He is so right about everything he said. There is no easy way out for cleaning up credit. When my home buying credit coach told me I will be ready in about two years I wanted to cry but she was right. After two long stressful years of paying off debt she finally gave me the okay once my score got above 640!
Honestly, you are one of the best UA-camrs ever. Thank you for getting straight to the point in all of your videos and not bombarded the information with mundane details that has nothing to do with the title. I've learned and I am learning so much from your channel. Being 27 and making the move to invest in a primary residence is no easy fit especially in NYC.
this was like Real Estate ASMR!! such a calm and soothing presence discussing something so complicated and stressful! Thank you for the helpful videos!
@@WinTheHouseYouLove HA!! that's perfect! I've recently been doing a lot of research on buying my first home (i'm still about a year and a half away from the actual purchase) and your videos really help to reduce anxiety about everything that goes into it.
OK, was starting to stress out a bit. This video reminded me to take a breather. Definitely adding this one to my first time buyer Playlist. THANK YOU!!! 👍
@@WinTheHouseYouLove Happy Saturday! I do have a question regarding renting vs buying for someone over a certain age! lol!! 😁😁 I will contact you soon. THANK YOU!! Enjoy your weekend. ☺️👍
I’m in the process of looking for a home and I wish you were my loan advisor 😭😭😭 your voice is so calming and you break everything down. The loan advisor I have was just like “you’re preapproved, congrats. Let me know when you find a house” 😬
Win The House You Love Kansas City, Missouri! My boyfriend is convinced we can find a better deal than 3% interest on our first house? I think he’s crazy?
Anywhere below 3% you’ll most likely need to pay points for which is a trade off on your breakeven point, so it depends on how long you plan on having the house
Tay Danni you can get a better deal than 3 % depending on ur credit score for Kansas City Inhave Taylor Lee NMLS 3030 he works for Quicken loan he gave me a 2.75 last week on a refinance but u might get lucky and get something lower the rates are still dropping - he is pretty good and honest I paid only $4K on closing cost for a 154k loan. Now my monthly mortgage payments with property tax and insurance is only $ 745 a month vs $1100 a month I had before on the first loan at 4% and this is why buying always wins over renting
You have a heart of a teacher. I have learned so much from your teaching. My stress level in purchasing a home has been around a 15 in a 1 out of 10 scale. I just never thought I'd be able to buy my own home. I'm 58 years old. I lived the majority of my life with this lie. I can't even begin to tell you how truly grateful I am for busting that lie and teaching me what to do based on facts. Much love and respect for you. God bless.
I wish I had seen this video before I had attempted to go through the house buying process this past month! We ended up walking away from the process after finding the house in the neighborhood we wanted. We might have been able to make it work BUT we didn’t want to become house poor. So we ended up taking the money we saved, paid off our two car loans and our one personal loan. Now that money that we were paying for those bills will go back into savings and we will be able to purchase what we want within 2-3 years. The only debt left is student loans! Plus side going through the process is I learned A LOT.
I really appreciate all you videos I have learned so much in the past 2 weeks watching your videos than I have in the past 2 years. I started my journey a couple years ago & since then my financial situation changed drastically and I have to start over. It will take me about 2 years to be in the right financial place. It was 2 things you said that really spoke to me and made me have a new outlook: 1. Follow my own time-line and it's ok if that time line is longer than originally anticipated. 2. Paying rent is buying patience 😊 Also, you voice is very calming 😌 Thank you for all you do!
I give props to you and Umortage. Both are informative. Umortage have good turn around time with dealing with clients questions and they are willing to point me in the right direction. Being informative with good communication skills are something these people understand. Thanks again.
I absolutely LOVED this video. I'm a mortgage underwriter and just had this entire conversation with friends at dinner last week who are looking to get in shape to buy a house. Spot on, fantastic information!
Kyle, first time viewer and I like your calm and intelligent approach to home buying. Thank you for the info and I found the website informative as well.
I needed to hear the last minute and a half! You are so right! And it’s very overwhelming trying to find out the information we need to know and are afraid to ask. I want to sincerely thank you for all of your help.
