No Longer Using PayPal | How PayPal Tried Scamming Me

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  • Опубліковано 27 жов 2024

КОМЕНТАРІ • 68

  • @laciej
    @laciej  2 роки тому +12

    Has anyone else had issues with these money apps that aren’t ACTUALLY banks?!?

    • @reneesilver5016
      @reneesilver5016 2 роки тому +1

      You should file a complaint with the Better Business Bureau. They will investigate their business. Outline the important details and file the complaint. Also you can, if you are in Maryland you can't sue them in small claims court without an attorney. You can speak to your bank, if you have BOA or PNC. They will contact PayPal and dispute it on your behalf. I put my products on Shopify. I haven't had any money issues and my money goes into my account without fail. When I had PayPal hooked up to it they held up payment too. Needless to say, I don't use PayPal

    • @thatgurlchrys4820
      @thatgurlchrys4820 2 роки тому +1

      I can't believe this. Paypal did this to me last year with my small business. I haven't found a alternative for my payment partner and it's disgusting that they treat people like this.

    • @jacobkoppenhaver2593
      @jacobkoppenhaver2593 Рік тому +2

      Any financial institution has to complete an SAR (Suspicious Activity Report) for any transaction over $10,000, or a cluster of transactions that appear to be trying to subvert reporting it. It's a Federal government thing for money laundering and terrorism, and everyone from Paypal to Western Union has to do it. As for delivery being an issue, it may be a scam-prevention protecting your wholesaler.

    • @Kitsunecrush
      @Kitsunecrush Рік тому

      I went this recently

    • @csgcreations
      @csgcreations Рік тому

      I’ve had my pp accounts under review and was required to update all those docs as well. I once had money held for 21 days through pp before they released it to my account. Totally understand your frustration. I use cash app and Zelle as other pay options, but they are getting weird too. My pay accounts are business accounts and I have a registered LLC. These companies are making it harder for small businesses to succeed.

  • @Latherandloop
    @Latherandloop Рік тому +6

    I think it is SO important to spread awareness of the ugly side of having a small business. I had a similar experience with paypal for a transaction of only $200! But I was a stay at home mom at the time (just had a baby) and was doing some crafting as a side gig around the holidays and paypal held that money for over 30 days... After that one incident, it gave me bad vibes instantly and I dropped them asap. So sorry you had to experience this! P.S. I know this is an old video but I just found your channel and I am currently binging all of your content lol

  • @toyamichelle
    @toyamichelle Рік тому +5

    "I have a Supervisor. But, not one that you can speak to!" I just hollered out loud in my office - "B!tch!!!"🥴🤬

  • @AddiesBabyStudio
    @AddiesBabyStudio 2 роки тому +14

    I only use PayPal for small transactions, orders over $500 I do money order, bank transfer or check to business account PERIOD! Never put yourself at the mercy of someone else to get paid! You handled yourself very well!
    That has worked for me for the last 8 years and I still do it to this day. For large orders consider doing deposit up front first, then remaining amount be paid before being shipped out. That way you have some capital to create/process the order ❤️ I’m glad everything was resolved!

  • @cjrwilson2829
    @cjrwilson2829 Рік тому +6

    Lacie, I just saw your video re PAYPAL. I know that its been about 10 months since your posting, but as a small business owner myself, I had to say something about your horrible experience. I am so very angry for you. I live in Minnesota and have an excellent Attorney Genera's office. Not sure about your state, but I would contact them and ask for guidance. Sometimes just my telling a company that I plan to contact our AG's office gets quick results! Also, it could possibly trigger an investigation. There may also be help at the Federal level.

  • @roni-co5ng
    @roni-co5ng Рік тому +2

    that’s awful! i’m glad you received your money for your business!

  • @j.m.johnson
    @j.m.johnson Рік тому +5

    Paypal wants to help your small business stay small. The minute my business started to take off, they made sure it was ground to a halt. I’m sure these things don’t happen with the large businesses and I’m sure that’s not an accident.

  • @zenfulkatoria
    @zenfulkatoria 2 роки тому +6

    Thats insane but I’ve heard other business Having problems with PayPal holding funds. It’s infuriating

  • @Magicguy33
    @Magicguy33 Рік тому +1

    Wow this sounds so frustrating and I’m sorry you went through this. A supervisor should never act like that, terrible customer service!

  • @TheStitchWitchPodcast
    @TheStitchWitchPodcast Рік тому +2

    The one person I know who also quit PayPal was Minnie smalls and she’s an indie artist. Happy to hear you got your cash and sorry it was so stressful 😢

  • @ROCDIGITALAI
    @ROCDIGITALAI 2 роки тому +7

    Yes there is definitely something different going on with PayPal. They have placed limitations on my account lately. I had been using them for years without any issues but at this point I’m done with them.

  • @staceya9580
    @staceya9580 2 роки тому +4

    I’m so sorry you and your business encountered such unprofessional practices from PP.
    After recent PP actions with other businesses and stumbling upon your video, I closed my personal account.
    I have always had a mistrust re PP and what has been coming out publicly of late just solidifies cancellation.
    Good luck to you ❤

  • @Danajanene
    @Danajanene 2 роки тому +8

    Wow....this is crazy. Yesterday I purchased from a company I've never ordered from...so I was like I will pay using PayPal. But that wasn't an option. I wonder if they've gone through this process before. I am going to think twice about using them again.

