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Luv the ETFs. I own both SCHD and DGRO. SCHD is one of my cores in the managed portfolio. I also own VPU (utilities ETF), AMD tech but I also own an individual utility company like DUK.
Stocks is not only about anticipating moves based off trends but anticipating through participating behind real top performers and attain how they execute perfectly. coach Frost hilda take great care of my holdings giving me an edge to successful interest.
I've had majority of my holdings in ETFs, tech stocks and I've had 65% increase in my portfolio, especially with Nvidia, AMD P/E (price to earnings ratio) adding few others, Feel free to imitate my steps with a top performer.
Bought NVDA shares at $300, $475 and I keep adding (chips tech stocks). I believe NVDA is at least 5 years ahead as it is not just hardware but combination with software. I wouldn't be surprised if they keep going higher.
I’m 64 and still working and love SCHD. Have other Div payment ETFs. Also have some of our portfolio in QQQM Msft Google Amzn to keep some growth for the future
@@douglash.8862 I feel like CEFs are not talked about enough if you are already retired. Picking the good ones is a challenge though. The high yields can eat into the NAV if you are not careful. I like USA - Liberty All-Star Equity with a 10% yield. You have to be able to handle volatility in the NAV though. There are other CEFs that pay nice monthly distributions. Pimco bond funds are an example (PDI, PMO, PAXS), which yield 10+%, pay monthly, and generally do not erode the NAV if you buy at historically high discounts. These would be a good addition to a ROTH portfolio to avoid the ordinary income taxes of bond funds.
I plan on living off dividends so Schd’s 3.5% yield is a better fit for me. Schd’s top ten holdings are nothing to brag about but they all grow their dividends every year as well.
Similar. I'm 71 and retired. I have SCHD 30%, IVV (same as VOO) 30%, and for growth I split SCHG, SMH, and JEPQ (plus 9.5% dividend!) equally 10% each. I also own a few stocks, NVDA, STRL, and VISA, which I owned before switching to an ETF portfolio, and kept for now.
Like always, great video. I prefer SCHD. If you compare the two, SCHD outperforms VIG for about 50 bps, which is not a lot, but it also has a higher dividend yield if you want/need income. I think they compliment each other, but not a replacement for one another.
Thanks, Mark, for your interesting critique on SCHD, and your bull case on VIG. While I am long SCHD, I will take another look at VIG. However, VIG's dividend yield is pretty low for my purposes as a retired 72 year old investor. I can see the merits of investing in VIG for its dividend and capital gain growth potential especially for younger long-term investors. Good stuff!
I think you really hit on something here David. 1.8% is not enough to live on unless you have millions of dollars invested. Now I predict that you and I will live to 100+ so we’ll always need some growth, but I see VIG as a complementary piece to SCHD not a replacement.
I think technology is a primary reason why in recent times SCHD has underperformed its peers. But I don’t think that trend will continue over the next 10 years as much as others assume it will.
At just after the 5:00 mark, you said the correct thing. VIG "compliments" SCHD. The headline makes it sound like you are replacing SCHD with VIG. Couldn't disagree more. The simple fact that MSFTand AAPL are the top holdings in VIG, proves that it is not a dividend focused fund. As a retiree, I don't want to wait 20 years for the yield of VIG to be sufficient.
I can never catch a break in the stock market. I was up by nearly $4000 but I regret not selling sooner. Sometimes I think I am too impulsive and sometimes I think I'm not fast enough. The market is too volatile.
It's frustrating to be up by nearly $4000 and then see it disappear. The stock market can be so unpredictable and volatile, it's easy to feel like you're constantly second-guessing yourself. It's tough to know when to sell and when to hold, and even tougher when you feel like you're missing out on potential gains or taking unnecessary losses. It's a constant rollercoaster of emotions.
You're not alone in this, Jackson. Many investors face the same challenges and frustrations as you do. It's just part of the game. But it's important to remember that with the right mindset and strategy, you can improve your chances of success in the market.
If you're finding it tough to make buying and selling decisions on stocks, you might want to consider working with an experienced financial advisor or mentor. They can help you develop a strategy and provide expert guidance on when to buy and sell. I personally work with an expert who has helped me make high profits. If you're interested, feel free to do some research and find a financial advisor who can help you achieve your investment goals.
This is definitely considerable! Think you could suggest any professionals or advisors I can get on the phone with? I'm in dire need of proper portfolio allocation.
RPC Wealth IAF is an advisory Firm that I have worked with. If you search for her name online, you will find all the necessary information to contact and set up an appointment.
If you look at SCHD’s 5, 10, and Max charts, it has been trending upward since inception, and continues to do so. I’d pick SCHD every day of the week, especially if I need a rock solid ETF and my living depended on it.
