Point to be added in Insurance are 1) Zero Depreciation- Can only be avail upto 5 years from car manufacturing date and not RTO registration date 2) Comprehensive- Can only be avail upto 10 to 15 years condition that from 10 years to 15 years there should be no lapse in the policy 3) 3rd Party- Can be avail to all the car. 4) There is option of Motor Protection which cover Engine component for example Engine Damage during Flood and so on.
Very good info..totally exact to point. No ome explains like this and no one shares this info with viewers.. Especially suggesting which type of insurance one should go for - this no expert suggests.. I am seeing this in 2022 so one can think how much reliable it is now also
maine bhi aaj hee insurance kiya meri Baleno ka, isase pahle dealer jo car lete samay insurance tha woh khatm honewala hain dec 2018 ko, to main direct icici lombard ki website se oniine insurance liye jo ki mujhe Rs. 17799/- me pada aur dealer ki letter ke mutabik agar main dealer se insurance leta to mujhe Rs.18800/- ka padta. Online insurance me mujhe Rs.1000/- ka faayda huwa.
Thanks for very valuable information. As I shared in other post I booked Venue SX+, I was watching this video as I was thinking dealer is charging a lot for insurance. Though I still need to get quotation with some more information from other provider. I just came from dealership and shocked what they told me here are some details: 1. When I asked to talk to insurance guy they did not provided right person instead their other showroom guy came with standard Hyundai broacher for insurance. 2. I told them they are charging more so I’ll check outside to get the details and buy, they said you can’t do that you have to get insurance from dealership only. 3. They referred this policy is from Hyundai, as venue is newly launched they will not allow customers to buy insurance from outside. 4. Last but not the least they said if you would have told in advance that you buy insurance from outside we would it have taken your booking. They claim they did not take booking specially for venue for some customers because they refuse to buy insurance from them. The price they are charging for insurance is 56k for ‘0’ dep EP and RTI. I’ll be following up with Hyundai and will be asking if they can change the dealer if not will see if I need to cancel the booking already fed up following up with them on delivery date. Dealer says Sir aapne jo color choose kiya hai uske liye delay ho raha hai. Fas gaya pre-booking ke chakkar main 🙁.
nits patel I was very open to cancel at any moment and Dealer knew about it, later dealer agreed that I can buy insurance from outside and I saved around 30K. At last got the delivery after 3.5 months. I decided to cancel in last week of July then got dealers call at last moment that car is assigned in plant, so went for it as Seltos had same issue no variant and feature details.
Bhaiya aapka videos bahut achha lagta hai aap bahut help karte hai Bhaiya showroom k bahar dealership ko chor k kaha se enquiry kare insurance k lia Koi bhi idea nahi hai kaha se contact kare insurance accompanies ko Thora bataiya to bahut help hoga Agar ho paya to is bareme ak video banadijia plzzzzzz
Yeh zero depreciation insurance kaam ka hain...sabko lena chahiyain...kyonki aajkal maximum portion plastic ka hain wo bhi low quality.. kisibhi waqt damage ho saktain hain
Very best vedio ,, sir ye btaiye abhi tk maine zero deapth karvata tha lekin is saal 3rd party karvana chah rha hu ,lekin ye btaiye agr is saal 3rd prty kra liya to next year fir se zero deapth krva skte hai ,, abhi car ko 2 saal huye
Bahar ka Jo discount hay usk liye details bataiya...+ Bike ka insurance types bataiya... MATLAB dealership insurance and bahar ka insurance. Full details
Rachitbhai zero dept mai apni gaadi totally cover hoti hai aur third party ka kya? Sath hi details dijhiye add ons k baree mai jaise kon sa le, kis insurance k saath le, konsa kis k sath thik hai, zaroori hai etc.... Explain in detail for bikes as well...
ye paper work k nahi hote, ye excess clause hoti hai 1500 CC se kam mein 1000 aur 1500 CC se uper wale mein 2000 dena padta hai taki aap itni amount ka claim na le sake
Good morning Bro main tata altroz xz varient le raha hun... And showroom dealer iffco tokyo ka insurance provide kara rahe hai... Then mujhe konsa insurance lena chahiye and how to calculate iffco tokyo insurance premium calculator... Thank you
Agr 10 lakh ex showroom ki car h, to approximately 85k RTO ka charges hota h. Bt usi case pe zero dept insurance policy ka kitna kharcha ayega? Lumsum idea do sir.
