Don't buy Care Supreme or Care advantage before watching this | Something is wrong

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  • Опубліковано 22 чер 2023
  • If you are planning to buy a good health insurance for yourself and your family and Confused between care supreme health insurance and care advantage health insurance plan then this video is for you.
    care supreme and care advantage are low premium high sum insured and maximum feature insurance plan from care health insurance In a first look but When you plan to buy this insurance plan for long run then You must have selected the wrong plan.
    #carehealthinsurance #caresupreme #careadvantage #healthinsurance

КОМЕНТАРІ • 424

  • @IAmHitya
    @IAmHitya 11 місяців тому +5

    HDFC Ergo also has mostly same features and premium also nearly same. Then HDFC Ergo also plans to trap the customers and increase the premium?

  • @shantanucq50
    @shantanucq50 3 місяці тому +2

    if we don't like insurer later, we can always change it and still get continuity as per IRDA. So whats the point to not get benefit now

  • @LiveYourLifeOnce
    @LiveYourLifeOnce Рік тому +39

    Bhai insurance company k trap se jyada mujhey tumhara trap samjh me nhi araha, agar suggestion Dena hai toh uske liye 499 hi kyun free me v suggestion de saktey ho

    • @Up4Updates
      @Up4Updates  Рік тому +6

      Every person's requirement , health condition and financial status is different. So if i am giving my personal time for everyone then should i make it free???
      Also customer care only suggest the plan they want to sell and I suddenly the plan that you actually need according to your requirement.

    • @indianentertainment3193
      @indianentertainment3193 11 місяців тому +5

      I think @Up4Updates is also a fraud.

    • @AkshayNaik404
      @AkshayNaik404 11 місяців тому +6

      Advisors 2 tarike se kamate hain, ek to consultation fee ya fir commision.
      Agar aapko unbiased opinion chahiye to advisor ko fee deni padegi, nahito wo aapko free consultation deke jyada commission wali Policy bech dega.

    • @rumaanmohd1700
      @rumaanmohd1700 10 місяців тому

      Aapke waaste un pura data collect karke aapku provide karra toh un free mein kyun bataunga 😝

    • @abhijitsaha1458
      @abhijitsaha1458 Місяць тому

      @@AkshayNaik404 They deserves and get their money for their knowledge and sale...this is not so easy to sell a health insurance. Then what is your problem...come and join this profession and earn money.... who stops you....a doctor takes consultation fees, an advocate takes fees then onther commission and income are also there..then why not an advisor....develop your thinking change your mind get some knowledge bro...

  • @vijaygosavi9527
    @vijaygosavi9527 Рік тому +2

    Pl. tell co provides expenses for knee operatin physiotherapy as post services.

  • @kalubalu3702
    @kalubalu3702 9 місяців тому +2

    Bro my HDFC ERGO premium of Health suraksha shoot up by 10k this year since crossed 50. However now for 5+5 L SA it's charging @27k. If switch to their Optima secure then with same but restoration premium comes @32k but every there will be increase @5-6% in premium. Care supreme offering 7L + restoration with fixed slab for 5 years @27k. .... I am associated with Hdfc since 2016. Now looking to huge increase in premium with less SA and lot of constraints i wish to port. Hence is the Care Supreme is trust worthy ? Because i had a claim experience with Hdfc and it's very trusted and no hazel in approval. I am in dual mind what to do? Shall i Port? How is Care Supreme on their claim settlement, approval, trust worthyness? I am at tier 2 city now. As such all insured person 2+1 are sound in health as on date by god bless hence not much SA required however future is not in our hand. Hence please advise suitably. My renewal is very near. Thanks in advance.

    • @shaikhrakiba2484
      @shaikhrakiba2484 7 місяців тому

      If you want to get a good policy then reply me I can suggest you best one

    • @SmartWizzard
      @SmartWizzard 6 місяців тому

      I have a policy in star and I planning to port, so I approached policy bazar, ditto and other mostly they want to sell me ergo, care and adithya active. But it's clear from your answer also that Ergo claim settlement ratio is good compared to all other insurances but Ergo premium is high and premium increases yearly Now I am confused whether to port or not to port!

  • @subhashshamkuwar4576
    @subhashshamkuwar4576 10 місяців тому +1

    Which one is best hdfc reliance?

  • @jinenderthakur8116
    @jinenderthakur8116 Рік тому +1

    Migration not possible niva said this to me i was reassure after 1 yr preimum increased now reassure 2.0 but they are not alllowing to kigrate they r saying next yr u can migrate

  • @ghewda
    @ghewda Рік тому +25

    You are absolutely correct Sir, The Care health Insurance doesn't pass most of the claims and if they don't find a genuine reason to decline the claims then they decline with reasons like the patient could be treated on OPD Basis and Hospitalization not justified. As i know more than 25 people who are covered by this company and faced claim rejection without any genuine reason. They approached even to IRDAI and Ombudsman but no decision in the favour due to the Care pay too much as commision for policy selling and managing all the grievance personels too.

    • @giteshalvares749
      @giteshalvares749 11 місяців тому +3

      can you share the policy number, we can verify whether your claim is correct or not. As I am using the same policy

    • @robinabc1
      @robinabc1 10 місяців тому +5

      Not only Care every health product have problems, all we get to know at the time of claim only....

    • @pavanm9351
      @pavanm9351 9 місяців тому

      ​​@@giteshalvares749are you care health employee??

    • @ismailkoyamparambil
      @ismailkoyamparambil 9 місяців тому +1

      You are correct. I am also the same experience.

