there's a book called Secret Pathway To Triumph, and it talks about how using some secret tehniques you can attract almost everything in life it's not some bullshit law of attraction, it's the real deal
The problem with investing is there is no guarantee your returns will be 20% (Atleast by my experience). So thinking in that fashion is a little unrealistic , I may be wrong though.
Sir.. My age is 20 my goal is to become business man... 👑.. But still i am not getting ideas about how can i start my business... Now i am doing job... Bcz i have family camitament... Definitely i will start... As soon as possible... 😊 Thank you sir...
I don't know what your job is, but a piece of advice, if you want to take it. As you mentioned that you don't have ideas, which means you don't have a skill that you can turn into a business (exactly like me😅). So, don't take a huge risk of quitting your job. Instead, start a small business (try some idea which is already successful for many, generic ideas or even Franchisee will do) after your job hours. Invest less and learn business first. Then, once you are into one business, either you may continue it or may change your idea after a while. Once you are confident and actually earning more than your present salary, then Quit your job. This is a lengthy process, like my msg. Rest is up to you
acha or kch? kitne log tri jan pehchan m h job politically active hue but jindgi m jhant kch ni kr paye. or kitne log mla mp ya atleast ek bdi post p poch paye? numbers itne kam h unglio pe gin skta h
@@user-nt3dn4lk9y bro/sis, its just tentative.. we are exposed to such knowledge now only (with youtube and all). What we've done till now was based on best knowledge we had. We must take advantage kf knowledge and improve our future. There is no race! Nobody is too late! I'm 25 and I've just now started investing 5000/- in mutual funds, I'm not earning, still a student, its okay, abhi warrior mode hai, job/carrer shuru hote hi baki cheezein bhi hongi.. just keep growing (if not financially then atleast mentally)
32k per month is just for publicity, it’s not possible at all. If you invest 5k per month with 20% cagr then in 10 years your total amount will be not more than 20L. With 20L how will he get 32k per month, he is just making a fuss.
@@shubhammishra-cu7iq no bro after earning 20 lac , idea is not to use 32 k month from that 20 lac it is to put that 20 lac again in mutual funds then enjoying its return so if you will put 20 lac again in mutual fund then 20 percent per year of 20 lac is 4 lac and 4 lac divide by 12 months then 33 thousand something monthly its possible
Hey Ankur, can you show me the calculation? 5000 INR per month with XIRR will be just INR 17,00,000 (compounded annually). How can 17 lac iNR can give SWP of INR 32,000?
Maybe he meant to say that once he reaches 30, he can take out 32,000 every month and let remaining amount continue to accumulate 20% annual return as usual, so the remaining amount will also keep growing some amount and may eventually get finished by a very late age.
theres a book called Secret Pathway To Triumph, and it talks about how using some secret tehniques you can attract almost everything in life its not some bullshit law of attraction, its the real deal
You did mention that one can earn 32000/- per month But after 10 years this 32000/- if inflated adjusted will be worth only 18000/- in today's value Also please mention that
32k per month is just for publicity, it’s not possible at all. If you invest 5k per month with 20% cagr then in 10 years your total amount will be not more than 20L. With 20L how will he get 32k per month, he is just making a fuss.
Sir, I’m a NRI who stays out of India for minimum 6 months in a financial year , so my Tax slab is 0%. Now can I invest in Indian stock market/mutual funds if No why is that so ? If yes do I have to pay LTCG / STCG and on what slab rate as my IT returns are 0 cus of being NRI and my salary account is NRE . If possible please make a video on this topic sir . Thank you 😊
@@vinayrao4051 yes bro, I know the taxation of NRIs. All income earned in India is taxable as per Indian lawas. All income earned outside India is non taxable. NRE/NRO account laws are to be applied. FD returns, PF returns, NPS returns, Real Estate sale cash, FnO, LTCG/STCG, crypto ( if and when laws come ) - every single thing that you earn in India will be taxed. Have you recently moved out of India ?
Chuckling at last time that's tell this man never get ancestors property or "virasat" and he builds his own empire by him self along with this he go a head for his journey with his parents. I know you had dual responsibility and you gave your best till now as Gaurdian Great Job Brother. I am 22 years old and I only follow your rules and I will must become a good man like you. Rahis ❎ Insaan ✔️
Sir iam a dentist by profession am a big fan of urs started gaining financial knowledge from you and started invest at 31 now 33 yrs. Sir kindly suggest some alternative bussiness options from where we can earn extra income
Wait till you get a job and start investing 15-20% of your income every month right from your 2nd salary. Bcoz 1st salary is always spent in giving gifts to family and treats to friends!!
