I started my portfolio last year with SCHD, VOO, and VUG after inheriting $300k. In terms of share price, VOO is up! and VUG is doing even better. What stock do you think has the best chance to 10x in 5 years?
my first rule is survival before flipping for chunky gains! with such amount, you can afford a license advisor or personal portfolio manager help diversify your investments and maintain steady growth while mitigating risk
A lot of folks downplay the role of advlsors until being burnt by their own emotions. I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for licensed advisors and came across someone of utmost qualifications. She's helped grow my reserve notwithstanding inflation, from $275k to $850k.
Personally, I would say have a mentor. Not sure where you will get an experienced one, but if your knowledge of the market is limited, it seems like a good bet.
Some individuals minimize the importance of counsel until they make regrettable mistakes. A few summers ago, following a protracted divorce, I needed a significant push to keep my firm afloat. I looked for licensed advisors and found someone with the highest qualifications. She has contributed to my reserve increasing from $175k to $450k despite inflation.
I believe the safest approach is to diversify your investments. By spreading your funds across different asset classes like bonds, real estate, and international stocks than putting all your money in one. If your financial understanding is lacking, see a financial consultant.
Recently, I've been considering the possibility of speaking with consultants. I need guidance because I'm an adult, but I'm not sure if their services would be all that helpful.
*Julianne Iwersen Niemann* a renowned figure in her line of work. I recommend researching her credentials further... She has many years of experience and is a valuable resource for anyone looking to navigate the financial market..
_Julianne_ sure knows her onions in this industry, from her intimidating profile which I went through, on her web home page. I started off last year tailoring a colleague's tradin strategies but it didn't pan out well. Hopeful that she will attend to my message.
I hold FDVV in my HSA, along with SCHD. As a retiree, SCHD is there to generate cash for any medical expenses I may use the account for, while FDVV is there for income and the possibity of a little more growth. Outside of that, your points are spot on. FDVV just duplicates what I already have in my growth funds.
Dividends from SCHD are generally taxed at the qualified dividend rate, often providing a tax advantage over ordinary income rates for many investors. However, current market attention is centered on Nvidia, which has significantly contributed to the S&P 500’s recent earnings growth. Nvidia’s stock, up over 90% year-to-date, gained another 2.5% on Monday in New York, propelling the Nasdaq 100 to a new record high. I’m actively seeking new opportunities to enhance performance within my $350K portfolio and open to strategic ideas.
I believe the next significant trend will be in Artificial Intelligence. For sustained growth comparable to what META achieved, it’s essential to avoid impulsive decisions based on short-term market movements. Prioritize patience, maintain a long-term outlook, and, most importantly, consult a financial advisor for well-informed investment decisions.
Many people underestimate the importance of financial advisors until they encounter setbacks caused by emotional decision-making. After a difficult divorce a few summers ago, I needed substantial support to stabilize my business. Following thorough research, I selected a licensed advisor with outstanding credentials. Despite inflationary pressures, she has effectively grown my portfolio from $275K to $850K.
This is certainly significant! Could you recommend any professional advisors I could consult with? I’m in urgent need of strategic guidance on optimal portfolio allocation.
I highly recommend Rebecca Lynne Buie as an advisor. Recognized as an expert in her field, she currently works with Empower Financial Services. Her qualifications and financial market expertise are readily verifiable online.
@@Toni__Michelle Rebecca Lynne Buie remains my top recommendation. She is widely recognized for her expertise in financial markets and has an impressive track record. I highly endorse her.
How do you feel about Covered call ETFs? I don't have the experience to sell CCs myself. But I hope the ETF management does. I just really want to know more about these things before investing, only if someone can put me through.
I wish I could have retired in my 50's. I'm 65 now, I started investing late . After some research, I found a strategy that helped. I'm pleased to say I'm retiring with at least $2 million.
@@siennacross-sg5yo luck plays a part, especially in the short term. I noticed that when results remain consistent, it indicates something more than just luck. research was the challenge until It led to Julie Ann Lerch, a fund manager. her strategy made sense, it contributed to growing 950k into this and counting
@@siennacross-sg5yo I usually avoid making specific recommendations because everyone's situation is unique. However, my experience with Julie Ann Lerch has been quite positive. You might find it worthwhile to see if her approach fits your needs
@@EbrahamAljalil It’s worth noting that luck often plays the significant role in some cases, sometimes even more than the resources involved. Without it, its challenging
@@RonnieWine luck plays a part, especially in the short term. I noticed that when results remain consistent, it indicates something more than just luck. research was the challenge until It led to Julie Ann Lerch, a fund manager. her strategy made sense, it contributed to growing 950k into this and counting
Yup, SCHD and JEPQ are my steady eddies. The rest of my funds are out into Yieldmax with crazy returns. I can get away with it because i balance the risk with SCHD and JEPQ! Got a 6800 div today from MSTY!
Great video. I’m a Fidelity user and after four years having an individual account , I opened a Roth IRA because of your great videos. I chose FXAIX, FSPGX and FDVV. I still hold the SCHD in the individual account. Can you talk about FSPGX and compare with QQQM? Blessings!
