Living the Dream? Ron's Retirement in Portugal

In this episode, Ron shares his journey of moving to Portugal and his experience with the Golden Visa program. He talks about the beauty of Portugal, the kindness of the people, and the great food and wine. Ron and Josh discuss the options for obtaining passive income and retiring in Portugal. Ron also talks about the flexibility of being able to leave Portugal if needed and the benefits of having NHR status. The conversation discusses the investment route for obtaining residency in Portugal and the minimum investment amount required. Living abroad has allowed Ron to stay engaged, make new friends, and learn new things. He is grateful for the helpful videos and podcasts that have guided him through his expat journey.
* ABOUT US *
Josh and Kalie left the US for a life abroad in 2009 and haven't looked back. They have lived in Spain, South Korea, Saudi Arabia, Singapore, and are currently in Portugal. Yes, they realize they only moved to countries starting with the letter "S" until they spoiled that streak with their move to Portugal. Follow ExpatsEverywhere as we aim to get information to you through expat interviews, city breakdowns, expat life, travel, vlogs, and more.
* VISAS FOR PORTUGAL *
We have two courses to help DIY the D7 visa and the remote worker visa for Portugal. The courses include step-by-step videos, checklists, resources, recommendations, discounts, and more. They break down the timeline and when and how to do things, plus give action items to keep you on task but not be overwhelmed. Check them out here: D7: expatseverywhere.thinkific.com & Remote Worker: expatseverywhere.thinkific.co...
* USEFUL RESOURCES *
Below are a list of other services that we use/recommend for living abroad. If you have any questions about them, feel free to email us. Some links we provide we might make a commission and you might receive a discount or promotional offer. We always try to make a deal with companies we like to create a win/win for us and YOU!
* TRANSFER CASH *
Wise (formally TransferWise) | Banking/Transfer Partner (affiliate link) Get free transfer fees (conditions apply) transferwise.prf.hn/click/cam...
Want to talk with a person? Contact Spartan FX: www.spartanfx.co.uk/fx-partne...
* WATCH YOUR SHOWS
SurfShark | VPN Partner (affiliate link) Get 40% off subscription at get.surfshark.net/aff_c?offer...
*DIGITAL SECURITY
Protect yourself from the increasing risk of digital crimes with our partner Aura. Use our link aura.com/expatseverywhere to get a 2 week free trial to protect yourself from the increasing risk of identity theft and digital crimes. Sign up today and see how many times Aura found your personal information on the dark web.
* YOU NEED THESE FOR YOUR D7 & REMOTE WORKER VISAS *
Need your NIF and/or bank account for Portugal? Use our special link with Bordr to receive $10 off for each. No code needed. The discount will be applied at check out when using this link: www.bordr.com/?via=expatsever...
* INSURANCE ABROAD
Need insurance?
Insured Nomads: www.insurednomads.com/?ref=ex...
*LEARN A LANGUAGE
Ling is a fun way to learn and practice a language. Use our special link: ling-app.com/ling-affilate/?r...
Want something more intense?
Join the journey with Portuguese with Carla: journey.portuguesewithcarla.c...
Mia Esmeriz Academy
school.learn-portuguese.org/c...
* FORWARD YOUR MAIL *
Wanting to get your mail forwarded to you while abroad? Use World Post: worldpost.anytimemailbox.com/...
* TAXES
Are you an expat who wants help with your taxes? Use our link here for Taxes for Expats and get $25 off: www.taxesforexpats.com/ref/239
*AROUND PORTUGAL
Want to check out some awesome spots we like around Portugal? Check out our Atly Map: go.steps.me/hvX41KPnDwb
TRANSLATION
Use We Translate On Time to help with translating documents. If you use our code (expatseverywhere) you can get 10% off: www.wetranslateontime.com/en/
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Chapter
00:00 - Intro
01:02 - Weekly Welcome
10:51 - Main interview with Ron (Retiring in Portugal)

[@dudleymeier5872]

Now that was good!! One of the most informative videos I have watched over the past 3 or 4 years on moving to Portugal/Cascais.

[@ExpatsEverywherePodcast]

Wow, thank you! We're glad to have you write the Pod. - Josh

[@Alfablue227]

São João is -not- just Porto especific festival, it is celebrated in Lisbon and many other places. Porto is though, the most well known, wildest São João feast of Portugal. 🎉😊

[@ExpatsEverywherePodcast]

That's exactly what we mean. It's a festival here but not every where unlike June 10th. - Josh

[@Stopit77]

Thanks for this!!

[@ExpatsEverywherePodcast]

Our pleasure! Thanks for listening. - Josh

[@MirandaHorger]

I'm super interested in the golden Visa option. I think it's a great way to start working toward citizenship before retirement, and before moving to PT. Now that the nhr is gone, no need to be a tax resident with the golden Visa, I believe. I've seen investment schemes that will give you a return on your investment as well. All in all, if you have the money, it seems like a great option.

[@ExpatsEverywherePodcast]

Hi Miranda, thanks for listening and the comment. We actually had a really interesting and exciting call with company that helps people with all sorts of golden visas as we're working on a new piece of content. They told us about 3 different GV products in Portugal that they have access to that range from €325k to €500k. The two that are less than €500k pay the interest up front. Kalie has more information on this if you'd like to email her at [e-mail] - Josh & Kalie

[@NimmiCat]

Let Ron know he doesn't have to translate the driver's record. Definitely has to apostile it with the state.

[@michaeldavis8599]

He keeps referring to "maintain that investment". Does that mean further cash outflow to maintain a fluctuating balance?

[@ExpatsEverywherePodcast]

Could you timestamp the moment that you're referring to? I believe he's talking about maintaining the investment money in the actual investment for a period of time. Meaning that you can't apply for a golden visa and after putting your application in, withdraw the money from the property (past offer) or fund (current offer). - Josh