Can you make it more clear how to invest as don't get much time to explore company stocks ,to invest in index as per our choice like whenever we can deposit money and as much as we want Is it possible in stocks as well ?
My pocket money is only ₹3000 per month if I'll invest that in stock...how will I spend on my needs. Hence, 2 option is not for me So that I am a girl,3rd option is out of my league And I am still a student ...so can't start my own business for now.... Thus... I'll remain gareeb for the rest of my life...only a chamatkaar can help me😂
Wow 😲 you have 3000 pocket money, I wish I could have. My pocket money is 0 and my lifetime earning is 10k 😂😂 you could invest 35k per year that's great 😁😐
Good morning sir I m 45 yrs old I m really motivated by ur vedeos now I m aware of investing please guide me to invest monthly 5k... I m a private employee
Bro if you invest for 10 years 5000/m @20% then after 10 years you'll have such an amount you can take 30000 every month that's what Ankur sir is saying
@@Ashfaqmansuri02 bhai so if we invest every month 5000 rs for 10 years(6,00,000 total) how we will get 30k from 11 th year. Pls confirm if I am missing something.
Thanks bhai. M kind of new. So don't mind. But we don't know which stock will give 20% return rite. That is the risk people say about stocks. Is that rite.
Really! Well its pretty much obvious that parents leave something for their children after them. Anything that they can. Any land or help then build their house or some cash. What they are going to do with that they will surpass it to children only otherwise government will take. It happens in North India. Not sure about other places .
If u invest 5000 per month for 10 years with 20% return... Total Investment = 6 Lakhs Estimated Return = 13,11,818 Total value = 19,11,818...Isse retire nahi ho sakte😅 Aaj Ankur Sir ki calculation galat ho gayi 😅
Bro per wo jo 1900000 hai wo to port folio me rhenge hi na usper har yearly 20% return milega na which is around 380000 to us hisaab se 31667 har mahine nikal jayenge 😁
@@a2zcricket876 ache stocks pick karo bro 20% annual return bhot badi baat nahi hai stock market me . Achi Analysis krke pick karoge to nikal jayenge aur consistently 20% nahi milega to 1900000 me se thode pese wese hi nikal lenge but long run me 20% mil jata h bro
@@Ashfaqmansuri02 20% is consistently is little more...Best of Best Mutual Funds have avg of 15-16%...unless u are good at indentifying undervalued stocks with great bussiness..then u r a value investor who does value investing
So, As I'm seeing comments that lot of people making excuses that they are learning, studying "we can't invest right now". I'm 19 years old and working as Talent Acquisition Specialist or US Recruiter' The psychology of Indian people is one's they'll complete their graduation after that they think about earnings, But please if you really want to achieve something in your life, start earning after completion of your higher education studies or school studies, then you'll get the better exposure of experience. Thanks & I hope I make difference for one. ⏳
I am 17 or I want to invest But I have some questions 1. I know nifty 50 is best for s.i.p 2. But how I earn rupees 5k per month as a student ? 3. I need full explanation of s.i.p video
I am 23 year.. & I have a small business.. I earn 50k per month.. sare expenses k baad 20k save krta hun 😊 bas .. thode jyada jama hojaenge to business bada krunga because.. mujhe share market par ratti bhar bharosa nhi hai
![How To 10X Your Memory & Learning [New speech]](/img/n.gif)
4th way : Get rich by telling people how to get rich
This is reality!
😂😂😂😂
Chutiya banao
Harsh reality😂
Aajkal yahi chal raha hai😂
Borlest contains all the secrets of forbidden money books they changed my life.
They have really great books. Thank you for the info
really great books if you want your business and your first money and not watching these clips where everyone is talking the same
Bots 😂😂😂
Name is just "borlest"? Book
@@3lpme Yes you can type it and try to find website.
