idk why I watched this, half if it doesn't apply to me because I live in Denmark, where retirement and health insurance are covered by the state and credit score doesn't exist. The other half is irrelevant because my personal economy is very healthy. All pretty solid advice though, especially the advice to cook yourself. It's healthier and so much cheaper it's not even funny. I managed to live on just 25DKK ($3.5-ish USD) a day while saving up for a new computer in 2020, it's such an effective cost saving measure.
@@idkwhatimdoingproductions8824 En masse brød, ris og tilbudsjagt. Hvis du selv bager brødet og laver aftensmad hver dag er det muligt, bare ikke nær så hyggeligt som hvis man giver lidt mere plads til mad på budgettet. Det var godt nok også i 2020 jeg levede sådan, med alle prisstigningerne de sidste par år er det kun blevet sværere. Extra tip; brøddej kan holde sig i køleskabet i op til en uge, hvis dækket. Det får bare lidt gærsmag. Hvis du laver mere dej end du kan spise i en omgang smager det bedre at gemme dejen og bage nyt til hver frokost end at spise tørt brød.
Good advice. I live in Belgium so credit score doesn't apply here. Making food at home is the real mvp. This week I had a relapse and ordered food everyday. With all that money I could've ate 2 weeks instead of 4 days. I don't own a car since I live walking distance from work (but got an electric bike). The last 2 months I got my brother living with me (wanted trying "living on his own"), splitting bills really does help. Saving 300 euros every month into a brokerage account. Checked and rent comes at 33% (rent + appartment complex bills). Don't own a credit card cause I can do everything with debit. So all in all doing pretty good. :)
would appreciate some ideas on getting new income sources, great channel btw, almost everything you talk about is super relatable and helpful, i love the way you present and structure your talks, please keep it up
At this point, we can't rely on individualism to increase our personal wealth. We're getting every dollar wrung out of our paychecks for necessities like living indoors, eating food, and modern necessities to participate in society like electricity, Internet, etc. you can't work an extra 40 hours just to get ahead because you're robbing yourself of your own humanity in the process. We need to reign in the forces that control these necessities and put caps on what they can reasonably charge.
Investing is a feat basic start. You shouldn't expect to make the same as a second job but it's a way to make money expand in the background. It's also a great motivating factor to help you save more. There are many ways to invest some less profitable or risky than others. Just start small and research till your ears melt.
@@solacespeaks Alright thats it bro, what's ur Minecraft Username bc damn you have good advice bro; i could listen to you all day. I have autism and might not have the advice you do but i have Knowlage. I have an eiditic memory and can memorize entire books. think we could help echother in your YT Career.
Honestly was stressing about my Finances recently. At 26 years of age I have plenty of "material" things but where I am in life just isn't what I had in mind with societies expectations.
I don't have to worry about this for another 4 years because I'm only 14 but it's still good for me to know I'll definitely be back here when I'm 18 lol
Had the public education system taken 30 minutes to explain this to me, I would have been much more prepared for adult life. But hey, at least I know the Pythagorean Theorem.
Great video, good points. only thing i disagree w u on is that its cheaper to eat unhealthily than healthy. Easier? yes. but if your diet consists of normal veggies, basic bulk-bought carbs (rice, bread/flour, tortillas, potatoes) and cheap protein sources (lentils, beans, rotisserie chickens, tuna/sardines) its extremely easy to eat a very healthy diet with 0 processed foods for $100/mo or less provided you know how to cook and are cool with meal prepping. processed shit isnt filling and is crazy expensive. I also think itd be worth talking ab in some future video how to keep utility bills low. i guess its somewhat intuitive but if u know tricks/advice on that id wanna hear
8:10 I had a coworker who did this and guess what? When he moved to their, other people moved nearby and the cost of rent went up. The same with the commute, the money saved by moving into a different apartment was offset by 1. rent going up and 2. the cost of the commute. Edit: MOST PEOPLE DON'T HAVE A POOL AND HOTTUB! Edit: 10:33 no thanks, after seeing the muggings happening on the busses and having it where IF YOU TRY TO TAKE ON THE PERP YOU GET IN TROUBLE WITH THE LAW, no thank you! Edit: 15:49 now a days this is true yes, back then it was cheaper to get some fast food. My guy whole foods you're talking about are costly depending on where you are, are you high?
