In my opinion, housing market crash is imminent due to the high number of individuals who purchased homes above the asking price despite the low interest rates. These buyers find themselves in precarious situations as housing prices decline, leaving them without any equity. If they become unable to afford their homes, foreclosure becomes a likely outcome. Even attempting to sell would not yield any profits. This scenario is expected to impact a significant number of people, particularly in light of the anticipated surge in layoffs and the rapid increase in the cost of living.
I suggest you offset your real estate and get into stocks, A recession as bad it can be, provides good buying opportunities in the markets if you're careful and it can also create volatility giving great short time buy and sell opportunities too. This is not financial advise but get buying, cash isn't king at all in this time!
You are right! I've diversified my portfolio across various markets with the aid of a financial adviser, I have been able to generate a little bit above $450k in net profit across high dividend yield stocks, ETF and bonds.
I have been thinking about how to grow my reserve by at least 40% or more within months. I will be grateful if you can give tips or anything on how to make good market picks and how I can get my portfolio diversified and balanced in order to meet up my target.
Certainly, there are a handful of experts in the field. I've experimented with a few over the past years, but I've been stuck with KAREN MARIE GENDRON for about five years now, and her performance has been consistently impressive.
Thanks for this. I just googled her name and found her webpage. I'm really impressed with her credentials and I reached out to her since I need all the assistance I can get.
From my analysis, people overpaid for homes even while loan rates were low, I believe there will be a housing catastrophe because these people are in debt. If housing costs continue to drop and, for whatever reason, they can no longer afford the property and it goes into foreclosure, they have no equity since, even if they try to sell, they will not make any money. I believe that many individuals will experience this, especially given the impending mass layoffs and rapidly rising living expenses.
I advise you to invest in stocks to balance out your real estate, Even the worst recessions offer wonderful buying opportunities in the markets if you're cautious. Volatility can also result in excellent short-term buy and sell opportunities. This is not financial advice, but buy now because cash is definitely not king right now!
Anticipate rising home prices due to inflation, potential economic fluctuations, and Federal Reserve actions, emphasizing the need for expert financial advice amid uncertainties.
‘Sharon Marissa Wolfe’ is the licensed advisor I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.
Keep in mind that during the 80’s people were encouraged to save due to the interest rates. Right now there’s very little incentive to save because those who are saving are watching those who are reckless taking it in. I’ve been trying to save for a home and it’s been discouraging to watch prices continue to not budge because there’s people willing to get into a mortgage where they’re paying 40% of their income. It’s insane.
The housing market in 2024 poses difficulties due to uncertainties about the Federal Reserve's ability to curb inflation and reduce borrowing costs without adversely affecting demand for assets like homes and automobiles.
Consider shifting from real estate to stocks during severe recessions. While market volatility presents short-term trading opportunities, it's crucial to approach with caution. This isn't financial advice, but investing during such times may be a strategic move, consider adopting the services of a financial expert.
In fact, I had no prior experience or understanding when I began investing in 2020, but by the end of 2023, I had made a profit of almost $850k. All I had been doing was going by what my financial advisor had told me. This demonstrates that all you truly need is a professional to assist you; you don't even need to be a great investor or put in a lot of work.
I think it's time to make it more appealing for potential buyers. Real estate can be quite the rollercoaster! the stress and uncertainty are getting to me. I think I'll cut rents to attract potential buyers and exit the market, but i'm at crossroads if to allocate the entire $680k liquidity value to my stock portfolio?
"Overall, buyers hold a lot of the cards right now, and sellers are having to give out more concessions to close a deal." All the best, buying on sale is actually one of the best ways to invest in stocks, and advisors are ideally suited for such task
Until the Fed clamps down even further I think we're going to see hysteria due to rampant inflation. If you are in cross roads or need sincere advise on the best moves to take now with financial markets will be best you seek a fin-professional with fiduciary responsibilities who knows about mortgage-backed securities for proper guidance.
this is definitely considerable! think you could suggest any professional/advisors i can get on the phone with? i'm in dire need of proper portfolio allocation
There are a handful of experts in the field. I've experimented with a few over the past years, but I've stuck with ‘’ Melissa Terri Swayne” for about five years now, and her performance has been consistently impressive. She’s quite known in her field, look-her up.