You're better off with a SCHD and growth fund combo like VUG. FDVV is already crappy for anyone that knows stocks as they realize you can't call yourself a Value fund and then be heavily weighted in non-value holdings as your literal top holdings. It doesn't deliver much higher dividends nor invest properly in actual Value stocks like a true Value fund would. You're better off going with at least VOO over it at that point since it shares over 80% overlap with VOO showing again it ain't a true Value fund.
I own FDVV and has done very well for me. Professor G would love to see you review QDPL as I think I may add this to my portfolio it has a 5+ percent yield and his primarily S&P. It is also tracking just under the S&P showing great growth.
It's amazing to me that no one that I've every found has done this kind of common sense and simple analysis of ETFs for the individual investor until Prof G and this channel. And, he even named it Investing Simplified.
Just a crappier version VOO. It's silly in my book to hold FDVV over VOO. You get way less benefits earn way less, and don't even get the real benefits of an actual value nor growth fund. It just underperformed all the other options. Better than nothing and not investing at all, but if the goal is value dividend investing then just go SCHD. If it's growth go with VOO or VUG etc. Better yet at mix. You'll do better that way, but again, if it gets you to invest period even if it underperformed the alternatives (even VOO destroyed it by literally over 30% in past 5 years despite) better than nothing.
Nah, more like a crappy wannabe VOO fund that performs way worse and barely has much of dividend over it. So you get crappier returns and crappier dividends than just going with the real deals.
You're smart for that. SCHD is an TRUE Value/dividend fund. FDVV is not. It is actually a crappier version of VOO. It literally shares 80% overlap with VOO. SCHD only shares around 10% overlap with VOO by comparison. SCHD also has much higher dividends and it consistently grows higher while FDVV has went down and does the opposite of investing in value companies as it's top holdings literally are the opposite.
Looking at the holdings it seems that FDVV seems like a hybrid between growth ETFs and dividend ETFs. Since I am seeking growth by aggressive speculation in a sector early in a bull market the defensive nature of SCHD is very important to diversifying my portfolio.
@NolanGouveia I am, thanks for asking. Little higher expense ratio than SCHD, but low overlap for the ETFs. I think both will have decent price appreciation and know they both have good dividend yields. SCHG and FTEC are my hands down favorite growth ETFs b/c low expense and incredible appreciation. FTEC b/c it covers, in my opinion, the broadest tech, large, medium and small cap companies. With those 4 as my base, I have the options to pick other short term/cyclical stocks like MSTR, or long term growth like VRT. Been following you Dr G for months now, always enjoy your thoughts and recommendations. Honestly, you were the 1st person I remember hearing to invest in SCHD, so thank you!!
@kerrydaniels8460 I go with small % of SPLG but prefer SCHG because the returns from that beat any of the S&P 500 funds. With money debasement, prefer highest returns possible after the few etfs that come close to the ones like VOO
@WildEwok Go look at your original comment my man. Wasn't discussing other ETF's. Just FDVV vs SCHD that you mentioned and FDVV isn't really a dividend etf. It sucks compared to what I mentioned. Also, SPLG hasn't been around very long to say it will always outperform. Growth had a solid decade, but in reality the market can be very cyclical so it's typically better to have a mix as the same funds can have just as low of a swing decade and return much lower.
Shiny objects, professor. FDVV is growing faster but has lower dividends, having the same risk factor, same liquidity, but more than double expense ratio (0.16 vs 0.05), and a P/E ratio of 13 vs 5 for SCHD.
Thanks picked up FDVV recently, started adding to, but don't like the risks. Have switched that allocation to DIVB. Seems to make more sense in my portfolio. Agree, FDVV doesn't know what it wants to be. Altho the returns speaks for itself.
For income investors, something to note: FDVV’s dividend was temporarily reduced in 2020 and 2021. Whereas SCHD and DGRO dividend continued to increase.
FDVV isn't great at all compared to other options. This video spent a lot of time looking at returns, but then didn't do enough iteration into what a value/dividend fund even means. If you're just gonna be 80% copy of VOO then no that ain't a true value fund. Then on top of thst your dividends aren't near as good as other options like SCHD. Of course it's gonna look certain way when Nvidia which is the complete opposite of a value fund is heavily weighted. Same for it's other top holdings thst are GROWTH stocks NOT value. So if you fail at what the fund is literally named after no thanks. I'll go get the real deal with SCHD instead.
Good analysis, agree with your conclusions. Buy some good stock and hold it till it goes up. Then sell it. If it doesn’t go up, don’t buy it. (? Will Rogers) 😊
Can you do the analysis on the FFLC ETF? Other than the fact that it is an ETF with minimal fees and active management, not much is known about it. I conducted a portfolio backtest (going back 10 years) against a number of other well-known ETFs, including the VOO, SPY, QQQ, and many others. This ETF appears to perform better than others, particularly in 2022 during the down market. This EFT increased its gain on the up year and, inexplicably, minimized the loss on the down year (only -0.22% down).
