When to Invest Lump Sum Instead of SIP in Mutual Funds

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  • Опубліковано 30 вер 2024
  • Investing in Mutual Funds through the Systematic Investment Plan or SIP is one of the best ways of building wealth in the long run. However, there are times when the stock market correction is steep, and is expected to stay like that only for a short while. During such times, you can invest a lump sum amount in equity mutual funds even as you continue your SIPs in Equity Funds. You must invest a lump sum which is less than 10% as compared to the size of your Equity Fund Portfolio. You can invest a lump sum in Debt Funds as these are less volatile than Equity Funds.
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КОМЕНТАРІ • 78

  • @crazycat5048
    @crazycat5048 27 днів тому +4

    RD n FD are better than debt funds

  • @deepthakkar7
    @deepthakkar7 Рік тому +42

    Play video at 1.25 x

    • @nipunjha
      @nipunjha Рік тому +14

      Me playing it at x2 😂

    • @nnandan9431
      @nnandan9431 Рік тому +7

      Same 2x ..but thank you for suggesting

  • @ExplorerArpan
    @ExplorerArpan 3 місяці тому +2

    But my question is if i invest in lumpsum in any of my current running sip then will it create another folio no or it will added to same folio no ?

  • @melvin6432
    @melvin6432 Рік тому +2

    Not informative much.

  • @micks_the_ticks
    @micks_the_ticks 4 місяці тому +1

    I am more confused now

  • @hanumanjikabhakt4895
    @hanumanjikabhakt4895 Рік тому +1

    Mam jai Sita Ram please mam life insurance की सुविधाएं भी sip या lamsam में provide का new rule कराने की मांग kare बाकी सब कुछ अच्छा है।

  • @murshido.k1863
    @murshido.k1863 7 місяців тому +1

    Can i invest lumpsum every 3 months in same mutual

    • @subhamrawat565
      @subhamrawat565 4 місяці тому

      Same question

    • @pranju4u22
      @pranju4u22 2 місяці тому +1

      Yes offcourse but Lumsum in equity MF is not at all recommended if you want to do Lumsum investment go for Hybrid MF or Debt MF category 🙏

  • @qaisarparwez5830
    @qaisarparwez5830 19 днів тому

    Madam, please clear my douts. Can I invest in SIP & Lumsum both schemes in the same funds. Means my SIP is continue per month after three - fourth months have accumulated respective amount can invest as a lumsum in same funds. Please reply.

    • @MutualFundsAtGroww
      @MutualFundsAtGroww  18 днів тому

      Hello,
      If you need assistance, our dedicated support team is available and ready to help. You can reach us at +919108800000. For more information, visit groww.in/blog/groww-helpline-number/ Also you can write to us at support@groww.in

  • @ghulammohammad1247
    @ghulammohammad1247 Рік тому +2

    wat abt doing lumpsum in icici prodentail madam

    • @Dave_en
      @Dave_en 6 місяців тому

      You can do it in ICICI equity and debt fund. It doesnt fall easily and has given me 7.3% return within 3 months. I will keep it for longer.

  • @ashishrathode6239
    @ashishrathode6239 Рік тому +1

    This video could have been made in shorts form .

  • @veeraskitchen
    @veeraskitchen 2 місяці тому

    Can I invest 30-40k for each and every 3 months duratiin ? Is it under lumpsum investment. And suggest good Index fund please

  • @drlukmanahmad9273
    @drlukmanahmad9273 Рік тому +1

    What about doing lumpsum in tata ethical fund? Pls guide

  • @ManjuNath-rx7xm
    @ManjuNath-rx7xm 5 місяців тому

    Mam , 500000 lakh midcap equity me invest karana abhi sahi hai, konsa mf hai

  • @VikasVerma-r6t
    @VikasVerma-r6t Місяць тому

    Madam what is maximum lumsum amount?

  • @khushalpatel.
    @khushalpatel. 4 місяці тому

    Can I invest 2000000 lakhs at a time in mutual fund ??

  • @manojvarghese6783
    @manojvarghese6783 8 місяців тому

    Cleared my exact doubt, which I was looking for.... Lovely and confident presentation 👏 Keep going.

    • @MutualFundsAtGroww
      @MutualFundsAtGroww  8 місяців тому +1

      Thank you for the kind words! We’d love to continue providing interesting content to awesome customers like you.

  • @hariprabhakaran4527
    @hariprabhakaran4527 Рік тому +7

    Please add English subtitles

  • @paru155
    @paru155 Рік тому

    Please mention it's in Hindi in the title so that i can avoid.

  • @bapimondal5849
    @bapimondal5849 8 місяців тому

    Growe say US stocks & ETF redeem or transfer to other brokers why?

  • @cpzdesign
    @cpzdesign 11 місяців тому

    1000 ka kuch bath karo..😢25 lack😅

  • @gyanchandprasad9898
    @gyanchandprasad9898 Рік тому

    Not good presentation😢

  • @Saga2011
    @Saga2011 Рік тому

    What is xirr in lumpsum mutual fund which is shown in yr groww app. Pl throw some light.

    • @MutualFundsAtGroww
      @MutualFundsAtGroww  Рік тому

      Hi,
      We would like to inform you that, XIRR is your personal rate of return. It is your actual return on investments. XIRR stands for Extended Internal Rate of Return and is a method used to calculate returns on investments where there are multiple transactions happening at different times.
      To know more details click on this link:
      groww.in/p/xirr-in-mutual-funds
      Thank you

  • @meghanatari2376
    @meghanatari2376 Рік тому +1

    Informative ☺️

  • @MuluMahato
    @MuluMahato 6 місяців тому

    Can I invest multiple times in same fund in one time investment plan?

