Why You Feel Behind in Life (Financially)
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- Опубліковано 12 чер 2024
- It is time to stop acting like this doesn't affect us all.
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Timestamps:
00:00 -Who are you behind?
00:52 - The list
01:30 - Age
03:33 - The Gap
04:29 - Sponsor
05:38 - Dubious
08:11 - Advantages
09:41 - Self made
11:28 - The others
12:47 - Who are you chasing?
To learn more than ever from important non-fiction books, join me on Shortform: shortform.com/damien. You’ll get a 5-day free trial and a discounted annual subscription. I really enjoyed "the gap and the gain" while making this video.
Very thought provoking thanks
I never ever comment on YT videos, but I really felt compelled to on this one. You have moved way beyond a “financial” channel, what you offer is well thought and insightful social commentary. Amazing job and one of my favorite subs
100% agree
I wanted to make a comment to show how much I liked Damien thought's and how he perceives the world in this video- but you summed it up nicely.
Yeah this was a great one! Thoroughly enjoyed it.
The dudes a sausage
💯
This really hit home with me, while my neighborhood isn't the greatest we own our home. It's not the best one on the block, it's old and needs updating. However, when I step outside there all these better looking houses that are empty, they are for renters. No one can afford the rent here anymore, families are stacked on top of each other. The houses that are occupied have nice cars, beautiful lawns, people get out of their fancy cars all dressed nice. We are struggling with money at the moment, when I ask my husband what are we doing wrong. His answer is always "they are pretending to have money, they are in debt, we aren't" . We both grew up really poor, I forget to be grateful for what we do have.
Cheap debt for the last decade or so has made many people look a lot richer than they are.
All you need to do is go and look at the statistics around credit card debt and you realise many people who appear wealthy are not.
You are doing great plus you have a great partner by the sounds of it.
Your husband probably right , I see people with newer cars more expensive clothing, buying take away meals etc when I know their employment would not afford this life style they are plainly kidding themselves they are in debt .
My brother in law just bought a car on credit. His monthly payment is more than my mortgage.
I'll stick with my 15 year old Focus with 100k on the clock thanks.
@@kinggeoffrey3801nothing to brag about mate. Lifes short.
You have a great perspective on your life. Too much trying to keep up results in getting left behind.
Living in the Northeast on a low wage no financial education spending my 20s as a drugs mess getting bank loans / payday loans to go out partying n lad's holidays pretending i was someone i wasn't! Fast forward 10 years clean, wife, 2 kids, mortgage and building up my pension and isa.
Your content has really helped with making me look at and prepare for my financial future and i thank you for that
Thank you for sharing this! Be proud of where you come from and how much you have turned things around.
The Northeast here, I assume, it is from a rich country, like Canada or Sweden. If you were in the Northeast of India or Nigeria would would never be in that situation.
@@gteixeira the U.K.
@@DamienTalksMoney There you go. That is how he can afford all the drugs, girls, having credit from banks, default, yet get more credit. I can't imagine myself defaulting once in my life for a few hundred bucks and ever getting credit again for the eternity.
This is so true. Cheap credit has been a big problem. People can LOOK like they are doing well when really they are up to their eyeballs in debt. Social media is fuel to the fire.
BEST thing i did was delete all my social media over 10 years ago. Since then i just compare myself to my previous self. So far so good
Couldn't agree more
Best decision I ever made also. All you see is people living their best life (apparently) and all it does is make you compare yourself and it drags you down
@@kevh7941 so true. I am basically living a “secret millionaire” life - read the book if you haven’t already!
Most people on social media are living a wannabe millionaire life. What they don’t realise is most people who understand money don’t live that way at all.
It wasn't until I retired and looked back on my career and life that I realised I was satisfied with my life (although financially I would still love a big lottery win)
Yeah I imagine in 10/20 I will look back on my life now and think you had a great time. Sometimes in the moment you get a bit caught up in the day to day
It's information. 50 years ago we had less, 200 years ago even less. Ignorance is bliss. The best thing to do, is avoid social media, avoid the news, and live and work in a small area with a few quality people to enjoy life with. The guy in LA with a salary of 100k feels behind the millionaires in Beverly Hills. Best thing to do is not look.