    • @laciej
      @laciej  2 роки тому

      I now don’t even question if others don’t use PayPal but I totally used to. It’s crazy what happens once our perspective changes! So over them.

  • @MsTraJay
    @MsTraJay 2 роки тому +2

    Wow Lacie, I am so sorry that you experienced that. It is so disappointing to hear that PayPal is doing this to businesses; small ones in particular. The devil is always busy, but I pray your business grows 10x more and you are blessed abundantly. 🙏🏾

  • @t-solol-l8709
    @t-solol-l8709 2 роки тому +5

    Wow that is crazy. I canceled my paypal a few months ago. So glad you got your money.

    • @laciej
      @laciej  2 роки тому

      Good idea! So glad I got it back. I was thinking it was a lost cause.

  • @tamaradavis
    @tamaradavis Рік тому +1

    I would’ve hit up the BBB so fast and complained!! That would got things moving expeditiously!!!

  • @VirtueWithin
    @VirtueWithin 2 роки тому +5

    This was very informative. I saw fraud on my account with PayPal so I closed it. Unfortunately when I went to sign up for Venmo I found out that they are owned by PayPal… needless to say I have not done any transactions on there nor do I plan to. I am so thankful that you got your money back minus the $45 that’s pending😇!

  • @k3ls3yyk3ls
    @k3ls3yyk3ls 2 роки тому +5

    You’re not being a brat at all. Idc who you are, $10k is no chump change! I’m glad the issue is mostly resolved. I’m so shocked to hear that this happened and that it is a common thing with PayPal. I’ll definitely think twice before using them in the future

    • @laciej
      @laciej  2 роки тому +1

      I think that’s the craziest part to me- it’s extremely common and yet they still have a solid reputation. Thank you for validating my feelings about not being bratty and deserving what I worked for 😭❤️

  • @ashleyd9793
    @ashleyd9793 2 роки тому +2

    My blood was boiling for you! Glad you got the majority of the money that had been held. Working for an FI, I’ve heard similar situations to yours. If you haven’t already, try talking to your bank to see if there is an alternative way to accept payments that they provide.. sometimes the cost is a little less and the funds are available sooner.

  • @ayanawildworld
    @ayanawildworld 2 роки тому +8

    Yes I’ve experienced this as well. They had to up my limit or I wouldn’t have been able to access my funds. Thanks for doing this video because now I can be aware that this can continue to happen on a larger scale

    • @laciej
      @laciej  2 роки тому +2

      That’s absolutely crazy! And their terms and regulations change all the time, so it’s too much to keep track of. They don’t deserve their loyal customers. I’m sorry you experienced this too 😢

  • @brandonjackson9961
    @brandonjackson9961 2 роки тому +3

    I faced same issue and I see my 10k USD they have locked for 6 months.

  • @jinkazama2555
    @jinkazama2555 Рік тому +2

    they wanted proof of you buying your materials ??? WTF!!??? they are insane!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!

  • @BrendatheDaydreamer
    @BrendatheDaydreamer Рік тому +2

    Did you go to Twitter and @ them with this situation? This is ridiculous. I’m so sorry this happened to you.

  • @friendsupstudio689
    @friendsupstudio689 Рік тому +1

    I did have the same problem. I hate PayPal!! And I will choose to not use it on my websites anymore!

  • @kerrygearin3910
    @kerrygearin3910 Рік тому +2

    I’m hurting in your behalf. You are a consummate professional and they are horrible to you. The frontline people might not know there are other options to go higher but there are and the “supervisor” has behaved in a people-hater, despicable manner. She’s unsuited to dealing with people. Wouldn’t wish her on anyone.

  • @Eroyo.
    @Eroyo. 2 роки тому +4

    Paypal… I stopped using them several years ago and they have continued to go downhill from there. I have wanted to purchase items from sellers but they only use paypal or go through paypal and that stops me in my tracks. I just don’t support them and how they operate. I’m sorry you had to go through that. :c

    • @laciej
      @laciej  2 роки тому

      I just wish more people knew. People still think PayPal is somehow safer than using debit cards 😩

    • @Eroyo.
      @Eroyo. 2 роки тому

      @@laciej I also wish more people knew as well and I have friends with small businesses that depend on paypal because the majority of their customers use it.
      You mentioned Zelle and I use that. I haven’t heard anything bad about them yet…

  • @mssunshine2670
    @mssunshine2670 2 роки тому +2

    PayPal is garbage. They made a mistake on my account but refused to correct it. The person I spoke with could see the mistake and acknowledged it but they wouldn't correct it. I waited a week for them to tell me they wouldn't correct it. I immediately stopped dealing with them. Always have multiple ways to process payments.

