Two years back but ever new. Just watching this video for the first time. In short, i am impressed by the entire content. Thank you both for the effort at informing people like us. I will watch this again and again until... Love it!
Understanding, communication is so important because it makes everything planned work out.. I like the part of having a plan after budgeting. It’s good you guys found a way around childcare.. I think when the kids finally start school one can get a full time job. This little age, they are so fragile and it’s great you guys have a good understanding raising and caring for them.. Hello Baby😄 Don’t Buy things to impress people!!!!
Well, my husband and I are team members (co-pilot) of our family. No secrets. Openness is our watchword. At this moment, it helps us to be very responsible with our money and finances
Thank you so much for dishing out this info. Your family (including our cute guest🥰} has been really helpful👍... monthly ticket is great for buses on ones regular route and even better if one can get the Octopus ticket that enters any bus provider on the route.
Yes, transparency is key, been open with our expenses, sticking to the budget is important, this is so helpful for me especially for people like us who are young in marriage, thank you so much for sharing sis...
Wow! You don't know what this video means to me and my husband! As new couple We just started saving for the rainy day and this tips are so helpful ☺ thanks thanks thanks thanks 😊 ✅ you got a new friend here with full support ❤
Another thing I have learnt over the years is that I don't need to buy an item that I don't have immediate need for cos it is on sale..I used to do this a lot,and then it occurred to me that I actually think I am saving, but looking at it closely, I might end up not using that item , and then that money just got wasted
Transparency in everything works for my husband and I. He can't spend money without telling me, likewise me. We have personal accounts, we also have joint accounts. We love it that way. I love what your husband said, "if you don't have any plan for your money, you'll waist it" Thank you so much for this video.
I must thank you ma for this channel. Your contents are always on point. So far as I'm concerned you and your husband are my idle Uk couple. Then again, I know I've come across your video on cities that are less expensive but I hope you talk about it again as regards applying for jobs on those areas. Thanks so much ma'am! I already subscribed!!
Very great advice, helpful and full of great ideas on how to save, buying from a thrift shop is helpful, they have original stuffs most times. Well done Tochi and hubby.
Budget that is a key word most of us shy away from. Transparency is the second keyword. Childcare works best if couples work opposite each other or mum works when hubby is off and when kids are in school.
It’s always good to see u rub minds with ur hubby. U see that slaying on a budget? I am definitely on it , why spend so much on an item in a the name of “New” when u can get exactly that in a second hand shop? Good insight.
You guys are really good when it comes to give tips 😉 I really enjoyed watching I really appreciate if you do the on how to invest and talk about those apps that your hubby was mentioning thanks so much for sharing your thoughts and experiences may God you and your family abundantly 🙏🏾❤️
Good morning. Pls, I have interest to be in UK & I would have love through you. If I could have your contact pls for easy conversation & connection with you I would be glad pls. Hope to hear from you.
Meanwhile I think if you trust your spouse and know what he or she is capable of then you know how to share things with him/her! For me no secrets🤷♀️ and yes it’s always good to plan.. you can never go wrong with planning and budgeting👌 very informative video sis❤️❤️
I live in Guernsey on the british island and i pay £22,000 annualy for childcare in nursery for my 2 children. Uk living is hard without extended family around to help 😢
Wow...child care is clearly a challenge in the UK😄 ..it's not easy to live abroad oh. Budgeting and being strict and disciplined about your budget is a good one, that's one way to save effectively.
You can never go wrong with investing cos you get that financial freedom you need for the future,not spending unnecessary things but relevant things when needed.am also of the opnion that I want to be seeing my money in my bank account. Thanks for sharing these tips👌👌👌
What I don't understand is how did you guys build your credit score. I tried getting a mezzly phone on contract and they told me I have to be in the country for more than 3 years
Hi Tochi.Great content as always 🙏. I wanted to know how much money I will roughly spend on child care monthly for i am coming with my son who is 9 years and my daughter who is 8 years.
is it advisable to leave everything behind here and come to uk through study with my husband and kids?.will we be able to continue to stay in UK after the completion of the programme
My husband and I are transparent with everything including our finance, after-all the bible says and they both were naked. In fact when we both want to send money to our families, we seek each others permission. We have our collective personal savings account which i manage and our separate accounts, all these we started as soon as we got married.
