Madam Abhi myra 4 years sy star medi clasic individual chal raha hai abhi tak koi claim b nhi liya kisi tarh ka Jiska renu karna hai next month Main chahta uski jagah assure plan main convert karwa lu Kya sahi rahyga
Ma’am , thank you for this comparison. In Care Supreme, what does Zonal Premium mean? Does it mean that if I take policy from Zone 2 , I cannot take treatment in Zone 1?
After 15 yrs of policy holding, I am raising Flag about poor service and performance. Even if there is a genuine claim with all documents submitted there are high chances of rejection without a valid reason. There are no communication channel to address grievance, you will not get any support. I will suggest instead of buying insurance do a seperate SIP and accumulate emergency funds for future
@@KK-qd2rw I am not from Financial product industry, I am just an individual person sharing my own experience...rest you decide for yourself and take care of yourself
You have missed major point here. Care Supreme has limitation, you can take treatment only in Zone of your postal address, company will not pay if claim is in other zone. Example: I am residing in Bangalore, my address is Bangalore. In case I had to take treatment in Mumbai or Delhi, that will be considered as different zone w.r.to Bangalore and CLAIM WILL BE REJECTED.
Good information, This is not in Star. Deductible option is best for affordable price.What other benefits are inbuilt in Star Assure are covered in CARE with EXTRA PREMIUM as a rider.
@@pallaviashtekar684 Star is pathetic a claim process. 3 times , different instances they delayed claim process by 3 days. Manipal, Motherhood, Apollo... all say as feedback claim process in star is pain. Customer Care is pathetic, they are not in sync with claim.
It is becoz u r paying premium according to banglore city .....if u r living in other city the u have to pay premium according to that ....and in that condition company consider you as a fraud ....... .. before taking any policy uh have to mention ur current address so can u r eligible if anything happens to uh company will have to settle your claim
Mam, Nobody tells bout how many years we need to pay for optional benefit if i choose PED reduce to 1year(should we pay eztra for 1 year ped or for default 4 years ped or lifetime) & if i choose cumulative bonus super (should we pay upto 5years or lifetime). Your reply is appreciatable
Hi, It completely depends on your requirements , medical history etc. Please connect with us on WhatsApp at 9650706699. Our team can assist you with all the Health Insurance Queries. Thank you & keep watching !
Is it worthful to switch into care health insurance from star health family optima . I m to renew this month and premium is 15870 , sum assured is 500000.
what is the complimentary wellness test? is this different from the Medical health checkup? I don't see any details present for wellness test in care supreme plan, can you please explain more about this?
@@GurleenKaurTikku In the video, you mentioned Complementary wellness test (3:35) is available in care supreme but Annual Medical Health Checkup is optional rider (6:07)
@GurleenKaurTikku Hello mam, Maine Apni Mother Ke Liye Care Ka Sbse pehla plan liya tha 2020 mein, 10lakh Sumassured Ka, Aur aaj 3 saaal hone aaye hai humne ek baar bhi claim nhi liya toh har saal wo 10% NCB bonus dete the toh aaj mera sumassured 1350000 ho gya hai. Ab confusion ye hai ki mein care se CARE SUPREME mein migrate krwana chahta hu plan apna. Toh kya mera NCB BONUS JO 3LAKH KA HAI EXTRA WO BHI NEW POLICY ME CARRY FORWARD HOGA YA NAHI? 😢😢 AUR JO (PED WAITING PERIOD HOTA HAI) WO BHI CARRY FORWARD HOGA KI NHI.) KYUNKI 3 SAAL TOH ASEHE HO GYE HAI PED KE LIYE. PLEASE HELP ME TO CLEAR MY DOUBT😊😊
Bro sbb khuch carry forward hoga expect NCB, product change krne pe ncb carry forward nahi hota, last year mene change kraya hai care plus se care supreme mein
Mam, actually I have ADITYA BIRLA active health platinum enhanced health insurance plan from last 5 years.i want to know should i continue this plan or switch to another company.. please suggest
Hello jee, It completely depends on your requirements from the plan & medical history. If you want any health insurance consultancy , feel free to reach out our team on WhatsApp/Call at 9650706699.
Hi Madam. Can you please help me. I was hospitalised by road accident and claimed reimbursement from niva bupa. On 29th september i give all my hospital documents to niva bupa agent still after 55 days my claim not being settled. Can you please help.
