Sir after the new rules on indexation by Govt, are debt funds still recommended for emergency corpus. What are the alternatives for building emergency corpus ? I have replaced debt fund with an Arbitrage fund.
Hlo sir ur videos are very informative...can u please make a video about SWP...will it be helpful to make a regular income beyond inflation.. I'm a house wife..i hav some amount of lumpsum from my parents.. where to invest it to get some income monthly or quarterly... Thank you ❤
My two cents. Much like Growth style of investment, NSE quality index considers (a) EPS growth (b) ROE (c) Debt to Equity. However, it does not consider "Valuation" (e.g. PEG/ PB etc) and that is a crucial drawback. Quality/ growth at Any Price could be punishing. In 2021 valuation for growth stocks were somewhat unreasonable. From 2022, growth style is out of favour and this is coming out in the performance comparison between vanilla midcap 150 v midcap 150 quality 50. However we should not forget that point in time trailing return is not the best way of comparison.
Sir so now can we conclude Actively managed Aggressive hybrid fund from reputed AMC like ICICI or Kotak is bettert than Low Volatility index fund ,topic of one of your ealier videos sir
Dear Pattu Sir, Please make a video on why one should or should not buy December put option to hedge their sizable MF corpus. Generally, they cost around 5% of the portfolio value. Does it provide an alternative to portfolio rebalancing without adding additional taxes?
Please Review my portfolio sir parag Parikh flexicap, Sbi mid cap & axis small cap fund each with 5000 rs total 15000 rs per month sip for 25 year's and 10 percent step up every year, I want 10 crores for my retirement is this portfolio Good..?🔥
@PersonalFinanceCalculators Is there any thumb rule to follow when it comes to controlling the size of an individual MF in ones portfolio? I mean if i have an Index fund that is reaching 1Cr in size, should i stop adding to it and start another index fund from a differnet AMC? Just to stretch the limits of our imagination, can you shed some light on the size of largest single MFs position size you have seen?
Hello Pattu sir....Thanks for all the suggestions and analysis of finance related topics.... Sir, need your take on this situation....39 year old female, single, not working, owns home, owns car, no debts, parents are all taken care by themselves, savings of around 61 lks in post office term deposits, another 18.5 lks in MF investments which keepa getting redeemed, no medical insurance....do not like to go back to work space.... Want to do achieve below goals by 42 and get monthly income of 25K - travelling to few overseas destination including Australia, Japan, Egypt, Greece, South Africa , Newzealand, US - upgrade to little more bigger car with more safety....
Hi Sir, could you please tell me the source of your data that you use to construct these graphs in all your videos. I would also like to do some analysis, where can i get this data from?
I have doubt on factor based index..Reason mentioned below… Nifty 200 Momentum 30 Nifty 150 Midcap Momentum/Quality 50 index fund. Out of 200 they choose 30 only but out of 150 they choose 50 stocks… Why??? For universe of indices..indices should be like this Nifty 200 momentum 50 and Nifty 150 Momentum/quality 30
Midcap is more volatility.. selecting more stocks best of momentum will be better than just selecting 30 in midcap universe. That's tha same reason they select 100 stocks in smallcap250 momentum quality 100
Hello sir , Your videos are amazing , I appreciate the data driven approach. Just one quick question , The articles posted on your website , are the information and data mentioned in the articles accurate and reliable over there ? ( because sometimes your explanations in your videos get confusing so I can’t understand)
