Index Investing For Beginners In 2024 (Step By Step)

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  • Опубліковано 28 вер 2024

КОМЕНТАРІ • 314

  • @TylerMohn-g9l
    @TylerMohn-g9l 24 дні тому +239

    I'm 54 and my wife and I are VERY worried about our future, gas and food prices rising daily. We have had our savings dwindle with the cost of living into the stratosphere, and we are finding it impossible to replace them. We can get by, but can't seem to get ahead. My condolences to anyone retiring in this crisis, 30 years nonstop just for a crooked system to take all you worked for.

    • @MaeveAthena
      @MaeveAthena 24 дні тому +1

      I feel your pain mate, as a fellow retiree, I’d suggest you look into passive index fund investing and learn some more. For me, I had my share of ups and downs when I first started looking for a consistent passive income so I hired an expert advisor for aid, and following her advice, I poured $30k in value stocks and digital assets, Up to 200k so far and pretty sure I'm ready for whatever comes.

    • @TylerMohn-g9l
      @TylerMohn-g9l 24 дні тому

      @@MaeveAthena That's actually quite impressive, I could use some Info on your FA, I am looking to make a change on my finances this year as well

    • @MaeveAthena
      @MaeveAthena 24 дні тому

      @@TylerMohn-g9l My advisor is VICTORIA CARMEN SANTAELLA;

    • @MaeveAthena
      @MaeveAthena 24 дні тому +1

      You can look her up online

    • @zubairadamu2477
      @zubairadamu2477 24 дні тому

      @@MaeveAthena The crazy part is that those advisors are probably outperforming the market and raising good returns but some are charging fees over fees that drain your portfolio. Is this the case with yours too?

  • @adelineChulack
    @adelineChulack Місяць тому +431

    I will be forever grateful to you, you changed my entire life and I will continue to preach on your behalf for the whole world to hear you saved me from huge financial debt with just a small investment, thank you Dianne Sarah Olson

    • @McKnightCutkosky
      @McKnightCutkosky Місяць тому

      Wow. I'm a bit perplexed seeing her been mentioned here also Didn’t know she has been good to so many people too this is wonderful, I'm in my fifth trade with her and it has been super.

    • @GeorgeWilliamSinclair
      @GeorgeWilliamSinclair Місяць тому

      She is my family's personal Broker and also a personal Broker to many families in the United states, she is a licensed broker and a FINRA AGENT in the United States.

    • @RosadorcasSladeWiggins
      @RosadorcasSladeWiggins Місяць тому

      I'm new at this, please how can I reach her?

    • @lihuabenchen
      @lihuabenchen Місяць тому

      Thank you for this tip. It was easy to find your coach. Did my due diligence on her She seems proficient considering her resume.

    • @MonaghanMLOUISE
      @MonaghanMLOUISE Місяць тому

      this is useful info.. just emailed her after the google search and I am definitely working with her.. thanks for info

  • @Manselus-uy3kz
    @Manselus-uy3kz 4 місяці тому +361

    Investing in the stock market has HISTORICALLY provided higher returns than other forms of investment. According to Morningstar, the average annual return for the S&P 500 index, which measures the performance of 500 large-cap stocks, was approximately 10% from 1926 to 2020.

    • @Janise-pg8yr
      @Janise-pg8yr 4 місяці тому

      Stocks are pretty unstable at the moment, but if you do the right math, you should be just fine. Bloomberg and other finance media have been recording cases of folks gaining over 250k just in a matter of weeks/couple months, so I think there are alot of wealth transfer in this downtime if you know where to look.

  • @Joegolberg1
    @Joegolberg1 6 місяців тому +385

    As always, a great analysis. Newcomers often wonder if it's too late to navigate the financial market, but the market is always unpredictable. Trading has more advantages than simply holding, so it's important to learn before diving in. Active trades are necessary to ride the market's waves. Thanks to Walter James Henry’s insights, daily trade signals, and my dedication to learning, I've been increasing my daily earnings. Kudos to the journey ahead!

    • @Joegolberg1
      @Joegolberg1 6 місяців тому

      He's mostly on Telegrams, using the user name

    • @Joegolberg1
      @Joegolberg1 6 місяців тому

      @Gainwithwalter7

    • @JamesMargie11
      @JamesMargie11 6 місяців тому

      Honestly this cannot be overemphasized, helping people mitigate unforseen circumstances and mistakes It's always good to have a financial plan

    • @JamesMargie11
      @JamesMargie11 6 місяців тому

      Over the years, I've been a part of numerous trading programs, sifting through a barrage of information. Yet, nothing has come close to the sheer clarity, depth, and precision of James Walter insights. It's akin to finding a diamond in a coal mine.

