Consulting a certified financial advisor can offer tailored strategies to optimize financial results by reducing expenses and enhancing income, regardless of whether it's earned through employment or investments.
I appreciate your videos. We are all on different parts of the financial journey. Watching your journey from the beginning to where you are now after all of your hard work and sacrifices is so inspiring. We all need to continue to remind ourselves that our finances are just that…Our own individual journeys…we must do what works best for ourselves and our family…keeping in mind that your channel and others like yours are for inspiration and helpful guides and tips…and for us to decide which work best for us and our own journeys. Doing all these videos takes time away from your family and it is appreciated that you are still willing to show us your journey. Have a great vacation!
This was super helpful for me as far as using cc and how to track as I have a lot of money movement so good to know I don’t need to make it complicated and just track the spending.
Hey Miko, I have a question. When you for instance - buy a piece of clothing and tracking it you have it listed as clothing, but then you return it. What do you track that as? In what category? Or is it still just under clothing but in the deposit obviously. Thanks!
You mentioned that when you get home you will put the money that you spent on vacation as one line item in your cash expenses but then you also said you would list the money that you pulled from savings for that as well. I’m co fused about why it’s being listed twice on cash expenses. Thank you and have a wonderful trip!
Hey my name is Austin I was wondering if you have any tips on people that draw SSI how to budget their money better and how to start a cash stuffing process I would love to get into cash stuffing and budgeting my money better thank you for any help that you might have please reply
What else do you use your cc on to be able to get rewards for trips? I went simple again as I am following this routines of yours and stopped using my cc on groceries so my rewards are not as big on my cc to earn us anything.
Hey Miko, this was very inspiring
I appreciate you doing this daily accounting.
I’m confused as to why it was listed twice on the cash expenses.
It’s just basic accounting.
She enters positive numbers before it’s leaves as negative
Where do I set aside my vacation money while saving it up ?
Consulting a certified financial advisor can offer tailored
strategies to optimize financial results by reducing expenses and enhancing income, regardless of whether it's earned through employment or investments.
I appreciate your videos. We are all on different parts of the financial journey. Watching your journey from the beginning to where you are now after all of your hard work and sacrifices is so inspiring.
We all need to continue to remind ourselves that our finances are just that…Our own individual journeys…we must do what works best for ourselves and our family…keeping in mind that your channel and others like yours are for inspiration and helpful guides and tips…and for us to decide which work best for us and our own journeys.
Doing all these videos takes time away from your family and it is appreciated that you are still willing to show us your journey.
Have a great vacation!
Well said!
@@nieladrew 🤗😊
Have a wonderful time ❤
Have a great trip. Safe travels. Can’t wait to hear stories and see pictures when you return.
Have a wonderful vacation! Loved how you showed your vacation spending. So simple and makes sense!
This was super helpful for me as far as using cc and how to track as I have a lot of money movement so good to know I don’t need to make it complicated and just track the spending.
I agree … an excellent idea ….
Will you have a video on setting up the new workbook? How you set up each page? Like a refresher?
Safe and fun travels!!!!!!
Have a wonderful vacation.
I so appreciate you do this daily accounting. It brings up the details that may be missed in an overview video. Love it!!!
Thank you, Miko, for all of these; so helpful! Have a wonderful time on your trip! 💚
Hey Miko, I have a question. When you for instance - buy a piece of clothing and tracking it you have it listed as clothing, but then you return it. What do you track that as? In what category? Or is it still just under clothing but in the deposit obviously. Thanks!
Can you please explain what variable expenses is? I’m sure you have mentioned it before. But can you explain that in your current expense?
You mentioned that when you get home you will put the money that you spent on vacation as one line item in your cash expenses but then you also said you would list the money that you pulled from savings for that as well. I’m co fused about why it’s being listed twice on cash expenses. Thank you and have a wonderful trip!
She has to enter the money as a positive number into her account before it leaves as a negative. It’s just basic accounting 😊
@@makeanddohandmade ah yes, thank you.
Thank you. Enjoy your holiday 😊
Hope y'all have fun! Safe travels ❤
What travel rewards card do you use besides Capital One Venture? Have a great time on your vacation!
When will the new savings challenge booklet be out on PDF to purchase?
End of the month - right now I think we are releasing on 10/28 but that is not 100% finalized
@@thebudgetmom Can't wait!
Hey my name is Austin I was wondering if you have any tips on people that draw SSI how to budget their money better and how to start a cash stuffing process I would love to get into cash stuffing and budgeting my money better thank you for any help that you might have please reply
Are you going to do your maintenance work while you are on holidays? Thanks, love your content.
No :-) While I'm on vacation I don't keep up on my budget or track my spending. My workbook stays home
@@thebudgetmom that's good. Regards from Spain 🇪🇸
How do I purchase the wallet and workbook
Any updates on the shopping . Mines still show Label Created, Not Shipped Yet.
🎉❤So inspiring
Where do you set aside your vacation money when you’re saving it up? Do you have a savings account for it or do you have a sinking fund envelope?
Separate savings account at my credit union
@@thebudgetmomawesome thanks!
What else do you use your cc on to be able to get rewards for trips? I went simple again as I am following this routines of yours and stopped using my cc on groceries so my rewards are not as big on my cc to earn us anything.
I was wondering the same thing
It must be so nice to have a $900 budget for food for 4 people. I have $250/2 people. I can't do the $5 challenge because I need that $ for food!
Is the 900 for the two weeks or for the month?
The budget grows once you free up your money or bring in more income. We have all been there with fluctuations in family sizes and locations.
@@esmeraldaparker2137that is Kumiko's budget for an entire month and includes any eating out and travel food.
@@esmeraldaparker2137 it’s for the whole month
@@esmeraldaparker2137The $900 is for a month