PAYDAY ROUTINE 💸 how I manage, invest, save, and spend my money
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- Опубліковано 20 вер 2024
- Hi Friends,
✨ I wanted to cover the routine I use to manage my money every time I get paid. I've used this system to increase my net worth and to ensure I am hitting my financial goals with ease. I also wanted to dive into how I invest and what I invest in each payday. Reminder this is just what works for me.
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✨ Tags: September, How I Manage My Money, Payday Routine, Payday, Routine, Do this when you get paid, managing money, managing finances, money routine, how I invest, what I invest in, Financial goals, Invest, Save, Budget, Track, Tracking Finances, Credit Cards, Money, finances, budget, Ultrahuman, Ultrahuman Ring, Ring AIR, Reset, Monthly, Monthly Goals, Goal Check In, Monthly Reflection, 2024 Reset, Budgeting, Etsy, Budget Tracker, Budget Spreadsheet, personal finance, reset for a new month, finance, organization, lifestyle, Vancouver, Canada
Thanks to some commenters, I now realize I mixed up the Roth IRA and 401K accounts! 😂🫣 Should be the reverse. I apologize for the confusion!
This was so in depth, it was super informative - thanks Gabby!! Love how transparent you are, and I get such value from your content. Thank you 💖💖
Yay, so glad you found it informative Kate!! 💗 Happy to help in some way
Very good gab keep up the hustle save & invest as much as u can never know when a rainy day will come 👍
I didn't realize you were Canadian! Since I'm also Canadian I am glad I found your account, since a lot of the different factors will be similar
I am!! Proud Canadian!! 🇨🇦🍁 I love finding other Canadian creators so I totally get you!!
These videos have made my financial journey so much more fun and girly 💕 I love your content!
I love this!! That's so true, I love this content for the same reason. You gotta romanticize finances!!
Same!!
Can you maybe do like how to set one up from scratch for an average person?
@@emoshoes333 that’s a good idea! I can add it to my list of video ideas :)
Hi Gabby, I love your videos and I have been using your spreadsheet for the past four months and I love how detail it is. I have a question regarding the sinking funds I save my money in one account like you do but my question is for example there are some months were I take money from my sinking funds but it doesnt reflect in my savings sheet or anywhere else. Let me know how I can keep a track of the updated amount in my sinking funds. Thank you
Hi, are you sure that the RRSP is equivalent to a Roth IRA and the TFSA equivalent to a 401(k)? Other sources seem to claim that the RRSP is equivalent to a 401(k) and TFSA equivalent to a Roth IRA. Anyway, nice video and congratulations to you for being debt free and on your way to financial independence. Well done!
I was going to comment as well. It is the other way around. TFSA = Roth and RRSP = 401k
@@joenathan5072 omg you are right!!! I always mix them up 🫣 thank you for the correction!!
I love your videos so much 💗
Yay! So glad you enjoy them 💖
loved the video! the details were super helpful. thanks to this video, i finally figured out the set up for auto depositing in you WS cash account lol 😅
So glad you found it helpful!! hahah that's awesome! I'm glad you figured it out. The automation are my fav part.
I thought Canada taxes unrealized gains investments at 45% every year
I enjoy your videos; they encourage me to sort out my finances. I've got your tracker :) I would love it if you could look directly into the lens and not slightly off. I know it's hard, but I think your videos would benefit :)
Thank you so much! Ahh I know it’s something I’m trying to remember to do but feels so bizarre on my phone! I will do my best to remind myself constantly.
Hi Gabby, are the amounts you are referring to in CAD or USD? 😊
Instead of pulling money from your emergency fund to pay off your credit card, why not throw what you can’t pay off onto a line of credit and then pay off the line of credit the next time you get paid?
What camera do you use?
Are you related, in any way, to professor JBP?
I see some facial similarities and JBP is also from Canada 😅
@@enrique-zarate4594 I am not!! Or as far as I am aware 😂 That’s interesting tho!!
Hi Gabby. I love everything finance, and my wife is the natural spender who doesn’t necessarily enjoy the process of budgeting. Do have any advice/tips to help increase her involvement with our finances? Ty
-Al
@@-SSMD- I feel her! I am a natural spender as well. What worked for me was finding a way to make finances fun and relaxing. Using a visually appealing budget tracker and finding other financially aware females online also helped a ton! I love Ramit Sehti’s perspective on money, he’s all about living a rich life where there is room for fun spending as long as you’re investing/ saving as well. His podcast may be helpful, he regularly talks to couples and helps them get aligned on finances. Maybe sharing some of these medias with your wife can help ignite some interest! Hope that helps 😊
Your rent is soooo affordable 😻😻
I know right! Staying put in a rent-controlled city helps a lot
2200$ a month for one room?
Love the video, and just subscribed. I wanted to get your opinion on what credit card is better in Canada between Colbat or Gold Amex?
Yay welcome to the fam! You are in luck, I just did a credit card video on my channel. But the short of it is I like the AMEX Cobalt better unless you get a great sign up bonus for the Gold AMEX. I got a bunch of points when I signed up.
amazing. What do you do for work? if you don't mind me asking.
@@sabahatnaheed1435 I am an engineer! 🫶🏼
Automate your finances, stop living in the spread sheets, and start enjoying your life.
@@notNaB2024 this is just what works for me! I am a spender and tend to minimize how much I am spending without totaling it all up. I’ve tried to step back from the spreadsheet and just found I was constantly feeling anxiety around money. This process is something I truly enjoy doing 😊
yay! Love these type of videos. Helps keep me in check with my own finances too 🫶🏼
So glad to hear it!! 💗 Thanks Christine. Look at us go, financial queens.
are you on blossom??
I just had to google Blossom 😂 so no I am not!
Talk to us not the camera screen