What I Spend In A Week In Philadelphia As A 21 Year Old

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  • Опубліковано 12 гру 2024

КОМЕНТАРІ • 746

  • @NateOBrien
    @NateOBrien  5 років тому +124

    Hi everyone, don't forget to subscribe & follow me on Instagram for more content: @nateobrienn

    • @devanvelo3725
      @devanvelo3725 5 років тому +1

      Can you make a guilt trip video about tipping?

    • @notsure6187
      @notsure6187 5 років тому

      DeathByVlog is an awesome channel and they're based in Philly too.

    • @lopezzepol1
      @lopezzepol1 5 років тому

      Get a monthly pass for the subway, will likely save you. I have a monthly septa pass

    • @NapoleonCalland
      @NapoleonCalland 5 років тому

      Noted ! (Like N°1,6 something)

    • @Gldengrl27
      @Gldengrl27 5 років тому

      Hey Nate, I love your tips, but I was wondering has anyone ever told you about the gospel of Jesus Christ? Financial security is great for this world, but security for your soul is avaliable. Anyways, just wanted to share. God bless you.

  • @jocone123
    @jocone123 5 років тому +490

    Thanks for clarifying you’re not a drug dealer, Nate.

  • @itsthatonekid6188
    @itsthatonekid6188 5 років тому +484

    $900 in LA gets you closet or a tent on skid row

  • @notinaable
    @notinaable 5 років тому +24

    I'm a 37 year old mother of 2 teenage boys and although we live in India and our lifestyles and culture differ immensely, I'm sure they could get inspired by a young guy like you who is frugal and smart with finances. I'm glad you're making such videos. Pls continue the good work. Thank you.

  • @deadliza2034
    @deadliza2034 5 років тому +109

    W0W . . It's really nice to see someone from your age group with his act together . . I wish at 21 I had , had more organization and direction in my life . . Your parents should be really proud of you.

    • @thewewguy8t88
      @thewewguy8t88 4 роки тому +5

      Yes well it's easier to get your life in order at 21 then it was 10-15 years ago.

    • @KathrynPedrana
      @KathrynPedrana 4 роки тому +4

      @@thewewguy8t88 why is it?

    • @safye4
      @safye4 4 роки тому +4

      @@KathrynPedrana We have access to stuff like this now. I feel that 10-15 years ago if your parents didn't have their shit together you couldn't just look up half the things you need to do on UA-cam lol.

  • @WhiteBoardFinance
    @WhiteBoardFinance 5 років тому +136

    "And because I want to tap into the UA-cam algorithm" 😂 legend

    • @NateOBrien
      @NateOBrien  5 років тому +15

      Gotta get back on that grind to hit a milli

    • @aliceblue874
      @aliceblue874 3 роки тому

      😂😂😂

  • @damondominique
    @damondominique 4 роки тому +71

    I just like that you're in Philadelphia.

  • @11Alisher
    @11Alisher 5 років тому +73

    You motived me to become more minimalist, I saved so much and started investing more

    • @NateOBrien
      @NateOBrien  5 років тому +5

      So happy to hear it

    • @mahamadoudiabate1384
      @mahamadoudiabate1384 5 років тому +1

      In what do you invest ?

    • @11Alisher
      @11Alisher 5 років тому +1

      @@mahamadoudiabate1384 stocks & shares, and real estate

    • @mahamadoudiabate1384
      @mahamadoudiabate1384 5 років тому +2

      @@11Alisher Thanks, I'm a new subbie to your chanel, following you from France ^^ I'll share the chanel. I have a lot to learn from you and your videos. I find them interesting.

  • @Eternalised
    @Eternalised 5 років тому +14

    Nice to get the perspective from Philadelphia, I have managed myself to reduce quite considerably my expenses following your advice on minimalism, cooking at home & not going too crazy with the drinks on party nights (those are a scam!!). Since I started tracking my expenses on Sept, I've been able to pinpoint most expenses and reduce quite a lot more without affecting my daily life at all, actually it's more enjoyable to say the least. I recommend everyone to tracking their expenses as well, it's a life changer.

    • @NateOBrien
      @NateOBrien  5 років тому +7

      Tracking expenses is the key to financial freedom!

