Types of Car insurance - Best for you? | Hindi | MotorOcane

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  • Опубліковано 10 січ 2025

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  • @vishaltripathi6247
    @vishaltripathi6247 6 років тому +75

    Point to be added in Insurance are
    1) Zero Depreciation- Can only be avail upto 5 years from car manufacturing date and not RTO registration date
    2) Comprehensive- Can only be avail upto 10 to 15 years condition that from 10 years to 15 years there should be no lapse in the policy
    3) 3rd Party- Can be avail to all the car.
    4) There is option of Motor Protection which cover Engine component for example Engine Damage during Flood and so on.

    • @Akhruzzama70
      @Akhruzzama70 5 років тому +1

      You have much knowledge about insurance bcoz my car was acciden I want to know about

    • @Akhruzzama70
      @Akhruzzama70 5 років тому

      Insurance companies tell you should pay 30% and balance 70% I will pay

    • @dhruvalsharma6631
      @dhruvalsharma6631 5 років тому

      @@Akhruzzama70 which type of insurance u have? And describe breif about accident

    • @dr.dilipkagat
      @dr.dilipkagat 5 років тому

      My Honda Amaze is 7 years old,
      should I take comprehensive insurance or Third party Insurance

    • @sevago9245
      @sevago9245 5 років тому

      Insurance cost of diesel car and petrol car is different or same?

  • @SiddhSagarSingh
    @SiddhSagarSingh 6 років тому

    bhai maine kitne hi videos dekhe hai car insurances par but aaj ja kar ache se clear hua hai funda.. great job bro..

  • @adityaverma7981
    @adityaverma7981 3 роки тому

    Very good info..totally exact to point. No ome explains like this and no one shares this info with viewers.. Especially suggesting which type of insurance one should go for - this no expert suggests.. I am seeing this in 2022 so one can think how much reliable it is now also

  • @biswaranjantripathy8708
    @biswaranjantripathy8708 6 років тому +4

    Motoroctane is one of the best UA-cam channel for me you guys are rocking

  • @dhirudhiru979
    @dhirudhiru979 4 роки тому

    Yr bhai bahoot clear cut baat krta Hai smjhaane ka trika ek dum fantastic Hai nice Bro 👌

  • @montyverma0502
    @montyverma0502 6 років тому

    Good brother.
    ऐसे ही टॉपिक लेकर वीडियो बनाओ जो लोगो को माइनर लगती है। मुझे बहुत अच्छी लगी ।

  • @mayankjha5023
    @mayankjha5023 4 роки тому +1

    Going to buy Tata Tigor xx plus...thanks a lot for valuable info

  • @supriyokumar8802
    @supriyokumar8802 6 років тому +9

    You are doing a very good job😃, best channel to gain knowledge!

  • @Prasad8633
    @Prasad8633 6 років тому

    maine bhi aaj hee insurance kiya meri Baleno ka, isase pahle dealer jo car lete samay insurance tha woh khatm honewala hain dec 2018 ko, to main direct icici lombard ki website se oniine insurance liye jo ki mujhe Rs. 17799/- me pada aur dealer ki letter ke mutabik agar main dealer se insurance leta to mujhe Rs.18800/- ka padta. Online insurance me mujhe Rs.1000/- ka faayda huwa.

  • @ashishshrivastava5453
    @ashishshrivastava5453 5 років тому

    Thanks for very valuable information.
    As I shared in other post I booked Venue SX+, I was watching this video as I was thinking dealer is charging a lot for insurance. Though I still need to get quotation with some more information from other provider. I just came from dealership and shocked what they told me here are some details:
    1. When I asked to talk to insurance guy they did not provided right person instead their other showroom guy came with standard Hyundai broacher for insurance.
    2. I told them they are charging more so I’ll check outside to get the details and buy, they said you can’t do that you have to get insurance from dealership only.
    3. They referred this policy is from Hyundai, as venue is newly launched they will not allow customers to buy insurance from outside.
    4. Last but not the least they said if you would have told in advance that you buy insurance from outside we would it have taken your booking.
    They claim they did not take booking specially for venue for some customers because they refuse to buy insurance from them.
    The price they are charging for insurance is 56k for ‘0’ dep EP and RTI.
    I’ll be following up with Hyundai and will be asking if they can change the dealer if not will see if I need to cancel the booking already fed up following up with them on delivery date.
    Dealer says Sir aapne jo color choose kiya hai uske liye delay ho raha hai. Fas gaya pre-booking ke chakkar main 🙁.

