Nice take Magda! Was always curious to see the take from a European new-comer to Stockholm.. Being from a non-EU country it was fairly the same experience.. Seems Sweden's surprises even the close-by countries :) Thank you, your takes are real and you cut to the chase.. Most of the videos on this topic are filled with fillers and waste-of-time intros, but yours is awesome..
Nice Magda! Good that you are enjoying yourself. One thing though: You call the bank, banks normally do NOT call you! The only ”bank” that calls you are scammers… Then of course, you should NOT give out you bankid!!
Thanks for a fun video :) It's always fun to hear perspectives from people with different experiences. I think I can contribute a bit regarding the lack of privacy. In Sweden, there's a concept called "offentlighetsprincipen" (the Principle of Publicity), which means that unless considered sensitive, any governmental information is available to the public, such as tax records, registered address with the government etc. This also applies to courts, meaning that anyone, free of charge, may request information about a legal case at any time (after verdict has been made). This really was not specifically connected to an individual, or presented in any searchable format. However, relatively recently, "yellow-pages" websites have expanded. They now request loads of bulk information from different agencies, courts etc, and consolidate that information, making it possible to search websites and get all public information on an individual. It wasn't the intended use for that information, but it's technically not illegal, since it's all public information. Swedes in general aren't comfortable with it, but it's part of society now. A bit of a "killgissning" (guess) here, but I believe that the reason why you can request the information to be removed is that the website providing it has no legal basis for storing it, unlike the government does. You have to repeat the request, however, every three months, or the information will be back up again. I'm not certain about the technicalities for this though.
Sweden is a very transparent country, we dont have much corruption and its easy for the journalist to track politicians and what they do with our tax money 😊
The public exposure of everyone's declared income has been going on for a long time. As a kid in the late 1950s and 60s, I remember a local publication called "Taxeringskalendern" laying around the house!
Great video, Magda! Really glad your channel has appeared on my horizon, really enjoy watching your videos, and found them very useful since I’ve got a nice position and literally about to relocate to Stockholm after living a year in Malta 🫠 At the same time, as Ukrainian, I cannot just pass by this topic and want you and everyone else who helps us to know, that we f e e l all the support and s e e how much you’ve already done. Hugs and lots of love from our brave Ukrainian hearts 🌻 Thank you.
Hey Vira! Excited for you :) Stockholm can be very fun city, just give it some time. Are you relocating alone or with someone? It can get a bit lonely here, so hang it there! Let me know if you have any questions. I will be happy to help. And thank you for your kind words!
@@MagdaReyman So nice!! I'm not alone, relocating with my partner (already well experienced in this 😄) and we've been to Stockholm a few years ago, plus my company suggested help with basic stuff as well. So I think I'm good, thanks a lot, will keep it in my mind 🙌
@@MagdaReyman yeeeahh indeed! However at first I need to use already collected by the body, as at the moment I’m D overdosed 😁 Oh this Mediterranean climate, an absolute opposite world 🤷♀️
I agree that Sweden sticks out when it comes to not using cash. When Ilast was in Germany (I thyink that it as 2019) I had a hard time getting people to believe that it is hardly possible to use cashy in Sweden. It was difficult for me to, take a cab using my card. On the other hand I was in Poland in September this year. I had no problem to use the card there. I had no need to use cash at all.
Putting back cash into your bank account. There are special ATM-machines where you can insert cash (bills only) on your account. I've used that several times, works fine. Only problem is that there are too few of those ATM-machines. :(
@@MagdaReyman I have tried to write an answer here several times ... every time I come back to check I can't see my answer. Did you get my answer, just curious.
I think the openmindness (is that a word?) about all the public info online is because even without it you can still get it via authorities like Skatteverket, Transportstyrelsen, Tingsrätten and so on. It's just that you have to do a request at the place. So people can actually look up exactly what you earned last year (at least what income you paid taxes for).