Your explanations are the best! The content is great but there are others with great content. The way you speak your script is what makes your content stand out. I try to follow the other guys who read out loud and it's so hard to pay attention to a monologue but you speak to the audience and that is what makes listening to you fun and interesting. Thank you for your work!
Hello , I am very interested. As you know, there are tons of investments out there and without solid knowledge, I can't decide what is best. Can you explain further how you invest and earn?
Hello how do you make such monthly?? I'm a born Christian and sometimes I feel so down 🤦♀️ of myself because of low finance but I still believe in God
Good day all 👍🏻 from Australia 🇦🇺. I have read a lot of posts that people are very happy with the financial guidance she is giving them ! What way can I get to her exactly ?
Thank you for mentioning the "withdrawals"! I have noticed an increasing number of houses taken off market instead of lowering prices. Some sellers have unrealistic expectations and don't want to cut price.
@@taoufiklaamari9203 it is also because there is no interest in their property at the price they are trying to get. tons of pent up supply will keep coming online next year.
@@ronno1202crashbros had been saying that crap for over 3 years now. First it was Airbnb crash, then investor liquidation, dead cat bounce and bail out. What else the excuses here 😂. Let’s say there’s a price correction of 10% nationwide. Do you think investors with deep pockets and cash buyers are just going to sit and watch 😂.
@@ronno1202I find it hilarious that some of y’all are bragging about im saving 2k per month by renting and buy multiple properties when crash happens. I’m like that’s cute well just on rental cash flow I’m making 6k per month that’s after mortgage, tax and everything. We will find out who has deeper pockets when we actually see a crash or correction and I consider myself a small fish in the ocean 😂.
I recently sold my condo for $400k and i want to invest the money in the stock market. However, it appears the market is at an all-time high. Should I invest elsewhere or wait for a market correction?
The stock market is risky But staying on the sidelines is riskier. Missing the next bull run will be far more costly to your long-term wealth than getting in at the "right price". Consult a financial advisor if you're unsure how to proceed.
You're right, I and a few Neighbours in Bel-Air Area work with an advisor who prefers we DCA across other prospective sectors. Instead of a lump sum purchase, Following this, my portfolio grew 37% in the last quarter
Mind if I look up your advisr please? I've worked in real estate for over 25 years and have neglected a major stock portfolio. This served me well when I was flipping and renting houses, however I need a different plan now
I've stuck with the popularly ‘’Laura Grace Abels” for about five years now, and her performance has been consistently impressive. She’s quite known in her field, look her up
thank you for putting this out, it has rekindled the fire to my goal... was able to spot Laura after inputting her full name on the web, she seems highly professional with over a decades of experience
Prices are getting sliced and diced in San Antonio, of that much I am 100% sure. The mix-shift of sales is definitely affecting the median figures in my view, and I am pretty sure that phenomenon has been masking some real declines for several months now.
Even if we see a 25bps drop, homes will still be wildly unaffordable. I think you should add the Atlanta's fed affordability report to this sheet of data. To me, that's a decent way to gauge future price movements based on affordability. Sincerely- a RE analyst
You make an important bearish argument. The counter bullish argument however is that a drop in 25 bps fed rate could not only potentially drop US 10 year by that much, but also drops the current historically high spread between mortgage rates and the US10Y because the banks always front run the fed. Also you say 25, but it could even drop 50bps by the end of the year. Because of these factors rates could be in lower 6s during the winter. According to a study at that mortgage rate a million households would become eligible to enter the market who weren’t when the rates were over 7%. Even if a fraction of them and the current marginal demand decided to buy, it could easily absorb the increased levels of inventory that we have seen this year.
New constructions are at all time high inventory and builders are offering 5% rates and they still can't sell them. I doubt a few rate cuts is going to bring average fha loans below that rate.
Rates do not matter. Prices will ALWAYS adapt to the new rates and adjust to where the buyer's monthly payment is, and that is what you want, lower price with higher rate, NOT the other way around. If prices do not adjust, after all the distortions have faded, then it's because the buyer IS there, and anyone "left behind" will need to figure out why.
@@CaptainCaveman1170are you kidding me. rates does matter😂. I bought my 1st property in San Diego in June 2009 during crash for 175k with rate of 6.75. In 2012 I was able to refi at 2.75 using VA IRRRL. I saved almost $500 on monthly mortgage and use it to pay the principal. I still own the house and currently rental cash flow of 1600 with 9 months to pay it off 😂.
