Financial Literacy for Beginners & Dummies - Personal Finance Education Money Audiobook Full Length

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  • Опубліковано 30 тра 2022
  • Financial literacy is crucial for anyone who wishes to achieve financial freedom. Managing money and planning our finances, also known as personal finance, for different stages and situations is sensible if we don’t want to find ourselves in a mess. Those who lack this management or planning skill often end up feeling lost.
    They struggle to pay off their debts and stay on top of their bills. Educating yourself in financial knowledge is a life skill necessary to have if you don’t want to live your entire life living paycheck to paycheck. Even if you manage to make ends meet, an emergency, such as a medical problem or car crash, can dent your pocket. Your financial situation can improve drastically when you know how to budget your money and learn to invest it in the right places.
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КОМЕНТАРІ • 189

  • @InvestInYourself
    @InvestInYourself  Рік тому +13

    Also check out how smart investors make money: www.audible.com/pd/B07ZH52W23/?source_code=AUDFPWS0223189MWT-BK-ACX0-169157&ref=acx_bty_BK_ACX0_169157_rh_us

    • @shirionjohnson7935
      @shirionjohnson7935 3 місяці тому

      I would love and appreciate if you could share the names of the books you shared with your friends/family, Please?

    • @namurwacaroline6294
      @namurwacaroline6294 Місяць тому

      Why do you call us dummies 🤔🤔😒😒😒😒😒

  • @Riggsnic_co
    @Riggsnic_co 4 місяці тому +95

    Understanding personal finances and investing will most likely lead to greater financial independence. By being knowledgeable about money and investing, individuals can make informed decisions about how to save, spend, and invest their money. A trader made over $350k in this recession influenced market

    • @bob.weaver72
      @bob.weaver72 4 місяці тому +2

      Stocks are pretty unstable at the moment, but if you do the right math, you should be just fine. Bloomberg and other finance media have been recording cases of folks gaining over 250k just in a matter of weeks/couple months, so I think there are alot of wealth transfer in this downtime if you know where to look.

    • @martingiavarini
      @martingiavarini 4 місяці тому +1

      The best course of action if you lack market knowledge is to ask a consultant or investing coach for guidance or assistance. Speaking with a consultant helped me stay afloat in the market and grow my portfolio to about 65% since January, even though I know it sounds obvious or generic. I believe that is the most effective way to enter the business at the moment.

    • @TheJackCain-84
      @TheJackCain-84 4 місяці тому +1

      That's fascinating. How can I contact your Asset-coach as my portfolio is dwindling?

    • @martingiavarini
      @martingiavarini 4 місяці тому +1

      When ‘Carol Vivian Constable’ is trading, there's no nonsense and no excuses. She wins the trade and you win. Take the loss, I promise she'll take one with you.

    • @TheJackCain-84
      @TheJackCain-84 4 місяці тому +1

      She appears to be well-educated and well-read. I ran an online search on her name and came across her website; thank you for sharing.

  • @Natalieneptune469
    @Natalieneptune469 9 місяців тому +167

    I love how you take your time to educate your viewers we all strive towards financial stability and a better Life. It is easy to achieve this through the right investment, by living frugally and budgeting. I'm grade I learnt early in life to work hard for financial freedom

    • @Patriciacraig599
      @Patriciacraig599 9 місяців тому +2

      Even though I engage in investing, I feel disheartened by my lack of expertise in assessing the performance of individual companies and determining the optimal timing for stock purchases. The erosion of my financial reserves due to inflation adds to my concerns. At this point, I require precise market trajectory information, but I find myself unsure about the appropriate course of action.

    • @PhilipMurray251
      @PhilipMurray251 9 місяців тому

      Considering the prevailing economic climate, I recommend seeking a mentor or a knowledgeable advisor who can provide guidance and support.

    • @AUstinnesc
      @AUstinnesc 9 місяців тому +1

      I have been contemplating pursuing that approach myself. I currently hold a substantial number of stocks, but their value has begun to decline, leaving me uncertain about whether to hold onto them or sell.

