You lend me money to build a hsouse so we sell and make money, something happens and instead of discussing solutions, you start name-calling and asking for your money, yet the project is halfway done ..where do i get the money to pay you😢
Plus they signed and agreed to all the terms and conditions of the contract they had. But now they want to run away from that fact; that they willingly and happily signed. No wonder all judges are throwing away their cases. Dande and Cytonn did not misappropriate any funds, it's just Covid that messed up their business model.
A summary of court rulings of today 1. Cytonn applied for removal of OR saying its illegal and wanted the OR to be replaced- this application was denied by the Judge. 2. Cytonn wanted the court orders on selling assets removed-this application was denied by the Judge. 3. Cytonn wanted the Debt Restructuring Proposal to be presented to creditors -this application was denied by the Judge 4. Cytonn wanted Edwin Dande to be enjoined in the cases- the Judge ruled its like he is already enjoined since he is a central party to the cases as Director and shareholder. Further orders by the Judge 1. All assets of Cytonn to be sold. 2. Cytonn has been ordered to surrender all title deeds within 7 days and if they do not, the OR has been allowed to get provisional titles. 3. The OCS or police officers of where all the properties of Cytonn are located to assist in taking the assets from Cytonn so they can be given to the OR to be sold. 4. Cytonn has been allowed 30 days to allow people in houses that have been occupied to vacate the properties. 5. All parties have been ordered to support and cooperate with the liquidation process being led by the OR. 6. A date of 3rd February 2025 has been given where the court will be informed on the progress of the court orders issued. *the only matter that was not clear today was regarding the houses at Alma, where it is yet not known how many are legally purchased and how many are still available to be sold to pay the bank loan and creditors. The court has also given the 3rd of February 2025 as the date when it will hear applications and updates regarding this matter. @mikemwinzi343 2 weeks ago (edited) 😂😂😂 these guys were thieves. With his fellow partners, they would craft illegal contracts that would see loan notes unknown to chys/ cpn investors, exchanged for unsecured billlions. They would then buy assets under their names. Further, the thieves would remain in possession of the title instruments. A court appointed administrator confirmed the company has been illiquid since 2017. Covid only happened in 2020. Today, dande has refused to handover these title deeds. He has refused to be liquidated by further lying that creditors would lose 86% of their money. dande is a ponzi schemer, heartless plus very litigious inorder to buy time. Even those invested in their MMF ought be careful. Nothing is legal in Cytonn. Lots of live mines all over their investment landscape
I've always struggled to understand Cytonn but now I do. Thank you. Question though, can't they sell some of the complete or undeveloped assets to unlock liquidity, complete the stalled projects and return value. Better still, they could do debt to equity swap which is not new in the market. Centum did it after covid and Kenya Airways have done it. The problem looks trivial for them, they just lack imagination.
Thank you. This is an important question. Dande got a court order preventing Kenya Police from investigating this matter even when a formal complaint was made. Have you ever heard of this? Police being told not to investigate?
You're welcome my sister. Honestly, that's new, I have not been following it that closely. But Wait, I know you can get orders to stop being arrested, so now you can get orders to stop being investigated as well 🙆🏽🙆🏽 This Kenya I keep learning something new every day
@@MoneyVersations Conspiracy theorists...Imagine kenya police investigating financial crimes😀😀. Afande akisoma a contract that a well educted guy couldnt read
That covid thing is just an excuse. Why didn't other real estate companies collapsed? Or they didn't experienced covid? Dande is a shady character, and if you dig a little deep into his background you'll find out that he embezzled funds when he was working in britam as a top manager and left the company nearly dead. This guy has always been having misappropriation of funds issues. Investment in his company at your own peril
Akipatikana na hatia, may he face the full force of law. However don't miss the point of the video bruh.. it just clears the air how and why by law people chained them to something hawana power over. Check the pinned comment to understand the summary of my video. Whether what happened was right or wrong, it's not the purpose of the video, I believe utapeleka evidence now that unajua what happened and how it broke the law tusaidie mainvestor wapate their money by all means. You might be their savior bro
He was taken to court and agreed to settle out of court due to his popularity at the peak of his career at cytonn at the time, he paid his ex employers@@MoneyVersations
Can imagine the volumes of fine print that so many investors overlooked plus the numerous subsidiaries and SPVs the company has. Unfortunately i see a court case going on for decades but a least its a teachable example for many would be finance investors.