    • @RidgeMallery
      @RidgeMallery 5 років тому

      GoldBlockCareer that's a great point. The thing I struggle with the most is finding a tracking app that also has a good budgeting app do you have any good recommendations?

  • @AndreaRoddel
    @AndreaRoddel 4 роки тому +77

    WHERE DID YOU FIND A CENTER CITY APARTMENT AT THAT RENT? That's crazy! I lived in Philly for 5 years and never paid a rent that low.

    • @yesenialopez8067
      @yesenialopez8067 3 роки тому +5

      Seriously! & includes utilities?! That's actually wild. I usually don't see anything below $1500

    • @emmaleegagnon9894
      @emmaleegagnon9894 3 роки тому +1

      Yeah, I've lived in Philly for 4 years and I've never found anything under 1k for a 1-bedroom apartment lol

    • @ashabee2178
      @ashabee2178 3 роки тому

      SERIOUSLY!!!! This was in 2019.. but STILL!!

    • @patrickj.8429
      @patrickj.8429 3 роки тому

      I’m literally lost when I think of under 1k downtown

    • @wgnwBash
      @wgnwBash 2 роки тому +1

      I’m payin 1095 in university city how did u find that

  • @CodySteckRealEstateVideos
    @CodySteckRealEstateVideos 5 років тому +96

    Thanks for breaking this down Nate. You are changing the way people look at money which is going to help a lot. I thought your expenses were very reasonable!

  • @sunshine467sun
    @sunshine467sun 5 років тому +51

    I’m falling in love with how smart and cheap he is.

  • @arienek.watson6601
    @arienek.watson6601 3 роки тому +23

    Frustration has been the order of the day for me, I keep trying my best every morning to make good money for myself and save up for the future and get a better life for myself. But it seems really impossible for me at all point, are some destined to be rich an others to be poor? I just feel like taking my life.

    • @julianaalacer5321
      @julianaalacer5321 3 роки тому +3

      Please don't take your life, each time I recall the sudden death of my last child because of depression during the pandemic it hurts me so much that I wasn't there to help at that time. Since lack of money is the main problem of you feeling sad and wanting to take your life, I will introduce you to someone experienced in the financial market who is very good at his job.

    • @julianaalacer5321
      @julianaalacer5321 3 роки тому +1

      I have made over $45k through him and I started with just $5k.

    • @crystalb.gribble4661
      @crystalb.gribble4661 3 роки тому

      Pls does he still accept new clients? How can I get in touch to him. i have suffered a lot I desperately need another source of income.

    • @julianaalacer5321
      @julianaalacer5321 3 роки тому +2

      Stephenselton663@gmaiLcom

    • @julianaalacer5321
      @julianaalacer5321 3 роки тому +1

      Just send him an email and ask him to guide you on how the market works. He is good.

  • @wh4tevercomest0mind41
    @wh4tevercomest0mind41 5 років тому +108

    Bro you pay nothing for that nice ass apartment, that's pennies, glad to hear that!

    • @NateOBrien
      @NateOBrien  5 років тому +21

      It really is nice!

    • @RidgeMallery
      @RidgeMallery 5 років тому

      Wh4tEverComesT0Mind that is pretty cheap for where I'm at here up in Montana.

    • @BossMan_Jerm
      @BossMan_Jerm 5 років тому +3

      Wh4tEverComesT0Mind this is nice?? Sheesh y’all big city people have different standards of nice 😂😂

    • @thewewguy8t88
      @thewewguy8t88 4 роки тому +1

      You know for me 900$ for an apartment even with everything included is really expensive no mater the location like it is for me but this coming from someone who currently makes 650$ every 2 weeks.

  • @adsmith_
    @adsmith_ 5 років тому +90

    Regarding Whole Foods - if you’re actually buying ‘whole food’, it’s definitely worth it. Pay the farmers now so you don’t have to pay the pharmacies later.

    • @Socialling
      @Socialling 5 років тому +20

      except you could do that in almost any other supermarket for a fraction of whole foods cost. My local Trader Joe's and stop and shop source at least a portion of their produce from local farmers and it's by far cheaper than any at Whole Foods

    • @darkbladeyautjaclan-2026
      @darkbladeyautjaclan-2026 4 роки тому

      I like that...