@@MagdaReyman Yeah, and that hassle was why it worked in the past. Journalists could request specific documents to expose corruption. Private companies scraping information from the government on a huge scale and essentially selling that information is a huge problem. And they do get tons of complaints for that every year. "Offentlighetsprincipen" dates back hundreds of years and is meant to add transparency into the government, but it didn't take into account that the internet was going to exist. Some of those companies are using really scummy practices as well. MrKoll is probably the worst one. For five years they show a special icon for anyone that has stood trial, and makes no difference if they were found guilty or not. It still look like they were sentenced even though they might have been wrongly accused and acquitted. Then the site owner charge money for providing the actual sentence to find out. Reprehensible...
@@MagdaReyman I've done that aswell but they added it back a couple of months later. Very frustrating having to repeat the process every time. So make sure to check every once in a while. But there is some political will building so hopefully we will get some better regulations for these companies soon.
This is part of info I found, but somehow when I post it on your YT it seems to disappear ... strange stuff. Here are info on how much you can insert via ATM for some major banks in Sweden. Swedbank: 10 000 kr for a 7 day period, Nordea: 15 000 kr for a 30 day period, Handelsbanken: 15 000 kr for a 30 day period and SEB: 20 000 kr for a 30 day period. A bank can decide on further limitations if motivated based on the money laundering law. I hope this will work ... UA-cam seem to accept some of my posts and throw away some.
Back in time when I was young we had those thick phone books were every adult person with a phone and adress was listed, also all authorities and many companies (they had to pay to be represented). Only if someone of security reasons had a confidentielll adress or phone number, those were extradited. About kids and costs... schools are free, but you pay for kindergarten even if the state subsidize a big part of the cost. I support the freedome, liberty and independence of Ukaraine and hail Poland for their support aswell.
In Sweden there is a lot of transparency. It's in the constitution. Sweden always tries in the EU, UN and other institutions to increase transparency in the exercise of power. We believe it reduces fiddling and reduces bribery. It is also an important component for journalists who want to investigate someone who seems to have made money "too" fast or in strange ways. Quite a few members of parliament have fiddled with where they have lived in order to receive compensation for double accommodation. Having said that, a Swede prefers to keep to himself what he earns and which friends he has. But if you become friends with a Swede, you might get to know more than you need :-)
I think we could all use a fika break from the Ukrainian crisis, I don't blame you. It's natural to want to help, we've seen a lot of people do amazing things for people they don't know, and that's super good. But sometimes you need to recharge your batteries so you can help more later.
Old video but cant see an answer to your question (might be further down) but regarding seeing everyones income/companies: it is mainly a part to keep politicians and their ilk in line. It is harder to be corrupt if anyone can see your ... Everything.
I am an American retired woman - are there some cheap hotels while waiting for an apartment? In Stockholm or outskirts of city. Ukraine is one my mind as well.
I also think it's wierd with those sites that publish information about everyone. But I htink that most swede's don't like that.. but what can you do? The information is public and anyone can start a website and publish it...
I actually had no idea you can find so much info about someone online here. It's not mainstream knowledge. That's why we don't mind, because we don't know haha.
I think it's mainstream knowledge though. And I'm thinking it's in line with "offentlighetsprincipen", which obviously applies to public affairs, but it seems it spills over to other stuff. It's like an unknown collective mindset. Edit: or a part of the collective mindset that is collectively unknown. 🙂
If someone calls you from the bank don't identify with your bank id. This is a good way to get scammed. I do not think any legit company will call you and require you to use your bank id.
Some 30 years ago most people here in Sweden would think of polish people like suspicious crypto Russians. Today it’s more like ”ah, you’re from Poland, let me know if I can assist in some way. Have a nice day”.
@@MagdaReyman it has to do with the "Offentlighetsprincipen" that is a part of our constitution. You can ask of any document from the goverment to check that they are doing their job in the correct way without corruption. But this mean that you can also ask for almost any information about a privat individual to, from the Goverment. Then they have to provide the information they have. Some information have "sekretess" secrecy, like your health info and crimes that happened many years ago or when you were under 18 years old. You as an individual can ask for thoose information and the goverment have to give you all their info about you. Remember this is only a goverment thing and do not aply to private companies in the same way. But the private companies can publish the info they ask for.