@@shashankgupta-zl5dk kuch nahi madam agent 1 months se bol raha hain workin progress main hain, app ke sab documents submitted hain..app main dekhta ho to abhika status hain evaluation with medical team. Aur iska date har din increase hote ja raha hain. Abh to main parishan ho gaya hoon.
Although a huge amount of information is given in this video however I must say its too quick and too fast to comprehend details. I had to pause multiple times to understand various points. I will suggest, take bit more time but discuss bit slowly and in more detail for people who are not well versed with insurance stuffs like me. BTW you are so pretty.
more than plans please share experience of clients faced during claims best Insurance is the one which passes and pre approves claims without bothering people at time of need... these numbers and ratio is only looking good factor
"Star Health Insurance's claims process is overly restrictive, prioritizing profit over policyholders. The company's lack of empathy and claim rejections are alarming. Please do not buy any policy from this company.
Care is very pathetic when it comes to claim settlement...as per their policy they cover only critical cases. That means you should wait for case to go in critical stage if you want claim. Otherwise they will simply reject claim with reason that patient could have cured on OPD basis
Madam mere family ka abhi base plan care me chal raha hai,uske benifits ham family ki ak member ko ley rahe ho,hme abhi plan badhana ho too kay krna padega
mam maine appki video dekhte dekhte half mai hi rok di. kyuki app itni jaldi jaldi bolte ho or detail mai bhi nai batate ho. thoda appni voice halke rakho or aram aram se bataoo ki sune wale ko appki awaz se hi pyar ho jaye or unko health insurance na karana pade.
Madam kindly check, I think there is no copayment in star assure policy, if a person joins the policy before 61 years & continues there after. Only there is a copayment if the person joins after 61 years
There is no co-payment if age of entry is less than 61. But, Star Health is popular for under settling your genuine claims citing the Reasonable and Customary Clause. So, beware of that thing.
@@GurleenKaurTikku if yet you are checking only then you shouldn't have provided any video in unknown information yo you. For same reason as for this question I am looking for guidance because as you have said in video "For all policy holder there is co payment after 61 years though if someone buy policy at age of 30. Is it right statement ? Is it confirmed ?"
Very nice mam aap achhe se explain karte hai please mam aap detail mein SIP mutual fund ke liye video bnaye main sip ke bare main bhaut sunti hu mujhe apni beti ki shadi ke liye plan karna abhi meri beti 3 year ki hai aur mujhe jyada knowledge bhi nahin hai 🙏🙏 please mam kis bank se sip kar sakti hu 🙏🙏
@@GurleenKaurTikku Hello mam, Maine Apni Mother Ke Liye Care Ka Sbse pehla plan liya tha 2020 mein, 10lakh Sumassured Ka, Aur aaj 3 saaal hone aaye hai humne ek baar bhi claim nhi liya toh har saal wo 10% NCB bonus dete the toh aaj mera sumassured 1350000 ho gya hai. Ab confusion ye hai ki mein care se CARE SUPREME mein migrate krwana chahta hu plan apna. Toh kya mera NCB BONUS JO 3LAKH KA HAI EXTRA WO BHI NEW POLICY ME CARRY FORWARD HOGA YA NAHI? 😢😢 AUR JO (PED WAITING PERIOD HOTA HAI) WO BHI CARRY FORWARD HOGA KI NHI.) KYUNKI 3 SAAL TOH ASEHE HO GYE HAI PED KE LIYE. PLEASE HELP ME TO CLEAR MY DOUBT😊😊
@@AlkalineMind 1. Policy migrate ke tym pe tmhe care supreme plan ka sum assured choose krna pdega, isme NCB bonus carry forward nhi hota h. 2. PED waiting period carry forward hota h, plan migrate ke tym pe. Care me 4 saal ka PED hai, so tmhre liye voh 1 saal bchega carry forward ke baad.
@@AlkalineMind tmhre existing plan me kya features hai ye nhi pta mjhe, isme mai nhi bta skta, compare krke dekh lo ek baar... bt abhi ke tym pe mjhe care supreme shi lg rha, maine bhi yhi le rkha h...