And by the way you Moneyversations guy normally promote investments like a financial guru and when things go sour you start to act as an outsider... you start to talk as if you never encouraged anyone to invest with them in the first place. You are also a financial con artists like dande😂
Mtatuonyesha mambo😂 Unfortunately you missed the point of the video but ni sawa kaka. And again you think this event happened yesterday 😂 I stand to be held accountable if I have spoken about a product that has taken people south. Take each video and prove one by one then claim any prize if I have promoted a product that has hurt people. Anyways, good to hear from you my good friend. Au sio 😂 hii Kenya lazima you allow people to vent
If you had earn your money and someone directs you to invest your money somewhere n you do without any due diligence, you don't blame anyone but yourself.
This was a clear case of misappropriation of funds. Nothing to do with COVID or anything of that sort. Edwin Dande is a con who tried to use legal jargon to defraud investors but he couldn't outsmart everyone. As you've published this video, the case is now in liquidation and the assets that he bought using investor funds will be sold to recover their money
Thanks for the addition, I think someday perhaps we'll know the exact truth..all in all, we pray everyone gets their money back. That's my sincere prayer.
@@MoneyVersationscytonn investors share the blame themselves l!...in the high yield fund some investors went to court by themselves to liquidate their investments ... Investors fell for politics which were being pushed by some monied investors who drowned with everyone.... This was a private investment... Instead of looking out for individual interest they fell for the group "herd" psychology... Big problem... 🤷🏾 That's what is filtering out... It was better to enter into a medium to long-term restructure agreeable to both parties... So that they can salvage their investments in the long run... People must learn to think individually not as a group as everyone's economic power is different not the same.
I agree with you 💯%. Dande is a financial con artists and he used covid as an excuse. Look at what he did in britam while he was a top manager...he embezzled funds and they didn't took him anywhere because he had his tracks while covered up by law. He's a very shady character
@MoneyVersations What about the Cytonn High Yield Fund (CHYF) they are offering today? It states that the Capital Markets Authority (CMA) has oversight of CHYF's operations.There is a custodian and a fund manager. What's your take? Safe I would say?
The issue is, people invested in a CYTONN fund that was not regulated by CMA... That's CYHS/CPS Their other investment products are all regulated.... It's not that people lost their money, it's locked up in Cytonn assets.... The case is on going in court... Their MMF is the best in the market, and has the best infrastructure.
Read your contracts word by word. If you don't understand, get someone who does to read for you. Beware of merchants, vendors and service providers. They have covered themselves fully. It's you who is at risk. Understand what you're signing.
😂😂John, all products in Etica ziko regulated. Make sure the products you deal with in any of this companies ni zile nimeongea about, cz zenye ni scam, hutaskia nikimention or encourage anyone to go near.
@@Unearth_Lynthat's misleading All companies are exposed to those same risks. shida ni we jump to conclusions, hata CIC was once upon a time new na wengine wakaogopa. Now they are old
Hi Mary, the same can happen with any company that chooses to run an unregulated product. I never root for any unregulated product so please recheck the source.. MMF is regulated. If you have watched the video you heard what I'm talking about in this video that went south.
Pull out your money from them. As long as Mr. Dande is running Cytonn and deceiving people you might just loose everything. Don’t say you weren’t warned. Best to invest in government bonds.
Thanks for the information. The mic is really a put off. Possible to invest in a more tech one, please.Am tempted to think it's something you want to blow or bite.
Mary, the video is clearly saying that the problem was with the two products which were not regulated. The regulated products are safe and doing great.
