So many financial videos lately, I love it! 🥰 Good luck with your goals. BOA sucks, my husband's accounts were also there and it was a pain to move/close them.🤬 The sooner you get started the better, Brian will have to do most of the talking which is super inconvenient. As far as my goals: I want to be fully debt free (cc + student loans), have a fully funded emmergency fund, and reach 100k invested (combined) by the end of next year. We racked up some cc debt when we had to move from TX to D.C super last minute this past September. It really sucks, but we are working hard to pay it off quickly. 🤞
Welp this year did not turn out as I hoped and expected. I have my health and lots of support so I'm so grateful for that! Short term goals: 2 house projects, pay off one CC, save 5k for school. GOOD LUCK EVERYONE
In law school they emphasized how important estate planning is for preserving any wealth. You should do a series in collab with an attorney on trusts and the process you went through. I know it’s state to state but the convo could still be super helpful. I also really enjoyed the step by step you did on investing where you shared your screen. Thanks for the content it’s great!
Can you explain how to manage multiple accounts? So is all your sinking fund money in one account for yourself and then you track what money is for you each thing in your planner ?! I get so confused when I mix all my money together and managing multiple accounts 😅
As a person who has been with Bank of America for a long time, I also am going to add “cancel Bank of America” on my 2025 goals. I’ve gone in twice in an attempt to cancel and they always bring me to their customer success manager 😒, not this year…
Awesome, I'm so excited for this video! So wait, you're saving for these things but half of the money comes from Brian, right? Handling both incomes seems daunting but makes a lot of sense. And how do you save for taxes? Those gotta be 5 digits too, it's something that always shocks me even when I know i should be expecting. Thank you for your input and help!
Hi, I’m 75 years old and both my husband and myself are retired. We had to retire when Covid hit. He got the Covid shot and it caused him to go into dementia so right now I’m trying to get our finances straight but it’s a struggle I see how you work at everything all your credit card debts and all and I was just wondering if you could help mehow I can get in touch with you. I would really appreciate it all the help or advice you could get me thank you so much.
Just paid off a credit card and personal loan this month in December. I just have one more credit card and one other personal loan left before I'm bad debt free!
Sounds like you need to set a goal. How much do you want to save? How much do you have to work in order to save that amount? You need to figure out your end goal so you’re not just putting money away for no reason
Hi Aja, will you be using the undated version of the digital planner for next year? I’ve been keeping an eye on the MSTRPLN site and haven’t seen a 2025 dig. version (since I know the physical is no more). Thank you!’ 😊
Yes! We're just going to use the Undated Planner moving forward. If our Undated Digital planner does well, I'll do a 2026 version but I wanted to see how our Undated offerings do before making a new planner
@ thanks for replying!! Perfect - I wasn’t sure and had the undated + the daily and was waiting before purchasing 😂 fingers crossed they do well because I loved my physical ones just as much as digital🥹🤍
When you set the $15,000 goal for your honey moon trip - do you have that broken down into how you want to spend it ($5,000 lodging, $5,000 food, $5,000 activities?) or is that just a number you feel confident in that you can do the things you want to do on this trip? I typically save random numbers that I feel comfortable with and it usually works out, but I'm wondering what your process is. :)
For the Honeymoon trip - that's just a number I made up in my mind since we don't exactly know what we're doing. But I did another sinking fund video where I built our goal based on what we were doing (including hotels, fun, etc) so you can do both ways
are you waiting to make a video on brian’s boa bank thing. it doesn’t sound like it’s tide to anything important so just open the new account and stop transferring money to boa.
Love the initiative, but all I wonder is, is a private preschool a necessity? Or is that money not way more useful to put in better university funds? As an educator I genuinely wonder if the difference in (private) preschool is that important 😅 But do whatever feels good for you as a parent!
@@aimeesterlijk I live in Richmond, CA. Not best school public school options around us. Plus this is the school that my nieces already go to so I would get more help with drop off/pick up. I’ll try to find a cheaper option but preparing for the worst lol
Somehow I thought that you wouldn’t be having kids. I’m 50 and had my last kid at 35, I thought everything would be ok but during one of my visits they took me to the un fun room where I had to get extra testing. Anything above 35 is AMA ( advanced maternal age). If you are planning for kids I recommend doing it before 40. The risks for complications go up each year with women in advanced maternal age. My daughter was fine but the extra testing wracked my nerves.