    • @Benjaminarmstrong684
      @Benjaminarmstrong684 6 місяців тому

      Spot on. The market presents different. opportunities to create passive Income, with the right mentor and proper understanding you're good to go.

  • @carmenalabat8425
    @carmenalabat8425 Рік тому +30

    A part 2,3,4,5 to investing would be so helpful . Wondering how it works once you need to take the money out when you retire . If you can do a step by step in that would be great

  • @RedHeadedRapunzel_
    @RedHeadedRapunzel_ Рік тому +6

    I’m a very visual learner & I will say that the way you explain things (detailed & using pictures) is very helpful. You’re a great teacher!!

  • @mimi19823
    @mimi19823 Рік тому +13

    Thank you so much Austin for explaining how to start investing on Index Funds I really appreciate the time you took to made this video for all of us 😃

  • @sarahsolomon1949
    @sarahsolomon1949 Рік тому +3

    Thank you so much for taking the time out to teach me about index funding! Clear, concise, and to the point! You’re the best man! Such a value to UA-cam! Keep going! ❤❤❤

  • @eminueatabang
    @eminueatabang Рік тому +2

    Austin your advice is brilliant! I came across your YT channel yesterday and have watched two of your videos and have learned a lot. How you explain is very clear, methodical, easy to understand, and practical to apply. Much respect and I wish you all the very best for sharing your knowledge, wisdom and experience.

  • @Porkchop2021
    @Porkchop2021 11 місяців тому +1

    I REALLLY appreciate you breaking the info down and talking to me like a ignorant child lol this is really difficult to understand and scary to start so to have someone speak slow and veryyy dumbed down means alot!! You got a subscriber!

  • @mamasheepdog9442
    @mamasheepdog9442 Рік тому +2

    This is the best and simple video on how to invest in index funds. I love your videos ❤ I feel like I am in a classroom learning with a teacher that really cares for humanity. Gracias 🙏 Maestro

  • @audfosutv2500
    @audfosutv2500 Рік тому +3

    Thanks for all your hard work Austin, wishing you a peaceful and prosperous 2023!!

  • @loulouqpr6849
    @loulouqpr6849 Рік тому +2

    El Agustin, thank you, thank you thank you. I never imagined i would be so excited to watch a video about Index Funds. But until i became one of your disciples i hadn't really taken notice of them or until 10 minutes ago really knew what they were. I will be investing asap, not when i've been on night shift and my heads scrambled but hopefully by the weekend i will be a bona fide investor. Thank you again.

    • @ElAgustin
      @ElAgustin  Рік тому +1

      haha, it's not an exciting thing, but it's a great thing to learn!

  • @TheGayStoic
    @TheGayStoic Рік тому +4

    Great video Austin. Can you do one for those of us who live outside the United States? How can we go about investing in index funds? Do the same steps apply? Or is there a minimum dollar amount of investment we should have before we can invest?

  • @stevebubar6129
    @stevebubar6129 Рік тому +3

    Thank u for the most easy informative index tutorial video! Well done sir! Well done indeed! I’m starting today! So excited!

    • @ElAgustin
      @ElAgustin  Рік тому

      Thanks for watching!

    • @stevebubar6129
      @stevebubar6129 Рік тому

      Again thank u. I started today with Schwab and invested. Also you’re right… great customer service. (I accidentally opened 2 accounts.)

  • @jeanniejewel2272
    @jeanniejewel2272 Рік тому +4

    Thank you, Austin. This video is very helpful.

  • @tracymiller9390
    @tracymiller9390 Рік тому +3

    This was very good information. Thank you for sharing this overview. Love how you keep it real here on your channel.

  • @aliceodame4280
    @aliceodame4280 10 місяців тому +1

    Great and informative video! I'd love to see more videos that explain other concepts relating to index funds like capital gains, reinvesting, sales load, capturing index funds in your taxes and getting your money out when you need it. Thanks! 😊

  • @danicegewiss862
    @danicegewiss862 Рік тому +1

    I buy through M1. You make a pie and fill it with index funds. Mine are Vanguard stocks (S&P 500). I'm averaging about 3% so far. That was last year.

  • @evadeanu1
    @evadeanu1 Рік тому +2

    Thanks a lot! Everything seems easy when you know what you’re doing. Great video!

  • @TheWanderer88833
    @TheWanderer88833 Рік тому +1

    Short and sweet and to the point . Thank you Austin .