@@nightkingkills3840 Hello Brother ☺, I'm in my early 20s and planning to be an aggressive equity and an ultra long term investor, basically having a higher risk tolerance and having enough patience to get high returns in a long period. I'm gonna start my investment on APRIL 2024(next financial year). I don't have any specific goal oriented investment, better to say, that I'm investing for generational wealth creation or at least for my post retirement stage. 1. EDELWEISS Nifty 50 index fund (for Mega cap exposure) ~ 10% Allocation (0.05% ER) 2. EDELWEISS Nifty Next 50 index fund (for Large cap exposure) ~ 10% (0.09% ER) 3. EDELWEISS Nifty midcap 150 momentum 50 index fund (for Mid cap exposure - only smart beta fund in my portfolio) ~ 30% (0.14% ER) 4. Nippon Indian small cap fund (for Small cap exposure - only active fund in my portfolio) ~ 40% (0.67% ER) 5. ICICI prudential Nasdaq 100 index fund (for global exposure - only international fund in my portfolio) ~ 10% (0.50% ER) These are my 5 Definite Index/active mutual Funds which I will start, once I opt to invest. So literally investing in all the companies listed in the NSE from 1 to 500, where instead of investing in direct Nifty 500, I have diversified my entire portfolio based upon market capitalisation. Investing method will be completely in step up SIP and will also actively increase or decrease the SIP regarding the market fluctuations - investing more when the market dips and less when it's at an all time high. By saying this I have already covered my health insurance and term insurance and also have a good chunk of emergency fund. And also I'm not interested in any other asset classes such as Savings Account, FD, RD, PPF, NPS, REITS, Debt Funds, bonds, stocks, ETF's, Cryptocurrency, Real Estates, etc currently. Maybe in my late 20s, i.e.after marriage I will slowly start to include some of the other options. So as of now, apart from index funds I may have one more asset class - Gold via SGB (not sure even i will try this) As I'm at the initial stage of investing, I don't want to try hands on with direct equity/stocks. As it required huge research and continuous monitoring. I love to be a passive investor, that's why I have even chosen Index Funds over Active Mutual Funds. Sorry for the long para, but I need some prerequisite context to convey my thought process towards my Investment Portfolio, so that you can get a glimpse of my investing style to guide me. So my query is, is it really good to have only these 5 Funds in my portfolio regarding equity Funds, as inclusion of any more fund will result in overlapping. Is my investing style of only depends on Index is a good strategy, at least in my early stage of building wealth and considering my long run in investing? And i will be pretty happy if my portfolio has a CAGR above 12% in the long run. Can you share your valuable thoughts over my vision and correct me if I'm wrong? And also regarding the small cap fund, I also want to choose a small cap index fund namely nifty smallcap 250 momentum quality 100 which is better than the parent index (SC 250) , but currently there is only an ETF option available. So should I wait for an AMC to launch it as I'm just starting to invest or till that can I invest in SC 250 quality 50 or with the above mentioned Nippon India SC fund? Thanks in advance♥
@@nightkingkills3840 Hello Brother ☺, I'm in my early 20s and planning to be an aggressive equity and an ultra long term investor, basically having a higher risk tolerance and having enough patience to get high returns in a long period. I'm gonna start my investment on APRIL 2024(next financial year). I don't have any specific goal oriented investment, better to say, that I'm investing for generational wealth creation or at least for my post retirement stage. 1. EDELWEISS Nifty 50 index fund (for Mega cap exposure) ~ 10% Allocation (0.05% ER) 2. EDELWEISS Nifty Next 50 index fund (for Large cap exposure) ~ 10% (0.09% ER) 3. EDELWEISS Nifty midcap 150 momentum 50 index fund (for Mid cap exposure - only smart beta fund in my portfolio) ~ 30% (0.14% ER) 4. Nippon Indian small cap fund (for Small cap exposure - only active fund in my portfolio) ~ 40% (0.67% ER) 5. ICICI prudential Nasdaq 100 index fund (for global exposure - only international fund in my portfolio) ~ 10% (0.50% ER) These are my 5 Definite Index/active mutual Funds which I will start, once I opt to invest. So literally investing in all the companies listed in the NSE from 1 to 500, where instead of investing in direct Nifty 500, I have diversified my entire portfolio based upon market capitalisation. Investing method will be completely in step up SIP and will also actively increase or decrease the SIP regarding the market fluctuations - investing more when the market dips and less when it's at an all time high. By saying this I have already covered my health insurance and term insurance and also have a good chunk of emergency fund. And also I'm not interested in any other asset classes such as Savings Account, FD, RD, PPF, NPS, REITS, Debt Funds, bonds, stocks, ETF's, Cryptocurrency, Real Estates, etc currently. Maybe in my late 20s, i.e.after marriage I will slowly