मेने care suprem ली है last 7year से और अब उसका परिमियम witout any addon 36450 है पर satar health में वही परिमियम 27600 के आस पास है for same sum insured क्या port करना चाहिए please suggest me Thank you
Madam Abhi myra 4 years sy star medi clasic individual chal raha hai abhi tak koi claim b nhi liya kisi tarh ka Jiska renu karna hai next month Main chahta uski jagah assure plan main convert karwa lu Kya sahi rahyga
Madam Abhi myra 4 years sy star medi clasic individual chal raha hai abhi tak koi claim b nhi liya kisi tarh ka
Jiska renu karna hai next month
Main chahta uski jagah assure plan main convert karwa lu
Kya sahi rahyga
Ma’am , thank you for this comparison. In Care Supreme, what does Zonal Premium mean? Does it mean that if I take policy from Zone 2 , I cannot take treatment in Zone 1?
Zonal Co-Payment will be charged !
After 15 yrs of policy holding, I am raising Flag about poor service and performance. Even if there is a genuine claim with all documents submitted there are high chances of rejection without a valid reason. There are no communication channel to address grievance, you will not get any support. I will suggest instead of buying insurance do a seperate SIP and accumulate emergency funds for future
Which company policy you are holdin
@@ajaylokhande5246 Star Health only
@@ajaylokhande5246 star Health
He is SIP seller 😂
@@KK-qd2rw I am not from Financial product industry, I am just an individual person sharing my own experience...rest you decide for yourself and take care of yourself
You have missed major point here. Care Supreme has limitation, you can take treatment only in Zone of your postal address, company will not pay if claim is in other zone.
Example: I am residing in Bangalore, my address is Bangalore. In case I had to take treatment in Mumbai or Delhi, that will be considered as different zone w.r.to Bangalore and CLAIM WILL BE REJECTED.
where is it given
Good information, This is not in Star. Deductible option is best for affordable price.What other benefits are inbuilt in Star Assure are covered in CARE with EXTRA PREMIUM as a rider.
@@pallaviashtekar684 Star is pathetic a claim process. 3 times , different instances they delayed claim process by 3 days. Manipal, Motherhood, Apollo... all say as feedback claim process in star is pain. Customer Care is pathetic, they are not in sync with claim.
It is becoz u r paying premium according to banglore city .....if u r living in other city the u have to pay premium according to that ....and in that condition company consider you as a fraud .......
.. before taking any policy uh have to mention ur current address so can u r eligible if anything happens to uh company will have to settle your claim
U can take treatment anywhere in india....you need to inform them before going for treatment
Mam, Nobody tells bout how many years we need to pay for optional benefit if i choose PED reduce to 1year(should we pay eztra for 1 year ped or for default 4 years ped or lifetime) & if i choose cumulative bonus super (should we pay upto 5years or lifetime).
Your reply is appreciatable
Only 4year
It might depend on the insurer and the plan which you buy. So check these details with your advisor before you make a purchase.
Same doubt I too have.🤔
Once you choose PED reduction Rider in Care Supreme for any number of years, you must have to pay it to the 4 years including inflation as applicable.
Mam Royal Sundaram lifeline supreme complite revew video ak banaye plz
Of the two, which is a better insurer ?
Hi,
It completely depends on your requirements , medical history etc.
Please connect with us on WhatsApp at 9650706699.
Our team can assist you with all the Health Insurance Queries.
Thank you & keep watching !
Health check up ke liye Star health me claim mil sakta hey ?
Is it worthful to switch into care health insurance from star health family optima .
I m to renew this month and premium is 15870 , sum assured is 500000.
Go for HDFC optima secure.. Best policy
what is the complimentary wellness test? is this different from the Medical health checkup?
I don't see any details present for wellness test in care supreme plan, can you please explain more about this?
Annual Medical Health check up and complimentary wellness tests are the same.
@@GurleenKaurTikku In the video, you mentioned Complementary wellness test (3:35) is available in care supreme but Annual Medical Health Checkup is optional rider (6:07)
@GurleenKaurTikku
Hello mam,
Maine Apni Mother Ke Liye Care Ka Sbse pehla plan liya tha 2020 mein, 10lakh Sumassured Ka, Aur aaj 3 saaal hone aaye hai humne ek baar bhi claim nhi liya toh har saal wo 10% NCB bonus dete the toh aaj mera sumassured 1350000 ho gya hai.