    • @TheWanderer88833
      @TheWanderer88833 Рік тому

      @free_tips_to_investment thank you . I’m definitely going to do it when I have some down time.

  • @cattiveria
    @cattiveria Рік тому +1

    Thank you for the step by step video! Your channel is the best!

  • @rebeccarussell9618
    @rebeccarussell9618 Рік тому

    Hi I just found your channel..looking forward to watching more later ..I'm a minamlist mum of 3 in the UK..getting out of debt..to live a more simple life x

  • @brucecampbell7347
    @brucecampbell7347 Рік тому +1

    Good video, unfortunately since it is an investing video there will be a lot of bots trying to scam people in the comments section.

  • @Stuie417
    @Stuie417 7 місяців тому

    Thank you for this information. I'm 40 and planning on looking at long term investments to supplement income when I retire. I process separations and retirements at work, and have come across people worried because retirement came faster than expected, and they don't have anything set-up to assist income along with retirement. I wish I knew about this stuff back when I had joined the military. Would have been a huge benefit to invest money from deployments 20 years ago.

  • @byjul5488
    @byjul5488 Рік тому +7

    Hey!!! Just wanted to thank you for opening up my mind about a lot of things in my life. I'm just turning 19 and I think you surely have a lot of Great advice for young adults like me, maybe it would be a cool idea to make a video about it ^^ Anyways, thank you for the amazing advice!

  • @dreamleaf6784
    @dreamleaf6784 Рік тому +2

    Ok. So. I have a Roth IRA that I put 6200 or whatever the max is, I have a 401k that I put 6% in and I get matched.
    Is there any advantage to getting index funds like this when I already get them with my Roth IRA from vanguard

  • @laddablanks8807
    @laddablanks8807 Рік тому +1

    Thank you and happy New Year Austin 🎉

  • @ronnytejada7008
    @ronnytejada7008 7 місяців тому

    Great video. A follow up video would be helpful. Thanks

  • @curtiskeding6996
    @curtiskeding6996 10 місяців тому

    Austin has a certain star quality. Convincing and charming. I believe and understand what he has to say

  • @cajunjamis9001
    @cajunjamis9001 Рік тому

    Austin, what you have talked about is all "FIAT"! How about Au &Ag (PM)? 5000 year record!
    Cajun :-)))

  • @AnnMitt
    @AnnMitt Рік тому +1

    Your explanation was awesome.

    • @ElAgustin
      @ElAgustin  Рік тому +1

      Thanks! Tried to make it simple!

  • @lilianoti7603
    @lilianoti7603 10 місяців тому

    Good teacher. I have always wanted to start but don't know how. Thanks. Question: Do I have to buy every day?

  • @chocolate_riesen4
    @chocolate_riesen4 Рік тому

    👋🏾 I'm a new follower. Thank you so much for this extremely helpful video!!!

  • @kimbers1238
    @kimbers1238 Рік тому +1

    I understand what u said about the second best day is today but what if I've never invested and I'm 61? Is there any point at my age? I'm not a healthy 61.

  • @carmenalabat8425
    @carmenalabat8425 Рік тому +1

    Thank you just what we wanted so well explained!! Once you buy it do you need to change it or can you use the same index fund and have it in automatic set up yearly?

    • @ElAgustin
      @ElAgustin  Рік тому

      It's up to you of course, but you can literally buy $10 every week if you want to. Nothing will change unless you do something to it.

  • @DonSarah1985
    @DonSarah1985 Рік тому +1

    Great informative video! Thanks

  • @akin242002
    @akin242002 Рік тому

    Great beginner video! I'm also a Schwab customer too. Great broker for those that travel.

  • @moredatesmorefiber3526
    @moredatesmorefiber3526 Рік тому

    i accidently used a roth ira account for my index funds instead of a brokerage account. is that okay?

  • @tommytonguyen4227
    @tommytonguyen4227 7 місяців тому

    You are the man of the day!

  • @conorpaulpurcell3403
    @conorpaulpurcell3403 Рік тому +2

    Natural born teacher.

    • @ElAgustin
      @ElAgustin  Рік тому

      haha, thanks! It's much easier to teach when a bunch of kids are jumping around in the class!