Good evening, Professor G!! Thank you for highlighting this alternate EFT! SCHD is the largest holding in my miniscule portfolio. But, using my Schwab account, it shows my SCHD income doubling each year (and I reinvest it, of course). So...I'm going to stick to the 3 ETF plan that you've highlighted-- schd, schg, and vti.
Can you suggest best Dividend ETF for Europe investors available on platforms such as T212? We do not have accesst to SCHD or FDVV so it would be amazing to hear your opinion for Europe options. Great content as always! 😊
Professor, what are your thoughts on the dividend growth projections of SCHD. Based on what I see from other dividend growth ETFs it seems like it’s near its cap meaning it’ll slow down significant in the near future. Whereas VIG appears to have a significant amount of roadway ahead. If the above ends up being true, wouldn’t it be better for someone in their 20s and maybe early 30s to go with VIG?
Great video and elaboration of comparative methodology. FYI- when you were showing the comparative PE ratios, there maybe a data problem with the SCHD PE ratio. Before the split I think the SCHD PE was about 17.5. Would that change materially with the 3-1 split?
I agree but what’s odd is the years that were down they both are inline with each other. I thought FDVV would have lost more in 2022. I have looked at SCHD as a safer place to still pick up modest gains. Then again I’m old.
I would avoid it. FDVV is a crappy version of VOO. It isn't like SCHD or DGRO that are actual dividend/value funds. FDVV literally has 80% overlap with VOO showing it is NOT a true Value fund or even close. It also has a shitty dividend yield in comparison as well to actual dividend funds die to it being a fake dividend fund. It's like a crappy VOO and crappy growth fund. It will just do worse than either a true growth and VOO. Those are it's true comps as outlined by it's actual holdings. That's why Prof G even says you're better off with a growth and actual dividend fund mix (FDVV ain't a true dividend fund) than this crappy one.
@@RB-je3yj exactly. Growth ETF will easily outperform FDVV in the long term. This is more for those that primary invest in dividend ETFs, another example is DGRO. as you said, pointless if you hold VGT/SCHG/QQQ(M)/VUG etc. Or if you sell SCHD for it.
Prof G, whats your thoughts on a Gold ETF (like IAUM from iShares) to make up a small portion of a portfolio. Worth the investment for the potential eventuality of severe market volatility? Congrats on 200k subs btw, that came pretty damn quick! Mark of a great content creator. 🍻
He was never blind. SCHD is an ACTUAL Dividend Value fund and FDVV can't even provide what it's named after. It's true comp is VOO or since it holds 80% overlap with it and ot fails on every front then on returns. Ironically, you have the blinders on. You are blind thinking FDVV and SCHD are comps when one is a true Value Dividend fund and the other is just a crappy fund that calls itself something it ain't. As he said in the vid, you're better off getting a true mix of VOO/VUG and dividend fund lke SCHD than a crappy fund like FDVV that is a worse returning fund than VOO that it copies.
@@DK-pr9ny Lmao you didn't watch the actual video. Pointing to the title and not watching the actual video is why you're blind. The professor agreed with me in the video. Perhaps you should actually watch things before commenting.
Professor G, I invest in ETFs through Robinhood. I wanted to try out Mutual funds too, what's your stance on that and is there a good broker for Mutual funds? Also, thanks for your videos - they are so educational.
Professor G: The trailing P/E of SCHD is 5.37, BUT the forward P/E is 13.52. Does that mean that the expected earnings are expected to be much lower? Can you clarify and what are the implications?. Thank you
FDVV vs VIG dividend reinvested Total Return 13.22% vs 13.72% since 9/15/2016 Not reinvested 11.58% vs 12.91% This last year FDVV made good gains, but VIG lead it the entire time. SCHD and FDVV are different animals. I feel like VIG is a better comparison.
@@NolanGouveia I look long term, and even though FDVV has had a good year, I use VIG for that portion of my portfolio. It’s more of a dividend growth with good capital appreciation fund. Whereas SCHD is more income with dividend growth, with an “ok” capital appreciation. FDVV is still a good fund IMO. I also use a platform that utilizes fractional shares, so share price is not an issue.
Hello professor G, thank you so much for this comparison. I was comparing SCHD with SPYV, IUSV, MGV y VTV they had better performance and 3 of them are cheaper 0.04. What do you think about these large value ETF compare to SCHD?
Since the overlap between SCHD and FDVV is only 15% is there a reason not to split say 50% on each fund for the low volatility part of your portfolio? Or 60% SCHD 40% FDVV for the low volatility part.
Outstanding video! SCHD is my favorite ETF! Was nice to see the detailed breakdown of the 2 ETF's! I'm a big fan of BRK.B. Any thoughts on Warren Buffet's stock?
Wow finally you compare FDVV and SCHD HEHEHE. I’ve invested in both since 2019 FDVV and 2021 SCHD. I’ve been pretty happy with returns of FDVV and dividend growth of SCHD. I have noticed year over year the dividend of FDVV doesn’t grow as much. But up 40% DCA.