True, you need to be rigid in your budgets to avoid over spending. I don’t agree with a wife or husband keeping some of their money secret. Like your husband said, it is not as if you won’t have your personal financial life but being transparent is still better! Our big guest, welcome. This is packed with so much info👏
If you are in UK the best is to have exchange with your partner, but to leave the child with other kids its dangerous as if you are not careful the kid can be abused and especially if the kid can not talk, l have three kids, and l have never leave with any person apart from their Dad.
Thanks for all you guys are doing. Yeah investment is equally a good way to save but u know getting to know the right investment matters more. Tochi how do I PM you, I have burning issues I need your guide
@adeola..... Tier 4 visa might be easier to get, whilr getting tier 2 visa might take a longer cos you have to get a job first...tier 4 visa doesn't count towards settlement in the UK ,while tier 2 visa counts towards settlement in the UK..I guess this is the basic difference i know
Childcare is no joke in UK, I remember when my daughter was less than 2years I went to this Childcare provider to look for 2 days a week so I can have my me time chale the daily fee was no joke ( £70 a day here in manchester). But I have really been lucky to have free Childcare for my kids from 2years old till 3years old from the government
@@TochiEsther I am an EU citizen so my kids are entitled to 30hrs childcare weekly if I and my partner are working 16hrs and above and we both work more than 16hrs weekly
From age 12, without any minor, if not an adult must be around, but we train our children the 9ja way so Atleast from 9 you can be leaving them with a phone to call if need be, you call them too
Two years back but ever new. Just watching this video for the first time. In short, i am impressed by the entire content. Thank you both for the effort at informing people like us. I will watch this again and again until... Love it!
Savings is good, investments is good, but financial discipline is more important.
True
Understanding, communication is so important because it makes everything planned work out.. I like the part of having a plan after budgeting.
It’s good you guys found a way around childcare..
I think when the kids finally start school one can get a full time job. This little age, they are so fragile and it’s great you guys have a good understanding raising and caring for them..
Hello Baby😄
Don’t Buy things to impress people!!!!
Absolutely.
Well, my husband and I are team members (co-pilot) of our family. No secrets. Openness is our watchword. At this moment, it helps us to be very responsible with our money and finances
Absolutely
Thank you so much for dishing out this info. Your family (including our cute guest🥰} has been really helpful👍... monthly ticket is great for buses on ones regular route and even better if one can get the Octopus ticket that enters any bus provider on the route.
Really appreciate this piece. Very informative. Thanks Tochi and Dozie.
Thank you for watching
Yes, transparency is key, been open with our expenses, sticking to the budget is important, this is so helpful for me especially for people like us who are young in marriage, thank you so much for sharing sis...
Thank you so much for watching
Wow! You don't know what this video means to me and my husband! As new couple We just started saving for the rainy day and this tips are so helpful ☺ thanks thanks thanks thanks 😊 ✅ you got a new friend here with full support ❤
Awww, thank you so much
You married right sis! Too much wisdom.. God bless you and your husband. Thanks for this great info
Thank you for watching
this was really helpful and informative , lots of people find it really difficult to save . thanks for this insight
Thank you for watching
You guys are humble! It is better to have it and appear not to have it than to be poor pretending to be rich.
Very true
Another thing I have learnt over the years is that I don't need to buy an item that I don't have immediate need for cos it is on sale..I used to do this a lot,and then it occurred to me that I actually think I am saving, but looking at it closely, I might end up not using that item , and then that money just got wasted
So true
Please can I leave my 7 and 8years kids at home and go to work bcos dey can stay on der own very well in Nigeria
@@chidinmaeriamah7691 not allowed I the UK oo
You are so honest. Thanks a lot
Transparency in everything works for my husband and I.
He can't spend money without telling me, likewise me. We have personal accounts, we also have joint accounts. We love it that way.
I love what your husband said, "if you don't have any plan for your money, you'll waist it"
Thank you so much for this video.