    • @Aziz__0
      @Aziz__0 9 місяців тому +2

      I wholeheartedly concur, which is why I opt to entrust the day-to-day decision-making to an investing coach. With their specialized knowledge and extensive research, it is highly unlikely for them to underperform. Their expertise is centered around harnessing the asymmetrical potential of risks while also employing measures to safeguard against unfavorable outcomes. I have been collaborating with an investment coach for more than two years

    • @AliceHh_
      @AliceHh_ 9 місяців тому

      Interesting, I could really use the expertise of this advisors, who's the person guiding you?

  • @helenoliver4838
    @helenoliver4838 8 місяців тому +99

    Investing in the stock market is the best option to make a passive income. Virtually all the markets are crazy, most people pay more attention to the shiniest position on the graph, I’m keeping a diversified portfolio.

    • @greenquake11931
      @greenquake11931 8 місяців тому

      To manage investment risk, consider maintaining a broad diversification of your investments that reflects your personal risk tolerance, time horizon, and the nature of your financial goal.

    • @helenoliver4838
      @helenoliver4838 8 місяців тому

      Remember, diversification is an approach to help manage investment risk. It does not eliminate the risk of loss if security prices decline. Because investing can be complicated, consider working with a financial professional to help guide you on your wealth-building journey.

    • @mariahhayes5089
      @mariahhayes5089 8 місяців тому

      who would you endorse? I've been in the shadows for too long.

    • @helenoliver4838
      @helenoliver4838 8 місяців тому

      @@mariahhayes5089 'My consultant is 'BRIDGET MARY TUROW", look her up online if you care for supervision.

    • @mariahhayes5089
      @mariahhayes5089 8 місяців тому

      @@helenoliver4838 Thank you so much! Found her webpage and left a message. Hopefully, she responds.

  • @shellylofgren
    @shellylofgren 3 дні тому +4

    This is quite educational. It's crucial for newcomers to keep in mind that the financial markets are highly irrational in the short run. You should constantly be ready for the unexpected. That is how chance operates. Because of the inherent risks in the market, I always favor long-term investments.

    • @donna_martins
      @donna_martins 3 дні тому +1

      These uncertainties will always be there. Thing is, every once in a while, the market does something so stupid it takes your breath away. If youre not ready for it, you shouldnt be in the market business. or get you a skilled practitioner.

    • @Walter_hill_
      @Walter_hill_ 3 дні тому +1

      Such market uncertainties are the reason I don’t base my market judgements and decisions on rumors' and hear-says, it got the best of me in the year 2022 and had me holding worthless positions in the market. I had to revamp my entire portfolio through the aid of my financial advisr, before I started seeing any significant results happens in my portfolio. Been using the same advisor since then and I’ve scaled up almost a million within 2 years. Whether a bullish or down market, both makes for good profit, it all depends on where you’re looking.

    • @EllenAbrex
      @EllenAbrex 3 дні тому +1

      How can I reach this adviser of yours? because I'm seeking for a more effective investment approach on my savings

    • @Walter_hill_
      @Walter_hill_ 3 дні тому +1

      Vivian Jean Wilhelm is the licensed advisor I use. Just search the name. You’d find necessary details to work with to set up an appointment.

    • @EllenAbrex
      @EllenAbrex 3 дні тому +1

      Thank you so much for your helpful tip! I was able to verify the person and book a call session with her. She seems very proficient and I'm really grateful for your guidance

  • @gameaddictgonewild4391
    @gameaddictgonewild4391 Рік тому +273

    Bruh. A "dummie" wouldnt be here. I seriously gave all my friends the books to read.. But no one does. I stopped trying. Some people just dont want to learn. They make excuse's all day long when i asked if they have read any of the books i supplied them with.

    • @immahoodlum6157
      @immahoodlum6157 Рік тому +35

      I noticed that all the greatest audiobooks on UA-cam have to least views like the most life-changing ones it's crazy.

    • @gameaddictgonewild4391
      @gameaddictgonewild4391 Рік тому +24

      @@immahoodlum6157 Name me 3 that changed you( for the good), and i will name mine. XD
      But ye,, you're absolutely right. People way to busy with tiktok or other short content. "They dont have time" for books :I
      Books are too expensive they say..
      I always tell them to watch Jim Rohn.
      It will change theyr perspective. But no one does..