Thank you , this video has helped to relieve a lot of stress in my house . We are at the beginning stages of saving and learning what the next steps are . It’s refreshing to hear you say follow or own healthy timeline .
Thank you for this video! I'm currently in the process now with my husband trying to buy a house and I want to go about it the right way, but my mom thinks I should just go for it now and jump out on faith. And I understand what she means but I want to be smart about it and not put all my eggs in a basket and get talked into something I can't afford. You totally gave me reassurance that I'm doing it the right away and to take my time 😊
Thank you! I feel incredibly relieved after listening to your professional presentation of understanding the home buying process.For months I have felt incredible anxiety, and I thank God that I found your videos, because I feel peace about learning about this overwhelming process.
Thank you so much for this. You have NO idea how much I needed to hear the last part of what you said! I have been struggling to find my way to the life I have always wanted but have been held back from for many years, always making me feel like I missed the bus on life. In so many ways, I have, but what I'm trying to do is to put the past behind me because that life that I was living was not my own. If I went into a more detailed explanation of that, it would be a blog post or 20. My point is that I am trying so hard to cram a lifetime of learning, building, recreating into each and every day, that at the end of the day, I feel like a complete loser because I feel like I haven't accomplished a single thing. Your calm demeanor along with your clear and concise detailed explanations and planning guides were easy to listen to, not anxiety provoking like every other video telling me to stop doing nothing because doing nothing is the only way to fail. I may not be taking huge steps but I'm trying, In the past 4 months, I've raised my credit score by 100 pts! Currently, I am living off of UI and PUA because my furniture business has ceased, otherwise I'd be looking to buy now, My apartment is ridiculously unhealthy in every way and finding an apartment now is impossible. I know this is a lot but, really, I just wanted to tell you that what you said at the end, it broke some kind of dam inside of me and I cried, not out of frustration or anxiety but because, finally, I felt like someone was telling me that it's ok to be where I am right now. Thank you so much and I would LOVE to work with you. I'm in between Boston Ma and Cape Cod...If not, I honestly don't have a clue how to find a broker who'd be willing to guide me through this process.
I'm glad the videos have been helpful, keep up the great work!! :) Our team can't work in MA, but you can text #apply to 937-358-6542 and I can connect you with a lender I trust :)
I’m glad i came across your channel. Its very informative and straight to the point. I’ve been watching all your videos since i found your channel a week ago.
Hey man - I’m coming here year after - but just came across your channel recently - subscribed and have watched so many of your videos. Thank you for taking the time to go over so many of these important topics that are so beyond relevant for my family and I as we worked towards getting our credit in shape and make a plan to finally purchase a home in the near future.
I just discovered these videos today. Thank you so much, I’m starting to understand the process. I’m still saving a bit more for a down payment but I’m trying to learn as much as possible before then so when the time is right I have the knowledge and tools to be successful in the process.
Great content, excellent explanation! Thanks for saying prequalified and not pre approved as a lot of real estate agents mistakenly refer to and confuse borrowers by asking them for a “pre approval” letter. - From a fellow Mortgage Loan Officer.
Thank you for providing the link to this video from another video of yours I commented on. It was extremely helpful and made me feel a little more at ease about getting the ball rolling. You’ve just gained a new subscriber and now headed over to your website. 😁💯👍🏼👍🏼
I somewhat disagree. I feel buying a cheap old trailer or camper takes 2 years to payoff them you can stack your bucks. Renting is buying temporary time.
Hi Kyle i been watching your videos for the last 7 months!Thanks so much for all the help and information you gave us! You professionalism is unique!The way your explain everything is awesome!God bless you always!
Great information and straight to the point like everything should be, thank you for the video it was really helpful, I just filled the pre-qualify application hopefully I’ll get approved.
I watched another video where you extensively broke down USDA Land loan and i'm in the process of applying now ! Thank you so much. you make this seem feasible.
I love you! I'm so grateful for your videos and I think you just clarified and confirmed so many things for me in this video! You don't have to take your time to create this content, but I appreciate it and so does my soon to be ownership of a home dream thanks you too 😊
I already loved you in the first 30 seconds then you mentioned Dave Ramsey and then I super loved you! I did however open a credit card the other day but I follow DR almost to a T! 100% debt free, too 😄
Thank you for your videos. Your words, about this moment with social media and our comparison with others lifestyle, impressed me because it’s not common people saying this great advice. We need more people saying that you said. Thank you!!
