Financial Lessons from Lottery Winners

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  • Опубліковано 25 лис 2024

КОМЕНТАРІ • 106

  • @suhasghaskadvi
    @suhasghaskadvi 3 роки тому +143

    consider lottery as capital and not as cash flow. use capital to generate cash flow and live on cash flow only.

    • @lilacheart6584
      @lilacheart6584 2 роки тому +5

      I agree wholeheartedly

    • @A_Sen_0
      @A_Sen_0 Рік тому +5

      1st win a lottery 😂😂😂

  • @stifbabu1557
    @stifbabu1557 3 роки тому +109

    I am ready to receive the abundance of money from Universe. God bless you all. Love from Greece.

    • @webbmoney2618
      @webbmoney2618 3 роки тому +4

      Good luck I hope you do!

    • @peggystaub2755
      @peggystaub2755 2 роки тому +2

      Thank-you .....love n smiles from Canada

    • @newbie8156
      @newbie8156 Рік тому +1

      Amen.

    • @marquisford9583
      @marquisford9583 Рік тому +2

      It's Your in today in this moment in forever more

    • @stifbabu1557
      @stifbabu1557 Рік тому +1

      @Marquis Ford For you as well friend .Have a blessed Easter 🐣 🙏 ✨️ 💖

  • @lorrainefisher7361
    @lorrainefisher7361 3 роки тому +86

    Rule #1 - STOP GIVING A CRAP ABOUT WHAT OTHER PEOPLE THINK! Live below your means, invest and make your money work for you. All these people who have gone bankrupt have been too busy focusing on material crap and “look at me, look at what I have” stupidness. There is no reason whatsoever a lottery winner should lose it all. Don’t make it known, stop giving handouts to everyone that asks and get professional help through financial planning, tax lawyers and investment advice. Makes me crazy when I hear about this, when so many people are living paycheque to paycheque.

    • @KatarinaGirl
      @KatarinaGirl Рік тому +7

      Brilliant remarks. Keeping quiet about your winnings is HUGE. In other words, Shut Up About It!. Seriously, don't even tell your closest relatives. Family is the first to hit you up and their EXPECTATIONS WILL BE A LOT. So once your tax accountant and advisors are on board, you can then decide what and who you want to support. Go SLOW. Get used to having money. Take your time. The first things you can do is pay off your immediate bills such as your house and credit cards. Again, no need to go brag about it. Nobody needs to know. Smart people stay quiet and they stay safe. Then gracefully and prudently move forward from there to secure your funds. As Lorraine has commented above, live below your means. It doesn't mean you can't upgrade, but do it prudently. When family and friends realize you have large money, it can often change your whole relationship. People can act funny, or jealous, or angry. You may find over time you have to upgrade your friends. The less anyone knows about you and your finances, the better! Here's a really good guide: ua-cam.com/video/1x3fNZIoKDQ/v-deo.htmlsi=N32LC8sCnvyrymBR

    • @introvert4everfreddy656
      @introvert4everfreddy656 11 місяців тому +1

      Amen to that 🙏

    • @bootsy7843
      @bootsy7843 6 місяців тому +1

      Facts 👍🏽🤔

    • @LeahIsHereNow
      @LeahIsHereNow 4 місяці тому +1

      There’s a happy medium. There’s no reason why someone who had a Ford Festiva should now have a Bentley and a driver. That’s crazy.

    • @TheMerryPrangster
      @TheMerryPrangster 3 місяці тому

      Ok

  • @dayneholt4149
    @dayneholt4149 Рік тому +27

    Win the lottery, you can afford anything you need. Not everything you want. 😊

  • @yirehmiyahmagsayo361
    @yirehmiyahmagsayo361 3 роки тому +39

    winning the lottery, you can buy your needs in many years, if you spend on normal spending in daily life, not buying very expensive cars, houses, just live mormally, play lotto games in your whole life...live simple life, and invest oneslf in health and self education, and education

    • @kaheemdey317
      @kaheemdey317 3 роки тому +3

      Thanks for the lesson bro one day I'm going to win the lotto and I'll do the same thing

    • @realasscracka
      @realasscracka 2 роки тому +1

      No I like having a nice house and my Ferrari… The union pension will pay for a lifetime

  • @2020Bookworm
    @2020Bookworm Рік тому +10

    New money could learn a few lessons from old money.