  • @ArafatBukhari
    @ArafatBukhari 4 місяці тому

    Hello 👋👋
    I invested in Real Estate ( I own House 🏠 3 bedroom).
    I have Heritage Farm Land 😁
    I Save Currency 💵 Then Invest in True Money 💰 Gold Bullions 😊 Long Term Investment
    I have Active income for Emergency Funds and Monthly Expenses 😊

  • @KwokLeung-q6u
    @KwokLeung-q6u 3 місяці тому

    Good Index Fund video, thanks

  • @juliehoot3916
    @juliehoot3916 Рік тому

    Thank you! 👍

  • @360farooq
    @360farooq 9 місяців тому

    Thanks!

    • @ElAgustin
      @ElAgustin  9 місяців тому

      Wow! Thank you for your support!!!!!

  • @NoemiSoria
    @NoemiSoria Рік тому

    Great job!

  • @ashtherebel2346
    @ashtherebel2346 Рік тому +1

    Thank you so much for making this video!! ❤❤❤❤

  • @georgerokonaceva2533
    @georgerokonaceva2533 10 місяців тому

    Hi bula! Can people in the pacific lslands like fiji invest the stockmarket

  • @rociodeleonpantoja
    @rociodeleonpantoja 2 місяці тому

    The info is amazing, but the Spanish me vendió! 🎉

  • @rookiej5587
    @rookiej5587 Рік тому +4

    0:26 hahahahaha crypto 🤣

  • @rolandmarton8930
    @rolandmarton8930 Рік тому

    What if I invest 10$ and later I invest 10$ again. Can I merge the 2 investments or am I gonna have 10 different if I invest like 10$ a week.

    • @ElAgustin
      @ElAgustin  Рік тому

      You're just buying shares so the shares will be different prices depending on how the market is doing at the time, but as long as you're buying the same fund it's the same account.

  • @tashagimera
    @tashagimera 10 місяців тому

    WHERE do I go to INVEST…. LITERALLY have no idea what to type into browser? Or do you use an app? Nobody tells me!!!

    • @bluebyyou7504
      @bluebyyou7504 3 місяці тому

      Look up what a index fund is. I'm in the same boat you are. Basically you put your money in it...and it is basically self managed...so you don't have to think about it too much...put money in and leave it. Just pump money into it and let it do its thing.

  • @deeshankumar6526
    @deeshankumar6526 Рік тому

    Good advice. Learnt a lot from you.

  • @SCOTTDisick-yc7x
    @SCOTTDisick-yc7x Місяць тому +407

    3 years ago, I started investing with $300k, but I've only made about 6% total, or 2% per year, which my friends say is very low. I also put $800k into a 401k with a financial advisor, and it's now worth about $1.2 million after 10 years. I think I need to revamp my portfolio. Any advice on what to do with my money would be greatly appreciated.

    • @jackwillison177
      @jackwillison177 Місяць тому +1

      I don.t really know your risk tolerance or asset allocation, sounds like just bad stock picking. Also unclear if the advisor is providing any other value via financial planning or other decision making. But likely scenario is just bad stock picks. Index funds, Etfs and chill.

    • @AndreaRoberto-wm3th
      @AndreaRoberto-wm3th Місяць тому +2

      You should definitely fire your advisor! That's a bad financial advisor. Over 50 years of data reveal that those who work with fiduciary advisors typically earn more than those who go it alone. I've been fortunate to work with one for 6 years, resulting in a $3 million portfolio.

    • @Williamjame444
      @Williamjame444 Місяць тому

      Your advisor must be really good. How I can get in touch? My retirement portfolio's decline is a concern, and I could use some guidance.

    • @AndreaRoberto-wm3th
      @AndreaRoberto-wm3th Місяць тому +5

      Sure, 'Melissa Elise Robinson' is the licensed advisor I use. Just research the name. You’d find necessary details on the web to set up an appointment.

    • @Williamjame444
      @Williamjame444 Місяць тому

      I looked up her name online and found her page. I emailed and made an appointment to talk with her. Thanks for the tip

  • @WilliamTurner-od5ij
    @WilliamTurner-od5ij 2 місяці тому +354

    If your not comfortable picking individual stock, consider investing in index funds or ETFs. These funds offer immediate diversification and often have lower fees than actively managed funds.

    • @LiamThompson-cv9xy
      @LiamThompson-cv9xy 2 місяці тому

      If you invest in dividend-paying stocks, then you should consider reinvesting the dividend to take advantage of the compounding returns.

    • @AmeliaClerk
      @AmeliaClerk 2 місяці тому +1

      I am not sure about my choices, being faced by numerous options. I need advice going forward with the hurdle.

    • @HarperScott-pk6uk
      @HarperScott-pk6uk 2 місяці тому

      ​@@AmeliaClerk
      What you will be sure of would be the right choices, if you're been guiding by an expert. That is how I have managed to stay afloat , manuevering through the hurdle in the market.