@@MagdaReyman extremly rare. But if it happens, you can hide some of your information by talking to the companies. But not all companies care about you asking.(Mrkoll is terrible) Next step is going to the police to get a protected ID. This is not easy. You need a real documented threat. Every system has its downsides. Like our freedom of speach. You can go to the streats and demonstrate for gay rights, another can go for Lower gas prices and the third goes to promote nazists. All have the same right. But sometimes it has a downside. Im not happy about seeing nazist in the streat, But that is a part of a free society. If you are a person with lots to hide, Sweden is not the country you should go to. If you like doing shady stuff and skip taxes you will have a hard time. Thats why many rich people move out of sweden or hide their money in Switzerland, Cyprus and Panama.
Just gotta add that its not "cheap" to take care of your kids and schools etc are not "free". Its all paid for, forcefully, by (very high) taxes. I do like the culture though where dads take a real part in the upbringing of their children.
Continued: - in short: If you trust most people to be honest and truthtelling you will probably try to be honest and open in the same way. You feel an obligation to be sincere. This was an important virtue in Sweden until, well; the 1980’s. Since then things have changed. Personally I’m infuriated that a lot of people nowadays can make themselves unaccessible
Part 3: people who make themself hard to find either are afraid or have something to hide. Fear and distrust erodes a free and open society - the sociologist Bo Rothstein has written a lot anout these issues. We - the swedish people - who try to uphold trust and an open society are not weird. The abnormal situation ia, on the contrary, to be found where no one thrusts authorities or ”the common good”. If you want to live in a world lead by good faith you oughtn’t stigmatize people - e.g. countries - who strive for that goal,.
I can understand its feel scary if you not use to it, but here in Sweden its uncommon that strangers stalk you, i cant actually remember when that happened 🤔, when it comes to that type of crime its usually someone that knows you and then they know enough about you anyway, and if your are stalked you can get your information of the internet so only the government can see it. As many already has said, the Swedish society is much built in trust and that is also why we care about eachother 😊
Transparency is not weird… at least not when you haven’t got something to hide. And this, I think, is the historical reason for Swedens ”weirdness”. What you consider as strange has for at least 70-80 years been seen as normal and, furthermore quite necessary by most Swedes. The key word is ”trust”. If you trust your representatives, your politicians, your authorities
@@MagdaReyman Most of the information is available at Folkbokföringen which is a state agency. With internet they just made it simpler. Transparency is good.
Part one is here:
ua-cam.com/video/8-gXtuNolGY/v-deo.html
The bank NEVER calls you and ask you to identify by BankID. If that happens it is a scam and they will steal your money.
Yeah that is true. But sometimes you call the bank and then u can identify yourself
Nice take Magda! Was always curious to see the take from a European new-comer to Stockholm.. Being from a non-EU country it was fairly the same experience.. Seems Sweden's surprises even the close-by countries :) Thank you, your takes are real and you cut to the chase.. Most of the videos on this topic are filled with fillers and waste-of-time intros, but yours is awesome..
Ahhh thanks 🥹
Nice Magda! Good that you are enjoying yourself. One thing though: You call the bank, banks normally do NOT call you! The only ”bank” that calls you are scammers… Then of course, you should NOT give out you bankid!!
banks call you sometimes, specially when you call them first and need something ;)
@@MagdaReyman True! 😀👍
I am thinking of retiring as a US citizen in Sweden.Good information!
If you do, your welcome 🤗
Greetings from the north of Sweden 😊
@@jeanettebrannstrom2320 thank you !
Thanks for a fun video :) It's always fun to hear perspectives from people with different experiences. I think I can contribute a bit regarding the lack of privacy.
In Sweden, there's a concept called "offentlighetsprincipen" (the Principle of Publicity), which means that unless considered sensitive, any governmental information is available to the public, such as tax records, registered address with the government etc. This also applies to courts, meaning that anyone, free of charge, may request information about a legal case at any time (after verdict has been made). This really was not specifically connected to an individual, or presented in any searchable format. However, relatively recently, "yellow-pages" websites have expanded. They now request loads of bulk information from different agencies, courts etc, and consolidate that information, making it possible to search websites and get all public information on an individual. It wasn't the intended use for that information, but it's technically not illegal, since it's all public information. Swedes in general aren't comfortable with it, but it's part of society now.