  • @webbmoney2618
    @webbmoney2618 3 роки тому +27

    Love these lessons, they should definitely give free advice like this to all lottery winners so they don't blow all their money!

  • @bdcochran01
    @bdcochran01 2 місяці тому +3

    I am a schlub.Same car 20 years later. Same house 44 years later.
    1. the all new house two doors down is under contract. The listing price was $6,230,000! My house? Move in condition. No maintenance needs to be done for 5 years. Constructed in 1950.
    2. I walk through the neighborhood - Rivan car, Teslas, BMWs, Range Rovers. I had the driver's seat and the headliner redone on my car last month. Ordering new struts tomorrow. The car is absolutely clean.
    Charlie Munger lived 99 years. He lived in the house he bought in 1958.
    My uncle died in Los Angeles at age 97 years. He lived in the same house he built in 1928! He added on when he had two kids.

  • @michelleannor6944
    @michelleannor6944 3 роки тому +51

    I suspect more winners nowadays are wising up on financial planning and investments. They've seen previous winners go broke, bankruptcy etc. They've watched these kind of videos and seek a lawyer, CPA, financial planner and advisors.

    • @natashadickson4819
      @natashadickson4819 7 місяців тому +1

      One third go bankrupt. That means the majority don't go bankrupt.

  • @ull893
    @ull893 3 роки тому +20

    No emotional decisions 🤑💖. Take your time.

  • @Davidvictor6
    @Davidvictor6 2 місяці тому +241

    As an lnvesting enthusiast, I often wonder how top level investors are able to become millionaires off investing. . I’ve been sitting on over $545K equity from a home sale and I’m not sure where to go from here, is it a good time to buy into stocks or do I wait for another opportunity?

    • @Beckylouis-c4c
      @Beckylouis-c4c 2 місяці тому +1

      A lot of folks downplay the role of advlsors until being burnt by their own emotions. I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for licensed advisors and came across someone of utmost qualifications. She's helped grow my reserve notwithstanding inflation, from $275k to $850k

    • @Soniajohn4
      @Soniajohn4 2 місяці тому

      This is definitely considerable! think you could suggest any professional/advisors i can get on the phone with? I'm in dire need of proper portfolio allocation

    • @Beckylouis-c4c
      @Beckylouis-c4c 2 місяці тому

      My CFA NICOLE ANASTASIA PLUMLEE a renowned figure in her line of work. I recommend researching her credentials further... She has many years of experience and is a valuable resource for anyone looking to navigate the financial market.

    • @Soniajohn4
      @Soniajohn4 2 місяці тому

      Just ran an online search on her name and came across her websiite; pretty well educated. thank you for sharing.

  • @dixongecko8018
    @dixongecko8018 3 роки тому +12

    I play the Euromillions but only once a month as a tease to myself. I have an outlaid plan of what I would do with the money, how much interest would be taxed annually, an idea of what I would invest in (private reptile zoo/breeding facility) and which charities I would donate too after overheads and staff wages. Admittedly I would probably live quite humbly, in my one bedroom flat. I did not have the best start in life and had to drop out of education, I would likely invest some of it into going back into study, just to say I have accomplished something myself in life. It is important to really think about what your going to do. Hire an accountant and business advisor. Work with them to forefill your dream and they will help you.

  • @GSAlchemy
    @GSAlchemy Рік тому +6

    I respect the honesty in this video. You’ve gained a subscriber in me.

