#EducationLoan

Поділитися
Вставка
  • Опубліковано 11 гру 2024

КОМЕНТАРІ • 203

  • @ankushsaroy5438
    @ankushsaroy5438 Рік тому +1

    Great job wemakscholars

    • @WeMakeScholars
      @WeMakeScholars  Рік тому

      Hi Ankush! Glad you found the video helpful. For further one-on-one guidance with the loan process, please connect to our loan team by requesting a callback on this link: bit.ly/3KLb0zu Once you fill out the form, they will get back to you to guide you further.

  • @Shivam_Shukla
    @Shivam_Shukla 3 роки тому +9

    Thank you so much for this crucial information!
    This channel is filled with pure gold content 🙌

    • @WeMakeScholars
      @WeMakeScholars  3 роки тому +2

      Hi, Shivam! Glad you're finding the content helpful. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan

  • @samandarsingh3580
    @samandarsingh3580 Рік тому +2

    Thanks a lot !!! You are doing great work for students by spreading financial knowledge . How does private banks /NBFC's make the costumers fool ! Corporate governance is being implemented only in paper ? This is happened only due to the lack of knowledge of the customers . You all are customer oriented . Thanks

    • @WeMakeScholars
      @WeMakeScholars  Рік тому

      Hi Samadar! Thank you so much for the kind words. Our motive is to provide precise and valuable knowledge to the masses so, everyone can benefit from quality education. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan

  • @xyz-pc3tl
    @xyz-pc3tl 5 місяців тому

    Thanks a lot for video🙏🙏

  • @amanfrancis5874
    @amanfrancis5874 9 місяців тому

    Good job💯👍👍👍 Ma'am

  • @gurukuls
    @gurukuls 4 роки тому

    great help mam... with this your team is indirectly building up the nation for good... thanksss

    • @WeMakeScholars
      @WeMakeScholars  4 роки тому

      Hi, Shobhit! Glad you found the video helpful. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan

  • @inshiyamansuri7600
    @inshiyamansuri7600 2 роки тому

    This is the best ever video I have found on internet explaining the mastermind of interest game.
    I realized I m saved by getting loan declined from private banks.
    I wish I could have come here at very start.
    Explained so beautifully m'am that I guess I learned the perfect simple and compound interest theory of loan.
    Keep growing wemakescholars.💫

    • @WeMakeScholars
      @WeMakeScholars  2 роки тому

      Hi Inshiya! Glad you found the video helpful. For further one-on-one guidance with the loan process, please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.

  • @alishfakhan2323
    @alishfakhan2323 3 роки тому

    It is very very helpful mam it is very great

    • @WeMakeScholars
      @WeMakeScholars  3 роки тому

      Hi, Alishfa! Glad you found the video helpful. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan

  • @ankushsaroy2429
    @ankushsaroy2429 3 роки тому

    Thank you very very much ma'am information dene ke liye

    • @WeMakeScholars
      @WeMakeScholars  3 роки тому

      Hi, Ankush! Glad you found the information helpful. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan

  • @solankivijay8262
    @solankivijay8262 2 роки тому

    Thank you for your Afford mam... 😇

    • @WeMakeScholars
      @WeMakeScholars  2 роки тому

      Hi Solanki! Glad you found the video helpful. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan

  • @AkshayKumar-ok9dn
    @AkshayKumar-ok9dn 3 роки тому +1

    Non compound interest govt. Banks video bnao

    • @WeMakeScholars
      @WeMakeScholars  3 роки тому

      Hi, Akshay! Government banks charge simple interest during the moratorium period. After that, it is compounded. For further guidance, please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.

  • @rohitsatwase2176
    @rohitsatwase2176 3 роки тому

    That was very helpful 👍🙏thanx. i was going for credila due to faster processing..bt now i am thinking of switching to sbi

    • @WeMakeScholars
      @WeMakeScholars  3 роки тому

      Hi, Rohit! That's great. Please fill up the application form on this link: sbieducationloan.co.in/ The loan team will contact you to guide you further.

    • @rohitsatwase2176
      @rohitsatwase2176 3 роки тому

      @@WeMakeScholars Damini Mam i had requested a call back... didn't receive any call.
      I want to apply through we make scholars..and bank is lit. harassing by asking to bring unnecessary documents...
      i am applying for 7.5 lakh loan at sbi...for a advanced diploma in Canada
      they say we require i20 or cas...bt Canada doesn't hav that...its for U.S.... i dunno how to make them understand that..
      also they say we need a document from clg stating that you have been admitted..bt there is no such thing.. i said i hav offer letter.. besides i will also give you complete fee payment receipt... they aren't accepting...
      i am in need for real help..and want we make scholars to intervene...
      please arrange a call back at earliest 🙏🙏🙏 sincere request...

    • @WeMakeScholars
      @WeMakeScholars  3 роки тому +1

      @@rohitsatwase2176 Hi, Rohit! Sorry to hear that. Please share your registered contact details to hello@wemakescholars.com . The team will get back to you ASAP.