    • @AmeliaClerk
      @AmeliaClerk 2 місяці тому

      What I want is real progress with my holdings. Please share the info of your advisor.

    • @HarperScott-pk6uk
      @HarperScott-pk6uk 2 місяці тому

      Jason Herman Pierce is the expert fiduciary i am working with. His strategies works for me, hence my results.

  • @shannonshuntel2958
    @shannonshuntel2958 Рік тому +53

    Great video,I wish they taught me this in college. You've helped my family With your advice. You're such a blessing to this community. As a beginner i was scared of losing my savings but I'm glad i took the right decision that's now favouring me. thanks for your help Ms Susan Kay Mack 🇺🇸.

    • @bronsonjames3678
      @bronsonjames3678 Рік тому +5

      Money invested is far better than Money saved. When you invest your money it works for you and help you bring more money in the nearest future.

    • @adamsfueher806
      @adamsfueher806 Рік тому +3

      Every family has that one person who breaks the family’s financial struggles, hope you’re one because l'm the one for my family. Imagine I invested $1000 and got $9,300 in couple of days. Ms Susan Kay Mack or no one else, her legacy is transparent.

    • @ritaparker2630
      @ritaparker2630 Рік тому +4

      As a canadian things are getting pretty scary! i looked up the lady you mentioned and indeed she seems impeccable! i will be leaving her a message thanks!

    • @oliviabenson573
      @oliviabenson573 Рік тому +3

      Investors should exercise caution with their exposure and exercise caution when considering new investments, particularly during periods of inflation. It is advisable to seek guidance from a professional or trusted advisor in order to navigate this recession and achieve potential high yields.

  • @Elisasofia258
    @Elisasofia258 Рік тому +34

    I count myself successful in trading with the help of my broker who manage and handle my trading account and get me awesome profits. Her strategies are top notch coupled with the little commission she charge on her trade.

    • @Investidortiago
      @Investidortiago Рік тому

      Investing in Assets is the cheat code for having a successful financial life.

    • @criptografiaolivia
      @criptografiaolivia Рік тому

      To avoid making losses while trading, you need to get full understanding and knowledge of trading and holding.

    • @santiago40654
      @santiago40654 Рік тому

      You're right..most time having knowledge or insight about a particular activity can as well be a pleasing exercise.

    • @MariaAdam324
      @MariaAdam324 Рік тому

      Wow, although mine always end up with losses, I think i still have alot to learn. please can you share.?

    • @Elisasofia258
      @Elisasofia258 Рік тому

      she will tell you everything you need to know via her tele gam user.

  • @AmberDen5293
    @AmberDen5293 9 місяців тому +79

    Opinions on the market diverge; some claim overvaluation due to rapid gains, while others cite strong economic fundamentals justifying high valuations. Raises concern for my $600K
    equities going 8% up and 20% down. Should i hold on or sell off my positions and hold cash?.

    • @donalddavis4387
      @donalddavis4387 9 місяців тому

      Don't sell; avoid trying to time the market and incurring unnecessary taxes.
      Stay grounded and focus on the long term. Or just seek counsel from a market strategist.

    • @mateosantiago5795
      @mateosantiago5795 9 місяців тому

      I agree. On my personal experience working with an investment advlsor, I currently have $656k in a well-diversified portfollo that has experienced exponential growth.

    • @cooperhayes7055
      @cooperhayes7055 9 місяців тому

      @@mateosantiago5795 Please How do I find this financial counselor ?

    • @mateosantiago5795
      @mateosantiago5795 9 місяців тому

      She's known as 'Olivia Maria Lucas'. One of the finest portfolio managers in the field. She's widely recognized; you should take a look at her work.

    • @cooperhayes7055
      @cooperhayes7055 9 місяців тому

      She appears to be well-educated and well-read. I ran an online search on her name and came across her contact webpage; thank you for sharing.

  • @daviddean6032
    @daviddean6032 Рік тому +47

    Thank you, Mr. Austin Williams. Waited patiently for this video and I'm so appreciative of your time. May 2023 be special for you, Mr. Austin. Many thanks.

    • @ElAgustin
      @ElAgustin  Рік тому +9

      Awesome! Thanks for watching! And sticking around. You were one of the first people to ever comment on my videos!

    • @daviddean6032
      @daviddean6032 Рік тому +8

      @@ElAgustinSo kind of you to say, Mr. Williams. And not only to say but to state that publicly. Cheers. By the way, your explanation of Index Investing is crisp and clear and I understand it fully now. Thank you.