1. Start your own business.
2. Starting investing.
3. Wealth of family.
Point 1 is quite dubious to me like how am I supposed to start my own business if I don't have money. I mean that's why I'm here i.e. to get rich.
there's a book called Secret Pathway To Triumph, and it talks about how using some secret tehniques you can attract almost everything in life it's not some bullshit law of attraction, it's the real deal
How attractive is it bro and what have you gain from it
Bot
Stop itt!!! Bot
And who the fuck told u this that law of attraction is bullshit 🤬🤬
Me watching at 29.6 years old with 0 bank balance 😂
Same bro😂....I don't know whether to laugh or cry after watching this video
Still you laughing shamelessly😂😂
I hope you will come out of this🙏🏽
Proud of you brother
Same bro 😂, age bhi same, and mera bank balance bhi 😅
I'm above 30 and these tips still apply to people above 30
its never late..you can start these anytime of your life..just dont rush to get the money you could have made between your 20-30's.
Bahi bahut time hai, log 40-45 ke age me shuru kr rahe hai
Hi Nimisha, what would you be doing if you were 18 now?
You have the experience of a 30 year old at the age of 18.
No 😂🤣😂😂🤣😂😂
@@ROH_001 +++++
Beautiful voice Beautiful song .very refreshing song.❤ praise be the name of King Jesus Christ 🙏 🙌 ✨️ ❤️
Miss you are in the wrong channel, this guy preaches SIP & mutual funds not jesus😅
The problem with investing is there is no guarantee your returns will be 20% (Atleast by my experience). So thinking in that fashion is a little unrealistic , I may be wrong though.
Yes
But Bro Invest In Stocks Like Microsoft And Amazon After 10 Yrs U Will Get Good Returns!
Sir.. My age is 20
my goal is to become business man... 👑..
But still i am not getting ideas about how can i start my business...
Now i am doing job... Bcz i have family camitament...
Definitely i will start... As soon as possible... 😊
Thank you sir...
I don't know what your job is, but a piece of advice, if you want to take it.
As you mentioned that you don't have ideas, which means you don't have a skill that you can turn into a business (exactly like me😅).
So, don't take a huge risk of quitting your job. Instead, start a small business (try some idea which is already successful for many, generic ideas or even Franchisee will do) after your job hours.
Invest less and learn business first.
Then, once you are into one business, either you may continue it or may change your idea after a while.
Once you are confident and actually earning more than your present salary, then Quit your job.
This is a lengthy process, like my msg.
Rest is up to you
4th way: Become a politician.
acha or kch? kitne log tri jan pehchan m h job politically active hue but jindgi m jhant kch ni kr paye. or kitne log mla mp ya atleast ek bdi post p poch paye? numbers itne kam h unglio pe gin skta h
What if you are a student and finishes your education at the age of 25? And then start earning,then definitely you will require more time
Get Rich by 35 then, koi race nhi hai bro
@@tanishqbajpai8182 :/ what if we have study loan
i am on same boat . done my mbbs have loan of 10 lakh
@@user-nt3dn4lk9y bro/sis, its just tentative.. we are exposed to such knowledge now only (with youtube and all). What we've done till now was based on best knowledge we had. We must take advantage kf knowledge and improve our future. There is no race! Nobody is too late! I'm 25 and I've just now started investing 5000/- in mutual funds, I'm not earning, still a student, its okay, abhi warrior mode hai, job/carrer shuru hote hi baki cheezein bhi hongi.. just keep growing (if not financially then atleast mentally)
@@zangoz_2693 correct bro. by the way what are u studying ?? ca ?
Secret Pathway To Triumph blew my mind. I’ve shared them with friends, and they’re all amazed at the shifts in their mindset.
the third tip is what i was looking for😅
🤣🤣🤣
@Uday Soni why shame? should Mukesh Ambani be shameful for what he received from his father dhirubhai Ambani?
@@syed.saadhasan he is not respected as much as dhirubhai ambani is!!
😂😂
@@syed.saadhasan bro he means that ah ur unlucky u could have got the will but alas you won't u lazy ass 😔
These shorts are good man, keep making such shorts
Business depends on hardwork as well as luck
Nothing luck here bro only smart work with hard work
Then why labours are still poor?
@@Dua-e5r Yes that's why I added the word smartwork
@@Dua-e5r depend your energy and thinking on which type of your work and mindset
@NitishKS-NX yes You're right But I replied you by Mistake I was replying another prsn
The concept of Secret Pathway To Triumph blew my mind. It’s like finding a cheat code for financial abundance.