Brilliant take !
Exactly, besides the neighbours people couldn´t compared to anyone else, now i know although poorer i live in a bigger house than people living in london,tokio,nyc ect
50 years ago things were a lot cheaper for the salary. Only some tech that got cheaper and even there no one needed phones or computers to be able to talk to people.
Very thought provoking! I changed careers into finance in my early thirties and considered myself behind. 8 year anniversary today with 4 promotions under my belt. Still chasing my future self but the truth is, I was always where I needed to be.
Always right where you needed to be mate.
This is great to hear thanks for sharing!
Right on Brother!
May I ask, how did you switch careers into finance? Did you need a degree or any other qualifications?
@@pandanation6202 Went in through a client service route, lots of transferrable skills from previous roles in sales. Spent 2.5 years in a basic query team and went from there. About to move into product which I'm excited for! Best of luck if you decide to give it a bash!
Brought a tear to my eye this one. Started with a rough upbringing on a council estate. I feel I’m never good enough, never doing well enough, always feel like I don’t have money. I’ve never had any help, I was homeless after leaving the army and eventually found work and have done well since. Working hard and I find now between me and my wife we are doing 110k+ but with a 2/ month mortgage and 1.5k / month nursery fees it’s really difficult just getting by month to month. I can’t afford car repairs while my neighbours and friends seem to be on constant holidays and have new cars on PCP which I can’t afford. Sometimes it feels like I’m failing.
Ex military too mate. You’re smashing it now 👊🏻. Pick yourself up copies of: The Latte Factor, The Millionaire Next Door and Mindset. 👍🏻
Sod what everyone else is doing, sounds to me you are doing okay tough I know as Churchill said if you are going through hell keep going... That's stuck with my financial life for years keep going and one day your family will thank you.. Thank you for protecting this country in the military.. One day you will have a big old smile didn't do to bad did i
Look how far you have come mate and what you have achieved already! How many people will have the determination and strength of character that you do?
Once those nursery fees stop you will be laughing so keep going.
You have everything you really need right there.. your loved ones. And all they need is you. Your love, your time… you cant get that good shit on PCP.. those things are priceless. You’re doing a great job. ❤
@@foxmanchesterI look for loose change on the ground and make easy money on my way to shopping to make myself even wealthier, even though I have paid of my mortgage, it is better than getting depreciating items on PCP
I only discovered your channel about 24 hours ago, but your content is absolute gold! As an under achieving, almost 50 year old this was just the video I needed, thank you.
Thank you for this video.. as first gen immigrants in their late 30s, who are yet to buy their house without any help from parents, it's often intimidating/embarrassing seeing other parents so well settled in their own homes and jobs. However, I tell myself our achievement is knowing we're giving our kids opportunities we never had as kids and that's good enough for us 🙂
Please promise us you will always keep this realistic tone and authenticity. In a world where even thing seems to be increasingly sensationalised I find this one of the most valuable assets a content creator can possess. Thanks for your hard work and awesome videos!
I also think I’m a world of AI being ‘human’ will be a very unique selling point so don’t worry I am not changing this is the only way I know how to be.
My late dad coined a saying, which I often repeated to my students: "There's no point gazing into the reverse crystal-ball and predicting what might have turned out better given different circumstances." I had a tendency to do this until I realised it was utterly, utterly futile - all you do is upset yourself and achieve absolutely nothing. Oscar Wilde famously said: "To love oneself is the beginning of a lifelong romance." It is, of course, a humorous witticism, but it contains a profound realisation: the sooner we learn to appreciate ourselves on our own terms and for the person we are, the sooner we will blossom into the very best version of ourselves - and that might well only happen later in life.
This is probably the best video I've seen on UA-cam in a long time. Incredibly thought provoking. The reason people feel so far behind is largely down to the idea or lack of idea of what happiness looks like. Everyone wants more. More money, more free time, more gratification, more security. Even millionaires drive to get more out of their lives. Without really knowing what they're looking to get. Money is a tangible item to measure success. But the reality is there's never enough of it for most people. Even if they do have enough, people are engrained to need/want more.