    • @rohitsatwase2176
      @rohitsatwase2176 3 роки тому +1

      @@WeMakeScholars Hello mam I was contacted by we make scholars financial officer... i hoped that your team would intervene and help me in the process...instead they told me that a third party (vidya loans) would call me and I have to pay the 10,000 for their service.
      It was really sad to hear it... from no fee charged to directly 10,000 being asked to pay. That too to a third party .

    • @WeMakeScholars
      @WeMakeScholars  3 роки тому

      @@rohitsatwase2176 Hi, Rohit! Yes, if you are going with VidyaLoans, you would be required to pay the processing fee for a faster loan processing time. Kindly reach out to your Financial Officer for further guidance on this.

  • @junaidkhan-vz5br
    @junaidkhan-vz5br 4 роки тому +1

    Thanks ma'am
    Today I got know about your startup from my friend will looking to apply loan via wemakeschloars

    • @WeMakeScholars
      @WeMakeScholars  4 роки тому

      Hi, Junaid! That's great! You can get in touch with our team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, your Financial Officer will get back to you to guide you further.

    • @junaidkhan-vz5br
      @junaidkhan-vz5br 4 роки тому

      @@WeMakeScholars already requested a call back day before yesterday. From Suburban Mumbai, last 4 digit of mobile number is 5184

    • @WeMakeScholars
      @WeMakeScholars  4 роки тому

      @@junaidkhan-vz5br Hi, Junaid! Can you please provide your email address? We cannot locate any applications with the name of Junaid Khan.

    • @junaidkhan-vz5br
      @junaidkhan-vz5br 4 роки тому

      @@WeMakeScholars imohammedsk@gmail.com

    • @WeMakeScholars
      @WeMakeScholars  4 роки тому

      @@junaidkhan-vz5br Your Financial Officer will get in touch with you soon.

  • @uma9893
    @uma9893 4 роки тому +1

    Mam ye private wale na phir se ghulam banana chhahte hai india ke bhole wale logo ko aap sabko sateek jankari dete raho bhagwan aapka bhala kare

    • @WeMakeScholars
      @WeMakeScholars  4 роки тому

      Hi, Uma! Glad you found the information helpful. We are there to help students like you get an education loan. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan

  • @pramodmali9063
    @pramodmali9063 4 роки тому +1

    Thank You mam, it helps 🙏🏻

    • @WeMakeScholars
      @WeMakeScholars  4 роки тому

      Hi, Pramod! Glad you found the video helpful. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan

  • @kanhaiyakumar4727
    @kanhaiyakumar4727 2 роки тому

    Thanks

    • @WeMakeScholars
      @WeMakeScholars  2 роки тому

      Hi, Kanhaiya! Glad you found the video helpful. For further one-on-one guidance with the loan process, please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.

  • @lloyddsouza1450
    @lloyddsouza1450 3 роки тому

    Rightly mentioned about HDFC crediala. Firstly they do not explain the difference between simple and compund interest and then when you question they twist it to confuse you .. plus when they can't fund the loan they come up with lame excuse without a strong justification ! Crappy employees totally unprofessional !

    • @WeMakeScholars
      @WeMakeScholars  3 роки тому

      Hi, Lloyd! We completely understand. If you are facing issues with your loan process, WeMakeScholars can help you with alternative loan options. Please request a callback here: bit.ly/education-loan

  • @Nursesway
    @Nursesway 2 роки тому

    Thank you for your time

    • @WeMakeScholars
      @WeMakeScholars  2 роки тому +1

      Hi! Glad that you found the video helpful. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan

  • @ArjunVerma-lq4cf
    @ArjunVerma-lq4cf 3 роки тому

    thanks a lot

    • @WeMakeScholars
      @WeMakeScholars  3 роки тому

      Hi, Arjun! Glad you found the video helpful. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan

  • @abhishekkumarjha4314
    @abhishekkumarjha4314 3 роки тому +2

    ❤️❤️❤️❤️❤️.

  • @AyushBadolaBMT
    @AyushBadolaBMT 3 роки тому +1

    What is the interest rate in case of scholars loan of SBI??
    is it fixed ,i.e one time interest on the principle interest or the other way?

    • @WeMakeScholars
      @WeMakeScholars  3 роки тому

      Hi, Ayush! Government banks charge simple interest during the moratorium period. After that, it is compounded. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan

  • @kushaggrkashyap9831
    @kushaggrkashyap9831 4 роки тому

    Super job

    • @WeMakeScholars
      @WeMakeScholars  4 роки тому +1

      Hi, Kushaggr! Thanks for appreciating our videos.If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan

  • @SureshMahey
    @SureshMahey 4 роки тому

    Good information

    • @WeMakeScholars
      @WeMakeScholars  4 роки тому

      Hi, Suresh! Glad you found the information helpful! If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan

  • @15aliyashakil51
    @15aliyashakil51 10 місяців тому

    Govt bank agr 2 sal k lie 10 lakh loan sanction krta h toh 2 lakh interest add hga fr... 10 lakh pr hi compounding start hga n....