Thank you so much for watching
I must thank you ma for this channel. Your contents are always on point. So far as I'm concerned you and your husband are my idle Uk couple. Then again, I know I've come across your video on cities that are less expensive but I hope you talk about it again as regards applying for jobs on those areas. Thanks so much ma'am!
I already subscribed!!
Thank you so much dear, I’ll definitely consider it
Very great advice, helpful and full of great ideas on how to save, buying from a thrift shop is helpful, they have original stuffs most times. Well done Tochi and hubby.
Thank you for watching
Awesome tips. More grace to both of u. U make very informative videos. Well done.
Thank you for watching
thank you for this love it.
Budget that is a key word most of us shy away from. Transparency is the second keyword. Childcare works best if couples work opposite each other or mum works when hubby is off and when kids are in school.
You are right. Thank you so much for watching
Thanks for coming coming sharing this with us Bari.
Thank you for watching
It’s always good to see u rub minds with ur hubby. U see that slaying on a budget? I am definitely on it , why spend so much on an item in a the name of “New” when u can get exactly that in a second hand shop? Good insight.
So correct
You guys are really good when it comes to give tips 😉 I really enjoyed watching I really appreciate if you do the on how to invest and talk about those apps that your hubby was mentioning thanks so much for sharing your thoughts and experiences may God you and your family abundantly 🙏🏾❤️
Alright sis, we will. Thank you for watching
can't wait for it too🥰
You are good & I like your open minded conversation. Thank you.
Thank you so much
Good morning. Pls, I have interest to be in UK & I would have love through you. If I could have your contact pls for easy conversation & connection with you I would be glad pls. Hope to hear from you.
Am a major character in my own movie wow I really learn a lot🙌💞thank you soo much for sharing
Thank you so much for watching
Seems the kitchen is your best part of the house, so beautiful to watch
Yes it is actually
@@TochiEsther I see
Great video right there. Please do make a video about options on child care in the UK. I’ll appreciate 🙏🏾
Alright
I always enjoy your video dear Tochi😍 thanks for your sincerity and honesty, you inspire me😍😍😍😍😍kudos to you and your hubby
Thank you so much for always watching
Childcare is one of the challenging things in the uk, thnks for this info tochi
Very true
Meanwhile I think if you trust your spouse and know what he or she is capable of then you know how to share things with him/her! For me no secrets🤷♀️ and yes it’s always good to plan.. you can never go wrong with planning and budgeting👌 very informative video sis❤️❤️
So true
Well said, you and your husband have said it all, you don't do things to impress people , nobody cares! Kudos dear!
Thank you for watching
Helpful tips, spot on as always 👌
Thank you for watching
You guys are amazing. Love your content🤗
Thank you so much
That yellow 💛 suits you so beautifully
Thank you dear
Very original👍 I enjoyed and learnt from this video. Thanks to you both. Wishing you more wins💪
Thank you so much
My daughter only attends two full days at nursery but my invoice is over £600 depending on the month.i only buy new clothes when there are sales.
Nice couple,it's a good topic
Thank you for watching
Thanks for the info
Thank you for watching
Very true don't buy things which are not important and to impress people as they don't care.
Very correct
Investment is paramount. You can't go wrong with investment. When the husband and wife are open to each other, the home runs well.
Very true
How can I like this more than once🥰🥰🥰🔥💃🏻
🤣🤣🤣
Thanks a lot
I live in Guernsey on the british island and i pay £22,000 annualy for childcare in nursery for my 2 children. Uk living is hard without extended family around to help 😢
Wow, that’s huge. Well done 👍
Nice one. Kudos dear
Thank you so much
Please is there a cheap car insurance you can recommend? I would really appreciate and thanks for the video, it’s helpful
Check any of the comparison sites
Wow...child care is clearly a challenge in the UK😄 ..it's not easy to live abroad oh. Budgeting and being strict and disciplined about your budget is a good one, that's one way to save effectively.
Very correct.
Thanks for sharing.
Thank you for watching
This is so helpful.
Thank you for watching
Saw you on Nanelle's channel
Awww, thank you so much for stopping by
@@TochiEsther I'm glad am to be here
Welldone. Your husband spoke well too
Thank you so much
Amazing advice.
