Bro the information you provide is very raw, much better than other vloggers who just try to brag and showoff what they got, feel happy for you. You are the only vlogger who actually help others instead of just bragging
I am a senior software engineer as well. Been working in IT since 1997. Some advice for my Indian friends. Don’t get into debt. Yeah it’s nice to have things that we have worked for but pace yourself. Don’t fall into the debt trap.
@@anshgarg7477 how will the IT dept get to know you are using it for personal purpose? Also he mentioned that he only took 50% as a tax write off, under his gf name.
You are actually smart and a true engineer, what a calculation. Harnoor, please keep making such educational videos, need to learn a lot in this aspect!
But to have a gf first you need to have a job, otherwise no one will pay attention. ( Caution:- You may get gold digger also) Hence, to survive in foreign you need a job.😀
Buying the car on a business name gives benefit of charging depreciation thereby reducing your tax liability on profits. Also the purchase will be a fixed asset for business purchased from profits.
Congrats Harnoor, hope this car brings lots luck with it, have fund driving in Atlanta, I have also lived there for some time, I am also a software engineer in Silicon value and your big fan, let me know if I can be of any help !!!
@@Sanyu-Tumusiime hmm, looks like you are managing all his assets, wish every youtuber makes that much money but I highly doubt. Middle class income range is very wide here is USA, but agree that middle class person can afford a Tesla now
1:53 You failed to take in account the source of production of electricity for charging station which are most probably sourced through fossil fuels as the renewable energy sources accounts for 20.1% of electricity generation in USA {Source - U.S. Energy Information Administration}
many time I see your video in recommendation but I think you are just normal type vlog person first time saw your video and really blown my mind how knowledgeable you are , 🤟🏻
India mai Tesla fail hai but india mai Tesla aati bhi hai toh kohi kharidega nahi kyoki Tax milake bohot jyada price badh sakti hai. Tata motors leads india in ev sector
Tesla fail nahi hai it's just that most Indians don't have aukat to purchase it. It is like saying an expensive product is fail since you can't afford to purchase it.
@@yogesh9855 yes but indian government full tax lagayegi kyuki india mai tesla manufacture nahi ho raha hai Tesla model 3 America mai 45 lakhs ka milta hai but India mai 90 lakhs ka milela double prize 90 lakh ki value nahi lagti isliye indian fail hai
Thank you so much sir for this video I did really enjoy to watch your video and also I can learn from your video most of things so keep it up sir, you are amazing. Love from INDIA 🇮🇳🇮🇳 IN DELHI. Lots of love ❤❤❤❤❤❤
I'm confused how you arrived at $450 monthly EMI figure.. wouldn't tax write-off be a "deductible" and not a "complete write-off".. shouldn't your monthly expense be around $860 as below: EMI -> $1050 Tax writeoff savings -> -$105 (assuming 20% business tax savings on $525 - katie's share) Monthly fuel savings -> -$166 Insurance -> +$90 Final "EMI" (or monthly expense) -> $869 ($1050 + $90 - $105 - $166) Please correct me if I'm wrong or missing something here
Buddy I have also walking on your footsteps which is quite similar with your dream samehere buying an iphone is totally a dream come true and buying my Hyundai Nios is sumthin which was probably in unachievable at initial stage but the moment when I found my path finder it was just like wink at first but slowly I digested and things all happened according to me 💙💙💙
I dont think that you will get almost same price after two, because these batteries tend to drain battery after 7-8 years so car is still a loss making thing
Ev's battery produtions and electricity generation causes more pollution comparatively to gas powered vahciles. But yeah long term use of Ev's can neglect the carbom foot print which it has casued. But i think the future of Power Generation,Transpoerations will be Hydrogen Fuel Cells. It is more effecient and very less polluting. The initial cost will be high at the begning ,like tesla when it will be used in large scale the cost will be reduced
1:41 Harnoor bro actually when u recharge the batter u require electricity so technically even that comes from thermal plants and u know that thermal plants cause a lot of pollution so that adds up and there is not much difference between ev and a normal vehicle
50K plus tax is huge... not worth for a sedan. instead I buy a Toyota Camry and invest rest of the money, get about 100% returns from investment in 4-5 years.
How is it being brutal by simply asking workers to be in the office for 40 hours a week (the standard) when their workers are getting hundreds of thousands of dollars annually? Crazy times….
Electric car will only help environment ,if electricity that is used to charge regularly made from renewable and clean source of energy, that is not possible today in India, so it bad to buy ev in india
The current depleted used car inventory and the delay in new car deliveries caused by supply chain issues is the reason for the inflated used car prices but it’s almost guaranteed the market won’t be the same in next 2 years. Regardless model 3 is a great choice
Incorrect brother .. as part of lithium ion it’s ground water depletion and pollution to water is that occurs so the combined pollution to air and water is the actual impact and not just air. Basically the pollution part is pushed up the supply chain.
okay abought battery i may consider ur thought but what about electricity generation process. ik u r an engineer so i will just suggest u to just read somethings about electricity generation.