Brief lesson in the kind of thing that so often causes market behavior to surprise people: if enough market participants are correct about a thing, they become collectively wrong. In this case, the thing everyone agrees on is that rate cuts are coming, and rate cuts will bring increased prices. The reason they may all be wrong: when hoards of sellers are waiting to sell until this price spike arrives, what they’re actually doing is waiting to dump all of their inventory onto the market simultaneously.
There’s not going to be a lot of sellers with less than 5% rates are going to sell. If you’re a homeowner with 3% rate why would you sell and trade it for a higher rate? You have to be a moron or forced seller that needs to sell due to divorce or whatever circumstances and there’s not a lot of them. For move up buyers or downsizing it will cost them more on mortgage because of higher rates.
Right now we have too many 1st time buyers or investors are on the sidelines and waiting for rates to drop. If that rate dropped i predict another 2022 market.
Crashbros doesn’t understand rates are assets. I have a 4.375 in my 2nd property and zero chance I’m trading it for higher rates. I’d rather rent it out and buy another property than trading my rate.
@@ronno1202 for now keep guessing and keep waiting. I’m very comfortable with my rate of 4.375 on 2nd property and my 1st property with 2.75 has 9 months remaining to pay it off. I’m actually rooting for a crash so I can buy pennies on dollar 😂
Hey altos, I have a quick question. Can you explain to me how higher rates typically create more inventory? Do you mean that homes are less likely to get sold in new rate environment so they will sit? I thought higher rates typically meant that homeowners would be less likely to sell, decreasing inventory, because of fear that they’ll have to pay higher rates for a new mortgage on another home?
our house is for sale in N. Dallas and it is dead. very few showings and everyone is looking for the Flip or Flop look. We have a beautiful home but it's more traditional in colors i.e. not all white/gray. It's not overpriced for the neighborhood but activity is very low. Hopefully it won't take months to sell.
I just made an offer on a home in north Dallas. Sat on the market for 4 months now and has been reduced 100K since original list price! Open houses are very slow especially for higher end homes, crickets. Nobody can afford these now unless heavy cash buyers. I heard small entry homes are still hot so checking those this weekend.
Invest in Bitcoin before retiring by diversifying across assets, allocating a small portion of your portfolio, staying updated on market trends, and considering long-term holding to balance risk and growth.
From $37K to $45K that's the minimum range of profit return every week I thinks it's not a bad one for me, now I have enough to pay bills and take care of my family.
Sounds interesting. I was planning to invest some few £ in some coins, stack them up and leave them for a few years, but seeing this changed my mindset. Thank you very much
If you're planning to invest for retirement, getting the ball rolling in your late 60s certainly limits your option. I'll recommend you reach out to Linda Jean Edral for a guide, she's a certifie-d fiduciary
It's never too late to start investing and managing your money. But I don't want to sugarcoat it. If you're planning to invest for retirement, getting the ball rolling in your late 60s certainly limits your option. Get a coach first.
I don’t think any regular person can tell you how well any investment can do, all we get are speculations. I suggest that if you are new to the market just consult an Investment advisor/wealth coach.
@@haddenford6252 There cant be truer words, I've been trading for 19 months now, I barely know anything about the markets, a friend that works at fidelity investment recommended a financial advisor that has guided me grow my portfolio from $240k to over $570k in 8 months.
@@johneckodutch1882 You're right, I barely know anything about the markets, a friend that works at morgan stanley investment recommended a financial advisor that has guided me grow my portfolio.
In my opinion, housing market crash is imminent due to the high number of individuals who purchased homes above the asking price despite the low interest rates. These buyers find themselves in precarious situations as housing prices decline, leaving them without any equity. If they become unable to afford their homes, foreclosure becomes a likely outcome. Even attempting to sell would not yield any profits. This scenario is expected to impact a significant number of people, particularly in light of the anticipated surge in layoffs and the rapid increase in the cost of living.
I suggest you offset your real estate and get into stocks, A recession as bad it can be, provides good buying opportunities in the markets if you're careful and it can also create volatility giving great short time buy and sell opportunities too. This is not financial advise but get buying, cash isn't king at all in this time!
You are right! I've diversified my portfolio across various markets with the aid of a financial adviser, I have been able to generate a little bit above $450k in net profit across high dividend yield stocks, ETF and bonds.
