I Found the NEW Best Card for Overseas Spending 2025

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  • Опубліковано 29 січ 2025

КОМЕНТАРІ • 58

  • @DemiZhuang
    @DemiZhuang  2 місяці тому

    🎁 Sign up for Trust Cashback card with code ➡ 69F3T6UM
    Receive a sure-win scratch card of up to $1,888 Cashback
    🔗 trustbank.sg/cashback-credit-card/
    🔗 trustbank.sg/link-credit-card/

  • @GLoop無縫循環歌曲
    @GLoop無縫循環歌曲 2 місяці тому +3

    Great, this is the only video i need after finding other youtube creators who didn't compare all the cards at the same transaction time! Signed up using your referral :D

  • @MichaelTan-ok2wc
    @MichaelTan-ok2wc 2 місяці тому +1

    Hey guys, does it make sense to go with the Trust link card if i am an union member? Or the link points earned are equivalent to the cashback?

  • @pandayoon7590
    @pandayoon7590 Місяць тому

    Hi Demi, which credit card is more advantage to accumulate points/miles for oversea hotel stay?

  • @CheDaoYu
    @CheDaoYu 2 місяці тому

    So we should take which comparison table 1:04 or 3:20 to make a decision?

  • @lohti6399
    @lohti6399 2 місяці тому

    I only have the Trust link visa card. No income can apply for the Trust cashback credit card ?
    I don't mind ntuc link points. So the difference is 0.22% link rewards and 1.5% cashback ?

  • @TuckShop-z4q
    @TuckShop-z4q 2 місяці тому

    Does the cashback card give different rates for union and non-union members? Or it’s just between existing and new Trust Bank users?

    • @arsenal_84
      @arsenal_84 Місяць тому

      Just between existing and new trust bank users. Doesn't matter if you are ntuc member or not.

  • @abetterman1927
    @abetterman1927 Місяць тому

    which card is good for AXS payment for local bills ? thanks

    • @DemiZhuang
      @DemiZhuang  Місяць тому

      I'll think about it then.

  • @rakeshagarwal9150
    @rakeshagarwal9150 2 місяці тому

    Please help to make a video on best frequent flyer cards with multiple lounge access and low annual fees, thanks

  • @20pointer
    @20pointer 2 місяці тому

    hi demi,
    my understanding for using youtrip is that you can use it to top up touch n go which is a more popular mode of payment in Malaysia as some places do not accept cards.
    you can't use credit cards to top up touch n go, as far as i'm aware
    is my understanding wrong? thanks in advance

    • @DemiZhuang
      @DemiZhuang  2 місяці тому

      can't u use any kind of cards to top up touch and go?

    • @TuckShop-z4q
      @TuckShop-z4q 2 місяці тому

      Credit cards can be used to top up Touch N Go but they started charging fees since April this year

    • @20pointer
      @20pointer 2 місяці тому

      @@TuckShop-z4q hence i thought specifically for Malaysia trips, touch n go top up via debit card likes YouTrip might be a better choice because although the rate may not be the best, it is cheaper to top up touch n go and touch n go is more widely used in Malaysia

  • @ninnasgable
    @ninnasgable 2 місяці тому

    Hi Demi, how do i track back which category I had chosen for the trust cashback card

    • @DemiZhuang
      @DemiZhuang  2 місяці тому

      Under cards press on cashback. Thats where you will find it.

  • @xxx-jf5js
    @xxx-jf5js 2 місяці тому +1

    what about the uob FX debit card?

    • @DemiZhuang
      @DemiZhuang  2 місяці тому

      There are fees too

    • @xxx-jf5js
      @xxx-jf5js 2 місяці тому

      @DemiZhuang signed up for it cos they claimed there wasnt any transaction fees. :( anything i missed out from here.