    • @moushumi09
      @moushumi09 8 місяців тому +1

      I was thinking of taking Care supreme but now indecisive 🙄

  • @vinoddesai4025
    @vinoddesai4025 Рік тому +3

    Sare company ke policy mai koi na koi khamiya hoti hai
    Policy documents ate hi use thik se padh le
    Is ke liye aapko time to dena hoga
    Agar policy apake need puri na kar parahi ho to to aap use 15 din ke under surrender/freelook in period mai cancel kar sakte hai

  • @IAmHitya
    @IAmHitya 11 місяців тому +4

    I know mostly you are promoting HDFC ergo.
    Can you tell me in annual report that you show in video, why there no percentage shows for HDFC Ergo?

    • @IAmHitya
      @IAmHitya 11 місяців тому +1

      I know you intensely removed HDFC Ergo percent because that is also near about same like Care.

    • @Up4Updates
      @Up4Updates  11 місяців тому

      I can understand your concern but with limited time I have to explain each other but still at the end there a lot of things that I have to skip because of time constraint also I do not promote any company I make video for people to understand and take information that's why I recently started insurance advice so that people get to know in detail from me

    • @IAmHitya
      @IAmHitya 11 місяців тому +1

      ​@@Up4Updates
      My question is why HDFC ergo percentage is not available in annual report?
      I have not told you to explain with each other.
      Now, don't tell me that IRDA not included those percentage for HDFC Ergo. :D

    • @kiran656
      @kiran656 11 місяців тому

      It is available, you go and see the Annual report of IRDAI. The ICR for HDFC was 97.47 for year 21-22@@IAmHitya

    • @vibhore48
      @vibhore48 9 місяців тому +2

      @@IAmHitya HDFC Ergo Health Insurance merged with HDFC Ergo General Insurance on March 01, 2020. It is written on bottom of the page (* marked) .
      That's why the HDFC Ergo percentages are shown in above page no 116 under heading "Statement 13".
      For 2021-22, HDFC Ergo ICR is 97.47

  • @paritoshmukherjee9486
    @paritoshmukherjee9486 Рік тому +2

    Can I buy a small health insurance policy to manage aggregated deductible amount of health insurance policy

  • @coscomosco4388
    @coscomosco4388 Рік тому +1

    Thank You, Sir.

  • @skullgenix2293
    @skullgenix2293 11 місяців тому +6

    I understand but in today's market I can guarantee that there is no 100% claim settlement ratio

  • @roshansing9589
    @roshansing9589 Рік тому +1

    Andi mndi sandi what about hdfc ke employe

  • @user-rp8bo5sy5f
    @user-rp8bo5sy5f 24 дні тому

    I hv bought star health optima insurance in 2019.. it's insurance in 9999 next year it increased 23000. with Wht percentage it increased

  • @shivajirao9580
    @shivajirao9580 9 місяців тому +6

    I have taken the care health insurance. My experience is very bad. claim is very bad. one of my relation has suggested to me. I have claimed around 35k almos 25 days over still not received remburse. My suggestion is dont care health insurance

    • @adityaiyer4256
      @adityaiyer4256 3 місяці тому

      Same here, they will never say anything clearly why approved claim isn't deposited & just come up with insane reasons not to pay out. Heck, customer representatives are either rude or will politely misguide you without giving straight forward solutions.

    • @abhijitsaha1458
      @abhijitsaha1458 Місяць тому +1

      My dear sir any reimbursement case takes time for 1-2 months ....dont be in a hurry....7 months already gone you have posted hope you get your money but you didnot update about the same

    • @abhijitsaha1458
      @abhijitsaha1458 Місяць тому

      @@adityaiyer4256 because you possibly take online policy for discount purpose and not hired a advisor for your policy

  • @rotihukdi9591
    @rotihukdi9591 10 місяців тому +3

    great job 👏 from AMRITSAR

  • @hundarjyoti890
    @hundarjyoti890 Рік тому +2

    Care Health Supreme ma Jo add on ha kindly guide...

  • @aqiqaqiq
    @aqiqaqiq 11 місяців тому +3

    @11:03 , did you noticed that reliance health Insurance % is 196.55% , How ??

    • @Gyaan_paapi
      @Gyaan_paapi 10 місяців тому

      They have the backing of Reliance group, so they can take loss for 2-3 yrs easily.

    • @NandaGovinda
      @NandaGovinda 3 місяці тому

      may be they provided claim for Covid also
      2021 was 2nd wave of covid

    • @AnilPrajapati-fz5ti
      @AnilPrajapati-fz5ti 3 місяці тому

      Because they are loss making

  • @sujathasampathi9357
    @sujathasampathi9357 10 місяців тому +1

    Though we r changing to another company we can consider that we got security for that year... Company didn't tell us that we should not do any claim during first year... Kya bekaar baat bolre ho... Tell positive things Aswell

  • @mahendrakolhapure
    @mahendrakolhapure Рік тому +3

    If u r saying CIR is high in case of Star, then it is also dangerous sign, so either co will make losses in certain year of time. Because of this scenario Star has taken harsh steps. I hope u must be aware. So co has to maintain sustainable ratio. All cos are regulated by IRDA. So they can't just fool like anything. Only thing we have to read and understand the wordings of the plan carefully.

    • @Up4Updates
      @Up4Updates  Рік тому +1

      Absolutely you are right but CIR till 80 is acceptable in a shot run and also for a long Star has provided affordable and stable plan as compared to any other insurers.