  • @EveBrocart
    @EveBrocart 3 роки тому +7

    Thank you for your honesty and for not pushing stock
    Am sure you make a great adviser

  • @aisha-3857
    @aisha-3857 2 роки тому +10

    Thank you! I appreciate it! I will definitely take this advice as a new millionaire!

  • @671-u6c
    @671-u6c 3 роки тому +6

    Outstanding Advice 👏🏼👏🏼

  • @jacquelynrobbins2643
    @jacquelynrobbins2643 2 роки тому +7

    A believer of good things to come 😌!
    #GOD SIGN 7777E!
    I'm the next Georgia 🇬🇪lottery 🇬🇪winner!
    Be wise with your 🙌 Blessing!

  • @Jana-x1n5h
    @Jana-x1n5h 10 місяців тому +4

    How many of the winners know how to bank the money? What bank to deposit it, how many different accounts to set up, what kind of insurance to buy to protect the winnings against loss?

  • @marinnisu5665
    @marinnisu5665 3 місяці тому +1

    Thank you so much 🙏

  • @hothotheat3000
    @hothotheat3000 3 роки тому +12

    Slow down, lock the money up, and keep your mouth shut.

  • @hardevsingh6079
    @hardevsingh6079 Рік тому +2

    Thanks for your advice 🎉

  • @jayakumarramachandran733
    @jayakumarramachandran733 3 роки тому +10

    Appreciate your sincere advice. Thanks

  • @MD-gv1rl
    @MD-gv1rl 2 роки тому +12

    I am ready to receive my abundance ❤

  • @pgro12849
    @pgro12849 3 роки тому +13

    With my 10 million it will double , I plan on buying a condo for just 350,000 and plan on getting just a nice Benz 2021 gle coupe .. investing almost all of my winning to build business credit will be my best friend .. credit is where it’s at .. I plan on becoming a private bank

    • @akkunaeigenmann9676
      @akkunaeigenmann9676 3 роки тому +1

      Amen.

    • @realasscracka
      @realasscracka 3 роки тому +2

      being wealthy is not easy.. many decision's on stewardship. and maintenance on a Ferrari is not cheap

    • @pgro12849
      @pgro12849 3 роки тому +1

      @@realasscracka nobody denying that .. exactly why I said my benz! Credit and interest is where it’s at appreciate your comment

    • @jweezy216
      @jweezy216 3 роки тому

      @@realasscracka who said ANYTHING about a Ferrari ?? What was your point of this comment ? ....

    • @stifbabu1557
      @stifbabu1557 3 роки тому +1

      May you achieve your goals girl.

  • @andywright3680
    @andywright3680 7 місяців тому +1

    I was fortunate enough to be lucky in the lottery but have not changed my lifestyle with fancy cars i invested wisely live of the returns and still shop at walmart and dollar tree and
    invest in my health and gratitude and all the blessings

  • @LovingIdaho
    @LovingIdaho 3 роки тому +16

    And lottery winner I know say financial advisors made them loose money .

    • @bartserra187
      @bartserra187 3 роки тому +2

      Go shopping?
      😳😳😳😳😳
      Got the point?
      .
      Do not hire the first or second one!

    • @rya3888
      @rya3888 3 роки тому +2

      Yes i think so but i don't have enough business experience what should i do?

  • @caceejay686
    @caceejay686 2 роки тому +1

    I don’t know why I have just trust this man with my life after 1 video🤣 once I win I will probably hire him

  • @lisathomas1622
    @lisathomas1622 Рік тому +6

    I’d definitely get professional help and be on a budget. Invest, diversify, untaxed accounts and taxed. Trusts for the kids. An LLC? I’m not worried, I have access to trustworthy help. My dream is to get small apartments in a few places. Travel. I don’t care about a house. I’m going to all the places I can. I love the Earth and it’s awesome beautiful beings.

  • @matthewmadeit5477
    @matthewmadeit5477 Рік тому +1

    Thanks for the advice.🙌🏾

  • @allieb7757
    @allieb7757 3 роки тому +23

    I will be eating rice & beans no matter how much money comes my way. That's my food lol. And I want to live a long, healthy life.

