NPS (National Pension Scheme) 2025 - Selection Guide in Hindi

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  • Опубліковано 23 січ 2025

КОМЕНТАРІ • 337

  • @mitanshukr
    @mitanshukr Місяць тому +159

    the only problem with NPS is government. Who knows what new idea they may come up with in future and modify the scheme for their benefits!?

  • @anjumbora6165
    @anjumbora6165 Місяць тому +20

    NPS information videos should be frequent as it is the largest retirement scheme. Information regarding the same will be very beneficial to the viewers.

  • @manishsakhuja8593
    @manishsakhuja8593 Місяць тому +14

    Here you must congratulate me that after following you more than 5 years my every decision matches with you.... Once again I had the same choice.... Thanks for teaching us without any vested intrest.

    • @AmitKumar-uj7mv
      @AmitKumar-uj7mv Місяць тому +1

      Me too with HDFC

    • @abhishekdasdsp
      @abhishekdasdsp Місяць тому

      Then you must have also invested in Vauld as what Pranjal had preached many time ago?!

  • @GauravSharma-upcop
    @GauravSharma-upcop Місяць тому +45

    Thank u choosing NPS topic ek request h NPS aur UPS ki comparison video banaya

    • @shailendrarajpoot8768
      @shailendrarajpoot8768 Місяць тому +2

      Please make a video on nps v/s ups and there pro. N con. For awerness

  • @59_me_samarjitasaha26
    @59_me_samarjitasaha26 Місяць тому +18

    I have already invested in NPS this month. Before watching this video😅. And I am glad that this video is very much positive 😅. I am 22year old. I have invested in both NPS Tier-1 and Tier-2 with a small amount of 500 but I believe in long term. I know that I am the change maker of my family, and the generational curse breaker of my family. See guys, investors, traders or established people will always tell you to invest 10k or 1L , they literally go with the ideal theory. But I must say that invest as per your capacity. Today you'll invest in one with a small amount that's okay. But if you go with the big minds then you'll never start. Don't compare your step 1 to someone's step 10. Start with small amount in one catagory then by the course of your time you'll be able to invest in multiple sources. But start with a stable one with a small amount as per your capacity. Don't try to be perfectionist at the beginning.

    • @rahulaminhoque5435
      @rahulaminhoque5435 Місяць тому +1

      Great thought... I like it... Btw whts your job and salary

    • @ChiragNaik-x3v
      @ChiragNaik-x3v 24 дні тому

      Where do you open nps account and where to open ppf account ?😊

  • @DecolonialityBharat
    @DecolonialityBharat Місяць тому +131

    Pranjal Kamra never disappoint us only I trust in finance category
    1) Pranjal Kamra
    2) LLA ( Mandeep )

    • @rahulghawate4749
      @rahulghawate4749 Місяць тому +4

      Same here

    • @harshalj2010
      @harshalj2010 Місяць тому

      Same

    • @abhishekdasdsp
      @abhishekdasdsp Місяць тому +1

      Please don't put Pranjal and LLA on similar pedestal. LLA didnot collaborate with Vauld and betray their own faithful viewers.

    • @pranjalkamra
      @pranjalkamra  Місяць тому +5

      @abhishekdasdsp buddy, i never collaborated with vauld. There is some confusion, i am never comfortable with crypto

    • @abhishekdasdsp
      @abhishekdasdsp Місяць тому +1

      @@pranjalkamra haha nice joke 👍 today you proved that you can even lie just to cover your back 👏

  • @PTeja007
    @PTeja007 Місяць тому +14

    That is not the problem with NPS. The biggest problem with NPS is you cannot have option to withdraw 100% of your money EVEN AFTER YOU REACH 60 years. This is the main reason why NPS is ignored.

    • @AmitKumar-uj7mv
      @AmitKumar-uj7mv Місяць тому +12

      This is why it us called Pension fund not investment fund.

