It depends on the person. My uncle was murdered when I was 2, and he didn’t have life insurance. After that my grandmother took out policies on all of her children and grandchildren.
An insurance policy can also be used as security for a loan for a home. I think it's very generous of her to give her grandsons a head start in life. It was also generous of her to transfer the beneficiary to the young lady. What's weird is he died right after the transfer and she would not pay for the head stone. His grandmother paid the monthly payment, where was she. Everybody like to eat the fruits of someone else's labor.
Not really, my grandma has life insurance policies on all of us grandkids. I only knew about it because the policy matured and she and my mom needed me to go with them to get details on the payout amount for the insurance agency wouldn't tell either of them even tho my grandma paid for it. Now that I know, I've been tempted to cash it out. Wish they would have never told me.
My parents and grandparents did this. When the policies matured, I had a choice of cashing it for immediate usage, or reinvesting, increase coverage etc Funeral expenses are often outrageous, policies help. What don't you people who are so negative understand? Grandma didn't benefit, the girlfriend did. All expenses should have been paid out of that insurance payout. Good reason to have family gatherings to discuss everyone's final wishes, lay it all out- no surprises when any bad news happens, because it will- when you are just living your every day lives
Shame on grandma girl is grieving over loss of her love for her fiancé and instead of being supportive to her you take her to court how low can you be to dishonor his memory 😢
@@jamaljamal6169 She’s just a girlfriend and she is under no obligation to pay anything for his funeral. Marriage is a legal contract not “girlfriend “
@@JustAJinx-ci6hg …. Says a lot about you that you will “never understand” why anyone would compliment a woman for any reason other than to get in her pants. 😬 yikes. Go to therapy.
Yup. I think she had good intentions signing over the benefits to the fiancé since they had an intent to get married, but I think if she wanted to have her grandson buried a certain way, she should've kept the policy listing her as the beneficiary.
How is it all about money if grandma made her the beneficiary well before Christopher died. Even though it’s not it’s not in the policy. All she’s asking is that the girl bury her grandson and put a headstone on his grave. Whatever is left over the girl can keep. So if she’d just paid for the headstone. She would be walking away with $5000. Something she wouldn’t have had if the grandmother hadn’t paid on this policy. JJ is probably going to rule against the grandmother because there wasn’t anything set in the policy on how the money was to be spent.
This suit made me so sad. We lost my brother to Covid last year and one of his children has raised all kinds of hell with the family. It’s just horrible that the focus of losing a loved one becomes about money. Heartbreaking.
I agree with you, absolutely. Im so sorry for your loss. I lost my grand daughter to Covid on 9/1/21. Here now on the eve of her passing, her older brother has pneumonia & covid. Im praying for his full recovery. My family is forever changed from the loss of his sister. Im truly sorry your family has endured this as well.
@@mandeemisunderstood4944 I’m so sorry for your loss, and I hope that your grandson makes a full recovery, and very soon. Was your granddaughter very young?
My grandmother has always been a firm advocate for ALL forms of insurance policies, especially life. When she was younger, she said it only took 1 time for her to realize the importance of it. A family member passed away and everyone had to scramble to pay for the funeral. She has life insurance on all of our family members. And we're all aware. It's nothing very expensive, but enough to cover funeral costs with maybe a little extra leftover. She has the larger policies out on herself and my grandfather. She made us promise that we wouldnt have extravagant funerals for them and blow the policy money she worked hard to keep and pay for decades.
I was a CLU (Chartered Life Underwriter) now retired. The fact that, in the USA, people can take out Life Insurance policies on others without their permission or even knowledge, is disgusting. It also means that no underwriting has been made of the life insured other than a couple of simple questions and a "family" relationship. It is WRONG to be able to do this. Just imagine if anyone was able to take out Life Insurance on Politicians etc. There have been numerous cases of large policies being taken out by husbands on wives and visa versa, only for them to kill the spouse for the insurance money. Again, disgusting. Yes, we can see the intent initially is "good" (grandparents on grandkids) but as others have said, the GP's should take out policies on their own lives, making the grandkids the beneficiaries.
When my children were born Gerber life insurance sent us information about life insurance for babies. I’ve have policies on all my children and now my grandchildren since they were born. I still have life insurance on myself and my husband. Maybe they did something similar. Gerber even calls it the grandparents policy. The policies we’ve taken out through our workplaces if we didn’t tell each other we wouldn’t know about them. But the larger policies that was taken out we both had to be there to get insurance on each other. I couldn’t go in and take out life insurance on him, only myself. Things are changing in regard to life insurance, and people taking out policies on someone else.
As an underwriter one would think you'd know that life insurance policies are mostly for funeral expenses and other things associated with the death (i.e. medical bills, time off work to grieve, etc.). I would think you'd also know that a life insurance policy taken out when they're young will qualify them for life insurance should they decide to get one further down the line and not be disqualified due to preexisting health conditions.
@@Kaboomboo I would think anyone would understand that regardless of weather or not their an underwriter. Sadly that doesn’t mean everyone will. Personally I don’t understand how someone would look at the death of someone else especially a loved one as an opportunity for monetary gain.
@@cindys6775 I don't either. But that wasn't this lady's motive and indeed isn't usually the motive of other people that take out such policies. The motive is, as I mentioned in my initial comment, is to cover funeral expenses and time off work for grieving. As with all insurances, you pay into them in case something happens. You don't want something to happen, but things DO happen. And in this case, the grandmother took out a policy for such a thing and it turns out it was a good idea because the grandson did die an untimely death and the policy covered the expenses. It wasn't motivated by monetary gain, it was motivated by not being out a shitton of money when the unexpected happens. The policy was only for 10k, not 10 million. Plus she signed over the fiancé as the beneficiary so she obviously was not motivated by getting a payout.
Something really wrong with this grandma. The defendant really dodged a bullet by not marrying into this family. Who takes out life insurance policies on their grandchildren? If you wanted your grandkids to benefit you'd take out life insurance policies on your own life!
Clearly if one of the grandchildren died unexpectedly the parents couldn’t afford to pay for the funeral. So later on they wouldn’t be begging on go fund me like other ppl. What the grandmother did was smart however when she put the fiancé as the beneficiary it defeated the purpose of not having to ask anyone else for help with any of his burial.
Gerber ran a lot of commercials for life insurance policies for parents to buy for their kids. My grandma actually bought policies for all her grandkids during this time as a type of gift to us (a bit morbid but ultimately useful). Unfortunately, my brother passed away at 30 and my mother was able to use the money from the policy for his funeral expenses.
This was a small policy meant for funeral expenses. I don’t think the grandma explained her motive for the life insurance clearly. She clearly didn’t do it for her benefit since she transferred it to the girlfriend.
@@craythachef7774 I don't believe for a second the defendant isn't going to pursue the $5,000. If she didn't care about money, she'd pay for the headstone.
What didn't make sense? She got a policy so that they'd be taken care of if one of them died. The policy is only for 10k which about covers funeral expenses and lots of income until she finds other means. Seems like she made the correct choice considering one did pass away.
Grandma should have waited until they were legally married before giving the girlfriend/fiancee that document. As a wife (next of kin) it would have been obvious she was responsible for All burial related expenses.
Just started the video, and the audience member on the left made the face that corresponded with my thoughts when the grandmother who hardly ever saw her grandson took out life insurance on him.
@@simplysabrina5294 then you're watching too many crime shows. It's normal and smart to ensure all your loved ones have a policy, even your younger relatives. It can be used during your life as well.
@@simplysabrina5294 Yeah uh... crime shows are 98% fake. Don't be a fool believing they depict realism. People take out life insurance policies on loved ones all the time. They're for funeral expenses, which in this case seemed like she did the right thing. Not all life insurance policies are for $10,000,0000. This was just for a paltry 10k. Grandma wasn't trying to get rich off her grandkids dying.
I'd be very wary if somebody took out a life insurance policy on me. I wouldn't eat or drink anything that they had touched and I wouldn't relish being alone with them
I just started watching and have no idea of the verdict ... I would NEVER sue over paying for a headstone. If there is not one I would have a simple marker put in place and then save dollar by dollar if I wished a "better" one made to replace it. There are some things you simply NEVER sue over. A grave marker is one of those thing.