    • @MFox-tu2co
      @MFox-tu2co Рік тому +3

      I loved how well you simplified the content of this video! 😀
      Also, I completely agree that cryptocurrency is not a great direction to invest. I know 5 adults whose lives were completely decimated in their 40s to 60s!!! They are now starting over at these ages😕.

    • @MFox-tu2co
      @MFox-tu2co Рік тому +3

      I was unable to see 👀 what you did on your computer 🖥. It was too small, but loved you showing us how to do it in real time. 😀

  • @lynn9935
    @lynn9935 Рік тому +28

    Great presentation! You are doing such a great service with your channel. Thank you for all your hard work.

  • @Raymondjohn2
    @Raymondjohn2 9 місяців тому +35

    Investing in the stock market has HISTORICALLY provided higher returns than other forms of investment. According to Morningstar, the average annual return for the S&P 500 index, which measures the performance of 500 large-cap stocks, was approximately 10% from 1926 to 2020.

    • @audeywolsh
      @audeywolsh 9 місяців тому +4

      Stocks are pretty unstable at the moment, but if you do the right math, you should be just fine. Bloomberg and other finance media have been recording cases of folks gaining over 250k just in a matter of weeks/couple months, so I think there are alot of wealth transfer in this downtime if you know where to look.

    • @kevinmarten
      @kevinmarten 9 місяців тому +3

      The best course of action if you lack market knowledge is to ask a consultant or investing coach for guidance or assistance. Speaking with a consultant helped me stay afloat in the market and grow my portfolio to about 65% since January, even though I know it sounds obvious or generic. I believe that is the most effective way to enter the business at the moment.

    • @maga_zineng7810
      @maga_zineng7810 9 місяців тому +3

      please who is the consultant that assist you with your investment and if you don't mind, how do I get in touch with them?

    • @kevinmarten
      @kevinmarten 9 місяців тому +2

      My advisor is ‘’Catherine Morrison Evans’’ she’s highly qualified and experienced in the financial market. She has extensive knowledge of portfolio diversity and is considered an expert in the field. I recommend researching her credentials further. She has many years of experience and is a valuable resource for anyone looking to navigate the financial market

    • @maga_zineng7810
      @maga_zineng7810 9 місяців тому +1

      Thank you for this tip. it was easy to find your coach. Did my due diligence on her before scheduling a phone call with her. She seems proficient considering her résumé.

  • @rencechannel2240
    @rencechannel2240 Рік тому +9

    I am currently invested in S&P500 Index Fund.

  • @federicacaruana
    @federicacaruana Рік тому +18

    Discovered you three days ago, Austin. I'm trying to catch up with all your videos (got a jam-packed watch later). Keep producing and keep sharing the content. Happy new year!

    • @ElAgustin
      @ElAgustin  Рік тому +2

      Awesome! Hope you enjoy my videos!

  • @victoriaaldrin
    @victoriaaldrin Рік тому +42

    When compared to the supplied benchmark, 79% of fund managers underperform. More interestingly and significantly, when that figure is multiplied by 5, 10, and 20 years, it rises to 90, 97, and 99%. That makes a persuasive argument for index investment, as well as how unusual individuals like Peter Lynch genuinely are.

    • @simonomilan
      @simonomilan Рік тому

      I had no idea how destitute most people were!

    • @harleycartley3138
      @harleycartley3138 Рік тому

      I've only met with three financial planners and two stockbrokers to discuss investment planning, and they all tell you the same thing.

    • @nataliehinnes5221
      @nataliehinnes5221 Рік тому +1

      The majority of those raging against passive investment are actually active managers. When first starting out, it is prudent to seek out a fiduciary CFP. I went with James Fletcher Brennan, and I've had nothing but positive encounters with him. In 8 months, I went from $25,000 to $100,000. That is outperforming the index and the S&P 500, in my opinion.

    • @victoriaaldrin
      @victoriaaldrin Рік тому

      @@nataliehinnes5221 I've read about James Fletcher Brennan. He's a fascinating individual to research online.

    • @stephmeldrich6765
      @stephmeldrich6765 Рік тому

      @@victoriaaldrin please i have a question why do i keep either losing my money or not making any money at all?

  • @khadijasajid457
    @khadijasajid457 Рік тому +9

    I wasn't financial free until my 40’s and I’m still in my 40’s, bought my third house already, earn on a monthly through passive income, and got 4 out of 5 goals, just hope it encourages someone that it doesn’t matter if you don’t have any of them right now, you can start TODAY regardless your age INVEST and change your future! Investing in the financial market is a grand choice I made. Great video! Thanks for sharing!