    • @nikhilbansal1533
      @nikhilbansal1533 Місяць тому +8

      It’s a pension fund
      It generates pension from the remaining 40%
      If you need 100% simply invest in any mutual fund or nps tier 2

    • @abhinavkotecha348
      @abhinavkotecha348 Місяць тому

      Ab bolo sasura kuch jawab hai tuamare pass😂

    • @Ranger2479
      @Ranger2479 22 дні тому

      Do you even know the meaning of the word 'Pension' brother? The whole purpose of NPS is to provide a stable and monthly source of income so that you could spend all those years. If you want a big lumpsum why would even look for pension schemes? Simply go for SIPs.

    • @musicway343
      @musicway343 21 день тому

      Ur nominee get the rest 40% when u are no more.​@@nikhilbansal1533

  • @gouthamp6590
    @gouthamp6590 Місяць тому +2

    NPS Tier 1 makes a very solid retirement product as you have already mentioned. But what does Finology think about making our Large Cap SIP into NPS Tier 2 keeping it in active mode with 75% allocated to equity till the maximum age we can keep 75%. Now as and when we want to pull out money, we can pull out money from NPS Tier 2 and pay the normal capital gains tax but the real benefit being the following two reasons, first NPS Tier 2 is cheaper than Large Cap funds and second whatever money we dont use, we can push it to NPS Tier 1 before we hit 60 years age, and 60% of the entire corpus in NPS Tier 1 is tax free. That way we can pay less tax on our Large Cap SIPs which is already cheaper than normal Mutual Fund Large Caps. I hope that you answer this question in the QnA session of the NPS Guide as you had QnA sessions for the rest of the mutual fund videos.

  • @Sagar43212
    @Sagar43212 Місяць тому +14

    Dear sir 🙏. Sir Nps vs UPS pe bhi ek video jaroor banayiye. Sir plz provide top 5 pension funds namefor us.plz sir🙏 🙏

    • @ayushprasad8207
      @ayushprasad8207 Місяць тому

      Ups sirf tb lena jb aapke area me light baar baar jati ho, otherwise its useless😊

  • @rajveersingh2056
    @rajveersingh2056 Місяць тому +1

    radial gradient bg me laga leta hoon...
    Bhagwan lagoonga...
    God level content bro...

  • @vinodbhange559
    @vinodbhange559 Місяць тому +4

    Pranjal is very honest am following him so long given honest review on financial

  • @AdarshMishra-yg5wl
    @AdarshMishra-yg5wl Місяць тому +8

    Sir, please discuss the major demerit of NPS which is the compulsory annuity plans to be opted which has returns less than the FDs. In future the return on annuity will be even lesser. So NPS with compulsion of 40% in annuity is better than mutual funds??

    • @shejwalkarhemant3110
      @shejwalkarhemant3110 Місяць тому +1

      It's better than FD considering 60% corpus is tax free on maturity. FD has risk of reinvestment meaning after maturity of FD [max 10 years] you have no choice but to accept prevailing rates

    • @maksadTohBhoolChuka
      @maksadTohBhoolChuka Місяць тому

      ​@@shejwalkarhemant3110can you elaborate ?

  • @prasadbhatanglikar3933
    @prasadbhatanglikar3933 День тому

    Pranjal bhai, aapko budha hua dekh ke bohat sad feel hua....aap aise hi haste raho, khush raho, jawan raho...Bappa bless u❤

  • @chaitanyaghuse4687
    @chaitanyaghuse4687 Місяць тому +2

    What is a better approach to invest directly from NSDL portal or via discount broker in NPS?

  • @subratabhowmick2713
    @subratabhowmick2713 17 днів тому

    Great job sir❤

  • @BiswajitRoy-vj2jz
    @BiswajitRoy-vj2jz Місяць тому

    Thanks you for your valuable input. Please share more on this. I am now 53 years. Please guide.

  • @mksidhu27
    @mksidhu27 Місяць тому +1

    Can you please discuss annuity part in detail. It doesnt seem like a good option as i wont be getting any return on that 40 percent corpus to even beat inflation. Seems like 40 percent of my money is gonna depreciate post retirement. Arent i better off doing SIP in an index fund with same amount of money. Its seems like NPS is good for majority as majority dont stay invested in mutual fund for more than 3 years, but for financially literate people, is NPS really worth it?