SCHD is still the best. VYM, DGRO all decreased their yield this year. I would not include VIG just because it outperformed slightly SCHD. VIG has so many growth stock which lacks in dividend payment. I would rather add more VOO, VTI or SCHG and not VIG while continuing adding more SCHD.
Capital appreciation... look at the total return, not just yield. Microsoft increases its dividend every year but ield rarely goes up as stock appreciates.
In my opinion, VIG is loaded with magnificent seven and tech exposure. At some point, the overvaluation will revert to the mean. I equate VIG to VOO. SCHD is a different etf.At some point, value will rebound.
Hi Mark! I just started following your channel. I really like your content and the fact that you're an accountant is refreshing. Because accountants don't buy the hype they buy the numbers. I own both SCHD and VIG. I bought VIG for the reason that you suggested. Thanks for the great content!
Even with a better DGR, the difference is not significant enough for VIG to catch up to SCHD's yield anytime soon. In fact, it would take decades. Additionally, you're not taking into account that SCHD makes adjustments every year. So while we may not like the moves that were made this year, they might make better moves next year.
I'll stick to SCHD. I have plenty of VOO in my IRA (with 30% returns on it), so I'm reinvesting those dividends into SCHD now. By the time I'm ready to retire in 20-30 years I should be sitting pretty.
Mark thanks for the video. Definitely like the top 10 holdings. My 2 cents. VIG is a good large cap blend fund but I hold SPY for that. SCHD is my large value holding. I do agree that sCHD dividend growth seems to be trending down so I’m adding some DGRO which is also a large value fund. As far as VIG. I have plenty of tech like AVGO and MSFT in QQQ. And I hold individual stocks in others. I don’t tend to change ETFs based on short term performance or stock selection. If you hold passive ETFs you have to good with the methodology. Love your work man keep it up!
I have been holding VYM (Vanguard High Dividend Yield) for decade and happy with it. For perspective of average total annual return, it’s been behind SCHD and VIG but VYM holds the largest position in financials, which is very well complementary to my other larger holdings in tech sectors.
Not opposed to either. For growth, which seems to be coming mainly from tech over the past few decades, I'm in other combinations of stocks and ETFs. SCHD may be a useful alternative to aid in diversification into value.
I hold both SCHD and VIG. I'm holding my position in SCHD and actively dollar cost averaging my position in VIG. Both are smaller than my positions in VGT, VTI, and IVV though.
I think the addition of BMY was to try and capture a run up and less about dividend growth. Not happy about the removal or Broadcom either, but I think that was the logic there. BMY was/is potentially undervalued. So it’s more of a growth move that a divided play. We’ll see, hopefully we’ll be getting better yields than last year
I agree, it just fuels your desire to save more and spend less, when you have them coming every month. Like VIG from this video. Also I would advise pulling up every chart and multiplying out the dividends to calculate your own yield. YF is often showing too low a number. They show 3% for SCHD so I was running around asking on videos, why invest for that low a payout? Wish I had adding together all those monthlies from the chart. thanks.
SCHD is currently 25% of my portfolio with VUG at 20%. I am going to continue to dollar cost average into them but I am looking for a 3rd ETF that way my portfolio has a strong base. I’m considering DGRO or VIG. Any opinions? I also have a 10% YMAX position that i am taking a gamble on and will reassess at the end of the year if i want to keep it or not.
After researching and buying individual stocks over the years, it just so happens that several of mine are in the core holdings of VIG. I still have over 400 shares of schd but I stopped adding to it. I’m continuously learning and trying to do better so my investments are subject to change. I’m primarily buy and hold but when I dollar cost average sometimes it goes to different stuff. Some of my investments have done really well and I wish I bought more. I’ve been pretty disappointed in schd lately though.
I have equal shares of SCHD and DGRO (because they complement each other very nicely with almost no overlap) and a smaller share of QQQ. The rest is in a treasury ETF and a corporate bond ETF. I’m recently retired so my portfolio isn’t overly exciting now.
Thanks for the comparison. We are eyeing dividend ETFs as starting to buy into them as we are approaching retirement. We love the strategy of dividend income in retirement. We are currently total return investors currently but we are planning on moving into dividend investing rather than bonds in retirement.
Okay, I know UA-camrs need to crank out content but this is crazy. For the last two years we hear buy SCHD and hold forever from the dividend investing gurus on UA-cam. So I have been buying SCHD for the last two years and I'm very happy with it. Now the "experts" say there is a better ETF so sell SCHD and buy this one instead. I know you are not providing investing advice but, yes, you are providing investing advice. I know I'm responsible for my own investing so I am not blaming you but I do rely on channels like yours for investing information. Bottom line: there has to be a time when you make a decision and stick with it. To be constantly changing ETFs or stocks because "this one is so much better" is just going to lead to confusion and changing horses midstream. Ultimately you just end up chasing the next best thing and this will lead to diminished returns.
