- Thanks for pointing that out Vincent! Yeah I can definitely see why the Wyndham Earner Business Card could be more valuable than I thought when you consider matching to Caesars Diamond and some other useful benefits with it.
I wish the Hyatt card had a better sign up. I want the FNC.
I don't think it belongs in S. There aren't enough benefits. Maybe if gave Globalist or more elite nights
You are completely wrong about the Wyndham Business Card and the Earners Plus. I would put the Business Card in the S tier with the Caesar’s Match and booking resorts and VACASA. I get more value out of that than Hyatt most of the time. And the Earners Plus is basically no AF with the Anniversary points and you get 4X on dining and groceries. Plus both have no FTF.
Pairing both with a Venture X can be a Core Trifecta.
Nice try rookie
Thanks for watching Brandon!
I'm still waiting patiently for some changes to happen to the Hilton Business. The second it raises its welcome offer, I'll be going for it though (assuming it doesn't go to when they update it). Great stuff all around Matt!! Always love seeing people's opinions on cards, especially the hotel cards!
Absolutely! Yeah the Hilton Business Card has definitely had some super strong welcome bonuses in the past so hopefully they raise that one soon. Thank you very much for your support!
Great list. I love how high you ranked the Hyatt personal card, though I know others won't be 😂. Each time I've used the free night it has been at properties of $300-$400+. So easy positive value.
Thank you JP! Yeah I love the WoH Card because it's such an easy Keeper Card to pretty easily get more value than the annual fee.
JP, I'm redeeming 3 free nights (annual, $15k spend, brand explorer) at $370 each in Tokyo. So I agree that good value can be had. However, Matt, I would argue against S tier for a few reasons. It's not a great earner and it just gives me 1 point more than my Sapphire Reserve on paid stays. It doesn't give meaningful status, the free night credit is limited to category 4, by those metrics the IHG should also be S tier. Good video though... pretty much agree with every other ranking.
@druiz012 I agree, I wouldn't put it at S-tier. I'm just happy to see hyatt getting a little love.
Def not S tier. WoH does not belong next to the Aspire 😂 good card tho
I agree with you on some but I definitely disagree with you on Wyndham earner business card . Good categories , status match with Caesar hotel where you can get no resort fee on Vegas and other cities like athletic city … that’s atleast a B or A , but again it depends on who is rating it and what benefit you are getting out of it !
Totally fair- yeah a lot of feedback I've gotten is that I definitely way undervalued the Wyndham Business Card. The Status Match with Caesars is definitely a huge plus that I didn't consider. Thanks so much for your support!
Hi. I am looking at Ihg or Hilton no fee cards. I do not travel much. I do use my Chase ultimate points to transfer to Hyatt. What would you get?
I would get the $0 fee Hilton Honors Card! Thanks Ralph!
Good Stuff Matt! For me, the Aspire is the only S Tier because even if there are other Good Hotel Cards, I can't compare them to the Aspire in any way, so I couldn't put them on the same Tier. I do agree that IHG Premier and Premier Business are not only underrated but are great cards. At this point, I'd put the Hilton Business over the Hilton Surpass because of the lower annual fee. I'm just not a fan of the quarterly Hotel credit on the Surpass. Maybe if it was $100 biannually, I might feel different
Totally fair point Sledge! The Aspire is definitely the best of the best when it comes to Hotel Credit Cards, and agreed in the sense that the IHG Cards are super underrated. I also hate the Surpass Credit being broken into different increments so definitely see the argument for the Business being ranked higher as well. Thanks for watching Sledge!
@@MattWelterOfficial but it's all subjective hahaha. Great Video Matt 🫡
Thank you Sledge!@@SledgeIncTeam
Wyndham should be in S tier
Good Ranking overall. I would have ranked the Wyndham Business in B tier on 8x on Gas, and the ability to get Caesars Diamond Rewards in Las Vegas which gives you a 100 dinner credit which pays for annual fee alone.
The other card would have been the IHG business being that its the same as personal which you ranked an A tier, but Business has a FNC which the regular version does not
Thank you! And yeah I think if I redid this list I would definitely rank the Wyndham Business higher especially when being able to get that Caesars Diamond Status with the match. Yeah I could definitely see the validity for ranking the IHG Business higher- however the personal version does have a FNC as well.
Hilton honors card is avg at best and Wyndham business is above avg minimum. That card opens up so many possibilities outside of Wyndham.
Fair point! Yeah I definitely think the Wyndham Business is the best Wyndham Card. Interesting about the possibilities opened up outside of Wyndham, could you expand on that?
Unless I somehow missed it, I'm surprised you didn't mention the most op benefit of the Ritz-Carlton card which is the full priority pass with restaurant and spa access in addition to unlimited free authorized users!!! This is pretty clutch for people who have larger families and or want to "gift" priority pass to a close friend or family member.
Absolutely!! Yes those are fantastic benefits as well on the Ritz Carlton! I probably neglected to mention them as they are very important, but didn't want the video to be too long as well. Thank you for your support!