    • @WeMakeScholars
      @WeMakeScholars  10 місяців тому

      Hi, Government bank mai compounding nahi hoti h moratorium period ka time mai.

  • @tannujoshi6853
    @tannujoshi6853 2 роки тому

    thankyou so much

    • @WeMakeScholars
      @WeMakeScholars  2 роки тому

      Hi Thannu! Glad you found the videos helpful. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan

  • @himanshigarg3811
    @himanshigarg3811 3 роки тому

    Ma'am can u please tell me about financepeer education loan

    • @WeMakeScholars
      @WeMakeScholars  3 роки тому

      Hi, Himanshi! Sorry, we can't help you with that. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan

  • @anamikasinghrajput674
    @anamikasinghrajput674 3 роки тому +1

    Hello mam....is the non colletral lone repayment charge same

    • @WeMakeScholars
      @WeMakeScholars  3 роки тому +1

      Hi, Anamika! It depends on the type of loan. If you have taken a loan from a government bank, you will not have to pay interest during the moratorium period (course duration + 6 months/1 year). The interest accumulates and you can pay after the moratorium period. If you take an unsecured loan from a private bank/NBFC, you will have to make either full or partial interest payments even during the moratorium period. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan

    • @anamikasinghrajput674
      @anamikasinghrajput674 3 роки тому +1

      @@WeMakeScholars ok.. Tnq mam....

  • @pallavichavan6041
    @pallavichavan6041 3 роки тому

    Bank compound intrest see repayment krne ke liye kaha haii
    Par kyaa kree

    • @WeMakeScholars
      @WeMakeScholars  3 роки тому

      Hi Pallavi, we will have to check with the bank on this. Please email us the bank name and the concern to hello@wemakescholars.com along with your WeMakeScholars registered email id.

  • @rahul-qo3fi
    @rahul-qo3fi 3 роки тому

    The interest incurred during moratorium period becomes part of principal after the moratorium period? Thanks a million for the video!!

    • @WeMakeScholars
      @WeMakeScholars  3 роки тому

      Hi, Rahul! Yes, it will be included in your EMIs. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan

  • @sandeepverma-pd7cc
    @sandeepverma-pd7cc 3 роки тому

    Gbu❤️

    • @WeMakeScholars
      @WeMakeScholars  3 роки тому

      Hi, Sandeep! Glad you found the video helpful. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan

  • @smentertainment9860
    @smentertainment9860 3 роки тому

    Kya sbi government bank hain???

    • @WeMakeScholars
      @WeMakeScholars  3 роки тому

      Hi! Yes, SBI is a government bank. You may watch this video on SBI education loans for more details: ua-cam.com/video/yhGd-7pWayc/v-deo.html Please fill up the application form on this link: sbieducationloan.co.in/ The loan team will contact you to guide you further.

  • @rajatgupta5984
    @rajatgupta5984 3 роки тому

    IMPORTANT RELATED QUESTION : Taking loan of 11 lacs from Canara,
    Untill loan repayment starts, Only SI will be charged but, the catch is that if I don't pay the interest during this pariod, the total interest of the 2 years will be added to the Base amount I. E the principal amount of 11 lacs. And a new principal amount will be there..
    Is it same for other banks also?

    • @WeMakeScholars
      @WeMakeScholars  3 роки тому

      Hi, Rajat! Yes, government banks charge simple interest during the moratorium period which can be paid afterwards. Interest is compounded after the moratorium period. The education loan product of Canara bank is not very competitive compared to the other options in the market. I think it will be a better idea to speak to your financial officer to see which bank will offer you the best terms: bit.ly/education-loan

  • @titikshavlogsscotland235
    @titikshavlogsscotland235 4 роки тому

    Thank you

    • @WeMakeScholars
      @WeMakeScholars  4 роки тому +1

      Hi, Titiksha! Glad you found the video helpful. You may reach out to our loan team for guidance on your education loan process by requesting a callback on this link: bit.ly/education-loan

  • @ahirraorajesh
    @ahirraorajesh Рік тому

    Kya hamne phale credila se liya aur 3 sal bad Govt bank me loan transfer kar sakate hai na

    • @WeMakeScholars
      @WeMakeScholars  Рік тому

      Hi Rajesh! Yes, you can transfer an education loan from HDFC Credila to public banks. But if you take an unsecured education loan from HDFC Credila then you have to put a collateral to transfer that loan to public banks. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/3KLb0zu

  • @AkshayKumar-ok9dn
    @AkshayKumar-ok9dn 3 роки тому +1

    Mam how do we contact you

    • @WeMakeScholars
      @WeMakeScholars  3 роки тому

      Hi, Akshay! Please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.

