Dental Insurance - 5 Things to Remember

Whether you need to go for a routine check-up or for a major dental procedure like root canals, you’re probably aware of how expensive dental care usually is. If you’d like to lower the costs of dental treatment, why not secure a dental insurance plan?
As a health insurance broker, Pacific Prime has over two decades of experience helping clients buy dental insurance (amongst many other types of insurance), and we’ve picked up some good-to-know tips along the way.
In today’s video, we’ll share them with you:
0:06 1. Understand dental insurance: Before you secure a plan, understand what dental insurance is and how it works. Dental insurance covers the cost of dental treatment. It’s a ‘rider’ or, in other words, a paid-for optional extra attached to a health insurance plan.
0:37 2. Determine your dental needs: To secure the most optimal plan, consider how often you visit the dentist, whether you have major dental problems, and where you usually seek dental care.
0:54 3. Review your current plan (if any): Do you have a health insurance plan? If so, review the plan and pay attention to exclusions or limits. It might be a good idea to get a ‘top-up insurance plan’ and only pay for dental cover.
1:14 4. Familiarize yourself with insurance terms: Understanding insurance terms will help you compare dental insurance more effectively. These terms include ‘benefits and limits’, ‘deductible/excess’, ‘pre-existing conditions’, ‘provider network’, etc.
1:43 5. Seek advice from a health insurance broker: Reach out to a health insurance broker like Pacific Prime. Rest assured, we’ll help you find the best solution for your needs and budget.
1:48 Would you like personalized advice? Head over to the following pages now:
Pacific Prime’s website:
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Pacific Prime’s health insurance plans:
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Pacific Prime’s online plan comparison tool:
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Contact our advisors today:
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