Like 👍
Interesting ranking map. You made valid points on most ( at least the ones I'm interested in) The Marriott Bonvoy Boundless is the one I'm getting and I think the 5 free night is still floating out there. Great vid Matt💥 ( I do love these ranking vids, definitely do more)
Thank you Mike!! I’ll definitely plan to make more of them. The Bonvoy Boundless is definitely one I’ve got my eyes on as well!
I disagree with your IHG assessment. The fact that it is a business card makes it much better than the personal card because it doesn't show up on your personal credit. Therefor making it easier on your 5/24 and personal lines of credit.
I would also honestly place Choice Privileges Select at C or maybe even the B tier depending on your redemptions. The annual point rewards is excellent for a free night and with Choice adding Ascend and Radisson to its collection makes it so much more attractive overseas. Stayed at a luxury hotel in Venice for pennies in points redemption as opposed to Hilton or Marriott. Choice has also relentlessly been trying to acquire and buy out Wyndham, they know what their identity is and they're going all in on it.
Totally fair point and understand how for some people the business version of the IHG Premier could be more valuable!
Idk man. You’re essentially basing your S tier cards off the free night to offset the annual fee but why not look at how you earn points? The Hyatt earning stinks compared to IHG. Plus the welcome bonus on the Hyatt is way worse compared to the IHG. You have to essentially spend $18k within 6 months on the Hyatt just to get 60k points versus just spending $3k within 3 months to get 140k points with IHG….somebody please give me more reasons why he has the IHG in the A tier.
I stayed in a Choice Hotel brand hotel in Copenhagen and it looked and felt like a Marriott brand hotel. The Choice Hotel brand in Scandinavia are different and elevated compared to America. You can use your choice hotel points to book a Scandinavian Choice Hotel.
Very inspiring video to get us geared up for Travel Season ’24!
Thanks Bob!
Might sound crazy.. but you can get some crazy value with some actually pretty nice hotels with the choice card! Depending where you stay.
Definitely! Yeah my eyes have been opened more after this video definitely with some of the possibilities with the Choice Program. Thank you for watching!
@@MattWelterOfficial for average people, Choice hotels/motels are less expensive to stay at. Granted, they sometimes suck, but for an average person on a cheap vacation, all I need is a place to sleep and shower.
@@jaymedina3142 I personally barely stay in the hotel when I travel anyway, so a card that gets me a week trip for spending $1000 I would've spent anyway isn't bad at all. Also comes with cell phone coverage.
Hey MattI love how methodically you ranked everything.
I think you could make a case for the Wyndham Earner Business being ranked a little higher from all the hotel status matching you can do with Caesars Diamond, Hard Rock Icon, Ocean Prime and others. That alone has gotten me a lot of free rooms, free meals and a couple of free cruise offers. I can see how you ranked it where do did though becuase it's not a direct feature of the card. But it does open those doors!
Either way, great video! And I also liked your dumpster tier rankings haha.
Haha thanks so much Ethan! And yeah I think if I remade this list I would definitely rank that Wyndham Earner Business Card higher.
This video is super interesting because I only ever thought about a Hyatt card, which is still my plan for 2024 travels, but now I’m thinking about a Hilton card for 2025 travels!
Love your content.
- Ivan
Thanks so much Ivan! I appreciate your kind words. It’s definitely a solid strategy to go for different hotel card welcome bonuses in conjunction with travel plans!
what is the recommended interval when applying for multiple AMEX Hilton cards? thanks
Great question John! Typically I recommend to wait 3-4 months in between CC applications, however Amex has been really strict recently so you definitely want to watch out for pop up jail to make sure you secure the super strong bonuses.
Quick question, and i apologize if you've already answered and i missed it.. If i sign up for the no annual fee card, receive the benefits, how long do i have to wait to sign up for the annual fee card to start on that Sign on bonus?
Hey Alex- no worries! You can sign-up for both the No Fee Hilton Honors Card & $150 Hilton Surpass for example at pretty much any point. Even a couple days apart in some cases. But obviously, you want to consciously do that to where you'll have confidence in being able to hit the spend requirements for the welcome bonuses.
I’m a hotel free agent, so I have no loyalty to or high level status with any particular hotel brand. Because of this, I’d choose the Ritz Carlton card. I just got approved for the Marriott Bonvoy Boundless, so I’ve started the clock on being able to upgrade to Ritz Carlton after the first year.
Nice Vincent! The Bonvoy Boundless is a great mid-tier option, and the Ritz Carlton Card is soooo valuable with all the travel benefits that come with it and the fact that the annual fee is actually not too bad too. Thanks for watching & your support Vincent!
Great video on the hotel cards. Debating on World of Hyatt or IHG premier because which ever i choose i will be 5/24 by then.
Thank you Wilfred! Both are great options and can be utilized as Keeper Cards as long as you use the Free Night Award each year!
may i ask why hyatt outstands IHG when they both got the FN reward? im kinda torn between these two
Of course! I personally just like the Hyatt Property options more than with IHG
I thought you were about to say that you weren’t going to mention the Hyatt cards 😂😂😂
Idk, I feel like the Ritz Carlton card should get me a free night at the Royal towers at Atlantis Bahamas, 85k points ain’t gonna cut it.