I was 37 when I had my kid and in great health, but their insistence that I was high risk was certainly not comforting nor helpful, especially since I was trying to do everything to have as healthy a pregnancy as possible. My kid and I are both well 🌞 I think they just have to say those things and push the extra testing to cover their behinds.
So many financial videos lately, I love it! 🥰 Good luck with your goals. BOA sucks, my husband's accounts were also there and it was a pain to move/close them.🤬 The sooner you get started the better, Brian will have to do most of the talking which is super inconvenient.
As far as my goals: I want to be fully debt free (cc + student loans), have a fully funded emmergency fund, and reach 100k invested (combined) by the end of next year. We racked up some cc debt when we had to move from TX to D.C super last minute this past September. It really sucks, but we are working hard to pay it off quickly. 🤞
Thanks for you tips with BOA! Looks like you have a lot of huge financial goals to accomplish next year - good luck!
Welp this year did not turn out as I hoped and expected. I have my health and lots of support so I'm so grateful for that! Short term goals: 2 house projects, pay off one CC, save 5k for school. GOOD LUCK EVERYONE
Sounds like your 2024 was like my 2023. The new year means a new start - glad you have a good support system :)
In law school they emphasized how important estate planning is for preserving any wealth. You should do a series in collab with an attorney on trusts and the process you went through. I know it’s state to state but the convo could still be super helpful. I also really enjoyed the step by step you did on investing where you shared your screen. Thanks for the content it’s great!
Always love to see your end of year videos! They get me excited to plan! 🥰
Yay! Thank you!
Love the consistency on the uploads, I always look up to your videos ❤❤❤
Just paid off £10k of debt do this year is a mind change to start building
Congrats!
Thank you Aja for your budget videos. I haven't managed to find anyone on YT who does it as well as I do. Your videos give me a real boost!
You’re so welcome!
yes to the travel sinking funds video! headed to Korea in May 2025... and not sure how much to save!!
Saving for two trips next year. Need $5000. This was a really good video❤
Every year I can’t wait for you to post these lol.
❤❤
You rock Aja! 💯
I love your UA-cam/podcast. Can you please tell me where you download your planner from?
the Lindsay Lohan facelift surgeon comment 👌😂
😬😬
Can you explain how to manage multiple accounts? So is all your sinking fund money in one account for yourself and then you track what money is for you each thing in your planner ?! I get so confused when I mix all my money together and managing multiple accounts 😅
I’m so curious on how you decide to figure out your finances with your spouse. I’m having the same issues!
I'll let you know when we figure it out
As a person who has been with Bank of America for a long time, I also am going to add “cancel Bank of America” on my 2025 goals. I’ve gone in twice in an attempt to cancel and they always bring me to their customer success manager 😒, not this year…
Awesome, I'm so excited for this video! So wait, you're saving for these things but half of the money comes from Brian, right? Handling both incomes seems daunting but makes a lot of sense. And how do you save for taxes? Those gotta be 5 digits too, it's something that always shocks me even when I know i should be expecting. Thank you for your input and help!
Hi, I’m 75 years old and both my husband and myself are retired. We had to retire when Covid hit. He got the Covid shot and it caused him to go into dementia so right now I’m trying to get our finances straight but it’s a struggle I see how you work at everything all your credit card debts and all and I was just wondering if you could help mehow I can get in touch with you. I would really appreciate it all the help or advice you could get me thank you so much.
Make sure if you are saving for children to save for childcare!!! Great video
oopf. Yes, that's a major one.
Just paid off a credit card and personal loan this month in December. I just have one more credit card and one other personal loan left before I'm bad debt free!
CONGRATS!! What an amazing way to end the year
@AjaDang thank you! Love your videos, they really did inspire me to kick it in high gear with my debt!