This video is so informative, I have learned a lot from your videos and your financial planning is too good Plz share these types of videos this helped me a lot
Hey harnoor Video recommendation: have you thought of starting your own business. If no why is difficult to start one from yours, arpit and your other friends perspective.
Congrats on the car and thanks a lot for the information, great video! But some doubts: 1. You haven't added interest to the loan over here? Am I missing something? 2. What's the total actual cost of the car (In total)?
Bole to bhai …basically huva ye ki, you brought a 60lak ₹ car today without paying anything now…and you’ll suffer for it every month for next 5 years by paying a big company 1lak₹ + spend 40k₹ and of course enjoy self-driving ..oook..may your all dreams come true.
Bro the information you provide is very raw, much better than other vloggers who just try to brag and showoff what they got, feel happy for you. You are the only vlogger who actually help others instead of just bragging
True
Difference between an Educated UA-camr , and an uneducated UA-camr.
True
+1
I am a senior software engineer as well. Been working in IT since 1997. Some advice for my Indian friends. Don’t get into debt. Yeah it’s nice to have things that we have worked for but pace yourself. Don’t fall into the debt trap.
That's the reason why I like u bro. Makes everything balanced in life
Bhaiya itni planning kai sath aapne car li. Hats off #indian saving money is in our Blood..😁
That business option is great , It literally reduced your payment into half . Really this is how we should buy a car.
@@anshgarg7477 how will the IT dept get to know you are using it for personal purpose?
Also he mentioned that he only took 50% as a tax write off, under his gf name.
@@anshgarg7477 even if they find out it doesn’t matter right? Since it’s only 50% under his gf name
@@anshgarg7477 exactly, so he isn’t doing anything wrong here. And the IT dept can’t hold him accountable too.
@@anshgarg7477 yes I work here in Texas.
@@anshgarg7477 haha yes that’s true. Not everyone has a gf who owns a business ;)
You are actually smart and a true engineer, what a calculation. Harnoor, please keep making such educational videos, need to learn a lot in this aspect!
FEEDBACK APPRECIATED ⬆️⬆️⬆️
Be sure to contact the what'sapp line above for more advice and consultation on investments..;
Bhai, good thing about you is , inspite of famous and big achievements, you always stay humble and down to earth 🙏. You are a pride for India 🙏
The definition of success was absolutely true!
It clearly evident that to suvive in a foreign country like USA... you must need a girlfriend rather than a job😂🤣🤣
But to have a gf first you need to have a job, otherwise no one will pay attention. ( Caution:- You may get gold digger also)
Hence, to survive in foreign you need a job.😀
@@Lawrence305 jiohh🤟
@@Lawrence305 well u can become gold digger 🌚😂
@Lakshya batch wallah wrong path?
@Lakshya batch wallah usa has better placement strategy than india
such a good financial planning and knowledge. great work
Also in India all the cars don’t qualify for tax writeoff … so before making any decisions please consult a CA
We get depreciation 15% every year which can be reduced from your tax liability (only for business entities)
Buying the car on a business name gives benefit of charging depreciation thereby reducing your tax liability on profits. Also the purchase will be a fixed asset for business purchased from profits.
Harnoor bhai always inspiring and motivated us❤️🙏
"when I got to know something free is happening" classic Harnoor
*Everything went over my head 🗣️ 😱😱 if you can explain everything in layman terms and with step by step details That would be great 👍*
Bruhhhhh that’s literally what he did!
@@purnasaimadala r u kidding .. I guess you don't know and did not understand .. if you know the details then yes he did not.. lot of things
Forget about the video I just love this guy and his humble way to talk
Congrats! The new whip looks great!
This was actually a very informative video. Loved it 👍🏽
No words broo what a calculation!! Congrats for tesla!! More to achieve🚀... loveee uhhhh harnoor broo :)
finally, i was waiting everyday for this video!
Congrats Harnoor, hope this car brings lots luck with it, have fund driving in Atlanta, I have also lived there for some time, I am also a software engineer in Silicon value and your big fan, let me know if I can be of any help !!!
hi i need your help, i also aim to work in silicon valley and therefoe aiming for usa 2024 bs cse...how can i contact you?
this guy ain't middle class. he's mmaking $100,000 per year off youtube and then $150,000 per year from his job. he's upper class.
@@mahirpuri6001 these days we can cross mexico border easily and come to usa. that's how i came to texas.
Mahir -Feel free to ping me for any help
@@Sanyu-Tumusiime hmm, looks like you are managing all his assets, wish every youtuber makes that much money but I highly doubt.
Middle class income range is very wide here is USA, but agree that middle class person can afford a Tesla now
Congrats for New Car 👍
It's good to know that you care about the environment too. Congrats.