I think I’d put the personal WOH card in tier A or B tbh. I don’t think it’s in the same plying field as those other two cards. Other than that, I think you showed me that I’ll be good with Hilton cards first, then Hyatt, then Marriott. The rest….I can live without 😂.
Great video Matt!
Haha yeah I think I would definitely go Hilton as my #1. I do agree with you in the sense that the World of Hyatt maybe should be ranked a bit lower, like you said in A or B Tier. Thanks for watching CJ!
Don't Sleep on the IHG Premier and Premier Business
List looks about right. I would argue that the surpass belongs in A tier though I can see the B rating. Rest looks right to me.
Thank you for watching!
hilton aspire is my s tier card...much better use outside of the U.S. and definitely worth it
Hilton Aspire is the best!! Thanks for watching!
You forgot Best Western
Now that’s a Tier List. Sub confirmed. After Hilton dropped a deuce with their revamps, the winners for me are the Chase Bonvoy cards. The Ritz card is busted, the Boundless is probably the strongest $95 keeper and there’s a $0 AF downgrade path. The Bountiful is just…there. They need to slap credits on it if they want me to spend for it. The Amex Bonvoy cards aren’t as strong because there’s no good downgrade path.
Thank you Elliott! Definitely agree that the Bonvoy Boundless is super underrated and a fantastic keeper card option. It's A-Tier for me but I actually considered adding it to the S Tier as well.
Same here. The Boundless eats its annual fee every year and it’s a good way to earn points without too much cost
I honestly don't see how the Hyatt credit card constantly gets such high praise. It can't really survive on its own and has to be subsidized by Chase UR points.
Hyatt Card Is definitely boring imo, but $95 AF can be subsidized by that up to Category 4 FNA 🤷
Yeah that's definitely a fair point. I personally love it because it has such an easy path to offset the fee with the value from the FNC. Thanks so much for watching!
Looks about right. Yeah like the most comments, I see Wyndham Business higher. And maybe WOH to A. But it is one of my fav card!
Only true S for me is Hilton Aspire. Unless something changes, im keeping that card forever. (I will probably gonna have 2 or 3)!! Awesome video Matt. Maybe you can do airline credit card rankings too.
Thanks so much Kevin! I'll definitely consider the Airline Credit Card Ranking video!
I'm looking into getting an Aspire, but do you think it makes sense when I am already a Platinum holder?
@@TheAlex808 If you like breakfast at Hilton, Platinum gives you gold status and you have that. If that's enough for you, then no. I know people try so hard to get gold status by organic stay (they don't even know about Amex Platinum) so it's good status. But not so much room upgrades. At least in my experience.
To me, the sole purpose is to get the free night award. That alone, I will pay $550. I consistently get $1000 or more out of that alone. so all the other benefits that Aspire gives, are like the cherry on top. But be careful and make sure you know all the locations of Conrad, Waldorf, and LXR locations in the US and the world. Especially where you think you can go with ease. After all, they do have a very limited footprint in US and you definitely don't want to force a trip just to use that FNA.
But if you can make sense of it, there is a reason why Hilton Asipre is the best Hotel credit card (by all credit card youtubers and me!)
Oh forgot to mention, I know overseas they do this more often but I still feel like they treat me better even in US hotels when they see I'm Diamond status. Never failed to get upgrades and received so many benefits, especially in mid-tier hotels like Curio....etc
Get it. You won't regret it. I'm working on getting the 3rd one!
wonderful! i was waiting for something like this. thanks!
Thanks for watching Israel!
Great job, I would love to see more videos like this !
Thanks so much!
First 👀
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Awesome
Thanks Edwin!
I’m trying to figure out why the Ritz Carlton is so hyped up? I understand you get the 85K point night and $300 airline credit but they make those rewards hard to use by having to call to credit you. Is it worth the upgrade from the Marriott Bonvoy boundless which only has a $95 annual fee compared to $450?
Having the best version of Priority Pass and free authorized users are reasons why the Ritz Carlton card is hyped up. Their PP gets you unlimited guests, restaurants and non-lounge experiences, and unlimited access to Chase Sapphire Lounges. Plus, having the same comprehensive travel protections as the Chase Sapphire Reserve (including primary CDW) doesn’t hurt.
The 35k certificate on the Boundless is hard to use. It barely gets you a "decent" hotel. The 85k cert can be redeemed for many aspirational/ luxury hotels
@@VincentPascualdidn’t know that about the Sapphire lounges! Good to know
@@LK_EBM I agree on the 35K certificate. I feel like it should at least be 50K like the rewards nights on the SUB. But I also feel like 85K is also low for a card with a $450 fee, but yes it is better.
I think the Ritz Carlton Card is super easy to get significant value to offset the $450 annual fee! Yes, it does take more work to actually utilize some of the benefits, but the 85K certificate could arguably already offset the annual fee, based on the fact that you can redeem them at some really high-end Marriott Properties, plus the Airline Credit & other travel benefits. Thanks for watching Matt!
Solid rankings
Thank you!
This dude is like a copy paste version of every other guy who does credit cards. He even mimicked the way they pause in sentences 😂 be original dude
Thanks for watching!