5:30 Seems you are conflating two things here. If you pay under the minimum payment and owe money then you get hit with a late fee and a late payment really hurts your credit score. Nothing about keeping the account active, except that your account could be closed for inactivity, but that generally takes 6+ months. Main reason to point this out is someone might be under the impression that you're "forced" to spend monthly on each credit card account you have, but that is not the case. 18:26 Wow it's been so long since I've seen the old diamond ore texture. Besides that one thing, this is a pretty good intro to personal finance.
Alright thats it bro, what's ur Minecraft Username bc damn you have good advice bro; i could listen to you all day. I have autism and might not have the advice you do but i have Knowlage. I have an eiditic memory and can memorize entire books. I think we could help echother in your YT Career.
idk why I watched this, half if it doesn't apply to me because I live in Denmark, where retirement and health insurance are covered by the state and credit score doesn't exist. The other half is irrelevant because my personal economy is very healthy. All pretty solid advice though, especially the advice to cook yourself. It's healthier and so much cheaper it's not even funny. I managed to live on just 25DKK ($3.5-ish USD) a day while saving up for a new computer in 2020, it's such an effective cost saving measure.
Home made food really is the goat. Rice, tuna, corn and oatmeal ftw. xD If only I could keep my binging under control sometimes.
Hvordan kan du leve på 25 kr om dagen?
Please fortæl din hemmelighed!
@@idkwhatimdoingproductions8824 En masse brød, ris og tilbudsjagt. Hvis du selv bager brødet og laver aftensmad hver dag er det muligt, bare ikke nær så hyggeligt som hvis man giver lidt mere plads til mad på budgettet. Det var godt nok også i 2020 jeg levede sådan, med alle prisstigningerne de sidste par år er det kun blevet sværere.
Extra tip; brøddej kan holde sig i køleskabet i op til en uge, hvis dækket. Det får bare lidt gærsmag. Hvis du laver mere dej end du kan spise i en omgang smager det bedre at gemme dejen og bage nyt til hver frokost end at spise tørt brød.
$3 to 5 a day is crazy, Is that including rent?
@@BowOneFire Nah, that's just food. 4 times as much if we include rent. It wasn't fun, but it's doable. Baking bread is shockingly cheap.
Good advice. I live in Belgium so credit score doesn't apply here. Making food at home is the real mvp. This week I had a relapse and ordered food everyday. With all that money I could've ate 2 weeks instead of 4 days. I don't own a car since I live walking distance from work (but got an electric bike). The last 2 months I got my brother living with me (wanted trying "living on his own"), splitting bills really does help. Saving 300 euros every month into a brokerage account. Checked and rent comes at 33% (rent + appartment complex bills). Don't own a credit card cause I can do everything with debit. So all in all doing pretty good. :)
I’m 100% here for you making a 2 hr long podcast❤
omg yessss or like a livestream
i turned 18 a few months ago why is adult life and money so terrifying
Same here, but maybe I'm naiive but I don't see what's so terrifying
would appreciate some ideas on getting new income sources, great channel btw, almost everything you talk about is super relatable and helpful, i love the way you present and structure your talks, please keep it up
It's always easier to spend less than make more.
At this point, we can't rely on individualism to increase our personal wealth. We're getting every dollar wrung out of our paychecks for necessities like living indoors, eating food, and modern necessities to participate in society like electricity, Internet, etc. you can't work an extra 40 hours just to get ahead because you're robbing yourself of your own humanity in the process. We need to reign in the forces that control these necessities and put caps on what they can reasonably charge.
Investing is a feat basic start. You shouldn't expect to make the same as a second job but it's a way to make money expand in the background. It's also a great motivating factor to help you save more. There are many ways to invest some less profitable or risky than others. Just start small and research till your ears melt.
I wish channels like yours would have been around when I was a kid. Keep up the good work, man
Solid advice and more ideas to make money could never hurt in this economy.