Right now the 3 Fund is SPY/QQQ/SCHD with a dash of VYM. I'd like to see a video where you compare SCHD with VYM instead. Schwab vs. Vanguard instead of Schwab vs. Fidelity. VYM has had some real nice growth lately.
Peofessor G, what is your fav? SCHG VS QQQM?? since the Schwab split i'm wondering if I should switch to SCHG (currently i'm invested in QQQM) Great video.
Great video. I´m very new to this investment/ETF world and I learned a lot from this video. I'm already setting goals and planning strategies based on what I've learned here. Subscribed! Thank you!
Boy, how did the PE ratio of SCHD jump so fast? I'm looking 1 month after the posting of this video where you show it at 5.43. 1 month later (Nov. 28, 2024) it is at 14.91. Nearly trippled!
Prof, tell me where my % is off for a near retiree looking for income with some growth and doesn't mind the covered calls in some of these ETFs that limits upside for the benefit of lower downside loss. I'm NOT worried about beating the benchmarks. I AM worried about needing income, losing lots of money, (I can handle ups and downs), and I plan to hold long term and don't want to watch the market as it changes and would like to just hold. SCHD 20% JEPQ 30% DIVO 20% DGRO 10% CGDV 10% FDVV 10% I'm willing to exchange FDVV for JEPI if it makes sense, or anything else for that matter. What do you think? Is my overlap ok? Thanks in advance.
Go to myloot.com/r/professorg to earn cash back for shopping!
I started my portfolio last year with SCHD, VOO, and VUG after inheriting $300k. In terms of share price, VOO is up! and VUG is doing even better. What stock do you think has the best chance to 10x in 5 years?
I’ve been eyeballing SCHD for 2 years now and so far really just don’t find any reason to put money in…
my first rule is survival before flipping for chunky gains! with such amount, you can afford a license advisor or personal portfolio manager help diversify your investments and maintain steady growth while mitigating risk
A lot of folks downplay the role of advlsors until being burnt by their own emotions. I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for licensed advisors and came across someone of utmost qualifications. She's helped grow my reserve notwithstanding inflation, from $275k to $850k.
How can one find a verifiable financial planner?
Her name is Annette Christine Conte can't divulge much. Most likely, the internet should have her basic info, you can research if you like
Personally, I would say have a mentor. Not sure where you will get an experienced one, but if your knowledge of the market is limited, it seems like a good bet.
Some individuals minimize the importance of counsel until they make regrettable mistakes. A few summers ago, following a protracted divorce, I needed a significant push to keep my firm afloat. I looked for licensed advisors and found someone with the highest qualifications. She has contributed to my reserve increasing from $175k to $450k despite inflation.
I believe the safest approach is to diversify your investments. By spreading your funds across different asset classes like bonds, real estate, and international stocks than putting all your money in one. If your financial understanding is lacking, see a financial consultant.
Recently, I've been considering the possibility of speaking with consultants. I need guidance because I'm an adult, but I'm not sure if their services would be all that helpful.
*Julianne Iwersen Niemann* a renowned figure in her line of work. I recommend researching her credentials further... She has many years of experience and is a valuable resource for anyone looking to navigate the financial market..
_Julianne_ sure knows her onions in this industry, from her intimidating profile which I went through, on her web home page. I started off last year tailoring a colleague's tradin strategies but it didn't pan out well. Hopeful that she will attend to my message.
I hold FDVV in my HSA, along with SCHD. As a retiree, SCHD is there to generate cash for any medical expenses I may use the account for, while FDVV is there for income and the possibity of a little more growth. Outside of that, your points are spot on. FDVV just duplicates what I already have in my growth funds.
Dividends from SCHD are generally taxed at the qualified dividend rate, often providing a tax advantage over ordinary income rates for many investors. However, current market attention is centered on Nvidia, which has significantly contributed to the S&P 500’s recent earnings growth. Nvidia’s stock, up over 90% year-to-date, gained another 2.5% on Monday in New York, propelling the Nasdaq 100 to a new record high. I’m actively seeking new opportunities to enhance performance within my $350K portfolio and open to strategic ideas.
I believe the next significant trend will be in Artificial Intelligence. For sustained growth comparable to what META achieved, it’s essential to avoid impulsive decisions based on short-term market movements. Prioritize patience, maintain a long-term outlook, and, most importantly, consult a financial advisor for well-informed investment decisions.
Many people underestimate the importance of financial advisors until they encounter setbacks caused by emotional decision-making. After a difficult divorce a few summers ago, I needed substantial support to stabilize my business. Following thorough research, I selected a licensed advisor with outstanding credentials. Despite inflationary pressures, she has effectively grown my portfolio from $275K to $850K.
This is certainly significant! Could you recommend any professional advisors I could consult with? I’m in urgent need of strategic guidance on optimal portfolio allocation.
I highly recommend Rebecca Lynne Buie as an advisor. Recognized as an expert in her field, she currently works with Empower Financial Services. Her qualifications and financial market expertise are readily verifiable online.
@@Toni__Michelle Rebecca Lynne Buie remains my top recommendation. She is widely recognized for her expertise in financial markets and has an impressive track record. I highly endorse her.