    • @OmarDelawar
      @OmarDelawar 4 роки тому +1

      More like "whole wallet" F...that! I'd rather pay myself...not farmers and not pharmacies!

    • @michellemarie1197
      @michellemarie1197 4 роки тому

      Why not just learn to try to grown your own whole food?

    • @adsmith_
      @adsmith_ 4 роки тому

      @@michellemarie1197 I can’t fit a cow in my backyard, maybe a lamb 😉

  • @A2dy
    @A2dy 5 років тому +150

    I'm sure graham is annoyed there's nothing to get angry to here!

    • @Ethiopianexposer
      @Ethiopianexposer 5 років тому

      oh graham would be so f'in annoyed. she needs to mind his own f'in business

    • @OmarDelawar
      @OmarDelawar 4 роки тому

      Who is graham?

    • @vanguard7361
      @vanguard7361 4 роки тому +1

      @@OmarDelawar Graham Stephan

    • @willcarroll9762
      @willcarroll9762 4 роки тому +3

      VANGUARD I watched some videos and a couple of them are good but his are pretty extra imo, it feels like he tries to brag and be funny. Nate has a dry sense of humor and just talks matter of factly imo

  • @redcrest5
    @redcrest5 4 роки тому +1

    The earnest way you explained your philosophy on fine dining was incredibly adorable. Keep on, kid, and good for you for knowing how to be responsible with your money and spending!

  • @panda55c
    @panda55c 5 років тому +58

    So much respect for a 21 year old dude with tons of money conscience 👍👍🙏🙏❤️❤️
    Way to go Nate 👏👏

    • @NateOBrien
      @NateOBrien  5 років тому +1

      Thank you!!!!

    • @RidgeMallery
      @RidgeMallery 5 років тому +2

      Panda55 C I know right? If I could write a letter to me back when I was 18 I would be doing something very similar to what Nate is doing

    • @panda55c
      @panda55c 5 років тому +1

      Ridge Mallery You are sooo right! Can’t believe a guy this young but very smart in every aspect!! 👏👏🙏🙏😍😍
      His parents must be sooo proud of him!! 👍👍🙌🙌💚💚

    • @thewewguy8t88
      @thewewguy8t88 4 роки тому

      I would say the same but for me my life was complicated as nothing can really change the way I lived my life when I was 18. I was just too much of a different person living in a world I did not fully understand. Plus events happened which even with knowledge of the future there is nothing I could have done to prevent them. And the thing is I would not prevent them not would I tell myself to live differently as this may sound chiciche but if I did not go through the experiences I went though growing up in my 20s I would not be where I am today.

  • @vaishalishirke6269
    @vaishalishirke6269 5 років тому +5

    Nate, you are a remarkable young man. I am mighty impressed with how grounded you are. Wish you all the best.

  • @benny88cups
    @benny88cups 5 років тому +20

    Before I moved into my own studio, I brought a portable washer for $78 on Amazon. So far, it has been convenient to do laundry in my own place.
    As for Trader’s Joe, I love it. The food selection is usually healthy and affordable

  • @budgetbirdy100
    @budgetbirdy100 4 роки тому +1

    Agreed! We need more Philadelphians talking about their spending! New subscriber but longtime follower, and I LOVE PHILLY (and budgeting).

  • @adamjohansson4673
    @adamjohansson4673 5 років тому

    Hey Nate! I am 21 years old lad from Sweden. I started watching your videos for a few months ago. I just want to say that I really like your channel. This is actually the first time I subscribe to any youtube channel. I appreciate your work and have followed some of your tips, everything from economical advices, minimalism thinking and I have read 3 (as yet) of your book tips from previous vidoes. Keep up the good work!

  • @robertstephens1868
    @robertstephens1868 5 років тому +6

    Nate, I admire your commitment to helping so many to live an authentic life in the everyday things. As someone so much older than you I wish to congratulate you. I hail from far away Sydney, Australia, where we are living with the worst bushfires on record ... with the help of firefighters from US, NZ & Canada. Have a Happy Christmas. You said you like to travel ... when do you get the time?