My first thought was "why are they suing to avoid having to pay for a headstone, that's just sad, shouldn't people who loved the deceased want there to be a headstone even if they have to pay for it out of pocket?". If it's more important to this lady to have a headstone than for the fiancee to pay for it, then buy one herself. If it's more important to have the fiancee pay for it than to have one, then don't. Going to court over it just seems sad, I'd be rolling in my grave if I saw people wanted to avoid financial responsibility for my grave this bad. Edit: In part 2, turns out he already got the headstone which makes it less sad for him but makes the court case even more bizarre.
My dad has been dead for two decades and we never got a headstone as we couldn’t afford it. We all agreed that once we can all put enough money in to get a good one, we will. I feel they could of easily worked this out in private like my family did
@@izzybella6888 amen. When my sister passed 15 years ago my family made due with a simple placard for five years until we could have a simple placque laid. She would have cried in her grave had anyone sued over a simple piece of stone.
I agree I would never sue over a headstone. Most of the people in our family buy and pay for our grave sights and have the headstone already, all that has to be done is having someone add the DOD to it. The few times someone passed that didn’t have things already taken care of did have life insurance that was enough to cover everything including the headstone. I would like to think we would all come together to pay for such things but you never know until in that situation how people are going to be.
The sad thing is that this lady took out this life insurance policy on her grandson and did so because she felt if something happened she was too poor to pay for it in any other way. She was kind enough to change the beneficiary to the person who her grandson loved and shared his life with...I'm sure she told her exactly what was meant by the policy as best she could. But this young lady decided to keep the leftover money! that's it that's all. I've never heard of anything like this however how is the lady looking bad for suing for compensation to get a headstone for her grandson when the whole reason why she got the policy was in case she had to bury him as well as to put a headstone on his grave? If there's money left over it should have been used for that intent and purpose.
My thoughts exactly what makes it even more strange she didn't even discuss it with the fiance first. Seems she had a strange reason she needed it out of her own name.
How sad how things could get real ugly when someone passes away instead of using all that energy on inner peace. You need to realize that that is what he choose in his life that made him happy for the very short time he was here. And try or continue to get along and support one another especially in this sad times. Share memories....May he RIP forever and ever. Amen..
Life insurance on your grandkid? 😳 UPDATE: she could’ve picked the MOTHER as a beneficiary she herself didn’t do things right- they BARELY had a relationship from what she herself said. so it makes no sense nor could she answer WHY she did it.
It's not that farfetched. It's mostly for funeral expenses and other things that may come up. Also it was only for $10k, not $100k. The premiums were probably very low.
I have life insurance on my grandsons so we won’t need gofundme to bury them. It’s not about getting rich but relieving the stress of paying for a funeral by being responsible. My son is the contingent beneficiary. My son and grandchildren are beneficiaries on my policies.
This is so tragic. To make matters worse, Christopher younger brother Tyler also passed away 😢💔. May their souls find comfort in the arms of the angels 🙏.
@@Shay-33 Chris committed suicide & according to the reports, Tyler was a witness to it. He struggled to deal with it & was traumatized by it. Though it was neither denied nor confirmed...however it is believed that Tyler also committed suicide, two days after the 4yrs of his brother Chris passing 😢.
It was so sad right from the beginning when grandma said she rarely saw grandson because he worked a lot. And then to find out he unalived himself. Being a wage slave for life is a demoralizing prospect. Sprinkle in mental health issues and this poor guy never had a chance.
I assume they were splitting house hold expenses out of 10k she spent about 6k on final arrangements. I’m sure due to his passing she needed help keeping up household payments until she made up the difference or needed to find a new place she could afford alone and cover moving. I think 6k on the service & the rest for her to get on with life is reasonable
She took out policies in her grandchildren to get money. She slipped up and said it. She said “it’s to take care of them.” But the only beneficiary is her. She meant to take care of her.
It doesn’t matter honestly. Someone had a policy on me growing up. Why not get the money for an untimely death or any death. If you pay for it, good on you. I never once felt offended because i didn’t have to pay it and death is inevitable
The other girl says it’s not about the money but yet won’t buy the headstone. Both are lying lol . I even tell my mom if something happens to me, DO NOT pay thousands on stupid stuff like a casket and funeral. It’s a waste
This is a stupid comment. If she wanted to gain the money, she would not have made the other woman the beneficiary. It’s to make sure that one doesn’t have to pay all of a sudden for a casket and a burial. Clearly youDo you think life insurance is just to get rich. It’s to pay for funeral expenses and to help a family to deal with a loss of income. Obviously because she wasn’t living on the income of her grandsons, she took a small policy to cover the funeral. Not every life insurance policy is a potential for a forensic files episode!
It isn't, especially if the parents can't afford it or they're being irresponsible themselves. Also, young ppl aren't thinking about life insurance, so the grandparents step in.
We had insurance policies on our kids. That is what insurance is for, the unexpected. Sad as it is, it is part of life. We also had insurance on ourselves to protect our kids if anything happened to us.
I have one on my husband. He also has one on me. As part of my benefits I have life insurance on my kids also. You're always hoping you don't need it, but people forget how expensive funeral can be and how much of a financial impact it might be. When I increased my life insorabce thought my company, they asked me why. I said I needed to make sure he could commit the time and energy toward the kids hrieving without worrying about money immediately.
@@Ellie80681 That's why I asked why to the dude's post. Why should people only be allowed to take out policies on themselves? The fact that the grandma had one on her grandkid which covered the funeral expenses shows she made the right choice. Not many 20 year olds are going to be thinking about life insurance. It's a good thing she was able to do that.
Clearly, it was all about money for this grandmother. If she expected her grandson’s finance to pay for absolutely everything, including the funeral and headstone, out of the insurance policy, she should have written that into the contract.
Her grandson committed suicide. I think it's about grief. She wants the money to change what the headstone says. She's misplacing her grief on the fiance because the person who took her grandsons life is no longer alive. Stop being so judgemental.
So regardless of whether or not anyone finds it "creepy" or "weird" I will just say it's a good idea to ensure all your loved ones, including your younger relatives, have life insurance policies. My grandmother actually bought all my siblings and cousins policies when we were young. And unfortunately, one policy has already had to be used. It's not entirely abnormal to do something like this, some people are freaking out in the comments a bit too much.
Your grandma is creepy. I have life insurance and the beneficiaries are my kids. THEN it makes sense that if something happens they will be taken care of. Not the other way around. It's creepy and sad.
Ppl are freaking because she did not state that she is also on a policy for her life in case of her demise needing to be covered. Why would I choose to spend money on young ppl before the elderly, other than seeing it coming; sickness, criminal lifestyle, abusive spouse, got into an accident, etc?! If there were policies taken out to cover the grandparents it wouldn't be strange. But she hasn't made it clear that *it is*, soooo, a lot of ppl are going to summize some extraordinary reasons for it. I see what you saying anyone can pass at any age, young and old, whether an onset of a sickness, crash or any sort of accident or poisoning, murder, etc. Ppl can pass at any age at any time, for countless reasons. Shoot there used to be a show called *1000 ways to* .... you know the rest. So we know this already, common knowledge, but again because she's not stating that she saw the death coming, and she is not stating that they equally have a policy on her own life, that makes it strange. Soooo I mean you deduce, what you deduce. Right or wrong it's a logical 💭🤔.
Young woman with such dignity and sadness. Grandma has some screws loose! She wants to blame someone so she focuses on this woman who lost far far more than she. Loss of one of four grandchildren doesn’t compare to the loss of a partner in life. Backing up, I think the grandparents bought the grandsons life insurance because, like many idiots, they believe it protects the person from death, it’s intentionally named to make people feel this way or it would be called death insurance. Grandma emotionally felt this would preserve the lives, not pay off when dead. Oh she knew it wasn’t that but that’s how these food feel about life insurance. I admire the grace of this young woman with a broken heart but she should get that $5000. Had I been in her place certainly the dignity would also have been there , but I would have made this grandma and those hunting me pay a very hard price for their evil. I’d have made them face what they were hiding from and rammed their viciousness down their throats while publicly destroying their reputation deservedly! When someone hunts you, make they pay in public disgust for thinking they can target you
I think it was a great idea that she have a policy on all her grandkids. My brother pass away recently and he had insurance but he stoped paying it without the families knowledge. If my parents or my siblings knew that we would have continue to pay for it. Funerals cost a lot of money especially in my Haitian culture. Couple of months after my brother pass, my dad pass away and because he had insurance it was less stressful. I wish many people had insurance on their love one so they wouldn't have to wonder where the money will be coming from for funeral expenses. Life is not promise if everyone knew how important life insurance was, then we all would get. If the grandma had other motives she would have never transfer the policy under the fiance's name. She should of put herself and the fiance as the beneficiary especially because they were not married. In my household we believe life insurance is solely for funeral expenses.