I would like to know which would better (VIG or SCHD) over the next 20 years (versus the next 12 months) to just buy and hold for dividends and growth, and not have to worry about jumping in and out of when something better comes along - - seems they both have the same expense ratio I think 0.06% . I also already own VOO so plenty diversified there
SCHD is super cheap for what it gives you! I’m sticking with my 1,000 shares for at least 5 more years. I also have 500 shares of VIG in which I plan to long hold till retirement.
But VIG yields lower than SCHD by almost half, and with YOY inflation at 3.5%, it's not a fund that would get the individual ahead of CPI. Sticking with SCHD here.
Every time I look at VIG I struggle to find a reason to own it over VTI/VOO. Both of those outperformed it long term, and offer the same yield, so what's the point?
Hi Mark. But don't these ETFs always self clean their house? If I put a 3 fund port together what could it be? I love only US stocks, heavy in teck love dividend kings and growth. No bonds or international. Any thoughts?
Next 12 months? Should be looking at what the div payment would be in 12 years. SCHD starts out at almost 3.5 percent while vig is 1.83 %. While they might go toe to toe on total return, what will the monthly div hypothetically be in a long time in the future. How many years would it take for VIG to surpass schd monthly or quarterly dividend. it would probably would never happen. I would have to sell shares of vig.
The reason why I choose SCHD over VIG is because I already have a mutual fund that covers semiconductors in FSELX. SCHD diversities for me. Perhaps, my investing is wrong but that is my choice for now...
Hello i am following your channel and recommendations about the ETF with dividends … i am 52 years old and looking to invest to prepare my retirement probably in the next 15 years … so i was going to invest probably 100K$ and i would like to ask you if in your opinion should i diversify between 40% SCHB + 40% Vanguard + 20% Bonds is a good strategy? Thanks in advance i know you are not financial advisors but just want to know your opinion? And thanks for your channel to help us
Great video. Thanks, Mark! I'm curious what your thoughts are when you feel like you get betrayed by an ETF like SCHD. You were close. :) Do you still see a lot of value in SCHD? Are you selling, or just compensating around it? It would be fun to see a Jerry Springer episode coming up.
Which comes first: "D" or "G"? To be a "dividend" investment, IMHO, there must be a meaningful dividend to start with. The 30-day SEC yields of VIG and SCHD are 1.72% and 3.44%, respectively. Even if VIG's dividend grows considerably faster, it will take several years to catch that of SCHD and, perhaps, decades before cumulative distributions pass those of SCHD. If an investor want growth stocks that pay dividends, VIG may be the way to go. However, if (s)he seeks dividends that grow, SCHD is the way to go.
I still prefer SCHD because of the higher yield 3.5 vs 1.8 of VIG. Yes it's slower in growth than VIG because of lack of technology. However, that's the point of having something like VOO, QQQM or VGT as a growth ETF beside SCHD. Each will do their own business. VIG is good if it is the only ETF in your investment portfolio (FYI, VOO has a 1.4 dividend yield ,, not far from VIG).
It is but the market grows faster than compounding and if you are young waiting for your small account to compound to something meaningful it is likely to be a decision one regrets if they didn't diversify focus on growth as well. Best just not to have all the eggs in one basket but a balance based on acceptable risk for the individual.
So first you say long term growth for SCHD LOL now its stop now buy XXXX LMAO VIG has been out forever and most are in it as well and I have both and I don't know how your numbers add up seeing as SCHD is giving more than VIG in my holdings. Both are a must have. As for the changes SCHD , its awesome its going to sky rocket with those changes. Not sure I agree with your opinion on this . Thanks for the vid
I love that Schwab has shown a willingness to do share splits (stock splits). They did this in March 2022 SCHG, SCHB, SCHX, SCHX, and SCHH. This is evidence that Schwab could do a share split for SCHD if the price gets too high.
There has been stock appreciation as well… look at the total returns not just dividend yield. You’re also paying income tax on that 5.27 instead of qualified dividends. This is just not a fully fleshed out understanding of finances.
I’m retired. Healthy ira don’t need the money. Can’t find any info on how aggressive to invest. My grandson will inherit. Currently invested in moderate balanced fund with 6% return over past 7 yrs. Anyone where I am?