Nice planning and analysis... congratulations
1:53 You failed to take in account the source of production of electricity for charging station which are most probably sourced through fossil fuels as the renewable energy sources accounts for 20.1% of electricity generation in USA {Source - U.S. Energy Information Administration}
many time I see your video in recommendation
but I think you are just normal type vlog person first time saw your video and really blown my mind how knowledgeable you are , 🤟🏻
This was very informative....I will also use your experience in future when I will buy my own car...
Waiting for this video
Congratulations on your new car
Nice Explanation.........................Thanks!
Thanks, for vid very informative
Your such a humble person I'm happy u can get free energy and u care about the planet. Thats amazing💯👍🙏
Too much information in one Video ....Loving it 😊
So informative 🔥😇 you took a wise decision ✨
😉😉😉😄😚😜👊
Best Financial planning bro. Hats off to you it was awesome
Use full info son . Bless you
Great planning. In Indian there's 100% duty on Tesla so it still is future car.
But Nexon EV is there no?
@@t.a.kalsekar that was specific to tesla.
@@permanentpassengers but future doesn't mean only tesla
@@pnvarun8898 it's his choice
@@pnvarun8898 getting an automated self driving car with huge display interior, I mean yes I would go for it...
Model 3 looks great in white, classic.
Very informative video bro. Thanks.
India mai Tesla fail hai but india mai Tesla aati bhi hai toh kohi kharidega nahi kyoki Tax milake bohot jyada price badh sakti hai.
Tata motors leads india in ev sector
Tesla fail nahi hai it's just that most Indians don't have aukat to purchase it.
It is like saying an expensive product is fail since you can't afford to purchase it.
@@yogesh9855 yes but indian government full tax lagayegi kyuki india mai tesla manufacture nahi ho raha hai Tesla model 3 America mai 45 lakhs ka milta hai but India mai 90 lakhs ka milela double prize 90 lakh ki value nahi lagti isliye indian fail hai
Truely amazing you are !! Waiting for your notification !!
thankks harnoor for these self help videos about finance..not many people disclose these secrets...way to go
One of the best videos on ur channel
learning a lot from your videos!
Thank you so much sir for this video I did really enjoy to watch your video and also I can learn from your video most of things so keep it up sir, you are amazing. Love from INDIA 🇮🇳🇮🇳 IN DELHI. Lots of love ❤❤❤❤❤❤
congrats for new Tesla. lots to learn from u !
I'm confused how you arrived at $450 monthly EMI figure.. wouldn't tax write-off be a "deductible" and not a "complete write-off".. shouldn't your monthly expense be around $860 as below:
EMI -> $1050
Tax writeoff savings -> -$105 (assuming 20% business tax savings on $525 - katie's share)
Monthly fuel savings -> -$166
Insurance -> +$90
Final "EMI" (or monthly expense) -> $869 ($1050 + $90 - $105 - $166)
Please correct me if I'm wrong or missing something here
Fantastic vlog, amazing information.
Nice informative video 👍🏼
Buddy I have also walking on your footsteps which is quite similar with your dream samehere buying an iphone is totally a dream come true and buying my Hyundai Nios is sumthin which was probably in unachievable at initial stage but the moment when I found my path finder it was just like wink at first but slowly I digested and things all happened according to me 💙💙💙
Too much informative video👍
I dont think that you will get almost same price after two, because these batteries tend to drain battery after 7-8 years so car is still a loss making thing
Bro lithium batteries ka depreciation 8-10% hota hai in 10 years so bohot fark nahi padega
400miles agar ab range hai toh 10 saal baad 360miles hoga
@@DK-by4ee no the weather and charging voltage also affect the battery Tesla might be better compared to other cars
Value increase for used car is only temporary!! You will never sell any car more than its actual value (once market correct itself)
Congrats on the car bro, thanks for the financial trick
Sir ma usa aana wal hu study ka liya to mujhe kya karna hoga ❔❔❔
good planning bro !!
That's what you call a solid financial planning. And the tax relief are no doubt remarkable in US compared to any other country...
Inspiring... as always.
8:54 would you have taken a loan if you had over $70k in your bank account? just wondering
Awesome brother love you
Congrats Harnoor! Loved your car :))
How did you get to know so much about finances? Asking cus I want to learn too!
$68000 - Definitely not #middleclass
Harnoor Bhaiya Inspiration & always motivates me 🔥 ! Big Fan Bhaiya❤️
Nicely explained bhaiya
Harnoor sir aapke thoughts bhot jyada bhadiya hai aapne mujhe inspire kiya hai 😊😊❤
What a great finance planning by Harnoor and the way he explains also is to great 👍💯congrats Harnoor
When you want to look expensive but you still kajoos. I got this in my Mind when he was selecting the specs of the car.