Just wanted to say thank you! Gearing up to make my first purchase in the mid-2021 area and your videos have been extremely helpful. I have family friends and co-workers in the real estate and brokerage areas but your objective and positive-toned videos are extremely appreciated in helping me keep my plans level set.
You are sooo relaxing to watch and listen. Thanks for your useful information. Unfortunately I live in Italy and the rules here are completely different. The need of budget and plan remains but the costs, percentage, down payment etc are another world. Still I love to watch your channel. Great job 🤩
Thank you, great video ! Very informative. Love the way you break down the information. I use to think buying a house would be nearly impossible for me as a single women. After watching some of your videos I've learn that it is a very possible goal for me to achieve. I have excellent credit, I've paid off all of my debt. Now i'm trying to save 20% for a down payment, to try to avoid PMI.
You are fantastic. Thank you for a detailed, calm, and thorough explanation. For a first time buyer this can be very very stressful. Liked and subscribed.
Very informative! I wish I would have came across you earlier. I just got prequalified and found a realtor to work with. Nervous that I do t have all the knowledge I should have at this point.
Thank you so much for explaining the process. I am about a year out from purchasing a house but loved your informative videos and have subscribed. Keep up the great work!
Thank you so much for this. Very informative. I do hope one day, before I'm an elderly person, to be able to purchase a home. It's my ultimate item on my bucket list. Alas, I fear I will be renting for the rest of my life. But your steps were very helpful to place my mind in reality mode instead of the "someday fantasy". Also thanks for the part at the end reminding us how to not try to keep up with the "Jones"
I just discovered this Chanel and let me told you! everything you said is so helpful, make things more easy to understand. Thank you for all the info🙋🏻♂️
I truly enjoyed your video, it was educational and informative. Looking forward to using the information for a home purchase in the future. You're sharing a wealth of information, Be Blessed!
Hi Kyle. I just found you on UA-cam, embarking on starting my home buying journey. I'm doing my due diligence and know I need to boost my credit. In this video you said you could recommend a Credit Coach. I'm a resident in Greensboro North Carolina. By the way great informational videos!
1000% TRUE THANK YOU SO MUCH I FELT EVERYTHING YOU SAID HIT HOME! You are so helpful I subscribed and will recommend to others looking for advice on home buying!
You are a blessing! Thank you for your wise words. I’m on track in terms of credit score and savings. How can I calculate an adequate monthly mortgage payment?
Home buying is never fun in my current situation. Renting a cheap studio working on building credit to 800 thinking you have plenty of time to save as time passes you see rent skyrocket wile you are content with your low rent. Watching other pay the same cost in rent in a appointment as a mortgage for a home. Yet again thankful you are in a good position knowing you could never build credit or save money paying Californians rent cost outside of your steel of a place. Now that your credit is almost at where you want it you start saving money but you just started. Next thing you know your landlord gives you a last minute notice he is selling a home the day before Christmas and he new owner will be by the day after Christmas. The new investor insures you he wants to keep his tenants and is going to fix the place up nice. You pay your first month of rent with the new owner and 3 days later they deliver a eviction notice............. Now your panicking thinking wow I did not have enough time to save much wishing you would of split 50% to credit building and 50% to hard cash. Now you know your going to have to purchase with a vary small down and no back up coin and are frightened of how mad this loan is going to look and your on a tight time crunch in a market with almost nothing in your price range watch homes that sold to we buy homes a year ago for 95k flip them for 375k. Then you think to your self man credit is absolutely pointless without the hard cash capital to back it up #%&$& Well
My husband has 720 and 730 Fico score in one of over 150,000k a year we where still denied conventional loan !! Right at closing we were supposed to close the 30th I’m devastated 😔
Another great and very informative video. Quickly turning into one of my favorite real estate channels!
Thanks! I'm glad to hear! There are so many real estate channels out there it's difficult to cut through the noise
@@WinTheHouseYouLove I'd be wary of accepting a compliment from "Seriously Sarcastic" haha!