  • @ritesharya1141
    @ritesharya1141 2 роки тому

    Intrest total amount p lagta h ya srf uspe jitna humne ek saal m use kiya h total amount ka ????? Please batao🙏

    • @WeMakeScholars
      @WeMakeScholars  2 роки тому

      Hi Ritesh! The interest will be charged on the amount that you disburse from your education loan. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan

  • @ritesharya1141
    @ritesharya1141 2 роки тому

    But mam as in example apne kha 10 lakh liye 5 year k liye...aur apne uspe 10% intrest lagaya....par mam ye 10% intrest total amount p lagega ya srf utne p jitna hum 1 saal m use kiye h total amount ka

    • @WeMakeScholars
      @WeMakeScholars  2 роки тому

      Hi Ritesh! The interest will be charged on the amount that you disburse from your education loan. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan

  • @singha__
    @singha__ 3 роки тому

    How long can be monotorium period?
    Is it can be 8 yrs.

    • @WeMakeScholars
      @WeMakeScholars  3 роки тому

      Hi, Bishal! Moratorium period is course duration + 6 months/1 year. So it depends on your course. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan

  • @FAULT753
    @FAULT753 Рік тому

    government banks are not provided education loan for master degree from united kingdom

    • @WeMakeScholars
      @WeMakeScholars  Рік тому

      Hi Ishu! It is not true, we can help you get an education loan for your masters in the UK. But we would require a few more details to check your eligibility with 14+ Public and private lenders, so you can get the best education loan suiting your profile. Please connect to our loan team by requesting a callback on this link bit.ly/3KLb0zu Once you fill out the form, they will get back to you to guide you further.

  • @Anvitha_shorts_11
    @Anvitha_shorts_11 2 роки тому

    I have been sanctioned education Loan for Rs. 30 lakh. How the interest will be calculated when repayment starts.

    • @WeMakeScholars
      @WeMakeScholars  2 роки тому

      Hi Padama! It depends on the type of loan. If you have taken a loan from a government bank, you will not have to pay interest during the moratorium period (course duration + 6 months/1 year). The interest accumulates and you can pay after the moratorium period. If you take an unsecured loan from a private bank/NBFC, you will have to make either full or partial interest payments even during the moratorium period.

  • @chauhanraj659
    @chauhanraj659 4 роки тому +1

    If I sanction 30.7 lacs (loan amount), how much amount do I need to compulsorily disburse? What if I disburse only 20 lacs of that loan amount?

    • @WeMakeScholars
      @WeMakeScholars  4 роки тому +1

      Hi, Raj! You may disburse only 20 lakhs if you wish to do so. You will only be charged interest on the disbursed amount.

  • @rohitsatwase2176
    @rohitsatwase2176 3 роки тому +1

    Hello Mam,
    Just can you confirm one thing...
    I asked HDFC credila that if I pay partial interest..toh jo bacha hua interest hai woh principle mein add hoke uspe interest lagega na?
    He told nahi lagega...I asked 3-4 times and still they are saying 100% confirm ...bache hue interest pr interest nahi lagega..
    What do you suggest? What should I do?

    • @WeMakeScholars
      @WeMakeScholars  3 роки тому

      Hi, Rohit! As students have faced issues with Credila in the past, it would be better to look at other lender options. For further guidance on this, please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.

  • @ShubhamYadav-tv6pt
    @ShubhamYadav-tv6pt 4 роки тому

    Thankyou so much mam

    • @WeMakeScholars
      @WeMakeScholars  4 роки тому

      Hi, Shubham! Glad you found the video helpful. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan

  • @smentertainment9860
    @smentertainment9860 3 роки тому

    SBI Bank simple interest leta hain yeh compound interest leta hain????

    • @WeMakeScholars
      @WeMakeScholars  3 роки тому

      Hi! SBI Bank charges simple interest during the moratorium period. Please fill up the application form on this link: sbieducationloan.co.in/ The loan team will contact you to guide you further.

  • @navdeepsingh8215
    @navdeepsingh8215 2 роки тому

    👏👏

  • @malinasahoo6310
    @malinasahoo6310 Рік тому

    Mam what should be part period interest rate on ₹298900 if i have applied for scholar loan

    • @WeMakeScholars
      @WeMakeScholars  Рік тому

      Hi Malina! Interest rates charged, Depends on the lender you're processing your Loan with, FYI Public banks charge 10-11% & private bank interest rates start from 11.5%. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan

  • @jyothiratnala2052
    @jyothiratnala2052 3 роки тому

    What is meant by "simple interest in moratorium period"?

    • @WeMakeScholars
      @WeMakeScholars  3 роки тому +1

      Hi, Jyothi! This means simple interest will be charged during the moratorium period (course duration + 6 months/1 year). Simple interest is the interest levied on your principal loan amount of your education loan. For further guidance, please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.

  • @absarmandal9946
    @absarmandal9946 4 роки тому

    Thanks maam

    • @WeMakeScholars
      @WeMakeScholars  4 роки тому

      Hi, Absar! Glad you found the video helpful. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan

  • @imhappie
    @imhappie 2 роки тому

    Is it advisable to pay simple interest on moratorium period???