A bit of a "killgissning" (guess) here, but I believe that the reason why you can request the information to be removed is that the website providing it has no legal basis for storing it, unlike the government does. You have to repeat the request, however, every three months, or the information will be back up again. I'm not certain about the technicalities for this though.
Yes I know, but it’s still weird
Yeah, you're absolutely right about that. =(
Sweden is a very transparent country, we dont have much corruption and its easy for the journalist to track politicians and what they do with our tax money 😊
Thank you for your insight on living in Sweden as an Expat. I’m from the US, of Swedish heritage and would LOVE to move to Sweden.
The public exposure of everyone's declared income has been going on for a long time. As a kid in the late 1950s and 60s, I remember a local publication called "Taxeringskalendern" laying around the house!
So interesting:)
I love your hair colors... Great Success as Borat would say
Haha thanks
Great video, Magda! Really glad your channel has appeared on my horizon, really enjoy watching your videos, and found them very useful since I’ve got a nice position and literally about to relocate to Stockholm after living a year in Malta 🫠
At the same time, as Ukrainian, I cannot just pass by this topic and want you and everyone else who helps us to know, that we f e e l all the support and s e e how much you’ve already done. Hugs and lots of love from our brave Ukrainian hearts 🌻 Thank you.
Hey Vira! Excited for you :) Stockholm can be very fun city, just give it some time. Are you relocating alone or with someone? It can get a bit lonely here, so hang it there! Let me know if you have any questions. I will be happy to help.
And thank you for your kind words!
@@MagdaReyman So nice!! I'm not alone, relocating with my partner (already well experienced in this 😄) and we've been to Stockholm a few years ago, plus my company suggested help with basic stuff as well. So I think I'm good, thanks a lot, will keep it in my mind 🙌
@@vk_whtvr good to hear! Don’t forget to supplement your vitamin D tho 😂
@@MagdaReyman yeeeahh indeed! However at first I need to use already collected by the body, as at the moment I’m D overdosed 😁
Oh this Mediterranean climate, an absolute opposite world 🤷♀️
@@vk_whtvr i think I have less then 0 ;ppp
I agree that Sweden sticks out when it comes to not using cash.
When Ilast was in Germany (I thyink that it as 2019) I had a hard time getting people to believe that it is hardly possible to use cashy in Sweden.
It was difficult for me to, take a cab using my card.
On the other hand I was in Poland in September this year.
I had no problem to use the card there.
I had no need to use cash at all.
Putting back cash into your bank account. There are special ATM-machines where you can insert cash (bills only) on your account. I've used that several times, works fine. Only problem is that there are too few of those ATM-machines. :(
and is there a limit for how much you can add? Like what if it’s 30k SEK?
@@MagdaReyman i think it depends on which bank you have. but with swedbank you can deposit 10k a week, and its free.
@@kohZeei but when you move in you might have much more then 10k. Which is annoying to deal with :(
@@MagdaReyman yes its annoying, but it's the only option that's free.
@@MagdaReyman I have tried to write an answer here several times ... every time I come back to check I can't see my answer. Did you get my answer, just curious.
I think the openmindness (is that a word?) about all the public info online is because even without it you can still get it via authorities like Skatteverket, Transportstyrelsen, Tingsrätten and so on. It's just that you have to do a request at the place. So people can actually look up exactly what you earned last year (at least what income you paid taxes for).
Yes but at least that would some kind of hassle to get that info. And now it’s just online for everyone.
@@MagdaReyman Yeah, and that hassle was why it worked in the past. Journalists could request specific documents to expose corruption. Private companies scraping information from the government on a huge scale and essentially selling that information is a huge problem. And they do get tons of complaints for that every year. "Offentlighetsprincipen" dates back hundreds of years and is meant to add transparency into the government, but it didn't take into account that the internet was going to exist.
Some of those companies are using really scummy practices as well. MrKoll is probably the worst one. For five years they show a special icon for anyone that has stood trial, and makes no difference if they were found guilty or not. It still look like they were sentenced even though they might have been wrongly accused and acquitted. Then the site owner charge money for providing the actual sentence to find out. Reprehensible...
@@jensb5246 yes, mrkroll feels like it’s showing the most of data. And when I contacted them to remove my info, it took really long time to do it.