    • @AussieMoneyMan
      @AussieMoneyMan 5 років тому

      I second this Robert. Also from Aus here.

  • @cherainee5160
    @cherainee5160 4 роки тому +1

    I like that this guy starts every video with 'so' lol. My new favorite financial guru.

  • @phunghuynh1545
    @phunghuynh1545 4 роки тому

    I feel like I’m in an either accounting or financial class... 22 years old girl watching this at night because she’s been spending a lot of money on unnecessary things. I subscribed and will try to watch more of your videos to learn more things. Love this kind of video! Thank you~

  • @ZiyinHuang
    @ZiyinHuang 5 років тому +8

    You can take the subway to Aldi on 45th & Market St, if you really want Aldi...

  • @dinni3318
    @dinni3318 5 років тому +1

    I'm 21 yo and live in Belgium, so the city where I live is pretty expensive, but I don't spend a lot of money. Your videos always help me a lot. Thank you!

  • @outlaw2747
    @outlaw2747 5 років тому +29

    I cannot believe that you live in my hometown. That is friggin' awesome dude. I definitely need to get more Philly living pointers from you because I am doing this all wrong. Lol

    • @NateOBrien
      @NateOBrien  5 років тому +10

      Philly is what you make of it!

    • @outlaw2747
      @outlaw2747 5 років тому +1

      @@NateOBrien Very true! I just gotta take advantage of these opportunities out here. Keep up the good work, bro!

  • @CodiganKelly1983
    @CodiganKelly1983 5 років тому +15

    Man... I spend almost $2,000 a month on rent alone. Then again... I live in Washington state. But your rent is amazing! Nice place too

    • @NateOBrien
      @NateOBrien  5 років тому +3

      Seattle area is pricey!!!

  • @paddygalloway8780
    @paddygalloway8780 5 років тому +9

    Here in Dublin rent for a similar apartment in a good location would be about 2500! Great deal you got there Nate.

  • @general_electrics
    @general_electrics 5 років тому +30

    Compared to Boston, this guy basically doesn't pay rent.

  • @BossBrookeArmstrong
    @BossBrookeArmstrong 5 років тому +126

    I can’t believe you’re only 21

    • @o.oo.o5637
      @o.oo.o5637 5 років тому +11

      The diet of egggo waffles is aging him

    • @pawsnotclaws2772
      @pawsnotclaws2772 5 років тому +5

      Andrew Caan ikr he looks older

    • @Momopimko
      @Momopimko 4 роки тому

      No way...

    • @natt773
      @natt773 4 роки тому +1

      It's the clothes

    • @instinkintuition7114
      @instinkintuition7114 4 роки тому +1

      Too old face aaah...
      Cause he lives so tight... Not easy going

  • @viniciussabara2951
    @viniciussabara2951 3 роки тому

    your channel is about minimalism and not just finance, its a style of life, greatings from brazil

  • @violinplayer101
    @violinplayer101 4 роки тому

    I agree with the 'fancy food' one...It is nice every so often to go to a nice restaurant like that. However, with so many free cooking videos on UA-cam learning how to cook delicious food that tastes similar to what you would get in a fancy restaurant is more accessible than ever. It just takes time and practice!

  • @paulinehillson9059
    @paulinehillson9059 5 років тому

    I like the that you are hyper aware of where your money is going!!! Too many people are clueless and wonder why they’re broke. Also glad you enjoy going out and being social. Happy Christmas 🎄

  • @alex-ow3sd
    @alex-ow3sd 5 років тому +50

    It’s a guise, he actually spends it all on peanut butter and jelly sandwiches

  • @NickSkye
    @NickSkye 5 років тому +8

    I just did a similar video showing my weekly spending in Orange County! It’s interesting to see how much the area that you live can affect how much you spend on a weekly basis.