Shortly after our son was born 23 years ago, a coworker of my husband lost his 16 year old son in a motor vehicle accident. We were updating our life insurance at the time, and mentioned the tragedy of a child passing so young, the devastation for the family, as they were fundraising to cover expenses. Our broker raised the issue of a policy for our child, which I sort of took offense to, until I listened to her reasoning. Not only are funerals expensive, but often a parent will take extra time from work to grieve, yet life goes on, bills have to be paid. So it was after considering her points, that we took out a policy for our son, and still pay monthly premiums for it. It gives us peace of mind, Heaven forbid something were to happen to him, that we could take the time we needed to at least be able to function again!
The grandmother should have kept herself or one of her grandson’s parents as the beneficiary if she wanted to insure the proceeds would only be spent on final expenses. I understand that she wanted a much nicer, raised tombstone for her grandson. The grandmother is the one who took out the insurance policy and made all monthly payments (possibly making those payments for many, many years). The grandmother wasn’t looking to profit, she wanted her loved one to be laid to rest with dignity. The fiancé should respect the wishes/intentions of the grandmother, who took out this policy. If not for the grandmother’s forward thinking, everyone would be scrambling to secure funds!
@@cheybae4596 Because the beneficiary decides what to spend the money on…. Not grandma. I wouldn’t bother with a fancy headstone right away if I had other more important costs to deal with as a result of his death (such as having to move, or cover his portion of rent). The headstones they give you for free are perfectly adequate if you have other more necessary expsenses
So she took out a life insurance policy on her grandchildren (weird to start with) and she’ll benefit from it, then the fiancé pays for the entire funeral, except the headstone, the grandma could have at least paid for the headstone, since she was trying to cash in on his life insurance in the beginning
You didn't listen carefully. Grandma made the GF beneficiary of the policy b4 her GS passed. Grandma didn't benefit at all from the ins funds. She couldn't even apply for them. ONLY the GF received the funds. GF should have paid ALL burial expenses with the insurance funds. What a total schmuck the GF is.
She’s the beneficiary, she can do whatever she likes with the money. If she’s happy with the simple headstone on her fiancées grave, and she has other more pressing expenses to take care of (such as extra rent etc due to his passing) than it is her choice to not buy a headstone
Somebody already bought the headstone, why would you buy a second one it makes no sense. The grandmother doesn't even bother to go and visit the grave site
It’s normal for parents & grandparents to have life insurance on their children & grandchildren. Most people who find it weird don’t even have life insurance on themselves more less children & grandchildren. Gofundme seems to have since replaced life insurance..
To be fair, it’s not something a parent wants to think about and I can see why. I got a life insurance policy for myself, my older siblings will be the beneficiaries if I happen to go before them. They were mad at first when they found out (by accident) cause they really didn’t want to think of me dying I guess. 🤷🏻♀️🤷🏻♀️🤷🏻♀️ I also made it clear to just cremate me and keep the money cause my body is going to rot anyway, it’s not like I need a fancy funeral.
That’s not the reason she did it and I wouldn’t want my grandma taking a life insurance policy out on me unless she’s depending on me and I take care of her. So if something happens to me as her caregiver, she will be ok.
@@8213apice how do you know her intentions? It was a very small life insurance policy left for the funeral. The only thing the grandma is arguing over really, and you'll see it in the second part, is what goes on the stone. It's not really about the money at all, she's just displacing her anger about her grandson killing himself on his fiance and the stone not saying what she wanted it to say.
Yeah, in part 2 it turns out the fiancee already sorted out the headstone. Most likely the grandma is just hurting and thinks that more of the $15000 should have been spent on her grandson's grave because that's what she envisioned when she took out the policy and she's lashing out at the fiancee.
As a grandmother, i would not have transferred the policy over to her. It would be up to the grandson and wife to get life insurance to cover the grandson once they were married, or whatever they are doing. That policy would have remained with me. What i dont get is why she wouldnt pay for the head stone??? Its a grave marker and the funeral home would have discussed the head stone with her. When you bury the person you use the insurance to take care of it all.
It would be so very useful if the links to the other clips from the same episode were included on the thumbnails or even simply on the description… watching these is so freaking cryptic!
I’ve definitely heard of grandparents doing this when the kid is born, the premiums are super cheap. But she did it when he was 22. That seems odd but maybe it’s normal, I don’t sell insurance.
The selling point of getting life insurance on children or grandchildren is that the money matures over time with small premiums and once the child reaches 18 or a certain age they can withdraw the money upwards of 15,000 USD or more depending on the plan and premium. Usually for college savings ex: Gerber Life Insurance works this way. So not an unusual thing for grand parents to do.
I can imagine that grandma like my mom did for all her grandkids took out a life insurance policy for just in case ( and it happened at 6 months for one of her grandchildren) No malice on her part because upon hearing her grandchild got engaged she transferred the policy to future wife. The least the girl could do is pay for the tombstone they weren't married three years later? She got 10 and will get another 5 in 2 hrs for a policy she would have never thought of getting on her own. Out of 15k you paid 8. Get the man the tombstone. That's what a wife should do anyway🙄
Agreed, that's strange in my view. Parents have #1 right for that for young adults. If I found out my grandma had a life insurance policy on me I would be bewildered, and we are best friends. Though the fiancé should buy his headstone, she commited her life to the man in eternal love.
First, I could take out a policy on you without you even knowing if I wanted to. All I would need is your full legal name, DOB, and SS number. Second, here in the south, it's very common for grandparents who can afford it, to take out SMALL policies on their grandkids. Not a million-dollar policy to be profited off, but usually a $ 5000 policy that would cover funeral expenses only.
A grandmother who was kind enough to pay a premium on a life insurance policy for her GS's burial but transferred said policy to his fickle GF. The GF is at fault in this case. The funeral costs only took $6,000+ out of the ins funds. Ms. GF had $3,000+ left to pay $2,000 for a headstone. What a piece of selfish, unreliable work she is!
It’s not uncommon for parents and grandparents to take out policies on their offspring. In so many cases young folks think their immortal and don’t think about death and keeps family in case of unfortunate event from begging for assist to bury and now days folks doing gofundme to help with expenses and benefit financially beyond.
I think the FBI should look into this grandma there is something very awful about her. For her to take life insurance policies on all of her grandkids is alarming and needs to be investigated. I would also look into the grandson’s death.
In my culture, it’s very normal. I have a policy on my son and so does my mom. We won’t have to beg or make a Gofundme to cover burial expenses which has replaced life insurance 😂….Death is inevitable and sometimes unexpected and everyone should be covered!
It's probably more common than you think. Gerber ran commercials for a long time when I was young offering to sell life insurance policies to parents for their children. All my siblings and cousins have that one and we had to use it when my brother ultimately passed at 30. Unfortunately, young people *do* die.
@@srideout91 I was born AND raised in the United States 😂 Very normal… What’s not normal is the begging with the Gofundme accounts - which is modern day panhandling. Gerber Life Insurance was advertised to grandparents for years for children & grandchildren like another poster said.
Grandma is a nut. Unless I'm misunderstanding this, the fiance paid for the entire funeral? The family should be thankful and just pay for whatever headstone they want. The fiance isn't going to be in their lives any more (assuming there are no children) and they should pick out what they want and pay for it. The family is going to have to look at it forever and if the fiance picked it out they'd just be bitter at having to look at what she wanted. What a family of loons.
She paid for it with the insurance policy, with several thousand dollars that she kept plus another 5000. She will get from it. That’s more than enough to pay for a headstone. I mean that’s what insurance is for. To pay for these things so family’s aren’t burdened coming up with the money.