    • @thenameisnits
      @thenameisnits 5 років тому

      Dusri car le lunga aisa bol de dealer ko

    • @ashishshrivastava5453
      @ashishshrivastava5453 5 років тому +1

      nits patel I was very open to cancel at any moment and Dealer knew about it, later dealer agreed that I can buy insurance from outside and I saved around 30K. At last got the delivery after 3.5 months. I decided to cancel in last week of July then got dealers call at last moment that car is assigned in plant, so went for it as Seltos had same issue no variant and feature details.

  • @aananbanerjee8289
    @aananbanerjee8289 6 років тому +3

    Bhaiya aapka videos bahut achha lagta hai aap bahut help karte hai
    Bhaiya showroom k bahar dealership ko chor k kaha se enquiry kare insurance k lia
    Koi bhi idea nahi hai kaha se contact kare insurance accompanies ko
    Thora bataiya to bahut help hoga
    Agar ho paya to is bareme ak video banadijia plzzzzzz

  • @dr.sasmitdwivedi5356
    @dr.sasmitdwivedi5356 6 років тому +1

    बहुत ही बेहतरीन और लाभदायक जानकारी देने के लिए धन्यवाद।

  • @taralpatel2718
    @taralpatel2718 3 роки тому

    I was wondering too much about insurance. You cleared it !!
    Thanks

  • @ranjanmishra629
    @ranjanmishra629 5 років тому +7

    So neatly narrated. Really appreciate your valuable time !!

  • @arnabphukan1572
    @arnabphukan1572 5 років тому

    Yeh zero depreciation insurance kaam ka hain...sabko lena chahiyain...kyonki aajkal maximum portion plastic ka hain wo bhi low quality.. kisibhi waqt damage ho saktain hain

  • @SunnySingh-et5kg
    @SunnySingh-et5kg 5 років тому +2

    Sir .. engine cover and tyre cover addon lena chahiya kya... insurance me ??

  • @sanjeevkumar-dn1ds
    @sanjeevkumar-dn1ds 6 років тому +8

    बहुत अच्छी जानकारी सर कार लोन पर भी जानकारी दे कोन से बैंक से ले ओर कीन बातो का ध्यान रखें ।

  • @amitshukla565
    @amitshukla565 4 роки тому

    Very best vedio ,, sir ye btaiye abhi tk maine zero deapth karvata tha lekin is saal 3rd party karvana chah rha hu ,lekin ye btaiye agr is saal 3rd prty kra liya to next year fir se zero deapth krva skte hai ,, abhi car ko 2 saal huye

  • @newton-meter7297
    @newton-meter7297 4 роки тому

    Bahar ka Jo discount hay usk liye details bataiya...+ Bike ka insurance types bataiya... MATLAB dealership insurance and bahar ka insurance. Full details

  • @ayanshome2613
    @ayanshome2613 6 років тому

    Rachitbhai zero dept mai apni gaadi totally cover hoti hai aur third party ka kya? Sath hi details dijhiye add ons k baree mai jaise kon sa le, kis insurance k saath le, konsa kis k sath thik hai, zaroori hai etc.... Explain in detail for bikes as well...

  • @Mahe_smh
    @Mahe_smh 4 роки тому +1

    Motor octane always gives valuable information about everything.Good work🙌

  • @svijaymba
    @svijaymba 6 років тому

    Nice gyan bro..clear to aam admi..gud job..keep rock..happy diwali

  • @sandeshr9160
    @sandeshr9160 6 років тому +13

    Very good information, what about other top up like engine protect, towing charges and others.. is it good to opt for them?

    • @malcolmcasey7704
      @malcolmcasey7704 3 роки тому

      i know it is kind of off topic but do anyone know of a good site to watch new movies online ?

    • @jamesonmatthew2654
      @jamesonmatthew2654 3 роки тому

      @Malcolm Casey Lately I have been using flixzone. Just search on google for it =)

    • @emorysaint7116
      @emorysaint7116 3 роки тому

      @Malcolm Casey I use Flixzone. You can find it by googling :)

  • @rohanshirsekar4727
    @rohanshirsekar4727 4 роки тому

    Comprehensive mein opposite party ka nuksan nahi cover hota hai kya for example his vehicle, physical damage or etc?

  • @upendravyas6364
    @upendravyas6364 6 років тому

    One of the best explanation....
    And Abhi jo govt rules aaye hai insurance Ko leke unko bhi explain kr dijiye plzzzzzzzzz

  • @dr.sohamdave9964
    @dr.sohamdave9964 4 роки тому

    You are genius, in narrating

  • @savithabaimalleshanaik2632
    @savithabaimalleshanaik2632 6 років тому +5

    Paper work charges appx 2000/- toh dene padte hai zero dept me bhi .