    • @mahendrakolhapure
      @mahendrakolhapure Рік тому +1

      @@Up4Updates Sorry sir I disagree with you. Kindly check the internal scenario. Facing badly in claims. PPL attracted towards star because of the same reason ie sasta premium. And now they are in bad shape because of heavy claims in COVID.

    • @kiran656
      @kiran656 11 місяців тому

      I agree with @mahendra.

    • @Gyaan_paapi
      @Gyaan_paapi 10 місяців тому

      I also disagree, 60-75% is the healthy range for CIR, 80% is not that good.

    • @manishapatel3943
      @manishapatel3943 8 місяців тому

      Aise koi company claim reject nahi karti .

  • @rakeshindia86
    @rakeshindia86 6 місяців тому +1

    Mera care advance ka 50L ka plan hai. Kya problem ho sakta h aage chalkar isme??

  • @Subhammajumder
    @Subhammajumder Рік тому +2

    Star insurance mein co payment and room rent cover ka problm hai.
    niva bupa thora acha hai.

    • @Up4Updates
      @Up4Updates  Рік тому +1

      Its only on paper..... ground reality is totally diff

  • @imochabi
    @imochabi 10 днів тому

    Is Care supreme value active now ?

  • @kiran656
    @kiran656 11 місяців тому +2

    I agree with you totally. All the companies do the same and that is how business run. That is what is Reliance does and everyone. But we have to look at whether they are settling the claims properly. Then this video would have been more useful. HDFC last year ICR ration was 97.47, then it very much likey there are going to increase their premium.
    Please tell us which is the best health insurance company according to you.

    • @aqiqaqiq
      @aqiqaqiq 10 місяців тому

      i am not asking abt the other health Insurance, that is okay...!! but can you please explain me how come 196.55% is showing for Reliance Health Insurance ? Please be specific to the question .
      kya Reliance Apne pocket se paisa de rahi hain apne clients ko ?

    • @siddharthasen818
      @siddharthasen818 10 місяців тому

      Nobody knows which is the best health insurance.

    • @kushalrr
      @kushalrr 8 місяців тому

      Making money with vlog

    • @NandaGovinda
      @NandaGovinda 3 місяці тому

      @@aqiqaqiq 2021-2022 Covid 2nd wave, may be lot people used insurance

  • @udaybhandare4047
    @udaybhandare4047 5 місяців тому

    U started the vdo with policy bazaar mis-selling & ended up somewhere else. Topic chosen by you still remains unanswered by you.

    • @Up4Updates
      @Up4Updates  5 місяців тому

      One word answers care INFERRED CLAIM RATIO is around 55%

  • @Subhammajumder
    @Subhammajumder Рік тому +1

    So sir,which insurance company best hai in case of after sales service?

    • @Up4Updates
      @Up4Updates  Рік тому +1

      You can directly contact me for personal advice 😊

    • @rizwangheewala767
      @rizwangheewala767 Рік тому +7

      So that u can also charge for free advice😊

    • @GJ-ub2im
      @GJ-ub2im 8 місяців тому

      @@Up4Updates😂😂😂 Pehle paisa fir gyaan

    • @vabgurav
      @vabgurav 7 місяців тому

      HDFC ERGO and Niva Bupa are best companies forever.. Definitely go with them👍🏻

  • @rashmidang4534
    @rashmidang4534 Рік тому +4

    You have posted this video for your sake only and it's clear you are favouring Star health so you will be selling star products only . Great selling tech

    • @Up4Updates
      @Up4Updates  Рік тому +2

      I don’t have any particular company insurance license to sell😅 so how you can be so sureee 🙌

  • @ismailkoyamparambil
    @ismailkoyamparambil 9 місяців тому +1

    From care health insurance i had very bad experience. I didn't get claim for my kid he admitted for seven days. This is not a best choice in my experience. Whats your....

    • @Up4Updates
      @Up4Updates  9 місяців тому

      Reason for rejection of claim???

    • @girishgoel1122
      @girishgoel1122 8 місяців тому

      you had not yet let my post get public, If you think you are fair with your review than let my post be on public platform and then will see how honest you are@@Up4Updates

    • @girishgoel1122
      @girishgoel1122 8 місяців тому

      Can you bifurcate about the claim history and rejection??

  • @chandrakantmahobiya1804
    @chandrakantmahobiya1804 9 місяців тому +1

    policy bazar k dwara bataya gyaa care and niva bupa aur pressurize kia gaya lene ke liye

  • @Aanand_mt
    @Aanand_mt Рік тому +3

    पहले साल प्रीमियम बहुत कम रहता है फिर अगले साल जब रिन्यू करवाना होता है तो 40%-50% प्रीमियम बढ़ा देते है

    • @sumedhmayekar6580
      @sumedhmayekar6580 Рік тому

      Aapka age kya tha policy nikaalte samay? Aur ye 40-50% increase uske next year renewal me hi aaya kya?