Amazing video, A friend of mine referred me to a financial adviser sometime ago and we got to talking about investment and money. I started investing with $150k and in the first 2 months, my portfolio was reading $274,800. Crazy right!, I decided to reinvest my profit and get more interesting. For over a year we have been working together making consistent profit just bought my second home 2 weeks ago and care for my family.
Hi. I’ve been forced to find additional sources of income as I got retrenched. I barely have time to continue trading and watch my investments since I had my second child. Do you think I should take a break for a while from the market and focus on other things or return whenever I have free time or is it a continuous process? Thanks
@@Donnafrank-k6e However, if you do not have access to a professional like Clementina Abate Russo, quitting your job to focus on trading may not be the best approach. It is important to consider all options and seek guidance from reliable sources before making any major decisions. Consulting with an AI or using automated trading systems can also be helpful in managing investments while balancing other commitments.
Which ETF do you like better?
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I'm sticking with SCHD, as I already have high exposure to technology.
Same here I’m holding SCHD to diversify from growth
Yep!
same here; higher yield schd and regardless of DGR on some in VIG the yields are microscopic
This. It’s about balance.
Luv the ETFs. I own both SCHD and DGRO. SCHD is one of my cores in the managed portfolio.
I also own VPU (utilities ETF), AMD tech but I also own an individual utility company like DUK.
Sounds like you are absolutely crushing it. Great work!
Stocks is not only about anticipating moves based off trends but anticipating through participating behind real top performers and attain how they execute perfectly.
coach Frost hilda take great care of my holdings giving me an edge to successful interest.
I've had majority of my holdings in ETFs, tech stocks and I've had 65% increase in my portfolio, especially with Nvidia, AMD P/E (price to earnings ratio) adding few others, Feel free to imitate my steps with a top performer.
Bought NVDA shares at $300, $475 and I keep adding (chips tech stocks). I believe NVDA is at least 5 years ahead as it is not just hardware but combination with software. I wouldn't be surprised if they keep going higher.
As a retired person going to disagree, funds to pay bills now more important than growth in the future. Younger person go for it.
I’m 64 and still working and love SCHD. Have other Div payment ETFs. Also have some of our portfolio in QQQM Msft Google Amzn to keep some growth for the future
Yup,. I use, ETF / CEF's like,.. ETY, EXG, CSQ, ETW, HTD, UTG and ETV to "Pump Out",. NICE Monthly Dividends, THEN, Buy the DIP's with, the Cash for,. Portfoilio Wealth,.. "Compounding" !
@@douglash.8862 I feel like CEFs are not talked about enough if you are already retired. Picking the good ones is a challenge though. The high yields can eat into the NAV if you are not careful. I like USA - Liberty All-Star Equity with a 10% yield. You have to be able to handle volatility in the NAV though. There are other CEFs that pay nice monthly distributions. Pimco bond funds are an example (PDI, PMO, PAXS), which yield 10+%, pay monthly, and generally do not erode the NAV if you buy at historically high discounts. These would be a good addition to a ROTH portfolio to avoid the ordinary income taxes of bond funds.
@@douglash.8862not heard of one of those!
I plan on living off dividends so Schd’s 3.5% yield is a better fit for me. Schd’s top ten holdings are nothing to brag about but they all grow their dividends every year as well.
I’m getting 5.27% sitting in cash
@@wread1982 For how long? Money market yields are for one day.
@@wread1982 and I got over 20% returns over the past year sitting in stocks...
@@wread1982that is a good short term solution. But for anything more than a couple years, you really miss out on growth by just sitting in cash.
@@wread1982 And zero growth
I've got over 550 shares of SCHD, so I am going to continue with it. I complement it with solid positions in VOO and SCHG.
Same.
Similar. I'm 71 and retired. I have SCHD 30%, IVV (same as VOO) 30%, and for growth I split SCHG, SMH, and JEPQ (plus 9.5% dividend!) equally 10% each. I also own a few stocks, NVDA, STRL, and VISA, which I owned before switching to an ETF portfolio, and kept for now.
Like always, great video. I prefer SCHD. If you compare the two, SCHD outperforms VIG for about 50 bps, which is not a lot, but it also has a higher dividend yield if you want/need income. I think they compliment each other, but not a replacement for one another.
Schd will always be a winner then now and future in dividends
@@blackberry_700 even now that Broadcom is booted?
SCHD is slow and steady! I like my money slow and steady, hate spikes! The way I grew my money was 50/50 SCHD/VGT!
Solid split, although I prefer QQQ over VGT due to VGT's lack of exposure to the likes of META and GOOGL, but still a good ETF nonetheless
well done
I hold SCHD, VGT, and QQQ
I got schd qqqm smh
@@jollamait seems to be a very common choice among income investors
Thanks, Mark, for your interesting critique on SCHD, and your bull case on VIG. While I am long SCHD, I will take another look at VIG. However, VIG's dividend yield is pretty low for my purposes as a retired 72 year old investor. I can see the merits of investing in VIG for its dividend and capital gain growth potential especially for younger long-term investors. Good stuff!