My Gosh!!! His voice is so calming!
The way he talks is so clear.
I can listen at him for hours.
Great information. Thank you
Haha thanks so much!!
Lol
Work of great microphone 🎤
This honestly calmed my nerves tremendously!! Such great information, and I can tell you truly care about the people you are helping!
I'm so glad it was helpful Morgan!!
Couldn’t agree more!
Saving this!!
He is so right about everything he said. There is no easy way out for cleaning up credit. When my home buying credit coach told me I will be ready in about two years I wanted to cry but she was right. After two long stressful years of paying off debt she finally gave me the okay once my score got above 640!
Honestly, you are one of the best UA-camrs ever. Thank you for getting straight to the point in all of your videos and not bombarded the information with mundane details that has nothing to do with the title. I've learned and I am learning so much from your channel. Being 27 and making the move to invest in a primary residence is no easy fit especially in NYC.
Thanks so much! I'm glad to help :) Let me know if there's anything else I can do to help you → kyleseagraves@hey.com
@@WinTheHouseYouLove thank you
I was just approved for my first home mortgage. So excited because this was a goal for my husband and i wanted this as our Christmas gift.
Congratulations!!!!
Am part of the lucky team, thanks to all friends who recommended hackwebz at telegram to me, it’s real
You're an angel from heaven. Thank you for all of your professional advice. Love your channel!
Wow, thank you!
Over 7 years now I only found Hackwebz on telegram legit fixing my credit score legit
Your voice is so calming. I can listen to you talk numbers all day❤
Haha thanks!!
Nouns and numbers are our friends. Adjectives, adverbs, spin, and anecdotes are the tools of the enemy.
YNAB is literally the best budgeting tool!! Has completely changed my life and has put me in a position to buy a house this spring!!
Yes!! I love it!
this was like Real Estate ASMR!! such a calm and soothing presence discussing something so complicated and stressful! Thank you for the helpful videos!
Glad you enjoyed it! I just made an actual ASMR video on my channel haha
@@WinTheHouseYouLove HA!! that's perfect! I've recently been doing a lot of research on buying my first home (i'm still about a year and a half away from the actual purchase) and your videos really help to reduce anxiety about everything that goes into it.
OK, was starting to stress out a bit. This video reminded me to take a breather. Definitely adding this one to my first time buyer Playlist. THANK YOU!!! 👍
Take it slow and make a plan and it will all work out in the end :) You’re welcome! Reach out at any time if you’d like some guidance along the way
@@WinTheHouseYouLove Happy Saturday! I do have a question regarding renting vs buying for someone over a certain age! lol!! 😁😁
I will contact you soon. THANK YOU!! Enjoy your weekend. ☺️👍
Let me say this:
This is the best video I have ever seen about buying a home! Wow. Really amzing.
Subscribed because your voice is so therapeutic it's unreal. Also thanks for all the tips!
Thanks for subbing!
I’m in the process of looking for a home and I wish you were my loan advisor 😭😭😭 your voice is so calming and you break everything down. The loan advisor I have was just like “you’re preapproved, congrats. Let me know when you find a house” 😬
Thanks! I wish I could help! What state are you buying in?
Win The House You Love Kansas City, Missouri! My boyfriend is convinced we can find a better deal than 3% interest on our first house? I think he’s crazy?
Anywhere below 3% you’ll most likely need to pay points for which is a trade off on your breakeven point, so it depends on how long you plan on having the house
Tay Danni you can get a better deal than 3 % depending on ur credit score for Kansas City Inhave Taylor Lee NMLS 3030 he works for Quicken loan he gave me a 2.75 last week on a refinance but u might get lucky and get something lower the rates are still dropping - he is pretty good and honest I paid only $4K on closing cost for a 154k loan. Now my monthly mortgage payments with property tax and insurance is only $ 745 a month vs $1100 a month I had before on the first loan at 4% and this is why buying always wins over renting
You have a heart of a teacher. I have learned so much from your teaching. My stress level in purchasing a home has been around a 15 in a 1 out of 10 scale. I just never thought I'd be able to buy my own home. I'm 58 years old. I lived the majority of my life with this lie. I can't even begin to tell you how truly grateful I am for busting that lie and teaching me what to do based on facts. Much love and respect for you. God bless.