    • @ripzzzz
      @ripzzzz 11 місяців тому +1

      You are going to eat more than Rice and Beans if you want to be Healthy add some Green Salad with the millions you win

  • @RECKLESS1957
    @RECKLESS1957 10 місяців тому +2

    Where is your company located, and how long have you been in business?

  • @johnnunez6940
    @johnnunez6940 3 роки тому +3

    Eating rice n beans...😆
    Funny, but true some time...😁👍

  • @troyward5545
    @troyward5545 2 роки тому +2

    Amen Thank You God I'm Ready 🙏🙌😇🪐

  • @zanejohnson5327
    @zanejohnson5327 Рік тому +1

    When I win I will definitely consider your company.

  • @RAMCO840
    @RAMCO840 3 роки тому +7

    In case someday in Chicago, someone hits a big jackpot. Are your services be able to come to the city of Chicago? To help a multi million lottery jackpot winner.

  • @deadcell1
    @deadcell1 3 роки тому +9

    When you get paid and have extra money at the end of the month and the only thing you can think of is how to spend it then you are already in a bad place. If you're bad with money when you are poor you're going to be bad with money if you come upon sudden wealth.

  • @NITRONITRA
    @NITRONITRA Рік тому +1

    Thank you

  • @robbylafont
    @robbylafont 2 роки тому +4

    If I won 30 million (after taxes), I’d put half in safe t bills or something like it….the other half would go into a savings account….I’d buy a million dollar house outright….and a sailboat….the interest of the half that was put in T-bills (or similar investment) would not be touched….after about a year…I’d live off the interest of the savings and the safe investment accounts….you could get a nice house and nice cars and live very comfortably this way….I think where most lottery winners lose is giving to others or frivolous lawsuits…

  • @skywilliams323
    @skywilliams323 2 роки тому +3

    When I win the Mega millions can I call you guys?

  • @moedogg30
    @moedogg30 Рік тому +6

    I don’t care what other people have or keeping up with the Jones’s 🤦‍♂️ this is weak way of thinking my focus is to win and make my life and family life little better that’s all.

  • @karenthompson1539
    @karenthompson1539 Рік тому +3

    Thou shalt not covet thy neighbor's new car, house, or apparel etc...

  • @bug3474
    @bug3474 3 місяці тому +1

    Are you located in the US?

  • @MethRx99
    @MethRx99 Місяць тому

    Ok, I understand the points made about spending... Also, the ideas related to keeping things as quiet as possible... still though, could a person have a family trust or LLC claim the lottery money... and file a personal bankruptcy... just to be able to say that you no longer have any money... though it's simply in a trust account instead? Why? So a person can live without fear of kidnappings especially when traveling abroad.

  • @hubertfaulk7337
    @hubertfaulk7337 Рік тому +1

    Yes

  • @kimberlyvalentino506
    @kimberlyvalentino506 2 роки тому +3

    And renting an apartment you’re never ever going to see this money ever again what you’re doing is you’re paying the mortgage for the owner of that apartment

    • @KatarinaGirl
      @KatarinaGirl Рік тому +1

      So true. Just buy a house that fits your needs. It can be simple, but own the home. Then set up a fund that generates enough to always pay the annual taxes for the house.

  • @quartytypo
    @quartytypo 4 місяці тому +1

    Every time a lottery winner spends $1 of their winnings their winnings go down by $1.

