Best Travel Prepaid Card in Malaysia (2023)
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- Опубліковано 1 сер 2024
- Not too sure which prepaid card you should use for your next trip? I got you covered! 🟠 𝗦𝘁𝗮𝗿𝘁 𝗜𝗻𝘃𝗲𝘀𝘁𝗶𝗻𝗴 𝘄𝗶𝘁𝗵 𝗺𝗼𝗼𝗺𝗼𝗼 ➡️ j.moomoo.com/00JRcf
🟠 𝗦𝘁𝗮𝗿𝘁 𝗜𝗻𝘃𝗲𝘀𝘁𝗶𝗻𝗴 𝘄𝗶𝘁𝗵 𝗺𝗼𝗼𝗺𝗼𝗼 ➡️ j.moomoo.com/00JRcf
🔵 𝗚𝗲𝘁 𝗙𝗥𝗘𝗘 𝗧𝗿𝗮𝗻𝘀𝗳𝗲𝗿 𝘄𝗶𝘁𝗵 𝗪𝗶𝘀𝗲 ➡️ wise.com/invite/u/weif84
⬇️ Timestamps:
0:00 → Introduction
0:29 → Prerequisites
0:57 → Multi-currency Wallet Support
2:38 → Foreign Transaction Fees
3:39 → Overseas Cash and ATM Withdrawal Limit
6:30 → Transaction Limits
7:32 → Accepted Top-Up Methods
8:58 → Ad break
10:08 → My Recommendations
11:51 → Conclusion
Hey there, fellow travelers!
Ever been confused about which prepaid card to use on your overseas trips? In this video, I'm diving deep into 5 big players: Maybank MAE, Wise, TNG Visa, BigPay, and Enrich Money. I'll cover everything - from signing up to those sneaky hidden fees. You’ll know exactly which card to pack for your next journey!
Whether you're a local, have PR, or are here on a work visa, you can dive right in. Just be ready with a bit of cash for the annual fee and possibly an initial deposit. Though, heads up, some might charge for account inactivity.
Foreign transaction fees? Some are friendlier than others. Wise and EnrichMoney are particularly enticing if you’ve converted your money beforehand. TnG and BigPay have their own take, and it might fluctuate, so it's worth staying updated. And if you're the type who still likes some cold hard cash, most cards offer ATM withdrawals. But-and I'm sure you've guessed it-there might be fees involved. Some offer certain perks, while others are a bit more secretive about their charges.
Looking at transaction limits, Wise has a pretty hefty one, but there's a catch with how much you can have in the wallet at once. MAE and TnG play in their own ballpark, while BigPay and EnrichMoney have their own rules. Topping up is usually smooth, with bank transfers and debit cards being standard. And if you’re digital-first, almost all of them have a virtual card variant. Just a hint: one of these even lets you juggle multiple virtual cards for different needs.
So, who takes the crown? I've got my preferences, but I won’t give it all away. Some of these cards shine with conversion rates and limits, while others might win you over with their tech-savviness or security features. And if travel perks are your thing, a couple of them might just catch your eye.
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Best prepaid cards for overseas travel.
Best prepaid cards for overseas travel malaysia.
Maybank MAE vs. Wise for travelers.
Which prepaid card has the best multi-currency wallet?
Fees for foreign transactions with BigPay.
Wise card annual and inactivity fees.
How to top-up TNG Visa prepaid card.
EnrichMoney transaction limits and fees.
Using virtual cards for international transactions.
How does auto-conversion work on prepaid travel cards?
Perks of using BigPay for traveling.
Wise virtual card benefits and limitations.
ATM withdrawal fees for Maybank MAE.
Best travel card for tech-savvy users.
Travel perks offered by EnrichMoney card.
Maybank MAE vs. TNG Visa: which is better?
What to know about Wise card's transaction limits.
Benefits of multi-currency wallets for travelers.
Are there hidden fees with TNG Visa for international use?
How do prepaid travel cards handle currency fluctuations?
#MAE #Wise #BigPay #TnGVisa #EnrichMoney #MaybankMAE #AirAsia #MalaysiaAirlines #MulticCurrencyWallet #EnrichMoneyPerks #VirtualCardTravel #TravelPrepaidCardMalaysia #TravelPrepaidCard #MalaysiaTravelCards
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Disclaimer: The content on this channel is for educational purposes only and merely cites my own personal opinions. Neither moomoo or its affiliates shall be liable for the content of the information provided. In order to make the best financial decision that suits your own needs, you must conduct your own research and seek the advice of a licensed financial advisor if necessary. - Навчання та стиль
🟠 𝗦𝘁𝗮𝗿𝘁 𝗜𝗻𝘃𝗲𝘀𝘁𝗶𝗻𝗴 𝘄𝗶𝘁𝗵 𝗺𝗼𝗼𝗺𝗼𝗼 ➡ j.moomoo.com/00JRcf
🔵 𝗚𝗲𝘁 𝗙𝗥𝗘𝗘 𝗧𝗿𝗮𝗻𝘀𝗳𝗲𝗿 𝘄𝗶𝘁𝗵 𝗪𝗶𝘀𝗲 ➡ wise.com/invite/u/weif84
did moomoo come to malaysia already, is it under malaysia legalise?
I've used the Wise card, thanks to you.
I love it! Thank you for this!
Awesomeeeee! 🥳
Great. I was looking for a comparison like this. Thank you.
You're most welcome henry!! Check out our other videos too :D
Thankyou, really helpful
You're most welcome zul! Hope to see your comment in our future videos!
nice info bro... TQ...
Im greatly appreciate the video ❤ love the explanation and comparison .
Glad you enjoyed it!