  • @sachinsonawane8839
    @sachinsonawane8839 8 місяців тому

    Absolutely True info, agent selling care policy with wrong info

  • @travelwithshubham
    @travelwithshubham 8 місяців тому +1

    thats why dont trust any telecalling sales person. always buy a plan from your known advisor

  • @vinayshakya3349
    @vinayshakya3349 9 місяців тому +3

    Yeh Galt bol rahe h Maine apni policy port karyi thi 2022 me port karane ke 1week me hi mujhe hospital Jana pada stone ke operation ke ley hospital RG stone me hospital bale bole pree approval le lo bahi ji mera 225000 ka approval a jya
    Aur uske bad bhi maine 7lakh ka clame liya h mujhe to koe problem nhi hue kbhi yeh apne fee ke ley bol rahe h sochna AAP ko h kesi ko lge ki glt h to mere mob pr datail le sakta h hospital ki jaha maine admit tha

  • @anantsharma6537
    @anantsharma6537 Рік тому +3

    Companies trainer are saying 20% copay mandatory after 61. But there is nowhere written in brochure. When i asked policy bazaar, companies toll free number,they are also refusing the same. I email them to provide a valid written proof. They directly denied that.
    Now how will u trust them.?? So pls takeCARE while taking insurance from CARE. 😂

    • @anantsharma6537
      @anantsharma6537 Рік тому

      In care supreme health insurance

    • @Up4Updates
      @Up4Updates  Рік тому

      Absolutely right lot of confusion.... So
      It is always good to take unbiased openion to get clear idea ...and definately not from customer care.

    • @unknown-tl3cu
      @unknown-tl3cu Рік тому

      ​@@anantsharma6537go to consumer court

    • @amitjoshi2001
      @amitjoshi2001 Рік тому +1

      Alway read 'policy wording' before by policy
      Not only brochure

    • @girishgoel1122
      @girishgoel1122 8 місяців тому

      There is no co payment in care supreme at any age.

  • @UmeshKumarVlogs9
    @UmeshKumarVlogs9 10 місяців тому

    Thank you, Sir.

  • @KOTADARBAR
    @KOTADARBAR 19 днів тому +1

    Bhai Claim Settle Ratio me jitna Claim ayega utna hi to paisa denge. Unke pass 100 mese 55 Claim aaye honge. To unhone unka paisa de diya.

  • @sanjoykarmakar149
    @sanjoykarmakar149 4 місяці тому +2

    I BUY CARE HEALTH 😢INSURANCE IN 2021..BUT I DO NOT GET MY CERTIFICATE OF INSURANCE. ITS REPRESENTATIVES ARE NOT TAKE CALL ...THEY ONLY SELL INSURANCE...MY 13010 RUPEES INSURANCE BEING WATER...SO DON'T BUY CARE HEALTH INSURANCE

    • @Up4Updates
      @Up4Updates  4 місяці тому

      You can reach to me will help

    • @abhijitsaha1458
      @abhijitsaha1458 Місяць тому

      @@Up4Updates for downloading policy copy 499/-

  • @pratap4156
    @pratap4156 7 місяців тому +2

    Star health ki meri policy hai , accident me muje bone fecture ho gaya claim bana 1,18000rs or cashless claim pass kiya only 23000 rs star health claim Bahu reject karta hai or nammatra ka claim deta hai.

    • @rounak308
      @rounak308 Місяць тому

      Reason kya reject ka

    • @rounak308
      @rounak308 Місяць тому

      Policy kitna din ka hain?

  • @shubhamjadhav4397
    @shubhamjadhav4397 10 місяців тому +1

    Payment kaha karna he sir ??

  • @rajnishyadav8092
    @rajnishyadav8092 11 місяців тому

    Mere paas 4 sal se star health hai mai port krna chaahta hoo kya krna thik hai

    • @Up4Updates
      @Up4Updates  11 місяців тому

      Aapki policy ko port karna hai ya fir nahin yah bahut sare factors pe depend karte Hain.
      Get my personal advice for unbiased opinion 😊👍

    • @prantargoswami2938
      @prantargoswami2938 4 місяці тому

      Dnt buy from policy bazar

  • @kirankumarm6346
    @kirankumarm6346 7 місяців тому +4

    Care health insurance company is selling policy in low premium becouse they never claim your hospitalization bill.

  • @MukeshVerma-cg1dj
    @MukeshVerma-cg1dj 2 дні тому

    Shi kha care sirf starting mei Premium kam deta hai or sabse jada premium isi mei badta hai. Is case mei star health bhot achi hai they don't increase

  • @rakeshthale3544
    @rakeshthale3544 9 місяців тому

    thank you so much for shearing

  • @randomstuffsofdayandnight
    @randomstuffsofdayandnight 2 місяці тому

    Aditya Birla active one kaisa h ?

  • @jinenderthakur8116
    @jinenderthakur8116 Рік тому +1

    Niva bupa vs care pls btaye

  • @charcha65086
    @charcha65086 Рік тому +2

    क्लेम एंकर्ड रेशों इस बात पर भी निर्भर करता है की कंपनी कितनी पुरानी है लगभग 15-20 साल के बाद कंपनी के ग्राहक बूढ़े हो जाते हैं और उस कंपनी के क्लेम ज्यादा आने लग जाते हैं इस वजह से एंकड रेशों बढ़ जाता है।
    और यह इस बात पर भी निर्भर करता है कि कौन सी कंपनी के पास कितने क्लाइंट हैं जिस कंपनी के क्लाइंट ज्यादा होंगे उसका एंकर्ड रेशों भी ज्यादा होगा
    स्टार हेल्थ पुरानी कंपनी है हो सकता है उसके पास क्लाइंट भी ज्यादा हों, इसलिए उसका एंकर्ड रेशो भी ज्यादा आ रहा है ।

    • @Up4Updates
      @Up4Updates  Рік тому

      Incurred claim ratio and claim settlement ratio is out of 100 ... for both...
      Aapko ko koi gala jankari mili hai

    • @Up4Updates
      @Up4Updates  Рік тому +1

      Incurred claim ratio and claim settlement ratio is out of 100 ... for both...
      Aapko ko koi galat jankari mili hai