start to include some of the other options. So as of now, apart from index funds I may have one more asset class - Gold via SGB (not sure even i will try this) As I'm at the initial stage of investing, I don't want to try hands on with direct equity/stocks. As it required huge research and continuous monitoring. I love to be a passive investor, that's why I have even chosen Index Funds over Active Mutual Funds. Sorry for the long para, but I need some prerequisite context to convey my thought process towards my Investment Portfolio, so that you can get a glimpse of my investing style to guide me. So my query is, is it really good to have only these 5 Funds in my portfolio regarding equity Funds, as inclusion of any more fund will result in overlapping. Is my investing style of only depends on Index is a good strategy, at least in my early stage of building wealth and considering my long run in investing? And i will be pretty happy if my portfolio has a CAGR above 12% in the long run. Can you share your valuable thoughts over my vision and correct me if I'm wrong? And also regarding the small cap fund, I also want to choose a small cap index fund namely nifty smallcap 250 momentum quality 100 which is better than the parent index (SC 250) , but currently there is only an ETF option available. So should I wait for an AMC to launch it as I'm just starting to invest or till that can I invest in SC 250 quality 50 or with the above mentioned Nippon India SC fund? Thanks in advance♥
sir i have a straight forward question - i have a sizeable corpus in debt fund. i want to move this money into equity funds for another 10 - 12 years. can you guide me 2 - 3 type of funds where i should put my money?
Sraight forward solution: If you want guidance get it fro a SEBI registered fee only advisor freefincal.com/list-of-fee-only-financial-planners-in-india/
@@jishnu18 Hello Brother ☺, I'm in my early 20s and planning to be an aggressive equity and an ultra long term investor, basically having a higher risk tolerance and have enough patience to get high returns in a long period. I'm gonna start my investment on APRIL 2024(next financial year). I don't have any specific goal oriented investment, better to say, that I'm investing for generational wealth creation or at least for my post retirement stage. 1. EDELWEISS Nifty 50 index fund (for Mega cap exposure) ~ 10% Allocation (0.05% ER) 2. EDELWEISS Nifty Next 50 index fund (for Large cap exposure) ~ 10% (0.09% ER) 3. EDELWEISS Nifty midcap 150 momentum 50 index fund (for Mid cap exposure - only smart beta fund in my portfolio) ~ 30% (0.14% ER) 4. Nippon Indian small cap fund (for Small cap exposure - only active fund in my portfolio) ~ 40% (0.67% ER) 5. ICICI prudential Nasdaq 100 index fund (for global exposure - only international fund in my portfolio) ~ 10% (0.50% ER) These are my 5 Definite Index/active mutual Funds which I will start, once I opt to invest. So literally investing in all the companies listed in the NSE from 1 to 500, where instead of investing in direct Nifty 500, I have diversified my entire portfolio based upon market capitalisation. Investing method will be completely in step up SIP and will also actively increase or decrease the SIP regarding the market fluctuations - investing more when the market dips and less when it's at an all time high. By saying this I have already covered my health insurance and term insurance and also have a good chunk of emergency fund. And also I'm not interested in any other asset classes such as Savings Account, FD, RD, PPF, NPS, REITS, Debt Funds, bonds, stocks, ETF's, Cryptocurrency, Real Estates, etc currently. Maybe in my late 20s, i.e.after marriage I will slowly start to include some of the other options. So as of now, apart from index funds I may have one more asset class - Gold via SGB (not sure even i will try this) As I'm at the initial stage of investing, I don't want to try hands on with direct equity/stocks. As it required huge research and continuous monitoring. I love to be a passive investor, that's why I have even choose Index Funds over Active Mutual Funds. Sorry for the long para, but I need some prerequisite context to convey my thought process towards my Investment Portfolio, so that you can get a glimpse of my investing style to guide me. So my query is, is it really good to have only these 5 Funds in my portfolio regarding equity Funds, as inclusion of any more fund will result in overlapping. Is my investing style of only depending on Index is a good strategy, at least in my early stage of building wealth and considering my long run in investing? And i will be pretty happy if my portfolio has a CAGR anything above 12% in the long run. Can you share your valuable thoughts over my vision and correct me if I'm wrong? Thanks in advance♥