  • @SasukeUchiha-do1vx
    @SasukeUchiha-do1vx Місяць тому

    Thank you for choosing the best topics

  • @krunalchandarana4669
    @krunalchandarana4669 Місяць тому

    Thank You I am exactly into this at this time

  • @vedantgamer2259
    @vedantgamer2259 Місяць тому

    Just perfect... thankyou sir ji.

  • @Booster_Shorts
    @Booster_Shorts Місяць тому +9

    please also make a comparison video between NPS and UPS(unified pension scheme ).

  • @sumandas9044
    @sumandas9044 Місяць тому

    I am a big fan of your work
    I am with you from 94 k subscribers...
    Please make a video on
    How to open account on nps?

  • @avineetp
    @avineetp Місяць тому

    Pranjal,
    I have one very basic question on NPS. Help me understand the below thing:
    Let's say I invest all my savings in NPS Tier 2 account. Once I have sizable investment and I know that I do not need that much liquidity till my retirement, then I move my money to Tier 1 account. Withdraw 60% of corpus from NPS tax free and 40% for annuity.
    Is this not a hack to save any LTCG tax or am I missing something?
    Question:
    1. Is there any limit in investment on Tier 2
    2. Is there any limit in transfer from Tier 1 to Tier 2.
    If above question answers NO, then it will be helpful to create 1 video on this topic. I searched Internet and Google, but could not find any answer.

  • @ankitsachan9892
    @ankitsachan9892 Місяць тому

    Plz describe Nps and make a video on difference b/w auto, standard and active choice in nps

  • @ankitshukla2341
    @ankitshukla2341 Місяць тому

    Thank you so much Brother.

  • @riteshkumar043
    @riteshkumar043 Місяць тому +7

    Pranjal bhai .. ending koi nai btata.
    If, I will die after taking 5 or 10 yrs of annuity pension then what will happen of my left money? If my wife will receive, then what will happen if she will also die after few years?

    • @Booster_Shorts
      @Booster_Shorts Місяць тому +1

      shi baat

    • @Hijibijbijh
      @Hijibijbijh Місяць тому

      She will get leftover money in lumpsum way...thereafter if she dies then that money should go to her nominee if she nominates anyone... simple

    • @NoviceDataAnalyst
      @NoviceDataAnalyst Місяць тому +4

      Do there are type of nps pension you select
      A if you select annuity you will get 8.5 percent intrest and after you die no principal is returned
      B another is you get 7.5 percent on annuity but after you die principal goes to your wife
      C another is you get 7.5 percent on annuity but after you die YOUR wife will get 7.5 percent annuity and after she dies principal goes to your surviving chilldren

    • @dm5665
      @dm5665 Місяць тому

      Nominee will receive the money even the annuity part. Wife then kid

    • @soumsgaming238
      @soumsgaming238 Місяць тому

      Gov ko milega😂😂😂

  • @VikramSingh-pp2rm
    @VikramSingh-pp2rm Місяць тому

    You're requested please make a detailed comparative video on NPS V/S UPS.

  • @AmitTyagi-fx3bj
    @AmitTyagi-fx3bj Місяць тому +1

    Please sir compare NPS and UPS detail video😊😊😊😊

  • @marythomas8327
    @marythomas8327 6 днів тому

    Hai.. please answer whether I can make partial withdrawal to pay off existing homeloan?

  • @gunveerarora3484
    @gunveerarora3484 Місяць тому +1

    Hello Sir, I have few queries. Suppose I have amount x, which is equal to a+b+c+d =x, where
    a = large & mid cap
    b = elss
    c = flexi cap
    d = gold etf
    My query is how the compounding will work if I divide the amount in all four schemes.
    I will get better compounding if I invest in a single scheme or dividing the amount will not effect the compounding?
    Secondly: the NAV of mutual funds rises if multiple investors invest in a single mutual fund or it also depends upon market rise and fall. Mean to say, suppose market is performing well but all of sudden there is some bad news in the MF and everyone starts withdraw, will the NAV remains same according to market or will it depend upon people action?
    I will be really thankful if you answer my queries. I think this will be a common question for most people
    Best Regards 😊

    • @adityatambi1470
      @adityatambi1470 Місяць тому +1

      NAV of a Mutual Fund depends upon the underlying stocks/market. It is not affected if lot of investors buy or sell the MF at the same time.