  • @MintuKumar-bq2yn
    @MintuKumar-bq2yn Рік тому +2

    अगर यही बात है तो तो सारी कंपनियां ये काम कर सकतीं हैं पहेले सस्ता Premium पर Policy ऑफर कर के Renewal पे Premium बढ़ा दे

    • @Up4Updates
      @Up4Updates  Рік тому +1

      Sub company already kar rahai hai….
      Par itna jyada nhi jitna ye company karti hai this is good for youngsters but not for people about 40

    • @girishgoel1122
      @girishgoel1122 8 місяців тому

      lets compare atleast 4 companies, even I want to know which company is raising the maximum premium and which company is affordable even at the age or after attaining the age 40@@Up4Updates

  • @jinenderthakur8116
    @jinenderthakur8116 Рік тому +1

    If port every yr or 2 yr or every 3 yr any disadvantage in it pls tell sir anyone answer

    • @Up4Updates
      @Up4Updates  Рік тому

      loyalty matters a lot ..,..if you are loyal with the company claim process will be smooth

    • @SaurabhSingh-oe6xe
      @SaurabhSingh-oe6xe Рік тому

      There are no issues if you can port your policy

    • @girishgoel1122
      @girishgoel1122 8 місяців тому

      That means If I am loyal with the company and wants to claim for cataract in 16th month company will pay claim?? or I am with a pre existing disease and I have been loyal for 2 years and wanted to claim for ped in 30th year and now company will not reject my claim?? @@Up4Updates

  • @Kvi_Mehta
    @Kvi_Mehta Рік тому +2

    Mujko bhi kuch esa LG rha hai ki care se time se niklna cahie, eese phle der ho jae😂😂😂

    • @SaurabhSingh-oe6xe
      @SaurabhSingh-oe6xe Рік тому +1

      Care is the best company for the services, & care advantage is the best product as per today's medical expenses, & there is no high premium

  • @VisheshGoel
    @VisheshGoel Рік тому +1

    To fir care supreme aur niva bupa reassured 2.0 nahi lena chahiye?
    Fir hume kaunsa plan lena chahiye

    • @ghewda
      @ghewda Рік тому

      Bhai dekh Jitna premium 5 lakh ke liye doge utane me hi 50 lakh ki policy mil jayegi waha na 500 baar na unlimited times aur na ho reassure ki jarurat hogi. Thodha dimag lagao lock the clock matlab premium na badhe usaki wajah se tum claim hi nahi kroge.

    • @Up4Updates
      @Up4Updates  Рік тому

      For better suggestion you can take my unbiased openion 😊

    • @VisheshGoel
      @VisheshGoel Рік тому +3

      @@ghewda thoda samjhao kya kehna chahte ho. 5 lakh aur 50 lakh ye kaunsi policies ki baat kar rahe ho

    • @vaibhavwardhan555
      @vaibhavwardhan555 Рік тому +1

      ​@@ghewdaplease clarify your point. Which policy should be taken?

  • @NandaGovinda
    @NandaGovinda 3 місяці тому

    Thanks for valuable info

  • @kushalrr
    @kushalrr 8 місяців тому +1

    All companies are like brothers and sisters

  • @kirankumarm6346
    @kirankumarm6346 7 місяців тому

    Absolutely right bro.
    Please don't buy care health insurance policy.

  • @muntzirali4588
    @muntzirali4588 7 місяців тому

    Port karana best rahega ya nhi reassure se care supreme me

    • @Up4Updates
      @Up4Updates  7 місяців тому

      Reassure se jyada accha hai care supreme….

  • @sushilmeena9346
    @sushilmeena9346 6 місяців тому

    सर कोन सी हेल्थ इंश्योरेंस पॉलिसी अच्छी कृपया कर बताएं प्लीज किसी हेल्थ पोलिस में स्विच करने से कोइ से कोई नुकसान तो नही प्लीज बताएं

    • @entertainmentchannel1764
      @entertainmentchannel1764 5 місяців тому

      Iske liye 500 rs premium Dena hoga bhai sahab ko😂

    • @Up4Updates
      @Up4Updates  5 місяців тому

      AAP thoda outdated Ho Gaye ho ab I change 1499😇

  • @bipuldas1765
    @bipuldas1765 10 місяців тому

    Public Sector pe konsa achha Health Insurance hai?

    • @vipanmittal1886
      @vipanmittal1886 8 місяців тому

      Ergo

    • @abhinavraj7225
      @abhinavraj7225 5 місяців тому

      @@vipanmittal1886 wo Public sector hai ? kchbhi mat bolo

    • @abhinavraj7225
      @abhinavraj7225 5 місяців тому +1

      New India Assurance aur National Assurance

    • @bipuldas1765
      @bipuldas1765 5 місяців тому +1

      @@abhinavraj7225 National Insurance le liya

    • @AnilPrajapati-fz5ti
      @AnilPrajapati-fz5ti 3 місяці тому

      Don't go for the public sector as policies are not that good too much of restrictions

  • @shaludiwakar3371
    @shaludiwakar3371 10 місяців тому +2

    Awchcha fir btaiye konsi compony ka premium jeewan bhar same rhta h😂😂😂

  • @anshuthakur6876
    @anshuthakur6876 11 місяців тому +2

    Rillygear ka name change kar ke care kar diya. Gya kyo ki is company ko government Ne fraud ghoshit kar diya tha tabhi is company Ne Apna Naam care kar liya

    • @arslaanahmad8606
      @arslaanahmad8606 10 місяців тому

      Kisne btaya

    • @girishgoel1122
      @girishgoel1122 8 місяців тому

      Naam change karne k liye fraud karna jaruri nahi hai kuch legal jarurat bhi ho sakti hai

  • @manojnayak6373
    @manojnayak6373 6 місяців тому

    Aap ne pura sahi bola Sir, me jab police liya tha tab wo mere se 5000 something liya tha fir 6600 liya or avi 8700 bol rahe hai.