  • @aarushisanah5811
    @aarushisanah5811 Рік тому +47

    I am in my 40s looking for different avenues to invest I found my self a good broker referred by big sharks in stock market, she grew my savings from quarter a million to a million dollars in the first months of the year, if you are looking to diversify do it now you are never too old.

    • @molleespillett3181
      @molleespillett3181 Рік тому +2

      Hey Aarushi, I'm about your age too, and I need to double my wealth, 450k at the moment, share this woman with me please, if that's possible.

    • @aarushisanah5811
      @aarushisanah5811 Рік тому +1

      Annette Michelle Walters. look her up on web search

    • @molleespillett3181
      @molleespillett3181 Рік тому +1

      @@aarushisanah5811 Alright there she is, I love her profile and credentials. I will reach out immediately, thank you.

    • @harlibassham8187
      @harlibassham8187 Рік тому +2

      Annette is the right person to run to if you're talking about stock investment, presently I have 7m$ in my portfolio and she is responsible for it, I started off with 500k, working with the right person or team is the best advice for anyone looking to make progress efficiently.

    • @carendemoya5429
      @carendemoya5429 Рік тому +1

      @@harlibassham8187 Annette is going far, I'm happy to see this recommendation on her, I remember when she started her career, anyone could tell she had the spark, true genius.

  • @terrys8808
    @terrys8808 Рік тому +10

    Thank you Austin for this very important video. I appreciate your time and effort. The video was perfect! Clear and concise! Happy 2023!🎊

  • @chaychu31
    @chaychu31 Рік тому +8

    Great video! Thank you so much, you just helped me start my 2023 right!❤

  • @laddablanks8807
    @laddablanks8807 Рік тому +7

    I did it, I bought index funds and Tesla stock . Love your videos, thank you Austin

  • @rhondajefferson4679
    @rhondajefferson4679 Рік тому +5

    Thank you Austin for explaining it so clearly I now feel that I can confidently start to invest in index funds…. Before this video I did not know how. Thank you again😊

  • @lilyofthevalley7413
    @lilyofthevalley7413 Рік тому +3

    Hi Agustín. How about when you want to take your money out, what's the process?

  • @Luncheon23
    @Luncheon23 Рік тому +5

    Thanks Austin - your videos and some others from a few noteworthy channels are really the highlight of my UA-cam feed.

  • @justcomp1
    @justcomp1 Рік тому +5

    Very nice, Austin. I was one of the ones that ask you to do this and you did it. And really quickly. Thanks. You did a good job too. That was packed with info and your personal thoughts. I see you're not a great fan of Cripto. Hope you have a great new year.

    • @ElAgustin
      @ElAgustin  Рік тому +2

      Well when you're making 2 videos a week, you need ideas! And once you have one you just roll with it, haha!

  • @CryptoVanya
    @CryptoVanya Рік тому +4

    Ok

  • @IBPaintsppp-wt5ou
    @IBPaintsppp-wt5ou Рік тому +4

    Thanks man, I understand all these concepts well. However I am starting to teach two of my friends who were never taught or learned these financial concepts and this video really helps explain how to get started.

  • @pattygaytan7653
    @pattygaytan7653 Рік тому +3

    Muchas gracias chico. It was very helpful, more videos like this one would be greatly appreciate it.

  • @gailinax
    @gailinax Рік тому +3

    Wow you really broke that down! Well done. That’s a talent. This is exactly how I needed this explained to me. Thanks a lot!

  • @victoriastewart7116
    @victoriastewart7116 Рік тому +2

    Awesome video! You made it so simple and easy to understand. I'm going to open a brokerage account outside of my IRA. Like the idea of being able to buy with small amounts of $

  • @stefaniehasandras3210
    @stefaniehasandras3210 Рік тому +2

    Thanks, Austin. I referred a friend to this video to learn about Index Funds. I'm also a Schwab client. Its customer service is stellar.

  • @mvib1604
    @mvib1604 Рік тому +2

    Great video. And good info. I started investing last year, and never looked back. Index, Dividend, Real Estate, whatever: *Everyone* should look into investment… Your future self will thank you 😊

  • @shanatee7765
    @shanatee7765 Рік тому +2

    I want to thank you so much for this explanation. I've been a beginner trying to learn the best way to start and this is by far the most clearest and concise way of understanding without all the roundabout jargon... Thank you so much!