Oooh, do I spot a fellow pre 1.7 enjoyer?
Your videos are actually amazing
fucking missed that last obsidian mate. couldnt pay attention after that.
war crimes
Local new hampsherer here
You are the only one
@@solacespeaksno I’m from nh as well
@@solacespeakscrawling out of the woods on all fours to report from NH too
@@solacespeaks Alright thats it bro, what's ur Minecraft Username bc damn you have good advice bro; i could listen to you all day. I have autism and might not have the advice you do but i have Knowlage. I have an eiditic memory and can memorize entire books. think we could help echother in your YT Career.
This old mc vids make me feel relaxed 😌
Honestly was stressing about my Finances recently. At 26 years of age I have plenty of "material" things but where I am in life just isn't what I had in mind with societies expectations.
I don't have to worry about this for another 4 years because I'm only 14 but it's still good for me to know
I'll definitely be back here when I'm 18 lol
Though I have not spent a single cent yet, at least I have a guide before it happens :)
Just live with your parents forever lol or at least until you have a stable career.
Had the public education system taken 30 minutes to explain this to me, I would have been much more prepared for adult life. But hey, at least I know the Pythagorean Theorem.
Glad I can help! :)
Keep it up man! I love the nostalgic minecraft paired with actual good life advice :) I think you found a gold mine :P
Great video, good points. only thing i disagree w u on is that its cheaper to eat unhealthily than healthy. Easier? yes. but if your diet consists of normal veggies, basic bulk-bought carbs (rice, bread/flour, tortillas, potatoes) and cheap protein sources (lentils, beans, rotisserie chickens, tuna/sardines) its extremely easy to eat a very healthy diet with 0 processed foods for $100/mo or less provided you know how to cook and are cool with meal prepping. processed shit isnt filling and is crazy expensive.
I also think itd be worth talking ab in some future video how to keep utility bills low. i guess its somewhat intuitive but if u know tricks/advice on that id wanna hear
Came for Minecraft, Stayed for Finances🗿
8:10 I had a coworker who did this and guess what? When he moved to their, other people moved nearby and the cost of rent went up. The same with the commute, the money saved by moving into a different apartment was offset by 1. rent going up and 2. the cost of the commute.
Edit: MOST PEOPLE DON'T HAVE A POOL AND HOTTUB!
Edit: 10:33 no thanks, after seeing the muggings happening on the busses and having it where IF YOU TRY TO TAKE ON THE PERP YOU GET IN TROUBLE WITH THE LAW, no thank you!
Edit: 15:49 now a days this is true yes, back then it was cheaper to get some fast food. My guy whole foods you're talking about are costly depending on where you are, are you high?
Just live in a shack in the middle of the woods
this is oddly relevant to me right now
5:30 Seems you are conflating two things here. If you pay under the minimum payment and owe money then you get hit with a late fee and a late payment really hurts your credit score. Nothing about keeping the account active, except that your account could be closed for inactivity, but that generally takes 6+ months.
Main reason to point this out is someone might be under the impression that you're "forced" to spend monthly on each credit card account you have, but that is not the case.
18:26 Wow it's been so long since I've seen the old diamond ore texture.
Besides that one thing, this is a pretty good intro to personal finance.
50% of spending? In Chile is 90% without taxes
good financial advice for the begginners, nice to see something other than sloppy misinformation
Glad it was helpful!
great video
Great thumbnail
thank you!
Best option for cars is learn how to fix them and drive old cars
Alright thats it bro, what's ur Minecraft Username bc damn you have good advice bro; i could listen to you all day. I have autism and might not have the advice you do but i have Knowlage. I have an eiditic memory and can memorize entire books. I think we could help echother in your YT Career.
niko copy (jk good video bro, keep it up
I thought boston transit sucked
well it sucks but somehow it’s still better than most US cities, which is honestly kind of depressing
The Credit system sounds so dump, good that I am not living in the shithole that is the US
This is great and all, but I have a 2025 Chevrolet Silverado HIGH COUNTRY calling my name.
Joking, of course, I'm buying the F350 Super Duty Limited.
first time im first :)