    • @CaptainSierra
      @CaptainSierra Рік тому +2

      Which books?

    • @gameaddictgonewild4391
      @gameaddictgonewild4391 Рік тому +14

      @@CaptainSierra By far: the richest man in Babylon by george s clason on 1. Because it had immediate impact on how i spend.
      2th,, outwitting the devil by Napoleon Hill and every other book that had a impact on my personal development. Outwitting the devil changed my perspective in smoking,, etc. So thats quite value able to me.
      3th Harry Potter series.
      The books tell a lot more than the movies, and you cant dislike Harry Potter.
      What about yours?

    • @CaptainSierra
      @CaptainSierra Рік тому +1

      @@gameaddictgonewild4391 well I’m just getting started so I can’t say I’ve completed reading anything that I can full on support recommending but I did just grab “the personal MBA” by Josh Kaufman because I heard it’s supposed to summarize a lot of business topics and explain terminology that would sum up all of getting a business degree 😊 maybe check out the reviews I just received it in the mail yesterday so I can’t say anything yet. I work long 12 hour shifts and haven’t been able to sit down with it so I found this video while hoping to listen to things I can learn since I can’t sit to read at the moment 😊

  • @tonysilke
    @tonysilke 6 місяців тому +82

    Putting well-earned money into the stock market can’t be over emphasized for first - time investors, unlike a bank where interest is sure thing! Well, basically times are uncertain, the market is out of control, and banks are gradually failing. I am working on a ballpark estimate of $5M for retirement, and I have a good 6-figure loaded up for this, could there be any opportunity for a boomer like me? I'm nearly 60.

    • @hankmarks69
      @hankmarks69 6 місяців тому +1

      Sincerely it's best to seek an advisor right now, unless you're canny yourself. As a business owner in both the service industry and eBay reseller of all product categories, I can tell you we’re in a deep recession and everyone is running out of money

    • @PhilipDunk
      @PhilipDunk 6 місяців тому +1

      Very true, people downplay advisors role, until burnt by their mistakes. I remember just after my layoff early 2020 amidst covid outbreak, I needed to stay afloat, hence researched for license advisors. Thankfully, I came across someone of practical knowledge, and decades of experience, my stagnant reserve of $325K has yielded nearly $1m after subsequent investments so far.

    • @mikeroper353
      @mikeroper353 6 місяців тому +1

      @@PhilipDunk That's fascinating. How can I contact your Asset-coach as my portfolio is dwindling?

    • @PhilipDunk
      @PhilipDunk 6 місяців тому +1

      My Financial adviser is Vivian Carol Gioia she’s highly qualified and experienced in the financial market. She has extensive knowledge of portfolio diversity and is considered an expert in the field. I recommend researching her credentials further. She has many years of experience and is a valuable resource for anyone looking to navigate the financial market.

    • @mikeroper353
      @mikeroper353 6 місяців тому +1

      @@PhilipDunk Thank you for this Pointer. It was easy to find her handler, She seems very proficient and flexible. I booked a call session with her

  • @Historyteacheraz
    @Historyteacheraz 6 місяців тому +4

    Great book! A Teenager’s Guide on how to Invest Like Warren Buffett and Charlie Munger is another great investing book.

  • @esmeraldagems9487
    @esmeraldagems9487 9 місяців тому +8

    It's crazy but the more money I get the more I save and budget. And I'm more careful with it. The less money I have the more careless I get. I think it's because I just get too discouraged when things get bad. But I love having extra money, even though I never have a lot like some people but it makes me feel like I have control and confidence on my life.