I have been thinking about how to grow my reserve by at least 40% or more within months. I will be grateful if you can give tips or anything on how to make good market picks and how I can get my portfolio diversified and balanced in order to meet up my target.
Certainly, there are a handful of experts in the field. I've experimented with a few over the past years, but I've been stuck with KAREN MARIE GENDRON for about five years now, and her performance has been consistently impressive.
Thanks for this. I just googled her name and found her webpage. I'm really impressed with her credentials and I reached out to her since I need all the assistance I can get.
From my analysis, people overpaid for homes even while loan rates were low, I believe there will be a housing catastrophe because these people are in debt. If housing costs continue to drop and, for whatever reason, they can no longer afford the property and it goes into foreclosure, they have no equity since, even if they try to sell, they will not make any money. I believe that many individuals will experience this, especially given the impending mass layoffs and rapidly rising living expenses.
I advise you to invest in stocks to balance out your real estate, Even the worst recessions offer wonderful buying opportunities in the markets if you're cautious. Volatility can also result in excellent short-term buy and sell opportunities. This is not financial advice, but buy now because cash is definitely not king right now!
Anticipate rising home prices due to inflation, potential economic fluctuations, and Federal Reserve actions, emphasizing the need for expert financial advice amid uncertainties.
If you don't mind, how can I reach this advisrr? My retirement portfolio isnt doing greatly.
‘Sharon Marissa Wolfe’ is the licensed advisor I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.
I searched her full name online and found her page. I emailed and made an appointment to talk with her; hopefully, she gets back to me.
Keep in mind that during the 80’s people were encouraged to save due to the interest rates. Right now there’s very little incentive to save because those who are saving are watching those who are reckless taking it in. I’ve been trying to save for a home and it’s been discouraging to watch prices continue to not budge because there’s people willing to get into a mortgage where they’re paying 40% of their income. It’s insane.
The housing market in 2024 poses difficulties due to uncertainties about the Federal Reserve's ability to curb inflation and reduce borrowing costs without adversely affecting demand for assets like homes and automobiles.
Consider shifting from real estate to stocks during severe recessions. While market volatility presents short-term trading opportunities, it's crucial to approach with caution. This isn't financial advice, but investing during such times may be a strategic move, consider adopting the services of a financial expert.
In fact, I had no prior experience or understanding when I began investing in 2020, but by the end of 2023, I had made a profit of almost $850k. All I had been doing was going by what my financial advisor had told me. This demonstrates that all you truly need is a professional to assist you; you don't even need to be a great investor or put in a lot of work.
My partner’s been considering going the same route, could you share more info please on the advisor that guides you?
Annette Christine Conte maintains an online presence. Just make a simple search for her name online.
I think it's time to make it more appealing for potential buyers. Real estate can be quite the rollercoaster! the stress and uncertainty are getting to me. I think I'll cut rents to attract potential buyers and exit the market, but i'm at crossroads if to allocate the entire $680k liquidity value to my stock portfolio?
"Overall, buyers hold a lot of the cards right now, and sellers are having to give out more concessions to close a deal." All the best, buying on sale is actually one of the best ways to invest in stocks, and advisors are ideally suited for such task
Until the Fed clamps down even further I think we're going to see hysteria due to rampant inflation. If you are in cross roads or need sincere advise on the best moves to take now with financial markets will be best you seek a fin-professional with fiduciary responsibilities who knows about mortgage-backed securities for proper guidance.
this is definitely considerable! think you could suggest any professional/advisors i can get on the phone with? i'm in dire need of proper portfolio allocation
There are a handful of experts in the field. I've experimented with a few over the past years, but I've stuck with ‘’ Melissa Terri Swayne” for about five years now, and her performance has been consistently impressive. She’s quite known in her field, look-her up.
She appears to be well-educated and well-read. I ran a Google search on her name and came across her website; thank you for sharing.
Your explanations are the best! The content is great but there are others with great content. The way you speak your script is what makes your content stand out. I try to follow the other guys who read out loud and it's so hard to pay attention to a monologue but you speak to the audience and that is what makes listening to you fun and interesting. Thank you for your work!
Hello , I am very interested. As you know, there are tons of investments out there and without solid knowledge, I can't decide what is best. Can you explain further how you invest and earn?