Sir namaskar, Ecosport new ka 33000 insurance ka laga tha to 3 years ka hai (1 year first party and 2 years 3rd party) ab second year mey first party karana hai to expecting kitna paisa dena chahiye?
Hi Hirani, My renewal will fall in Feb 2019, it will be First renewal, please advice which will be the best Car Insurance if I am opting Zero Dept type? Kauser
I have taken Skoda Rapid 1.6 MPI AT in August, 2019. My 3rd party insurance is valid for next two years. Which one should I prefer for OD of my car? Kindly suggest. I live in a village area near Shimla.
My insurance is expiring soon, so which type I should buy regarding 1 year or multiyear. If I buy 2 or 3 year insurance then what are pros and cons of that. Please explain. What ia your opinion about this??
Thank you very much Rachit Bhai for the information. Please explain all cases when the insurance can be claimed and when we will not be able to file a claim. Also please answer " Will there be any changes in the way a particular insurance works, with the aging of vehicle?"
Loved it... My car steering is pulling to left while driving, (if I leave it)....Is it serious..Do I need to get it checked...Wheel balancing and alignment is perfect!!
Check your tyres if there is any uneven wear. Also if the inflation pressure is not maintained and unequal then it could happen. Contact your car service center and ask to look for "castor, camber and toe in-out"
My 1st year is over now i have 3 rd party insurance i want to change 1st party so what is the best way to change with minimum cost ....is that autocancel of 3rd party insurance when buy zero depth insurance..pls suggest
I will be purchasing my xza+ tata tiago 2020. Delivery on 15th January 2021. Which Insurance will be the best. Tata aig or any other plan. I would like to go for return to invoice. Please let me know. And also premium of the same. Ex showroom price is 646000 mention in quotation.
You can buy your policy online as well as offline. As it's a new car go for bundled comprehensive policy (1+3 year) and negotiate on covers and discount. Ask for quotation from different companies.
I m planning to buy Ford ecosport titanium s Ecoboost... But I m not sure about the maintenance cost of ecoboost as compare to tdci engine and real life milege of ecoboost.. Plz guide me so I can make right decision..
Point to be added in Insurance are
1) Zero Depreciation- Can only be avail upto 5 years from car manufacturing date and not RTO registration date
2) Comprehensive- Can only be avail upto 10 to 15 years condition that from 10 years to 15 years there should be no lapse in the policy
3) 3rd Party- Can be avail to all the car.
4) There is option of Motor Protection which cover Engine component for example Engine Damage during Flood and so on.
You have much knowledge about insurance bcoz my car was acciden I want to know about
Insurance companies tell you should pay 30% and balance 70% I will pay
@@Akhruzzama70 which type of insurance u have? And describe breif about accident
My Honda Amaze is 7 years old,
should I take comprehensive insurance or Third party Insurance
Insurance cost of diesel car and petrol car is different or same?
bhai maine kitne hi videos dekhe hai car insurances par but aaj ja kar ache se clear hua hai funda.. great job bro..
Very good info..totally exact to point. No ome explains like this and no one shares this info with viewers.. Especially suggesting which type of insurance one should go for - this no expert suggests.. I am seeing this in 2022 so one can think how much reliable it is now also
Motoroctane is one of the best UA-cam channel for me you guys are rocking
Yr bhai bahoot clear cut baat krta Hai smjhaane ka trika ek dum fantastic Hai nice Bro 👌
Good brother.
