These Money Mistakes Are Derailing Your Finances! | Clever Girl Finance

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  • Опубліковано 19 вер 2024

КОМЕНТАРІ • 73

  • @RLoger87
    @RLoger87 7 днів тому +51

    I didn't become financially independent until I was in my late 40's, and I'm still in my 40's. In addition to having purchased my second home and earning money on a monthly basis through passive income, I've also achieved three out of five goals. I just hope this inspires someone to realize that it doesn't matter if you don't have any of these things yet, you can start today no matter your age. Change your future by investing! I made a rather big decision by investing in the financial market.

    • @SharonCharlesworth
      @SharonCharlesworth 7 днів тому

      Investing in many sources of income that are independent of government paychecks is the prudent thing that everyone should be thinking about right now, especially given the global economic crisis. Good assets, and digital currencies are still good investments at this time.

    • @SylwiaJewiak-j8g
      @SylwiaJewiak-j8g 7 днів тому

      To be honest, investing rightly today can save you a whole lot of stress in the nearest future.

    • @KurtOsinski
      @KurtOsinski 7 днів тому

      This is superb! Information, as a noob it gets quite difficult to handle all of this, and staying informed is a major cause, how do you go about this are you a pro investor?

    • @RLoger87
      @RLoger87 7 днів тому

      All thanks to Jaspreet Singh with his investment advice, at least I can afford a good home and also have to retire early.

    • @JeffBuffalari
      @JeffBuffalari 7 днів тому

      As a beginner in this, it’s essential for you to have a mentor to keep you accountable.
      Jaspreet Singh is also my trade analyst, he has guided me to identify key market trends, pinpointed strategic entry points, and provided risk assessments, ensuring my trades decisions align with market dynamics for optimal returns.

  • @TheAndreiaZ
    @TheAndreiaZ 12 днів тому +25

    I am brazilian, living in Portugal, so a different economy. The last two months I had unexpected expenses at home, and had to use part of my still building reserve. And part I put on the credit card, but very low debts. This month the card will be 27, and next month will be 52. It is the 3rd time in a row that I have colored my hair at home. It is 30 euros saving each time, to compensate. And we got the news that everyone will receive an adjustment in the income tax, to be reimbursed on September and October, which is about 15% of my salary on each month. It feels like I am given another chance, and I till take it.

  • @mssunshine6259
    @mssunshine6259 12 днів тому +19

    I love watching: Clever Girl Finance, Stock Brotha, & Everything Money. Great to watch! ❤ ❤ ❤

    • @avwashin
      @avwashin 4 дні тому

      Thank you for the recommendations!! ❤

  • @daniellecomeau2996
    @daniellecomeau2996 11 днів тому +17

    Pay yourself first. Make a budget and figure out the max you can save. Then set up an automatic transfer to savings or brokerage to come out of your income based on that. What remains is for bills and life. Some months are challenging, but it is good to see how little you can spend.

  • @laminage
    @laminage 7 днів тому +5

    The biggest problem that folks make is that they spend morre than they "make". Big no no. Sadly alot of folks don't see it that way. Also what I do is I keep track of everything that I spend and keep the receipts in an Envelope. At the end of The Month, I calculate what I spent over what I made. Also my biggeest weaknesses are Amazon & Dollar Type Stores but I don't touch them. I'd rather buy for the right reasons than buy for the wrong reasons. I live in Canada and part of my Salary goes to RRSP (Registered Retirement Savings Plan), RSP (Retirement Savings Plan), TFSA (Tax Free Savings Account) so that helps alot. My biggest problem is when Family ask for help and although they pay back sometimes they don't right away which irritates me.

  • @AmandaStewart0908
    @AmandaStewart0908 6 днів тому +39

    I lost over $80k when everything started to tank. Not because I was in an exchange that went belly up. I was just stupid to hold and because that's what everyone said. I'm still responsible. It just taught me to be a better investor now that I understand more of what could go wrong. It took me over two years of being in the market, I'm really grateful I found one source to recover my money, at least $10k profits weekly. Thanks Kimberly A. Doran.

    • @erikyanez5371
      @erikyanez5371 6 днів тому

      Wow. I'm a bit perplexed seeing her been mentioned here also Didn’t know she has been good to so many people too this is wonderful, I'm in my fifth trade with her and it has been super

    • @Scottweeier846
      @Scottweeier846 6 днів тому

      The very first time we tried, we invested $2000 and after a week, we received $9500. That really helped us a lot to pay up our bills

    • @carolynvo7802
      @carolynvo7802 6 днів тому

      You trade with Kimberly Doran too? Wow that woman has been a blessing to me and my family .

    • @Josephbasta827
      @Josephbasta827 6 днів тому

      I'm new at this, please how can I reach her??