I invested in FDVV last summer, so far the gain has been 30%. Love it.
That was a great choice!
Good for you
FDV V is great
Look at SPHQ QUAL is also good
How do you feel about Covered call ETFs? I don't have the experience to sell CCs myself. But I hope the ETF management does. I just really want to know more about these things before investing, only if someone can put me through.
I wish I could have retired in my 50's. I'm 65 now, I started investing late . After some research, I found a strategy that helped. I'm pleased to say I'm retiring with at least $2 million.
@@siennacross-sg5yo luck plays a part, especially in the short term. I noticed that when results remain consistent, it indicates something more than just luck. research was the challenge until It led to Julie Ann Lerch, a fund manager. her strategy made sense, it contributed to growing 950k into this and counting
@@siennacross-sg5yo I usually avoid making specific recommendations because everyone's situation is unique. However, my experience with Julie Ann Lerch has been quite positive. You might find it worthwhile to see if her approach fits your needs
@@EbrahamAljalil It’s worth noting that luck often plays the significant role in some cases, sometimes even more than the resources involved. Without it, its challenging
@@RonnieWine luck plays a part, especially in the short term. I noticed that when results remain consistent, it indicates something more than just luck. research was the challenge until It led to Julie Ann Lerch, a fund manager. her strategy made sense, it contributed to growing 950k into this and counting
FDVV has been doing very well for me, big fan
I’m sticking with my dividends ETF’s SCHD + JEPQ
Same. I have SCHD in my 401k and just started adding JEPQ in a Roth Ira.
@@christinamare2327z
Yup, SCHD and JEPQ are my steady eddies. The rest of my funds are out into Yieldmax with crazy returns. I can get away with it because i balance the risk with SCHD and JEPQ! Got a 6800 div today from MSTY!
Professor G, I asked you about FDVV and you delivered.
Appreciate the content and comparison!
You are welcome!!
I’ve got FDVV and JEPQ on my Roth IRA. And I’ve got SCHD on my Brokerage
Great video. I’m a Fidelity user and after four years having an individual account , I opened a Roth IRA because of your great videos. I chose FXAIX, FSPGX and FDVV. I still hold the SCHD in the individual account. Can you talk about FSPGX and compare with QQQM? Blessings!
i like SCHD and SCHG combo better than FDVV that gets high % due to high % tech stocks
I hold FDVV and have been happy with the risk/returns.
Yes definitely a solid fund!
I been looking at FDVV for a few weeks. Waiting for a pull back to jumbo in. Its got a lot in technology stocks which explains the high gains
Same here. Gotta be aggressive.
You're better off with a SCHD and growth fund combo like VUG. FDVV is already crappy for anyone that knows stocks as they realize you can't call yourself a Value fund and then be heavily weighted in non-value holdings as your literal top holdings. It doesn't deliver much higher dividends nor invest properly in actual Value stocks like a true Value fund would.
You're better off going with at least VOO over it at that point since it shares over 80% overlap with VOO showing again it ain't a true Value fund.
Love a good time. This video was so much fund!
I own FDVV and has done very well for me. Professor G would love to see you review QDPL as I think I may add this to my portfolio it has a 5+ percent yield and his primarily S&P. It is also tracking just under the S&P showing great growth.
SCHD compliments VOO (or any SP500 index) well because there is hardly any overlap. Large Cap Value Vs Large Cap Blend/Growth. Great video.
Thanks!
Of all the influencers i listen y were the one who truly changed my life thanks to 3 fund portfolio.... keep up w the great work💪💪💪💪
CONGRATS ON 200K SUBS PROF. G✊
Thankyou!
It's amazing to me that no one that I've every found has done this kind of common sense and simple analysis of ETFs for the individual investor until Prof G and this channel. And, he even named it Investing Simplified.
😀🏆 Thankyou so much!
FDVV has been pretty much on fire. I was wondering the same.
Very solid fund I agree
Just a crappier version VOO. It's silly in my book to hold FDVV over VOO. You get way less benefits earn way less, and don't even get the real benefits of an actual value nor growth fund. It just underperformed all the other options.
Better than nothing and not investing at all, but if the goal is value dividend investing then just go SCHD. If it's growth go with VOO or VUG etc. Better yet at mix. You'll do better that way, but again, if it gets you to invest period even if it underperformed the alternatives (even VOO destroyed it by literally over 30% in past 5 years despite) better than nothing.
Just buy these two. Seems like fdvv will be more like a growth etf that pays good dividend
Nah, more like a crappy wannabe VOO fund that performs way worse and barely has much of dividend over it. So you get crappier returns and crappier dividends than just going with the real deals.
Great video Professor G! I enjoy all your videos. But P/E ratio of SCHD is not 5 (although I wish it was). Closer to 13.5 according to Morningstar.
I do some DIVB to supplement for gains …I like their focus on stock buy backs while having a decent dividend. Thx for the info!
