I have to say Lisa, to me it's a very odd choice to make extra mortgage payments when you don't have a fully funded emergency fund and aren't currently contributing to your IRA. I've watched you for many years, since the basement apartment and I know how focused you are on getting rid of debt but don't lose the forest for the trees. There is no way I'd be prepaying a mortgage (that I own 50/50 with someone to boot) before completing an e-fund and fully funding my retirement accounts.
I am adding sinking funds. Vacation will be added. It’s all new to be in a home. It’s a learning process, I’m not going to get it 100% right from the start.
Your budget, your way. You always do great, hence, why you were able to purchase a home. And the home is with your daughter! People purchase homes with a spouse all the time, and end up divorced and such. Thanks for being so transparent!
Been enjoying your channel for a while now 😊
Excellent video! Love how it all worked out. I too keep a spreadsheet on the side for everything. It's a HUGE help!
Great budget ❤ you're doing an amazing job especially at the most expensive time of year 🥴
What about car insurance? I know you said you were paying it monthly now, but usually you split bills in half for the 2 paychecks of the month.
I think I can pay it in one check it’s less than I thought it was going to be.
Good morning! You’re doing great! Budgeting is hard. I hope you have a great day knowing you’re doing the best you can!
Thank you so much! I needed to hear that. 🩷
Great budgeting!!
Lisa make sure you take out 25 percent taxes for business. ❤ off ebay business. I’m thrilled for you.
Good budgetting
I have to say Lisa, to me it's a very odd choice to make extra mortgage payments when you don't have a fully funded emergency fund and aren't currently contributing to your IRA. I've watched you for many years, since the basement apartment and I know how focused you are on getting rid of debt but don't lose the forest for the trees. There is no way I'd be prepaying a mortgage (that I own 50/50 with someone to boot) before completing an e-fund and fully funding my retirement accounts.
And where is a vacation fund? Even if all you do is "staycation", it is fun to plan and set aside money.
I am contributing 15% to retirement and maxing out my Roth IRA.
I am adding sinking funds. Vacation will be added. It’s all new to be in a home. It’s a learning process, I’m not going to get it 100% right from the start.
I think you’re doing great!! Tweak as you go….that’s how life goes.
Your budget, your way. You always do great, hence, why you were able to purchase a home. And the home is with your daughter! People purchase homes with a spouse all the time, and end up divorced and such. Thanks for being so transparent!
Happy Wednesday Lisa 😊
Good morning!
Hi Lisa, what about your Roth? will you play catch up next year?
Absolutely! I’ll start back at the first of the year.
I’m not sure if you have a CVS but my older 2 take melatonin gummies and they go bogo a lot at CVS
I’ll have to check that out!
Great video and thanks for sharing
Great job ❤❤❤❤❤
GOOD MORNING THANK YOU
Good morning! ☀️
Good morning ☕️
☕️ 🌲
🩷🩷
Great job❤