  • @vitorcavalcante4917
    @vitorcavalcante4917 9 місяців тому +3

    I'm Brazilian, I'm going to start watching your videos, I urgently need financial education, success 😂

  • @murrayent1able
    @murrayent1able Рік тому +4

    Thank you for sharing this! 🙏🏾 I will use this knowledge to grow my LiveGood and Neumi business 😊

  • @mlfitness67
    @mlfitness67 5 місяців тому

    Just what I need ❤

  • @williamtrapp1694
    @williamtrapp1694 6 місяців тому +4

    Great information. I sent this to all my friends, kids and grandkids. Great my Christmas shopping is done. Lol

  • @juanverdugo4372
    @juanverdugo4372 Рік тому +4

    Excelente guidelines for money issues, thank you

  • @k50159
    @k50159 6 місяців тому

    Thanks so much

  • @melaniemcdonald9090
    @melaniemcdonald9090 5 місяців тому

    made 38 trades with this, some good parts and bad parts but overall great video mate

  • @1rasINK
    @1rasINK 9 місяців тому +3

    I kept thinking I already know this information throughout the audio; but that is when I realized too that the tittle was okay enough as it is sort of true that most if not all of that information pertaining to money is not taught in public schools.

  • @MrDualz420
    @MrDualz420 Рік тому +4

    I'm here to learn

  • @markdbey
    @markdbey 5 місяців тому +3

    After this… I won’t be such a “Dummy”… 😌
    I needed this… Thanks.

  • @shrivardhantalari7397
    @shrivardhantalari7397 2 роки тому +18

    Hello sir ! I am from 🇮🇳 and appreciate your hardwork and service that you provide your audiobooks for free with quality I hope you will keep doing it thank you so much!☺😄

  • @kennypyne7821
    @kennypyne7821 Рік тому +6

    I’m sorry but this voice is the reason I struggle with some audiobooks

  • @prashkrish1981
    @prashkrish1981 8 місяців тому

    Nice Book for a beginner

  • @bworjoloh
    @bworjoloh Рік тому +6

    Best budgeting apps 1:22:15

  • @djreinaazteca
    @djreinaazteca 5 місяців тому

    Thank you

  • @goddessk4610
    @goddessk4610 6 місяців тому

    Omg it's been a couple years since I watched they channel. I literally couldn't support after all the damn disrespect. And to finally see her leaving him!!! Thank goodness.

  • @k50159
    @k50159 6 місяців тому

    Can’t wait to get my hands on a copy

    • @InvestInYourself
      @InvestInYourself  5 місяців тому

      Thank you very much. Buying my book is much appreciated.

  • @DawsonStrother
    @DawsonStrother 28 днів тому

    I’m here to learn

  • @JoeM370
    @JoeM370 7 місяців тому +7

    This content is awe-inspiring. A related book I read was a motivational force. "Mastering Money Mindfulness" by Benjamin Hawk

  • @lifeofelisha_joy6149
    @lifeofelisha_joy6149 Рік тому +15

    When the student is ready, the teacher will appear.

  • @0samakllc
    @0samakllc 5 місяців тому

    Investing is the way to go

  • @lindahebb4832
    @lindahebb4832 6 місяців тому

    Thank you o

  • @user-kn2qz3tf9d
    @user-kn2qz3tf9d Рік тому +1

    2.40 investing

  • @FinanceForAll23
    @FinanceForAll23 6 місяців тому

    Financial Literacy series: ua-cam.com/video/ZMojrLN-foc/v-deo.html

  • @clevelandrainey5842
    @clevelandrainey5842 Рік тому

    Thank you 🙏

  • @raulmacias647
    @raulmacias647 Рік тому +1

    To learn - Master Yoda

  • @MrSuccess1987
    @MrSuccess1987 2 роки тому +2

    Love all your projects 😻😻😻😻

  • @blank9358
    @blank9358 9 місяців тому +2

    Chap 1 0:00 - 24:57

  • @Kelseynbarker
    @Kelseynbarker 5 місяців тому

    My goal this quarter is to pay off my debts then my goal start investing 😮

  • @Rek567
    @Rek567 Рік тому +2

    Amazing content. Thank you.

  • @warrenhawkes8757
    @warrenhawkes8757 3 місяці тому +1

    This audiobook is an excellent product, but I'm not exactly sure it's for beginners and/or dummies. The frequent use of financial jargon, sometimes defined, sometimes not, can leave a listener feeling lost. Considering our society's poor math and verbal skills, each chapter should probably be an hour class.

