What I learnt from a 11 year SIP in a midcap fund
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- Опубліковано 19 сер 2024
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![АЛАУДИНОВ у Скабеевой: эти их ВСУ нас НЕ ДОГОНЯТ 😁 [Пародия]](http://i.ytimg.com/vi/an0anqU4WGQ/mqdefault.jpg)
Nice observation bro. I am a dyi invester too and have the same conclusion. But I figured out that we need to book profits every 4 to 5 years band and reinvest the same amount in SIP MODE again in the best fund of that time. Its very general for a MF to shoot post 5 years coz of consistent markets crashes and recoveries matching that time band. Also book profits after a market rally around 4 to 5 yrs and reinvest again in with market correction.
Sip or lumpsum I have invested good amount of money. Now I am using profits to live these covid days as I am jobless. Don’t think too much. Keep investing............fruits are after few years, invest in best funds.with proper asset allocation.
Mug (sip) and shaking bucket (market) example was too good..
Pattu sir plz do a fan meeting..!! In simply in love with your rolling returns charts...!!P S - I don't skip adds on your videos I think that's a price I pay for watching your knowledgeable content..!! ☺️☺️
Thank you for this graph Pattu sir. I always wanted to contest the idea of SIP over a long duration reduces risk, but could not figure out how to evaluate. You graph showed the parameters to look at. Over a long period the corpus cg would rather lean towards the later half as generally would be increasing sip amount over the years. The fact that the nav will eventually me more and more aligned towards market fluctuations has helped me understand to certain extent what you say in many of your videos that blind sip will not work as advertised. Need to shift focus and understand asset allocation rebalancing more, my aim foe now. Thanks again
Thank you
I have always thought in the same lines and Finally a proper advice from a wise man .. after all the years these guys telling us do the SIp and we will be good which is a fiction
I don't understand. Care to elaborate?
@@rohitroll2119 Most important thing for reducing risk is to systematically rebalance your portfolio between equity and debt.sip won't help in reducing risk, sip only helps in cost averaging
Pattu Sir ! I have been watching all your videos. Thank you so much for sharing all your experiences and learnings..they are invaluable. helped me a lot and saved me from wrong investments....
Nice observation & explanation. A mid cap fund is bound to react more to market fluctuations. I’m sure now with the. Current market situation your fund would have bounced back many fold. Few things would make this even better..
- comparison with FD or RD over the same period of time.
- buying of gold or gold/silver etf over a same period of time.
- any other options you think could have given better returns.
I guess tracking companies and investing in dips is a better way to go in the long period.
Thanks
Sir, very enlightening.... can you please help us by showing how to actually do the "Systematic Investment" please? That would be very helpful
Sir, Would you have an update on this video now??
Time to update this video and blogpost. Things changed drastically.
amazing thalaivaa! ur advice is worth its weight in gold! God bless...and thanks a ton!
It was your mistake for choosing a mid cap fund for long term sip instead of a blue chip or multicap fund. You should also have shifted your money to a better fund after you realized that this one wasn't performing well.
So what are the advisors and Fund managers for? If it is our mistake we are spreading the word "Mutual Fund saahi Naahi hain" so that the fund managers & advisors are left alone! I have another example IDFC MULTICAP Fund the worst non performing AMC in India if not Globally.
Right we can predict the future best performer right?
@@BarkaDog Hindsight bias! In real time you can never know this... and 'waiting' is not a strategy.
A very good analysis and analogies ! love all your videos.
My understanding of a SIP is similar to that of dollar-cost averaging, where you tend to decrease the volatility of your investment on a target asset by investing in small portions over a longer period of time. Therefore this doesn't mean that SIP will reduce the associated market risks be it long term or short term, but it will help you to avoid a wrong timing of the market by doing a lump sum investment. Correct me if I am wrong.
That too is wrong.. he has a video on that too! These things are very counterintuitive...
Sir,
Can you please explain when to exit from a fund and how to analyze the performance of the fund.
You choose average fund, it still beat ppf. If choose best funds they gave 18 percent returns.
HDFC funds were the best funds 7 years ago.. what happened now?
Can you be sure which fund will be the best 7 years from now?
Very thought provoking and educative, thanks a lot sir. I want to listen to your other videos also.
Wish I could give the video two thumbs up. Unfortunately, UA-cam has just one!
Please make a video on sip in debt funds like dynamic bond and gilt funds.i knew you are very conservative on credit downgrades but my point is equity or any other asset calss also not guaranteed. I want to point out one thing 1 st april 2010 to 31 st March 2020 icici all season bond fund and axis bluchip had same returns.
If the market is low the we can get more units?. Is that true?. SIP is for the same reason right?.
I always prefer lump sum investment like 20k or 30k at a time when market is down. I don’t prefer SIP
Your stategy giving profit?
Navin Mariappan - yes , Franklin Prima fund I bought from 695/- to 869 (Mar to May-2020) and now it’s 950+, so it’s profit .
@@janaa57 thanks for your information
How do you know when market is down? And it will not go down further? Timing the markets is not possible to even best of the investors
Siddhesh K - What I mean is buy in lump sum instead of SIPs. If you have 10k put all in once , if you put in 10 months NAV will be higher each month by month. If you simply follow SIP can’t make profits much . You will experiment and learn . If someone tells you don’t understand
Sir i completely support your statements... could you please help .. how to save SIP earning from market hickups on long run. I need some strategy.
Bitter Truth .. Thank you sir
What is the advice u give to persons holding this fund for since 2017 Dec sir?
Should I continue or stop sip or redeem?
Ur videos are very practical sir
What a revelation ! Many thanks.
This means that I should withdraw returns from quity every possible year and move it to debt fund. Will it work for long term
No
No buddy
Do focused equity funds perform better than normal funds?
Thanks
Ji when is next video, become an addict for your views
How much is it now
First like sir. 6.50pm. great videos sir
Sir what to do in.sundaram.midcap fund. .suggest sir..
Invest in good pms. Best
is it same for the INDEX funds?
of course!!
Nandri.
Sirantha pathivu.👍
If you share your contacts I will share my learning.
Sir I not understand
SIP 500RS IN NIFTY 50 Correct or Lumsum 1,00,000 (20years) correct
Please Reply me
ramesh ramesh if you one lakh invest in multicap fund. Mirae asset tax saver fund for 20 years.
If you want to sip start with 500 in mirae asset emerging blue chip fund.
He has a video on that too... basically risk and returns both will not change either way
Very good example, MFs will not make money with SIP even if you stay invested for 10 years. And in your SIP cycle if you have 2-3 bearish years it will probably never make you any money vis a vis the risk. The longer years you will hold onto it the less returns you will get.
Please don't say rubbish
Don't believe him, most of mutual funds giving negative returns, this man is agent, comments uploaded are there agent,if true let him show which fund gave profits from last three years
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