  • @BumooJKim
    @BumooJKim 5 років тому +74

    Purpose of this video: “to capture the UA-cam Algorithm “
    I smashed the like button for ya. Hope it helps Nate. Glad you finally put oil on your eggs on the previous video 😏

    • @NateOBrien
      @NateOBrien  5 років тому +9

      You can call me Chef Nate

    • @BumooJKim
      @BumooJKim 5 років тому +2

      Nate O'Brien an entrepreneur, youtuber, minimalist, and now chef? Impressive 😂

  • @IreneSilva
    @IreneSilva 5 років тому +7

    I wonder what Graham’s gonna say! So ready to see his reaction to this 🙏🏼

  • @katotasso8196
    @katotasso8196 5 років тому +84

    If Taylor Swift and Taylor Lautner had a son...

  • @evankraljic7985
    @evankraljic7985 5 років тому +15

    Reading Terminal Market!! I was visting Philly/NJ and went there a couple months ago. Have you tried Beiler's Doughnuts? Best doughnuts I've ever had and you can get 2 plus a coffee for $3.75 which ain't too shabby :)

    • @NateOBrien
      @NateOBrien  5 років тому +4

      Oh yes... many many times

    • @NateOBrien
      @NateOBrien  5 років тому +10

      I might go there right now...

    • @evankraljic7985
      @evankraljic7985 5 років тому

      @@NateOBrien Do it! ahaha I think the worst part of my trip was going back Sunday afternoon with plans to buy a 6 pack and only to find out they were closed... next time though

    • @MJ_Solo
      @MJ_Solo 5 років тому +1

      Ok, so that must be the donut shop I’ve been harassing all of Nate’s followers about throughout this comment section!

  • @GoalsAndCrows
    @GoalsAndCrows 5 років тому +8

    Thank you for making finances so simple to understand for everyone!
    I want to help people to live their dreams by controling their habits with my yt videos. Thank you for the incredible inspiration!

  • @jaysshoes
    @jaysshoes 4 роки тому

    Give u a lot of credit, you are very informative and entertaining. From one penn stater to another you definitely seem like someone I’d love to have lunch or a beer with and bs about things. You’re definitely intelligent as well!

  • @stevenjenkins-edwards7325
    @stevenjenkins-edwards7325 5 років тому

    It is strange that there aren’t more UA-cam channels based in Philly. It feels like the best of all worlds here, in terms of low(ish) cost of living compared to everything you get to experience.
    Love the channel, keep up the good work. Maybe come film an episode here in Fishtown!

    • @NateOBrien
      @NateOBrien  5 років тому +1

      6th largest city in the country!

    • @notsure6187
      @notsure6187 5 років тому

      They're are, they just don't make their location very apparent.

  • @crackpot3
    @crackpot3 5 років тому +36

    We agreed on a skicare routine video 🙁

  • @DungForever
    @DungForever 3 роки тому +1

    I've been living in Philly for the past 4 years. Center City is very expensive! The best deal I have ever had is my current apartment in West Philly for $950/month. Only water is included. I don't know how you found a place for less than 1k AND includes utilities. That's INSANE!

  • @jule12ify
    @jule12ify 3 роки тому

    I’m from Philly and I’ve always been on the search for a Philly UA-camr! You just got a new subscriber 🤗

  • @Avocaditos
    @Avocaditos 5 років тому +16

    Jeez. In the US you guys spend more money per week than I spend in a month here in Spain.

    • @PlaceboEllie
      @PlaceboEllie 4 роки тому +2

      it's that insurance 😬

    • @abdelhiho
      @abdelhiho 4 роки тому +1

      rent is soooooooooooo cheap in spain it's crazy

  • @imtrashyyy1171
    @imtrashyyy1171 5 років тому +4

    Happy Christmas Nate and great job educating us all this year.

  • @LoboLux
    @LoboLux 4 роки тому

    Just discovering your vids so I know this is an old one but I had to say - I'm from Philly originally and I lived at the diners (on a budget) when I was your age. You have to check out Little Pete's, Melrose Diner, and Silk City. YUM. They kept me alive. Dump the chains. These local gems are the best. Enjoy!

  • @StasTalksStocks
    @StasTalksStocks 5 років тому +20

    Reading Terminal is the best...especially that doughnut spot. If you know you know lol

    • @NateOBrien
      @NateOBrien  5 років тому +2

      Oh yes.. I go there too often

    • @RidgeMallery
      @RidgeMallery 5 років тому

      Stas Serfes i've never been there however I have been to a bunch of farmers markets up here in Montana is that the same?