@@jishnu18 Hello Brother ☺, I'm in my early 20s and planning to be an aggressive equity and an ultra long term investor, basically having a higher risk tolerance and having enough patience to get high returns in a long period. I'm gonna start my investment on APRIL 2024(next financial year). I don't have any specific goal oriented investment, better to say, that I'm investing for generational wealth creation or at least for my post retirement stage. 1. EDELWEISS Nifty 50 index fund (for Mega cap exposure) ~ 10% Allocation (0.05% ER) 2. EDELWEISS Nifty Next 50 index fund (for Large cap exposure) ~ 10% (0.09% ER) 3. EDELWEISS Nifty midcap 150 momentum 50 index fund (for Mid cap exposure - only smart beta fund in my portfolio) ~ 30% (0.14% ER) 4. Nippon Indian small cap fund (for Small cap exposure - only active fund in my portfolio) ~ 40% (0.67% ER) 5. ICICI prudential Nasdaq 100 index fund (for global exposure - only international fund in my portfolio) ~ 10% (0.50% ER) These are my 5 Definite Index/active mutual Funds which I will start, once I opt to invest. So literally investing in all the companies listed in the NSE from 1 to 500, where instead of investing in direct Nifty 500, I have diversified my entire portfolio based upon market capitalisation. Investing method will be completely in step up SIP and will also actively increase or decrease the SIP regarding the market fluctuations - investing more when the market dips and less when it's at an all time high. By saying this I have already covered my health insurance and term insurance and also have a good chunk of emergency fund. And also I'm not interested in any other asset classes such as Savings Account, FD, RD, PPF, NPS, REITS, Debt Funds, bonds, stocks, ETF's, Cryptocurrency, Real Estates, etc currently. Maybe in my late 20s, i.e.after marriage I will slowly start to include some of the other options. So as of now, apart from index funds I may have one more asset class - Gold via SGB (not sure even i will try this) As I'm at the initial stage of investing, I don't want to try hands on with direct equity/stocks. As it required huge research and continuous monitoring. I love to be a passive investor, that's why I have even chosen Index Funds over Active Mutual Funds. Sorry for the long para, but I need some prerequisite context to convey my thought process towards my Investment Portfolio, so that you can get a glimpse of my investing style to guide me. So my query is, is it really good to have only these 5 Funds in my portfolio regarding equity Funds, as inclusion of any more fund will result in overlapping. Is my investing style of only depends on Index is a good strategy, at least in my early stage of building wealth and considering my long run in investing? And i will be pretty happy if my portfolio has a CAGR above 12% in the long run. Can you share your valuable thoughts over my vision and correct me if I'm wrong? And also regarding the small cap fund, I also want to choose a small cap index fund namely nifty smallcap 250 momentum quality 100 which is better than the parent index (SC 250) , but currently there is only an ETF option available. So should I wait for an AMC to launch it as I'm just starting to invest or till that can I invest in SC 250 quality 50 or with the above mentioned Nippon India SC fund? Thanks in advance♥
Sir
Quant MF has started a new fund called momentum fund….
Only two fund in these space so far…..
Any insights of yours will be blessing only….
Quant is for kids. That's what he says.
@@hafeezrahman9255 Can you please explain why so? I'm new to share market. It will be helpful to build my portfolio
@@hafeezrahman9255
Can you please explain to me why? As I'm new to this share market, it just helps me to build my portfolio.
Thanks in advance 😊
Sir after the new rules on indexation by Govt, are debt funds still recommended for emergency corpus. What are the alternatives for building emergency corpus ? I have replaced debt fund with an Arbitrage fund.
Hlo sir ur videos are very informative...can u please make a video about SWP...will it be helpful to make a regular income beyond inflation.. I'm a house wife..i hav some amount of lumpsum from my parents.. where to invest it to get some income monthly or quarterly...