    • @WeMakeScholars
      @WeMakeScholars  2 роки тому

      Hi! Yes, It is so that you will be repaying your loan faster. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan

  • @smentertainment9860
    @smentertainment9860 3 роки тому

    Mam vidya laxmi portal se main agar loan k liye apply karu to mera loan pe kon sa interest lagega????

    • @WeMakeScholars
      @WeMakeScholars  3 роки тому

      Hi! For a faster loan process, I would suggest you apply via WeMakeScholars. You may do so by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.

  • @Infinity-su8un
    @Infinity-su8un 2 роки тому

    Mam agar hum 2 saal ke 200000 lete h lekin ek year ki fees 100000 h toh kya intrest 100000 ka lagta h ya 200000 ka

    • @WeMakeScholars
      @WeMakeScholars  2 роки тому

      Hi! Interest will be charged only on the amount that you will be disbursing from the loan. For further one-on-one guidance with your loan process please connect to our loan team by requesting a callback on this link:bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.

  • @sanjukitutu.7381
    @sanjukitutu.7381 3 роки тому

    Mam mujhe Ukraine padhne jane wala hu mujhe loan chahiye.... Kaise contact kare...

    • @WeMakeScholars
      @WeMakeScholars  3 роки тому

      Hi, Sanju! We would have to evaluate your profile to check your eligibility. Please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.

  • @nikulgohel1741
    @nikulgohel1741 3 роки тому

    i can not contact we make scholars beucause website shows :due to high number of loan request from your region ,we are not accepying any new application
    what can i do mam?

    • @WeMakeScholars
      @WeMakeScholars  3 роки тому

      Hi, Nikul! Please share your contact details and city/state to hello@wemakescholars.com . The team will get back to you.

  • @abhijeetsingh1570
    @abhijeetsingh1570 3 роки тому

    I regret choosing hdfc credila
    I have already started my process and feeing like stuck

    • @WeMakeScholars
      @WeMakeScholars  3 роки тому

      Hi, Abhijeet! Not a problem. You can get in touch with our team and they'll help you out with better loan options. Please request a callback: bit.ly/education-loan

  • @ghotonkaka
    @ghotonkaka 3 роки тому

    For education loans, does SBI charge compound interest daily, monthly or annually?

    • @WeMakeScholars
      @WeMakeScholars  3 роки тому

      Hi! Simple interest is charged during the moratorium period. After that, it is compounded. Interest is paid monthly after the moratorium period, as part of EMIs. Please fill up the application form on this link: www.sbieducationloan.co.in/ The loan team will get back to you to guide you further.

  • @g.dkarad2390
    @g.dkarad2390 4 роки тому

    Mam 6 year ka course ho to kya hame 6 year ka bhi interest bharna padega ya moterioun period se chalu hota he

    • @WeMakeScholars
      @WeMakeScholars  4 роки тому

      Hi! It depends on the type of loan. If you have taken a secured loan from a government bank, you will not have to pay interest during the moratorium period (course duration + 6 months/1 year). The interest accumulates and you can pay after the moratorium period. If you take an unsecured loan from a private bank/NBFC, you will have to make either full or partial interest payments even during the moratorium period. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan

  • @charan2424
    @charan2424 3 місяці тому

    Mam maine mca ke liye 1lac20000rs ka loan SBI se 10.65% me liya hai. To iss amount ka interest monthly payment krna pdega ya phir yearly?

    • @WeMakeScholars
      @WeMakeScholars  3 місяці тому

      Hello Charan, aap monthly payment karna padega. Agar aapki profile me kuch alag conditions hai tho krupaya apni bank se contact kare.

    • @charan2424
      @charan2424 3 місяці тому

      @@WeMakeScholars thank you mam

  • @samimreja6689
    @samimreja6689 3 роки тому

    Mam..Maine mbbs korne ke liye 20 lakh loan Lena chatahu.or course complete ke bad 5 year me Maine all money dena chatahu..to total principle amount or interest amount milke Kitna mujko dena poregha ??? Please mam reply kijiye

    • @WeMakeScholars
      @WeMakeScholars  3 роки тому

      Hi, Samim! Please watch this video on How to accurately calculate EMI for education loan: ua-cam.com/video/jcl5wMoeBKk/v-deo.html If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan

  • @khumar2877
    @khumar2877 3 роки тому

    Mam ...zb loan time period khtm ho zata hi aur EMI bhrni shuru ho zati hi...to 4 saal k end me jo amount hua rehta hi utna he repay krna hota h...ya zbtk loan repay full nhi ho zata tb tk amount bdhta he rehta hi?

    • @WeMakeScholars
      @WeMakeScholars  3 роки тому

      Hi, Khumar! You will have to repay the principal amount + interest per year. Please watch this video on how to calculate EMI: ua-cam.com/video/jcl5wMoeBKk/v-deo.html If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan

  • @monstercricketer2096
    @monstercricketer2096 2 роки тому

    Maine education loan lete time land ka rashid diya tha...kya y secured h ya unssecured loan ...please confirm me??