    • @MJ_Solo
      @MJ_Solo 5 років тому +1

      I just posted a question asking Nate about that donut shop! I’m a donut-holic and someone was telling me how that’s the spot for yummy donuts. If I take a trip to philly, will people just know where I mean if I ask about it?

    • @AbdiasSanchez
      @AbdiasSanchez 5 років тому +5

      Beiler's donuts. I’ve gone on trips from NY just to get them.

    • @StasTalksStocks
      @StasTalksStocks 5 років тому +1

      Abdias Sanchez yup...they’re that good

  • @stephandden
    @stephandden 5 років тому +1

    Great video Nate! Apart from Graham Stephan you’re one of the only guys I’ve seen put out this video ✨

  • @RosalindVo
    @RosalindVo 4 роки тому +1

    Also a 21-year-old living in Philly! (been here for the past 3 years) Sprouts on Broad or Acme on South st (across from Whole Foods actually) are great grocery options. Also if you take the MFL to 46th st, there's an Aldi right off the stop.
    Hearing your rent in Center City is insane - either you found a gem or I completely suck at searching. I live out in West (near Penn) and my 1 br apt is $500/$250 split. Great vids btw! Appreciate them. go birds

  • @benjaminvonwerder9167
    @benjaminvonwerder9167 5 років тому

    I like that Nate actually included monthly expenses unlike many of the other youtubers

  • @maggiesadventure365
    @maggiesadventure365 5 років тому +4

    You’re an incredible young person. Smart, focused, and interested in personal finance. Sorry, I just discovered your channel, and haven’t watched all of your videos. Just wondering ....are you a student? Or did you go to school learning finance?

  • @Nathan-oe1hy
    @Nathan-oe1hy 5 років тому

    i’m from philadelphia and somehow just found your channel - and it’s great!

  • @BruceM8
    @BruceM8 5 років тому +1

    I'm impressed by your rent. Your place looks nice. It's two bedroom? I have a one bedroom in downtown Baltimore, and it's $1470, including utilities. That's pretty consistent with the prices in other nearby high rise buildings around here.

  • @nathandiaz5827
    @nathandiaz5827 5 років тому +3

    I LOVE Philly, its a beautiful city, rich in history! Go Eagles! You've inspired me to get my laptop, pack up my things and move to Philly just for Football season!

    • @ashabee2178
      @ashabee2178 3 роки тому +1

      I moved here the year the Eagles won the Superbowl. It was THEE BEST time the entire football season up to the parade. I am not even a big sports fan but the ENERGY of this city was AMAZING!!!

  • @Iambrittanyisis
    @Iambrittanyisis 5 років тому

    I must say, thanks to your videos I have gained the courage to start my own UA-cam channel as a stream of income! Much prosperity and success to you Nate! xo

  • @NicoleRafiee
    @NicoleRafiee 5 років тому +1

    Hi, I'm a Philadelphian UA-camr who exists

  • @nagabro5770
    @nagabro5770 5 років тому

    If you use public transport a lot, you should consider looking into season tickets. I save anywhere between 5 and 25 euros a month with my season ticket for the train (unlimited travel during the weekends and on Friday after 18:30 and a 40% discount during off-peak hours).

  • @LatrellRhochelle
    @LatrellRhochelle 2 роки тому

    I would love it if you did a 2022 update ! I appreciate this content 😁

  • @PaulWeymouth
    @PaulWeymouth 5 років тому +1

    Thanks Nate. We have similar views on money and buying habits, so it was good to know how I would fair in a city like Philadelphia.

  • @joseangelrendon
    @joseangelrendon 5 років тому

    Like your frequent “I don’t know” added comment tags. Makes you sound humble. Nice.

  • @victorysampson
    @victorysampson 5 років тому +20

    YAY MORE NATE

    • @NateOBrien
      @NateOBrien  5 років тому +2

      Thanks for watching

    • @JitinMisra
      @JitinMisra 5 років тому

      @@NateOBrien you are definitely different from the pack, especially for your age, especially the expensive dinners and drinking part. You are smart man.