    • @gunveerarora3484
      @gunveerarora3484 Місяць тому

      @adityatambi1470 Thanks for the information

  • @Avinash_105
    @Avinash_105 Місяць тому +2

    Worked with a nationalised bank for 6 years as an officer, 10-12 lakh balance phans gaya hai NPS hai, ab 30 saal rukna padega 😂😢

    • @meetme59
      @meetme59 Місяць тому +3

      At the time of retirement it would be close to 1 crore.

    • @4usum
      @4usum Місяць тому +2

      More than 1 Cr...

    • @biswajitkalita7816
      @biswajitkalita7816 Місяць тому +2

      1 Cr will be nothing after 30 years

    • @meetme59
      @meetme59 Місяць тому +2

      @biswajitkalita7816 that is lower end of returns at 7.8% at 12% it will cross 2 crore which would be equal to 45lakh of today's money taking 6% inflation which is not at all bad.

    • @rohanmondal9970
      @rohanmondal9970 Місяць тому +1

      The main problem is check whether you are in scheme corporate cg
      In that case your corpus is not getting equity exposure

  • @smeershahji
    @smeershahji Місяць тому

    Hello sir
    Looking ❤Cool 🎉🎉🎉

  • @adityadixit5690
    @adityadixit5690 Місяць тому

    Excellent 👍

  • @vishalchoudhary970
    @vishalchoudhary970 Місяць тому +1

    Sir, can you also guide us what are the charges for the change of pension fund manager and any exit load for change of PFM

  • @vishnujangir1834
    @vishnujangir1834 13 днів тому

    NPS may be good for private employees. But being a govt employee I will opt for Old pension scheme. There are 100s of loop holes and doubts in NPS which is not good for commom people.

  • @SMLearn8191
    @SMLearn8191 Місяць тому

    Excellent 🎉

  • @ArjyakComp
    @ArjyakComp Місяць тому

    Sir, Please make a detailed video on NPS vs UPS diye different age criterias

  • @Abhijit9703
    @Abhijit9703 Місяць тому +1

    Please make a video on "Best Savings Account"

  • @Myknowledgereview
    @Myknowledgereview Місяць тому

    Information nicely shared.Thank u

  • @sachinchaubey668
    @sachinchaubey668 13 днів тому

    Kya nps se inflation adjusted pension milega?
    No No No No No No No

  • @rooneykumar867
    @rooneykumar867 Місяць тому

    Best etf guide

  • @DinorahDubose
    @DinorahDubose Місяць тому

    Always interesting analysis. But I am DCAing into my XAI213K alts anyway

  • @anweshsingh9164
    @anweshsingh9164 Місяць тому +14

    If NPS is so good then politicians still have OPS ??

  • @sayanchattaraj3473
    @sayanchattaraj3473 Місяць тому

    Sir NPS vs UPS video please to give proper clarity which one govt employees should opt for.

  • @pranaykumar9433
    @pranaykumar9433 Місяць тому +1

    A video for Reits also?
    Please .....

  • @rajatsharma1443
    @rajatsharma1443 Місяць тому +1

    Please make a video on NPS and UPS comparison

  • @devbisht4230
    @devbisht4230 Місяць тому

    Great video..sir..can we change our fund manager oneself with in NPS... kindly make video how we change

  • @PramodSharma-ki9wh
    @PramodSharma-ki9wh Місяць тому +1

    Incomplete video, discuss the current top three annuity plans and their rate of returns. Are they beating FD?

    • @devdutta8405
      @devdutta8405 Місяць тому

      Annuity plan will never beat FD. They are different instruments for different purpose. Annuity guarantees a fixed rate of return for life. FD rate will change after some time. I am not saying Annuity is better, they are just different.