    • @WeMakeScholars
      @WeMakeScholars  2 роки тому

      HI! Yes if you have submitted your collateral details to the bank then, It is probably a secured loan. Instead of going directly to the lenders, you may connect to our loan team requesting a callback on this link:bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.

  • @Utkarsh.S
    @Utkarsh.S 2 роки тому

    Home loan ci pe milta hai ya si pe

    • @WeMakeScholars
      @WeMakeScholars  2 роки тому

      Hi Utkarsh, We are a scholarship listing portal and help Indian students with education loans as well. Unfortunately, we do not have the expertise in the required field to help you out.

  • @banikesarwani3347
    @banikesarwani3347 4 роки тому

    Mam, mai indian unisversity ke liye educational loan lena chahti hu to kya mai iske baare me aapse question puchh sakti hu?

    • @WeMakeScholars
      @WeMakeScholars  4 роки тому

      Hi, Bani! We can help you out with loans for study in India only if your loan amount is above 10 lakhs (with collateral). If that is the case, please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.

  • @Vijaykumar-ey8om
    @Vijaykumar-ey8om 3 роки тому

    I took loan from BOB
    Moratorium chal rha hai abhi
    To srf interest pay kr rha hu abhi
    To mera interst amount har month vary kyun kr rha hai
    Jabki mere principal amount same hi hai
    1st month 512 liye
    2nd month 568
    3rd month 628
    So i don't understand why this interest amount is increasing

    • @WeMakeScholars
      @WeMakeScholars  3 роки тому

      Hi, Vijay! Interest amount charged is not the same every month even if the outstanding is the same because interest is calculated based on the number of days, so for 31 days month, it will be different from a 30 days month.

    • @Vijaykumar-ey8om
      @Vijaykumar-ey8om 3 роки тому

      @@WeMakeScholars difference in one day i.e 30 31 make not huge difference.
      As in mine case there is major difference even it is calculated on SI basis
      Why is it so

    • @WeMakeScholars
      @WeMakeScholars  3 роки тому

      @@Vijaykumar-ey8om Was your loan sanctioned via WeMakeScholars? If yes, please email us the bank name and the concern to hello@wemakescholars.com along with your WeMakeScholars registered email id.

    • @RaHuL-sv8uw
      @RaHuL-sv8uw 2 роки тому

      Having same issue ... Can u help me out ?

  • @mayankramteke153
    @mayankramteke153 4 роки тому

    Mam jaise ki... 35lakh ka loan h for ukraine 6yrs ... 9-10% yahi 6yrs of course + after job yahi 9-10% intrest lagega yaaa job k baad intrest 12-13 hota hai?

    • @WeMakeScholars
      @WeMakeScholars  4 роки тому +1

      Hi, Mayank! If you take a secured loan from a nationalized bank, the rate of interest will remain the same throughout the loan tenure. If you haven't yet gotten in touch with WeMakeScholars, you can do so by requesting a callback on this link: bit.ly/education-loan

  • @nehaarora1469
    @nehaarora1469 2 роки тому

    Kya 5lakh ka loan mil jayga

    • @WeMakeScholars
      @WeMakeScholars  2 роки тому

      Hi Neha! Yes, we can help you out in getting an education loan of 5 Lakh. Please connect to our loan team by requesting a callback on this link:bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.

  • @MohitKumar-ok1zj
    @MohitKumar-ok1zj 3 роки тому

    madam I had call backed you to ask some queries regarding educational loan on link.

    • @WeMakeScholars
      @WeMakeScholars  3 роки тому

      Hi, Mohit! Please share your registered email address. The loan team will contact you ASAP.

  • @ShubhamGupta-xb3ux
    @ShubhamGupta-xb3ux 3 роки тому

    Omg 😭😭😭 I am got trapped by HDFC!! The same thing happened with me...they said that u will get in simple interest! I was frustrated no one is giving me the right info...thanks thanks thank..I will call u tomorrow plz guide me

    • @WeMakeScholars
      @WeMakeScholars  3 роки тому

      Hi, Shubham! Yes, we can help you out. Please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.

  • @Shaqibpasha0122
    @Shaqibpasha0122 3 роки тому

    How to contact you

    • @WeMakeScholars
      @WeMakeScholars  3 роки тому

      Hi, Shaqib! You may connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.

  • @gurleenkour1762
    @gurleenkour1762 2 роки тому

    Mam if we are taking loan of 200000 lakh and the interest rate is 8.3% which is almost 1,00000 do i have to pay 100000 each month or only one lakh?

    • @WeMakeScholars
      @WeMakeScholars  2 роки тому

      Hi Gurleen, You can go to this link where you can put on all the figures and it will show up the EMI that you have to pay : www.wemakescholars.com/education-loan-emi-calculator. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan

  • @pradippawar2581
    @pradippawar2581 4 роки тому

    Hi ma'am
    I have withdrawn a education loan from SBI Bank . On loan statement amount (₹151000)and bank manager(₹240000 )told me amount is different .I am confuse for this happening with this .Bank send me notice also with ₹240000.please give me a suggestion.can I do settlement or repay wich amount on statement or whichever manager asking.please suggest me.
    Looking forward to hearing from you.