His choice, his money.
@@karthik_kp13 his freelanta got him so much that. He would drink pee if it comes for free
He also co own with his gf. Basically it's hers lol
@@spartan218837 and he chosen ev because there is free charging in his apartment and in his office
Ev's battery produtions and electricity generation causes more pollution comparatively to gas powered vahciles. But yeah long term use of Ev's can neglect the carbom foot print which it has casued. But i think the future of Power Generation,Transpoerations will be Hydrogen Fuel Cells. It is more effecient and very less polluting. The initial cost will be high at the begning ,like tesla when it will be used in large scale the cost will be reduced
Amazing planing
I get some knowledge also .😊
all the best bro ❤️
So much to learn from you.
Congratulations bhaiya for your new EV!!! ✨
Love you bro and inspired tooo ❤️❤️❤️
Which song is being played in the background. Could you please give info.
As gilfoyle asked "do you know from where your electricity comes from"
The Graph that he showed already accounted for that... Come on bro get some new argument...
@@SameerKhan-nd5qb I am not denying it I was just saying that this line is said by gilfoyle too
1:41 Harnoor bro actually when u recharge the batter u require electricity so technically even that comes from thermal plants and u know that thermal plants cause a lot of pollution so that adds up and there is not much difference between ev and a normal vehicle
It’s changing to solar panels and other sources rapidly. For home owners solar panel is an easy switch
@@SinghinUSA totally agree to that in case of The United States
amazing my bro 🔥✌
to much inspirational for students ....
Informative. How u sold ur old car in profit? I think normal car value depreciate over time?
Hi harnoor very informative, what about the Tesla Machine Learning based self driving cars
50K plus tax is huge... not worth for a sedan. instead I buy a Toyota Camry and invest rest of the money, get about 100% returns from investment in 4-5 years.
जय हिन्द
आपके माध्यम से जानकारी मिलती है
जय हिन्द लगे रहो भाई जी 🇮🇳👌🌲🌲👌👌👍👍👏👏👍🇮🇳👍👍👍🇮🇳🇮🇳🇮🇳🇮🇳👏🙏
LOL. From FREE FOOOD to FREE CHARGE. You are insane FREE bro!
How is it being brutal by simply asking workers to be in the office for 40 hours a week (the standard) when their workers are getting hundreds of thousands of dollars annually? Crazy times….
People are turning soft and people don't realise not every company is an IT company.
Electric car will only help environment ,if electricity that is used to charge regularly made from renewable and clean source of energy, that is not possible today in India, so it bad to buy ev in india
The current depleted used car inventory and the delay in new car deliveries caused by supply chain issues is the reason for the inflated used car prices but it’s almost guaranteed the market won’t be the same in next 2 years. Regardless model 3 is a great choice
9:22 , bro called a toyota corolla a "tota corolla' 💀💀💀
Incorrect brother .. as part of lithium ion it’s ground water depletion and pollution to water is that occurs so the combined pollution to air and water is the actual impact and not just air. Basically the pollution part is pushed up the supply chain.
Bro is software engineer, bro has latest iPhone, bro have Tesla and still be is middle class guy, and goes to work with cycle wow 😳😲
Lol 😆🤣😂😹
Let me talk about one topic that of rarely missed. Emission from tires are way not accounted by any and it’s huge
It is clear that he actually cares for environment. Thats why he earns so much more so that he can buy such an expensive car.
And what about pollute gasses release during generation of Electricity?
okay abought battery i may consider ur thought but what about electricity generation process. ik u r an engineer so i will just suggest u to just read somethings about electricity generation.
This video is so informative, I have learned a lot from your videos and your financial planning is too good
Plz share these types of videos this helped me a lot
Bhai you are literally my inspiration
incredible video
but then logically thinking black would have been a better option because you know dirt is more visible on white
What do you think how major will be the recession this time?
Hey harnoor
Video recommendation: have you thought of starting your own business. If no why is difficult to start one from yours, arpit and your other friends perspective.
@singh - Tax deductible means the business owner will not have to pay tax on that $525, doesn’t mean it will be $0!
Congrats on the car and thanks a lot for the information, great video!
But some doubts:
1. You haven't added interest to the loan over here? Am I missing something?
2. What's the total actual cost of the car (In total)?
$1050 payment per month is with interest and with everything and $0 down payment
Total cost around $68k
But now it’s $74k something because $5k more expensive and some more taxes
Bole to bhai …basically huva ye ki, you brought a 60lak ₹ car today without paying anything now…and you’ll suffer for it every month for next 5 years by paying a big company 1lak₹ + spend 40k₹ and of course enjoy self-driving ..oook..may your all dreams come true.
@@sarangmt you are converting dollars to rupees and making it look huge but it does not work like that 😆
@@sarangmt 60 lakhs is a huge amount for an average Indian not for a country like USA