  • @thatPTpharmacist
    @thatPTpharmacist 5 років тому +25

    No one:
    Nate: I don’t drink, but i got you!!!

  • @teamwpventure
    @teamwpventure 5 років тому +3

    Love the Reading Terminal. I'm at $1320 a month in West Chester (just outside of Philly)

  • @DiamondBrooke
    @DiamondBrooke 5 років тому +20

    Hello. How are you? I am from Philadelphia and I have a UA-cam channel. I actually have more than one channel. I didn't know you are in Philadelphia. Center City is awesome and good point about transportation. I do love center City. Merry Christmas to you and thank you for content. Take care.

    • @asdalskdf
      @asdalskdf 5 років тому

      This is a weird ass comment lol

    • @thatgirlnamedd3505
      @thatgirlnamedd3505 5 років тому

      Same I live in philly and I just started my channel! Center City is great especially in the winter.

  • @GenExDividendInvestor
    @GenExDividendInvestor 5 років тому +6

    Thanks! Drinking a cup of java as I watch :) Happy holidays to you and to everyone out there!

  • @ProSkillGuides
    @ProSkillGuides 5 років тому +9

    Financial minimalism is the new wave. Don’t spend your money on unnecessary items.

  • @robwembley
    @robwembley 5 років тому

    A Very Happy Christmas To You !
    I just wanted to very sincerely thank you for all of your hard work putting together this presentation.
    I do not think people realise or can ever imagine the huge amount of effort you have put in.
    I very sincerely wish you and all your family a fantastic Holiday Season.
    May the New Year 2020 truly bring you all the well deserved success you have worked so very hard towards.
    Just keep on being AWESOME !

  • @SantrelMedia
    @SantrelMedia 5 років тому +18

    Hey I live in Philly too

  • @summer-plumeria
    @summer-plumeria 5 років тому

    Loved this video! You are conscious of your spending but still live life. I love how practical you are 😊

  • @loveforeva12
    @loveforeva12 5 років тому

    As a student in philly, i really enjoyed this vid!! Keep it up

  • @FinancialCharles
    @FinancialCharles 5 років тому +22

    You're changing my perspective on my budget bro

    • @NateOBrien
      @NateOBrien  5 років тому +2

      So happy to hear it!

    • @RidgeMallery
      @RidgeMallery 5 років тому

      CHARLES - Finance for College Students me too and it's tough budget and it's not a simple thing to do that is why I continue to do videos on it so I can learn from myself😂😂😂

  • @ld8503
    @ld8503 4 роки тому

    I do everything on mondays too 🙌🏻 I clean ,cook and laundry

  • @TheWealthPrince
    @TheWealthPrince 5 років тому +73

    Meanwhile some are spending a million in 24 hours...

  • @JustineCarissa
    @JustineCarissa 5 років тому

    I live outside Philadelphia in South Jersey. It’s definitely cheaper than where I used to live in Boston. Thanks for the video!

  • @uman965
    @uman965 5 років тому

    FOR A 21 YEAR OLD - YOU HAVE RESTORED MY FAITH IN HUMANITY!

  • @jt5359
    @jt5359 5 років тому

    This is the best “what I spend in week” video that I’ve seen. Great work!

  • @hazeldavis3176
    @hazeldavis3176 5 років тому +1

    I tend to get too tight with money when I try to save. Like no eating out ever, no fun, no treats. Then after a few weeks I break and end up spending more than I would've if I'd just budgeted for it in the first place. I'm still not entirely sure how to 'allow' myself fun. It's just completely verboten. I'm going to try to change that. Thanks for the reminder- family budget meeting is tomorrow.

  • @traviswilliams1296
    @traviswilliams1296 5 років тому

    Reasonable expenses for sure. Keep it up man! Lifestyle inflation is the number one wealth killer.
    Living below ones means insures stability

  • @BrynnerWandemberg
    @BrynnerWandemberg 3 роки тому

    Just came across your vid/channel for the first time. I'm moving to Center City this Summer and have never even visited Philadelphia before! haha Looking forward to the adventure though!