    • @xxx-jf5js
      @xxx-jf5js 2 місяці тому

      @DemiZhuang they were advertising it as no transaction fees :(

  • @passerby-z
    @passerby-z 2 місяці тому

    Just checking, for the trust Cashback credit card, if i only intend to use it overseas which i definitely wont hit the min spend of $500,$1k or $2k, will i still enjoy 1% as an exisiting users?
    E.g. i spend $100/month overseas, do i get $1 cashback 😅

    • @DemiZhuang
      @DemiZhuang  2 місяці тому +1

      Yes u will! No need to meet the min spend, just choose a category that you won’t use overseas 😅 and any eligible spend outside of that category will earn you the 1% cashback

    • @passerby-z
      @passerby-z 2 місяці тому

      @DemiZhuang sorry may I clarify why I have to choose a preferred category which I won't use overseas?does choosing a preferred category means having to hit the min spend as well? I.e. if I were to choose dining as my preferred category and I only manage to spend $100/month, does it mean I won't get even 1% Cashback?

    • @DemiZhuang
      @DemiZhuang  2 місяці тому +1

      Yes. So don’t choose dining as you will likely spend on food overseas. That won’t earn the 1%. The chosen category will earn the bonus rates only if you hit the minimum monthly spend in the quarter. So maybe choose entertainment or wellness?

    • @passerby-z
      @passerby-z 2 місяці тому

      @DemiZhuang thanks for the clear explanation!
      Having know the perks on how to maximize its usage(and avoiding the pitfalls), will go apply using your referral code! (:

    • @cinimodmil
      @cinimodmil 2 місяці тому

      @@DemiZhuang hey Demi, hope your back's better! also, damn..! i just saw this, and came back from a 3 days JB trip earlier. i selected dining as my preferred category 🥲same situation as @passerby-z. i suppose my expenditure on dining won't get any cashback then? 😭
      EDIT: from what i see on the cashback received so far, looking at the related transactions. it's not from the dining

  • @sgboon
    @sgboon 2 місяці тому

    Hi Sweetie, how are you today? Do you have the longbridge referral? Wanna support you again 😊

    • @DemiZhuang
      @DemiZhuang  2 місяці тому

      Ah I do not have longbridge referral for now

  • @ryankoh2606
    @ryankoh2606 2 місяці тому

    Is ur back better now?😊

    • @DemiZhuang
      @DemiZhuang  2 місяці тому +1

      Yess slightly better!! :) Thank you for asking! Haha

  • @unideath32
    @unideath32 Місяць тому

    What about cards for china??

  • @MJ-bk7xw
    @MJ-bk7xw 2 місяці тому

    What about the Trust Ulink Credit Card?

    • @DemiZhuang
      @DemiZhuang  2 місяці тому +1

      Gives link points as rebates. Rates are the same as Trust Cashback card.

    • @MJ-bk7xw
      @MJ-bk7xw 2 місяці тому

      @@DemiZhuang If same rate what's the benefit of getting link points instead of cash?

  • @ice04134
    @ice04134 Місяць тому +1

    Trust nice card but poor customer service 😢

  • @desmondlee5806
    @desmondlee5806 Місяць тому

    How about tiger boss card?

  • @motherbear5997
    @motherbear5997 2 місяці тому

    U look so much different without your glasses 🤓

  • @lilaclaicc
    @lilaclaicc 2 місяці тому

    Noticed your video thumbnails now are without specs and with some makeup 🤪

  • @kohlee888
    @kohlee888 Місяць тому

    👍

  • @sethteas5195
    @sethteas5195 2 місяці тому

    Hi Demi, if I use YouTrip while locking it constantly, will it be better?

    • @DemiZhuang
      @DemiZhuang  2 місяці тому

      What do you mean by better?

    • @sethteas5195
      @sethteas5195 2 місяці тому

      @DemiZhuang is it safer? I know that there was a big incident but that was related to reuse of approval codes and was not a new fradulent transactions

    • @DemiZhuang
      @DemiZhuang  2 місяці тому

      I came across comments stating even though card was locked it still went through. But there was some reason behind it.

    • @sgboon
      @sgboon 2 місяці тому

      ⁠@@sethteas5195I don’t think approval/authorisation code can be reused

    • @sgboon
      @sgboon 2 місяці тому

      @@DemiZhuangpossible via offline transaction that don’t need authorisation