  • @delhitesunny1016
    @delhitesunny1016 2 місяці тому +1

    No insurance company can increase the premium without taking permission from IRDA. The only reason by which company can increase the premium if the claim ratio is high and revenue is less (or company is in loss). In that case, company can urge IRDA to increase the premium..
    Stop spreading your knowledge..

  • @errahul1000
    @errahul1000 10 місяців тому +3

    Sbse jyada renewal charge hdfc ergo m badte h.....care is good

  • @user-vt3op8xt1j
    @user-vt3op8xt1j 11 місяців тому +1

    Sir,. App to khud hi plan ke nam pe apna plan sale kar rahe ho....

    • @Up4Updates
      @Up4Updates  11 місяців тому +1

      Kaunsa plan???? I am charging for my advice that takes my time. If you want fir free you can talk to customer care.👍

  • @Dutta_samarth.propertyEnterpri
    @Dutta_samarth.propertyEnterpri 11 місяців тому +1

    Recently I buyed care supreme insurance at No cost Emi. While buying they said will reimburse the interest amount. But After making payment by credit card. Bank charged some interest monthly. Now when I asked Care customer care they said will reimburse but they are not answering when & how they will do. The customer care was telling he will reimburse from his end. I told CC to share me a written mail / discount voucher. I think care company is fraud. Kindly assist what can be done in such case

    • @Up4Updates
      @Up4Updates  11 місяців тому

      You can message me directly and will share you information with others

    • @rohitpandit5961
      @rohitpandit5961 11 місяців тому

      Sir, whatever your interest is deducted from your account it will be credited back to your account. It is depend upon your bank card. Sometimes it take 2-3 months to back your interest or sometimes it takes full closure. But interest is credit back to your account.. please don't worry..

    • @bhairavaswami2660
      @bhairavaswami2660 11 місяців тому

      No cost emi is the bank offer not companies offer sir

    • @vipanmittal1886
      @vipanmittal1886 8 місяців тому

      Care ki policy lekar apne bahut bdi galti kr li sir

  • @vabgurav
    @vabgurav 7 місяців тому +3

    HDFC ERGO and Niva Bupa are best companies forever.. Definitely go with them👍🏻

  • @chetanchandel2893
    @chetanchandel2893 Рік тому +1

    Star health best rahegi Kya???

  • @harshsoni-ws8gf
    @harshsoni-ws8gf 8 місяців тому

    Laghta hai u have personal issue with care because let me tell u I HAVE HDFC , and HDFC HAS INCREASED THEIR PREMIUM BY HIGHER PERCENTAGE AS COMPARE TO ALL COMPANY

    • @Up4Updates
      @Up4Updates  8 місяців тому

      As a content creator and unbiased advisor i see all company equally.
      U choose to go with the company who charges higher premium it was you decision.
      In case of care i feel people should know about the future premium hikes.
      Bcos please choose care just beside of low premium and this is called trap.

  • @manjulasahu1596
    @manjulasahu1596 9 місяців тому

    Thank you sir

  • @senguptasentertainment8790
    @senguptasentertainment8790 Рік тому +42

    Bilkul galat bataya ja raha hai.... care supreme bohut achi health insurance policy hai.... kisi ki bhi claim tabhi reject hoti hai agar waiting period me koi claim karta hai ya fir PED ka claim 4 yrs me karta hai ya fir slow growing disease ka claim 2 yrs me karta hai.....iske alawa insurance company kabhi claim reject nhi karti hai.... Main khud experience kiya.....my request not to mislead anyone....galat information ya mislead mat karo....thank you🙏

    • @Up4Updates
      @Up4Updates  Рік тому +9

      Its all about the low premium they are charging that is the problem. Company is trying to trap and they increase premium comparatively higher they any other insurance plans....
      You all can compare care plus VS care supreme you will see the ground reality
      NO company is mad to provide low premium high coverage and features

    • @Helpinghands544
      @Helpinghands544 Рік тому +3

      Next year jb policy renew karvogey tbb pta chlega plan kitna accha hai... Seedha 40% hike hoga 😂

    • @senguptasentertainment8790
      @senguptasentertainment8790 Рік тому +8

      Age slab cluster me means 31 to 35, 36 to 40, 41 to 45 etc. Ek cluster se dusra age cluster me jab jaoge tab price hike toh hogii sabhi insurance policy me hota hai

    • @Aanand_mt
      @Aanand_mt Рік тому +1

      ​@@Helpinghands544sahi bola Bhai...