  • @amritthapa8292
    @amritthapa8292 Місяць тому

    One video on Best Arbitrage Funds Please!

  • @vinayakrauniyar
    @vinayakrauniyar Місяць тому

    Sir plz kabhi LIC Jeevan tarun par bhi video bna dijiye….please sir🙏🏾

  • @shrikantkattimani8028
    @shrikantkattimani8028 15 днів тому

    Auto is good or active mode?

  • @kites007
    @kites007 Місяць тому

    My Mutual Fund Portfolio(Age - 35 years):
    Large CAP - 20%
    Multi CAP - 40%
    MultiAsset - 40%
    >> Could you please suggest on it if this is good or any modification will be better?

  • @microtech2448
    @microtech2448 Місяць тому +1

    How do you justify 6-7% pension which is further taxed as per salary bracket?

    • @devdutta8405
      @devdutta8405 Місяць тому +1

      He won't have an answer for this 😀

  • @arunji2837
    @arunji2837 Місяць тому +3

    Sir ek video nps for govt employee k liye bhi bana dijiye..........kyonki govt ka to fix rule h 34% in lic , 33% in SBI and 33% in uti..............❤❤

    • @sanketandure5483
      @sanketandure5483 Місяць тому

      Sir in which department you are working.
      70% of organisations are allowed to choose the fund Manager and Asset Allocation

    • @arunji2837
      @arunji2837 Місяць тому

      @sanketandure5483 state govt teacher

    • @sayan9936
      @sayan9936 Місяць тому

      You can change your fund manager I think.. central govt employee can change​@@arunji2837

  • @bibhuti66
    @bibhuti66 27 днів тому

    I have few questions
    1. If a person dies before 60, let's say at the age of 48, will the pension start to the nominee from that point?? or Nomeniee need to continue NPS till maturity of him\her 60 ?
    2. If the Husband and wife both die at the age of 60+, lets at 65, will it help in any way to their children?
    3. If both Husband and wife die before 60, and there are children below 18, will there be any pension for children ?
    4. If corpus at maturity is 1Cr and he/she takes100% pension, and the personer lives 100 years will he\she get the same monthly pension for 40 years or will there be any variation over time?
    5. If Husband and wife both have NPS, and after 60 one of them dies, will the second person will have 2 pensions, one of his own and for the nominee ?

  • @rohan-rathod
    @rohan-rathod Місяць тому +2

    Please make a video on how to build a emergency fund in 2025.

  • @krunal9756
    @krunal9756 Місяць тому

    Sir, now we have choice to choose fund manager in each catagory. For example for equity, I can choose HDFC, for govt bonds I can choose LIC, for Corporate bonds I can choose ICICI and for real estate I can choose TATA. Please look into this and advice for each catagory wch manager we can choose?

  • @nishantshah2287
    @nishantshah2287 Місяць тому

    Hey what do you think about SBI pension fund in NPS. Is it on second number? After HDFC pension fund.

  • @naman881
    @naman881 Місяць тому +1

    I am also a nps subscriber but jyada khush nahi hu giving 9.3 percent 😂
    2018 june se jama honraha hai almost 20 k per month

    • @AmitKumar-uj7mv
      @AmitKumar-uj7mv Місяць тому +3

      Choose active choice, and equity 75%, with fund manager like HDFC or ICICI, 12% se jyada return milega

  • @AmitKumar-uj7mv
    @AmitKumar-uj7mv Місяць тому +1

    Very good topic choice, every youngester must opt for NPS.