@@MagdaReyman I've done that aswell but they added it back a couple of months later. Very frustrating having to repeat the process every time. So make sure to check every once in a while. But there is some political will building so hopefully we will get some better regulations for these companies soon.
@@jensb5246 thanks for heads up ;)
Interesting video. Keep posting :)
Will do!:)
Nice video 😊 keep it up 💚
Thank you! ❤️
This is part of info I found, but somehow when I post it on your YT it seems to disappear ... strange stuff. Here are info on how much you can insert via ATM for some major banks in Sweden. Swedbank: 10 000 kr for a 7 day period, Nordea: 15 000 kr for a 30 day period, Handelsbanken: 15 000 kr for a 30 day period and SEB: 20 000 kr for a 30 day period. A bank can decide on further limitations if motivated based on the money laundering law. I hope this will work ... UA-cam seem to accept some of my posts and throw away some.
Thank you for your time that you’ve spend on the research ❤️
Back in time when I was young we had those thick phone books were every adult person with a phone and adress was listed, also all authorities and many companies (they had to pay to be represented). Only if someone of security reasons had a confidentielll adress or phone number, those were extradited.
About kids and costs... schools are free, but you pay for kindergarten even if the state subsidize a big part of the cost.
I support the freedome, liberty and independence of Ukaraine and hail Poland for their support aswell.
We had those phone books in Poland as well :)
Sweden is not a cheap county, but very nice road through forests, lakes, U was i stockholm in the past.the many islands the bridges, the boat..
Yes, it’s quite cute here :)
the music?
In Sweden there is a lot of transparency. It's in the constitution. Sweden always tries in the EU, UN and other institutions to increase transparency in the exercise of power. We believe it reduces fiddling and reduces bribery. It is also an important component for journalists who want to investigate someone who seems to have made money "too" fast or in strange ways. Quite a few members of parliament have fiddled with where they have lived in order to receive compensation for double accommodation. Having said that, a Swede prefers to keep to himself what he earns and which friends he has. But if you become friends with a Swede, you might get to know more than you need :-)
Salary is a no-no topic from my experience:)
I think we could all use a fika break from the Ukrainian crisis, I don't blame you. It's natural to want to help, we've seen a lot of people do amazing things for people they don't know, and that's super good. But sometimes you need to recharge your batteries so you can help more later.
I think we just all need to recharge, coz we will need to help for a long time, not only for like 2 weeks.
Old video but cant see an answer to your question (might be further down) but regarding seeing everyones income/companies: it is mainly a part to keep politicians and their ilk in line. It is harder to be corrupt if anyone can see your ... Everything.
But you can’t see the income online, don’t you?
I am an American retired woman - are there some cheap hotels while waiting for an apartment? In Stockholm or outskirts of city. Ukraine is one my mind as well.
I don’t think there is anything cheap in Sweden ;p
Did not know that they let that information out to the public eye
Bit creepy, right?;D
I also think it's wierd with those sites that publish information about everyone. But I htink that most swede's don't like that.. but what can you do? The information is public and anyone can start a website and publish it...
I am sure if they wanted to change it, they would find a way :)
I actually had no idea you can find so much info about someone online here. It's not mainstream knowledge. That's why we don't mind, because we don't know haha.
Damn, maybe I should remove it ;D
I think it's mainstream knowledge though. And I'm thinking it's in line with "offentlighetsprincipen", which obviously applies to public affairs, but it seems it spills over to other stuff. It's like an unknown collective mindset.
Edit: or a part of the collective mindset that is collectively unknown. 🙂
Amazing wow beautiful video it's your
thx ;))
If someone calls you from the bank don't identify with your bank id. This is a good way to get scammed. I do not think any legit company will call you and require you to use your bank id.
Did I say it will?
@@MagdaReyman 3:59 "if someone calls you from the bank or wherever".
My bad, I meant when you call and you can identify yourself easily. Or sometimes you ask for later callback etc.
😍
🙃
Some 30 years ago most people here in Sweden would think of polish people like suspicious crypto Russians. Today it’s more like ”ah, you’re from Poland, let me know if I can assist in some way. Have a nice day”.
what’s 6:26 way?👀
@@MagdaReyman ah , I must have touched some key unintentionally, sorry
The information is an anti-corruption thing.