Thank you!! I'm so glad to help!
I wish I had seen this video before I had attempted to go through the house buying process this past month! We ended up walking away from the process after finding the house in the neighborhood we wanted. We might have been able to make it work BUT we didn’t want to become house poor. So we ended up taking the money we saved, paid off our two car loans and our one personal loan. Now that money that we were paying for those bills will go back into savings and we will be able to purchase what we want within 2-3 years. The only debt left is student loans! Plus side going through the process is I learned A LOT.
Thank you so much for watching!! :)
I really appreciate all you videos I have learned so much in the past 2 weeks watching your videos than I have in the past 2 years. I started my journey a couple years ago & since then my financial situation changed drastically and I have to start over. It will take me about 2 years to be in the right financial place. It was 2 things you said that really spoke to me and made me have a new outlook:
1. Follow my own time-line and it's ok if that time line is longer than originally anticipated.
2. Paying rent is buying patience 😊
Also, you voice is very calming 😌
Thank you for all you do!
Your so Awesome , taking all you step in finding my home 🏡.
Thank you! Best of luck!
I give props to you and Umortage. Both are informative. Umortage have good turn around time with dealing with clients questions and they are willing to point me in the right direction. Being informative with good communication skills are something these people understand. Thanks again.
Glad to help!!
I absolutely LOVED this video. I'm a mortgage underwriter and just had this entire conversation with friends at dinner last week who are looking to get in shape to buy a house. Spot on, fantastic information!
Thank you!!!
You need more subscribers. Thank you for the valuable content!
Maybe one day! You’re welcome, thanks for watching!
I agree. This guy is under-rated.
Kyle, first time viewer and I like your calm and intelligent approach to home buying. Thank you for the info and I found the website informative as well.
Thank you so much!
I needed to hear the last minute and a half! You are so right! And it’s very overwhelming trying to find out the information we need to know and are afraid to ask. I want to sincerely thank you for all of your help.
Thank you so much for watching!! :)
Thank you , this video has helped to relieve a lot of stress in my house . We are at the beginning stages of saving and learning what the next steps are . It’s refreshing to hear you say follow or own healthy timeline .
You provide the best information! I have learned so much from your channel. I feel more confident in my home purchasing endeavor. Thank you so much!!!
Thank you for this video! I'm currently in the process now with my husband trying to buy a house and I want to go about it the right way, but my mom thinks I should just go for it now and jump out on faith. And I understand what she means but I want to be smart about it and not put all my eggs in a basket and get talked into something I can't afford. You totally gave me reassurance that I'm doing it the right away and to take my time 😊
Thank you so much for watching!! :)
Thank you! I feel incredibly relieved after listening to your professional presentation of understanding the home buying process.For months I have felt incredible anxiety, and I thank God that I found your videos, because I feel peace about learning about this overwhelming process.
Thank you so much for watching!! :)
Watched a few of your videos and found them really helpful- now I find out you’re a YNABer and I am a fan forever 😍🥳
Yay! Thank you!
Thank you so much for this. You have NO idea how much I needed to hear the last part of what you said! I have been struggling to find my way to the life I have always wanted but have been held back from for many years, always making me feel like I missed the bus on life. In so many ways, I have, but what I'm trying to do is to put the past behind me because that life that I was living was not my own. If I went into a more detailed explanation of that, it would be a blog post or 20.
My point is that I am trying so hard to cram a lifetime of learning, building, recreating into each and every day, that at the end of the day, I feel like a complete loser because I feel like I haven't accomplished a single thing.
Your calm demeanor along with your clear and concise detailed explanations and planning guides were easy to listen to, not anxiety provoking like every other video telling me to stop doing nothing because doing nothing is the only way to fail. I may not be taking huge steps but I'm trying, In the past 4 months, I've raised my credit score by 100 pts! Currently, I am living off of UI and PUA because my furniture business has ceased, otherwise I'd be looking to buy now, My apartment is ridiculously unhealthy in every way and finding an apartment now is impossible.