First step : Be Rich
Thanks for your suggestion sir
4th one - Start Your Tube Channel Like Warikoo Sir and Me 🤑🤑
🤣🤣
@sahil 20
@@realman6629 20 lakhs?
@@burrenwaffet7742 are nhi only 20 😂
Still you couldn't be rich asf
Start Investing, where should we come to know which is better?
He himself became rich after 40s
He is multimillionaire
He's from isb and isb avg package is 30+ lpa so he's from his 20's
So learn from his experience
I started investing in my 2 nd year of college and suffered huge loses but i keep investing and now i 90 percent times sell stocks in profit
Last one, you nailed it 🤣🤣🤣
Who to investment money 🤑
Best is to sell time management course like warikoo sir 😸
Thanks for advice !
Please, show it through an excel sheet, how can a 5000 monthly sip can give me 32k monthly after 10 years
I don't think that's possible 🤔
Watch his video with title
"Retire with 2 crores " he explained with excel sheet and full detail but with 10k a month till retirement age of 35
32k per month is just for publicity, it’s not possible at all. If you invest 5k per month with 20% cagr then in 10 years your total amount will be not more than 20L. With 20L how will he get 32k per month, he is just making a fuss.
@@shubhammishra-cu7iq no bro after earning 20 lac , idea is not to use 32 k month from that 20 lac it is to put that 20 lac again in mutual funds then enjoying its return
so if you will put 20 lac again in mutual fund then 20 percent per year of 20 lac is 4 lac and 4 lac divide by 12 months then 33 thousand something monthly its possible
@@shubhammishra-cu7iq the idea here is to grow money with returns from the LUMPSUM generated after 10 years, but you decided to mock. God bless you
Sir plz make a video on how to start investing where to invest as beginner
But I'm lucky because I started investing at 15 😎🔥🔥
great kid
Just imagine you are rich, you are rich in a min😎
3rd one is the grt but
*Hamare ese nasib kaha sir *😂😅 thanks you for sharing knowledgeable information, 🙏🏻💯 stay healthy, stay fit. 😎
How to start a business when u are acorporate employees? Make videos on different ideas of starting business with less investment
Hey Ankur, can you show me the calculation? 5000 INR per month with XIRR will be just INR 17,00,000 (compounded annually). How can 17 lac iNR can give SWP of INR 32,000?
Pagla gya hai yea mne bhi calculation kia but didn't get the same amout as he said yet
Maybe he meant to say that once he reaches 30, he can take out 32,000 every month and let remaining amount continue to accumulate 20% annual return as usual, so the remaining amount will also keep growing some amount and may eventually get finished by a very late age.
theres a book called Secret Pathway To Triumph, and it talks about how using some secret tehniques you can attract almost everything in life its not some bullshit law of attraction, its the real deal
I am 3rd in the list, Thanks Dad 😁
2nd way pe Puri video bana dijiye please 🙂.
I am 17 now
Hope will happen 🤗
Of course you can if you work for it in the right direction..All the very best👍🏻..
@@debapriyamohanty6769 ☺️
It's not happening automatically
Please make on how to start investing for beginners
4. Learn and develop skills so as to make your life productive and progress in professional world
Ankur sir you r simply great big fan of yours
You did mention that one can earn 32000/- per month
But after 10 years this 32000/- if inflated adjusted will be worth only 18000/- in today's value
Also please mention that
Invest 10 k per month.
32k per month is just for publicity, it’s not possible at all. If you invest 5k per month with 20% cagr then in 10 years your total amount will be not more than 20L. With 20L how will he get 32k per month, he is just making a fuss.
@@harpreetsinghgosal 20 lakh ka 5% , 1 lakh per year hota h genius
Need more such videos
Sir, I’m a NRI who stays out of India for minimum 6 months in a financial year , so my Tax slab is 0%. Now can I invest in Indian stock market/mutual funds if No why is that so ? If yes do I have to pay LTCG / STCG and on what slab rate as my IT returns are 0 cus of being NRI and my salary account is NRE . If possible please make a video on this topic sir . Thank you 😊
Yes brother, income earned in india is taxable. Real estate, FD, or stocks.
@@vat6sal even thought I am NRI ? Being an NRI I don't have to pay tax as I am out of India for 183 in a financial year .