    • @Brucelanham845
      @Brucelanham845 6 днів тому

      I was skeptical at first till I decided to try. Its huge returns is awesome. I can't say much....

  • @_shannons
    @_shannons 2 дні тому

    My win today: I used up my entire FSA before the deadline (flexible spending account)! First time I ever tried doing the FSA thing and I was afraid I wouldn't manage the paperwork and the process but I did and it wasn't awful.

  • @barbarafallin2038
    @barbarafallin2038 11 днів тому +7

    I finally paid off my credit cards and I put a freeze on them,and I only us cash,I have a chance to build, my emergency fund up

    • @tanarich5515
      @tanarich5515 8 днів тому +4

      Me too what an AMAZING FEELING 🎉❤

    • @Abbyyena
      @Abbyyena 7 днів тому +1

      Keep it up 😊

  • @ronesiawilliams2966
    @ronesiawilliams2966 8 днів тому +3

    Okay soooo I’m sharing because you always touch on this one aspect of financial wellness and that’s bouncing back from when you make a financial mistake. One of my main mistakes is overspending and anytime I do it I get discouraged because I know better and one month I do what I know but the next that bad habit comes crawling back. The one piece of advice that keeps me going is to get back up and keep trying!!! Like you said we ALLLLL make some type of mistake but regardless of it we have to keep getting up and trying again no matter what and try to make smaller changes to pivot and correct that money habit keeping me from my goals. Anyways thanks for sharing this video with us!!

    • @Clevergirlfinance
      @Clevergirlfinance  8 днів тому

      Yes absolutely! We all do! Thanks for sharing and for being here! You are doing great!

  • @shamimhamza1425
    @shamimhamza1425 10 днів тому +3

    Thank you so much you just awake my mind and I promise to come back after a year with a testimonial ❤😍

  • @Girliefinancee
    @Girliefinancee 12 днів тому +5

    Don’t put off making action on your savings!!!
    Savings shouldn’t be under emphasized…It comes in handy a lot
    We girlies shouldn’t sleep on this🌸

  • @fashionandluxury101
    @fashionandluxury101 11 днів тому +4

    Great financial advice 😊

  • @jenniferbull84
    @jenniferbull84 2 дні тому

    Great information here. Women in finance. Good advice.

  • @jaobillionaire
    @jaobillionaire 11 днів тому +2

    I've made mistakes with money spending on mind altering substances

  • @annaahmed2564
    @annaahmed2564 11 днів тому +3

    I really love your video sis thanks for sharing that is very helpful tips loved ❤❤❤ keep it up good work sis.

  • @blackchickadee1
    @blackchickadee1 8 днів тому

    Bola I love your forandole necklace! Been following your work for 4 years!

  • @dianejackson3627
    @dianejackson3627 10 днів тому +1

    Thank You ❤

  • @loveonlytee483
    @loveonlytee483 12 днів тому +3

    The very first mistake...I relate 😂

  • @kellykimball2099
    @kellykimball2099 12 днів тому +1

    Thank you so much ❤

  • @namutebiprossy1019
    @namutebiprossy1019 12 днів тому +1

    I love watching you videos.I appreciate

  • @VeriiMbuende
    @VeriiMbuende 12 днів тому +4

    I feel like you're talking to me directly

  • @blackbutterfly233ify
    @blackbutterfly233ify 12 днів тому +1

    I made all of them

  • @tonjamerritt2952
    @tonjamerritt2952 11 днів тому +1

    When you say save 10% of your earnings can part of that 10% be money going into your retirement at work?

  • @realnaturalist9932
    @realnaturalist9932 10 днів тому

    love this share

  • @angelangel4476
    @angelangel4476 4 дні тому

    Can you give great investment avenues?

  • @trinnette7246
    @trinnette7246 10 днів тому

    If I have high interest credit cards, should I pull from my savings to pay more towards the debt to pay it off faster?

    • @Abbyyena
      @Abbyyena 7 днів тому

      You can either pay off the card with the lowest amount or use the money to help pay down the card with the highest interest. Set aside some of that cash for an emergency so you don’t go using a credit card again.

  • @avenj4659
    @avenj4659 4 дні тому

    ❤❤❤

  • @ceceliacarter1670
    @ceceliacarter1670 11 днів тому +1

    ❤❤❤

  • @PalesaRose-v9r
    @PalesaRose-v9r 9 днів тому

  • @keaneilweralekgobo9545
    @keaneilweralekgobo9545 5 днів тому

    ♥💯

  • @MsJoyce31202
    @MsJoyce31202 9 днів тому

    If you use money you will use it. Mine is for work and yes eating out. No expensive places though. I save but something else still needs money. The savings is little but not nonexistent. Whew. And you really can't get back time.