  • @lindagenest6116
    @lindagenest6116 3 місяці тому

    Thank you for your testimonial, make me rethink which way to run my small business

  • @barbking9097
    @barbking9097 Рік тому +3

    Who do you use now, if you don’t mind me asking?😊

  • @DarleneMontanaro
    @DarleneMontanaro Рік тому

    I had a similar issue last year with much smaller dollar amount, and shortly after that I saw many people posting problems with both personal and business accounts. I stopped using it for business and I just closed the account. I lost all confidence in them. So far no issues with Venmo....

  • @QueenJooseLaMonica
    @QueenJooseLaMonica 2 роки тому +4

    Okays.... (blows in and out trying not to let fire shoot outta both my ears🤬) First my sweet online daughter.....im super pissed to the highest of pisstivity bout this for u...omg😡🤬 I been with Paypal since 2011. Hadnt endured any problems....but noticed some changes in their rules and regulations with IRS new procedures concerning taxing and all. Noticed fees being charged frequently. I just use one of my credit cards or my bank debit card to avoid that. Many ppl ik are now using $Cashapp money app. I dont have an acct there. But THIS mess here makes me wanna close my Paypal acct with them! I barely use it anyways. The way u handled the situation would so have been me. That cranky supervisor should be terminated on sight!🤬
    Ive never used Zelle on my bank app. May look into it. Idk what ppl are thinking, handling business like that! So uncalled for.😑 Babygirl u mos def held ur own like the tough boss chick u are. Im so gonna share ur vid!! Proud of how far u have come. Love u!💖💖💖💖💖💖💖

    • @laciej
      @laciej  2 роки тому +2

      Thank you! So many times I had to ask my fiancé to validate my feelings because they were playing with my emotions 😂 listen… I was ready to fight the last girl I talked to who hung up on me. We gotta be so careful with who we’re letting into our bank accounts, especially when they consistently change their user terms and agreements. Ugh!!! Love you!!!

  • @jinkazama2555
    @jinkazama2555 Рік тому

    Paypal keeps blocking my Ip, wtf, they are a problem now, im so sorry you went through this nonsense with PayPal

  • @jcmjrtile1261
    @jcmjrtile1261 7 місяців тому

    What pay system do you use now? If you switch to a merchant account it will bypass these 3rd party procesors like PayPal and go straight to your bank

  • @wealthNmotion
    @wealthNmotion 5 місяців тому

    PayPal has very strict “Underwriting” guidelines. The underwriting department is not accessible to the public. Before accepting payments always due your due diligence to learn he the underwriting guidelines with any financial institution folks. Sorry for your horrible experience.😢 The financial industry can lack of empathy based on liabilities unfortunately

  • @DrPeterThatcher
    @DrPeterThatcher Рік тому +2

    Hi Lacie
    I’m sorry that you had so many problems.
    I see you still use PayPal having just looked at your website. What made you continue with them and have you had any further problems.

  • @righteousdiva1130
    @righteousdiva1130 Рік тому +1

    Who do you use now? Because I didn't even start yet and I was gonna use them but now just to support small business owners I will not if I can but who else is there

  • @JamesBrown-qb3pz
    @JamesBrown-qb3pz Рік тому

    PAYPAL SUCKS!

  • @aleksandar.calcina
    @aleksandar.calcina Рік тому

    PayPal is the worst. I use Stripe.

  • @HughMadBro
    @HughMadBro Рік тому +1

    Mercari got me for $550 when I needed it to pay half my rent. When it was in beta, no money apps though. I don't play about my $ & I certainly would play about 10 Racks 😆🤷🏼‍♀️

  • @JamesBrown-qb3pz
    @JamesBrown-qb3pz Рік тому

    I would close the account right now if they'd even let me but I still have $850 in there which they would keep

  • @lifewithamberb
    @lifewithamberb Рік тому

    Holy crap 😢

  • @JamesBrown-qb3pz
    @JamesBrown-qb3pz Рік тому

    CAN YOU PLEASE HELP ME GET PAYPAL TO DO THE RIGHT THING AND GIVE ME BACK MY MONEY?

  • @lynetteharding4943
    @lynetteharding4943 2 роки тому

    Wow!

  • @niyyahhandcrafted
    @niyyahhandcrafted 2 роки тому +1

    I am so sorry that you had this experience! The way that she handled the call was completely unprofessional and a power trip. The way you talk about the experience and your understanding on their end speaks only to your integrity. I haven’t had issues with PayPal (yet) but I am going to take your advice and use Wix for large orders and figure out the credit card bits- that is really terrible. Thanks for sharing even though it sounds like it was super frustrating

  • @JamesBrown-qb3pz
    @JamesBrown-qb3pz Рік тому

    COULD SOMEONE HELP ME TO FIGURE OUT HOW TO REPORT PAYPAL TO THE FEDERAL CREDIT COMMISSION OR TO WHOEVER BECAUSE THEY'RE STANDING ME OUT OF MY MONEY ALMOST $1,000

  • @pristineparr7509
    @pristineparr7509 2 роки тому

    Wow, thank you so much for sharing your story. Will never ever use PayPal again. Ever. And I can't use zelle or cashapp. I have never committed fraud or scammed anyone. Something weird is going on and in the case of caspapp there is no one to speak with