Me too… I am 4:1 SCHD:Divb
I'm more partial to SCHD to balance the risk, especially because I think a correction is on the horizon for 2025
You're smart for that. SCHD is an TRUE Value/dividend fund. FDVV is not. It is actually a crappier version of VOO. It literally shares 80% overlap with VOO. SCHD only shares around 10% overlap with VOO by comparison.
SCHD also has much higher dividends and it consistently grows higher while FDVV has went down and does the opposite of investing in value companies as it's top holdings literally are the opposite.
Looking at the holdings it seems that FDVV seems like a hybrid between growth ETFs and dividend ETFs. Since I am seeking growth by aggressive speculation in a sector early in a bull market the defensive nature of SCHD is very important to diversifying my portfolio.
Have had SCHD & FDVV as my 2 dividend etfs to compliment my growth etfs and stocks
I like it! Are you happy with that choice?
FDVV isn't really a dividend fund. It's just a crappier version of VOO. Beat to just go with VOO and SCHD mix than going with FDVV at all really.
@NolanGouveia I am, thanks for asking. Little higher expense ratio than SCHD, but low overlap for the ETFs. I think both will have decent price appreciation and know they both have good dividend yields. SCHG and FTEC are my hands down favorite growth ETFs b/c low expense and incredible appreciation. FTEC b/c it covers, in my opinion, the broadest tech, large, medium and small cap companies. With those 4 as my base, I have the options to pick other short term/cyclical stocks like MSTR, or long term growth like VRT. Been following you Dr G for months now, always enjoy your thoughts and recommendations. Honestly, you were the 1st person I remember hearing to invest in SCHD, so thank you!!
@kerrydaniels8460 I go with small % of SPLG but prefer SCHG because the returns from that beat any of the S&P 500 funds. With money debasement, prefer highest returns possible after the few etfs that come close to the ones like VOO
@WildEwok Go look at your original comment my man. Wasn't discussing other ETF's. Just FDVV vs SCHD that you mentioned and FDVV isn't really a dividend etf. It sucks compared to what I mentioned.
Also, SPLG hasn't been around very long to say it will always outperform. Growth had a solid decade, but in reality the market can be very cyclical so it's typically better to have a mix as the same funds can have just as low of a swing decade and return much lower.
Shiny objects, professor. FDVV is growing faster but has lower dividends, having the same risk factor, same liquidity, but more than double expense ratio (0.16 vs 0.05), and a P/E ratio of 13 vs 5 for SCHD.
Just curious where you get the PE ratio from, and is morningstar's PE ratio information wrong?
It has FDVV at 15.7 and SCHD at 13.5
@@bribradt3450 Google search: SCHD P/E ratio
Thanks picked up FDVV recently, started adding to, but don't like the risks. Have switched that allocation to DIVB. Seems to make more sense in my portfolio. Agree, FDVV doesn't know what it wants to be. Altho the returns speaks for itself.
Just purchased 3415 shares of TSLY today and will get a 850 a month div but will drip it all back in!
For income investors, something to note: FDVV’s dividend was temporarily reduced in 2020 and 2021. Whereas SCHD and DGRO dividend continued to increase.
FDVV isn't great at all compared to other options. This video spent a lot of time looking at returns, but then didn't do enough iteration into what a value/dividend fund even means. If you're just gonna be 80% copy of VOO then no that ain't a true value fund. Then on top of thst your dividends aren't near as good as other options like SCHD. Of course it's gonna look certain way when Nvidia which is the complete opposite of a value fund is heavily weighted. Same for it's other top holdings thst are GROWTH stocks NOT value.
So if you fail at what the fund is literally named after no thanks. I'll go get the real deal with SCHD instead.
@@kerrydaniels8460 He does make that point very well in the video.
Would you mind sharing your portfolio with us. Im looking to start myself and dont know where to start. Ty
Good analysis, agree with your conclusions. Buy some good stock and hold it till it goes up. Then sell it. If it doesn’t go up, don’t buy it. (? Will Rogers) 😊
Can you do the analysis on the FFLC ETF? Other than the fact that it is an ETF with minimal fees and active management, not much is known about it. I conducted a portfolio backtest (going back 10 years) against a number of other well-known ETFs, including the VOO, SPY, QQQ, and many others. This ETF appears to perform better than others, particularly in 2022 during the down market. This EFT increased its gain on the up year and, inexplicably, minimized the loss on the down year (only -0.22% down).
Good evening, Professor G!! Thank you for highlighting this alternate EFT! SCHD is the largest holding in my miniscule portfolio. But, using my Schwab account, it shows my SCHD income doubling each year (and I reinvest it, of course). So...I'm going to stick to the 3 ETF plan that you've highlighted-- schd, schg, and vti.
keep pumping out those financial informational videos Professor G!!!!
FDVV! Had it this year 2024 so you already know. Up the most down the least for a few years already.
Keeping us current! Thanks.
Happy to help where I can!
Great lesson Professor G. Now I know what Beta means and how it's used to compare funds.
Nolan, can you do a video at some point on your thoughts on Goldman Sach's projecting a 3% return in the S&P 500 over the next decade? Thanks Chris
Very Informative. Very good explanation on risk vs return of the individual funds and the investment objectives.