I think they need to think outside the box to figure out how to raise those funds cz the development projects are stuck and I don't think there's any investor is willing to give them more money to finish them.
@@MoneyVersations yeah unless they find a sofisticated investor. The problem with that a sharp whale will not be interested because it will probably take time for cytonn to get back to green. Honestly speaking paying back the investors will be the only way to get back the credibility. The real problem is not the fact that cytonn failed to deliver the profits but they fail to guarantee liquidity for the capital. This is a lesson that should be learned by every investment companies. If they had Lurch a REIT from the start and give the contract to one of the banks to guarantee liquidity they won't be in this position in the first place.
@@MoneyVersations i have the ability of creating an ETF asset class that may help cytonn to liquidate the investor at the best price possible without effecting the cytonn cash flow. We only need the Capital market approval to list it at NSE. And I can show you how to guarantee the liquidity of that asset class. Not only that I have developed several deravatives models that can put cytonn back to the top of its competitors.
My question too.. perhaps we can start the investigation on the part where they were not regulated and next question, are you allowed to make a private offer as an entity to partner up with someone?
I think I must be the only one who saw that part in the agreement that stated that this was a private offer and doesn't need CMA approval, ama mnacomment before mwatch the whole video maybe 🤔 I think my problem would be, people didn't know exactly what they were getting into. The devil alijificha kwa fine print
Churches, Chamas, Harambees, and other private arrangements to mobilize funds can collect money from the public without needing approvals from anyone. The investors read and signed the terms and conditions, and that's why they cannot charge Dande with any crimes.
I left as smoothly as possible from their mmf when they started charging Ledger fee. Ledger fee monthly to all customers sounded so fishy to me. I ejected my friend 😄
Hey Janet, the product I have reviewed is Money Market Fund, and nobody has been affected in MMF. And FYI I spoke about CMMF last year, this one is a 2020/21 issue.. unfortunately most people think it's a recent event. This video's purpose was to inform what happened and not to blame anyone either the investor or the company. Thank you for the feedback
Correct, but that's If you already have the background of where the company started, but if you don't know..you'll miss the history. Imagine some people don't know what's going on entirely or are like what the ... Is this cytonn thing
Great feedback 🙏🏽🙏🏽 and thank you. However, Length doesn't matter mister. Whether it's 2mins or 2hrs. There's no quota being chased. Anyway, We'll find a balance for those who need clarity through broad explanation and those who prefer shorts kinda videos
No thief , here and I there is,then the curse is un necessary..we intercept and send the curse back to sender In the mighty name of Yeshua hamaschia Son of Jehovah Mekkadishken.Lebraanda zooos
All investments bear an inherent risk. Its not the work of other people to do due diligence for you. Even CBK has risks but we still invest. I am into CBK, cytonn and Etica. Rightnow tomato farmers are crying..Food was a safe investment right?
@@mugendikariuki7622 all investors knows that no investment is risk free,what matters is whether it's low risk or high risk. And why should I pay fund manager while I can do it myself?
You lend me money to build a hsouse so we sell and make money, something happens and instead of discussing solutions, you start name-calling and asking for your money, yet the project is halfway done ..where do i get the money to pay you😢
This summarized my whole video 💯💯
The investors here are acting as their own enemies. But Kenyans break rule no 1 of investment...only invest in what you understand
This is not what happened. I lend you money, without seeking my input, you decide to put the business I lent to, into administration.
@@aissatasylla5479 did you read the contract? Did you read somewhere that they have to get input from you?
Plus they signed and agreed to all the terms and conditions of the contract they had. But now they want to run away from that fact; that they willingly and happily signed. No wonder all judges are throwing away their cases. Dande and Cytonn did not misappropriate any funds, it's just Covid that messed up their business model.
‘Luck and Risk: Nothing is as good or as bad as it seems.’ This is chapter 2 in the book The Psychology of Money. Great analysis.
A summary of court rulings of today
1. Cytonn applied for removal of OR saying its illegal and wanted the OR to be replaced- this application was denied by the Judge.