    • @kishankumargupta6922
      @kishankumargupta6922 5 років тому +1

      ye paper work k nahi hote, ye excess clause hoti hai 1500 CC se kam mein 1000 aur 1500 CC se uper wale mein 2000 dena padta hai taki aap itni amount ka claim na le sake

    • @arnabphukan1572
      @arnabphukan1572 5 років тому +1

      Haa honda yeh 1000 ke badle 1500 lete hain.

  • @vanshraghuvanshi8189
    @vanshraghuvanshi8189 5 років тому

    Wonderful rachit bhai

  • @zeusgodofthunder1498
    @zeusgodofthunder1498 4 роки тому

    Very helpful. Thanks a lot motoroctane .👍👍👍👍

  • @ashiimdas
    @ashiimdas 6 років тому +2

    Yes bro completely samjh agia super ♥

  • @nitishjoon5562
    @nitishjoon5562 6 років тому

    Finally something different nd educational

  • @zeeshankhan-ly8ck
    @zeeshankhan-ly8ck 4 роки тому

    very informative motoroctane always gives a quality video

  • @dhruvalsharma6631
    @dhruvalsharma6631 5 років тому +1

    Comprehensive and zero dept almost same hi Samjaya u need to distinguish between them

  • @ashishsaxena5587
    @ashishsaxena5587 4 роки тому

    Very well explained. Also i like the way you explain. Liked your channel

  • @meetgohil8397
    @meetgohil8397 4 роки тому

    Superb information video tx bhai 👍

  • @EncoreThrottle
    @EncoreThrottle 6 років тому

    Bhai buhut knowledgable.video ha.....

  • @yadavravi21oct
    @yadavravi21oct 6 років тому +1

    Superb explanations on insurance great job rachit
    Thanks bro

  • @NourishNTravelWithPawan
    @NourishNTravelWithPawan 4 роки тому

    Good morning Bro main tata altroz xz varient le raha hun... And showroom dealer iffco tokyo ka insurance provide kara rahe hai... Then mujhe konsa insurance lena chahiye and how to calculate iffco tokyo insurance premium calculator... Thank you

  • @krs8930
    @krs8930 6 років тому +2

    Agr 10 lakh ex showroom ki car h, to approximately 85k RTO ka charges hota h.
    Bt usi case pe zero dept insurance policy ka kitna kharcha ayega?
    Lumsum idea do sir.

  • @krishnasinghful
    @krishnasinghful 5 років тому

    Sir namaskar, Ecosport new ka 33000 insurance ka laga tha to 3 years ka hai (1 year first party and 2 years 3rd party) ab second year mey first party karana hai to expecting kitna paisa dena chahiye?

  • @drsundipshenoy2471
    @drsundipshenoy2471 2 роки тому

    Excellent presentation 😊

  • @bharatsolanki0999
    @bharatsolanki0999 6 років тому

    Very nice in short time aapne acha samjaya nice work

  • @atulraj8255
    @atulraj8255 4 роки тому

    Very informative, thanks Rachit

  • @Buboorjanowar
    @Buboorjanowar 6 років тому +1

    Tata nexon xz+ kaa lia konsa insurance lena chaieyaa.....for Kolkata....

  • @sumitpalekar2141
    @sumitpalekar2141 4 роки тому

    thanks for briefing about the car insurance types. It was very informative for beginners.

  • @nareshchaudhary574
    @nareshchaudhary574 6 років тому

    Namskar sir muze power performance or smuth Hachbak Gadi chahiye to petrol Fuel ya disel fuel ??

  • @asvlog6707
    @asvlog6707 5 років тому

    Sir mere pass i20 magna h 2015 model me konsa insurance karwana chaiye showroom se ya dealer se

  • @9090791729
    @9090791729 6 років тому

    Superb information about insurance Rachit.. it's very helpful.

  • @amitshukla565
    @amitshukla565 4 роки тому

    Agr 3rd prty krva liya ,, uske bad zero deapth nhi krva skte hai kya

  • @jiolifewithme4291
    @jiolifewithme4291 4 роки тому

    Thanks sir very easy way .