Thank you ❤
My two cents. Much like Growth style of investment, NSE quality index considers (a) EPS growth (b) ROE (c) Debt to Equity. However, it does not consider "Valuation" (e.g. PEG/ PB etc) and that is a crucial drawback. Quality/ growth at Any Price could be punishing. In 2021 valuation for growth stocks were somewhat unreasonable. From 2022, growth style is out of favour and this is coming out in the performance comparison between vanilla midcap 150 v midcap 150 quality 50. However we should not forget that point in time trailing return is not the best way of comparison.
There are multi factor indexes. Which combines many factors
Sir, are there any cautions to take as mutual fund portfolio size grows, apart from asset allcation and goal based equity contribution?
Sir did you exit this fund? I want to know because I am not sure whether to continue or exit this one
Sir so now can we conclude Actively managed Aggressive hybrid fund from reputed AMC like ICICI or Kotak is bettert than Low Volatility index fund ,topic of one of your ealier videos sir
Can you provide personal finance planning excel file?
Sir kindly make a video on what are those equity mf categories one should always keep in their portfolio. (Not for retired)
Probably categories with minimal or zero investment constraints for active funds. For passive nifty 50 index fund and next 50.
See lates article
Dear Pattu Sir,
Please make a video on why one should or should not buy December put option to hedge their sizable MF corpus. Generally, they cost around 5% of the portfolio value. Does it provide an alternative to portfolio rebalancing without adding additional taxes?
Please Review my portfolio sir parag Parikh flexicap, Sbi mid cap & axis small cap fund each with 5000 rs total 15000 rs per month sip for 25 year's and 10 percent step up every year, I want 10 crores for my retirement is this portfolio Good..?🔥
@PersonalFinanceCalculators
Is there any thumb rule to follow when it comes to controlling the size of an individual MF in ones portfolio? I mean if i have an Index fund that is reaching 1Cr in size, should i stop adding to it and start another index fund from a differnet AMC? Just to stretch the limits of our imagination, can you shed some light on the size of largest single MFs position size you have seen?
Hello Pattu sir....Thanks for all the suggestions and analysis of finance related topics....
Sir, need your take on this situation....39 year old female, single, not working, owns home, owns car, no debts, parents are all taken care by themselves, savings of around 61 lks in post office term deposits, another 18.5 lks in MF investments which keepa getting redeemed, no medical insurance....do not like to go back to work space....
Want to do achieve below goals by 42 and get monthly income of 25K
- travelling to few overseas destination including Australia, Japan, Egypt, Greece, South Africa , Newzealand, US
- upgrade to little more bigger car with more safety....
Hi Sir, could you please tell me the source of your data that you use to construct these graphs in all your videos. I would also like to do some analysis, where can i get this data from?
I have doubt on factor based index..Reason mentioned below…
Nifty 200 Momentum 30
Nifty 150 Midcap Momentum/Quality 50 index fund.
Out of 200 they choose 30 only but out of 150 they choose 50 stocks…
Why???
For universe of indices..indices should be like this
Nifty 200 momentum 50 and
Nifty 150 Momentum/quality 30
Midcap is more volatility.. selecting more stocks best of momentum will be better than just selecting 30 in midcap universe.
That's tha same reason they select 100 stocks in smallcap250 momentum quality 100
So in short one should just invest in the Nifty midcap 150 index instead of any factor based index.
But sir the stocks present in this index are very good A category midcaps...🤔
Hi pattu sir, is EPF is deducted under new tax regime
Hi, any thoughts on Midcap 50 index? I could only find this Axis Nifty Midcap 50 Index Fund - Direct Plan - Growth fund right now.
Kotak nifty 50 mid cap index fund recently started
Hello sir ,
Your videos are amazing , I appreciate the data driven approach.
Just one quick question ,
The articles posted on your website , are the information and data mentioned in the articles accurate and reliable over there ?
( because sometimes your explanations in your videos get confusing so I can’t understand)
No they are fabricated. So are these.
Hi are you invested in Parag Parikh Flexi Cap fund, because of its low volatility?
It was mostly for foreign stocks like google and other tech companies. Now, he is probably stuck with it.
Sir make a video on s and p low vol index
Should I exit UTI midcap 150 quality 50 then?