    • @Aanand_mt
      @Aanand_mt Рік тому +2

      ​@@senguptasentertainment8790aisa kuch nahi last year jab liya tha mai 31 ka tha still 2023 me renewal increase kr diya,

  • @abhardwaj1412
    @abhardwaj1412 3 місяці тому

    I think ICR is explained wrongly in your video

  • @amitgudiyan5140
    @amitgudiyan5140 10 місяців тому

    Is pdf me kai companiyon ne 104% claim diye h unka kya hal h

    • @Up4Updates
      @Up4Updates  10 місяців тому

      In loss for that financial year…. Except government backed up

    • @amitgudiyan5140
      @amitgudiyan5140 10 місяців тому

      Or kai companiyon ke data me NA kyu likha tha kya unhone apna data share nhi kiya

  • @subhashshamkuwar4576
    @subhashshamkuwar4576 10 місяців тому +1

    Tell me which health insurance best

  • @HELL_GAMER67
    @HELL_GAMER67 11 місяців тому +1

    Care bahut ghatiya Company hai Maine iska purchase kiya tha inhone mera Paisa hajam kar liya aur policy bhi terminate kar di mujhe bahut gussa Aaya Mera Sara time period Chala Gaya

    • @Up4Updates
      @Up4Updates  11 місяців тому +1

      Kyu kay ho gaya can you explain??? In detail

  • @sportsgen464
    @sportsgen464 3 місяці тому

    Don't know how u can u say that, premium will increase disproportionately, which is baseless, bcz, premium increase as per age slab in every 5 years. How can u say hypothetically that it will increase. Are u certifing urself as a regulator. .. U said why company is giving very competitive product, bcz, my dear friend, market is so competitive, hence, best product brings more business. Anyways, u r doing ur business, by making others fear. Good job. 😢😢

  • @RajKumar-op9tm
    @RajKumar-op9tm 11 місяців тому +1

    Bhai 1 cheej btao, ye star agar itna jyada incurred claim.ratio de rhi hai, to khud kya kma rhi hai, aur kya ye business k liye baithi hai ya free me help.k liye. Wrong information hai ye. Jo company 70% se jyada incurred ratio dikhati hai, to wo kamayegi kya?? Aur kamayegi nhi to chlegi kaise?? Be practical and plz share right information.

    • @Up4Updates
      @Up4Updates  11 місяців тому +1

      Yes absolutely right star health has the highest market share if you see HDFC it has the similar incurred claim ratio…. Company paise ko invest bhi karti hai for extra income source….
      Ek saal ka jyada ICR doesn’t matter in a long run it was high due to corona pandemic…..during corona claim was high then how come Care has low????

    • @IAmHitya
      @IAmHitya 11 місяців тому +1

      HDFC ka percentage tumne PDF edit kar k remove kar diya. Uska bhi percentage dikhaav to pata chale.

  • @NishaL-hi6wt
    @NishaL-hi6wt 9 місяців тому +1

    Bhai kisi bhi company ka claim 99% nhi hai health mai

  • @robinabc1
    @robinabc1 10 місяців тому +1

    Sir everyone is doing their business...if service oriented then give free advice

    • @Up4Updates
      @Up4Updates  10 місяців тому +2

      You if want unbiased advice definitely it will be paid advice only …
      If someone is giving it for free then they are selling the product.
      I don’t sell any product.

    • @girishgoel1122
      @girishgoel1122 8 місяців тому

      you had not yet let my post get public, If you think you are fair with your review than let my post be on public platform and then will see how honest you are@@Up4Updates

  • @DeepakKumar-if6tm
    @DeepakKumar-if6tm 11 місяців тому

    Yar aaj hi liya health care ka supreme plan. Koi batega ab kuch ho sakta hai kaya. 😢😢😢

    • @Up4Updates
      @Up4Updates  11 місяців тому

      15 days cancellation period hota hai to get 100% refund👍 if want i can help you✌️

    • @girishgoel1122
      @girishgoel1122 8 місяців тому

      If you had disclosed all your Medical Condition and after that if you have got your policy then my brother you are on the right place.

    • @prantargoswami2938
      @prantargoswami2938 2 місяці тому

      Achha policy ha.social platform mein baat sunke kuch mat karo

  • @subhashshamkuwar4576
    @subhashshamkuwar4576 10 місяців тому

    Like ? What which company ur promoting

    • @Up4Updates
      @Up4Updates  10 місяців тому

      I don’t promote any company… i am not an agent

    • @girishgoel1122
      @girishgoel1122 8 місяців тому

      you had not yet let my post get public, If you think you are fair with your review than let my post be on public platform and then will see how honest you are@@Up4Updates

  • @rahulprakash1490
    @rahulprakash1490 Рік тому +5

    They rejected my claim due to the address issue however I was given the correct address which is in my aadhar card also very bad company please don't buy this policy from care you will never get claim

    • @sumedhmayekar6580
      @sumedhmayekar6580 Рік тому +1

      Sirf address issue hi hua tha kya? Ya aur bhi kuch reason bataya?

    • @Gyaan_paapi
      @Gyaan_paapi 10 місяців тому +1

      Thoda explain karo, address ka kya issue hai?

    • @girishgoel1122
      @girishgoel1122 8 місяців тому

      there is a zone difference in care supreme agar aapne zone 2 ka address deke policy lia and originally aap zone 1 ke hai to claim nahi milega

    • @moushumi09
      @moushumi09 8 місяців тому

      @@girishgoel1122 that means it's a zonal policy not pan India basis

    • @girishgoel1122
      @girishgoel1122 8 місяців тому

      @@moushumi09 Policy is Pan India but pricing is Zone Based

  • @anubhavmishra5838
    @anubhavmishra5838 5 місяців тому

    Chaliye apne CARE ka to bta diya mere dad ka ICICI me tha that too without age slab wala and now suddenly usme age slab add krke 4 times se premium increase kr diya gya so now CARE k sath ICICI bhi culprit h customer acquisition by SCAM k case me and agar aap Har ek company me dekhoge to lagbhag yahi khel chal raha h aapko bhi CARE ko galt Bata kr 499 aapki charges leni hai taki log confuse rahe apko 499 de aur ap jiske agent hai aap uske insurance btakar insurance company se bhi commission le le acha business h sir

    • @Up4Updates
      @Up4Updates  5 місяців тому

      first of all I do not sell any insurance..... And the charges are just for a personalized advice in which I give precautionary measures so that your claim never get the rejected and also explain the terms and conditions of the policy so that you can understand each and every point properly, so that your claim never get rejected. You are facing this issue just because you took a free advice from customer care...... And also people need a good insurance advisor so that they can update about the changes in the insurance policy on time😇....