Mate you killed it with this one...I felt it. I grew up in East London in the 80s, straight up working class, I took the YTS route and worked for Hackney Council Plastering, never really made nothing of myself, bit of DnB production here and there. I'm 51 now, and have just signed up to PRS, and trying to go after music synch licensing for media placements...thanks Damien, this timely videos a proper boost for me 🙏🏽
Send me some of your DnB!! I love it
This was absolutely beautiful to watch. Thank you brother. I am in my 40s and was struggling with these thoughts of failure and being left behind. God bless you for this video which really motivated me to stop feeling sorry for myself !
Fuck me Damien ! This gave me goosebumps. You keep getting better and better. Never stop….and Thankyou !
Thank you so much
Thanks Damian. I only discovered your channel recently and I can’t stop watching. Honestly your videos are so well put together they bring a tear to my eye!!! So please keep doing what you are doing! 😍
Hi Damien. I watched your video the other day about taking a new direction and expanding. Your previous videos have always been superb and this one is even better. You’re doing some amazing work.
I love all your videos Damo. But this... this format is what sets you apart from the rest the research the placement the wording fun and facts. Absolute recipe of knowledge love it. ❤
Oscar worthy video 👏
My favourite video you’ve made. Explains the battle I have with myself. This has given me some great perspective. Thank you
Damien, I have to express my gratitude for the incredible shift your UA-cam channel has taken. What started as a source of financial advice for me has evolved into a journey of thought-provoking videos with profound storytelling. Your ability to delve into philosophy and create an emotional impact by the end of each video is truly impressive. It's not just about money anymore; your content has become a profound exploration of life and perspectives that resonates with me on a deeper level. Keep up the fantastic work!
This comment is just so special to me, I’m not sure how to articulate how it makes me feel other than I sent it to my mum. Thank you 😊
@@DamienTalksMoney wow I had no idea it’ll be read by anyone let alone by your mom! That’s so wholesome 🥹
The timing of this video couldn't be better. Exactly what I need to watch today! Thank you!
An exceptional video, thank you for this, genuinely. Your video on happiness changed the way I see the world and this is another perspective shift that I needed
One of your best videos yet man! Raw and touching.
This was a fantastic video. Thank you for sharing. A powerful reminder. I have been discussing this topic with my wife recently and realizing i am too hard on myself because we don’t own a house yet. It’s been hard to accept that we will be ok.
This is one of the most encouraging videos I've seen in a long time... Thank you for that perspective.
Thanks @Damien! This has got to be my favourite video on all of UA-cam till now and will definitely make an impact on my life! Thanks again for this content! Keep it up mate! Looking forward to more!
Top video Damien, I really needed this today. Was feeling down and unmotivated for several reasons. The McConaughey speeches plus your research and content gave me a lift that was needed to push on with things that seemed useless or pointless. Will be saving this video for future motivation 👍
Fantastic video, thank you - going to be sharing this with my kids 🔥 such a positive message 🙏🏼
This is top notch content. It makes me realised of something that I have not felt before. Thanks Damien ❤
Appreciate the effort you put into this and I would say this is now one of your best videos. I can relate to pretty much every point you raised.
Damo, you've smashed it with this video! It has really made me stop and think about how far I've come.
Brilliant videos- very humbling. Gratitude of who we are as we are is powerful
What a deeply honest, vulnerable and inspiring video! Food for thought in this image/status obsessed world! Good on you Damien for making this video!
Great video. Was literally having this crisis as I was walking home thinking I’m 27 next month and feel so behind.
You are still so young and I hope this video made you realise you are not behind.