@@cindys6775 Yes, I understand that. I mean, she probably should just hand over the money and be done with it. But I know if I were in that situation and I was handed money without strings and had a family that was harrassing me, then I might not feel inclined to help out more. It's hard to know what to do until you're in that awful situation. There's no disputing that the grandma is difficult and the widow is very young. It's not a situation I'd like to be in. yikes!
@@elynorah9665 After seeing the end of this case, if I was the girl I would cut all ties to the family. She should have used the insurance money for the headstone also but if his Dad got one before she did then I don’t know what she could have done differently. The grandma was just weird, and I think really regretted making the girl the beneficiary. People sometimes get angry because someone they love dies, which is normal. I think his family is directing their anger at her instead of just be mad at the situation. Just a sad situation. The girl should cut them out and move on with her life. I hope the grandma watches this episode and realizes how pathetic she’s been to the person her grandson loved.
She must know that the kids parents are not able or would not be able to pay for any funerals in the events that any of her grandsons passed away. Things happen and I commend her for doing that but super dumb to sign over the policy to someone if you have certain things you want done with that money.
Thing is the fiancée DID pay for the funeral expenses with that money, the headstone wae provided by his father and step father...so sueing her for a new headstone because apparently she didn't know it existed or it didn't have everything she wanted on there is either dumb or untrue. She makes it clear she wants the girl to pay for SOMETHING, when she hasn't even had the final amount of the policy paid to her and has decided she doesn't want it anyway
Actually without the insurance policy GrandMa bought they wouldn't have been able to pay for the funeral. Ppl do it all the time to make sure it's paid for. Wife didn't say anything about her policy because she had none.
The grandma did a amazing thing buying life insurance on her grandkids, and then passing to the finance. It protects to some degree any future family and kids. She is a smart and loving grandmother
@@AbcAbc-sp1od obviously your taking harder drugs, first she had the forward thinking to get her grand kids life insurance. Whichever everyone should carry, my son has it since he joined the Army at my encouragement . I have had it for 30 yrs to protect my family. She freely signed it over to his finance even before they got married, so she wasn’t being at all selfish 3rd. She lost her grandson, of course she is sad and just wanted some of her pain out. Unlike yourself most grand parents love and never ever expect them to die before them How about you take a step back and get some empathy for others .
It might not have said that in the contract but it's just common courtesy and decency. She paid for the insurance and she didn't have to put that in the fiance's name and the fiance could of gotten zero. She should of paid for the head stone. She could get $5000 in less than 2 yrs all for her. What's the big deal??? It was never about the money right??
yikes! that plaintiff is CREEPY!! She doesn't see the grandson much, , takes out an insurance policy on all her grandkid's lives. and almost immediately after his death demands a headstone from the defendant. There's a time and a place, and that's not it. You wait til the wound has healed awhile if you're determined to get dosh out of the fiancee
The way the young lady said Christopher. Broke my heart. You can tell she was truly in love with him. I hope she is doing well.
right........
White tears
@@betterwithwinebetterwithwi2359Eh?
@@betterwithwinebetterwithwi2359 🙄
I gather you’ve never had to reach too deep to be the 🤡
OK and? She's disrespectful to his grandmother.
That's creepy to take insurance policies out on your grandkids!
Very Weird ....
Gerber markets to grandparents. Their ad advises it can later be used to help with college. A money grab that people fall for.
It depends on the person. My uncle was murdered when I was 2, and he didn’t have life insurance. After that my grandmother took out policies on all of her children and grandchildren.
An insurance policy can also be used as security for a loan for a home. I think it's very generous of her to give her grandsons a head start in life. It was also generous of her to transfer the beneficiary to the young lady. What's weird is he died right after the transfer and she would not pay for the head stone. His grandmother paid the monthly payment, where was she. Everybody like to eat the fruits of someone else's labor.
You've obvisously never had anyone die an untimely death. It's smart, not creepy.
That grandma knew her grandkids were living risky lives 🤔
Not really, my grandma has life insurance policies on all of us grandkids. I only knew about it because the policy matured and she and my mom needed me to go with them to get details on the payout amount for the insurance agency wouldn't tell either of them even tho my grandma paid for it. Now that I know, I've been tempted to cash it out. Wish they would have never told me.
Agreed!!!!!!
so that makes her a good responsable grandma.... nothing else!
She knew then her grandkids were at a higher risk than most. She was smart!
My parents and grandparents did this.
When the policies matured, I had a choice of cashing it for immediate usage, or reinvesting, increase coverage etc
Funeral expenses are often outrageous, policies help.
What don't you people who are so negative understand?
Grandma didn't benefit, the girlfriend did.
All expenses should have been paid out of that insurance payout.
Good reason to have family gatherings to discuss everyone's final wishes, lay it all out- no surprises when any bad news happens, because it will- when you are just living your every day lives
Depends when she got the policies... she might have taken them out when they were 2 years old.
Shame on grandma girl is grieving over loss of her love for her fiancé and instead of being supportive to her you take her to court how low can you be to dishonor his memory 😢
I think the fiance not pursuing the other $5,000 so she doesn't have to deal with meemaww says a lot.
Bull crap, she just said that so JJ wouldn't make her pay for that headstone since she has more money coming in.
@@jamaljamal6169 why would she need to pay for something that was already done by someone else?
@@shanewoods2519 Done by someone after the fact. She refused to pay
@@jamaljamal6169 She’s just a girlfriend and she is under no obligation to pay anything for his funeral. Marriage is a legal contract not “girlfriend “
@@gingercake0907 Then don't stand up there looking sad like you really loved him.
Don't think I've ever seen a witness start to walk to the podium on their own without being asked 😆
😂😂😂😂 that completely took me out
🗣️SIT!!
😂🤦🏾♀️😂
😂😂😂 This comment I was looking for!!😂😂
exactly
@sheurekamontgomery9992 lmao idk how anyone has the nerve to do that in front of judge judy!!
This girl is so adorable……she’s very sweet too, I bet her fiancée was a great guy.
I'll never understand why people keep making comments like this. She ain't gonna fuck you bro
@@JustAJinx-ci6hg …. Says a lot about you that you will “never understand” why anyone would compliment a woman for any reason other than to get in her pants. 😬 yikes. Go to therapy.
@@JustAJinx-ci6hg how do you know the user of this comment is male lol
@@JustAJinx-ci6hg literally what the fuck is your problem
@@jpl4136 lol exactly, a guy with a little mermaid avatar??
I will say this, Grandma should have kept herself as beneficiary and added the fiancé as a contingent beneficiary, would have solved all the problems.
Hindsight is always 20/20
Yup. I think she had good intentions signing over the benefits to the fiancé since they had an intent to get married, but I think if she wanted to have her grandson buried a certain way, she should've kept the policy listing her as the beneficiary.
Why are you talking about what people should have done when the problem at hand is in the present!
Absolutely. You know damn well that girl is going to go after the rest.
@@DX-d Information for those of us who watch this, about a possible, better, easier way to handle insurance.
I appreciate this! 👍👍👵
If you make someone the beneficiary you don't get to decide how they spend the money.
Yes, you can, if it is written in the insurance policy
Grandma turned out to be exactly how I thought she’d be
Yup im disappointed
The pursed lips on grandma totally gave it away. Ugh, it's always about money.
How is it all about money if grandma made her the beneficiary well before Christopher died. Even though it’s not it’s not in the policy. All she’s asking is that the girl bury her grandson and put a headstone on his grave. Whatever is left over the girl can keep. So if she’d just paid for the headstone. She would be walking away with $5000.
Something she wouldn’t have had if the grandmother hadn’t paid on this policy.
JJ is probably going to rule against the grandmother because there wasn’t anything set in the policy on how the money was to be spent.
@@fayramsay1927exactly
How? someone who transfered beneficiary to a non relative did what wrong exactly?
This suit made me so sad. We lost my brother to Covid last year and one of his children has raised all kinds of hell with the family. It’s just horrible that the focus of losing a loved one becomes about money. Heartbreaking.
I agree with you, absolutely. Im so sorry for your loss. I lost my grand daughter to Covid on 9/1/21. Here now on the eve of her passing, her older brother has pneumonia & covid. Im praying for his full recovery. My family is forever changed from the loss of his sister. Im truly sorry your family has endured this as well.