I think you really hit on something here David. 1.8% is not enough to live on unless you have millions of dollars invested. Now I predict that you and I will live to 100+ so we’ll always need some growth, but I see VIG as a complementary piece to SCHD not a replacement.
I think technology is a primary reason why in recent times SCHD has underperformed its peers. But I don’t think that trend will continue over the next 10 years as much as others assume it will.
At just after the 5:00 mark, you said the correct thing. VIG "compliments" SCHD. The headline makes it sound like you are replacing SCHD with VIG. Couldn't disagree more. The simple fact that MSFTand AAPL are the top holdings in VIG, proves that it is not a dividend focused fund. As a retiree, I don't want to wait 20 years for the yield of VIG to be sufficient.
I hold VOO, SCHD, and QQQM. I just don't see a reason to swap SCHD for VIG since VIG weightings are much more similar to VOO.
Same here
Same here
I can never catch a break in the stock market. I was up by nearly $4000 but I regret not selling sooner. Sometimes I think I am too impulsive and sometimes I think I'm not fast enough. The market is too volatile.
It's frustrating to be up by nearly $4000 and then see it disappear. The stock market can be so unpredictable and volatile, it's easy to feel like you're constantly second-guessing yourself. It's tough to know when to sell and when to hold, and even tougher when you feel like you're missing out on potential gains or taking unnecessary losses. It's a constant rollercoaster of emotions.
You're not alone in this, Jackson. Many investors face the same challenges and frustrations as you do. It's just part of the game. But it's important to remember that with the right mindset and strategy, you can improve your chances of success in the market.
If you're finding it tough to make buying and selling decisions on stocks, you might want to consider working with an experienced financial advisor or mentor. They can help you develop a strategy and provide expert guidance on when to buy and sell. I personally work with an expert who has helped me make high profits. If you're interested, feel free to do some research and find a financial advisor who can help you achieve your investment goals.
This is definitely considerable! Think you could suggest any professionals or advisors I can get on the phone with? I'm in dire need of proper portfolio allocation.
RPC Wealth IAF is an advisory Firm that I have worked with. If you search for her name online, you will find all the necessary information to contact and set up an appointment.
I think I‘ll simply do 50/50 SCHD and VIG.
If you look at SCHD’s 5, 10, and Max charts, it has been trending upward since inception, and continues to do so. I’d pick SCHD every day of the week, especially if I need a rock solid ETF and my living depended on it.
SCHD is still the best. VYM, DGRO all decreased their yield this year. I would not include VIG just because it outperformed slightly SCHD. VIG has so many growth stock which lacks in dividend payment. I would rather add more VOO, VTI or SCHG and not VIG while continuing adding more SCHD.
When the price goes up the yield goes down….
This
Capital appreciation... look at the total return, not just yield. Microsoft increases its dividend every year but ield rarely goes up as stock appreciates.
Consider the growth companies included? They are big holdings in Berkshire as well. Not your typical flash in the pan growth corporations?
In my opinion, VIG is loaded with magnificent seven and tech exposure. At some point, the overvaluation will revert to the mean. I equate VIG to VOO. SCHD is a different etf.At some point, value will rebound.
Hi Mark! I just started following your channel. I really like your content and the fact that you're an accountant is refreshing. Because accountants don't buy the hype they buy the numbers. I own both SCHD and VIG. I bought VIG for the reason that you suggested. Thanks for the great content!
Both are great but SCHD is always my favorite
I so agree with you on SCHD. Thank you for making this.
Even with a better DGR, the difference is not significant enough for VIG to catch up to SCHD's yield anytime soon. In fact, it would take decades. Additionally, you're not taking into account that SCHD makes adjustments every year. So while we may not like the moves that were made this year, they might make better moves next year.
AVGO has paid my biggest home repair bills so far this year.
I have invested a good part of my portfolio in VGT, so for me, SCHD works better than VIG. I own VIG too, but not much less than SCHD. Nice video.
I'll stick to SCHD. I have plenty of VOO in my IRA (with 30% returns on it), so I'm reinvesting those dividends into SCHD now. By the time I'm ready to retire in 20-30 years I should be sitting pretty.