I know this is a lot but, really, I just wanted to tell you that what you said at the end, it broke some kind of dam inside of me and I cried, not out of frustration or anxiety but because, finally, I felt like someone was telling me that it's ok to be where I am right now. Thank you so much and I would LOVE to work with you. I'm in between Boston Ma and Cape Cod...If not, I honestly don't have a clue how to find a broker who'd be willing to guide me through this process.
I'm glad the videos have been helpful, keep up the great work!! :)
Our team can't work in MA, but you can text #apply to 937-358-6542 and I can connect you with a lender I trust :)
This is exactly what ive been looking for! Thank you so much for taking the time to explain these things!
Wonderful, thanks for watching!
I’m glad i came across your channel. Its very informative and straight to the point. I’ve been watching all your videos since i found your channel a week ago.
Thank you very much!
Hey man - I’m coming here year after - but just came across your channel recently - subscribed and have watched so many of your videos. Thank you for taking the time to go over so many of these important topics that are so beyond relevant for my family and I as we worked towards getting our credit in shape and make a plan to finally purchase a home in the near future.
Thank you for watching!! Let me know if there's anything I can do to help
You explained this better than anyone
Thanks!!
Great Information, I’m learning a lot from your videos. Amazing audio and video quality, I must say. Please keep sharing your knowledge and insight.
Thanks, will do!
I just discovered these videos today. Thank you so much, I’m starting to understand the process. I’m still saving a bit more for a down payment but I’m trying to learn as much as possible before then so when the time is right I have the knowledge and tools to be successful in the process.
You are very welcome and thank you for watching!!
Great content, excellent explanation! Thanks for saying prequalified and not pre approved as a lot of real estate agents mistakenly refer to and confuse borrowers by asking them for a “pre approval” letter. - From a fellow Mortgage Loan Officer.
Thanks!! Haha yes! Our compliance team is very adamant about the pre-qualification language
This is awesome. I can watch these videos all day
Thanks so much!!
I'm trying to get as much knowledge about buying a home and your videos give me a lot. Thnx bro
Thank you so much for watching!! :)
You are the educational type that triggers my ASMR! And learning about our first home purchase. Double score!!!!
Haha awesome! I need to make some ASMR videos!
Using VA loan, 100% disabled vet in Texas so no property taxes and no PMI
Awesome!
This was, hands down, the most informative video I’ve ever seen. Thank you!
Wow, thanks!
What are your thoughts on rolling PMI into the loan?
Thank you for providing the link to this video from another video of yours I commented on. It was extremely helpful and made me feel a little more at ease about getting the ball rolling. You’ve just gained a new subscriber and now headed over to your website. 😁💯👍🏼👍🏼
Thank you so much for watching!! :)
Where are you reading glasses? LOL "Renting is buying patience" I like that. I've been patience for 20 year.
Haha contacts
I somewhat disagree. I feel buying a cheap old trailer or camper takes 2 years to payoff them you can stack your bucks. Renting is buying temporary time.
Hi Kyle i been watching your videos for the last 7 months!Thanks so much for all the help and information you gave us! You professionalism is unique!The way your explain everything is awesome!God bless you always!
Thank you so much for watching!! :)
Great information and straight to the point like everything should be, thank you for the video it was really helpful, I just filled the pre-qualify application hopefully I’ll get approved.
Thanks so much!
- Kyle Seagraves winthehouseyoulove.com
I was at wrong way before, but now so lucky I met @Hackwebz at telegram
I watched another video where you extensively broke down USDA Land loan and i'm in the process of applying now ! Thank you so much. you make this seem feasible.
Glad it was helpful!
you’re a blessing from Heaven ! thanks for so much information🙏 from a clueless first time home buyer 🤩
Awh thank you so much!! I'm glad I could be some help!
What is the credit couch information? Great video
Very comprehensive guide!! keep up the good work
Thanks so much!
I know this is late but you have saved me from rushing into buying my 2nd home! Thank you for your information!!
Glad I could help!
I love you! I'm so grateful for your videos and I think you just clarified and confirmed so many things for me in this video! You don't have to take your time to create this content, but I appreciate it and so does my soon to be ownership of a home dream thanks you too 😊
I'm glad to help, thanks for watching!