Love your videos! I am learning from your knowledge and feel safe to start my journey of being debt free. One Question, why does BOA suck?
fees, the website sucks, it takes long to transfer money
FIRST COMMENT:🏅❤ happy holidays✨🎄 do you have any tips for me on both how to save aggressively and earn extra money on the side, just as aggressively
Sounds like you need to set a goal. How much do you want to save? How much do you have to work in order to save that amount? You need to figure out your end goal so you’re not just putting money away for no reason
my goal is to save at least $1000 in two months. Let’s just say that sounds at least somewhat manageable.
@@AjaDang my end goal I would say is just monetary security and to have some extra money
Hi Aja, will you be using the undated version of the digital planner for next year? I’ve been keeping an eye on the MSTRPLN site and haven’t seen a 2025 dig. version (since I know the physical is no more).
Thank you!’ 😊
Yes! We're just going to use the Undated Planner moving forward. If our Undated Digital planner does well, I'll do a 2026 version but I wanted to see how our Undated offerings do before making a new planner
@ thanks for replying!! Perfect - I wasn’t sure and had the undated + the daily and was waiting before purchasing 😂 fingers crossed they do well because I loved my physical ones just as much as digital🥹🤍
what app do you recommend using to fill out the digital planner?
I use Goodnotes.
When you set the $15,000 goal for your honey moon trip - do you have that broken down into how you want to spend it ($5,000 lodging, $5,000 food, $5,000 activities?) or is that just a number you feel confident in that you can do the things you want to do on this trip? I typically save random numbers that I feel comfortable with and it usually works out, but I'm wondering what your process is. :)
For the Honeymoon trip - that's just a number I made up in my mind since we don't exactly know what we're doing. But I did another sinking fund video where I built our goal based on what we were doing (including hotels, fun, etc) so you can do both ways
Can confirm as an ex BOA account holder. They suck hard.
even their website is really hard to read.
are you waiting to make a video on brian’s boa bank thing. it doesn’t sound like it’s tide to anything important so just open the new account and stop transferring money to boa.
I've just been lazy TBH.
Will you be selling 2025 planner? Or it will just be the undated?😌
I want to save for a car but I’m drowning in debt 😢not only credit cards but student loan payment is coming up 😞
get rid of that credit card debt first then start saving up for a car whilst paying SL debt
This video makes me feel extra poor 😅 we have 3 kids and don’t even make the amount you are trying to save this year. I do love your videos though!! ❤
BOA indeed sucks 😂
❤❤❤❤
Saving for my daughter’s private preschool 😢 $11,000 due 3/2026.
Is that for one year or one semester … lol
Love the initiative, but all I wonder is, is a private preschool a necessity? Or is that money not way more useful to put in better university funds? As an educator I genuinely wonder if the difference in (private) preschool is that important 😅
But do whatever feels good for you as a parent!
@@aimeesterlijk I live in Richmond, CA. Not best school public school options around us. Plus this is the school that my nieces already go to so I would get more help with drop off/pick up. I’ll try to find a cheaper option but preparing for the worst lol
@@Porcelynnn I think a year I’m hoping lol
Wdym 😢-- what a blessing that you can even afford private school at all, and that your kid got accepted.
Firrrrssst
❤
Somehow I thought that you wouldn’t be having kids. I’m 50 and had my last kid at 35, I thought everything would be ok but during one of my visits they took me to the un fun room where I had to get extra testing. Anything above 35 is AMA ( advanced maternal age). If you are planning for kids I recommend doing it before 40. The risks for complications go up each year with women in advanced maternal age. My daughter was fine but the extra testing wracked my nerves.
It was just an example but thanks for sharing your experience
@AjaDang I had a normal pregnancy at 39. My son is healthy normal teenager. Just stay healthy
I was 37 when I had my kid and in great health, but their insistence that I was high risk was certainly not comforting nor helpful, especially since I was trying to do everything to have as healthy a pregnancy as possible. My kid and I are both well 🌞 I think they just have to say those things and push the extra testing to cover their behinds.
And that confirms it-- you are indeed in the higher-earning echelon of society which is how you paid off $200K in 2 years.
Have you seen any of her videos from a couple of years ago?