    • @WeMakeScholars
      @WeMakeScholars  4 роки тому

      Hi, Pradip! Kindly contact the bank directly regarding this. They will guide you further.

  • @AbhaySharma-fg6ch
    @AbhaySharma-fg6ch 4 роки тому

    Hello mam, I have taken loan of Rs. 2 lakhs @9.75 p.a. from Bank of Baroda, but I have asked to pay Rs. 250 approx. as interest by the bank at the end of month. Can you tell me why this happens.

    • @WeMakeScholars
      @WeMakeScholars  4 роки тому

      Hi, Abhay! Kindly approach your bank directly. They will guide you on this.

  • @irfan2432
    @irfan2432 3 роки тому

    madam can you please guide for medical students post graduate fees , as you may know , how much heavy fees our doctors have to pay in private colleges to complete there MD/MS course .

    • @WeMakeScholars
      @WeMakeScholars  3 роки тому +1

      Hi Irfan, what is your required loan amount?

    • @irfan2432
      @irfan2432 3 роки тому

      @@WeMakeScholars
      Madam my loan amount is 48lakhs

    • @irfan2432
      @irfan2432 3 роки тому

      Its fees of 3 years of MD medical seat

    • @WeMakeScholars
      @WeMakeScholars  3 роки тому +1

      @@irfan2432 Please connect to our loan team by requesting a callback on this link:bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.

    • @irfan2432
      @irfan2432 3 роки тому

      @@WeMakeScholars ok madam i will.

  • @pratikthorat5489
    @pratikthorat5489 4 роки тому

    Hello ma'am, Federal bank states, "During moratorium period only simple interest will be charged". What kind of interest we supposed to pay for entire repayment period ?

    • @WeMakeScholars
      @WeMakeScholars  4 роки тому +1

      Hi, Pratik! The education loan product of Federal Bank is not very competitive compared to the other options in the market. I think it will be a better idea to speak to your Financial Officer to see which bank will offer you the best terms. Please connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.

    • @pratikthorat5489
      @pratikthorat5489 4 роки тому

      @@WeMakeScholars thank you for the reply ! I know all this, I have seen most of your videos. I just want to know which kind of interest we have to pay during repayment in case of Federal bank.

    • @WeMakeScholars
      @WeMakeScholars  4 роки тому

      @@pratikthorat5489 You would have to approach Federal Bank directly for that. If you require help with alternative loan options and fast loan processing, please request a callback: bit.ly/education-loan

  • @gauravnagar4186
    @gauravnagar4186 4 роки тому

    Hello mam
    I had applied for education loan to avanse and they had mentioned the PSI of 5000 for 36 months and emi for 84 months.
    So are they manipulating with this partial interest?

    • @WeMakeScholars
      @WeMakeScholars  4 роки тому

      Hi, Gaurav! No, they are not. If you take an unsecured loan from a private bank/NBFC, you will have to make either full or partial interest payments during the moratorium period. Please feel free to reach out to your Financial Officer for any questions.

  • @arpitap4859
    @arpitap4859 4 роки тому

    Hello, Can we get loan from government banks on totally simple intrest, means only on simple intrest till we repay that?

    • @WeMakeScholars
      @WeMakeScholars  4 роки тому +1

      Hi, Arpit! Government banks charge simple interest throughout your moratorium period (course duration + 6 months/1 year). If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan

    • @vanshmalhotra726
      @vanshmalhotra726 3 роки тому

      @@WeMakeScholars but mam u told that there is no interst calculate in year which we are studying after the course Is completed then only we have to pay the interst with emi

    • @WeMakeScholars
      @WeMakeScholars  3 роки тому

      @@vanshmalhotra726 Hi, Vansh. If you have taken a secured loan from a government bank, you will not have to pay interest during the moratorium period (course duration + 6 months/1 year). The interest accumulates and you can pay after the moratorium period. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan

  • @koushalyaodiyar6707
    @koushalyaodiyar6707 4 роки тому

    Mam can you help me to get 0% interest during moratorium period

    • @WeMakeScholars
      @WeMakeScholars  4 роки тому

      Hi, Koushalya! If you take a secured loan from a government bank, you will not have to pay interest during the moratorium period (course duration + 6 months/1 year). The interest accumulates and you can pay after the moratorium period. If you take an unsecured loan from a private bank/NBFC, you will have to make either full or partial interest payments even during the moratorium period. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan

  • @SOD25
    @SOD25 4 роки тому

    How we can contact you mam?

    • @WeMakeScholars
      @WeMakeScholars  4 роки тому

      Hi, Prem! You may connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.

  • @satyabratasamal2637
    @satyabratasamal2637 4 роки тому

    Ma'am I have taken education loan from Bob..do I have to pay interest amount in each month??? If I don't do so will it be compounded???