Ab confusion ye hai ki mein care se CARE SUPREME mein migrate krwana chahta hu plan apna. Toh kya mera NCB BONUS JO 3LAKH KA HAI EXTRA WO BHI NEW POLICY ME CARRY FORWARD HOGA YA NAHI? 😢😢
AUR JO (PED WAITING PERIOD HOTA HAI) WO BHI CARRY FORWARD HOGA KI NHI.)
KYUNKI 3 SAAL TOH ASEHE HO GYE HAI PED KE LIYE.
PLEASE HELP ME TO CLEAR MY DOUBT😊😊
Bro sbb khuch carry forward hoga expect NCB, product change krne pe ncb carry forward nahi hota, last year mene change kraya hai care plus se care supreme mein
Hello man meri mother ki age 65 hai koun se policy thik hai star ki assure kasi hai. Plus help me Thank you
Hello jee, please connect with us on WhatsApp/Call at 9650706699. Our team can suggest you a few suitable plans.
Star assure is best....
Mam, actually I have ADITYA BIRLA active health platinum enhanced health insurance plan from last 5 years.i want to know should i continue this plan or switch to another company.. please suggest
Hello jee, It completely depends on your requirements from the plan & medical history. If you want any health insurance consultancy , feel free to reach out our team on WhatsApp/Call at 9650706699.
Madam care supreme jo explain app kiye this is old version
Can you please make comparison between care supreme plan & manipalcigna prime protect plan
Sure, thanks for the suggestion
What is the tenure for which you have considered the Claim Settlement Ratio and Incurred Claim Ratio??
It is calculated as per the Latest IRDAI reports.
Hi Madam. Can you please help me. I was hospitalised by road accident and claimed reimbursement from niva bupa. On 29th september i give all my hospital documents to niva bupa agent still after 55 days my claim not being settled. Can you please help.
Niva bupa waale kya keh rahe hai..koi Query lagi hogi..Vo Bataiye pehle
@@shashankgupta-zl5dk kuch nahi madam agent 1 months se bol raha hain workin progress main hain, app ke sab documents submitted hain..app main dekhta ho to abhika status hain evaluation with medical team. Aur iska date har din increase hote ja raha hain. Abh to main parishan ho gaya hoon.
Although a huge amount of information is given in this video however I must say its too quick and too fast to comprehend details. I had to pause multiple times to understand various points. I will suggest, take bit more time but discuss bit slowly and in more detail for people who are not well versed with insurance stuffs like me. BTW you are so pretty.
i have seen this video yesterday, was that deleted?
Yes, there was a glitch in the video.
So, had to re-upload it.
more than plans please share experience of clients faced during claims best Insurance is the one which passes and pre approves claims without bothering people at time of need... these numbers and ratio is only looking good factor
Thank you for the feedback.
We will try to execute in our future videos.
@@GurleenKaurTikku also Please make video on future gernerali Health absolute plan and reviews of it
@@sandyg241 NOTED ✅
Care supreme sum assured now increased up to 1cr new update
Star health vs sbi general insurance Super health comparison plz
Hello jee,
We have uploaded the UA-cam Video on Star Health Super Star : ua-cam.com/video/Vs4OjCEU_gc/v-deo.htmlsi=uvANevP0GUalzSdN
Keep watching !
Mere pass star ki pahle se policy meri age 42 year hai 61 ki age mein mujhe co- payment karna padega
No
STAR PRO VS CARE SUPREME.... KA VIDEO ?
Ji, we will bring up a video soon 😊
@@GurleenKaurTikku Thank u for ur Response...
"Star Health Insurance's claims process is overly restrictive, prioritizing profit over policyholders. The company's lack of empathy and claim rejections are alarming. Please do not buy any policy from this company.
Good video shows mam
Thanks a lot, keep watching !
Policy holder bahut satata he .. 😢
Madam , please make a video about ACTIV ONE PLAN (Aditya Birla Health insurance company Ltd).
Sure, Thank you for the video suggestion 😊
If I port my health policy to another insurance company in this case ped would be cover same as my present insurance company do
is it possible to do that?
Star health is really Pathetic, they only bother about money. Please don't go for Star
Can u share ur experience pls
Care is very pathetic when it comes to claim settlement...as per their policy they cover only critical cases. That means you should wait for case to go in critical stage if you want claim. Otherwise they will simply reject claim with reason that patient could have cured on OPD basis
Madam mere family ka abhi base plan care me chal raha hai,uske benifits ham family ki ak member ko ley rahe ho,hme abhi plan badhana ho too kay krna padega
mam maine appki video dekhte dekhte half mai hi rok di. kyuki app itni jaldi jaldi bolte ho or detail mai bhi nai batate ho. thoda appni voice halke rakho or aram aram se bataoo ki sune wale ko appki awaz se hi pyar ho jaye or unko health insurance na karana pade.