  • @jsr2704
    @jsr2704 Місяць тому +1

    I'm a senior citizens aged 64 years ..can I open the NPS account in my name & is it worth.I want to open the account for tax saving purpose.When I can withdraw ,start getting pensions

  • @ANKITSINGH-re9bn
    @ANKITSINGH-re9bn Місяць тому +1

    NPS vs UPS video please

  • @deepjyotidebnath4122
    @deepjyotidebnath4122 Місяць тому

    Dear sir 🙏
    Please make a video on PPF

  • @angrezsingh3334
    @angrezsingh3334 Місяць тому

    Bahut hi acha video hai sir,lekin jaise k apne bataya NPS based on equity market, agar kabhi kisi tarah ki corona jaisa halat ho gye ya koi war hoti hai toh market to collepse hogi aur defence personnel agar war time me death ho gya toh us samay kya hoga , ek toh family apna member kho degi aur uper se jo uski investment market mein hai woh us samay loss mein jayegi then what sir , isko thoda elaborate karke bataye

  • @joyanupam1983
    @joyanupam1983 Місяць тому +1

    is it applicable for tax exemption under new tax regime ?

  • @SOUMYAMOHAPATRA-j6z
    @SOUMYAMOHAPATRA-j6z Місяць тому

    There must be a detailed video in various annuity plans

  • @SaiKrishna-pg8zx
    @SaiKrishna-pg8zx Місяць тому

    sir,
    Stable money me FD karna safe hai ya ni el video banaiye please

  • @Fashionblog2024
    @Fashionblog2024 Місяць тому

    Can u please share which mutual fund is best for children?

  • @shettydeenu6110
    @shettydeenu6110 Місяць тому

    I bought the finology one plan 2 months ago on September 8th but there is a lot of error in the information given about the stock. When I check the stock information on the ticker, there is information that is not updated. Please do not buy the plan. finology not prompt

  • @nileshsaxena1714
    @nileshsaxena1714 Місяць тому

    Please share filter details via slides presentation

  • @Rigved_dec18
    @Rigved_dec18 18 днів тому

    The problem with people is that they are obsessed with withdrawing. So anything they accumulate, wants to withdraw at the end of its tenure. They never want a systemic withdrawal after their retirement.

  • @bhavneshparikh8283
    @bhavneshparikh8283 Місяць тому

    Which nps fund is best in auto choice of trie 1?

  • @Deepak91188
    @Deepak91188 29 днів тому

    I tried to make the investment in the HDFC Pension fund but when I tried to register, it said that PAN is already associated with PRAN in NSDL CRA, How can I switch the vendor? Please help

    • @historykapanna
      @historykapanna 28 днів тому

      You can login to NSDL CRA only and select HDFC pension schemes

  • @shailendrarajpoot8768
    @shailendrarajpoot8768 Місяць тому

    Please make a video on nps v/s ups and there pro. N con. For awerness

  • @thatdynamichustler
    @thatdynamichustler Місяць тому

    Could you please make a video on Best REIT in india.

  • @ajaymohanta3309
    @ajaymohanta3309 Місяць тому +1

    Vote for NPS vs UPS Comparison

  • @shikhargupta2965
    @shikhargupta2965 Місяць тому

    Why are you not launching a finology application for mobile

  • @dibyajyotipathi149
    @dibyajyotipathi149 Місяць тому

    Hi Pranjal can u plz compare nps with retirement mutual funds ?

  • @dnyaneshwarp7
    @dnyaneshwarp7 Місяць тому

    Can I change Fund Manager

  • @AmitSingh_1997
    @AmitSingh_1997 6 днів тому

    NPS का बैलेंस पिछले 2 महीने से बहुत बुरी तरह से घट रहा है अगर यही चलता रहा तो रिटायरमेंट के टाइम में NPS अकाउंट में 0 बैलेंस रहेगा। NPS का अभी बिरोध नहीं किया गया तो बहुत बुरा परिणाम होगा।

  • @apu29uec
    @apu29uec Місяць тому

    Returns are calculated based on Corporate bonds Government bonds AIF and equity and also depends on allocation so straight away saying HDFC is better doesn't make much sense

  • @Peeyush2
    @Peeyush2 Місяць тому

    Sir the information you are providing is available in every NPS video. However no one shows the process to withdraw amount once you attain age of 60.
    What is the process, how to get the money after age of 60??

  • @Doctorravikant
    @Doctorravikant Місяць тому +2

    What if person die before retirement. What will happen to NPS amount?

