Hi Courtney, recently discovered your channel and watched all your older videos . Really enjoying your content and just wanted to say keep it up. I know its challenging building a YTchannel but im sure you'll get there in the end👍
@@lamb-chops thank you so much for the kind words. It really does mean a lot. I'm glad you're enjoying the channel. The goal is to help as many people as possible, so I'm glad the message is getting out there, even on a small scale. I will certainly keep going, comments like yours make it all worthwhile. All the best 🙏
@@kktt725 thanks for the kind words. It's more of a guide so hopefully people can adapt it for their own personal situations. Glad you found it useful. Appreciate the comment 🙏
@@jeremyr8793 thank you! You absolutely should go for it. I just use my phone at the moment on a cheap £15 selfie stand 😅 so provided you have a decent smartphone you can start recording for free. Appreciate you watching, I'll keep a lookout for your channel 👍
This was good. Really informative! Though all of your points are correct - my only objections are personal grievances or bad experiences with debt, rather than taking away the facts behind why “good” debt exists. But the key is to get out of debt as quickly as possible, just like what you guys do with the credit card each month. A special mention to a crap, money draining, worthless asset that is personal car payments. Complete waste of time. 🤣
@@tlsimpsonenterprises you're right to mention this. The personal aspect is super important, and in my view if you are going to struggle to manage the debt then I would just avoid it all together. Haha yes! We've all been there, a car payment has a special place in terms of debt and has it's own entire video on my channel 😅
It's a question not related to the video... But u mentioned in one of your earlier videos thee erm how to save on a 30k salary... U saw gona do a buying process vid... U still gona do that Mr Jones??
@@adilnizam2120 glad you enjoy them 👍 I use excel and manually do it. I do see the benefit of apps, but going to manually forces me to check what I spend and review if I'm going off track. Great question, thanks for commenting 🙏
@@urmadalabco6078 I understand the math behind this. But in my personal view I don't like this. There is always risk that you end up over leveraging yourself, credit is designed to be easy to get into and hard to get out of. I personally enjoy the feeling of having as little debt as possible. If people can manage this well though I understand why it is a potential approach to wealth creation. Thanks for the comment 👌
@@JB53522 I don't. I've seen the growth and think it's amazing, but I am way too risky averse right now 😅 maybe in future when the price is super high!
@Morgzy great question. Be sure to check on any specific deal. But in my case yes, I didn't have a 'mortgage' against the land just the loan. So it's the same principle as buying a TV with a loan.... Just a little more expensive 😅
really appreciate this channel, 22 yr old who is not trying to make anymore mistakes! ⚡️
@@stjiro I'm glad you enjoy the content. At 22, you're already ahead of me by just researching! Appreciate the comment 🙏
Hi Courtney, recently discovered your channel and watched all your older videos . Really enjoying your content and just wanted to say keep it up.
I know its challenging building a YTchannel but im sure you'll get there in the end👍
@@lamb-chops thank you so much for the kind words. It really does mean a lot. I'm glad you're enjoying the channel. The goal is to help as many people as possible, so I'm glad the message is getting out there, even on a small scale. I will certainly keep going, comments like yours make it all worthwhile. All the best 🙏
Great channel! I really appreciate the advice!
@@kktt725 thanks for the kind words. It's more of a guide so hopefully people can adapt it for their own personal situations. Glad you found it useful. Appreciate the comment 🙏
Great video! Thanks for sharing.
@@joshuaadigun8330 thank you for the feedback. Glad you enjoyed it 👍
Nice channel. What cam do you use? i feel to start a channel like yours.
@@jeremyr8793 thank you! You absolutely should go for it. I just use my phone at the moment on a cheap £15 selfie stand 😅 so provided you have a decent smartphone you can start recording for free. Appreciate you watching, I'll keep a lookout for your channel 👍
This was good. Really informative!
Though all of your points are correct - my only objections are personal grievances or bad experiences with debt, rather than taking away the facts behind why “good” debt exists. But the key is to get out of debt as quickly as possible, just like what you guys do with the credit card each month.
A special mention to a crap, money draining, worthless asset that is personal car payments. Complete waste of time. 🤣
@@tlsimpsonenterprises you're right to mention this. The personal aspect is super important, and in my view if you are going to struggle to manage the debt then I would just avoid it all together.
Haha yes! We've all been there, a car payment has a special place in terms of debt and has it's own entire video on my channel 😅
it does?! Haha! I will have a trawl through later and try and find it - to complain again there! 😂
It's a question not related to the video... But u mentioned in one of your earlier videos thee erm how to save on a 30k salary... U saw gona do a buying process vid... U still gona do that Mr Jones??
See the new video. I've put at £26k for this one. Let me know your thoughts 👍
I like your videos mate, if may i ask you how do you track the expenses and income? Do you use an app or excel
@@adilnizam2120 glad you enjoy them 👍 I use excel and manually do it. I do see the benefit of apps, but going to manually forces me to check what I spend and review if I'm going off track.
Great question, thanks for commenting 🙏
What do you think about racking up on 0% cards, balancing transferring at end of year and keeping your actual money in stocks / shares?
@@urmadalabco6078 I understand the math behind this. But in my personal view I don't like this. There is always risk that you end up over leveraging yourself, credit is designed to be easy to get into and hard to get out of. I personally enjoy the feeling of having as little debt as possible.
If people can manage this well though I understand why it is a potential approach to wealth creation.
Thanks for the comment 👌
Do u invest in btc?
@@JB53522 I don't. I've seen the growth and think it's amazing, but I am way too risky averse right now 😅 maybe in future when the price is super high!
Are you allowed to take out a personal loan to buy land?
@Morgzy great question. Be sure to check on any specific deal. But in my case yes, I didn't have a 'mortgage' against the land just the loan. So it's the same principle as buying a TV with a loan.... Just a little more expensive 😅