Mark thanks for the video. Definitely like the top 10 holdings. My 2 cents. VIG is a good large cap blend fund but I hold SPY for that. SCHD is my large value holding. I do agree that sCHD dividend growth seems to be trending down so I’m adding some DGRO which is also a large value fund. As far as VIG. I have plenty of tech like AVGO and MSFT in QQQ. And I hold individual stocks in others. I don’t tend to change ETFs based on short term performance or stock selection. If you hold passive ETFs you have to good with the methodology.
Love your work man keep it up!
I have been holding VYM (Vanguard High Dividend Yield) for decade and happy with it. For perspective of average total annual return, it’s been behind SCHD and VIG but VYM holds the largest position in financials, which is very well complementary to my other larger holdings in tech sectors.
Not opposed to either. For growth, which seems to be coming mainly from tech over the past few decades, I'm in other combinations of stocks and ETFs. SCHD may be a useful alternative to aid in diversification into value.
I hold both SCHD and VIG. I'm holding my position in SCHD and actively dollar cost averaging my position in VIG. Both are smaller than my positions in VGT, VTI, and IVV though.
SCHD just declared largest dividend ever in June payable July 1. $0.824
I’ve never been a SCHD investor. VIG has been my choice because of their top positions. Beats SCHD. Will continue to do so
Ha just added schd this morning after looking at it for years
I think the addition of BMY was to try and capture a run up and less about dividend growth. Not happy about the removal or Broadcom either, but I think that was the logic there. BMY was/is potentially undervalued. So it’s more of a growth move that a divided play. We’ll see, hopefully we’ll be getting better yields than last year
I’d like to see your thoughts on JEPQ & JEPI??
I hold both JEPI and JEPQ. JEPQ seems to be performing better than JEPI. Just my 2 cents! Cheers!
Interesting, definitely something to think on, will likely be removing SCHD from the watchlist, those seem like counterproductive moves for sure
I prefer monthly dividends over quarterly. Both are great funds though.
Gotta love monthly income. You can time different quarterly payments to where you are getting paid from one source at least every month
I agree, it just fuels your desire to save more and spend less, when you have them coming every month. Like VIG from this video. Also I would advise pulling up every chart and multiplying out the dividends to calculate your own yield. YF is often showing too low a number. They show 3% for SCHD so I was running around asking on videos, why invest for that low a payout? Wish I had adding together all those monthlies from the chart. thanks.
@MarkRoussinCPA That's a good strategy for people who don't know how to budget month to month. IOW, people too stupid to manage their investments.
100% agree regarding AVGO! Actually, I was very disappointed .... AVGO has been a true winner over the years
So you like AVGO better than DGRO, DGRW, and VIG?
@@hogue3666 AVGO (Broadcom Inc) was one of the most dominant and dividend-growing stocks in SCHD (#1). The algorithm of SCHD kicked AVGO out.
I hold SCHD, VIG, and VYM because I didn’t want to pick between one or the other
That is absolutely great advice. Why pick just one..
@@thewilder-side2990 If you don’t mind overlap and making your portfolio look more complex then sure it’s adequate advice
Same at 60/20/20 respectively among my dividend ETFs.
I liked Bristol Myers inside SCHD. But VIG is a nice option to consider
SCHD is currently 25% of my portfolio with VUG at 20%. I am going to continue to dollar cost average into them but I am looking for a 3rd ETF that way my portfolio has a strong base. I’m considering DGRO or VIG. Any opinions? I also have a 10% YMAX position that i am taking a gamble on and will reassess at the end of the year if i want to keep it or not.
do I prefer SCHD or VIG ? I prefer DGRW. It's the 'KING' of Dividend growth funds 👍
After researching and buying individual stocks over the years, it just so happens that several of mine are in the core holdings of VIG. I still have over 400 shares of schd but I stopped adding to it. I’m continuously learning and trying to do better so my investments are subject to change. I’m primarily buy and hold but when I dollar cost average sometimes it goes to different stuff. Some of my investments have done really well and I wish I bought more. I’ve been pretty disappointed in schd lately though.
I have equal shares of SCHD and DGRO (because they complement each other very nicely with almost no overlap) and a smaller share of QQQ. The rest is in a treasury ETF and a corporate bond ETF. I’m recently retired so my portfolio isn’t overly exciting now.
I buy vig and schd only a 10% over lap They were made for each other
Hmm, interesting. I was not aware the two had only a 10% over-lap. Going to look into VIG more. Thanks.
Holding SCHD for div, QQQM for growth and VTI to forever. I'm retired so that's how I roll. Fish.
Thanks for the comparison. We are eyeing dividend ETFs as starting to buy into them as we are approaching retirement. We love the strategy of dividend income in retirement. We are currently total return investors currently but we are planning on moving into dividend investing rather than bonds in retirement.
Should I first fill the Roth with schd or just keep adding in my taxable account for next 20 years ?