Yes you are correct but you can slow down video speed
Madam kindly check, I think there is no copayment in star assure policy, if a person joins the policy before 61 years & continues there after.
Only there is a copayment if the person joins after 61 years
Waiting for your reply
Let us check & get back to you
There is no co-payment if age of entry is less than 61. But, Star Health is popular for under settling your genuine claims citing the Reasonable and Customary Clause. So, beware of that thing.
Co pay only aftet entry Age (policy purchased age ) 61 yrs. Not for before 61yrs.
@@GurleenKaurTikku if yet you are checking only then you shouldn't have provided any video in unknown information yo you. For same reason as for this question I am looking for guidance because as you have said in video "For all policy holder there is co payment after 61 years though if someone buy policy at age of 30. Is it right statement ? Is it confirmed ?"
Don't buy star health.They are cheeters.Go for other company
Why
Simply they asking so many documents for claim.After they rejecting giving nonsense reason.
Which policy
Very nice mam aap achhe se explain karte hai please mam aap detail mein SIP mutual fund ke liye video bnaye main sip ke bare main bhaut sunti hu mujhe apni beti ki shadi ke liye plan karna abhi meri beti 3 year ki hai aur mujhe jyada knowledge bhi nahin hai 🙏🙏 please mam kis bank se sip kar sakti hu 🙏🙏
Hello jee, please check this video : ua-cam.com/video/w4vQQejHqvk/v-deo.htmlsi=woGuiaNZhoUHP02D
This will help you out, keep watching !
Care Supreme has launched 25L, 50L, 1Cr. COVER Options also
Okay, Thank you for the feedback !
@@GurleenKaurTikku
Hello mam,
Maine Apni Mother Ke Liye Care Ka Sbse pehla plan liya tha 2020 mein, 10lakh Sumassured Ka, Aur aaj 3 saaal hone aaye hai humne ek baar bhi claim nhi liya toh har saal wo 10% NCB bonus dete the toh aaj mera sumassured 1350000 ho gya hai.
Ab confusion ye hai ki mein care se CARE SUPREME mein migrate krwana chahta hu plan apna. Toh kya mera NCB BONUS JO 3LAKH KA HAI EXTRA WO BHI NEW POLICY ME CARRY FORWARD HOGA YA NAHI? 😢😢
AUR JO (PED WAITING PERIOD HOTA HAI) WO BHI CARRY FORWARD HOGA KI NHI.)
KYUNKI 3 SAAL TOH ASEHE HO GYE HAI PED KE LIYE.
PLEASE HELP ME TO CLEAR MY DOUBT😊😊
@@AlkalineMind
1. Policy migrate ke tym pe tmhe care supreme plan ka sum assured choose krna pdega, isme NCB bonus carry forward nhi hota h.
2. PED waiting period carry forward hota h, plan migrate ke tym pe. Care me 4 saal ka PED hai, so tmhre liye voh 1 saal bchega carry forward ke baad.
@@pratikagarwal1902 kya purana care plan ko care supreme me migrate krwana sahi rahega?
Aap kya kehte ho? Mujhe krwana chaheye ki nahi?
@@AlkalineMind tmhre existing plan me kya features hai ye nhi pta mjhe, isme mai nhi bta skta, compare krke dekh lo ek baar... bt abhi ke tym pe mjhe care supreme shi lg rha, maine bhi yhi le rkha h...
Star health is pathetic during claim settlement
Star health insurance worst service
Worst health insurance company
Bogus CV ompany
मेने care suprem ली है last 7year से और अब उसका परिमियम witout any addon 36450 है पर satar health में वही परिमियम 27600 के आस पास है for same sum insured क्या port करना चाहिए please suggest me
Thank you
Care Supreme is better than the BEST.
Madam Abhi myra 4 years sy star medi clasic individual chal raha hai abhi tak koi claim b nhi liya kisi tarh ka
Jiska renu karna hai next month
Main chahta uski jagah assure plan main convert karwa lu
Kya sahi rahyga