No in 2023 momentum factor work may be in 2024-2025 quality will also work
@@nightkingkills3840
Hello Brother ☺, I'm in my early 20s and planning to be an aggressive equity and an ultra long term investor, basically having a higher risk tolerance and having enough patience to get high returns in a long period.
I'm gonna start my investment on APRIL 2024(next financial year). I don't have any specific goal oriented investment, better to say, that I'm investing for generational wealth creation or at least for my post retirement stage.
1. EDELWEISS Nifty 50 index fund (for Mega cap exposure) ~ 10% Allocation (0.05% ER)
2. EDELWEISS Nifty Next 50 index fund (for Large cap exposure) ~ 10% (0.09% ER)
3. EDELWEISS Nifty midcap 150 momentum 50 index fund (for Mid cap exposure - only smart beta fund in my portfolio) ~ 30% (0.14% ER)
4. Nippon Indian small cap fund (for Small cap exposure - only active fund in my portfolio) ~ 40% (0.67% ER)
5. ICICI prudential Nasdaq 100 index fund (for global exposure - only international fund in my portfolio) ~ 10% (0.50% ER)
These are my 5 Definite Index/active mutual Funds which I will start, once I opt to invest.
So literally investing in all the companies listed in the NSE from 1 to 500, where instead of investing in direct Nifty 500, I have diversified my entire portfolio based upon market capitalisation.
Investing method will be completely in step up SIP and will also actively increase or decrease the SIP regarding the market fluctuations - investing more when the market dips and less when it's at an all time high.
By saying this I have already covered my health insurance and term insurance and also have a good chunk of emergency fund.
And also I'm not interested in any other asset classes such as Savings Account, FD, RD, PPF, NPS, REITS, Debt Funds, bonds, stocks, ETF's, Cryptocurrency, Real Estates, etc currently. Maybe in my late 20s, i.e.after marriage I will slowly start to include some of the other options.
So as of now, apart from index funds I may have one more asset class - Gold via SGB (not sure even i will try this)
As I'm at the initial stage of investing, I don't want to try hands on with direct equity/stocks. As it required huge research and continuous monitoring. I love to be a passive investor, that's why I have even chosen Index Funds over Active Mutual Funds.
Sorry for the long para, but I need some prerequisite context to convey my thought process towards my Investment Portfolio, so that you can get a glimpse of my investing style to guide me.
So my query is, is it really good to have only these 5 Funds in my portfolio regarding equity Funds, as inclusion of any more fund will result in overlapping. Is my investing style of only depends on Index is a good strategy, at least in my early stage of building wealth and considering my long run in investing?
And i will be pretty happy if my portfolio has a CAGR above 12% in the long run.
Can you share your valuable thoughts over my vision and correct me if I'm wrong?
And also regarding the small cap fund, I also want to choose a small cap index fund namely nifty smallcap 250 momentum quality 100 which is better than the parent index (SC 250) , but currently there is only an ETF option available. So should I wait for an AMC to launch it as I'm just starting to invest or till that can I invest in SC 250 quality 50 or with the above mentioned Nippon India SC fund?
Thanks in advance♥
@@nightkingkills3840
Hello Brother ☺, I'm in my early 20s and planning to be an aggressive equity and an ultra long term investor, basically having a higher risk tolerance and having enough patience to get high returns in a long period.
I'm gonna start my investment on APRIL 2024(next financial year). I don't have any specific goal oriented investment, better to say, that I'm investing for generational wealth creation or at least for my post retirement stage.
1. EDELWEISS Nifty 50 index fund (for Mega cap exposure) ~ 10% Allocation (0.05% ER)
2. EDELWEISS Nifty Next 50 index fund (for Large cap exposure) ~ 10% (0.09% ER)
3. EDELWEISS Nifty midcap 150 momentum 50 index fund (for Mid cap exposure - only smart beta fund in my portfolio) ~ 30% (0.14% ER)
4. Nippon Indian small cap fund (for Small cap exposure - only active fund in my portfolio) ~ 40% (0.67% ER)
5. ICICI prudential Nasdaq 100 index fund (for global exposure - only international fund in my portfolio) ~ 10% (0.50% ER)
These are my 5 Definite Index/active mutual Funds which I will start, once I opt to invest.