  • @mandojusadguru4184
    @mandojusadguru4184 3 роки тому +2

    Hi sir I am Germany Keno lottery playing but guesting numbers very hard solution please sir

  • @benjaminpauldimedio1683
    @benjaminpauldimedio1683 5 місяців тому +2

    Why do people keep talking about taxes they don't owe

  • @Rosesraspberries72
    @Rosesraspberries72 3 роки тому +9

    I’ve heard that the best bet is to sit on it for a year before you spend any of it.. and in that year you’ll be use to sitting in that “money” energy. And in that first year you’ll change your mind many times about what you “think” you need, but then you’ll see sense. Anyway I wouldn’t like to win that big, a cool $ 5 mill would suit me. And I won’t be getting the jabber dabber, so that cuts out all holidays 😂😂😂

    • @A_Sen_0
      @A_Sen_0 Рік тому +4

      If u born in a developed nation u already hit lottery

  • @skysizzl3
    @skysizzl3 Рік тому +1

    🙏🏽

  • @straycat1674
    @straycat1674 9 місяців тому +1

    Listen, when you’re struggling or just have a normal life and suddenly you come into wealth, you don’t have a clue what to do. Most people don’t understand how quickly even $10 million can be blown. What they see is a large sum of cash and what they think is that they’re going to be able to spend and they’re gonna know when they’ve spent too much and when they should stop. But most don’t. Because they don’t have a clue on how to manage that kind of cash. And there’s no shame in it, but it is about being smart. It’s about not giving a crap who bags and pleads and what subs story they give you, because 99% of people will bleed you dry If you give him a chance.
    And the fact of the matter is, there’s no such thing as a lottery curse. Just financial irresponsibility. All they see is those big numbers in their bank account and start envisioning every toy they’ve ever wanted. I think most of these people have bad impulse control.

  • @hubertfaulk7337
    @hubertfaulk7337 Рік тому +1

    Hi. I. Will. Keep. All. That. You. Do. Say. In. Mind. 12,27,22, in. God. Eyes. Be. Very. Bless

  • @shannonarmstrong6364
    @shannonarmstrong6364 3 роки тому +4

    🤗👌

  • @dennisscott1192
    @dennisscott1192 2 роки тому +2

    Rice and Beans lmao

    • @KatarinaGirl
      @KatarinaGirl Рік тому +1

      We had that today. It was sooooo good!

  • @tomsmith2361
    @tomsmith2361 3 роки тому +4

    🙂✌

  • @hubertfaulk7337
    @hubertfaulk7337 Рік тому +1

    Hi. This. Is. Good. To. No. Be. For. The. Lottery. 4,2,23,

  • @nathancoats6432
    @nathancoats6432 Рік тому +2

    I wouldnt do anything with my lottery winnings for at least three years. I would put it in a low risk government bond. I have been driving a beater car for years and I have no desire to drive a brand new vehicle. I dont care what ppl think. I have learned to live off my VA so I have learned to budget and I think I could make it grow no prob. Just act poor. I never trust a smooth talking cause I know better they are the best liars.

  • @carisowealthy
    @carisowealthy 3 роки тому +4

    B#$%@ i eat rice n beans everyday 😫

  • @jeffsnow7749
    @jeffsnow7749 Місяць тому

    A fool and his money are soon parted!

  • @whomeye2168
    @whomeye2168 5 місяців тому +1

    It's sad when people don't know how to handle their blessings. They live way outside their means from a long distance standpoint. Having goals to maintain the new lifestyle is important for longevity.
    If I had this blessing arrive, I wouldn't publicize it. Then all these "friends" and long lost "relatives" will stroll in with their hands out and a big eager smile.
    I'd find a reputable financial advisor to give me a class on how to manage everything intelligently. Money can disappear so fast! Just look at the broke a55es who won it and squandered it. I don't understand how in tf people spend over a 100 million bucks and wind up penniless 5 years later! 😮 It's flabbergasting! It pisses me off that people could waste such blessings in the most moronic ways!

  • @lindalai9092
    @lindalai9092 3 роки тому +3

    People are stupid.

  • @jojopinpin3260
    @jojopinpin3260 Рік тому +3

    But you still didn't tell me what to do with my money ! Poor video

  • @hubertfaulk7337
    @hubertfaulk7337 Рік тому +1

    Hi. I. Will. Make. Contact. Soon. 4,13,23, & do. Keep. Up. The. Good. Work. That. You. Do. Until,,