Can you explain more?
@@MagdaReyman it has to do with the "Offentlighetsprincipen" that is a part of our constitution. You can ask of any document from the goverment to check that they are doing their job in the correct way without corruption. But this mean that you can also ask for almost any information about a privat individual to, from the Goverment. Then they have to provide the information they have. Some information have "sekretess" secrecy, like your health info and crimes that happened many years ago or when you were under 18 years old. You as an individual can ask for thoose information and the goverment have to give you all their info about you. Remember this is only a goverment thing and do not aply to private companies in the same way. But the private companies can publish the info they ask for.
@@KristoferOlsson and what about some stalkers? You don’t have problem with those?
@@MagdaReyman extremly rare. But if it happens, you can hide some of your information by talking to the companies. But not all companies care about you asking.(Mrkoll is terrible) Next step is going to the police to get a protected ID. This is not easy. You need a real documented threat. Every system has its downsides.
Like our freedom of speach. You can go to the streats and demonstrate for gay rights, another can go for Lower gas prices and the third goes to promote nazists. All have the same right. But sometimes it has a downside. Im not happy about seeing nazist in the streat, But that is a part of a free society.
If you are a person with lots to hide, Sweden is not the country you should go to. If you like doing shady stuff and skip taxes you will have a hard time. Thats why many rich people move out of sweden or hide their money in Switzerland, Cyprus and Panama.
@@KristoferOlsson interesting! Well for it’s just a bit creepy that everyone who can google me will know my address. Other then that I’m good ;)
Great content … I’ve been gone more than 20yrs from Sweden so a lot has changed 😍✨
Where are you now?
@@MagdaReyman across the pond as it’s called 😍
👍
🙃
Just gotta add that its not "cheap" to take care of your kids and schools etc are not "free". Its all paid for, forcefully, by (very high) taxes. I do like the culture though where dads take a real part in the upbringing of their children.
Yes its weird and I am a Swede...No intrigue'.....(intrigitet )
What do you mean by “no integrity”?
Comment. ;)
Cheers.
😎
Continued: - in short: If you trust most people to be honest and truthtelling you will probably try to be honest and open in the same way. You feel an obligation to be sincere. This was an important virtue in Sweden until, well; the 1980’s. Since then things have changed. Personally I’m infuriated that a lot of people nowadays can make themselves unaccessible
I think it’s different now. Imagine someone who has a lot of followers online. It’s not like in 80s.
Mind you, you need to work a few years before you get all these benefits.
Yeah ofc you have to pay taxes :3
Part 3: people who make themself hard to find either are afraid or have something to hide. Fear and distrust erodes a free and open society - the sociologist Bo Rothstein has written a lot anout these issues. We - the swedish people - who try to uphold trust and an open society are not weird. The abnormal situation ia, on the contrary, to be found where no one thrusts authorities or ”the common good”. If you want to live in a world lead by good faith you oughtn’t stigmatize people - e.g. countries - who strive for that goal,.
I don’t have anything to hide, but I don’t want everyone to know where I live. It makes me feel unsafe
I can understand its feel scary if you not use to it, but here in Sweden its uncommon that strangers stalk you, i cant actually remember when that happened 🤔, when it comes to that type of crime its usually someone that knows you and then they know enough about you anyway, and if your are stalked you can get your information of the internet so only the government can see it.
As many already has said, the Swedish society is much built in trust and that is also why we care about eachother 😊
Transparency is not weird… at least not when you haven’t got something to hide. And this, I think, is the historical reason for Swedens ”weirdness”. What you consider as strange has for at least 70-80 years been seen as normal and, furthermore quite necessary by most Swedes.
The key word is ”trust”. If you trust your representatives, your politicians, your authorities
What if you have someone who wants to stalk you? They can just find where you live. It’s creepy!
@@MagdaReyman Most of the information is available at Folkbokföringen which is a state agency. With internet they just made it simpler. Transparency is good.
@@MagdaReymanthen you can get your information "blocked"😊
Hay no anderstand but my face its beatiful ok 👍
🤔