Sharon I'm sorry I hope your family finds piece. Money brings out the ugly in a lot of people.
@@mandeemisunderstood4944 I’m so sorry for your loss, and I hope that your grandson makes a full recovery, and very soon. Was your granddaughter very young?
@@lozi911 Thank you very much love. Yes my grand daughter Vaeh was very young. 6 months and 3 weeks old. My grandson Uriah is 6 years old.
I'm really sorry.
My grandmother has always been a firm advocate for ALL forms of insurance policies, especially life. When she was younger, she said it only took 1 time for her to realize the importance of it. A family member passed away and everyone had to scramble to pay for the funeral. She has life insurance on all of our family members. And we're all aware. It's nothing very expensive, but enough to cover funeral costs with maybe a little extra leftover. She has the larger policies out on herself and my grandfather. She made us promise that we wouldnt have extravagant funerals for them and blow the policy money she worked hard to keep and pay for decades.
Life insurance usually means you’re going to be murdered imo
I was a CLU (Chartered Life Underwriter) now retired. The fact that, in the USA, people can take out Life Insurance policies on others without their permission or even knowledge, is disgusting. It also means that no underwriting has been made of the life insured other than a couple of simple questions and a "family" relationship. It is WRONG to be able to do this. Just imagine if anyone was able to take out Life Insurance on Politicians etc. There have been numerous cases of large policies being taken out by husbands on wives and visa versa, only for them to kill the spouse for the insurance money. Again, disgusting.
Yes, we can see the intent initially is "good" (grandparents on grandkids) but as others have said, the GP's should take out policies on their own lives, making the grandkids the beneficiaries.
When my children were born Gerber life insurance sent us information about life insurance for babies. I’ve have policies on all my children and now my grandchildren since they were born. I still have life insurance on myself and my husband. Maybe they did something similar. Gerber even calls it the grandparents policy. The policies we’ve taken out through our workplaces if we didn’t tell each other we wouldn’t know about them. But the larger policies that was taken out we both had to be there to get insurance on each other. I couldn’t go in and take out life insurance on him, only myself. Things are changing in regard to life insurance, and people taking out policies on someone else.
As an underwriter one would think you'd know that life insurance policies are mostly for funeral expenses and other things associated with the death (i.e. medical bills, time off work to grieve, etc.). I would think you'd also know that a life insurance policy taken out when they're young will qualify them for life insurance should they decide to get one further down the line and not be disqualified due to preexisting health conditions.
@@Kaboomboo I would think anyone would understand that regardless of weather or not their an underwriter. Sadly that doesn’t mean everyone will. Personally I don’t understand how someone would look at the death of someone else especially a loved one as an opportunity for monetary gain.
@@cindys6775 I don't either. But that wasn't this lady's motive and indeed isn't usually the motive of other people that take out such policies. The motive is, as I mentioned in my initial comment, is to cover funeral expenses and time off work for grieving. As with all insurances, you pay into them in case something happens. You don't want something to happen, but things DO happen. And in this case, the grandmother took out a policy for such a thing and it turns out it was a good idea because the grandson did die an untimely death and the policy covered the expenses. It wasn't motivated by monetary gain, it was motivated by not being out a shitton of money when the unexpected happens.
The policy was only for 10k, not 10 million. Plus she signed over the fiancé as the beneficiary so she obviously was not motivated by getting a payout.
You are so right
She looked so sad when she said his name at 3:00 my goodness she is so hurt 😭
Something really wrong with this grandma. The defendant really dodged a bullet by not marrying into this family. Who takes out life insurance policies on their grandchildren? If you wanted your grandkids to benefit you'd take out life insurance policies on your own life!
Clearly if one of the grandchildren died unexpectedly the parents couldn’t afford to pay for the funeral. So later on they wouldn’t be begging on go fund me like other ppl. What the grandmother did was smart however when she put the fiancé as the beneficiary it defeated the purpose of not having to ask anyone else for help with any of his burial.
Gerber ran a lot of commercials for life insurance policies for parents to buy for their kids. My grandma actually bought policies for all her grandkids during this time as a type of gift to us (a bit morbid but ultimately useful). Unfortunately, my brother passed away at 30 and my mother was able to use the money from the policy for his funeral expenses.
My mom took out a life insurance policy on my granddaughter for $5k. Not strange at all.
My grandmother took life insurance policies on all grandchildren because our parents were f*cking poor and bad with money.
@@kholbiewilson9479 exactly
This was a small policy meant for funeral expenses. I don’t think the grandma explained her motive for the life insurance clearly. She clearly didn’t do it for her benefit since she transferred it to the girlfriend.
Exactly
People just watch too many crime shows and want there to be more theatrics where there are none. This is already a tragic case involving suicide.
Right. The wife should've got the headstone and pursued the other $5,000 in 2 years.
@@craythachef7774 I don't believe for a second the defendant isn't going to pursue the $5,000. If she didn't care about money, she'd pay for the headstone.
It's still creepy as hell.
It’s amazing how money can tear families apart.
The root of all evil
Is it the money or the negative traits that were there and come to the surface
@@edwardranno7119 was gonna comment this the moment I read it
I’m actually surprised the grandmother changed the beneficiary to his fiancé. At least she did that.
Eh, normally I would agree with you, but the grandma seems kinda dodgy to me. I doubt it was without alterior motive.
That guy's reaction at 0:19 is all of us at that sketchy life insurance story - that made no sense at all, even after she "explained"
What didn't make sense? She got a policy so that they'd be taken care of if one of them died. The policy is only for 10k which about covers funeral expenses and lots of income until she finds other means. Seems like she made the correct choice considering one did pass away.
“Sit” nearly took me out😂😂😂😂
This is crazy. How can you sue the fiancé of your grandson over a headstone. That is crazy
Grandma should have waited until they were legally married before giving the girlfriend/fiancee that document. As a wife (next of kin) it would have been obvious she was responsible for All burial related expenses.
Because that girl probably didn’t want to have to pay for a funeral with that 10,000
@@wendyhardin5259except she did? Any money that was left over she has flat out said she isn't pursuing 🤦♀️
0:19 that guy in the back has good expressions lmao great episode
I peeped that, too! 🤣
I still don’t understand why a grandparent would take out insurance on their grandkids??
🤣
Didn’t notice it at first now have gone back to watch it three times 😂😂😂
Lmfaooooo
Just started the video, and the audience member on the left made the face that corresponded with my thoughts when the grandmother who hardly ever saw her grandson took out life insurance on him.
same! i’ve watched too much crime shows to know life insurance policies are always fishy…
@@simplysabrina5294 then you're watching too many crime shows. It's normal and smart to ensure all your loved ones have a policy, even your younger relatives. It can be used during your life as well.
@@simplysabrina5294 Yeah uh... crime shows are 98% fake. Don't be a fool believing they depict realism. People take out life insurance policies on loved ones all the time. They're for funeral expenses, which in this case seemed like she did the right thing. Not all life insurance policies are for $10,000,0000. This was just for a paltry 10k. Grandma wasn't trying to get rich off her grandkids dying.
I'd be very wary if somebody took out a life insurance policy on me. I wouldn't eat or drink anything that they had touched and I wouldn't relish being alone with them
Who expects their grandchildren to die before themselves. I've got life insurance and my children/grandchildren are the beneficiaries not vice versa
I just started watching and have no idea of the verdict ... I would NEVER sue over paying for a headstone. If there is not one I would have a simple marker put in place and then save dollar by dollar if I wished a "better" one made to replace it. There are some things you simply NEVER sue over. A grave marker is one of those thing.
My first thought was "why are they suing to avoid having to pay for a headstone, that's just sad, shouldn't people who loved the deceased want there to be a headstone even if they have to pay for it out of pocket?". If it's more important to this lady to have a headstone than for the fiancee to pay for it, then buy one herself. If it's more important to have the fiancee pay for it than to have one, then don't. Going to court over it just seems sad, I'd be rolling in my grave if I saw people wanted to avoid financial responsibility for my grave this bad.
Edit: In part 2, turns out he already got the headstone which makes it less sad for him but makes the court case even more bizarre.