  • @rossedwardmiller
    @rossedwardmiller 5 років тому

    He’s mentioned eagles and now flyers games, he’s going to chipotle and ihop, he’s rock climbing, he’s going out drinking!
    I really didn’t think Nate was a real human being until recently.

  • @gdaymates431
    @gdaymates431 5 років тому

    These are similar to me. But I have 1 phone bill and hotspot my phone, have a car and pet insurance. I only drive my car when I go camping so like 2 weekends a month I'll take my van and dog and we'll go out bush. I almost never eat out. I cycle everywhere. I checked my budget app, this whole year I spent 200 bucks on transport! Get a bike. Will save ya thousands people. I almost never drink alcohol too. Huge savings. Woohoo. Happy holidays everyone.

  • @MrNGTfan123
    @MrNGTfan123 5 років тому

    Good for you Nate! Glad to see your doing well.

  • @evawallenwein7476
    @evawallenwein7476 5 років тому +5

    Just a comment for the algorithm and to wish you all happy christmas days!

    • @NateOBrien
      @NateOBrien  5 років тому

      Made me smile. Thank you 🙏🏼

    • @evawallenwein7476
      @evawallenwein7476 5 років тому

      Nate O'Brien Thank you for the good work, greetings From Germany!❄️

  • @markgrove2561
    @markgrove2561 5 років тому

    Hey Nate,thank you for the candid outlay of what you spend in philly a month.im surprised rent isnt well above a grand a month. Makes me want to live there. Keep thne education coming nate. im an old fart compared to you,but you teach us a lot we should use in our own fincial lives.

  • @s.r.i.
    @s.r.i. 4 роки тому +3

    Okay, I saw your shoes in the "Living on $30 a week" video. I now know how you manage to pull this off. :P

  • @myiesha3125
    @myiesha3125 4 роки тому

    That’s a bomb price for that apartment in Center City!!! The place i want near Broad and Lombard is starting at $1100, no electricity or gas included.

  • @MattRossOfficial
    @MattRossOfficial 4 роки тому

    Deeply appreciate that you made this!

  • @TheCreditShifu
    @TheCreditShifu 5 років тому +24

    There is a point to fancy restaurants, they are for impressing women! So yeah, if you are on your own, you’re right, no point

  • @PassiveIncomeTom
    @PassiveIncomeTom 5 років тому +4

    *Yes, Philly has a really good public transportation system.* 👍

  • @NicoMoreno
    @NicoMoreno 5 років тому +1

    Thanks so much for the awesome video Nate 🔥 This will definitely help me grow my business and improve my mindset & finances!! Keep it up! 💯💯🙌

  • @TheRealGuywithoutaMustache
    @TheRealGuywithoutaMustache 5 років тому +13

    Your rent is actually much cheaper than a rent that my family has to pay. I guess it's always sunny in Philadelphia.

    • @NateOBrien
      @NateOBrien  5 років тому +5

      It's cloudy quite often :)

    • @junioravila1269
      @junioravila1269 5 років тому

      Where I live, our rent is low here in Cali, for 3 bedrooms, 1.5 restrooms, for like $215 a month? Around there (for apartment)

    • @roaminroninx3446
      @roaminroninx3446 5 років тому

      Junior Avila you must be talking Cali Columbia

    • @junioravila1269
      @junioravila1269 5 років тому

      No not in Columbia, here in the U.S, SoCal

  • @sabinavandrolova2526
    @sabinavandrolova2526 5 років тому

    Thank you for the video Nate. Even though I live in Europe, your videos are inspiring.

  • @wh4tevercomest0mind41
    @wh4tevercomest0mind41 5 років тому +17

    Oh you from Philly, what's up bro!

  • @leathelandlady
    @leathelandlady 5 років тому

    Philly is cheaper than other cities, but I think you also have under market rent for Center City, which is excellent considering it includes utilities. Thanks for the video.

  • @aureliocosta2872
    @aureliocosta2872 5 років тому

    Merry Christmas man. I've learned a lot from you this year

  • @FloatyPotat
    @FloatyPotat 4 роки тому

    If you want a more reasonable place to buy groceries and you live in Center City, head to the Italian Market - fruit and vegetables are really reasonable and the butchers / fishmongers sell great quality meat.