So literally investing in all the companies listed in the NSE from 1 to 500, where instead of investing in direct Nifty 500, I have diversified my entire portfolio based upon market capitalisation.
Investing method will be completely in step up SIP and will also actively increase or decrease the SIP regarding the market fluctuations - investing more when the market dips and less when it's at an all time high.
By saying this I have already covered my health insurance and term insurance and also have a good chunk of emergency fund.
And also I'm not interested in any other asset classes such as Savings Account, FD, RD, PPF, NPS, REITS, Debt Funds, bonds, stocks, ETF's, Cryptocurrency, Real Estates, etc currently. Maybe in my late 20s, i.e.after marriage I will slowly start to include some of the other options.
So as of now, apart from index funds I may have one more asset class - Gold via SGB (not sure even i will try this)
As I'm at the initial stage of investing, I don't want to try hands on with direct equity/stocks. As it required huge research and continuous monitoring. I love to be a passive investor, that's why I have even chosen Index Funds over Active Mutual Funds.
Sorry for the long para, but I need some prerequisite context to convey my thought process towards my Investment Portfolio, so that you can get a glimpse of my investing style to guide me.
So my query is, is it really good to have only these 5 Funds in my portfolio regarding equity Funds, as inclusion of any more fund will result in overlapping. Is my investing style of only depends on Index is a good strategy, at least in my early stage of building wealth and considering my long run in investing?
And i will be pretty happy if my portfolio has a CAGR above 12% in the long run.
Can you share your valuable thoughts over my vision and correct me if I'm wrong?
And also regarding the small cap fund, I also want to choose a small cap index fund namely nifty smallcap 250 momentum quality 100 which is better than the parent index (SC 250) , but currently there is only an ETF option available. So should I wait for an AMC to launch it as I'm just starting to invest or till that can I invest in SC 250 quality 50 or with the above mentioned Nippon India SC fund?
Thanks in advance♥
sir i have a straight forward question - i have a sizeable corpus in debt fund. i want to move this money into equity funds for another 10 - 12 years. can you guide me 2 - 3 type of funds where i should put my money?
Sraight forward solution: If you want guidance get it fro a SEBI registered fee only advisor
freefincal.com/list-of-fee-only-financial-planners-in-india/
You didn't mention your risk profile
@@jishnu18
Hello Brother ☺, I'm in my early 20s and planning to be an aggressive equity and an ultra long term investor, basically having a higher risk tolerance and have enough patience to get high returns in a long period.
I'm gonna start my investment on APRIL 2024(next financial year). I don't have any specific goal oriented investment, better to say, that I'm investing for generational wealth creation or at least for my post retirement stage.
1. EDELWEISS Nifty 50 index fund (for Mega cap exposure) ~ 10% Allocation (0.05% ER)
2. EDELWEISS Nifty Next 50 index fund (for Large cap exposure) ~ 10% (0.09% ER)
3. EDELWEISS Nifty midcap 150 momentum 50 index fund (for Mid cap exposure - only smart beta fund in my portfolio) ~ 30% (0.14% ER)
4. Nippon Indian small cap fund (for Small cap exposure - only active fund in my portfolio) ~ 40% (0.67% ER)
5. ICICI prudential Nasdaq 100 index fund (for global exposure - only international fund in my portfolio) ~ 10% (0.50% ER)
These are my 5 Definite Index/active mutual Funds which I will start, once I opt to invest.
So literally investing in all the companies listed in the NSE from 1 to 500, where instead of investing in direct Nifty 500, I have diversified my entire portfolio based upon market capitalisation.
Investing method will be completely in step up SIP and will also actively increase or decrease the SIP regarding the market fluctuations - investing more when the market dips and less when it's at an all time high.
By saying this I have already covered my health insurance and term insurance and also have a good chunk of emergency fund.