Hello how do you make such monthly?? I'm a born Christian and sometimes I feel so down 🤦♀️ of myself because of low finance but I still
believe in God
Good day all 👍🏻 from Australia 🇦🇺. I have read a lot of posts that people are very happy with the financial guidance she is giving them ! What way can I get to her exactly ?
She's always active on Whats~App...🎉
Her number down below✨
Thank you for mentioning the "withdrawals"! I have noticed an increasing number of houses taken off market instead of lowering prices. Some sellers have unrealistic expectations and don't want to cut price.
That is because their carrying cost is low and affordable
@@taoufiklaamari9203 it is also because there is no interest in their property at the price they are trying to get. tons of pent up supply will keep coming online next year.
@@ronno1202crashbros had been saying that crap for over 3 years now. First it was Airbnb crash, then investor liquidation, dead cat bounce and bail out. What else the excuses here 😂. Let’s say there’s a price correction of 10% nationwide. Do you think investors with deep pockets and cash buyers are just going to sit and watch 😂.
@@ronno1202I find it hilarious that some of y’all are bragging about im saving 2k per month by renting and buy multiple properties when crash happens. I’m like that’s cute well just on rental cash flow I’m making 6k per month that’s after mortgage, tax and everything. We will find out who has deeper pockets when we actually see a crash or correction and I consider myself a small fish in the ocean 😂.
My neighbor's house has been on the market for 8 months.
Always a pleasure to watch Altos Research - Thank you!
I recently sold my condo for $400k and i want to invest the money in the stock market. However, it appears the market is at an all-time high. Should I invest elsewhere or wait for a market correction?
The stock market is risky But staying on the sidelines is riskier. Missing the next bull run will be far more costly to your long-term wealth than getting in at the "right price". Consult a financial advisor if you're unsure how to proceed.
You're right, I and a few Neighbours in Bel-Air Area work with an advisor who prefers we DCA across other prospective sectors. Instead of a lump sum purchase, Following this, my portfolio grew 37% in the last quarter
Mind if I look up your advisr please? I've worked in real estate for over 25 years and have neglected a major stock portfolio. This served me well when I was flipping and renting houses, however I need a different plan now
I've stuck with the popularly ‘’Laura Grace Abels” for about five years now, and her performance has been consistently impressive. She’s quite known in her field, look her up
thank you for putting this out, it has rekindled the fire to my goal... was able to spot Laura after inputting her full name on the web, she seems highly professional with over a decades of experience
Prices are getting sliced and diced in San Antonio, of that much I am 100% sure. The mix-shift of sales is definitely affecting the median figures in my view, and I am pretty sure that phenomenon has been masking some real declines for several months now.
Even if we see a 25bps drop, homes will still be wildly unaffordable.
I think you should add the Atlanta's fed affordability report to this sheet of data. To me, that's a decent way to gauge future price movements based on affordability.
Sincerely- a RE analyst
You make an important bearish argument. The counter bullish argument however is that a drop in 25 bps fed rate could not only potentially drop US 10 year by that much, but also drops the current historically high spread between mortgage rates and the US10Y because the banks always front run the fed. Also you say 25, but it could even drop 50bps by the end of the year. Because of these factors rates could be in lower 6s during the winter. According to a study at that mortgage rate a million households would become eligible to enter the market who weren’t when the rates were over 7%. Even if a fraction of them and the current marginal demand decided to buy, it could easily absorb the increased levels of inventory that we have seen this year.
New constructions are at all time high inventory and builders are offering 5% rates and they still can't sell them. I doubt a few rate cuts is going to bring average fha loans below that rate.
@@nitroneonicman Yes, but look at the prices of new homes being offered.
Rates do not matter. Prices will ALWAYS adapt to the new rates and adjust to where the buyer's monthly payment is, and that is what you want, lower price with higher rate, NOT the other way around. If prices do not adjust, after all the distortions have faded, then it's because the buyer IS there, and anyone "left behind" will need to figure out why.
@@CaptainCaveman1170are you kidding me. rates does matter😂. I bought my 1st property in San Diego in June 2009 during crash for 175k with rate of 6.75. In 2012 I was able to refi at 2.75 using VA IRRRL. I saved almost $500 on monthly mortgage and use it to pay the principal. I still own the house and currently rental cash flow of 1600 with 9 months to pay it off 😂.
why did you drop the trend that was catching the 2020 line?
Brief lesson in the kind of thing that so often causes market behavior to surprise people: if enough market participants are correct about a thing, they become collectively wrong.