  • @MsLsY
    @MsLsY Рік тому +2

    Bookmark 56:50

  • @kauzo7650
    @kauzo7650 6 місяців тому +1

    1:47:43

  • @0samaK
    @0samaK 2 місяці тому

    I have no job right now and income is not generating letting the divine work through me to get the divine income

  • @Dw1nna
    @Dw1nna 7 місяців тому

    3:21 - Chapter 1

  • @faresk27
    @faresk27 Рік тому

    5:00

  • @gumaryae
    @gumaryae Рік тому +6

    Just listened to this whole book at work🔥🔥🔥🔥🔥🔥😭

  • @9lucciofficial
    @9lucciofficial Рік тому +1

    22:22 What is financial Literacy.

  • @animeprozz1960
    @animeprozz1960 День тому

    6:00

  • @financialeducation2675
    @financialeducation2675 2 роки тому +2

    Great!!!

  • @denmarkmores5679
    @denmarkmores5679 Місяць тому

    2:41:00

  • @YorieSmith
    @YorieSmith 7 місяців тому

    9:41

  • @owenanderson5414
    @owenanderson5414 8 місяців тому

    47:40 . why would you classify a car / home as an asset.

  • @therealsopaid8014
    @therealsopaid8014 8 місяців тому

    1:22:16

  • @therealsopaid8014
    @therealsopaid8014 8 місяців тому

    43:17

  • @Esmeraldalunamaria
    @Esmeraldalunamaria Рік тому +7

    Nice video. But let me talk about something important, I see a lot of young and old making mistakes that I think shouldn't be. I think everyone, young or old, should have an investment plan that increases their financial return by three to six figures. The investment can be your retirement plan or your future plan, whatever it was you wanted, but what matters most is that you have a profitable investment.

    • @linda-pc1kr
      @linda-pc1kr Рік тому +5

      If you can't find a way to multiply money, one day you'll wake up to find that the money you thought you had is gone. Investment is the key.

    • @Miguelangel29033
      @Miguelangel29033 Рік тому +2

      You're right, but any Investment without proper guidance and experience is suicidal.

    • @Esmeraldalunamaria
      @Esmeraldalunamaria Рік тому +1

      @@Miguelangel29033 You are absolutely right, we also have lots of expert, real ones with certificate and firm IDS out there waiting for investors someone like Ms. Rose shursen.

    • @Esmeraldalunamaria
      @Esmeraldalunamaria Рік тому

      @Leo You can communicate with her on 👇👇

    • @Esmeraldalunamaria
      @Esmeraldalunamaria Рік тому

      INSTAGRAM

  • @fran3300
    @fran3300 Рік тому +13

    Financial goods
    Financial services
    Financial activities
    Scarcity
    Supply & demand determines the price of things.
    Cost/benefit, don't be tricked by ads.
    Quality/quantity when offering incentives
    Net worth = own - owe i.e. assets - liabilities
    Never compare your net worth to others
    Increase net worth 10% each year
    Debt/income ratio

  • @mwenyamutale1513
    @mwenyamutale1513 12 днів тому

    My baby is 2 months old with 3 months baby milestones and I thought he was falling behind lol

  • @wbeomn
    @wbeomn 5 місяців тому

    3.15

  • @dennismccoy1997
    @dennismccoy1997 Рік тому

    Informative book but the audio should be higher

  • @user-kn2qz3tf9d
    @user-kn2qz3tf9d Рік тому +1

    1.37 bankruptcy

  • @echampion
    @echampion 2 роки тому +1

    👍🏾👍🏾👍🏾👍🏾

  • @rokastamasauskas3968
    @rokastamasauskas3968 Рік тому

    1.20

  • @financialeducation2675
    @financialeducation2675 2 роки тому +1

    👏👏👏

  • @kiaundriabellerose5027
    @kiaundriabellerose5027 5 місяців тому

    📑
    2:27:23

  • @EbrahemWemer-kj4du
    @EbrahemWemer-kj4du 10 місяців тому

    bst app

  • @c.marquez8821
    @c.marquez8821 Рік тому +1

    Book mark
    00:54:28

  • @sephiroth1class22
    @sephiroth1class22 8 місяців тому

    😏

  • @EricaYE6
    @EricaYE6 Рік тому

    This is not a beginner's guide.