My dad has been dead for two decades and we never got a headstone as we couldn’t afford it. We all agreed that once we can all put enough money in to get a good one, we will. I feel they could of easily worked this out in private like my family did
@@izzybella6888 amen. When my sister passed 15 years ago my family made due with a simple placard for five years until we could have a simple placque laid. She would have cried in her grave had anyone sued over a simple piece of stone.
I agree I would never sue over a headstone. Most of the people in our family buy and pay for our grave sights and have the headstone already, all that has to be done is having someone add the DOD to it. The few times someone passed that didn’t have things already taken care of did have life insurance that was enough to cover everything including the headstone. I would like to think we would all come together to pay for such things but you never know until in that situation how people are going to be.
The sad thing is that this lady took out this life insurance policy on her grandson and did so because she felt if something happened she was too poor to pay for it in any other way. She was kind enough to change the beneficiary to the person who her grandson loved and shared his life with...I'm sure she told her exactly what was meant by the policy as best she could. But this young lady decided to keep the leftover money! that's it that's all. I've never heard of anything like this however how is the lady looking bad for suing for compensation to get a headstone for her grandson when the whole reason why she got the policy was in case she had to bury him as well as to put a headstone on his grave? If there's money left over it should have been used for that intent and purpose.
They Weren't Married You Shouldn't Have Switched The Benefits To HER.
My thoughts exactly what makes it even more strange she didn't even discuss it with the fiance first. Seems she had a strange reason she needed it out of her own name.
Thought so too.
I wouldn’t have. And maybe not even after since most marriages fail.
How sad how things could get real ugly when someone passes away instead of using all that energy on inner peace.
You need to realize that that is what he choose in his life that made him happy for the very short time he was here.
And try or continue to get along and support one another especially in this sad times. Share memories....May he RIP forever and ever. Amen..
“SIT” has me crying🤣🤣🤣
0:20 Best reaction of seen, Guy at the back completely Confused why she took out insurance for her 26-year-old grandson
The poor girl. I feel for her.
Judy -“sit”
Hahahahahaha she’s the best
The stuff this poor girl has to go through smh
Life insurance on your grandkid? 😳 UPDATE: she could’ve picked the MOTHER as a beneficiary she herself didn’t do things right- they BARELY had a relationship from what she herself said. so it makes no sense nor could she answer WHY she did it.
shady
Weird
He's still her grandkid
It's not that farfetched. It's mostly for funeral expenses and other things that may come up. Also it was only for $10k, not $100k. The premiums were probably very low.
Exactly.
4:12 "Sit" -obeys like a trained dog
On all of the grandsons sounds like she knows the parents didn’t raise them right
I think so too
I have life insurance on my grandsons so we won’t need gofundme to bury them. It’s not about getting rich but relieving the stress of paying for a funeral by being responsible. My son is the contingent beneficiary.
My son and grandchildren are beneficiaries on my policies.
This is so tragic. To make matters worse, Christopher younger brother Tyler also passed away 😢💔. May their souls find comfort in the arms of the angels 🙏.
How did they pass???
@@Shay-33 Chris committed suicide & according to the reports, Tyler was a witness to it. He struggled to deal with it & was traumatized by it. Though it was neither denied nor confirmed...however it is believed that Tyler also committed suicide, two days after the 4yrs of his brother Chris passing 😢.
@@Yesu44 so sad…thanks for sharing that 🙏🏽
It was so sad right from the beginning when grandma said she rarely saw grandson because he worked a lot. And then to find out he unalived himself. Being a wage slave for life is a demoralizing prospect. Sprinkle in mental health issues and this poor guy never had a chance.
Defendant should accept all money and tell controlling grandmother to take a hike
I cant even imagine what she’s going through 🥺🥺🥺
I assume they were splitting house hold expenses out of 10k she spent about 6k on final arrangements. I’m sure due to his passing she needed help keeping up household payments until she made up the difference or needed to find a new place she could afford alone and cover moving. I think 6k on the service & the rest for her to get on with life is reasonable
Yes exactly!
She took out policies in her grandchildren to get money. She slipped up and said it. She said “it’s to take care of them.” But the only beneficiary is her. She meant to take care of her.
It doesn’t matter honestly. Someone had a policy on me growing up. Why not get the money for an untimely death or any death. If you pay for it, good on you. I never once felt offended because i didn’t have to pay it and death is inevitable
The other girl says it’s not about the money but yet won’t buy the headstone. Both are lying lol . I even tell my mom if something happens to me, DO NOT pay thousands on stupid stuff like a casket and funeral. It’s a waste
This is a stupid comment. If she wanted to gain the money, she would not have made the other woman the beneficiary. It’s to make sure that one doesn’t have to pay all of a sudden for a casket and a burial. Clearly youDo you think life insurance is just to get rich. It’s to pay for funeral expenses and to help a family to deal with a loss of income. Obviously because she wasn’t living on the income of her grandsons, she took a small policy to cover the funeral. Not every life insurance policy is a potential for a forensic files episode!
Boy, you missed the mark on this one.
@@NTSTAT my mother has policies on me, my brother, and the grandkids. I know in the Black community this is common place
I’m confused she got an insurance policy on her grandchildren? Wtf
At times, the parents can't afford it. Most young ppl aren't thinking about a life insurance policy either. If they can, grandparents usually step in.
I’ve never heard of grandparents taking a policy out for each child! It’s like she put bad luck on them .
Odd to even get her grandsons a life insurance...
It isn't, especially if the parents can't afford it or they're being irresponsible themselves. Also, young ppl aren't thinking about life insurance, so the grandparents step in.
Not when they’re babies, but he was 22.
The amount is really low. It just looks like she didn't want to worry about funeral expenses down on the line.
We had insurance policies on our kids. That is what insurance is for, the unexpected. Sad as it is, it is part of life. We also had insurance on ourselves to protect our kids if anything happened to us.
0:18 Man in the back left side in the audience. His reaction was my reaction 😂😂😂😂😂😂😂😂 DEAD!!!
judge Judy is awesome! fair and consistent
I think people should only be allowed to take out life insurance policies on themselves.
I have one on my husband. He also has one on me. As part of my benefits I have life insurance on my kids also.
You're always hoping you don't need it, but people forget how expensive funeral can be and how much of a financial impact it might be.
When I increased my life insorabce thought my company, they asked me why. I said I needed to make sure he could commit the time and energy toward the kids hrieving without worrying about money immediately.
I have have policies on myself and my children. Since birth, that’s a pretty normal and responsible thing to do.
Why?
@@Kaboomboo who has thousands of dollars on hand in event of a untimely death. Funeral costs are expensive.
@@Ellie80681 That's why I asked why to the dude's post. Why should people only be allowed to take out policies on themselves? The fact that the grandma had one on her grandkid which covered the funeral expenses shows she made the right choice. Not many 20 year olds are going to be thinking about life insurance. It's a good thing she was able to do that.
Clearly, it was all about money for this grandmother.
If she expected her grandson’s finance to pay for absolutely everything, including the funeral and headstone, out of the insurance policy, she should have written that into the contract.
Her grandson committed suicide. I think it's about grief. She wants the money to change what the headstone says. She's misplacing her grief on the fiance because the person who took her grandsons life is no longer alive. Stop being so judgemental.
@@blujaebird She deserves judgement. This was a despicable thing to do.
Talk about judgement - you’re blaming the fiancé for his suicide?? Wow.
Uhh then why did the grandmother remove herself as the beneficiary? Clearly you didn't pay attention.
@@Kaboomboo To ensure the fiancé paid even more than the insurance policy, if it came down to that. Duh!!
So regardless of whether or not anyone finds it "creepy" or "weird" I will just say it's a good idea to ensure all your loved ones, including your younger relatives, have life insurance policies. My grandmother actually bought all my siblings and cousins policies when we were young. And unfortunately, one policy has already had to be used. It's not entirely abnormal to do something like this, some people are freaking out in the comments a bit too much.
otoh having a life insurance policy is just asking to be murdered if you happened to choose the wrong partner.
She did this for her. She slipped and did it. She said “they will be taken care of” but the only beneficiary is her.
Yes, it prevents having to set up a “Go Fund Me” if someone unexpectedly dies.
Your grandma is creepy. I have life insurance and the beneficiaries are my kids. THEN it makes sense that if something happens they will be taken care of. Not the other way around. It's creepy and sad.