But if you still feel that way, between the ages of 27 and 35 I basically turned my whole life around and went from behind everyone to well out in front. Just make a plan and execute on it in only takes a couple years to completely change your position
@@DamienTalksMoney Cheers mate. Yes, been so up and down after finishing uni and wanting to change careers slightly. Having a plan and working towards it is being a success. It’s about the journey and not always the goal. All the best with the future and thanks for taking the time to reach out 👊
That was an incredibly well put together and thought provoking video. I’ve been a silent watcher for a long time. I earn a respectable wage, yet always feeling that I’m not doing enough or where I want to be. That is regardless of how much I put into pension and invest. This video has helped me. Thank you.
Quality work Damien, I'm your lad from the North East! Doing well, always pushing on and never appreciate the journey. Thanks for making me take a second to think!
I just feel compelled, like so many others, to say Damien, keep this going, keep sharing, keep supporting, keep dreaming, keep educating, keep laughing, keep entertaining and keep caring. This country, this planet, needs people like you. Just wish you were on the ballot paper...
Just the video i needed to watched. I'm my late 20s and have been feeling so behind my peers recently. This video helped me realised I'm actually doing fine. Some people do get more help than others, which is okay but what isn't okay is for me to compared myself to them. i have learnt to find gratitude in what i already have. Keep up the good content.
Great messaging, even better story-telling.
I would argue that this is one of if not the best video you made so far.
Well done!
Damien I appreciate you. I must confess I recently achieved something I did ever imagine and life is something else, happiness is the goal with what you got and what you own without being like some societies always chasing. From my humble roots in Venezuela, I got to a point when I truly don't need anything else so no need to chase or look up anyone. Respect.
My friends often joke about the one or two hot girls from school randomly flying off to Dubai and coming back flashing new cars 😂
It's a real thing!
Prostitution has moved onto IG for Generations Z
Mate it I very real. At the end of the day the math ain’t mathing… how does some with no money move to another country and just like the high life?
I don't mean to be mean or something but there is a very reasonable explanation why hot women fly off to Dubai. It's a big industry :)
Incredible video Damien! Might be this time of the year but I've been reflecting on this lately and looking at friends and what they have accomplished and certainly feel left behind. This vid did a great job putting some perspective on things. Thanks!
You're very wise, it's a pleasure to listen to you! I did very well with my career, now I hope to improve my finances by learning from you!
Thank you… I needed that
I've been following you for years, first time commenting. This episode is great, really hit the spot! Thank you
I’ve loved your content to date. But I think this jumps above, outstanding video. Thanks for sharing!
Just what I needed. Amazing video, Damien. Have enjoyed seeing you evolve over the years. 🎉
Watched this yesterday and thought it was a new video with a new shiny face 😀.
I sometimes feel I'm chasing my own age. Not anyone else. But this video is a stark reminder to us all, we're all on our own journeys.
Your videos get more and more valuable each day.
Damien you just took your level of filmmaking to another level. This is an amazing video and I hope it gets the numbers it deserves.
Thank you very much, I really needed that
This is an amazing video Damien with such a powerful message. I feel like all young people need to watch this. But it's also such a motivating message for me aged 49. Thank you so much
A-MA-ZING video to watch and then re-watch every now and then. Encouraging but not in a „you’re perfect already and don’t have to improve” kind of way.
Thanks dude, I needed this.
You are so welcome mate!
That is truely a fantastically thought out and well executed video. Well done and I look foward to the next...
This is sublime mate. 👏👏Saw you prepping this one on Instagram and was looking forward to it. Excellent message and storytelling. Loving your work.
This video is truly inspirational. Thank you
Another great video Damien. I learned some time ago that people will make themselves broke trying to look like they're doing well.
And it's really quite pointless trying to compare oneself to another person in a different position. It's often lopsided in that you notice people doing better than you, but not so much those not doing as well as you, unless it's acutely obvious.
Thank you Damien. Much appreciated.
I really enjoyed this video, really, really hit home.
I am doing alright!
Thank you.
You really are doing alright mate!
Thank you, very inspiring ❤
Such a great video. Thank you
Incredible video Damien, the quality keeps growing!