Ziet - what would you say if we have CIMB Travel World Elite card and using that to accumulate points over using wise card overseas? thank you
I get to know WISE card from you and it saved me so much hassle! WISE card is my fav traveling card now, thank you Ziet and keep up with the good quality content!
What is the maximum contactless daily limit for wise,.
hi Ziet! thank you so much for your info. Seriously it's a lifesaver. I'm trying to transfer USD from my PayPal account to my Wise account. And I can't link the USD bank account because PayPal only allows us to link a bank account in Malaysian ringgit. So the other option I can think of is to link the Wise Visa Card instead. But question: if I transfer USD from PayPal to my Wise Visa card, will I receive the money in USD or in MYR?
Did u run a group of investment for bursa malaysia? Stock market double plan G3?
Hi. If I got bunch of foreign currencies right now, says JPY, THB, or USD, in cash. How could I deposit them into my Wise account at the minimal losses?
What is the maximum contactless daily limit for the wise card
May I know that how to top up tng(visa) balance by ATM
Mana untung pakai wise to4 amount duit pastu pakai kt oversea ataupun to4 convert duit dalam wise dalam currency negara yg kita nk melancong?
What is the daily limit for the enrichMoney?
I comment on previous wise card video before. Now I have both wise and bigpay for 2 different purpose :DD The currency is big game changer for me.
Already signed up for wise. Their postage service for physical card is sux hard. Almost 1 month waiting still not arrived. Had to cancel and order back. Really need another option for my next overseas travel
Oh no! :(
can compare RHB multi currency debit card ?
Can you have 2 personal accounts with Wise?
How about standard chartered jumpstart debit card? It is said to be no mark up fees.
Ahhh how did i missed that! Will take a look at it, thank you 🙏🏻🙏🏻
Your airasia points next level bro
😂😂
Debit cards maybank and alliance bank got multi currencies debit cards
yup! thanks for sharing that!
@@ZietInvests second questions gx trade bank card debit wise debit card and touch n go debit visa card
Too bad I cant find any of these multi currency card which allow u to invest the amount of the currency hold in the wallet..
Wise UK actually has that feature but unfortunately its not available in malaysia yet.
I also think WISE is the best option here - I have a question - is it possible to LOAD the foreign currency account (i.e. EURO) inside WISE directly from a foreign currency account i.e. a EURO currency account in CIMB Malaysia (NOT transfer from RM fund in a local bank, converted in a foreign current inside WISE) ?
Hi Casey, I'm wondering about the exact same thing (possibility of topping up Wise card from CIMB Euro FCA). You found the answer?
@@CjxJamie no one seemed to have the answer, and WISE support wasn’t the most helpful either. Still waiting to be enlightened, if there is a way to do this, it would indeed be an almost perfect solution
@@caseywong903 Icic. Well maybe I have to pay CIMB a visit. I'll update here if I get an answer
may i ask which out of this 3 prepaid card (wise,tng,bigpay) have 0 local spending fee?
as for now i know that tng visa card have 0 local spending fee but i wanted to know if this 2 other card have 0 local spending fee too or they charge me? thanks
0 for wise. Not sure about bigpay
wow did any1 notice that 292k air asia points!
🫣🫣🫣🫣
Mesti la pakai card yg ada cover by PIDM
For debit cards maybank alliance and wise gx trade and touch n go 5 debits cards how you view these debits cards differences and fees?
- Maybank: Widely accepted, good for local and international use, but watch out for foreign transaction fees (usually higher than fintechs).
- Alliance Bank: Similar to Maybank, reliable with competitive fees.
- Wise: Best for international transactions with low conversion fees and real exchange rates.
- GXBank: Similar to bigpay and wise, but inferior to wise for foreign currencies purpose (in my opinion)
- Touch 'n Go: Great for local use and everyday expenses, but not ideal for international transactions due to higher fees.
Each has its own benefits depending on your usage!
@@ZietInvests third questions from question 2 misanwsered properly touch n go with visa debit card not normal touch n go card ya it is touch n go debit visa card
Couldn't find your best travelling credit card video.
Hi Dev, i have privatised that video temporarily due to a content moderation exercise with our sponsors - which should be settled within a few weeks for now, apologies for that!
Can check it out here: ua-cam.com/video/qdh3wrKFpDg/v-deo.htmlsi=cJQk2uSQuLDVMQjY
@@ZietInvests Thanks a lot!
What about Merchantrade platform?
Second best in exchange rate after wise
I tried to use my WISE card in Milan airport, it was declined despite having EUR500 on my WISE account. I also tried the card at Uniqlo Malaysia, also declined. Seems the card is only useful for online payments.
Have you activated the card by withdrawing from your local ATM? That needs to be done to be able to use it yea
@@ZietInvests Yes, two years ago I was able to pay McD in Singapore. But recently in Milan and KL, the card was declined.
@@no-handleswise card seems has problem for Malaysia.. my card can only paywave but pin and pay cannot work.. but you can overcome all that by using google pay or apple pay.. for some reason wise card works with this..
My experience sometimes it works and sometimes it doesn't work. So best to have a second card as a standby
Hi, would like to ask the Fee to get a debit card for Wise @ RM13.70, this is charger per year or one time off charges?
One time, or replacement card
U forget another card RHB Multi Currency is much more better
Ops!
@@ZietInvests another video with RHB multi currency
Revolut always!
It’s not available here in Malaysia yet!🥲
Wise charges 0.40% fees for overseas transactions?.
I'd say average around 0.80% to 1.20% all-in fees (fixed + variable fees) ☺️
@@ZietInvests GX bank debit card 0 transaction fees till Nov 2024. So it's better than Wise?.
first