I already loved you in the first 30 seconds then you mentioned Dave Ramsey and then I super loved you! I did however open a credit card the other day but I follow DR almost to a T! 100% debt free, too 😄
Thank you so much for watching!! :)
Thank uou you are the person who truly makes sense and right on point you are right about all you said 🙏🙏🙏
Thanks!
Thank you for your videos. Your words, about this moment with social media and our comparison with others lifestyle, impressed me because it’s not common people saying this great advice. We need more people saying that you said. Thank you!!
You're very welcome, thank you for watching!! :)
Just wanted to say thank you! Gearing up to make my first purchase in the mid-2021 area and your videos have been extremely helpful. I have family friends and co-workers in the real estate and brokerage areas but your objective and positive-toned videos are extremely appreciated in helping me keep my plans level set.
You're very welcome, thank you for watching!!
I'm so glad they've been helpful :)
Excellent content; thorough, and calm delivery! New subscriber.
Awesome, thank you!
@@WinTheHouseYouLove You're so welcome!
Great info it can be over whelming experience thanks for simplifying the process keep up the good work.
I whole-heartedly appreciated this video. It was extremely helpful.
Thank you so much for watching!! :)
I’m glad I found your channel. We are currently on the first three items.
Me too! That's awesome, let me know if I can help!
You are sooo relaxing to watch and listen. Thanks for your useful information. Unfortunately I live in Italy and the rules here are completely different. The need of budget and plan remains but the costs, percentage, down payment etc are another world. Still I love to watch your channel. Great job 🤩
Thank you so much!
Ah, that's a bummer! I wish I could teach on more loan programs so we could help as many as possible.
my favorite real estate channel at the moment!! Very informative
Great to hear!
I have truly appreciated your videos. I have learned a lot from you in this journey and right on time. So grateful!! 💚
I'm so glad! Thanks for watching!
Thank you, great video ! Very informative. Love the way you break down the information. I use to think buying a house would be nearly impossible for me as a single women. After watching some of your videos I've learn that it is a very possible goal for me to achieve. I have excellent credit, I've paid off all of my debt. Now i'm trying to save 20% for a down payment, to try to avoid PMI.
Thank so much!
I'm glad it's given you so extra hope! Keep up the great work! :)
You can have the seller listing agent represent which give incentive or motivation to get what you want
👍
This man needs to do asmr his voice is relaxing and that’s a compliment ahhah
Haha thanks!
You are fantastic. Thank you for a detailed, calm, and thorough explanation. For a first time buyer this can be very very stressful.
Liked and subscribed.
Awesome! Thank you so much! :)
Watching all of your videos, and they are so valuable!!! I appreciate you so much!!!
Thanks so much, Ashlynn! Any topics you’d like me to cover?
Just found your channel today. This is my second video and I am learning so much from you. So informative and calm. Great energy. Thank you
I'm so glad you're here, thanks for watching!
I really Appreciate your breakdown.. My confidence level has went up...Thank you...
You're welcome, thanks for watching!!
“Ring by spring”? I know a Liberty student when I see one lol
😂
Another awesome and helpful video I’m working up the courage to apply for my loan I’m only 90% ready but your videos are very helpful
Glad it was helpful! Thanks for watching! :)
Thank you for mentioning renting is ok! Having shelter is not a waste of money.
Absolutely!
Great information, I truly appreciate all the good tips. I learned a lot just listening to you
Awesome, thank you!
I’m selling my house for 120k more than my next house. The value went up significantly, but I wanted a more rural location.
Awesome!
Very informative! I wish I would have came across you earlier. I just got prequalified and found a realtor to work with. Nervous that I do t have all the knowledge I should have at this point.
Thanks for watching! You're on the right track, that's all that matters :) No one expects you to be an expert
Wow great video. Answered so many questions I didn’t know I needed to ask. Thanks.
Thank you so much for watching!! :)
Thank you so much for explaining the process. I am about a year out from purchasing a house but loved your informative videos and have subscribed. Keep up the great work!