ऐसे ही टॉपिक लेकर वीडियो बनाओ जो लोगो को माइनर लगती है। मुझे बहुत अच्छी लगी ।
Going to buy Tata Tigor xx plus...thanks a lot for valuable info
You are doing a very good job😃, best channel to gain knowledge!
maine bhi aaj hee insurance kiya meri Baleno ka, isase pahle dealer jo car lete samay insurance tha woh khatm honewala hain dec 2018 ko, to main direct icici lombard ki website se oniine insurance liye jo ki mujhe Rs. 17799/- me pada aur dealer ki letter ke mutabik agar main dealer se insurance leta to mujhe Rs.18800/- ka padta. Online insurance me mujhe Rs.1000/- ka faayda huwa.
Thanks for very valuable information.
As I shared in other post I booked Venue SX+, I was watching this video as I was thinking dealer is charging a lot for insurance. Though I still need to get quotation with some more information from other provider. I just came from dealership and shocked what they told me here are some details:
1. When I asked to talk to insurance guy they did not provided right person instead their other showroom guy came with standard Hyundai broacher for insurance.
2. I told them they are charging more so I’ll check outside to get the details and buy, they said you can’t do that you have to get insurance from dealership only.
3. They referred this policy is from Hyundai, as venue is newly launched they will not allow customers to buy insurance from outside.
4. Last but not the least they said if you would have told in advance that you buy insurance from outside we would it have taken your booking.
They claim they did not take booking specially for venue for some customers because they refuse to buy insurance from them.
The price they are charging for insurance is 56k for ‘0’ dep EP and RTI.
I’ll be following up with Hyundai and will be asking if they can change the dealer if not will see if I need to cancel the booking already fed up following up with them on delivery date.
Dealer says Sir aapne jo color choose kiya hai uske liye delay ho raha hai. Fas gaya pre-booking ke chakkar main 🙁.
Dusri car le lunga aisa bol de dealer ko
nits patel I was very open to cancel at any moment and Dealer knew about it, later dealer agreed that I can buy insurance from outside and I saved around 30K. At last got the delivery after 3.5 months. I decided to cancel in last week of July then got dealers call at last moment that car is assigned in plant, so went for it as Seltos had same issue no variant and feature details.
Bhaiya aapka videos bahut achha lagta hai aap bahut help karte hai
Bhaiya showroom k bahar dealership ko chor k kaha se enquiry kare insurance k lia
Koi bhi idea nahi hai kaha se contact kare insurance accompanies ko
Thora bataiya to bahut help hoga
Agar ho paya to is bareme ak video banadijia plzzzzzz
बहुत ही बेहतरीन और लाभदायक जानकारी देने के लिए धन्यवाद।
I was wondering too much about insurance. You cleared it !!
Thanks
So neatly narrated. Really appreciate your valuable time !!
Yeh zero depreciation insurance kaam ka hain...sabko lena chahiyain...kyonki aajkal maximum portion plastic ka hain wo bhi low quality.. kisibhi waqt damage ho saktain hain
Sir .. engine cover and tyre cover addon lena chahiya kya... insurance me ??
बहुत अच्छी जानकारी सर कार लोन पर भी जानकारी दे कोन से बैंक से ले ओर कीन बातो का ध्यान रखें ।
Very best vedio ,, sir ye btaiye abhi tk maine zero deapth karvata tha lekin is saal 3rd party karvana chah rha hu ,lekin ye btaiye agr is saal 3rd prty kra liya to next year fir se zero deapth krva skte hai ,, abhi car ko 2 saal huye
Bahar ka Jo discount hay usk liye details bataiya...+ Bike ka insurance types bataiya... MATLAB dealership insurance and bahar ka insurance. Full details
Rachitbhai zero dept mai apni gaadi totally cover hoti hai aur third party ka kya? Sath hi details dijhiye add ons k baree mai jaise kon sa le, kis insurance k saath le, konsa kis k sath thik hai, zaroori hai etc.... Explain in detail for bikes as well...