@@vinayrao4051 yes bro, I know the taxation of NRIs. All income earned in India is taxable as per Indian lawas. All income earned outside India is non taxable. NRE/NRO account laws are to be applied. FD returns, PF returns, NPS returns, Real Estate sale cash, FnO, LTCG/STCG, crypto ( if and when laws come ) - every single thing that you earn in India will be taxed. Have you recently moved out of India ?
@@vat6sal I arrived India in Oct 2021 and will leave again in o/a March 2022
@@vinayrao4051 I meant as in have u spent an entire financial year outside India and filed ITR ?
4th way: Strictly follow simple lifestyle like minimalist.
Last wala 😂 best plan hai
Last one is awesome sir 😂😂
That laugh at the end 😂
I just loved to listen this man💗🙌 god bless you sir 🥰
Very much True
You nailed it 👍superb.
You come from a wealthy community letz talk about it
Chuckling at last time that's tell this man never get ancestors property or "virasat" and he builds his own empire by him self along with this he go a head for his journey with his parents. I know you had dual responsibility and you gave your best till now as Gaurdian Great Job Brother.
I am 22 years old and I only follow your rules and I will must become a good man like you.
Rahis ❎ Insaan ✔️
3rd one was awesome 😂😂😂
Last option is relatable 😂
First of all , mai gareeb hun😂😂
This guy is great
@warikoo Sir in the 2nd option 5000 for 10yrs @20% will only be 17,26,252. And with monthly SWP of 32000, will finish the money in next 9yrs.
Tax katega ur khana pina baki expense bhi chahiye.... Maths can't prove our social life
Inheritance 🙏🏻💯🗣️🗣️🔥🔥
I thought the third tip would be : Be with your family and relatives, aap Dil se Ameer ho jaoge 😊
😂😂
Yeh baatein bolne mein achi lagti hai
How to figure out what business should we start?
I like the 3rd point 😂😂😂
Sir iam a dentist by profession am a big fan of urs started gaining financial knowledge from you and started invest at 31 now 33 yrs.
Sir kindly suggest some alternative bussiness options from where we can earn extra income
heard this in ur podcast loved it
4 th way is to search for a Rich father in Law 😂😂
3 way is the only way that makes sense right now
I'm 21 but dont have money to invest 😭😭
Kisi ko lut ke pesa laga do
Wait till you get a job and start investing 15-20% of your income every month right from your 2nd salary. Bcoz 1st salary is always spent in giving gifts to family and treats to friends!!
@@rishabinformation4381 😂😂😂😂
Bhaiya ek video banao invest kaise karte hain😅 aur kispe karte hain😂
First tell me how to become 30, cos I m already in my 40s 😅😅
Can you make it more clear how to invest as don't get much time to explore company stocks ,to invest in index as per our choice like whenever we can deposit money and as much as we want
Is it possible in stocks as well ?
My pocket money is only ₹3000 per month if I'll invest that in stock...how will I spend on my needs.
Hence, 2 option is not for me
So that I am a girl,3rd option is out of my league
And I am still a student ...so can't start my own business for now....
Thus... I'll remain gareeb for the rest of my life...only a chamatkaar can help me😂
Wow 😲 you have 3000 pocket money, I wish I could have. My pocket money is 0 and my lifetime earning is 10k 😂😂 you could invest 35k per year that's great 😁😐
I'm 20 and i also have 3000 pocket money. I try to invest 2000 every month and keep the rest for expenditure.
@@yashubhasin4330 Awesome
Idhar mereko 100₹ pe bhi nhi dete papa
Kiddo
Good morning sir I m 45 yrs old I m really motivated by ur vedeos now I m aware of investing please guide me to invest monthly 5k... I m a private employee
3rd is stunning, I'm going to use this method. 😂
😂
As a mentor thanks sir
How stocks will guarantee return of 30,000 every month?
Bro if you invest for 10 years 5000/m @20% then after 10 years you'll have such an amount you can take 30000 every month that's what Ankur sir is saying
It's just compounding and basic calculations
@@Ashfaqmansuri02 bhai so if we invest every month 5000 rs for 10 years(6,00,000 total) how we will get 30k from 11 th year. Pls confirm if I am missing something.
@@sravan1685 bro ur not adding 20% interest in it 😁
Thanks bhai. M kind of new. So don't mind. But we don't know which stock will give 20% return rite. That is the risk people say about stocks. Is that rite.