I really really needed this video today. I've been watching personal finance yt channels and the emphasis on starting in your late teens/early twenties while you're in your mid 40's is like being under the weight of a huge boulder. I got sober, got clean, got off the streets/hotels, got married, treated my ptsd, therapied for my FOO trauma. I was homeless for almost ten years. I *couldn't* have done anything but bare survival in my early adulthood. I scrounged dumpsters for leftover french fries. There was zero way I was investing in a 40-flipping-1k.
I constantly feel like I'm playing catch-up and coming up short. Thank you so much for giving me some perspective on this. Helping me see the entire journey as still ongoing, not finished.
If anyone who grew up like I did is reading this, I hope you're doing ok. Take care of yourself, avoid exciting people and stick with boring people, give yourself a hug for making it this far.
Look at how much you have achieved! How many others could do that?
Take that energy and strength you clearly have and use it to propel you forwards you will run laps around everyone
The list, the stream of piss, the climbers on the cliff. It's amazing the creative use of things to keep us engaged on this channel!
Bloody Brilliant video - Becoming my new favourite channel. Thanks Damien.
Thank you so much! Glad you enjoyed it. I wont rest until i claim the title of your fave channel.
Love this!@@DamienTalksMoney
Brilliant video Damo, thanks.
Great thought-provoking video Damian, thank you!
Thankyou for this content it really is impactful.
superb, thought provoking video Damien, thanks for posting it.
A very insightful video. I usually hear the message in other forms from time to time but this video really made it hit home even harder. Thank you.
Excellent work!!! Really impressed, keep it up mate!
Awesome video and very timely for me. Thank you!
Thanks, Damien.. really needed to see this.
That’s the great lesson of The Gap and the Gain - that feeling of being behind never ever stops. So sooner or later we have to find new ways to measure our contentment in life.
This is very heartwarming and real great perspective for everyone to look at Damo 👏
Keep doing what your doing mate! You’re a relatable, down to earth content creator!
This resonated with me, thank you
I will keep this sweet and short.
Absolutely tremendous video. Start to finish.
Great work Damien. Keep it up.
5 stars
⭐️⭐️⭐️⭐️⭐️
Greetings from sunny South Africa🇿🇦
100% agree beautifly put Johnny!
Another cracking, beautifully crafted, and inspiring one!
Thank you so much! Lovely to hear you found it inspiring
Dicaprio not being on that list is mad. 😂 He's made much better films than most of that list. Excellent speech from Matthew McConaughey. Brilliant actor.
Yeah it really shows that money as the measure gives you awful results
Here is another one for you Damien, on UA-cam for over 10 years, this is my first ever comment - Amazing job, well done. 2nd time in my life subscribed for someone.
Boss video, thanks for this one. I really needed to hear that today. 👍
Nice video Damien! Perspective is so important, I liked that you partner the philosophical edge to the financial goal setting.
Amazing video, we spend so much time looking at visible or measurable factors such as salary, cars, watches and houses we forget to look at hidden factors such as debt levels, happiness, stress levels etc.
Thank you, for keeping it real.
Great video Damien. Just what I needed to hear in this precise moment in time.
Love your content Damien, you keep it real in a world full of absolute bs, somehow I always knew all this to be true and you are the first one to properly confirm that, love your interior as well, might steal some of that 😊
I feel more behind in time to get things done right now than financial, in my 30s things are starting to go really well but the amount of time is the challenge at the moment
Classic, when you have time you have no money, when you have money you have no time
my aim is to have time and money ultimately haha @@QuotidianStupidity
I rarely comment on videos, but this is an amazing video. Well done, your videos are what I look forward to when I open youtube.
very insightful, thanks for producing this
What a fantastic idea, always chasing your future self. I like that. I'm in a much better place than 10 years ago, I'm sure I'll be in a better one in 10 years time. I'll certainly strive to be!
Thank you!! This video is great!! ❤️
What an incredible video, and it could not of come at a more appropriate time for me. Thanks Damien
Honestly Damian you’re doing so much more than you thinking… I was in this mindset, but you put everything in such a fucking amazing perspective
The 'Psychology of Money' was an eye opener for me. Thanks for talking about this, giving us thr healthy perspective.
Well done mate, that was class
Thanks, I needed that.
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