In this case, the thing everyone agrees on is that rate cuts are coming, and rate cuts will bring increased prices.
The reason they may all be wrong: when hoards of sellers are waiting to sell until this price spike arrives, what they’re actually doing is waiting to dump all of their inventory onto the market simultaneously.
There’s not going to be a lot of sellers with less than 5% rates are going to sell. If you’re a homeowner with 3% rate why would you sell and trade it for a higher rate? You have to be a moron or forced seller that needs to sell due to divorce or whatever circumstances and there’s not a lot of them. For move up buyers or downsizing it will cost them more on mortgage because of higher rates.
Right now we have too many 1st time buyers or investors are on the sidelines and waiting for rates to drop. If that rate dropped i predict another 2022 market.
Crashbros doesn’t understand rates are assets. I have a 4.375 in my 2nd property and zero chance I’m trading it for higher rates. I’d rather rent it out and buy another property than trading my rate.
@@House_hacker_619 you are doing the exact thing that he described lol. there is way more pent up supply than pent up demand.
@@ronno1202 for now keep guessing and keep waiting. I’m very comfortable with my rate of 4.375 on 2nd property and my 1st property with 2.75 has 9 months remaining to pay it off. I’m actually rooting for a crash so I can buy pennies on dollar 😂
Hey altos, I have a quick question. Can you explain to me how higher rates typically create more inventory? Do you mean that homes are less likely to get sold in new rate environment so they will sit? I thought higher rates typically meant that homeowners would be less likely to sell, decreasing inventory, because of fear that they’ll have to pay higher rates for a new mortgage on another home?
So is there more inventory in those five states because people are leaving or because they are building more homes?
These charts and your explanation and breakdowns are dead on … I know because I experienced these trends in 2022 as a seller 🙏🏾👌🏾👌🏾👌🏾👌🏾
are rates not going down already?
our house is for sale in N. Dallas and it is dead. very few showings and everyone is looking for the Flip or Flop look. We have a beautiful home but it's more traditional in colors i.e. not all white/gray. It's not overpriced for the neighborhood but activity is very low. Hopefully it won't take months to sell.
Are people leaving Texas?
I just made an offer on a home in north Dallas. Sat on the market for 4 months now and has been reduced 100K since original list price!
Open houses are very slow especially for higher end homes, crickets. Nobody can afford these now unless heavy cash buyers. I heard small entry homes are still hot so checking those this weekend.
@@corgising5606 no. It's just no one is buying, especially homes valued over $1,000,000.
Oh yay! Uptick in the market just in time for the industry upheaval with the practice changes. 🍿🍿🍿
Bring on the buyers.
Invest in Bitcoin before retiring by diversifying across assets, allocating a small portion of your portfolio, staying updated on market trends, and considering long-term holding to balance risk and growth.
Many new tra-ders struggle without proper guidance. I found success through James Clark's expertise.
James Clark's market insights have consistently led to profitable decisions.
Celebrating a $30k stock portfolio today from a $6k start. Investing wisely has given me time for family and future plans.
From $37K to $45K that's the minimum range of profit return every week I thinks it's not a bad one for me, now I have enough to pay bills and take care of my family.
Sounds interesting. I was planning to invest some few £ in some coins, stack them up and leave them for a few years, but seeing this changed my mindset. Thank you very much
At 68, I do not have any investments of any kind. My $80,000 condo is paid off, and I have $60,000 saved. Am I too late?
If you're planning to invest for retirement, getting the ball rolling in your late 60s certainly limits your option. I'll recommend you reach out to Linda Jean Edral for a guide, she's a certifie-d fiduciary
It's never too late to start investing and managing your money. But I don't want to sugarcoat it. If you're planning to invest for retirement, getting the ball rolling in your late 60s certainly limits your option. Get a coach first.
I don’t think any regular person can tell you how well any investment can do, all we get are speculations. I suggest that if you are new to the market just consult an Investment advisor/wealth coach.
@@haddenford6252 There cant be truer words, I've been trading for 19 months now, I barely know anything about the markets, a friend that works at fidelity investment recommended a financial advisor that has guided me grow my portfolio from $240k to over $570k in 8 months.
@@johneckodutch1882 You're right, I barely know anything about the markets, a friend that works at morgan stanley investment recommended a financial advisor that has guided me grow my portfolio.