2. Cytonn wanted the court orders on selling assets removed-this application was denied by the Judge.
3. Cytonn wanted the Debt Restructuring Proposal to be presented to creditors -this application was denied by the Judge
4. Cytonn wanted Edwin Dande to be enjoined in the cases- the Judge ruled its like he is already enjoined since he is a central party to the cases as Director and shareholder.
Further orders by the Judge
1. All assets of Cytonn to be sold.
2. Cytonn has been ordered to surrender all title deeds within 7 days and if they do not, the OR has been allowed to get provisional titles.
3. The OCS or police officers of where all the properties of Cytonn are located to assist in taking the assets from Cytonn so they can be given to the OR to be sold.
4. Cytonn has been allowed 30 days to allow people in houses that have been occupied to vacate the properties.
5. All parties have been ordered to support and cooperate with the liquidation process being led by the OR.
6. A date of 3rd February 2025 has been given where the court will be informed on the progress of the court orders issued.
*the only matter that was not clear today was regarding the houses at Alma, where it is yet not known how many are legally purchased and how many are still available to be sold to pay the bank loan and creditors. The court has also given the 3rd of February 2025 as the date when it will hear applications and updates regarding this matter.
@mikemwinzi343
2 weeks ago (edited)
😂😂😂 these guys were thieves. With his fellow partners, they would craft illegal contracts that would see loan notes unknown to chys/ cpn investors, exchanged for unsecured billlions. They would then buy assets under their names. Further, the thieves would remain in possession of the title instruments. A court appointed administrator confirmed the company has been illiquid since 2017. Covid only happened in 2020. Today, dande has refused to handover these title deeds. He has refused to be liquidated by further lying that creditors would lose 86% of their money. dande is a ponzi schemer, heartless plus very litigious inorder to buy time. Even those invested in their MMF ought be careful. Nothing is legal in Cytonn. Lots of live mines all over their investment landscape
My prayer is that the clients get what's rightfully theirs and not end up losing their money. May justice be served ⚖️
I've always struggled to understand Cytonn but now I do. Thank you.
Question though, can't they sell some of the complete or undeveloped assets to unlock liquidity, complete the stalled projects and return value. Better still, they could do debt to equity swap which is not new in the market. Centum did it after covid and Kenya Airways have done it. The problem looks trivial for them, they just lack imagination.
Thank you. This is an important question. Dande got a court order preventing Kenya Police from investigating this matter even when a formal complaint was made. Have you ever heard of this? Police being told not to investigate?
You're welcome my sister.
Honestly, that's new, I have not been following it that closely.
But Wait, I know you can get orders to stop being arrested, so now you can get orders to stop being investigated as well 🙆🏽🙆🏽
This Kenya I keep learning something new every day
@@MoneyVersations Conspiracy theorists...Imagine kenya police investigating financial crimes😀😀. Afande akisoma a contract that a well educted guy couldnt read
That covid thing is just an excuse. Why didn't other real estate companies collapsed? Or they didn't experienced covid? Dande is a shady character, and if you dig a little deep into his background you'll find out that he embezzled funds when he was working in britam as a top manager and left the company nearly dead. This guy has always been having misappropriation of funds issues. Investment in his company at your own peril
Akipatikana na hatia, may he face the full force of law. However don't miss the point of the video bruh.. it just clears the air how and why by law people chained them to something hawana power over. Check the pinned comment to understand the summary of my video. Whether what happened was right or wrong, it's not the purpose of the video, I believe utapeleka evidence now that unajua what happened and how it broke the law tusaidie mainvestor wapate their money by all means. You might be their savior bro
He was taken to court and agreed to settle out of court due to his popularity at the peak of his career at cytonn at the time, he paid his ex employers@@MoneyVersations
When was this .....coz am clueless on the issues
Can imagine the volumes of fine print that so many investors overlooked plus the numerous subsidiaries and SPVs the company has. Unfortunately i see a court case going on for decades but a least its a teachable example for many would be finance investors.