Ppl are freaking because she did not state that she is also on a policy for her life in case of her demise needing to be covered. Why would I choose to spend money on young ppl before the elderly, other than seeing it coming; sickness, criminal lifestyle, abusive spouse, got into an accident, etc?! If there were policies taken out to cover the grandparents it wouldn't be strange. But she hasn't made it clear that *it is*, soooo, a lot of ppl are going to summize some extraordinary reasons for it. I see what you saying anyone can pass at any age, young and old, whether an onset of a sickness, crash or any sort of accident or poisoning, murder, etc. Ppl can pass at any age at any time, for countless reasons. Shoot there used to be a show called *1000 ways to* .... you know the rest. So we know this already, common knowledge, but again because she's not stating that she saw the death coming, and she is not stating that they equally have a policy on her own life, that makes it strange. Soooo I mean you deduce, what you deduce. Right or wrong it's a logical 💭🤔.
The church should give one for free for the dead just to shame these people. A fecking headstone. 😑
she took out a life policy on HIM rather than on herself? what was next? arsenic?
0:21 Who else caught the black guy’s reaction
Hahahahahaha so glad I read this comment.
How did you even spot that?!
How can grandma add to the pain of her fiance dying. Horrible.
Young woman with such dignity and sadness. Grandma has some screws loose! She wants to blame someone so she focuses on this woman who lost far far more than she. Loss of one of four grandchildren doesn’t compare to the loss of a partner in life.
Backing up, I think the grandparents bought the grandsons life insurance because, like many idiots, they believe it protects the person from death, it’s intentionally named to make people feel this way or it would be called death insurance. Grandma emotionally felt this would preserve the lives, not pay off when dead. Oh she knew it wasn’t that but that’s how these food feel about life insurance.
I admire the grace of this young woman with a broken heart but she should get that $5000. Had I been in her place certainly the dignity would also have been there , but I would have made this grandma and those hunting me pay a very hard price for their evil. I’d have made them face what they were hiding from and rammed their viciousness down their throats while publicly destroying their reputation deservedly!
When someone hunts you, make they pay in public disgust for thinking they can target you
With all of the young ppl that are passing and don't have life insurance, I'm actually glad she had the presence of mind to do so... Just in case
I think it was a great idea that she have a policy on all her grandkids. My brother pass away recently and he had insurance but he stoped paying it without the families knowledge. If my parents or my siblings knew that we would have continue to pay for it. Funerals cost a lot of money especially in my Haitian culture. Couple of months after my brother pass, my dad pass away and because he had insurance it was less stressful. I wish many people had insurance on their love one so they wouldn't have to wonder where the money will be coming from for funeral expenses. Life is not promise if everyone knew how important life insurance was, then we all would get. If the grandma had other motives she would have never transfer the policy under the fiance's name. She should of put herself and the fiance as the beneficiary especially because they were not married. In my household we believe life insurance is solely for funeral expenses.
My grandmother did this on my nephews. She swore she was going to out live them. It was sick.
If grandma wants a headstone she should pay for it.
Shortly after our son was born 23 years ago, a coworker of my husband lost his 16 year old son in a motor vehicle accident.
We were updating our life insurance at the time, and mentioned the tragedy of a child passing so young, the devastation for the family, as they were fundraising to cover expenses.
Our broker raised the issue of a policy for our child, which I sort of took offense to, until I listened to her reasoning.
Not only are funerals expensive, but often a parent will take extra time from work to grieve, yet life goes on, bills have to be paid. So it was after considering her points, that we took out a policy for our son, and still pay monthly premiums for it.
It gives us peace of mind, Heaven forbid something were to happen to him, that we could take the time we needed to at least be able to function again!
It's very strange for a grandmother to take out insurance policies on her grandsons.
No, it is not.
@@john11vs35 really? Seems odd.
GRANDMA should have kept control ova it
I'd find that as strange if my grandparent took out a life insurance policy on me (if my parents were still living)
I'm over here like, did she think her grandchildren wouldn't get married? Was she hoping to just get all the life insurance?
Who does that?!! Life insurance on grandchildren?!!😮
Sounds creepy.
Why did that lady just stand up without being told to. "SIT" that embarrassing as hell 😂😂😂
My parents have LI policies on my Son and my Niece. It makes me feel better to know its there. Thanx Mom & Dad!!!! 💚💚💚💚💚
The grandmother should have kept herself or one of her grandson’s parents as the beneficiary if she wanted to insure the proceeds would only be spent on final expenses.
I understand that she wanted a much nicer, raised tombstone for her grandson. The grandmother is the one who took out the insurance policy and made all monthly payments (possibly making those payments for many, many years). The grandmother wasn’t looking to profit, she wanted her loved one to be laid to rest with dignity. The fiancé should respect the wishes/intentions of the grandmother, who took out this policy. If not for the grandmother’s forward thinking, everyone would be scrambling to secure funds!
Facts. Perfectly said..!!
Exactly! I'm confused on why people aren't getting that fact...
@@cheybae4596 Because the beneficiary decides what to spend the money on…. Not grandma. I wouldn’t bother with a fancy headstone right away if I had other more important costs to deal with as a result of his death (such as having to move, or cover his portion of rent). The headstones they give you for free are perfectly adequate if you have other more necessary expsenses
So she took out a life insurance policy on her grandchildren (weird to start with) and she’ll benefit from it, then the fiancé pays for the entire funeral, except the headstone, the grandma could have at least paid for the headstone, since she was trying to cash in on his life insurance in the beginning
You didn't listen carefully. Grandma made the GF beneficiary of the policy b4 her GS passed. Grandma didn't benefit at all from the ins funds. She couldn't even apply for them. ONLY the GF received the funds. GF should have paid ALL burial expenses with the insurance funds. What a total schmuck the GF is.
Why would she take out insurance policies on her grandkids?. That's strange.
0:15 bro in the back flabbergasted 😂😂😂
She dodged a bullet not getting that contolling old woman as a relative
This.
At the end of the day, she should've used the money to buy him a headstone...that's a part of burying him.
She’s the beneficiary, she can do whatever she likes with the money. If she’s happy with the simple headstone on her fiancées grave, and she has other more pressing expenses to take care of (such as extra rent etc due to his passing) than it is her choice to not buy a headstone
Somebody already bought the headstone, why would you buy a second one it makes no sense. The grandmother doesn't even bother to go and visit the grave site
Que a alma dela descanse em paz, na glória e poder do nosso Senhor. Os nossos pêsames à vossa familia! Amor da nossa família aqui no Havaí! 😢
What sweet young lady! I hope everything is going well with you .
Very strange to take out life insurance policies on your grandkids.
It’s normal for parents & grandparents to have life insurance on their children & grandchildren.
Most people who find it weird don’t even have life insurance on themselves more less children & grandchildren.
Gofundme seems to have since replaced life insurance..
To be fair, it’s not something a parent wants to think about and I can see why.
I got a life insurance policy for myself, my older siblings will be the beneficiaries if I happen to go before them. They were mad at first when they found out (by accident) cause they really didn’t want to think of me dying I guess. 🤷🏻♀️🤷🏻♀️🤷🏻♀️
I also made it clear to just cremate me and keep the money cause my body is going to rot anyway, it’s not like I need a fancy funeral.
That’s not the reason she did it and I wouldn’t want my grandma taking a life insurance policy out on me unless she’s depending on me and I take care of her. So if something happens to me as her caregiver, she will be ok.
@@8213apice how do you know her intentions? It was a very small life insurance policy left for the funeral. The only thing the grandma is arguing over really, and you'll see it in the second part, is what goes on the stone. It's not really about the money at all, she's just displacing her anger about her grandson killing himself on his fiance and the stone not saying what she wanted it to say.
Imagine dying and they argue over paying for your headstone.
He probably provided for the women all his life
He has a headstone. The grandmother is sueing to make the fiance buy the stone the Grandmother wanted.
Yeah, in part 2 it turns out the fiancee already sorted out the headstone. Most likely the grandma is just hurting and thinks that more of the $15000 should have been spent on her grandson's grave because that's what she envisioned when she took out the policy and she's lashing out at the fiancee.
@@Person01234 yes....it's all there to watch ...thanks for the summary
That’s quite an assumption.