Motor octane always gives valuable information about everything.Good work🙌
Nice gyan bro..clear to aam admi..gud job..keep rock..happy diwali
Very good information, what about other top up like engine protect, towing charges and others.. is it good to opt for them?
i know it is kind of off topic but do anyone know of a good site to watch new movies online ?
@Malcolm Casey Lately I have been using flixzone. Just search on google for it =)
@Malcolm Casey I use Flixzone. You can find it by googling :)
Comprehensive mein opposite party ka nuksan nahi cover hota hai kya for example his vehicle, physical damage or etc?
One of the best explanation....
And Abhi jo govt rules aaye hai insurance Ko leke unko bhi explain kr dijiye plzzzzzzzzz
You are genius, in narrating
Paper work charges appx 2000/- toh dene padte hai zero dept me bhi .
ye paper work k nahi hote, ye excess clause hoti hai 1500 CC se kam mein 1000 aur 1500 CC se uper wale mein 2000 dena padta hai taki aap itni amount ka claim na le sake
Haa honda yeh 1000 ke badle 1500 lete hain.
Wonderful rachit bhai
Very helpful. Thanks a lot motoroctane .👍👍👍👍
Yes bro completely samjh agia super ♥
Finally something different nd educational
very informative motoroctane always gives a quality video
Comprehensive and zero dept almost same hi Samjaya u need to distinguish between them
Very well explained. Also i like the way you explain. Liked your channel
Superb information video tx bhai 👍
Bhai buhut knowledgable.video ha.....
Superb explanations on insurance great job rachit
Thanks bro
Good morning Bro main tata altroz xz varient le raha hun... And showroom dealer iffco tokyo ka insurance provide kara rahe hai... Then mujhe konsa insurance lena chahiye and how to calculate iffco tokyo insurance premium calculator... Thank you
Agr 10 lakh ex showroom ki car h, to approximately 85k RTO ka charges hota h.
Bt usi case pe zero dept insurance policy ka kitna kharcha ayega?
Lumsum idea do sir.
Sir namaskar, Ecosport new ka 33000 insurance ka laga tha to 3 years ka hai (1 year first party and 2 years 3rd party) ab second year mey first party karana hai to expecting kitna paisa dena chahiye?
Excellent presentation 😊
Very nice in short time aapne acha samjaya nice work
Very informative, thanks Rachit
Tata nexon xz+ kaa lia konsa insurance lena chaieyaa.....for Kolkata....
thanks for briefing about the car insurance types. It was very informative for beginners.
Namskar sir muze power performance or smuth Hachbak Gadi chahiye to petrol Fuel ya disel fuel ??
Sir mere pass i20 magna h 2015 model me konsa insurance karwana chaiye showroom se ya dealer se
Superb information about insurance Rachit.. it's very helpful.
Agr 3rd prty krva liya ,, uske bad zero deapth nhi krva skte hai kya
Thanks sir very easy way .
Hi Hirani,
My renewal will fall in Feb 2019, it will be First renewal, please advice which will be the best Car Insurance if I am opting Zero Dept type?
Kauser
Sir mere pass Maruti dizer hai 2012 model konsa cover lena chahiye plz reply sir
Sir IDV or RTI me se kaunsa select karna chahiye brand new car me lete waqt? Kindly reply! Thank you 🙏
Does we buy car only on ex showroom price. And done registration insurance etc by self.
I have taken Skoda Rapid 1.6 MPI AT in August, 2019. My 3rd party insurance is valid for next two years. Which one should I prefer for OD of my car? Kindly suggest. I live in a village area near Shimla.
Sir I am buying urban cruiser which type of insurance should I buy
Very Good Information For Car Insurance Topic Video For Motor Octane. 👍👌✌
Sir m purchasing verna this month .. which is d best suited colour on the car... i dnt want white nd silver..
What is your opinion about the 3M teflon coating????? please answer my questions sir
Thankyou for the complete info Rachit Sir
Very useful information. Thanks bhai.