  • @randomposts6465
    @randomposts6465 Рік тому +2

    Got yourself a new subscriber bro...this video was detailed and on point thanks 💯

  • @StellarNomad42
    @StellarNomad42 Рік тому +3

    Hi Austin! In a previous video you said you save 60% of your income. How much of that 60% goes into index funds investing? Thank you for your amazing videos!!! 🙏

    • @ElAgustin
      @ElAgustin  Рік тому +3

      After I built the emergency fund, it was all 60%...unless I spent more money a specific month.

  • @someonewhocares5033
    @someonewhocares5033 Рік тому +2

    This is a great year to start, the markets are way down so they offer a ton of opportunities.

  • @Alternatezoid
    @Alternatezoid Рік тому +39

    I recently got into the UA-cam financial niche, and I’ve taken a deep dive into investing. Particularly, index funds as it interests me. I have tried multiple methods to build my portfolio in the past. So far I’m making progress. Back to the video, wonderful job there.

    • @Baptisizm
      @Baptisizm Рік тому +3

      I do speculations more, and I’ll say I’m pretty green. A little pointer here, and there on the right steps to take towards investing from you will do.

    • @Alternatezoid
      @Alternatezoid Рік тому +3

      @@BaptisizmAs I said, I was a novice and I got to know an astute fund manager, Herman W Jonas, who is guiding me through the process. I put in $30k as capital spread across stocks, index funds, etfs, and fx with his guidance and I’ve made a return of $103k within the trading span. I'm slowly but perfectly building my portfolio by putting money into the market at a consistent pace.

    • @OlineFarms
      @OlineFarms Рік тому +1

      That idea is applicable in all aspects of life. With experienced hands, you generally, get things done more efficiently. Smart people know this already.

    • @Denniss20
      @Denniss20 Рік тому +1

      @Archie CaileanWould you be kind enough to drop a lead to him? Thank you in advance.

    • @Denniss20
      @Denniss20 Рік тому

      I appreciate your response. I left him a message. I’m excited to start my investing journey!

  • @FootyAccaQueen
    @FootyAccaQueen Рік тому +1

    First time I’ve come across your content. So helpful and well explained. Thank you from a beginner investor from the UK 😊 🇬🇧

  • @georgiemichelle3807
    @georgiemichelle3807 Рік тому +3

    This is the best explanation I’ve heard. Thank you!

  • @melissalee1709
    @melissalee1709 Рік тому +2

    Very informative, thank you.

  • @luissanroman9928
    @luissanroman9928 Рік тому +1

    Wow! This is a great video for beginners. Thank you so much!

  • @Politebanana1
    @Politebanana1 2 дні тому

    Isn't it a $3000 minimum for index funds via Vanguard?

  • @dral22
    @dral22 Рік тому +1

    I love how you simplified this video so everyone can understand the market jargons respect 👑🙏🏾

  • @acer4237
    @acer4237 Рік тому +1

    Wow..I’m so glad I found your channel, had some money parked and needed a 💯 understanding of the process! Thanks so much.

  • @jessicasanes9424
    @jessicasanes9424 Рік тому +1

    Omg This has been the best video I have seen explaining investing thoroughly. You broke it down to where I understood it in a way I never had.. Gracias!!!

  • @susanmcdowell6316
    @susanmcdowell6316 Рік тому +2

    My goodness! I can’t thank you enough for all this information. Now I feel like I know enough to start investing! Thank you so much.

  • @FrankiePIFFtv
    @FrankiePIFFtv 9 місяців тому

    I have a question...If I want to add money into my account.. Is there a specific time I have to wait after my initial investment? Is there a fee?

  • @carmenalabat8425
    @carmenalabat8425 Рік тому +1

    Would love it if you can walk us through of how to buy an index fund under Vanguard if you could would be greatly appreciated 😊

  • @emersonwilliams2428
    @emersonwilliams2428 Рік тому +1

    The success behind my profit earning investment is not solely on my skills but by the help of an expert\licensed trader, who manages my accounts for many years, thanks goes to my Mrs Natalie Louis. She truly saved me from embarrassment this week at my lowest. I was able to risk trading with her platform but it eventually turn to be successful.

  • @shess1640
    @shess1640 Рік тому +1

    An excellent primer…… good work!

  • @knetge
    @knetge 11 місяців тому

    so when getting an index fun do you have to pay the listed price or any price you just want to pay?

  • @GREG_MOTO
    @GREG_MOTO 9 місяців тому

    good vid, still dislike because of the amount of fake comments