Thank you for watching! I'm glad I could help :)
Thank you so much for this. Very informative. I do hope one day, before I'm an elderly person, to be able to purchase a home. It's my ultimate item on my bucket list. Alas, I fear I will be renting for the rest of my life. But your steps were very helpful to place my mind in reality mode instead of the "someday fantasy". Also thanks for the part at the end reminding us how to not try to keep up with the "Jones"
Thank you so much for watching!! :)
I really enjoy your videos. So much USEFUL information
Thank you so much for watching!! :)
As easy an explanation as you can get thank you very much.
Glad it was helpful!
I just discovered this Chanel and let me told you! everything you said is so helpful, make things more easy to understand. Thank you for all the info🙋🏻♂️
I'm so glad to hear! I'm glad you're hear!!
You have such a gift explain things so well. Thank you soo much for your videos.
Glad you like them!
Hi , I'm a new subscriber . I really learned a lot today . I will watch all your videos now . Have a rich and Blessed day !!
Awesome! Thank you!
I truly enjoyed your video, it was educational and informative. Looking forward to using the information for a home purchase in the future. You're sharing a wealth of information, Be Blessed!
Thank you so so much!! Best of luck!
Kyle Seagraves → winthehouseyoulove.com
Can you post a video for selecting the best home builder? And /or steps of using home builders as an option in master plan community
Thanks! Great suggestion!! I've been hearing more and more about them recently, so I will add it to my video ideas list :)
Informative and excellent counsel as always.
Glad it was helpful!
Love these super educational videos! These videos are slept on and glad I found you 🙏.
Thanks so much!! I'm glad you're here!
Hi Kyle. I just found you on UA-cam, embarking on starting my home buying journey. I'm doing my due diligence and know I need to boost my credit. In this video you said you could recommend a Credit Coach. I'm a resident in Greensboro North Carolina. By the way great informational videos!
Thanks!
mycreditguy.com
Can you do a video on pros and cons of buying new construction? Conventional versus using the builder’s lender?
Add to my video list :)
THANK YOU BOSS. GOD BLESS YOU
Glad to help!
You are awesome man.. your tips are realistic!!! Thank u!!
Glad you like them!
What do we pay for the buyer’s agent and how much on average? Thank you! Great channel!
Amazing video….Just found this guy
Awesome, thank you!
As always, thanks for the great information!
Thank you so much for watching!! :)
1000% TRUE THANK YOU SO MUCH I FELT EVERYTHING YOU SAID HIT HOME! You are so helpful I subscribed and will recommend to others looking for advice on home buying!
You're very welcome! Thank you for watching and sharing!!
Phenomenal break down! Subscribed and shared to my friends!
Ah, thank you so so much!!!
You are a blessing! Thank you for your wise words. I’m on track in terms of credit score and savings. How can I calculate an adequate monthly mortgage payment?
Home buying is never fun in my current situation.
Renting a cheap studio working on building credit to 800 thinking you have plenty of time to save as time passes you see rent skyrocket wile you are content with your low rent.
Watching other pay the same cost in rent in a appointment as a mortgage for a home.
Yet again thankful you are in a good position knowing you could never build credit or save money paying Californians rent cost outside of your steel of a place.
Now that your credit is almost at where you want it you start saving money but you just started.
Next thing you know your landlord gives you a last minute notice he is selling a home the day before Christmas and he new owner will be by the day after Christmas.
The new investor insures you he wants to keep his tenants and is going to fix the place up nice.
You pay your first month of rent with the new owner and 3 days later they deliver a eviction notice.............
Now your panicking thinking wow I did not have enough time to save much wishing you would of split 50% to credit building and 50% to hard cash.
Now you know your going to have to purchase with a vary small down and no back up coin and are frightened of how mad this loan is going to look and your on a tight time crunch in a market with almost nothing in your price range watch homes that sold to we buy homes a year ago for 95k flip them for 375k.
Then you think to your self man credit is absolutely pointless without the hard cash capital to back it up #%&$&
Well
That's because credit scores are a fascist scam all they do is show how well you toe the line with banks.
Great vids man! Thank you! You helped me a lot!
Glad to hear it! Thanks for the support!
My husband has 720 and 730 Fico score in one of over 150,000k a year we where still denied conventional loan !! Right at closing we were supposed to close the 30th I’m devastated 😔
That's frustrating! Did they explain the reason for the denial?