Niva Bupa Aspire Health Insurance | HONEST Review 2024 | Features, Cost & Issues
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- Опубліковано 12 січ 2024
- Unlock the secrets of NIVA BUPA ASPIRE health insurance plan! 🛡️ In this video, we delve into the features, pros, and cons of this health insurance plan that has everyone buzzing-
We’ll cover-
- The features/cost difference of 4 Aspire variants: Gold+, Diamond+, Platinum+, Titanium+
- Key features & benefits of Aspire health insurance plan
- Coverage options & premiums
- Age limitations & waiting periods
- Unique features such as Lock the Clock, Future Ready & Maternity benefit
- What does Ditto recommend?
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After further consultations with the Niva Bupa team, it seems the gold variant will come with room rent restrictions. You can stay in a single private room with AC. If you decide to stay in a higher tiered room, they you will have to copay a part of the bill
Vague term detected:"single private room with AC"
Presidential suite to a single bedded apartment falls in the same category
But when v check on room rent restrictions, it shows there will be no room rent limitations...in their website also...confusing
@@siddharthabanerjee7415 single private AC room would mean the lowest variant of private room available in that hospital.
clear cut explanations. please bring more videos. tq.
Sir, if the customer is already an old insurance holder and he want to do the portability for this year, they were have a 2 policies, but as of know they want single policy including both. actually last one policy has already been renewed, if we port a single member policy this year including their spouse as fresh with future ready, so how it will work?? will this work or not?
Which Health Insurance do you have right now?
Super explanation
Good see ur video nd thank u
Wanted ur advice
Need to buy any of above
M37,F32,F9,F5,M2
Which one is most suitable
Thank u in advance.
We would love to help you :)
Please book a free-of-cost consultation call with our advisors at bit.ly/3HjTbEK
Any co pay in this policy?
Sir, what about reassure 2.0 vrs Aspire. Im 55 yrs old. Which is better for me? Have high BP, Cholestrol and Thyroid . Please fo guide. Some time I may visit USA too for few months. In assure 2.0 its not there. But for me at 55 age which will be better? Please do reply
Hey! That's a loaded question & we'll need some details before we can help you out. Feel free to talk to us- bit.ly/4787WoW
Can we use booster+ amount for borderless treatments ?
Yes
Any add on to reduce maternity waiting period for platinum?
There are no riders to reduce the waiting period for maternity
Today i take Aspire Platinum+ policy in hurry because of saving tax.
1- I'm 28yr old and unmarried did i made right decision?.
2- I added OPD addon which cost most arround 5k/year. Is this really beneficial or need to remove?.
3- Now i think premium are so high what you guys are think about it.
4- what if i think about cancelling the policy what are the charges, i paid for 3yr policy.
Hope u will get ur answers 😅. I am still figuring out about this
Same with me any suggestions did you get
For Lock the Clock & Lock the Clock+, they will consider a claim, if a claim is paid under the following: Expenses in reaching a Hospital, Expenses during Hospitalization, Expenses before and after hospitalization, Home Care / Domiciliary Treatment, Organ Donor, Borderless, M-iracle. However, Claim paid under the M-iracle benefit will not impact Lock the Clock + .
Thanks for the comment !
Opd limit thoda clarify karo
Hi
I am from Kerala, I have had a Star Comprehensive Plan 5 lakhs for the last 10 years, so is it a good idea to change from star to niva bupa
yes
Can you explain Reliance Health infinity plan?
It is in our pipeline. Thanks for mentioning the plan :)
Is niva bupa trustable for claim issue and and 67 and 72 age plan available?
Yes Niva Bupa is the best in claim settlement but you have to declare every detail of your medical history.
Yes 👍
@@vijaykumarprajapat8623 age of 67 how much premium for 5 lakh and also p. E. D. Cover in 2 years?
if the company rejects policy claim ,even after satisfying all the conditions,can policy holder complain against them
Yes. First you talk to to your agent and see if they can exert some pressure on the insurance company. If that doesn't work, you will have to file an official complaint with the grievance cell of the insurance company. Ditto will help you with both if you've bought the policy through them. If you are unsatisfied with the response then you can escalate the matter to the Ombudsman after 30 days. There you will get to argue your case. Ditto helps you here as well.
Absolutely! There is a procedure to go to an ombudsman & file a complaint. You can check that out
Gold aspire + 10 L base + 90 L additional
my age is 47, if I purchase titanium + policy, can i eligible for10X sum insured?
Please book a call with us. We'd be happy to help! Link in description.
@parthaghosh7126 sir if you take aspire plan there will 3x coverage in titanium + as per your age
But in reassure 2.0 you will get 10x coverage in titanium variant
@@arunraj8894no 10x is for both policies under titanium variant
Please make a video on Aditya Birla's newly launched Activ One Max and Activ One Vytl
Will do
Please make video star health
This video is in our pipeline, meanwhile, why don't you check out the link below for information on Star Health Insurance Policies
joinditto.in/health-insurance/star-health/
@@dittoinsurance can I change my insurance broker from Policybazaar to ditto without porting the company
Explain everything at 2:33 there is a note which you have missed. I think this video is biased or sponsored 😮
Don't take Niva Bupa ... No cashless payment .. they will say cashless but not reimbursement and they will reject the policy.
Can you explain
@@anubhavanand4805 10 days back my brother got injured while cutting a tree they rejected and even cancelled reimbursement. Other health insurance everywhere for injury it is covered. Even claim settlement ratio is very low only thing is giving some benefits ... Even for that benefits claim settlement is much needed.
Iam niva bupa agent ... Even i have taken niva bupa policy .... Google says claim settlement ration is 99.9 but reality is only 67.4% which is lower than any health insurance. They are saying 30 minutes cashless but not they will make you for reimbursement and after that they will even reject you for reimbursement. Struggled a lot with this kind of faked benefit insurance.
@@rajeshm8844 claim settlement ratio source again pls?
@@rajeshm8844 I WAS ACTUALLY THINKING OF THIS ASPIRE,,, but after reading your reply, i am in doubt.... which insurance should i buy? i am unmarried, amd 27 years old