This is 💯💯💯
Well summarized
Wale wamekuja kwa comments kwanza hebu gather here 😂
Hahaha
😂😂😂😂😂
@@terrynjoki3086 😂😂😂
Knowledge is power... thanks for the enlightenment
You're welcome Josh. Good to hear from you
Thanks for the video ❤
You're welcome! I'm glad you found it helpful.
And by the way you Moneyversations guy normally promote investments like a financial guru and when things go sour you start to act as an outsider... you start to talk as if you never encouraged anyone to invest with them in the first place. You are also a financial con artists like dande😂
Mtatuonyesha mambo😂
Unfortunately you missed the point of the video but ni sawa kaka. And again you think this event happened yesterday 😂
I stand to be held accountable if I have spoken about a product that has taken people south. Take each video and prove one by one then claim any prize if I have promoted a product that has hurt people. Anyways, good to hear from you my good friend. Au sio 😂 hii Kenya lazima you allow people to vent
All investments bear an inherent risk. Its not the work of other people to do due diligence for you
If you had earn your money and someone directs you to invest your money somewhere n you do without any due diligence, you don't blame anyone but yourself.
Is my mmf safe with cytonn as per now can I continue investing with them
MMF is safe 💯
It's not only safest but also earns an intereat of 18.3% .which in the current momey markets happens to be the highest returns.
This was a clear case of misappropriation of funds. Nothing to do with COVID or anything of that sort. Edwin Dande is a con who tried to use legal jargon to defraud investors but he couldn't outsmart everyone. As you've published this video, the case is now in liquidation and the assets that he bought using investor funds will be sold to recover their money
Thanks for the addition, I think someday perhaps we'll know the exact truth..all in all, we pray everyone gets their money back. That's my sincere prayer.
@@MoneyVersationscytonn investors share the blame themselves l!...in the high yield fund some investors went to court by themselves to liquidate their investments ... Investors fell for politics which were being pushed by some monied investors who drowned with everyone.... This was a private investment... Instead of looking out for individual interest they fell for the group "herd" psychology... Big problem... 🤷🏾 That's what is filtering out... It was better to enter into a medium to long-term restructure agreeable to both parties... So that they can salvage their investments in the long run... People must learn to think individually not as a group as everyone's economic power is different not the same.
I agree with you 💯%. Dande is a financial con artists and he used covid as an excuse. Look at what he did in britam while he was a top manager...he embezzled funds and they didn't took him anywhere because he had his tracks while covered up by law. He's a very shady character
@MoneyVersations What about the Cytonn High Yield Fund (CHYF) they are offering today? It states that the Capital Markets Authority (CMA) has oversight of CHYF's operations.There is a custodian and a fund manager. What's your take? Safe I would say?
This bulshit cyton almost conned me. They were marketing to me every day. Thank Jehova I didn't get into their pin man. Wakwende huko kubaff.
The issue is, people invested in a CYTONN fund that was not regulated by CMA... That's CYHS/CPS
Their other investment products are all regulated....
It's not that people lost their money, it's locked up in Cytonn assets.... The case is on going in court...
Their MMF is the best in the market, and has the best infrastructure.
Well said. It's funny how people still after this video bado ask if MMF is safe 😂
Hezekiah, very well put
Cytonn mmf is the best
Cmmf will prevail no matter what personally am an investor there
Read your contracts word by word. If you don't understand, get someone who does to read for you. Beware of merchants, vendors and service providers. They have covered themselves fully. It's you who is at risk. Understand what you're signing.
Very well said 💯💯💯
That was helpful .thank you!
You're welcome Ronny. thanks for watching
Can this happen to etica i leave it today??
😂😂John, all products in Etica ziko regulated. Make sure the products you deal with in any of this companies ni zile nimeongea about, cz zenye ni scam, hutaskia nikimention or encourage anyone to go near.