Thankyou very much!
SCHD for me. It’s great at what it does and doesn’t pretend to be anything else. Recency bias on returns can lead you astray.
I still gotta go with SCHD for stability and less worry. You know, set it and forget it 😊
Can you suggest best Dividend ETF for Europe investors available on platforms such as T212?
We do not have accesst to SCHD or FDVV so it would be amazing to hear your opinion for Europe options.
Great content as always! 😊
Professor, what are your thoughts on the dividend growth projections of SCHD. Based on what I see from other dividend growth ETFs it seems like it’s near its cap meaning it’ll slow down significant in the near future. Whereas VIG appears to have a significant amount of roadway ahead. If the above ends up being true, wouldn’t it be better for someone in their 20s and maybe early 30s to go with VIG?
Great video and elaboration of comparative methodology.
FYI- when you were showing the comparative PE ratios, there maybe a data problem with the SCHD PE ratio.
Before the split I think the SCHD PE was about 17.5.
Would that change materially with the 3-1 split?
Hey Prof G, would love to hear your take on some of the YieldMax Etf's, like TSLY etc. Covered call etf's but with an insane dividend yield
FDVV sounds like it performs very much like 2-in-1 shampoo & conditioners
🤣 yes
Agree lol
CONGRATS on 200k subs BAB🥹
Thankyou beautiful 😘
I agree but what’s odd is the years that were down they both are inline with each other. I thought FDVV would have lost more in 2022. I have looked at SCHD as a safer place to still pick up modest gains. Then again I’m old.
Satellite position for me. Rock solid for sure!
Considering I own DGRO and SCHD, would it be a good idea to add FDVV to my portfolio?
I would avoid it. FDVV is a crappy version of VOO. It isn't like SCHD or DGRO that are actual dividend/value funds. FDVV literally has 80% overlap with VOO showing it is NOT a true Value fund or even close. It also has a shitty dividend yield in comparison as well to actual dividend funds die to it being a fake dividend fund.
It's like a crappy VOO and crappy growth fund. It will just do worse than either a true growth and VOO. Those are it's true comps as outlined by it's actual holdings. That's why Prof G even says you're better off with a growth and actual dividend fund mix (FDVV ain't a true dividend fund) than this crappy one.
Denver Broncos? I knew there was a reason I liked you! ❤❤❤
🙌🙌
Professor im sticking with Pepsi and Chevron. Don't play with my mind😂😂😂😂😮😮
Good comparison Professor G, thanks for sharing! What are your thoughts on sector ETF’s?
Great video! THIS is the kind of content we need.
I appreciate the feedback! 😀
Thanks for another great video. Hoping to see one day a Collab with Jeff Teeples, you both delivver the best personal finance content here!
G, I'm already invested in Tech VGT/SCHD....should I add FDVV!?🤔
No i wouldn’t.
@@Optimus-Prime-Rib That's what I'm thinking FDVV doesn't make sense to add at this time!
@@RB-je3yj exactly. Growth ETF will easily outperform FDVV in the long term. This is more for those that primary invest in dividend ETFs, another example is DGRO.
as you said, pointless if you hold VGT/SCHG/QQQ(M)/VUG etc.
Or if you sell SCHD for it.
No I'd keep what you have my friend
Great video and intel.. sharing this one today! IPPON
Ps: Broncos are winning!!!
I bought SCHD 11/04/2021 and then again 9/15/2023 and have 11.92% gain. SCHD has been okay I guess with the dividends paid.
Good lesson as always, i had the answer even before u explain and thats for all that i learned from all your classes so thanks for your knowledge
Excellent!
I own both, 2 of the best
Thank you for another portion of information!
Great video. Fantastic explanation on how different ETF’s compliment each other.
I appreciate it 🙏
Prof G, whats your thoughts on a Gold ETF (like IAUM from iShares) to make up a small portion of a portfolio. Worth the investment for the potential eventuality of severe market volatility?
Congrats on 200k subs btw, that came pretty damn quick! Mark of a great content creator. 🍻
SPHQ is the Best Value ETF By far
It beats Voo 90% of the time and is better in bad times
You finally took the SCHD blinders off congrats! FDVV was only down 4% in 2022, so volatility isn’t that bad.
He was never blind. SCHD is an ACTUAL Dividend Value fund and FDVV can't even provide what it's named after. It's true comp is VOO or since it holds 80% overlap with it and ot fails on every front then on returns. Ironically, you have the blinders on. You are blind thinking FDVV and SCHD are comps when one is a true Value Dividend fund and the other is just a crappy fund that calls itself something it ain't.
As he said in the vid, you're better off getting a true mix of VOO/VUG and dividend fund lke SCHD than a crappy fund like FDVV that is a worse returning fund than VOO that it copies.
@@kerrydaniels8460 Read the title of the video again. Maybe you should take your argument up with the professor.
@@DK-pr9ny Lmao you didn't watch the actual video. Pointing to the title and not watching the actual video is why you're blind. The professor agreed with me in the video. Perhaps you should actually watch things before commenting.