  • @KTM-cc2tq
    @KTM-cc2tq 6 років тому +2

    Hi Hirani,
    My renewal will fall in Feb 2019, it will be First renewal, please advice which will be the best Car Insurance if I am opting Zero Dept type?
    Kauser

  • @harvinderkumar7752
    @harvinderkumar7752 5 років тому

    Sir mere pass Maruti dizer hai 2012 model konsa cover lena chahiye plz reply sir

  • @nadeemakhtar1448
    @nadeemakhtar1448 4 роки тому

    Sir IDV or RTI me se kaunsa select karna chahiye brand new car me lete waqt? Kindly reply! Thank you 🙏

  • @anubhavshasan2908
    @anubhavshasan2908 5 років тому

    Does we buy car only on ex showroom price. And done registration insurance etc by self.

  • @himachalpradeshstateramanu8062
    @himachalpradeshstateramanu8062 4 роки тому

    I have taken Skoda Rapid 1.6 MPI AT in August, 2019. My 3rd party insurance is valid for next two years. Which one should I prefer for OD of my car? Kindly suggest. I live in a village area near Shimla.

  • @varunmangharamani2437
    @varunmangharamani2437 2 роки тому

    Sir I am buying urban cruiser which type of insurance should I buy

  • @sayandas.8220
    @sayandas.8220 6 років тому

    Very Good Information For Car Insurance Topic Video For Motor Octane. 👍👌✌

  • @mayanksinghania2985
    @mayanksinghania2985 6 років тому

    Sir m purchasing verna this month .. which is d best suited colour on the car... i dnt want white nd silver..

  • @aniketsatav4782
    @aniketsatav4782 6 років тому

    What is your opinion about the 3M teflon coating????? please answer my questions sir

  • @chiranjeetgiri3005
    @chiranjeetgiri3005 5 років тому

    Thankyou for the complete info Rachit Sir

  • @abhisheksharma-vj3sg
    @abhisheksharma-vj3sg 6 років тому

    Very useful information. Thanks bhai.

  • @eunlawon5290
    @eunlawon5290 4 роки тому

    Life saver ! Thank U so much , brother 🙏

  • @intellectinsight007
    @intellectinsight007 6 років тому

    Bhai..is ford aspire trend good to buy? Or should I go for Swift vxi...I want a stylish spacious car and my driving is limited

  • @durgaprasadbishi5154
    @durgaprasadbishi5154 4 роки тому

    Spresso k liye kaun sa insurance renewal Krna chahiye ?

  • @ppb123123
    @ppb123123 5 років тому

    Excellent brother...you are really doing so nice informative videos

  • @shashankpriyadarshi1935
    @shashankpriyadarshi1935 6 років тому

    Great video Rachit J
    i...Very Informative!!

  • @ravikumar275546
    @ravikumar275546 4 роки тому

    Jo benefits 3rd party aur comprehensive me milte he wo sab zero debt me bhi covered he kya ??

  • @gurdeepsingh0011
    @gurdeepsingh0011 6 років тому

    Thanks for clearing the doubts... Well explained

  • @KapilArya23
    @KapilArya23 5 років тому

    Hi Sir should I consider engine protection. Also according to you which is best insurance company?

  • @rakeshsarode6011
    @rakeshsarode6011 6 років тому

    Mast video bro .... awesome ... see u soon with a million subs

  • @VishalDas09
    @VishalDas09 5 років тому +2

    Well summarised at the end

  • @rishikeshpatil2620
    @rishikeshpatil2620 4 роки тому

    What are add ons in insurance and how many types of add on are there in insurance?

  • @praveenthakre3548
    @praveenthakre3548 5 років тому

    Sir Meri car 2007modal h comrsial h Tavera h. Konsa insurance lena chahiye

  • @Luxuryhubfashion
    @Luxuryhubfashion 4 роки тому

    Doubts cleared.... Thanks..for the info

  • @badalrai4786
    @badalrai4786 4 роки тому

    Very well explained, thank you. It helped.

  • @abhinavdvd28
    @abhinavdvd28 4 роки тому

    My insurance is expiring soon, so which type I should buy regarding 1 year or multiyear. If I buy 2 or 3 year insurance then what are pros and cons of that. Please explain. What ia your opinion about this??

  • @archer786
    @archer786 4 роки тому

    New car main kitne saal ka insurance mandate hai lena?

  • @srinivasmanem7623
    @srinivasmanem7623 6 років тому +1

    Thank you very much Rachit Bhai for the information. Please explain all cases when the insurance can be claimed and when we will not be able to file a claim. Also please answer " Will there be any changes in the way a particular insurance works, with the aging of vehicle?"