SCHD is held in my Roth IRA
SCHD 16.38 followed by DGRW 16.22 followed by VIG 14.73 when yield is added to 5yr CAGR. Tech has outperformed and is due for a reversion to the mean.
Okay, I know UA-camrs need to crank out content but this is crazy. For the last two years we hear buy SCHD and hold forever from the dividend investing gurus on UA-cam. So I have been buying SCHD for the last two years and I'm very happy with it. Now the "experts" say there is a better ETF so sell SCHD and buy this one instead. I know you are not providing investing advice but, yes, you are providing investing advice. I know I'm responsible for my own investing so I am not blaming you but I do rely on channels like yours for investing information.
Bottom line: there has to be a time when you make a decision and stick with it. To be constantly changing ETFs or stocks because "this one is so much better" is just going to lead to confusion and changing horses midstream. Ultimately you just end up chasing the next best thing and this will lead to diminished returns.
Where can I invest into these dividends
VIG in place of SCHG and keep SCHD along with VYM.
They sold AVGO which yields 1.7 and bought BMY which yields 5%. Dividend growth secured.
I would like to know which would better (VIG or SCHD) over the next 20 years (versus the next 12 months) to just buy and hold for dividends and growth, and not have to worry about jumping in and out of when something better comes along - - seems they both have the same expense ratio I think 0.06% . I also already own VOO so plenty diversified there
SCHD is super cheap for what it gives you! I’m sticking with my 1,000 shares for at least 5 more years. I also have 500 shares of VIG in which I plan to long hold till retirement.
But VIG yields lower than SCHD by almost half, and with YOY inflation at 3.5%, it's not a fund that would get the individual ahead of CPI. Sticking with SCHD here.
Every time I look at VIG I struggle to find a reason to own it over VTI/VOO. Both of those outperformed it long term, and offer the same yield, so what's the point?
Hi Mark. But don't these ETFs always self clean their house? If I put a 3 fund port together what could it be? I love only US stocks, heavy in teck love dividend kings and growth. No bonds or international. Any thoughts?
Next 12 months? Should be looking at what the div payment would be in 12 years. SCHD starts out at almost 3.5 percent while vig is 1.83 %. While they might go toe to toe on total return, what will the monthly div hypothetically be in a long time in the future. How many years would it take for VIG to surpass schd monthly or quarterly dividend. it would probably would never happen. I would have to sell shares of vig.
how do you compare drgo vs vig
VOO VGT SMH SCHD I’m already tech heavy in 3 ETFs so SCHD adds a little more diversification.
4:01 *The Vanguard Dividend ETF (VIG)*
Most of my equity is in VTI, which seems to overlap a lot with VIG. Would you still recommend VIG in this situation?
The reason why I choose SCHD over VIG is because I already have a mutual fund that covers semiconductors in FSELX. SCHD diversities for me. Perhaps, my investing is wrong but that is my choice for now...
good research Mark
I have FTEC SCHG and SPLG 😊
I prefer the not so popular DIA over SCHD, DIA has stood the test of time imo
what about the newer CGDV ETF ran buy Capital Group?
CGDV expense ratio is a little high, 0.33% compared to VIG, 0.08%.
Mark, thanks for the great video. I'm curious what resource you use to get an ETF's Dividend Growth Rate (CAGR) over various time frames?
Take a look at USFR.
Hello i am following your channel and recommendations about the ETF with dividends … i am 52 years old and looking to invest to prepare my retirement probably in the next 15 years … so i was going to invest probably 100K$ and i would like to ask you if in your opinion should i diversify between 40% SCHB + 40% Vanguard + 20% Bonds is a good strategy? Thanks in advance i know you are not financial advisors but just want to know your opinion? And thanks for your channel to help us
My new favorite is FEPI.
What do you think of CPSM ETF?
VOO, QQQ, AVLV is all you need.
Great video. Thanks, Mark! I'm curious what your thoughts are when you feel like you get betrayed by an ETF like SCHD. You were close. :) Do you still see a lot of value in SCHD? Are you selling, or just compensating around it? It would be fun to see a Jerry Springer episode coming up.
Wow, I guessed you would VYM... that's a great income fund for me.
I really like VIG & DGRO over SCHD now. Never go wrong with some solid etfs.
How do you feel bout DGRW whats the difference? I'm thinking of adding DGRO, can't understand the difference
All solid ETFs
@@MK-ut8ik I like DGRW but heavier towards Tech and higher expense fee
@@MarkRoussinCPA yes just noticed that higher fees. thanks Mark! great channel!
Mark, what do you think about TGVG compared VIG?