@@BeKind2AllKinds
it's highly likely, women make everything personal and take everything personally ...tarnish a situation like this with disrespect
As a grandmother, i would not have
transferred the policy over to her. It would be up to the grandson and wife to get life insurance to cover the grandson once they were married, or whatever they are doing. That policy would have remained with me. What i dont get is why she wouldnt pay for the head stone??? Its a grave marker and the funeral home would have discussed the head stone with her. When you bury the person you use the insurance to take care of it all.
It would be so very useful if the links to the other clips from the same episode were included on the thumbnails or even simply on the description… watching these is so freaking cryptic!
If she’s taking life insurance policies out on her grandchildren kinda sounds like she killed them 😅
I’ve definitely heard of grandparents doing this when the kid is born, the premiums are super cheap. But she did it when he was 22. That seems odd but maybe it’s normal, I don’t sell insurance.
The selling point of getting life insurance on children or grandchildren is that the money matures over time with small premiums and once the child reaches 18 or a certain age they can withdraw the money upwards of 15,000 USD or more depending on the plan and premium. Usually for college savings ex: Gerber Life Insurance works this way. So not an unusual thing for grand parents to do.
Very odd, taking out insurance policies with her as the PAYEE. She must've thought that they were all going to kill themselves.
I can imagine that grandma like my mom did for all her grandkids took out a life insurance policy for just in case ( and it happened at 6 months for one of her grandchildren) No malice on her part because upon hearing her grandchild got engaged she transferred the policy to future wife. The least the girl could do is pay for the tombstone they weren't married three years later? She got 10 and will get another 5 in 2 hrs for a policy she would have never thought of getting on her own. Out of 15k you paid 8. Get the man the tombstone. That's what a wife should do anyway🙄
I would never let anyone take out life insurance policies on my kids even their own grandmother! Thats absolutely ridiculous!
Agreed, that's strange in my view. Parents have #1 right for that for young adults. If I found out my grandma had a life insurance policy on me I would be bewildered, and we are best friends. Though the fiancé should buy his headstone, she commited her life to the man in eternal love.
Right it’s totally weird. I don’t understand it.
They can do it without your knowledge now that’s the scary part 😞
First, I could take out a policy on you without you even knowing if I wanted to. All I would need is your full legal name, DOB, and SS number. Second, here in the south, it's very common for grandparents who can afford it, to take out SMALL policies on their grandkids. Not a million-dollar policy to be profited off, but usually a $ 5000 policy that would cover funeral expenses only.
Weird grandma very weird thing to do
My parents have life insurance policies on my kids too & always have they are 13 & 17.
What kind of evil person refuses to pay for their grandson's headstone?!
A grandmother who was kind enough to pay a premium on a life insurance policy for her GS's burial but transferred said policy to his fickle GF. The GF is at fault in this case. The funeral costs only took $6,000+ out of the ins funds. Ms. GF had $3,000+ left to pay $2,000 for a headstone. What a piece of selfish, unreliable work she is!
It’s not uncommon for parents and grandparents to take out policies on their offspring. In so many cases young folks think their immortal and don’t think about death and keeps family in case of unfortunate event from begging for assist to bury and now days folks doing gofundme to help with expenses and benefit financially beyond.
I think the FBI should look into this grandma there is something very awful about her. For her to take life insurance policies on all of her grandkids is alarming and needs to be investigated. I would also look into the grandson’s death.
In my culture, it’s very normal. I have a policy on my son and so does my mom. We won’t have to beg or make a Gofundme to cover burial expenses which has replaced life insurance 😂….Death is inevitable and sometimes unexpected and everyone should be covered!
It's probably more common than you think. Gerber ran commercials for a long time when I was young offering to sell life insurance policies to parents for their children. All my siblings and cousins have that one and we had to use it when my brother ultimately passed at 30. Unfortunately, young people *do* die.
@@tialambert2449 It’s not normal here in the United States.
@@srideout91 I was born AND raised in the United States 😂
Very normal…
What’s not normal is the begging with the Gofundme accounts - which is modern day panhandling.
Gerber Life Insurance was advertised to grandparents for years for children & grandchildren like another poster said.
@@srideout91 most people don’t have life insurance on themselves more less their grandchildren, which is shameful.
Never been this early, now I gotta wait on part 2 😑
This old woman is nuts!!!!!!!!!!
Grandma is a nut. Unless I'm misunderstanding this, the fiance paid for the entire funeral? The family should be thankful and just pay for whatever headstone they want. The fiance isn't going to be in their lives any more (assuming there are no children) and they should pick out what they want and pay for it. The family is going to have to look at it forever and if the fiance picked it out they'd just be bitter at having to look at what she wanted. What a family of loons.
She paid for it with the insurance policy, with several thousand dollars that she kept plus another 5000. She will get from it. That’s more than enough to pay for a headstone. I mean that’s what insurance is for. To pay for these things so family’s aren’t burdened coming up with the money.
@@cindys6775 Yes, I understand that. I mean, she probably should just hand over the money and be done with it. But I know if I were in that situation and I was handed money without strings and had a family that was harrassing me, then I might not feel inclined to help out more. It's hard to know what to do until you're in that awful situation. There's no disputing that the grandma is difficult and the widow is very young. It's not a situation I'd like to be in. yikes!
@@elynorah9665 After seeing the end of this case, if I was the girl I would cut all ties to the family. She should have used the insurance money for the headstone also but if his Dad got one before she did then I don’t know what she could have done differently. The grandma was just weird, and I think really regretted making the girl the beneficiary. People sometimes get angry because someone they love dies, which is normal. I think his family is directing their anger at her instead of just be mad at the situation. Just a sad situation. The girl should cut them out and move on with her life. I hope the grandma watches this episode and realizes how pathetic she’s been to the person her grandson loved.
She must know that the kids parents are not able or would not be able to pay for any funerals in the events that any of her grandsons passed away. Things happen and I commend her for doing that but super dumb to sign over the policy to someone if you have certain things you want done with that money.
Thing is the fiancée DID pay for the funeral expenses with that money, the headstone wae provided by his father and step father...so sueing her for a new headstone because apparently she didn't know it existed or it didn't have everything she wanted on there is either dumb or untrue. She makes it clear she wants the girl to pay for SOMETHING, when she hasn't even had the final amount of the policy paid to her and has decided she doesn't want it anyway
Actually without the insurance policy GrandMa bought they wouldn't have been able to pay for the funeral. Ppl do it all the time to make sure it's paid for. Wife didn't say anything about her policy because she had none.
I feel for the defendant
The grandma did a amazing thing buying life insurance on her grandkids, and then passing to the finance.
It protects to some degree any future family and kids.
She is a smart and loving grandmother
Dude, what are you smoking? The grandma is beyond petty and vindictive. She's suing over a tombstone for crissake lol
@@AbcAbc-sp1od obviously your taking harder drugs, first she had the forward thinking to get her grand kids life insurance. Whichever everyone should carry, my son has it since he joined the Army at my encouragement . I have had it for 30 yrs to protect my family.
She freely signed it over to his finance even before they got married, so she wasn’t being at all selfish
3rd. She lost her grandson, of course she is sad and just wanted some of her pain out. Unlike yourself most grand parents love and never ever expect them to die before them
How about you take a step back and get some empathy for others .
@@chuckbh Do you mean the "empathy" that she had to sue a grieving fiancee?
@@AbcAbc-sp1od they all got free flights and hotels. There is story of 2 young guys that had been on 5 of these type of shows 😁
@@chuckbh Well yeah, that's true... They're all paid to be there lol 😂
Some people just can't except that their loved one took their life! It happens,just gotta move on
It might not have said that in the contract but it's just common courtesy and decency. She paid for the insurance and she didn't have to put that in the fiance's name and the fiance could of gotten zero. She should of paid for the head stone. She could get $5000 in less than 2 yrs all for her. What's the big deal??? It was never about the money right??
Right. The fiance wanted that money n didn't care for him a headstone. Then, she's probably seeing someone else. Smh
yikes! that plaintiff is CREEPY!! She doesn't see the grandson much, , takes out an insurance policy on all her grandkid's lives. and almost immediately after his death demands a headstone from the defendant. There's a time and a place, and that's not it. You wait til the wound has healed awhile if you're determined to get dosh out of the fiancee