    • @Up4Updates
      @Up4Updates  5 місяців тому

      first of all I do not sell any insurance..... And the charges are just for a personalized advice in which I give precautionary measures so that your claim never get the rejected and also explain the terms and conditions of the policy so that you can understand each and every point properly, so that your claim never get rejected. You are facing this issue just because you took a free advice from customer care...... And also people need a good insurance advisor so that they can update about the changes in the insurance policy on time😇....

  • @MrKushs
    @MrKushs 5 днів тому

    Please bring strong data that how this and that health plan is not worth .....Don't waste our time

  • @arunavapradhan7750
    @arunavapradhan7750 Рік тому +3

    Meaningless video.
    You could not established your point.

  • @supravatghara9455
    @supravatghara9455 4 місяці тому

    PAHELE APKA IDEA PURA KARO. 499 KE CHAKKAR MEIN AP BHI TO ADHURA CHOR GAYE. CUSTOMER BASE BHI KOI CHIZ HAI, KIU NEHI BOLA. RELIANCE TO 200% TO SAB KYA US PLAN KO LENE CHUTE. BAHAT PARAMETER HOTE HAI, DONT CONSIDER ONE.

  • @vijusnn
    @vijusnn 4 місяці тому

    You have missed major point here. Care Supreme has limitation, you can take treatment only in Zone of your postal address, company will not pay if claim is in other zone.
    Example: I am residing in Bangalore, my address is Bangalore. In case I had to take treatment in Mumbai or Delhi, that will be considered as different zone w.r.to Bangalore and CLAIM WILL BE REJECTED.

    • @AVIKCHAKROBORTY2008
      @AVIKCHAKROBORTY2008 3 місяці тому

      @vijusnn->Just want to know , is this scenario -is mentioned any where in the Policy Document ?

    • @vijusnn
      @vijusnn 3 місяці тому

      @@AVIKCHAKROBORTY2008 Yes, confirmed with Care Insurance. You can reconfirm with helped as well. This is very inconvenient for people in nationwide transferable jobs, IT sector, people expecting relocation.

  • @pinuffshorts2569
    @pinuffshorts2569 4 місяці тому

    गलती से भी care insurance मत लेना भाई. मुझे claim reject के time रोना अगाया था.😢

  • @mickey80321
    @mickey80321 10 місяців тому +1

    claims get rejected bad company

  • @iwrapskinz
    @iwrapskinz 8 місяців тому +1

    499₹ yaha alag hi dhanda chalra hai

  • @leolisa175
    @leolisa175 8 місяців тому

    Don't buy care health insurance they rejected my claim. Was cold and admitted 5 days. 16000 Rs. But not approved my claim. Never believe this company

    • @abhijitsaha1458
      @abhijitsaha1458 Місяць тому

      why dont you again hospitalize for loose motion..... surely you will get...you have to go toilet for 30 days in a day...

  • @chayanbanerjee8279
    @chayanbanerjee8279 Рік тому +1

    Don't by star health.

  • @vijaydhawan5353
    @vijaydhawan5353 7 місяців тому

    Nice post thanks sub madiclaim company chor hein

  • @sandhyagupta5876
    @sandhyagupta5876 5 місяців тому

    My experience with star health insurance is very very bad and i will not suggest for it to any one

    • @Up4Updates
      @Up4Updates  5 місяців тому

      Let me know you experience may be i can help you …. 8850272062

  • @amarsingh-cb9gn
    @amarsingh-cb9gn 10 місяців тому

    Star ka kaisa h??

    • @Up4Updates
      @Up4Updates  10 місяців тому

      Better take my insurance advice for better claim services 😊

    • @girishgoel1122
      @girishgoel1122 8 місяців тому

      you had not yet let my post get public, If you think you are fair with your review than let my post be on public platform and then will see how honest you are@@Up4Updates

  • @santoshlicagsoni5322
    @santoshlicagsoni5322 4 місяці тому

    Star increase abt 40% in 2 plan with poor claim settlement

    • @Up4Updates
      @Up4Updates  4 місяці тому

      At least they have good IRC have you seen care ICR???😩

  • @biplabbhowmik9686
    @biplabbhowmik9686 7 днів тому

    You are brokers from Star health insurance

  • @ach336
    @ach336 5 місяців тому

    Care is scrap ...
    I 2nd you

  • @nishant7725
    @nishant7725 6 місяців тому

    Bhai knowledge thodi aur gain karo incurred claim ratio zyada hona bi acha ni hota hai

  • @robinjain5776
    @robinjain5776 Місяць тому

    Reliance Health Insurance ka video bana do

  • @hahahaha4995
    @hahahaha4995 10 місяців тому

    Aap Rs. 399 Mujhe do, mai aapko badiya plan suggest Karunga. Aap ka assumption hai aap ko sab Kuch pata hai, aur baki log murkh hai, tumhara IRDA Registration No. batao.

  • @hemantadas6425
    @hemantadas6425 5 місяців тому

    Care is very worst company..mera appendicitis operation ka claim reject kar diya..i will stop to pay premium