😂😂
Cytonn was regulated as well. Etica might fall@@MoneyVersations
Go for cic n the likes of coop n kcB MMF ubaya wa wakenya tunapenda interests za juu na pesa ya haraka alafu kinaturamba
@@Unearth_Lynthat's misleading
All companies are exposed to those same risks. shida ni we jump to conclusions, hata CIC was once upon a time new na wengine wakaogopa. Now they are old
You were rooting for them. CIC all the way
Hi Mary, the same can happen with any company that chooses to run an unregulated product. I never root for any unregulated product so please recheck the source.. MMF is regulated. If you have watched the video you heard what I'm talking about in this video that went south.
So is their mmf safe??😢
I thought this was the clarification in the video, MMF is regulated and is safe, the problem was with the two unregulated funds.
yes it is
Pull out your money from them. As long as Mr. Dande is running Cytonn and deceiving people you might just loose everything. Don’t say you weren’t warned. Best to invest in government bonds.
What happened was not investors fault. The investors didn't know cytonn wasn't regulated
I agree with you 💯
But still terms and conditions got them bound..that's why I pray a miracle happens they get back their money
It's investors fault cos when signing into the investment there's a list of terms n conditions n they signed
Thanks for the information. The mic is really a put off. Possible to invest in a more tech one, please.Am tempted to think it's something you want to blow or bite.
Hey Samuel😂 great feedback bro..I'll be getting there soon, we started from the bottom and yes soon it will get better. You're good friend
Thanks for this info.. Am going to inbox you about KCB mmf.
Great! you're welcome
@sarahwanjiku is there anything fishy with KCB MMF i have an account there kindly help me sister
Anything wrong with the KCB MMF 😢😢😢😢 HELP PLEASE
Sarah Wanjiru is there a problem with KCB money market? Kindly enlighten us to avoid loses
@@antonykimeu3102 yes
Iam investing in MMF with cytonn for three years,and i have no issues withdrawing my money....Should i be worried now?
Withdraw your funds immediately. Where there is smoke, there is fire. When the situation settles, reinvest your funds.
@@chriswambua4035 Thanks
Mary, the video is clearly saying that the problem was with the two products which were not regulated. The regulated products are safe and doing great.
@@chriswambua4035that's incorrect bro
@@incaseyoumissed9268 Oh! Then iam at peace, Thanks 😊
Thanks mm nilikuwa nimestuka
Hii ni story ya 2020 bro.. the other funds hazikuwa za manyumba..all is well
Is etica safe
If i was cytonn . I would have lurch an etf it would be easier for the investors to liquidating there position by now.
I think they need to think outside the box to figure out how to raise those funds cz the development projects are stuck and I don't think there's any investor is willing to give them more money to finish them.
@@MoneyVersations yeah unless they find a sofisticated investor.
The problem with that a sharp whale will not be interested because it will probably take time for cytonn to get back to green.
Honestly speaking paying back the investors will be the only way to get back the credibility.
The real problem is not the fact that cytonn failed to deliver the profits but they fail to guarantee liquidity for the capital.
This is a lesson that should be learned by every investment companies.
If they had Lurch a REIT from the start and give the contract to one of the banks to guarantee liquidity they won't be in this position in the first place.
@@MoneyVersations i have the ability of creating an ETF asset class that may help cytonn to liquidate the investor at the best price possible without effecting the cytonn cash flow.
We only need the Capital market approval to list it at NSE. And I can show you how to guarantee the liquidity of that asset class.
Not only that I have developed several deravatives models that can put cytonn back to the top of its competitors.
If CHYS was a limited company why were they allowed to collect money from the public
My question too.. perhaps we can start the investigation on the part where they were not regulated and next question, are you allowed to make a private offer as an entity to partner up with someone?
I think I must be the only one who saw that part in the agreement that stated that this was a private offer and doesn't need CMA approval, ama mnacomment before mwatch the whole video maybe 🤔
I think my problem would be, people didn't know exactly what they were getting into. The devil alijificha kwa fine print
Churches, Chamas, Harambees, and other private arrangements to mobilize funds can collect money from the public without needing approvals from anyone. The investors read and signed the terms and conditions, and that's why they cannot charge Dande with any crimes.