Thank you for watching
You can never go wrong with investing cos you get that financial freedom you need for the future,not spending unnecessary things but relevant things when needed.am also of the opnion that I want to be seeing my money in my bank account. Thanks for sharing these tips👌👌👌
So correct. Thank you for watching
Please which websitemake sense to buy share or invest ?
What I don't understand is how did you guys build your credit score. I tried getting a mezzly phone on contract and they told me I have to be in the country for more than 3 years
Kindly watch our video on how to build your credit score in the uk
Hi Tochi.Great content as always 🙏. I wanted to know how much money I will roughly spend on child care monthly for i am coming with my son who is 9 years and my daughter who is 8 years.
School is free for them
is it advisable to leave everything behind here and come to uk through study with my husband and kids?.will we be able to continue to stay in UK after the completion of the programme
My husband and I are transparent with everything including our finance, after-all the bible says and they both were naked. In fact when we both want to send money to our families, we seek each others permission. We have our collective personal savings account which i manage and our separate accounts, all these we started as soon as we got married.
Nice one👏👏
Don't impress people that don't care👌👌👌
Yes o
Yes, flexibility for things that cannot wait.
True
True, you need to be rigid in your budgets to avoid over spending. I don’t agree with a wife or husband keeping some of their money secret. Like your husband said, it is not as if you won’t have your personal financial life but being transparent is still better!
Our big guest, welcome.
This is packed with so much info👏
Thank you dear
Nice one
Thank you for watching
If you are in UK the best is to have exchange with your partner, but to leave the child with other kids its dangerous as if you are not careful the kid can be abused and especially if the kid can not talk, l have three kids, and l have never leave with any person apart from their Dad.
You are right
Hmmmm every body is a major character in their own movie......WORD!!!
Yes o. Thank you for watching
Thanks for all you guys are doing. Yeah investment is equally a good way to save but u know getting to know the right investment matters more.
Tochi how do I PM you, I have burning issues I need your guide
Kindly send a dm on Instagram or check my community tab for link to join my telegram group
Can I be able to apply for a study visa with my 0, level to study pharmacy in the UK?
Yes for and undergraduate degree
Good morning ma & sir, pls, I want to ask btw Tier2 & Tier4 visa which one is better for a family with 3 kids? Apart from the much funds of Tier4
From research a tier 2 visa is cheaper. Cos u don't need to pay for IHS and proof of funds is not so high too. Visa fees are lower as well.
@@abbytala4206 the only tier2 vi's holders who don't pay IHS fee are people in healthcare, everyoda tier2 visa holder pays IHS fee
@adeola..... Tier 4 visa might be easier to get, whilr getting tier 2 visa might take a longer cos you have to get a job first...tier 4 visa doesn't count towards settlement in the UK ,while tier 2 visa counts towards settlement in the UK..I guess this is the basic difference i know
Tier 2 is far better, but more difficult to get cos u need COS
@@obymary-ann6418 o wow. We learn everyday.
Childcare is no joke in UK, I remember when my daughter was less than 2years I went to this Childcare provider to look for 2 days a week so I can have my me time chale the daily fee was no joke ( £70 a day here in manchester). But I have really been lucky to have free Childcare for my kids from 2years old till 3years old from the government
Wow, free childcare? How does it work please
@@TochiEsther I am an EU citizen so my kids are entitled to 30hrs childcare weekly if I and my partner are working 16hrs and above and we both work more than 16hrs weekly
@@TochiEsther once your child is 3 you can claim 30 hours free childcare from the government. In the meantime register for tax free childcare
@@gilliansmith1157 that's right
At what age can your kids stay by themselves at home?
I have to check
From age 12, without any minor, if not an adult must be around, but we train our children the 9ja way so Atleast from 9 you can be leaving them with a phone to call if need be, you call them too
@@efughachisi634 thank you
We have one child. Hope we can do it bcos we are planning to come over.
Sure you can
Sure you can
Okay. Thank you very much.
Waiting
👍😇
Waiting
U down loaded the money box but have challenges in filling in the weekly one can l please get your contact l live in uk