Life saver ! Thank U so much , brother 🙏
Bhai..is ford aspire trend good to buy? Or should I go for Swift vxi...I want a stylish spacious car and my driving is limited
Spresso k liye kaun sa insurance renewal Krna chahiye ?
Excellent brother...you are really doing so nice informative videos
Great video Rachit J
i...Very Informative!!
Jo benefits 3rd party aur comprehensive me milte he wo sab zero debt me bhi covered he kya ??
Thanks for clearing the doubts... Well explained
Hi Sir should I consider engine protection. Also according to you which is best insurance company?
Mast video bro .... awesome ... see u soon with a million subs
Well summarised at the end
What are add ons in insurance and how many types of add on are there in insurance?
Sir Meri car 2007modal h comrsial h Tavera h. Konsa insurance lena chahiye
Doubts cleared.... Thanks..for the info
Very well explained, thank you. It helped.
My insurance is expiring soon, so which type I should buy regarding 1 year or multiyear. If I buy 2 or 3 year insurance then what are pros and cons of that. Please explain. What ia your opinion about this??
New car main kitne saal ka insurance mandate hai lena?
Thank you very much Rachit Bhai for the information. Please explain all cases when the insurance can be claimed and when we will not be able to file a claim. Also please answer " Will there be any changes in the way a particular insurance works, with the aging of vehicle?"
The policies of companies vary. So spend that one hour on reading and skip a TV show for it. All answers are there in it
5 saal purana complete hogayi hai car ki kaun sa insurance opt karna chahiye?
Good knowledge sharing. Nice presentation Sir.
Thanks
Nice info Rachit, thank you so much for your time.
Waah nicely explained
Loved it...
My car steering is pulling to left while driving, (if I leave it)....Is it serious..Do I need to get it checked...Wheel balancing and alignment is perfect!!
Check your tyres if there is any uneven wear. Also if the inflation pressure is not maintained and unequal then it could happen. Contact your car service center and ask to look for "castor, camber and toe in-out"
metal parts you wont get 100%, it is only 90%. For plastic you are quite correct. It will be around 30-40%
Can u tell which companies are best for fast claim settlement on Zero dep & Comprehensive insurance, thxs
You are so perfect and thorough
Zero depth me samne wale ki gaadi ya public property ka nuksan bhi recover hota h kya
Yess💯
Sir no clsim bonus 1 saal ke baad insurance bahar se krvane par kisi bhi compny ka. To ncb milega kya..?
Sir zero depth insurance kitna ka aayega xuv 300 w6 ke liye bahar se lene me
Sir ji batao zero dep. Insurance policy Bazaar se liye to safe hai kya
My 1st year is over now i have 3 rd party insurance i want to change 1st party so what is the best way to change with minimum cost ....is that autocancel of 3rd party insurance when buy zero depth insurance..pls suggest
I will be purchasing my xza+ tata tiago 2020. Delivery on 15th January 2021. Which Insurance will be the best. Tata aig or any other plan. I would like to go for return to invoice. Please let me know. And also premium of the same. Ex showroom price is 646000 mention in quotation.
Sir maine new model 2020 Mahindra bolero laneko sosa, but konsa insurance thik rohega please inform me,,,
You can buy your policy online as well as offline. As it's a new car go for bundled comprehensive policy (1+3 year) and negotiate on covers and discount. Ask for quotation from different companies.
Good and well explained, thanks
Please make video of brezza vdi vs tuv 300 t6+
I have taken zero dp New India assurance from policy bazar, is there any trouble in claim
Sir bhut shi video bnaii
Hii
I booked verna 2020sxO....petrol manual
Me konsa insurances purchase kru ?
Maine aaj nexon xzplus book ki hai toh mai usme zero dept lena chahta hoo toh wo mko kitne ka padega insurance.
Pls help
I m planning to buy Ford ecosport titanium s Ecoboost...
But I m not sure about the maintenance cost of ecoboost as compare to tdci engine and real life milege of ecoboost..
Plz guide me so I can make right decision..