@@gabiesanchez8943 💯💯💯
Exactly! You can't collect money from the public unless you are licensed and regulated by a government body in the first place
Thank you
You're welcome Augustine
Are we safe in Erica
Woi
I left as smoothly as possible from their mmf when they started charging Ledger fee. Ledger fee monthly to all customers sounded so fishy to me. I ejected my friend 😄
Yeah..hapo kwa ledger fee pia Mimi ndio I withdrew 100%
I felt like it's not justified kabisa when you already charge a management fee.
i also left
You have been marketing cyton for the longest time.
Hey Janet, the product I have reviewed is Money Market Fund, and nobody has been affected in MMF. And FYI I spoke about CMMF last year, this one is a 2020/21 issue.. unfortunately most people think it's a recent event. This video's purpose was to inform what happened and not to blame anyone either the investor or the company. Thank you for the feedback
@@MoneyVersations No offense....but it's also good to caution where necessary. Don't be single sided. Some of us have lost money
@@janetmwangi-f4w the money market fund and the high yield fund are 2 different things, and they are run differently.
Bruh, as long as they dont touch/ screw up with money market fund i'm fine
Makes the two of us
Dande return our money
👌🏽👌🏽👌🏽💯
I sold cytonn a solution worth 50k kumbe ilikuwa pesa zenyu
Poleni😊
😂😂😂
Is Cytonn the one that did Crystal Rivers?
Not sure bro..
Crystal Rivers ni ya Safaricom
@@Clivewambua ooo waah. That place was washed by floods
Serious
Fast forward to 6 minutes into the video to listen to the real issue.
Correct, but that's If you already have the background of where the company started, but if you don't know..you'll miss the history. Imagine some people don't know what's going on entirely or are like what the ... Is this cytonn thing
Cytonn mole
😂😂😂😂👌🏽👏🏽👏🏽
Basically, the law of signing a contract is protecting Cytonn😅
You basically answered the question in the title to the best summary 👌🏽👌🏽 😂
kindly be going to the point...you bore with a lot of noise just for the sake of the length of the video
Great feedback 🙏🏽🙏🏽 and thank you. However,
Length doesn't matter mister. Whether it's 2mins or 2hrs. There's no quota being chased.
Anyway, We'll find a balance for those who need clarity through broad explanation and those who prefer shorts kinda videos
@@MoneyVersations the 11 minutes were well worthy it.
@@langat007thank you 🙏🏽🙏🏽🙏🏽
A curse in the house of the thief
No thief , here and I there is,then the curse is un necessary..we intercept and send the curse back to sender In the mighty name of Yeshua hamaschia Son of Jehovah Mekkadishken.Lebraanda zooos
Only Cytonn MMF is okay but the rest don't even dare!!
😂😂😂 you probably work for cytonn. The biggest pyramid scheme to exist to date!
@@jaqiw stop using your sehemu telezi to think 🤚
Hehehee,more reason why I invested directly with CBK!
Na Ruto akiangusha uchumi..Risks are everywhere
😂😂 always calculate your risks
All investments bear an inherent risk. Its not the work of other people to do due diligence for you. Even CBK has risks but we still invest. I am into CBK, cytonn and Etica. Rightnow tomato farmers are crying..Food was a safe investment right?
@@mugendikariuki7622 💯💯💯 correct
@@mugendikariuki7622 all investors knows that no investment is risk free,what matters is whether it's low risk or high risk.
And why should I pay fund manager while I can do it myself?
What is the progress of Etica WhatsApp Group that you were making for us,
Hey, you can WhatsApp me about it. 🙏🏽🙏🏽
Yaani my dear I joined Etica coz of you then you leave me out of the whatsapp group? Alaaar 😂 nakutext saa hii tu!
Great sir,this is the information I have been yearning for.i watched someone's video,he said he can't talk about that company in details.
Woow, that's great add me too please
@@peetzpeter6367thank you 🙏🏽🙏🏽