At 20s getting 5k per month is big deal in avg middle class investing is impossible
Bank lootlo....14 saal jail bhi jaaneki jaroorat nahi....jailer se setting lagake...1-2saal mein bahar aa jayenge
I like the 3rd tip😂
Marrying a rich woman is the 4th option
Not exactly a rich woman's father would not marry her daughter in a low class middle class family
Poor ladki bhao nahi deta rich ladki ghanta bhao dega😢
@@rakeshshaw7930 i can feel your pain
@@suckmydiccck 🙂❤️
And a rich woman would marry you, why? 🤔
Ye 3rd vala options mere liye he. Love u papa and dadaji 🙏🏻
First comment from jaipur
1 start your own business
2 invest in early
3 third is
😂😂😂😂
In my 20 i never have money for my food and college. How I can invest ??
Well 3rd option isn't available for almost 90% Indians
Really! Well its pretty much obvious that parents leave something for their children after them. Anything that they can. Any land or help then build their house or some cash. What they are going to do with that they will surpass it to children only otherwise government will take.
It happens in North India. Not sure about other places .
Thanks sir❤😊
Practically a average Indians start earning by 26-27 😂 so it will need them to invest till their 45s to grow into a good amount 🙏....
26-27 ?? 😳🙄
Yes, I'm 25 and a student, preparing for competitive exams. Tips are good, we'll just require a bit more time! There aint no race!👍👍
@@zangoz_2693 All the best brdr
Please share business ideas for in arts or for engineer people.
Takeaway-
Bank me paise jodne se ameer nahi bante
After 30 walon ke liye bhi kuch bataiye???
If u invest 5000 per month for 10 years with 20% return...
Total Investment = 6 Lakhs
Estimated Return = 13,11,818
Total value = 19,11,818...Isse retire nahi ho sakte😅
Aaj Ankur Sir ki calculation galat ho gayi 😅
Bro per wo jo 1900000 hai wo to port folio me rhenge hi na usper har yearly 20% return milega na which is around 380000 to us hisaab se 31667 har mahine nikal jayenge 😁
@@Ashfaqmansuri02 20% annual return laaega kaha se vo bhi consistently har month 😂
@@a2zcricket876 ache stocks pick karo bro 20% annual return bhot badi baat nahi hai stock market me . Achi Analysis krke pick karoge to nikal jayenge aur consistently 20% nahi milega to 1900000 me se thode pese wese hi nikal lenge but long run me 20% mil jata h bro
@@Ashfaqmansuri02 20% is consistently is little more...Best of Best Mutual Funds have avg of 15-16%...unless u are good at indentifying undervalued stocks with great bussiness..then u r a value investor who does value investing
@@Ashfaqmansuri02 Yes, but it's not that easy and many company's growth is unpredictable.
So, As I'm seeing comments that lot of people making excuses that they are learning, studying "we can't invest right now". I'm 19 years old and working as Talent Acquisition Specialist or US Recruiter' The psychology of Indian people is one's they'll complete their graduation after that they think about earnings, But please if you really want to achieve something in your life, start earning after completion of your higher education studies or school studies, then you'll get the better exposure of experience.
Thanks & I hope I make difference for one. ⏳
Study hard till 21 get admission in top colleges. Prepare for a decent job. U r rich. I am a computer Engineer 23 years old, working at Apple.
Wow great
I am 20 but bams aspirant in top college😟
No. 3 suits uh Ankur Sir 😅
How to start investing??? Where??
I am 17 or I want to invest
But I have some questions
1. I know nifty 50 is best for s.i.p
2. But how I earn rupees 5k per month as a student ?
3. I need full explanation of s.i.p video
can you make a video on how to open stock account to invest in U S A stocks? I like the way you simplify the things.
Thanks sir
Sir aap koe aisa app batayen jahan hum invest kar sakte hain without any scam.
Is it really important to be rich till 30?
I am 23 year.. & I have a small business.. I earn 50k per month.. sare expenses k baad 20k save krta hun 😊 bas .. thode jyada jama hojaenge to business bada krunga because.. mujhe share market par ratti bhar bharosa nhi hai
3rd way sounds good 😅😅😅😅
I started investing at the age of 15!!!
too late , i retired at age 8 🥱, ( hustle culture bro, its genz time)