    • @MutualFundsAtGroww
      @MutualFundsAtGroww  6 місяців тому +1

      Hi,
      Yes, you can invest multiple times in the same fund as much as you can and there is no limit.
      Thank you

  • @khenry9796
    @khenry9796 Рік тому

    Mam, abhi mein current days mein Lumpsum kar sakta huan?

  • @harishmathivanan2362
    @harishmathivanan2362 Рік тому +2

    Thanks for the clear explanation

  • @SouravSarkarArjun
    @SouravSarkarArjun Рік тому +1

    Thank you ❤

  • @varunvlogs7349
    @varunvlogs7349 Рік тому

    Maturity mai jo amount show krte hai utna hi milta hai kya ??

  • @diljitbhatia521
    @diljitbhatia521 Рік тому

    I have 8 funds should I invest lumpsum in each of them at all time high market ??

    • @Maboboba
      @Maboboba 4 місяці тому

      For best return invest lumpsump during dip( low market)

  • @pappurai9040
    @pappurai9040 Рік тому +1

    I have invested lumpsum in SBI mutual fund through SBI agent now can I redeem without inform of agent?

  • @harikrishna00200
    @harikrishna00200 Рік тому +1

    Kotak fof best choice

    • @Chinmay786
      @Chinmay786 Рік тому +1

      Bro How can funds of funds be the best...nope i don't agree...

    • @KirtiRanjan
      @KirtiRanjan Рік тому +1

      You pay double charges for that

    • @Dave_en
      @Dave_en 6 місяців тому

      ​@@Chinmay786Not best but not bad either. Highly diversified portfolio and gives better overall return. ICICI Bharat 22 FOF is a nice example.

    • @Chinmay786
      @Chinmay786 6 місяців тому

      @@Dave_en funds of funds...double the tax...how can it be good....sorry not my cup of tea....I would rather invest in ETF of such fund n instead of mutual funds with fof

    • @Dave_en
      @Dave_en 6 місяців тому

      @@Chinmay786 The tax is double for debt funds. If its equity then just 10% of tax.

  • @Rahulkourav11
    @Rahulkourav11 Рік тому

    how many times i can lumpsum in mutual fund?

  • @yasserjinna
    @yasserjinna Рік тому +5

    I sold my house n put in lumpsum into a small cap in September 2019
    You can imagine how much money I would have lost doing SIP as my financial advisor recommended
    I'm sitting on 100%+ gains since January 2022
    Now I can see another opportunity and last week I sold all my family gold and invested lumpsum into small cap mutual fund. Let's see what happens 😉

    • @bankniftytrading
      @bankniftytrading Рік тому

      which smallcap mutual fund?

    • @tothemoooon
      @tothemoooon Рік тому +4

      you are takin too much risk, investing all your assets in one small cap mutual fund,

    • @yasserjinna
      @yasserjinna Рік тому +2

      @pluto_
      My time horizon is long 10-15 years
      The risk with small cap mutual funds reduces with increasing time horizon.

    • @tothemoooon
      @tothemoooon Рік тому +2

      @@yasserjinna ok, I thought you invested for short term for which small cap is highest risk fund

    • @avinashsingh2135
      @avinashsingh2135 Рік тому +2

      You lier. 😂

  • @RanjitKumar-jb7yy
    @RanjitKumar-jb7yy Рік тому

    Lumpsum 25 years ke liye kiya jaye to market upar ho ya down koi problem to nhi hoga na

    • @Vip11013
      @Vip11013 Рік тому +2

      Bhai 25 saal bad aap honge kya😂

    • @KirtiRanjan
      @KirtiRanjan Рік тому

      agar thodi bahut correction ke baad invest kiya ho to theek hai. Peak se 10-15% correction ke baad karo to accha. not at top.

    • @Dave_en
      @Dave_en 6 місяців тому

      Top pe bhi kar diya toh bhi 25 saal baad bank se better hi return dega. Better hoga ki wo amount 1 saal ke span me invest karo. Thoda averaging bhi ho jayega. Baaki aapki kismat. Jaruri nhi ki aap jisko peak samajh rahe ho wo asli me peak ho.

  • @amritdblvizag252
    @amritdblvizag252 Рік тому

    मैडम जी आप यह बताइए कि मैं quant small cap में लम सम अमाउंट 50000₹ karna chahta hu 15 years ke liye to thik rahega ki nahi
    Please suggest me fast

    • @jimmyshergill9086
      @jimmyshergill9086 Рік тому

      sir Raju vidio dakho Hdfc nipoon

    • @Dave_en
      @Dave_en 6 місяців тому

      Small cap short duration ke liye hota hai. Jyada se jyada 5-7 saal ke liye. Volatile aur sabse jyada risky hota hai. 15 saal me toh kuchh company tapak hi jayega.

  • @naveenrai1449
    @naveenrai1449 Рік тому

    How to buy more units in sip ?

    • @MutualFundsAtGroww
      @MutualFundsAtGroww  Рік тому

      Hello Naveen,
      To increase more units in the existing SIP you can invest more in the existing folio by clicking ONE TIME or you can also increase your SIP amount.

  • @Techlearner333
    @Techlearner333 Рік тому

    Groww m nomnie ka op nhi ha rha

    • @MutualFundsAtGroww
      @MutualFundsAtGroww  Рік тому +1

      Hello,
      You can reach to our support team on +91- 9108800604.
      Read more on the same here: groww.in/blog/groww-helpline-number/
      Thanks!

    • @rashmigpt8361
      @rashmigpt8361 Рік тому

      Don't try on this no ...Don't call

  • @इंसानीग्रह

    आघी हिन्दी आघी अंग्रेजी कुछ समझ नहीं आए यह काले अंग्रेज कभी नहीं सुघार गए

  • @minood8073
    @minood8073 Рік тому +2

    Very nice video 👍 You explained in a good way.