And also I'm not interested in any other asset classes such as Savings Account, FD, RD, PPF, NPS, REITS, Debt Funds, bonds, stocks, ETF's, Cryptocurrency, Real Estates, etc currently. Maybe in my late 20s, i.e.after marriage I will slowly start to include some of the other options.
So as of now, apart from index funds I may have one more asset class - Gold via SGB (not sure even i will try this)
As I'm at the initial stage of investing, I don't want to try hands on with direct equity/stocks. As it required huge research and continuous monitoring. I love to be a passive investor, that's why I have even choose Index Funds over Active Mutual Funds.
Sorry for the long para, but I need some prerequisite context to convey my thought process towards my Investment Portfolio, so that you can get a glimpse of my investing style to guide me.
So my query is, is it really good to have only these 5 Funds in my portfolio regarding equity Funds, as inclusion of any more fund will result in overlapping. Is my investing style of only depending on Index is a good strategy, at least in my early stage of building wealth and considering my long run in investing?
And i will be pretty happy if my portfolio has a CAGR anything above 12% in the long run.
Can you share your valuable thoughts over my vision and correct me if I'm wrong?
Thanks in advance♥
@@jishnu18
Hello Brother ☺, I'm in my early 20s and planning to be an aggressive equity and an ultra long term investor, basically having a higher risk tolerance and having enough patience to get high returns in a long period.
I'm gonna start my investment on APRIL 2024(next financial year). I don't have any specific goal oriented investment, better to say, that I'm investing for generational wealth creation or at least for my post retirement stage.
1. EDELWEISS Nifty 50 index fund (for Mega cap exposure) ~ 10% Allocation (0.05% ER)
2. EDELWEISS Nifty Next 50 index fund (for Large cap exposure) ~ 10% (0.09% ER)
3. EDELWEISS Nifty midcap 150 momentum 50 index fund (for Mid cap exposure - only smart beta fund in my portfolio) ~ 30% (0.14% ER)
4. Nippon Indian small cap fund (for Small cap exposure - only active fund in my portfolio) ~ 40% (0.67% ER)
5. ICICI prudential Nasdaq 100 index fund (for global exposure - only international fund in my portfolio) ~ 10% (0.50% ER)
These are my 5 Definite Index/active mutual Funds which I will start, once I opt to invest.
So literally investing in all the companies listed in the NSE from 1 to 500, where instead of investing in direct Nifty 500, I have diversified my entire portfolio based upon market capitalisation.
Investing method will be completely in step up SIP and will also actively increase or decrease the SIP regarding the market fluctuations - investing more when the market dips and less when it's at an all time high.
By saying this I have already covered my health insurance and term insurance and also have a good chunk of emergency fund.
And also I'm not interested in any other asset classes such as Savings Account, FD, RD, PPF, NPS, REITS, Debt Funds, bonds, stocks, ETF's, Cryptocurrency, Real Estates, etc currently. Maybe in my late 20s, i.e.after marriage I will slowly start to include some of the other options.
So as of now, apart from index funds I may have one more asset class - Gold via SGB (not sure even i will try this)
As I'm at the initial stage of investing, I don't want to try hands on with direct equity/stocks. As it required huge research and continuous monitoring. I love to be a passive investor, that's why I have even chosen Index Funds over Active Mutual Funds.
Sorry for the long para, but I need some prerequisite context to convey my thought process towards my Investment Portfolio, so that you can get a glimpse of my investing style to guide me.
So my query is, is it really good to have only these 5 Funds in my portfolio regarding equity Funds, as inclusion of any more fund will result in overlapping. Is my investing style of only depends on Index is a good strategy, at least in my early stage of building wealth and considering my long run in investing?
And i will be pretty happy if my portfolio has a CAGR above 12% in the long run.
Can you share your valuable thoughts over my vision and correct me if I'm wrong?
And also regarding the small cap fund, I also want to choose a small cap index fund namely nifty smallcap 250 momentum quality 100 which is better than the parent index (SC 250) , but currently there is only an ETF option available. So should I wait for an AMC to launch it as I'm just starting to invest or till that can I invest in SC 250 quality 50 or with the above mentioned Nippon India SC fund?
Thanks in advance♥