    • @biswajitkalita7816
      @biswajitkalita7816 Місяць тому +1

      Ghar wale govt offices ke chakkar katte reh jayenge lekin paisa nehi milega

    • @Myknowledgereview
      @Myknowledgereview Місяць тому

      It may work as family pension also

    • @pravinjadhav8055
      @pravinjadhav8055 Місяць тому

      Nominee can get whole amount or pension whatever nominee chooses

  • @amlanmandal9798
    @amlanmandal9798 Місяць тому

    Konsa HDFC retirement plan lena chahiye ?
    Please guide me.

  • @SravanSTG
    @SravanSTG Місяць тому

    Where and how to invest in NPS?

  • @Bombay-ig7ss
    @Bombay-ig7ss Місяць тому

    Instead of NPS I m investing in ELSS Tax Saver Fund for long term, is it a good choice
    Pls help me with your valuable feedback

  • @prasenjitbiswas5812
    @prasenjitbiswas5812 Місяць тому

    Does the calculation consider the inflation??

  • @prakharsinha8335
    @prakharsinha8335 Місяць тому

    Can you make a video on nps for government employees

  • @mechanicalengineering8039
    @mechanicalengineering8039 Місяць тому

    Sir, is it possible tho change fund or fund manager for a government employee?

  • @YouTubebaby8553
    @YouTubebaby8553 Місяць тому

    NPS is as good as index fund if someone is choosing active choice option.....even you get a 60% tax free return....but the pathetic thing is 40 % of corpus to be mandatorily invested in buying annuity...which will give hardly 4_5% as a monthly pension...And more shocking part is you have to alive atleast minimum 16.5 years after 60 years , to get the full 40% corpus with this rate ....😊😢😢...so invest wisely and invest small portion of money at regular intervals in such a way that total fetched amount shouldn't cross 5 L. Then you can withdraw full corpus ....

  • @satyaprakashpandey8002
    @satyaprakashpandey8002 Місяць тому

    Thank you sir, what is the fate of 40% of the corpus after the death of pensioner?
    If spouse or nominee will get the 40% in lump sum form? Please give your opinion ?

  • @RajeshKumar-vl5je
    @RajeshKumar-vl5je Місяць тому

    Sir Jo government sector ke logo ka paisa nps tier 1 ma jata hai like SBI uti and lic iske alawa aur kaun sa option hai kisi aur fund house ko choose karne ka jisse equity me thoda jada exposure ho aur decent return ban sake for tier 1

    • @SatyagniMajumder
      @SatyagniMajumder Місяць тому

      U can choose LC 25 or LC50 Scheme where 25 or 50% money will be invested in equity market ... It's proportion will reduce with age and shift to govt security...but for the early career it will give a good exposure as well as early growth momentum for long run... U can change ur scheme twice in a year and the fund manager once in a year

  • @bhavinkapasia2840
    @bhavinkapasia2840 Місяць тому +1

    Pm Yogi Maan dhan yojana vs hdfc nps ...we want comparison in both

  • @clothes.lavish46
    @clothes.lavish46 Місяць тому

    Make a video about NPS Rebalancing

  • @purepahadi7640
    @purepahadi7640 27 днів тому

    I deposit monthly 1000 rupee and only 964 is deposited to my nps account. Please make a video on this topic and clear my all doubts.

  • @ESHAN244
    @ESHAN244 Місяць тому

    Please make video on MOMENTUM Funds

  • @dharmendargujari9921
    @dharmendargujari9921 27 днів тому

    While registration in nps ₹1500 contribution is done but it is not showing anywhere

  • @AnantArolkar-xi3cb
    @AnantArolkar-xi3cb Місяць тому

    I tried finology retirement plan for my mother...it's not working..ur system giving no output...

  • @pritamnandi6145
    @pritamnandi6145 Місяць тому

    In NPS we have to choose 3 funds, U suggest us only one . What about the other two??

  • @Jasjitsingh132
    @Jasjitsingh132 Місяць тому

    Hello Sir, how to enroll in Stock 30 ???