  • @michaelyoung3762
    @michaelyoung3762 Рік тому +3

    I love the grounded reality of this channel, its normal to see so many investors panic amid a worsening bearish market but it is also important to note that the market situation is nothing new in the crypto world. Several factors are driving negative sentiment in the stock and crypto markets right now including inflation, a shaky stock market, rising interest rates, and recession fears. As a result, BTC has dropped significantly from its all-time high, breaking below several key technical levels. As a crypto investor, the current situation might seem bleak. However, there are several tried and tested expert suggested investment strategies that can help you accumulate the current crypto storm, in few weeks of implementing trade with accurate signals directly from Theo Ryan I have been able to accumulate over 22 btc despite the current state of the market.

    • @isabellawilliam77
      @isabellawilliam77 Рік тому

      Hello...I have been looking for such a profitable signal's and guides from a pro trader for some time now how do i contact him?

    • @michaelyoung3762
      @michaelyoung3762 Рік тому

      @Theo917
      That's 👆his username

    • @michaelyoung3762
      @michaelyoung3762 Рік тому

      You

    • @isabellawilliam77
      @isabellawilliam77 Рік тому

      @@michaelyoung3762 Thanks for sharing his telegram details, this gave me a small amount of hope thanks, i’ll surely reach out to him and start learning the right way, tired of loosing from price drops,

    • @marko3972
      @marko3972 Рік тому

      I'm also a subscriber of his signal's, and if I were to rate their accuracy I would say 95%

  • @roksanag.
    @roksanag. Місяць тому

    This book really is for dummies 🤦‍♀️ isn't it a common practice to do what's advised in the book? I'm surprised we even need to be told about this.

  • @jitkaedullantes9392
    @jitkaedullantes9392 Рік тому

    Y

  • @msconnleon
    @msconnleon 4 місяці тому

    Elizabeth Warren? REALLY🤣🤣🤣🤣🤣🤣

  • @rockyblumble
    @rockyblumble 7 місяців тому

    I recommend everyone here who wants to get their limiting beliefs crushed to the ground, to read the book "The Millionaire Fastlane". Absolute lifechanger.

  • @Raymondjohn2
    @Raymondjohn2 6 місяців тому +98

    Understanding personal finances and investing will most likely lead to greater financial independence. By being knowledgeable about money and investing, individuals can make informed decisions about how to save, spend, and invest their money. A trader made over $350k in this recession influenced market

    • @audeywolsh
      @audeywolsh 6 місяців тому +2

      Stocks are pretty unstable at the moment, but if you do the right math, you should be just fine. Bloomberg and other finance media have been recording cases of folks gaining over 250k just in a matter of weeks/couple months, so I think there are alot of wealth transfer in this downtime if you know where to look.

    • @maga_zineng7810
      @maga_zineng7810 6 місяців тому +2

      The best course of action if you lack market knowledge is to ask a consultant or investing coach for guidance or assistance. Speaking with a consultant helped me stay afloat in the market and grow my portfolio to about 65% since January, even though I know it sounds obvious or generic. I believe that is the most effective way to enter the business at the moment.

    • @usieey
      @usieey 6 місяців тому +2

      Please who is the consultant that assist you with your investment and if you don't mind, how do I get in touch with this person

    • @maga_zineng7810
      @maga_zineng7810 6 місяців тому +2

      My advisor is Natalie Lynn Fisk she’s highly qualified and experienced in the financial market. She has extensive knowledge of portfolio diversity and is considered an expert in the field. I recommend researching her credentials further. She has many years of experience and is a valuable resource for anyone looking to navigate the financial market

    • @usieey
      @usieey 6 місяців тому +1

      I am going to look her up, I have about $81k i want to start with, might be small but it's better than nothing though. Since the 08 crash is playing out again.

  • @maxsterszz
    @maxsterszz 10 днів тому

    1:44:15

  • @kauzo7650
    @kauzo7650 6 місяців тому

    41:39