VIG is a core holding of mine. Solid investment 👍💰💰💰
When you replace low current yield stocks with double + yield you get INSTANT dividend growth for the portfolio. That's how the algorithm works
You have to be careful or you end up with a bunch of VZ.......and nobody wants that....
Which comes first: "D" or "G"? To be a "dividend" investment, IMHO, there must be a meaningful dividend to start with. The 30-day SEC yields of VIG and SCHD are 1.72% and 3.44%, respectively. Even if VIG's dividend grows considerably faster, it will take several years to catch that of SCHD and, perhaps, decades before cumulative distributions pass those of SCHD. If an investor want growth stocks that pay dividends, VIG may be the way to go. However, if (s)he seeks dividends that grow, SCHD is the way to go.
VIG is fine if you’re not already exposed to the technology sector which are significantly represented in many ETFs including IVV/SPY 😊
I still prefer SCHD because of the higher yield 3.5 vs 1.8 of VIG. Yes it's slower in growth than VIG because of lack of technology. However, that's the point of having something like VOO, QQQM or VGT as a growth ETF beside SCHD. Each will do their own business. VIG is good if it is the only ETF in your investment portfolio (FYI, VOO has a 1.4 dividend yield ,, not far from VIG).
Good Day!
Thanks for watching Matthew
Surprised the choice wasn't DGRO. That's my favorite.
NVDA
VTI?
Very diversified, but too diversified for me
You can get 2x the shares with SCHD so it’s a better option, no? Similar growth rates and Returns. SCHD will compound faster
If compounding is important, isn’t getting the compound snowball early in investing important? So having 25 years of compounding dividends is better?
It is but the market grows faster than compounding and if you are young waiting for your small account to compound to something meaningful it is likely to be a decision one regrets if they didn't diversify focus on growth as well. Best just not to have all the eggs in one basket but a balance based on acceptable risk for the individual.
Not for me. Stock picking method of VIG is inferior compared to SCHD.
So first you say long term growth for SCHD LOL now its stop now buy XXXX LMAO VIG has been out forever and most are in it as well and I have both and I don't know how your numbers add up seeing as SCHD is giving more than VIG in my holdings. Both are a must have. As for the changes SCHD , its awesome its going to sky rocket with those changes. Not sure I agree with your opinion on this .
Thanks for the vid
I can buy two SCHD for the price of one VIG so I can twice the dividend with SCHD
I love that Schwab has shown a willingness to do share splits (stock splits). They did this in March 2022 SCHG, SCHB, SCHX, SCHX, and SCHH. This is evidence that Schwab could do a share split for SCHD if the price gets too high.
I would say they clearly they have some knowledge which is why they made that move
I like DGRO
SPYI is one of my favorite. 12% annual, amd it Grows with the SPY ETF.
I bought 100 shares this morning when it came out, and it literally has not moved. What gives, dude?
You could make even more just sitting in cash at 5.27 percent instead of 3.59%
There has been stock appreciation as well… look at the total returns not just dividend yield. You’re also paying income tax on that 5.27 instead of qualified dividends. This is just not a fully fleshed out understanding of finances.
As someone in IT, Broadcom didnt shoot themselves in the foot, they shot themselves in the balls.
SCHG is King for me!!😊
Hey mark, thanks for your videos!
In your opinion, do you think VIG or VOO is a better ETF for price appreciation over the next 20 years?
VOO. Can't go wrong with a straight S&P 500 etf. My primary 401k is S&P 500 and I put a little side money into SCHD.
I’m retired. Healthy ira don’t need the money. Can’t find any info on how aggressive to invest. My grandson will inherit. Currently invested in moderate balanced fund with 6% return over past 7 yrs. Anyone where I am?
Amazing video, A friend of mine referred me to a financial adviser sometime ago and we got to talking about investment and money. I started investing with $150k and in the first 2 months, my portfolio was reading $274,800. Crazy right!, I decided to reinvest my profit and get more interesting. For over a year we have been working together making consistent profit just bought my second home 2 weeks ago and care for my family.
Hi. I’ve been forced to find additional sources of income as I got retrenched. I barely have time to continue trading and watch my investments since I had my second child. Do you think I should take a break for a while from the market and focus on other things or return whenever I have free time or is it a continuous process? Thanks
@@Donnafrank-k6e However, if you do not have access to a professional like Clementina Abate Russo, quitting your job to focus on trading may not be the best approach. It is important to consider all options and seek guidance from reliable sources before making any major decisions. Consulting with an AI or using automated trading systems can also be helpful in managing investments while balancing other commitments.
@@Susan00197Oh please I’d love that. Thanks!
@@Donnafrank-k6e Clementina Abate Russo is her name
Lookup with her name on the webpage.