Another great video, Professor!
Thankyou!
Professor - can you review JPUS? It looks like a mid cap focused version of Schd. Decent dividend growth , similar total returns
Professor G, I invest in ETFs through Robinhood. I wanted to try out Mutual funds too, what's your stance on that and is there a good broker for Mutual funds?
Also, thanks for your videos - they are so educational.
Professor G: The trailing P/E of SCHD is 5.37, BUT the forward P/E is 13.52. Does that mean that the expected earnings are expected to be much lower? Can you clarify and what are the implications?. Thank you
FDVV vs VIG dividend reinvested Total Return 13.22% vs 13.72% since 9/15/2016
Not reinvested 11.58% vs 12.91%
This last year FDVV made good gains, but VIG lead it the entire time.
SCHD and FDVV are different animals.
I feel like VIG is a better comparison.
Which etf do you invest in?
@@NolanGouveia I look long term, and even though FDVV has had a good year, I use VIG for that portion of my portfolio. It’s more of a dividend growth with good capital appreciation fund. Whereas SCHD is more income with dividend growth, with an “ok” capital appreciation.
FDVV is still a good fund IMO.
I also use a platform that utilizes fractional shares, so share price is not an issue.
I really like SCHD + SCHG
Professor G, I have another interesting dividend ETF for you: TDIV. Compare it with SCHD and FDVV, thanks!
I hold FDVV(Large Value Dividend), FLOW(Mid-cap value free cash flow) ,& AVUV(SmallCap Value) .
Good funds!
Hello professor G, thank you so much for this comparison. I was comparing SCHD with SPYV, IUSV, MGV y VTV they had better performance and 3 of them are cheaper 0.04. What do you think about these large value ETF compare to SCHD?
How’s FDVV taxed compared to SCHD?
when schd and schg split, they were not supposed to reduce their price to earning ratio. Please see how to correct this error.
Since the overlap between SCHD and FDVV is only 15% is there a reason not to split say 50% on each fund for the low volatility part of your portfolio? Or 60% SCHD 40% FDVV for the low volatility part.
This was one of the best videos that I have seen. I think you are awesome.
I appreciate the encouragement Calvin! Thankyou!
NVDA, AAPL, MSFT, AVGO being 20% of the portfolio will sorta outshine most "value" ETF's...
Outstanding video! SCHD is my favorite ETF! Was nice to see the detailed breakdown of the 2 ETF's! I'm a big fan of BRK.B. Any thoughts on Warren Buffet's stock?
Awesome video, thanks 😊😊😊😊😊
Any time!
This is great information!
Wow finally you compare FDVV and SCHD HEHEHE. I’ve invested in both since 2019 FDVV and 2021 SCHD. I’ve been pretty happy with returns of FDVV and dividend growth of SCHD. I have noticed year over year the dividend of FDVV doesn’t grow as much. But up 40% DCA.
I am searching for a US Value ETF for European...any idea ? WTDM ?
Right now the 3 Fund is SPY/QQQ/SCHD with a dash of VYM. I'd like to see a video where you compare SCHD with VYM instead. Schwab vs. Vanguard instead of Schwab vs. Fidelity. VYM has had some real nice growth lately.
How about BRKB Prof G? Thanks
VOO (in 401K) / SCHG & SCHD (in Roth) / 10-15 stocks (in Brokerage ac)
Peofessor G, what is your fav? SCHG VS QQQM?? since the Schwab split i'm wondering if I should switch to SCHG (currently i'm invested in QQQM) Great video.
I rather buy SCHD, the main reason of the dividend ETF is to diversify from SCHG and SPY which have plenty of NVDA, MSFT and AAPL
I need advice on what and how to invest 100k in a taxable brokerage account..
Great video. I´m very new to this investment/ETF world and I learned a lot from this video. I'm already setting goals and planning strategies based on what I've learned here. Subscribed! Thank you!
Thanks for providing such great content, I needed this!
Broncos? You from CO? Love your videos, Professor G
Can you do a video on how to invest for our children and the tax benefits?
Boy, how did the PE ratio of SCHD jump so fast? I'm looking 1 month after the posting of this video where you show it at 5.43. 1 month later (Nov. 28, 2024) it is at 14.91. Nearly trippled!
CAGR for SPYV appears similar to FDVV in last year.
Prof, tell me where my % is off for a near retiree looking for income with some growth and doesn't mind the covered calls in some of these ETFs that limits upside for the benefit of lower downside loss. I'm NOT worried about beating the benchmarks. I AM worried about needing income, losing lots of money, (I can handle ups and downs), and I plan to hold long term and don't want to watch the market as it changes and would like to just hold.
SCHD 20%
JEPQ 30%
DIVO 20%
DGRO 10%
CGDV 10%
FDVV 10%
I'm willing to exchange FDVV for JEPI if it makes sense, or anything else for that matter. What do you think? Is my overlap ok? Thanks in advance.
Excellent content Prof. G. Can you provide Index funds that would best pair with SCHD 🙏