    • @motoroctane
      @motoroctane  6 років тому +1

      The policies of companies vary. So spend that one hour on reading and skip a TV show for it. All answers are there in it

  • @careerwingspatna
    @careerwingspatna 4 роки тому

    5 saal purana complete hogayi hai car ki kaun sa insurance opt karna chahiye?

  • @polmaheshc
    @polmaheshc 5 років тому

    Good knowledge sharing. Nice presentation Sir.
    Thanks

  • @adheshn7507
    @adheshn7507 6 років тому

    Nice info Rachit, thank you so much for your time.

  • @prayasverma5944
    @prayasverma5944 4 роки тому

    Waah nicely explained

  • @AmanChatrvedi
    @AmanChatrvedi 6 років тому +1

    Loved it...
    My car steering is pulling to left while driving, (if I leave it)....Is it serious..Do I need to get it checked...Wheel balancing and alignment is perfect!!

    • @Pkd20111
      @Pkd20111 4 роки тому

      Check your tyres if there is any uneven wear. Also if the inflation pressure is not maintained and unequal then it could happen. Contact your car service center and ask to look for "castor, camber and toe in-out"

  • @naveents1732
    @naveents1732 3 роки тому

    metal parts you wont get 100%, it is only 90%. For plastic you are quite correct. It will be around 30-40%

  • @manojannadate2230
    @manojannadate2230 4 роки тому

    Can u tell which companies are best for fast claim settlement on Zero dep & Comprehensive insurance, thxs

  • @dr.sohamdave9964
    @dr.sohamdave9964 4 роки тому

    You are so perfect and thorough

  • @tanujyadav0
    @tanujyadav0 4 роки тому +1

    Zero depth me samne wale ki gaadi ya public property ka nuksan bhi recover hota h kya

  • @dharmendarbali6108
    @dharmendarbali6108 6 років тому

    Sir no clsim bonus 1 saal ke baad insurance bahar se krvane par kisi bhi compny ka. To ncb milega kya..?

  • @princeprawez7766
    @princeprawez7766 5 років тому

    Sir zero depth insurance kitna ka aayega xuv 300 w6 ke liye bahar se lene me

  • @ajinkyabaswante8564
    @ajinkyabaswante8564 5 років тому

    Sir ji batao zero dep. Insurance policy Bazaar se liye to safe hai kya

  • @तारेजमीनपर-न2ज

    My 1st year is over now i have 3 rd party insurance i want to change 1st party so what is the best way to change with minimum cost ....is that autocancel of 3rd party insurance when buy zero depth insurance..pls suggest

  • @jvmehtamehta9879
    @jvmehtamehta9879 4 роки тому

    I will be purchasing my xza+ tata tiago 2020. Delivery on 15th January 2021. Which Insurance will be the best. Tata aig or any other plan. I would like to go for return to invoice. Please let me know. And also premium of the same. Ex showroom price is 646000 mention in quotation.

  • @calvind.6294
    @calvind.6294 5 років тому

    Sir maine new model 2020 Mahindra bolero laneko sosa, but konsa insurance thik rohega please inform me,,,

    • @surajitbarua7362
      @surajitbarua7362 4 роки тому

      You can buy your policy online as well as offline. As it's a new car go for bundled comprehensive policy (1+3 year) and negotiate on covers and discount. Ask for quotation from different companies.

  • @DeepakKumar-pv9vi
    @DeepakKumar-pv9vi 4 роки тому

    Good and well explained, thanks

  • @jainamsplaylist8136
    @jainamsplaylist8136 6 років тому

    Please make video of brezza vdi vs tuv 300 t6+

  • @OdishatourSubrat
    @OdishatourSubrat 4 роки тому

    I have taken zero dp New India assurance from policy bazar, is there any trouble in claim

  • @pahadvscar4188
    @pahadvscar4188 4 роки тому

    Sir bhut shi video bnaii

  • @alaymachhar9072
    @alaymachhar9072 4 роки тому

    Hii
    I booked verna 2020sxO....petrol manual
    Me konsa insurances purchase kru ?

  • @jaishemant6265
    @jaishemant6265 4 роки тому

    Maine aaj nexon xzplus book ki hai toh mai usme zero dept lena chahta hoo toh wo mko kitne ka padega insurance.
    Pls help

  • @meenasaxena4341
    @meenasaxena4341 6 років тому

    I m planning to buy Ford ecosport titanium s Ecoboost...
    But I m not sure about the maintenance cost of ecoboost as compare to tdci engine and real life milege of ecoboost..
    Plz guide me so I can make right decision..