    • @WeMakeScholars
      @WeMakeScholars  4 роки тому

      Hi, Satyabrata! No, you do not have to pay interest during the moratorium period (course duration + 6 months/1 year). The interest accumulates and you can pay after the moratorium period.

  • @itsak1626
    @itsak1626 4 роки тому

    Can i repay full amount of loan + interest after moratorium period over?

    • @WeMakeScholars
      @WeMakeScholars  4 роки тому

      Hi! It depends on the type of loan. If you have taken a secured loan from a government bank, you will not have to pay interest during the moratorium period (course duration + 6 months). The interest accumulates and you can pay after the moratorium period. If you take an unsecured loan from a private bank/NBFC, you will have to make either full or partial interest payments even during the moratorium period. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan

    • @itsak1626
      @itsak1626 4 роки тому

      @@WeMakeScholars yes i was talking about secured load from government bank, so can i pay full loan amount + interest after moratorium period?

    • @WeMakeScholars
      @WeMakeScholars  4 роки тому

      @@itsak1626 Yes, you can. Please request a callback for further help with this: bit.ly/education-loan

  • @sachitsharma9686
    @sachitsharma9686 4 роки тому

    Hello Ma'am, I have applied for a loan through we make scholars but I have a query which the financial advisor may be unaware of it.
    My query is that if I fail to pay the simple interest during my study period, then what will be the consequences or next step?

    • @WeMakeScholars
      @WeMakeScholars  4 роки тому

      Hi, Sachit! This depends on which bank you are taking the loan from. If it is a government bank, you are not required to pay interest during the moratorium period.

    • @sachitsharma9686
      @sachitsharma9686 4 роки тому

      @@WeMakeScholars ma'am since for the college i am going non collateral loan is provided by icici only

    • @sachitsharma9686
      @sachitsharma9686 4 роки тому

      @@WeMakeScholars so for icici bank if i fail to pay the simple interest during the study period then will it be compounded withe principle amount or will i be charged some penalty for it?

    • @WeMakeScholars
      @WeMakeScholars  4 роки тому

      @@sachitsharma9686 If you don't make interest payments, your loan will become NPA.

    • @sachitsharma9686
      @sachitsharma9686 4 роки тому

      @@WeMakeScholars thanks ma'am

  • @deexithpoligi9995
    @deexithpoligi9995 4 роки тому

    Hai madam

    • @deexithpoligi9995
      @deexithpoligi9995 4 роки тому

      Madam see one time profiel

    • @deexithpoligi9995
      @deexithpoligi9995 4 роки тому

      Iam ashutosh from telangana

    • @deexithpoligi9995
      @deexithpoligi9995 4 роки тому

      Raahul telangana manager ....

    • @WeMakeScholars
      @WeMakeScholars  4 роки тому

      Hi! If you are facing any issues with your loan process, please share your registered email address so we can locate your profile.

  • @rahulsunehra
    @rahulsunehra 4 роки тому

    👌👌👍

  • @deepshah737
    @deepshah737 4 роки тому

    Hello Ma'am .. thank you so much for this amazing video.
    I had a doubt..
    After my moratorium period, government bank like SBI charges compound interest monthly or annually?

    • @WeMakeScholars
      @WeMakeScholars  4 роки тому

      Hi, Deep! After the moratorium period, you will have to pay interest every month along with your EMIs. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan

  • @rohitshukla7926
    @rohitshukla7926 4 роки тому

    Dear Damini
    Please help me in how can I show fund
    I have shared full detail of my situation in message to we make scholar page on instagram

    • @WeMakeScholars
      @WeMakeScholars  4 роки тому

      Hi, Rohit! We have received your details. The team will get back to you to help you out with this.

    • @rohitshukla7926
      @rohitshukla7926 4 роки тому

      @@WeMakeScholars Thanks

  • @peekay8920
    @peekay8920 3 роки тому

    Hello, there's two types of personal loan
    1. state run cooperative bank is giving 6 lakhs for 6 years on 12% simple interest
    2. SBI Xpress loan is offering 6 lakhs for 6 years on 11.7% compound interest.
    Which one will be best?

    • @WeMakeScholars
      @WeMakeScholars  3 роки тому +1

      Hi! You may watch this video on why education loans are a better option than personal loans to fund your higher studies: ua-cam.com/video/qePGET8yE3M/v-deo.html If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan

  • @akhilrajan7806
    @akhilrajan7806 4 роки тому

    🤩

  • @pallavichavan6041
    @pallavichavan6041 3 роки тому

    Same mere sath aisa kr rha hai SBI bank mai

    • @WeMakeScholars
      @WeMakeScholars  3 роки тому

      Hi Pallavi, we will have to check with the bank on this. Please email us the bank name and the concern to hello@wemakescholars.com along with your WeMakeScholars registered email id.

  • @skaryacanada
    @skaryacanada 8 місяців тому

    thank you