How to Begin Budgeting | Step 2 - Draft Rough Budget
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- Опубліковано 21 сер 2024
- Hi guys and welcome back to my channel. In this video I dive into step two of mine and Jason's budgeting process - drafting a rough draft. Hope you enjoy!
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I’m very interested to see the next video
Definitely!! Up next week!!
That’s is great edvice!! Budget is not living strict cuz then it won’t be followed still have fun. Thank you. I didn’t think of that.
This video is extremely helpful. Thank you very much.
loving your videos.. beginner budgeting and I am finding your videos very helpful.. thank you..
Aww I'm so glad!! :)
Step 3, yes please!
Will do!! Look for it next week :)
Love this series! Thank you!
Looking forward to step 3!
YESS! It will be up sometime next week :)
Step 3 please
Out later this week :)
Interested in step 3
Awesome! It'll be up next week!!
I know I'm really late coming to the party on this topic. But I wonder if you could explain POTENTIAL SAVINGS? I feel like the slow kid in class, but I'm just not getting the concept. Thank you!
That’s basically the amount you could save if you only spend what you budgeted.
Thank you. I actually did pick up on that a little later in the video. Very kind of you to address my question. I love your videos.
Thanks! I’m glad it makes sense!
I’m ready for the next video! Is it up?
This was the last one I did. I have a newer video about my budget process that outlines it from start to finish if you want to check it out!
When I was filing out credit card apps to build my credit I was told that Discover and Chase are one of the worst companies to go through! And I’ve learned MasterCard has way better deals (like a lot of them have no annual fees) and they have lower interest rates than Visa!!
Interesting! I chose Discover because at that point it was one of the only cards that had actual cash back. As for interest rates, we always pay off our credit cards so we don't really worry about that.
Hi, I love your videos. I know you follow a modified Dave Ramsey system to adjust it to your family living style, so do I. I have a question, how do you track your credit card charges? Do you record the expenses when you charge your card or when you pay it? Do you pay it when the bill comes or within the month you made the charge? Thanks
Hi! Thanks 😊 I track each charge as we make it and track it based off what the charge is for, like groceries or gas. We pay off our credit card every month so everything we charge and that gets tracked is what’s on our monthly statement. Hopefully that makes sense!